aventura travel flights

How to use CIBC Aventura points to reduce travel costs

by Anne Betts | Jul 1, 2024 | Travel Hacking , Destinations | 0 comments

Updated July 1, 2024

What are the various ways to use CIBC Aventura points to reduce travel costs ? Is the Aventura program worth it? How does it work? What’s an Aventura point worth? 

Here is my review as it relates to funding travel.

Table of Contents

What is the CIBC Aventura program?

How are aventura points earned, can aventura points be converted to another program, how can aventura points be used, what’s an aventura point worth, 1. flexible travel reward, 2. flight rewards, (i) book and pay with your aventura-earning credit card, (ii) log into cibc online banking and your credit card account   , (iii) redeem with points while the transaction is pending, what’s to like about the cibc aventura program, shortcomings of the cibc aventura program.

CIBC Rewards is the in-house propriety program of the Canadian Imperial Bank of Commerce (CIBC). The reward currency is commonly referred to as Aventura points.

The CIBC Travel Rewards Centre is CIBC’s in-house travel portal. It’s operated by Merit Travel Group, an independent travel agency. (Effective October 1, 2024, the travel service will switch to CIBCByExpedia.) 

Aventura points are earned through credit card **sign-up bonuses and everyday spending. Depending on the credit card, bonus points can be earned on promotions, bookings at the CIBC Travel Rewards Centre, and spending in accelerated earning categories such as groceries, gas, and dining. CIBC has ten Aventura-branded credit cards:

• CIBC Aventura Visa Card
• CIBC Aventura Gold Visa Card
• CIBC Aventura Visa Infinite Card
• CIBC Aventura Visa Infinite Privilege Card
• CIBC Aventura Visa Card for Students
• CIBC U.S. Dollar Aventura Gold Visa Card
• CIBC Aventura Visa Card for Business
• CIBC Aventura Visa Card for Business Plus
• *CIBC Aventura World Elite MasterCard
• *CIBC Aventura World MasterCard

*CIBC MasterCards are no longer available to new applicants.

** When applying for a CIBC Aventura credit card, look for special offers of sign-up bonuses that exceed those listed at the CIBC site. These include Milesopedia, Red Flag Deals , Great Canadian Rebates, Credit Card Genius , and Rewards Canada .

Aventura points don’t expire if an Aventura-earning credit card account is in good standing. The primary cardholder can pool points by moving them from one Aventura-earning credit card account to another.

Contrary to what you might read on the internet or be told by a seller at an airport kiosk, Aventura points cannot be converted to Aeroplan (except in special circumstances). They were before CIBC co-branded Aeroplan cards were transferred to TD in 2014, when the ability to convert Aventura points to Aeroplan was discontinued. However, grandparenting protection remains in place for cardholders of three select cards held since before October 1, 2013:

• CIBC Aventura World Elite MasterCard

Aventura points earned since then can be converted, if they have been moved to the card held before 2014. Conversion is at the rate of 1:1 and points can only be converted in increments of 10,000.

Aventura points can be redeemed for travel, gift cards, donations, merchandise, experiences, credit card statement credits, or contributions to various CIBC financial products.

As with most reward programs, travel purchases usually return the best value. On most travel redemptions, Aventura points are capable of a value anywhere between 1 and 2.2 CPP (cents per point). Most travel booked through CIBC’s in-house travel portal returns a value of 1 CPP. When booking ‘Flight Rewards’ using CIBC’s Aventura Flight Rewards Chart, some redemptions offer a return of up to 2.2 CPP in value.

Credit Card Genius has calculated the value of Aventura points when redeemed for purposes other than travel. For example, charitable donations are valued at 1 CPP, CIBC financial products and statement credits at 0.83 CPP, gift cards at 0.71 CPP, and merchandise at an average of 0.71 CPP.

Occasional promotions on gift cards can return a redemption value of 1 CPP.

There are three ways to redeem Aventura points for travel.

A ‘Flexible Travel Reward’ applies to online bookings for flights via the ‘Flex Travel’ option on the Aventura Flight Rewards Chart or through online or telephone bookings at the CIBC Travel Rewards Centre.

Unless there is a promotion in effect, this option returns a value of one cent per point, considered the baseline value for most proprietary reward programs’ travel purchases.

Redeeming a Flexible Travel Reward involves booking through the CIBC Travel Rewards Centre and applying points to the purchase. It doesn’t apply to bookings through other suppliers.

Check for promotions in effect at the CIBC Rewards site. In the past, there have been auctions, accelerated earning rates on travel bookings, and flights for fewer points.

Flight Rewards are based on the Aventura Flight Rewards Chart for round-trip flights in various cabin classes, from basic economy to first class. Each group of regionally based destinations displays a sliding scale of points required for flights with a maximum base ticket price. The base ticket price is exclusive of taxes and other charges.

A greater value (than one cent per point) is possible with these redemptions the closer the cost of a flight is to the maximum ticket price listed on the chart. For example, the Canada and US (Long-Haul) travel region category shows a maximum ticket price of $800.  Paying 35,000 points for a ticket with a base fare of $800 returns a value of 2.2 cents per point.

In the following example, a return flight in premium economy from Toronto to Los Angeles costs 35,000 Aventura points plus $194.07 in taxes and fees using the Flight Rewards option. Taxes and fees can be paid in any combination of points (at a value of one cent per point) and cash (charged to a credit card). If the traveller pays in points, the total would be 54,407.

In the same example, the Flex Travel option (at a value of one cent per point) shows a base fare of $744 for a total cost of $938, including taxes and other charges or 93,807 Aventura points.

By choosing the Flight Rewards option in this example, the traveller has achieved a value of 2.1 cents per point on the base fare and saved 39,400 Aventura points compared to the Flex Travel option.

Any excess cost over the maximum ticket price can be paid for in cash or points (at a fixed value of one cent per point). As shown in the following example of a round-trip business class flight from Vancouver to Calgary, the excess appears as ‘OVERMAX’ in the search results.

The Aventura cardholder must have at least 80% of the points required to obtain the desired flight, and tickets are non-refundable unless advised otherwise. As the CIBC Travel Rewards Centre is the booking agent, any irregularities related to flight cancellations or ticketing errors will require their intervention, as opposed to the airline. Such is the dilemma of travellers who use third-party booking agencies.

3. Shopping with Points

‘Shopping with Points’ involves booking through vendors other than the CIBC Travel Rewards Centre. Until a 2022 promotion, the rate of 8,000 points on each $50 purchase worked out to an abysmal value of 0.625 cents per point. The promotion doubled the value of 8,000 points to $100, or 1.25 cents per point. After several extensions with expiry dates, the promotional redemption rate has been extended indefinitely.

Redeeming points for travel purchases using the Shopping with Points option involves the following steps:

Make a travel purchase such as a flight, vacation package, cruise, hotel stay, or car rental at a vendor of your choice using a credit card earning Aventura points. The charge must be in Canadian dollars. I made the mistake of making a direct booking at Palmers Lodge , a London hostel, that never appeared on my account as eligible for redemption. When I booked Edinburgh and York accommodation at Expedia dot ca, both appeared almost immediately as redeemable with points.

Log into CIBC Online Banking (or mobile banking) and search for the transaction under ‘Pending’ in your transaction history. Chances are the charge will appear as soon as the booking has been confirmed. However, it could take a few days to post, so keep checking back.

Click on ‘Redeem with Points’ (the link to redeem with points needs to be active on the transaction). If it’s an eligible travel purchase, the required points will automatically be reduced by 50% under the extended promotion. If the redemption is successful, confirmation will immediately appear within the credit card account.

The credit will be posted to the respective credit card account within two business days.

This redemption option is only available while the purchase is still pending. The Shopping with Points Terms and Conditions state that it’s non-refundable, non-exchangeable, and non-transferable. Therefore, making a refundable booking with the vendor is always preferable. Many miles-and-points enthusiasts turn Aventura points into cash with refundable bookings. Others use them to reduce travel costs.

• Depending on the credit card, CIBC offers travel perks such as lounge access through the Visa Airport Companion Program membership and passes, NEXUS fee rebates, and an attractive Mobile Device Insurance benefit.

For more information on the NEXUS program, see Is a NEXUS card worth it? and How to apply for a NEXUS card .

• There are regular first-year-free promotions where the annual fee is waived for the first year. Many come with improved sign-up bonuses. In addition, it pays to check rebate and affiliate sites such as Great Canadian Rebates for elevated sign-up bonuses when applying through their portal.   
• It’s possible to hold more than one credit card of the same type (e.g., more than one Aventura Visa Infinite) at the same time. CIBC can be quite generous with approvals.
• CIBC is more likely than other banks to waive the annual fee on request. It may also be possible to obtain a prorated annual fee refund when cancelling or product switching a credit card.
• The redemption value of a ‘penny a point’ is easy to understand. The system calculates the exact amount with no sliding scale or topping upwards. My one-way flight from Cairns to Brisbane on Virgin Australia cost $129.08, translating into a precise redemption of 12,908 Aventura points.
• There’s a no-fee card in the Aventura family (CIBC Aventura Visa Card). Applying for, or product switching to the no-fee card, can help preserve a relationship with CIBC. It can also serve a useful purpose by protecting existing Aventura points in an account between applications for other cards.  However, partial redemptions (part points, part cash) offer the means to use all Aventura points with no ‘orphan points remaining in an account.
• Aventura points can be transferred from one account to another in the Aventura family. This applies to accounts held by the same cardholder. The process is efficient and instantaneous. For holders of the CIBC Visa Infinite Privilege card, it can be done online. For cardholders of other cards, contact the CIBC Rewards Centre to execute the transfer. Unlike TD Rewards, where a minimum of 10,000 points can be transferred, any number of points can be moved from one account to another. The transfer is instantaneous.

For more information on the TD Rewards program, see How to use TD Rewards points to reduce travel costs.

• Online bookings are limited. For example, online flight searches are limited to those originating in Canada or the USA. Calling the Travel Rewards Centre is inconvenient and can be costly when trying to make a booking from another country.
• The Aventura Flight Rewards Chart applies to return flights. One-way flights can only be redeemed as a ‘Flexible Travel Reward’ at a value of one cent per point.
• Rewards are non-refundable, non-exchangeable, and non-transferable. With the exception of refundable bookings with vendors where the pending charge is redeemed with points, there are no refunds on any travel purchased with Aventura points.
• Hotel prices at the CIBC Travel Rewards Centre can be seriously inflated. For a booking via Expedia and redeemed using ‘Shopping with points,’ I paid $373 for a two-night stay at a Halifax hotel. The same hotel with the same dates at the CIBC Travel Rewards Centre, researched within minutes of each other, revealed a cost of $515.

• Other than redeeming points while a charge is pending, there’s no post-purchase option to redeem points against existing reservations or previous travel purchases.

The inability to convert Aventura points to other programs makes them less valuable than reward currencies such as AMEX Membership Rewards and RBC Avion Rewards, which can be converted to reward programs where it’s possible to extract much greater value.

Aventura points can be a beneficial reward currency in a diversified miles-and-points portfolio. When viewed as a secondary program along with, for example, TD Rewards and Scene+, they can reduce travel costs by funding miscellaneous travel expenses. These include train and ferry tickets, boutique hotel stays, flights with regional airlines, tours, and various travel experiences.

CIBC is to be congratulated for extending the promotion with an elevated redemption value through Shopping with Points. It significantly increases the value of the program.

Might you be interested in my other miles-and-points posts?

• How to use Scene+ points to reduce travel costs
• How to use TD Rewards points to reduce travel costs
• When a no-FOREX-fee credit card isn’t the best travel choice
• 9 Effective says of meeting Minimum Spend Requirements  
• Polaris review of United Airlines’ lounge and in-flight experience
• Does the BMO Air Miles World Elite MasterCard deserve a place in your wallet?

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How to redeem Aventura Points

Learn how to redeem cibc aventura points for flights and other rewards through the cibc rewards centre..

In this guide

How to use Aventura points

Cibc aventura points value, how quickly can i earn aventura points, compare other travel rewards credit cards, what is aventura, bottom line, frequently asked questions.

Looking to cash in on all those points you’ve earned with your CIBC Aventura credit card? We break down how to redeem Aventura Points for flights, travel, merchandise, financial account contributions and more.

It’s easy to redeem CIBC Aventura Points. Visit the CIBC Rewards Catalogue , login to your account and start browsing. When you find the item or experience you want, select it and follow the prompts to redeem your points.

If you want to redeem Aventura points for a different reward, follow these steps:

• Purchase the item or experience you want using your eligible CIBC Aventura credit card.
• Login to your CIBC Online Banking account.
• Go to your Credit Card Account Details .
• To shop with Aventura Points, select an eligible pending transaction. Then select Redeem with Points .
• Want to use your Aventura Points to pay down your credit card or contribute to another eligible CIBC product instead? Select Payment with Points , provide your info and indicate how you want to redeem points.

CIBC Aventura Points can be redeemed for flights, other travel costs, to pay down your credit card or to contribute to eligible CIBC financial accounts. Here are some examples of how you can use your Aventura Rewards:

• Car rentals
• Vacation packages (incl. taxes + fees)
• Merchandise
• Pay down your credit card balance
• CIBC TFSA & RRSP contributions
• Self-directed CIBC Investor’s Edge portfolio contributions
• Residential mortgage payments
• CIBC personal loan payments

Redeem Aventura points for flights & other travel

Sign on to CIBC Online Banking to access the Rewards Centre where you can book flights, hotels, cruises, car rentals and vacation packages.

Browse travel rewards and view exclusive promotions through CIBC online portal. Book trips using the Aventura Travel Assistant, providing your personal info and travel dates like you would on a regular travel site.

What makes Aventura flight redemptions so special?

• No blackout dates or restrictions. Book the flights any time of the year with no blackout dates or seat restrictions.
• Points can pay for taxes & fees. Use Aventura Rewards Points to pay for taxes and fees when you travel and reduce your out-of-pocket expenses.
• CIBC Aventura Points never expire. You won’t need to use your points by a certain date, because Aventura Points are always good.
• No booking fees. Forget about booking fees when you purchase through the CIBC Rewards Centre.

Redeem Aventura points for merchandise & gift cards

Visit the CIBC Rewards Catalogue online redeem Aventura points for gift cards or items like electronics, fashion, home items, sporting goods, tools, kids items, experiences and more.

To redeem Aventura Points, sign in to your online account. Then search for the rewards you want, filtering by category or points redemption level. Redeem your points to purchase, and your reward will be sent by mail (or email for e-gift cards).

Only the primary cardholder can shop with points. Redeem Aventura points for merchandise quickly before the transaction is posted to your account. Once the transaction is posted, it’s no longer eligible for Aventura points redemption.

Redeem Aventura points to pay bills & grow other financial accounts

One of the great things about the CIBC Aventura Rewards program is that you can use points to reduce your credit card balance or contribute to other financial accounts. Pay down your CIBC mortgage or personal loan. Or, pay into a CIBC TFSA or RRSP.

All you need to do is log in to CIBC Online Banking, select Payment with Points and provide the required information. You’ll be able to see how much your points are worth before you cash in.

Who is most likely to be researching how to redeem Aventura points?

Finder data suggests that men aged 25-34 are most likely to be researching this topic.

How much are Aventura Points worth? The value of Aventura Points differs depending on how you use your points but generally ranges from less than 1 cent to just over 2 cents .

Aventura Points value is usually highest for flights and other travel. You typically get less value per point when you redeem for retail gift cards or merchandise.

How many Aventura Points does it take to fly?

The number of Aventura Points you need to pay for a flight depends on where you’re flying to and from and the flight class. But for perspective, you need 10,000-20,000 Aventura Points to fly to the US with a maximum ticket price of $400. To fly to Europe with a maximum ticket price of $1,300, you need 50,000-70,000 Aventura Points.

View CIBC’s Aventura Flight Rewards Chart here .

The more you spend on an CIBC Aventura credit card, the quicker you can start getting rewarded. Depending on the card you have, you can earn between 0.5 and 3 Aventura points per dollar . Most CIBC Aventura credit cards come with welcome offers that help you build up points faster.

The CIBC Aventura Visa Infinite Privilege Card offers between 1.25 and 3 points per dollar but costs a hefty $499 per year. The CIBC Aventura Visa Card costs $0 annually but you only earn 0.5–1 points per dollar.

Curious how many Aventura Points you could earn each month? Check out CIBC’s credit card rewards calculator .

Compare travel credit cards to make sure you’re getting the most out of your purchases.

Aventura is CIBC’s frequent flyer program, competing with other popular programs like Aeroplan (Air Canada), Avion (RBC) and AIR MILES. The only way to earn Aventura Points is by using a CIBC Aventura credit card.

CIBC has a number of basic and premium credit cards for personal and business use that let you earn Aventura Rewards Points. Annual fees, interest rates, perks, and points earn rates differ between cards, but you can earn between 0.5 and 3 points per dollar spent.

Among the downsides of the CIBC Aventura Rewards program is that you can’t earn points without a credit card and the retail network for redeeming points isn’t very large.

However, you can purchase items or experiences with an Aventura credit card and login to CIBC Online Banking to redeem points to pay for your purchase (non-posted transactions only). This sidesteps the limitations of the program and lets you redeem Aventura Points for just about anything.

Related: Aventura vs Aeroplan

Visit the CIBC Rewards Centre to redeem Aventura Points for travel, merch and experiences. Or login to CIBC Online Banking to use Aventura points to pay down your credit card, mortgage, or personal loan or contribute to other CIBC financial accounts.

CIBC Aventura Points are worth the most when redeemed for flights and travel. But you might get more flexibility and perks with other travel rewards credit cards. Compare your options to rack up travel points and get one step closer to your dream vacation.

Related: Best travel credit cards in Canada

Do I need an Aventura credit card to earn Aventura Points?

Yes, you can only earn Aventura Points with a CIBC Aventura credit card. Unfortunately, you can't independently sign up to earn Aventura Rewards.

Can I transfer my Aventura Points to another account?

Yes. You can transfer your Aventura Points to another Aventura cardholder through your online account. You can also call a customer service rep to help you carry out the transfer.

Do Aventura Points expire?

No. Aventura Points never expire, so you can use your points whenever you want.

Stacie Hurst

Stacie Hurst is an editor at Finder, specializing in a wide range of topics including loans, banking products, investing and money transfers. She has a Bachelor of Arts in Psychology and Writing, and she completed one year of law school in the United States before deciding to pursue a career in the publishing industry. When not working, Stacie can usually be found watching K-dramas or playing games with her friends and family. See full bio

Claire Horwood

Claire Horwood was a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate’s Degree in Science from Camosun College. Much of Claire’s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee. See full bio

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Points Programs

Hotel programs, best credit cards, back to guides, the best ways to use cibc aventura points.

Let’s go over the best ways to book travel using CIBC Aventura points, which can be a useful secondary points currency for Canadians to collect.

Written by Ricky Zhang

On December 12, 2019

Read time 13 mins

CIBC’s in-house points currency is known as CIBC Aventura points, and many consumers who bank with CIBC end up collecting sizeable balances of Aventura points via the personal and business CIBC Aventura credit cards.

The reality, unfortunately, is that CIBC Aventura points do not hold nearly as much value as some of the other points programs available to Canadians, like Aeroplan , Amex MR , or RBC Avion . No matter what your travel goals are, you’d almost always be better off earning one of those points currencies instead of Aventura, if given the choice, because of their additional flexibility and value.

Having said that, the CIBC Aventura credit cards do put on some very strong signup bonuses on a regular basis, which make them a good choice as secondary credit cards after you’ve already applied for the most valuable cards out there.

In this post, we’ll cover the various ways that you can use your CIBC Aventura points to meet your travel goals, even though the overall upside to the program can be relatively limited in the end.

In This Post

Redeem aventura points for travel via cibc, cibc aventura airline rewards chart, seasonal flight promotions, transferring to aeroplan miles (for pre-2013 cardholders), …merchandise.

The baseline use-case for CIBC Aventura points would be to redeem them at a value of 1 cent per point (cpp) against travel that’s booked through the CIBC Rewards Travel Centre. For example, the current signup bonus of 35,000 Aventura points on the CIBC Aventura Visa Infinite would be redeemed against $350 worth of travel booked via CIBC.

It’s important to note that Aventura points redemptions can only be made directly through CIBC’s in-house travel agency (either online or over the phone). Unlike similar products and programs like the Amex Cobalt or the Scotia Passport , you cannot make travel purchases directly on your CIBC Aventura credit card and then choose to offset the purchase using Aventura points later on, and I’d consider that to be a major limitation of the Aventura program.

The CIBC Rewards website allows you to search for “simple” flights, hotels, and car rentals and book directly using your Aventura points.

Unless you’re booking a flight that falls under the Airline Rewards Chart (which we’ll describe below), the payment page will automatically apply your points towards the value of the booking at 1cpp.

You may also book travel via the CIBC Rewards Travel Centre over the phone, where you’ll be connected with a dedicated travel agent who will assist you with the booking.

The CIBC travel agency seems to be able to book most major flights, hotels, car rentals, and other travel products that you can find on the major online travel agencies like Expedia; however, I have found in the past that there are a few gaps in what CIBC is able to book (and therefore what you’re able to redeem Aventura points for).

For example, the CIBC travel agency cannot book flights on low-cost airlines in Europe or Asia, nor are they able to book “less mainstream” airlines such as the AirBaltic or Air Astana – flag carriers of Latvia and Kazakhstan, respectively. My attempts redeeming Aventura points for cash fares on both of these airlines resulted in the agent attempting to issue me a ticket within their backend systems, but to no avail.

(I’ve heard a few data points of CIBC travel agents allowing the customer to book whatever they want on Expedia.ca on their own and then applying the Aventura points manually, but these were few and far between, and I haven’t personally had any success doing this.)

Overall, the 1cpp redemption option should be treated as a baseline; you should never redeem your Aventura points for anything less than 1cpp. However, I must admit that it’s quite rare that I find myself needing to redeem Aventura points in this fashion.

After all, most of my flights are booked using award tickets, and the cash flights that I do buy are usually on the less mainstream airlines of the world, which Aventura agents are unable to book. And on the hotel side, I’m always booking hotels either directly with the program or through a third-party booking service in order to maximize my elite benefits.

Most often, I find myself redeeming my Aventura points for short-haul flights on Air Canada or WestJet, such as Toronto–Montreal or Montreal–New York, when the price isn’t high enough to justify redeeming Aeroplan miles . These flights also happen to be easily searched on the CIBC Rewards website, saving me a time-consuming phone call with a travel agent.

Another way to redeem Aventura points for flights is via the Aventura Airline Rewards Chart, which allows you to exchange a certain quantity of points for a cash ticket in economy class from Canada to a certain geographic region, up to a certain maximum ticket price. It’s a similar arrangement as the Fixed Points Travel program with Amex MR , or the Travel Redemption Schedule with RBC Avion .

The chart is found on the CIBC Rewards website , and can be summarized as follows:

As you can see, if you were booking a round-trip flight designated as Canada and U.S. (Short Haul), then you’d pay between 10,000 and 20,000 Aventura points for a ticket whose base fare (i.e., the price before taxes and fees) is up to a maximum of $400. If the base fare were higher than $400, then you’d also pay the difference at the standard 1cpp valuation of Aventura points.

It’s my understanding that the exact price within the range of prices (10,000 to 20,000 points, in this case) is determined by your base fare – if you’re “using up” the full maximum amount of $400, then you can expect to pay 20,000 Aventura points; meanwhile, if your base fare is only, say, $200, then you might only be charged 10,000 Aventura points for this redemption.

Note that Aventura points can be only be used to cover the base fare portion of a flight under this chart, not any of the associated taxes and fees. You may still redeem your Aventura points against the taxes and fees, but only at the base-level rate of 1cpp.

If you do the math, you’ll see that you can achieve much higher value than the standard 1cpp redemption by using the Aventura Airline Rewards Chart. Indeed, the maximum value arises when you redeem 35,000 Aventura points for a flight designated as Canada and U.S. (Long Haul) with a maximum ticket price of $800 – using up that full amount would give you a value of 2.29cpp, which is pretty amazing value for the Aventura program.

The value on maximizing the Canada and U.S. (Short Haul) region is pretty outstanding as well at 2cpp, whereas Europe, Mexico/Alaska/Hawaii/Central America/Caribbean, and Rest of the World clock in at maximum values of 1.85cpp, 1.67cpp, and 1.6cpp respectively.

(Note that the definitions of short-haul and long-haul are based on whether the respective provinces or states of the origin and destination cities share an adjoining border, and this results in a few oddities, like Toronto–Chicago being classified as long-haul even though it’s a shorter distance than Toronto–Minneapolis, which is classified as short-haul.)

If your travel patterns regularly involve paying for economy class flights within Canada and the US, then the CIBC Aventura Airline Rewards Chart could be a very suitable fit for your needs while allowing you to extract higher than normal value out of your Aventura points.

In addition to the above flight redemption options, you can also watch out for CIBC’s seasonal redemption offers, which usually partner with a specific airline like Porter, WestJet, or Air Transat to offer discounted redemptions on certain routes during a certain travel period.

For example, we’ve seen promotions where you could redeem as few as 8,000 or 9,000 Aventura points for a round-trip flight on popular routes like Toronto–New York, Montreal–Boston, Toronto–Ottawa, or Vancouver–Calgary. Overall, these promotions have largely been more favourable for Canadians living in the Eastern provinces (especially since Porter, for example, only operates on this side of the continent).

While these promotions do offer up some very low redemption price points, it’s still important to compare against the cash fare to figure out the value you’re getting, since they could still tread the fine line against the base-level 1cpp redemption in many cases.

Remember that you still have to pay about $100–150 in taxes and fees on these low-priced redemptions, so even a points rate of 8,000 Aventura points might not present stellar value when the cash tickets on the Toronto–New York route are often as low as $220 round-trip.

Always do the math against the cash price to figure out the value you’re getting for your Aventura points, and if it’s below 1cpp, then it’s best to offset the cost directly at par instead.

Finally, one important question that arises from all of the above types of Aventura flight bookings is whether you’ll earn miles when crediting these flights to a frequent flyer program. It’s my understanding that you do indeed earn miles when you offset the cost of a flight at 1cpp, since the flight is counted as a regular revenue fare that’s simply being offset using your Aventura points.

However, when you redeem via the Aventura Airline Rewards Chart or through one of the seasonal airline-specific promotions, you do not earn miles since the flight is marked as a mileage redemption – even if the flight is booked into the same fare class in all three cases.

If you’ve been an Aventura cardholder since at least 2013, then you enjoy the grandfathered ability to transfer your Aventura points into Aeroplan miles at a 1:1 ratio.

Aventura points were once freely transferrable to Aeroplan when CIBC held the main Aeroplan credit card contract in Canada; however, that ability was phased out when TD won over the contract in 2014, so only the legacy cardholders of CIBC Aventura products can still make use of this opportunity.

If you’re one of these cardholders, then transferring your Aventura points to Aeroplan will likely be the best-value usage of your points in general, especially if you’re looking to maximize your miles by booking business class or First Class flights.

If you’re content with economy class, then you can compare the price points between Aventura and Aeroplan (as well as the availability situation, since the former can book any available seat on any flight, whereas the latter is constrained by award space), and only transfer your points over if it makes sense.

Finally, we all know that redeeming points for merchandise is usually seen as a major faux-pas due to the poor value it provides; however, I’m not ashamed to say that CIBC Aventura points are the only currency that I’ve ever redeemed in exchange for a retail good.

Indeed, when the Aventura program was offering a Cyber Monday special on merchandise redemptions last year, there was a wide range of products, from iPhones to coffee makers, that were available at 50% off their usual points price, offering a value of around 1.8cpp.

Since I had no immediate plans to redeem my balance of around 35,000 Aventura points at the time (and in fact wanted to cancel the card soon), and I was in the market for a medium-sized luggage anyway, I decided to trade in 21,950 Aventura points at that 1.8cpp level for a new Heys suitcase .

21,950 Aventura points well spent!

I’d only recommend redeeming for merchandise in these situations when all three criteria are met: there’s a special offer on these types of redemptions, you’re certain you would be purchasing the product anyway, and you don’t see yourself getting higher value (such as the 1.6cpp+ redemptions through the Airline Reward Chart).

While I don’t think the Cyber Monday special offer returned in 2019, I recall there was a similar limited-time offer on Boxing Day last year as well, so hopefully that will be back this year in case you have some spare Aventura points lying around that you’re happy to exchange for some new “stuff”.

While Aventura doesn’t really have a place among the most valuable points programs in Canada, they’re still very easy to collect via the CIBC Aventura credit cards, and are good for reducing the cost of your flights and hotels here and there to supplement the more valuable redemptions you make with other currencies.

You can get the highest value (up to 2.29cpp) via the Aventura Airline Rewards Chart, while their frequent redemption promotions also represent good value. The baseline scenario – and indeed the option that I resort to the most often – would be using Aventura points at 1cpp against the cost of travel, although the fact that you must book through CIBC’s travel agency can be a major limitation.

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Home » Credit Cards » Aventura vs Aeroplan: Which Program to Choose with your CIBC Credit Card?

Aventura vs Aeroplan: Which Program to Choose with your CIBC Credit Card?

By: Mark Gregorski

PiggyBank is reader-supported. We may be compensated if you use, sign-up or apply for services through our links. See our Advertising Disclosure .

What is Aventura?

Aventura credit cards, what is aeroplan, aeroplan credit cards, how to choose between aventura and aeroplan.

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• No markups on international exchange rates.
• Available in dozens of countries.
• Standard fees can add up.
• There are faster and cheaper options for domestic transfers.

• No receiving limits.
• Convenient for on-the-go transfers.
• Only available in the US. fees can add up.
• Payment limits for senders.

Wealthsimple

• High interest for deposited cash.
• Easy-to-use.
• Only available in Canada.
• Lacks some typical account features.

The main difference between Aventura and Aeroplan is that Aventura is a travel rewards program owned by the Canadian Imperial Bank of Commerce (CIBC) and requires applying for a credit card to participate, while Aeroplan is Air Canada’s loyalty program, which allows individuals to participate through direct membership or affiliated credit cards.

Aventura and Aeroplan are top-rated frequent flyer options perfect for Canadians who love travelling.

Both offer flexible rewards and a wide range of perks to help make your trips affordable and convenient.

Are you a CIBC customer? If so, you’re in luck, as the bank offers several types of credit cards that can help you quickly rack up Aventura and Aeroplan points.

But which loyalty program should you choose with your CIBC credit card?

In this article, we’ll explore what Aventura and Aeroplan offer and review the pros and cons of each.

That way, you can confidently pick the travel rewards program that best matches your needs.

• Great redemption flexibility, including travel-related purchases
• Zero-annual fee Aventura credit card available for students
• Complimentary airport lounge access (up to four free passes annually)
• Ability to redeem points for flight surcharges and taxes
• Points never expire
• NEXUS application fee rebate (every four years)
• Fuel savings of up to 10 cents per litre at select gas stations
• No partner brands are available to help you earn points faster
• You can only earn points with a CIBC credit card
• Lacks some helpful travel perks, such as priority boarding and free first baggage check
• Points are not transferable to other loyalty programs
• High minimum redemption for flights (must have 80% of the required points)
• Ability to pool Aeroplan points with your family and friends (up to eight people under one sharing plan)
• Extensive range of flight options both domestic and international
• Ability to redeem points for flight perks like Wi-Fi, checked bags, and seat upgrades.
• Wide range of retail partners to help you earn bonus points
• Ability to pay for rewards using a combination of cash and points
• Zero-annual fee Aeroplan credit card available for students
• Complimentary airport lounge access (four to six free passes annually)
• Comprehensive travel insurance available for the top-tier Aeroplan credit cards
• Fewer benefits if you don’t typically books flights with Air Canada
• Points expire after 18 months of inactivity
• There is a $39 booking fee when flying with Star Alliance carriers
• High redemption rates on long-distance flights
• Offers less value for those who travel less and primarily want deals on retail spending

Aventura is a travel rewards program owned by CIBC.

To participate in the program, you must sign up for one or more Aventura-branded credit cards, which only CIBC offers.

As an Aventura cardholder, you collect points with each purchase you charge to your card.

The amount you earn varies based on the credit card you use and the type of purchase you make – some are more generous than others.

You can apply your Aventura points to a wide range of different rewards.

The most popular redemption options are flights, both domestic and international.

You can fly with any airline, and there are no seat restrictions or blackout periods.

Of course, airfare isn’t the only travel expense your points cover.

You can also apply them to car rentals, accommodation, cruises, train tickets, tours, etc.

Like most travel loyalty programs, you don’t have to use your points exclusively for travel.

Other redemption choices include gift cards, merchandise, statement credits, and charitable donations.

You can also apply them toward CIBC financial products, such as your TFSA, RRSP, or mortgage.

CIBC makes it super convenient to  shop with your points or use them to pay down your credit card balance .

In addition to the reward program, Aventura credit cards come with some excellent perks.

Depending on which card you apply for, these include:

• Airport lounge access – four to six free visits per year at over 1,200 lounges worldwide
• Aventura Travel Assistance Service – personalized trip planning and travel booking at no extra charge
• Purchase protection insurance for up to 90 days
• Visa Infinite benefits – hotel upgrades, concierge service, lavish dining events, and more
• NEXUS application fee rebate (one every four years)
• Travel insurance – flight delays, hotel burglaries, emergency medical services, car rentals, etc.

CIBC offers a U.S. dollar Aventura credit card that allows you to make purchase in U.S. currency, which allows you to avoid conversion fees.

The Aventura loyalty program employs a spending category model for its earn rates.

This means the number of points you can expect to collect will depend mainly on the types of goods and services you charge to your card.

In addition, your specific Aventura credit card will dictate how quickly you can amass points.

Each comes with a different set of earning rates.

Generally, you can earn 1 point for every $1 you spend using your credit card – this is the base rate that applies to most purchases.

Bonus earn rates apply to groceries, drug store items, transportation, dining, and entertainment.

Purchases in these categories will typically reward you with 1.5 to 2 points for each dollar spent.

The most lucrative earn rates are reserved for travel-related purchases, which will net you 2 to 3 points for every dollar you spend.

Redemption Rates

The value of each Aventura point varies as each reward category (flights, merchandise, gift cards, etc.) has a different redemption rate.

On average, each point is equivalent to one cent in Canadian dollars.

As with other travel rewards programs, your points retain the most value if you apply them toward flights and travel-related purchases.

Merchandise, gift cards, and statement credits offer less value, with redemption rates below one cent per point.

Given that Aventura’s best rewards options relate to travel, it’s worth examining how many points you’ll need to accumulate to cover airfare, along with the redemption value.

The details below are from CIBC’s Aventura current flight rewards chart (assuming a round trip).

You’re still responsible for paying all extra surcharges and taxes, but you can use your points to cover these costs too.

New Credit Card?

See which Aventura and Aeroplan cards made the cut on our best credit cards list!

CICB offers several credit cards you can use to collect Aventura points.

Here are a few to consider.

CIBC Aventura Visa Card

If you don’t mind spending a bit more time collecting points to avoid paying an annual fee, consider the CIBC Aventura Visa Card.

Using this card, you’ll earn 1 point for every dollar you spend on travel purchases made through the CIBC Rewards Centre, gas, groceries, electric vehicle charging, and drug store items.

All other purchases will net you 1 point for every $2 spent.

The card gives you access to several insurance products, including car rental insurance, purchase security, and car rental collision insurance.

CIBC Aventura Gold Visa Card

The CIBC Aventura Gold Visa Card offers some solid travel perks and earn rates.

And you don’t need a six-figure income to qualify – only a minimum annual income of $15,000 will do.

The earn rates on this card work as follows:

• Two points per dollar spent on travel purchases made through the CIBC Rewards Centre.
• 1.5 points per dollar spent on gas stations, grocery stores, drug stores, and electric vehicle charging stations.
• One point per dollar spent on all other purchases.

In addition to the excellent earn rates, the card offers some nice perks too.

These include airport lounge access (four free visits per year), a NEXUS application fee rebate every four years, and an extensive suite of insurance products.

CIBC Aventura Visa Infinite Card

Looking for a way to amass Aventura points quickly while having access to lavish perks?

Then it’s definitely worth applying for the CIBC Aventura Visa Infinite Card.

As a cardholder, you collect points as follows:

• Two points for every dollar you spend on travel-related purchases.
• 1.5 points for every dollar you spend on gas, groceries, and drugstore items.
• One point for every dollar you spend on all other purchases.

The card offers a wide assortment of benefits.

These include airport lounge access (four free visits per year), Nexus application fee rebate, and a dozen different types of insurance.

And you get those highly coveted perks through Visa’s Infinite program too.

Aeroplan is a loyalty program created and owned by Air Canada, Canada’s premier airline.

As a member, you earn Aeroplan points when you spend on Air Canada flights (and its 50+ partner airlines) and other travel-related purchases, like car rentals, hotels, and vacation packages.

You can also garner additional points when you shop with Aeroplan retail partners, of which there are over 200.

A convenient way to access many of these retailers is through Aeroplan’s eStore.

You can also pool your points with family members and friends.

Like most loyalty programs, using a credit card is the best way to rack up Aeroplan points quickly.

Over a dozen Aeroplan-branded credit cards are available that will allow you to do exactly that, several of which are available through CIBC.

Aeroplan is a flexible loyalty program with many redemption options.

You can apply your Aeroplan points toward a diverse range of domestic and international flights with Air Canada and any of its partner airlines.

You can also use them to cover a wide range of travel expenses, like accommodation and car rentals, and even flight upgrades, such as in-flight Wi-fi and premium seats.

Other redemption options include merchandise, gift cards, concert tickets, and charitable donations.

CIBC Aeroplan credit cards come with some valuable perks.

Depending on which card you use, these can include:

• Extensive insurance – coverage for trip cancellations, emergency medical services, car rental collisions, delayed flights, and more
• Airport benefits – complimentary baggage check, priority-check-in, and priority boarding, and airport lounge access
• Fuel savings at select gas stations
• Zero additional surcharges on flight redemption with Air Canada
• Visa Infinite benefits – hotel upgrades, concierge service, dining events, and more

The number of Aeroplan points you can expect to earn using a CIBC credit card depends on three factors:

• The type of purchase you make – certain spending categories are more valuable than others.
• Where you conduct your purchase – shopping at an Aeroplan partner brand will net you more points than at a non-partner brand.
• The type of Aeroplan-affiliated credit card you use – each CIBC card has different earn rates.

Generally, you can earn 0.5 to 1.25 points for every dollar you spend on most purchases.

Select spending categories like gas, groceries, electric vehicle charging, and purchases made through Air Canada will net you 1.5 to 2 points per dollar spent.

Naturally, you’ll need to use a top-tier credit card (think Visa Infinite) to maximize your earn rates.

As a bonus, you’ll earn points twice when you use a CIBC Aeroplan credit card to buy goods and services through Aeroplan partner brands.

Remember:  Aeroplan is a stand-alone travel loyalty program  not tied exclusively to a financial institution.

As a result, you earn and redeem Aeroplan points with or without an Aeroplan-branded credit card.

As Aeroplan is a frequent flyer program, Let’s explore some of the earn rates you can anticipate for travel-related purchases.

Aeroplan is primarily an airline loyalty program, so it’s worth focusing on flight redemption rates.

Aeroplan employs a dynamic pricing model under four zones:

North America, Atlantic, Pacific, and South America.

Every seat on every Air Canada flight is eligible for redemption.

There are no restrictions or blackout dates, and you can also apply your points on any of Air Canada’s partner airlines.

The number of points you’ll need to gather for your desired flight is based on several factors, such as your departure city, destination, seat class, and miles flown.

For example, the more miles your flight covers, the more points you need to redeem.

One way to get acquainted with the flight redemption rates is to browse the Aeroplan Flight Reward Chart.

You can use these details to determine the most cost-effective flight destination, route, and class fare.

You’ll need to collect between 6,000 and 250,000 points depending on your travel plans.

Alternatively, you can use Aeroplan’s  flight redemption calculator  to get a more accurate estimate.

When booking a flight, you must still pay any taxes and applicable third-party fees, but you can also use your points to cover these costs.

However, no surcharges apply when you purchase a flight using your points.

Redemption rates for other rewards also vary widely.

In addition to CIBC, two other financial institutions offer an Aeroplan co-branded card: TD and AMEX.

Here are three Aeroplan credit cards to consider if you’re looking to earn points fast:

TD Aeroplan Visa Infinite Card

TD’s Aeroplan Visa Infinite Card is the ideal credit card if you’re looking to garner plenty of points from gas and grocery spending.

As a cardholder, you earn 1.5 points on gas, groceries, and eligible Air Canada purchases and 1 point on all other purchases.

In addition, you’ll benefit from an assortment of lavish perks through Visa’s Infinite program.

CIBC Aeroplan Visa Infinite

The CIBC Aeroplan Visa Infinite combines excellent earns rates and exceptional perks – it’s easily the best CIBC Aeroplan credit card overall.

The earn rates are as follows: 1.5 points per every dollar spent on gas, grocery, electric vehicle charging, and Air Canada purchases and 1 point for every dollar spent on all other purchases.

The card provides various perks, including comprehensive travel insurance, a complimentary first-checked bag, car rental discounts, and the Visa Infinite package.

Amex Aeroplan Card

The Amex Aeroplan Card offers enticing earn rates and exceptional benefits.

As a cardholder, you earn points for each dollar you spend: 2 points for Air Canada purchases, 1.5 points for dining and food delivery purchases, and 1 point for all other purchases.

Benefits include a complimentary first-checked bag, access to Amex Experiences, preferred ticket pricing on events and attractions, and several types of travel insurance.

Did you know:

Aeroplan accepts points transfers from several loyalty programs, including Best Western Rewards, Wyndham Rewards and Marriott Bonvoy.

Given the similarities between Aventura and Aeroplan, choosing between two loyalty programs can be daunting.

But some notable differences also exist, which may persuade you to choose one or the other.

Suppose you’re looking to amass points as quickly as possible and have access to the best flight redemptions.

In that case, Aeroplan is the better program to enroll in, as it maintains partnerships with a vast network of airlines and retail merchants.

As a result, you’re more likely to secure great deals on flights and earn bonus points when shopping.

On the other hand, if you’re looking for maximum flexibility with your rewards and are already a loyal CIBC customer, you might find it safer and more convenient to go with Aventura.

While Aventura offers a narrower range of flight deals than Aeroplan, it’s still a top contender for rewards for other travel-related purchases, such as tours, train tickets, and accommodation.

Similar topic

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Frequently Asked Questions

Still have questions? Ask PiggyBank!

Can i convert cibc aventura points to aeroplan, is aeroplan and aventura the same, does cibc aventura have lounge access, contributors.

Mark Gregorski

Mark is passionate about educating people on how the financial markets work and providing tips to help them better manage their money. Mark holds a bachelor’s degree in finance from the Northern Alberta Institute of Technology and has more than a decade of experience as an accountant. Outside of writing and finance, he enjoys playing poker, going to the gym, composing music, and learning about digital marketing.

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• Our contributing writers are all Canadian or Canada based and actively using the Canadian financial system. Their profiles are accessible at the bottom of each article.
• This article has been reviewed for accuracy by a Senior Editor that is Canadian or Canada based and actively using the Canadian financial system.
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• Special offers

CIBC Aventura: Redeem 50% fewer points for any trip!

CIBC Aventura Promotion: Redeem 50% fewer points for any travel

**** Update March 25, 2024: This points-based shopping promotion no longer has a cut-off date. However, the conditions state that it may be terminated at any time. In the meantime, enjoy!

Update May 15, 2023: Promotion extended to March 31, 2024! Previously, the promotion ended on July 16, 2023.

CIBC is running an exciting promotion as part of its CIBC Aventura program.

You can redeem 50% fewer points by using the Shopping with points for any travel purchase.

CIBC Aventura Points Redemption Process

All you have to do is:

• Book any travel on your credit card
• Select the travel purchase in your credit card transactions
• Select “Redeem with Points “.

Usually, this option is not very advantageous as it allows you to redeem 8,000 points for a $50 statement credit (a value of 0.625 cents per point – while we value the Aventura point at 1.2 cents):

This means that you can earn double the value of your Aventura Points: 8,000 points = $100 (a value of 1.25 cents per point ). Best of all, you can use your points for any travel purchase booked with your Aventura credit card , from any supplier:

• Rental cars

In this article, we explain how to use CIBC Aventura Points for a cheap trip! Especially after getting our exclusive offer for one of the CIBC Aventura Credit Cards.

Exclusive CIBC Aventura offer

If you’ve signed up for our exclusive offer for the CIBC Aventura ® Visa Infinite* Card or CIBC Aventura ® Gold Visa* Card , and earned the welcome bonus of 45,000 points, that’s $562.50 towards any travel purchase! Like an all-inclusive travel .

If you get both credit cards during the promotion (and via our exclusive offer) , you can use your points toward any travel purchase, up to over $1,100 . If there are several of you in your household, apply for this card to lighten your travel bill with points!

Not bad for credit cards with a first-year annual fee rebate (and four airport lounge visits each)!

Here are the features of these two CIBC Aventura Credit Cards:

CIBC Aventura ® Visa Infinite* Card

The CIBC Aventura® Visa Infinite* Card is one of the best Visa credit cards with travel rewards .

CIBC has an offer with which you can earn up to 45,000 Aventura points:

• 15,000 Aventura Points when you make your first purchase †
• 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods †

In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ( $139 value) and up to three authorized users ( $50 each).

With this CIBC Aventura Credit Card, you get:

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre †
• 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores †
• 1 point for every $1 spent on all other purchases †

The CIBC Aventura® Visa Infinite* Card also offers:

• Airport lounges access: Visa Airport Companion Program membership with 4 complimentary visits per year
• Refund of NEXUS application fees ( $67 value)

The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).

CIBC Aventura ® Gold Visa* Card

If you don’t meet the income requirements for the CIBC Aventura® Visa Infinite* Card , you can apply for the CIBC Aventura® Gold Visa* Card . The minimum annual income required for this card is $15,000 (household).

CIBC has a digital offer with which you can earn up to 45,000 Aventura points :

• 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods †

The CIBC Aventura® Gold Visa* Card also offers:

• Access to airport lounges: one Visa Airport Companion Program membership and 4 free visits per year

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All posts by Jean-Maximilien Voisine

Suggested Reading

The distance from Saint Petersburg, Florida to Aventura, Florida is:

254 miles / 409 km driving 198 miles / 319 km flying.

• Fly or drive from Saint Petersburg to Aventura

Map of distance from Saint Petersburg, FL to Aventura, FL

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Distance from Saint Petersburg, FL to Aventura, FL

The total driving distance from Saint Petersburg, FL to Aventura, FL is 254 miles or 409 kilometers .

The total straight line flight distance from Saint Petersburg, FL to Aventura, FL is 198 miles .

This is equivalent to 319 kilometers or 172 nautical miles .

Your trip begins in Saint Petersburg, Florida. It ends in Aventura, Florida.

Your flight direction from Saint Petersburg, FL to Aventura, FL is Southeast (128 degrees from North).

The distance calculator helps you figure out how far it is to get from Saint Petersburg, FL to Aventura, FL. It does this by computing the straight line flying distance ("as the crow flies") and the driving distance if the route is drivable. It uses all this data to compute the total travel mileage.

Saint Petersburg, Florida

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Travel rewards cards

CIBC Aventura® Visa Infinite* Card

Experience more of the world with our most flexible travel rewards program ⓘ  

Digital exclusive offer

Join and get up to $1,300 in value ⓘ !

Here’s how it adds up:

Get a total of up to 35,000  Aventura Points (up to $800  in travel value ⓘ ) during your first year:  

• 15,000 Aventura Points when you make your first purchase ⓘ
• 20,000 Aventura Points when you spend $3,000 or more in net purchases in the first 4 monthly statement periods ⓘ

Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value ⓘ

Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program ⓘ : up to $261 value ⓘ

Plus, get a NEXUS TM  Application Fee rebate ⓘ : a $67 value ⓘ

$60,000 individual, or $100,000 household minimum annual income

Fees and interest rates

$139   —  first year rebated ⓘ  

$50  each for up to 3 additional cards

Enjoy an annual fee rebate every year for the primary cardholder of up to $139 if you have a CIBC Smart Plus™ Account .

Purchase interest rate ⓘ  

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Cash interest rate ⓘ  

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Earn more Aventura travel points

Multiplying your Aventura Points is as easy as buying eligible groceries, pumping gas or booking a trip.  

for every $1 spent on travel purchased through the CIBC Rewards Centre Opens in a new window. ⓘ  

CIBC Rewards Centre

for every $1 spent at eligible gas stations, electric vehicle charging stations, grocery stores and drug stores ⓘ

Accelerate your savings with up to 10 cents off per litre on eligible gas Opens in a new window. .

Electric Vehicle Charging

Drug Stores

1 point

for every $1 spent on all other purchases 7

Other Purchases

Get the most from your CIBC Aventura rewards

Earn, shop, pay — there’s so much you can do with Aventura points. To learn more, check out our videos.

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Play video: The new CIBC Aventura Rewards experience (1:45)

Transcript for the video The new CIBC Aventura Rewards experience. Opens in a new window.

Play video: How to earn points (1:46)

Transcript for the video How to earn points. Opens in a new window.

Play video: How to shop with points (1:59)

Transcript for the video How to shop with points. Opens in a new window.

Play video: How to pay with points (2:00)

Transcript for the video How to pay with points. Opens in a new window.

Award-winning travel

Winner of the Best Overall Travel Card for 2024 by Rates.ca

Winner of the Best Overall Visa Card for 2024 by Rates.ca

Winner of the Best Overall Travel Card for 2023 by Rates.ca

Winner of the Best Overall Visa Card for 2023 by Rates.ca

Winner of the Best Overall Travel Credit Card for 2022 by Rates.ca

Winner of the Best Overall Visa Credit Card for 2022 by Rates.ca

Your top Aventura card benefits

More travel perks.

Kick back in a comfortable lounge before boarding and enjoy your 4 complimentary visits with the Visa Airport Companion Program ⓘ . Zip in and out of the country with a rebate on one NEXUS application fee every 4 years ⓘ .

Visa Infinite benefits

Score luxury upgrades, tickets and tours through Visa Infinite Exclusive Offers at visainfinite.ca Opens in a new window. .

Flexible travel

More travel flexibility to redeem points towards flights, car rentals, hotels, vacation packages and more, with points that don’t expire ⓘ . 

More to love about this card

Use points for flights and more.

Redeem your points for flights, hotel stays, vacation packages, car rentals and more with points that don’t expire ⓘ .

To learn more, visit CIBC Rewards Centre Opens in a new window. .

Get more with your points

Redeem your points to pay off eligible Aventura Credit Card purchases using  Shopping with Points Opens in a new window. ⓘ . 

Or redeem your points for merchandise, gift cards and one-of-a-kind activities. Visit  CIBC Rewards Centre Opens in a new window. .

Reach financial goals faster

Use your Aventura Points to help pay down your credit card balance using Payment with Points Opens in a new window. ⓘ . Or contribute them to select financial products Opens in a new window. . 

Use points for more

Use Aventura Points to cover full airfare including taxes and fees ⓘ .

Fuel up for less, with up to 10 cents off per litre

Link your Journie Rewards card to save on every fill-up at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations .

Send money abroad

Send money abroad to over 120 countries with a $0 transfer fee. Cash advance fees don’t apply and there’s no interest if you pay your balance by the payment due date. ⓘ ,   ⓘ ,   ⓘ

Calculate how many Aventura Points you could be earning

Where can you fly using aventura points.

Find out where you can fly using points collected on your premium CIBC Aventura credit card

To learn how to turn your points into rewards, visit the CIBC Rewards Centre Opens in a new window. . ⓘ  

You can even apply points toward your CIBC Aventura card balance or select CIBC financial products. Learn about Payment with Points Opens in a new window. . ⓘ  

Note: Chart applies to round-trip economy flights booked through the CIBC Rewards Centre Opens a new window in your browser  or by calling 1-888-232-5656 Opens your phone app. . The exact number of Aventura Points required to purchase a flight depends on ticket prices set by airlines. You must have at least 80% of the points required to obtain your desired flight. A maximum ticket price (before taxes and other charges) applies for each destination; any excess cost over the maximum ticket price, plus taxes and other charges, must either be charged to your card or paid for with Aventura Points. Tickets are non-refundable. This chart may be changed without notice at any time. For complete details, refer to the Aventura Rewards Program Terms at the CIBC Rewards Centre.

Protecting your card

Visa’s zero liability policy.

Should someone steal your card, your card number, or other card details, you will not be held responsible for fraudulent purchases processed through the Visa network as long as you meet your obligations and use care to protect your card and PIN.

CIBC is committed to upholding the Visa Zero Liability policy, which sets the standard for what you can expect when you do business with us. To learn more, visit Visa Purchase Protection Opens in a new window. .

Fraud alerts

We monitor fraud trends and typical debit and credit card activity. When we detect various factors that indicate a transaction may be fraudulent, we’ll notify you by text, email or phone to authenticate the transaction. To learn more, visit Fraud alerts .

Digital Disputes Platform

Have a transaction you don’t recognize? Contact us about it immediately by submitting a digital dispute. Simply sign on to your online or mobile banking, select the transaction you don’t recognize, select “Report an issue” and follow the instructions to submit your dispute.

Valuable insurance included with your card ⓘ

  Out-of-Province Emergency Travel Medical Insurance

  Flight Delay and Baggage Insurance

  Trip Cancellation and Trip Interruption Insurance

  Auto Rental Collision and Loss Damage Insurance

  $500,000 Common Carrier Accident Insurance

  Purchase Security and Extended Protection Insurance

  Hotel Burglary Insurance

  Mobile Device Insurance

Insurance certificates for the Aventura Visa Infinite Card (PDF, 1.3 MB) Opens in a new window.

For Quebec residents: Product Summaries and Fact Sheets  (PDF, 1 MB) Opens in a new window.

Optional insurance for your card

  CIBC Payment Protector™ Insurance for Credit Cards

Help keep your finances on track by reducing the burden of your credit card payments if you’re unable to work due to disability, job loss, critical illness or in the event you pass away. ⓘ

Protect your balance

Security features included with your card

  manage your card online.

Activate a new or replacement card, lock a missing card, or report a lost or stolen card with just one click through the CIBC Mobile Banking   App and CIBC Online Banking.

  Spend alerts

Set up alerts through the CIBC Mobile Banking App and CIBC Online Banking. Get notified by phone, email or online message when you've exceeded your customized budget or are nearing your credit limit. ⓘ

  Fraud alerts

Set up alerts and get notified as soon as possible about potential unauthorized use of your credit card through alerts by email or online message.

  Credit report alerts

Stay up to date on key changes to your personal credit report so you're aware of any unusual activity. ⓘ  You can also schedule other alerts and reminders so that you are notified when your payment is due, when your eStatement is ready and much more. 

    Benefits Guide  (PDF, 2.6 MB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

Information on Upcoming Changes to Your Aventura Rewards Program Terms and Conditions and Benefits Guide (PDF, 70 KB) Opens in a new window.

Aventura Rewards Program Terms & Conditions Opens in a new window.

CIBC Pace It™

Some purchases can't wait. CIBC Pace It helps manage your finances with Installment Plans on your credit card at lower interest rates. Start paying for the big things that matter at a pace you choose. ⓘ

Learn more about CIBC Pace It Installment Plans.

CIBC AVENTURA VISA INFINITE CARD

Ready to start your Aventura journey?

Applying takes about 5 minutes, and you'll get a response in as little as 60 seconds ⓘ .

Get started

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