cheap travel insurance dominican republic

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• Dominican Republic Travel Insurance

On This Page

• Key takeaways

Do I need travel insurance to visit the Dominican Republic?

Our top picks for the best dominican republic travel insurance, how much does travel insurance for the dominican republic cost, what should my travel insurance to the dominican republic cover, how to choose the best dominican republic travel insurance, dominican republic travel information & entry requirements, faq: dominican republic travel insurance, related topics.

Travel Insurance for the Dominican Republic: Requirements & Tips

• It is not a legal requirement for entry but travel insurance for visits to the Dominican Republic is definitely worth it.
• Our top picks for travel insurance for the Dominican Republic come from AXA Assistance USA, Seven Corners, and IMG.
• Your U.S. health insurance won’t work in the Dominican Republic , so it’s especially important to have travel medical and medical evacuation insurance.
• In addition to medical emergencies, a comprehensive travel insurance policy will also cover trip cancellations or delays, lost baggage, and more.
• The cost of travel insurance depends on many factors, including your age, the span of your stay, and the type of travel coverage you want.
• To find the best insurance for your trip to the Dominican Republic, we recommend using an online comparison tool . This will allow you to compare multiple coverage options and quotes at once so you can find the best deal.

Our top picks for the best dominican republic travel insurance

• AXA Assistance USA: Best for Full Coverage
• Seven Corners: Best Value for a Robust Coverage
• IMG: Best Rated for Travel Delay

AXA Assistance USA

Seven corners.

Though travel insurance isn’t required for stays in the country, purchasing coverage is definitely worth it because it provides added peace of mind both before and during your trip. For instance, if your trip gets canceled or delayed, you may be on the hook for non-refundable costs without travel insurance to help you out. 

Likewise, if you have a health emergency or medical conditions flare up during your stay, travel coverage may pay for your medical expenses so you don’t have to come up with extra cash yourself. 

Because crime is a risk on some parts of the island , travel insurance plans with theft coverage may also come in handy.

Best for Full Coverage

Why we like it.

• High coverage limits in every category. Extremely comprehensive
• Includes identity theft coverage & non-medical evacuation coverage
• CFAR coverage reimburses 75% of prepaid travel expenses
• Coverage cannot be extended unlike other plans
• Medical limit is lower than other cheaper plans, but still sufficient

Best Value for a Robust Coverage

• Offers coverage for pre-existing conditions
• Money-back guarantee
• Cancellation & Interruption coverage standard
• Covers action sports & equipment
• Cancel for any reason not included standard
• Must meet waiver for pre-existing conditions to be covered

Best Rated for Travel Delay

• Purchase your plan up until one day before you depart
• Generous limits for trip delays, emergency evacuation, and more
• Pre-existing condition waiver available if purchased within 20 days of initial trip deposit
• 24/7 emergency travel assistance included
• Coronavirus-related medical expenses covered
• Plan gets notably more expensive with age

According to official Squaremouth data , the average cost of insurance for the Dominican Republic is around $175 for trips costing over $3,000.

Based on our own sales figures over the past year, the average cost of travel insurance for the Dominican Republic is $143.77 for a 12-day vacation.

For a basic travel insurance plan with medical and medical evacuation coverage, you can purchase a policy for as little as $1 per day. For more comprehensive coverage, we found a policy costs around $8 to $11 per day.

To help you better understand how much travel insurance will cost for your trip to the Dominican Republic, we got quotes from four popular insurance providers.

We used these details for our quotes:

• Age: 35 years old
• Destination: Dominican Republic
• Trip Length: 7 days
• Trip cost: $2,000

In the table below, you can see our price quotes from four providers for basic travel insurance coverage.

Example Where Plan Doesn’t Reimburse the Full Trip Cost

If you want a more comprehensive travel insurance policy that includes trip cancellation and trip interruption coverage, you can expect to pay a bit more from your policy. Our quotes shown in the table below show that this type of coverage typically costs around $8 to $11 per day.

Example Where Plan Does Reimburse the Full Trip Cost

Travel insurance plans should cover an array of potential issues you may face during your stay. Consider these types of coverage when purchasing insurance for travel to this tropical paradise.

Travel medical insurance

Travel medical insurance picks up the costs when you need medical treatment during your trip, and most plans include emergency care for COVID-19 . This type of insurance is essential because the country doesn’t accept U.S. health insurance , preventing things like X-rays and exams from adding extra to your trip cost. 

Keep in mind that many policies don’t offer coverage for pre-existing conditions , so you need to select an insurance company that does when you have a high risk of health-related issues occurring.

Medical evacuation insurance

Compared to the United States, medical facilities in the Dominican Republic are often lacking. This means if you need medical treatment that medical professionals on the island can’t provide, you may incur large bills for evacuation on top of your trip cost. 

For example, suppose you have a pre-existing condition like heart problems and need emergency surgery that’s not available on the island. In that case, this medical evacuation coverage handles the costs of moving you to the nearest facility that can help.

Trip delay insurance

If you’re getting to the island via a common carrier like an airline, trip delay insurance reimburses you the costs for those postponements. For instance, if inclement weather delays your departure, trip delay insurance covers the cost of non-refundable airline tickets plus the bill for your additional hotel stay so you’re not out extra money.

Trip cancellation insurance

If you must cancel your trip due to unforeseen circumstances, trip cancellation insurance provides financial coverage. Reasons for covered cancellations typically include emergency situations or legal issues only, but you can purchase coverage that handles cancellation for any reason.  

Most policies, however, only cover you in cases of terrorist attacks, illnesses that require hospitalization or the death of someone traveling with you. Other examples where trip cancellation may kick in include losing your job or getting called for jury duty. If you want coverage for canceling your trip for any reason at all, we recommend getting cancel for any reason (CFAR) insurance .

Trip interruption insurance

If you’ve already paid for accommodations and travel and those expenses are non-refundable, trip interruption insurance offers peace of mind should emergencies occur. This coverage handles costs associated with having to return from your trip early, refunding you for prepaid lodging and travel costs. 

For example, if you have to evacuate due to an incoming hurricane or storm, this coverage helps make up for the lost part of your trip.

Baggage insurance

Lost, damaged or stolen luggage can ruin your trip, but baggage insurance covers you when this occurs. For example, if you’re waiting for your luggage at the airport carousel and it never arrives, baggage insurance pays you for the cost of items inside the bag up to a certain point.

Choosing the best travel insurance for your trip to the Dominican Republic depends on multiple factors, including:

• The regions of the country you will be staying in.
• The types of accommodations you will be using, such as hotels or hostels.
• Any pre-existing medical conditions you might have.
• The types of activities you intend to partake in.

Beyond those considerations, you’ll also need to account for your budget and any additional protections you’d like to have included. 

Here are some quick tips to help you choose the best travel insurance .

Lay out plans in advance

To get the right travel insurance plan, you must provide a clear itinerary for the insurer. Factors like your mode of travel and how many carriers you use may drive up costs.

Pick plans that suit your needs

You know what you need better than anyone, so look for travel insurance plans that fit with your lifestyle. For instance, if you have pre-existing conditions, choose a plan that includes coverage for those medical emergencies.

Shop around for good deals

If you have lots of time before you leave for your trip, shop around for the best travel insurance plan prices. Compare each plan against the others, including how much they cover and any limitations on coverage, to get the best travel deals for you.

This table gives an overview of what to expect when traveling to the Dominican Republic.

Do I need a visa or passport for the Dominican Republic?

Your passport must be valid for the length of your stay and have one page for an entry stamp. Whether you need a visa or not, however, depends on the length of your stay. If you plan on leaving the country within 30 days, you don’t need a tourist visa to visit the Dominican Republic.

COVID-19 restrictions

As of November 2023, there are no COVID-19 restrictions to travel to or from the Dominican Republic.

Is it safe to travel to the Dominican Republic?

Travel to the Dominican Republic is safe for the most part, but you do need to watch out for some possible risks during your stay on the island.

Do I need travel insurance for the Dominican Republic?

Buying travel insurance for the Dominican Republic isn’t required. Purchasing a policy is a good idea, however, due to opportunistic theft in some areas, dangerous road conditions, and the fact that medical services and facilities are limited.

How much is travel insurance for the Dominican Republic?

Travel insurance for trips to the island depends on a variety of factors, including your age and the length of your stay. For a 35-year-old traveling to the Dominican Republic for a week with a total trip cost of $2,000, we found that you can get a basic travel insurance policy for as little as $1 per day. For more comprehensive protection, you can typically expect to pay between $8 and $11 per day .

Does the Dominican Republic offer complimentary insurance to visitors?

In the past, the Dominican Republic provided all travelers with complimentary insurance. As of November 2023, however, the Dominican government no longer offers free medical or travel coverage when you visit.

Is Dominican Republic travel insurance worth it?

Yes, travel insurance is a good idea for numerous reasons. This coverage helps you recoup losses when emergencies occur while you’re on your island getaway so you’re not left with surprise expenses after your holiday ends.

Are health insurance and travel insurance for the Dominican Republic the same thing?

It depends on the travel insurance coverage that you purchase. Most travel insurance plans, however, cover health-related expenses and medical evacuation as well as travel-related ones like delayed, interrupted, or canceled trips.

About the Author

Hayley Harrison is an active personal finance contributor for LA Times Compare. She is passionate about helping consumers make informed financial decisions and achieve their financial goals by simplifying complex topics relating to insurance and personal finance.

Hayley brings first-hand knowledge of the finance industry thanks to her previous experience as a branch manager for a mid-sized regional bank and as a licensed accident and health insurance agent.

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Travel Insurance for a Dominican Republic Vacation (2024)

Planning a trip to the Dominican Republic? Click below to get a free travel insurance quote.

with our comparison partner, Squaremouth

Tom Adams is a writer based in the U.K. who specializes in travel advice. Previously, he has written for sports brands, travel blogs and even an archaeological study.

Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and health care legislation.

The Dominican Republic is a great travel destination for a Caribbean getaway. The Puerto Plata provenance offers visitors unparalleled natural attractions, and Punta Cana supplies numerous beach resorts for luxury travelers.

If you want to make the most of your trip to this popular Caribbean travel destination, having the best travel insurance is important. The Dominican Republic has its travel risks, but quality travel insurance coverage can alleviate many concerns.

Compare Dominican Republic Travel Insurance Companies

Why trust marketwatch guides.

Our editorial team follows a comprehensive methodology for rating and reviewing travel insurance companies. Advertisers have no effect on our rankings.

Companies Reviewed

Quotes Collected

Rating Factors

Do I Need Travel Insurance for the Dominican Republic?

You don’t need travel insurance to go to the Dominican Republic. And, the government offers medical coverage to travelers, should they need healthcare. While this may give you peace of mind, you will still have to pay out of pocket for any costs incurred from travel delays, cancellations or interruptions . Having a good travel insurance policy can help you avoid these sunken costs.

A trip to the Dominican Republic might be full of activities such as water sports, hiking and exploring the historic Zona Colonial. Accidents and emergencies are impossible to predict, so we recommend buying a travel health insurance policy with a high maximum limit in case you need medical treatment.

Theft and robbery are a possibility in urban areas. With a travel insurance plan, you can claim back the cost of any damaged or stolen valuables. The amount of insurance options can be overwhelming, but the following sections highlight some coverage options you should consider for your trip.

Cancel for Any Reason Coverage 

Cancel for any reason coverage is an add-on available in most travel insurance policies. It allows travelers to cancel their trip for reasons usually not included in standard cancellation coverage.

International travel plans can always fall through due to unforeseen events, such as personal and familial obligations. The ability to cancel your trip without fear of losing money because of exclusions is a great benefit and will help you feel more secure on your vacation.

Gear Theft Protection

Gear theft protection typically covers the cost of replacing or repairing personal belongings stolen or damaged because of covered events, such as theft, fire, vandalism and accidents. Coverage may extend to several types of gear, including cameras, lenses, sports equipment, audio/video equipment and other valuables.

Your insurance policy may have distinct levels of coverage based on the insured trip cost and the policyholder’s specific needs. Some policies will have a deductible, the amount the policyholder must pay out of pocket before the insurance coverage kicks in.

Medical Emergency Insurance and Emergency Medical Evacuation

Medical emergency insurance, also known as travel medical insurance or travel health insurance, is insurance coverage that provides financial protection and assistance in the event of a medical emergency while traveling. It will cover the costs of unexpected medical bills that may arise during your trip, such as hospitalization, doctor visits, prescriptions and emergency medical treatments.

Emergency medical evacuation, also called medical repatriation, is a specific element of medical emergency insurance. It covers the cost of transporting you to the nearest appropriate medical facility. It will also offer coverage should you need to return to your home country for medical treatment if you can’t get treated for a serious illness or injury on your trip.

Both medical emergency insurance and emergency medical evacuation are crucial components of travel insurance, particularly for international travel. Accessing medical care in the Dominican Republic can be difficult, especially if you are far away from urban areas. Coverage gives you peace of mind and financial protection if you encounter unexpected medical expenses while on vacation.

Rental Car Protection

Your travel policy may include rental car protection. If not, it’s coverage you can add. It supplies coverage for damage, theft or loss of a rental car while traveling.

Rental car protection in travel insurance can offer an alternative to buying separate rental car insurance from a rental company, which can be quite expensive. However, it’s important to note that rental car protection within travel insurance policies may have certain limitations and exclusions. For example, coverage may not apply if you were driving recklessly or under the influence of alcohol.

Trip Cancellation Insurance

Trip cancellation insurance is a type of travel insurance that delivers financial protection should you cancel your trip because of unforeseen events. It will reimburse you for non-refundable expenses you’ve already paid or are compelled to pay if your trip gets canceled or interrupted.

Some commonly covered reasons for trip cancellation or interruption include:

• Sudden illness or injury that will prevent you from traveling
• Death of a family member or travel companion
• Natural disasters that create significant risks or make your destination inaccessible
• A travel supplier, such as an airline or cruise company, goes bankrupt or ceases operations, resulting in the cancellation of your trip

How Much Does the Dominican Republic Travel Insurance Cost?

The cost of travel insurance will vary across insurance providers, and finding the right plan for your trip can be challenging. The table below compares the cheapest insurance quotes from five providers. The quotes are based on a single traveler, aged 30, from New York, embarking on a week-long trip that costs $1,900.

We requested quotes from ten travel insurance companies for their most affordable plan for a trip to Dominican Republic. The below quotes are for a 30-year-old traveler from Florida, traveling to Dominican Republic for ten days in September 2024, with a total trip cost of $4,000. Policies include coverage for cancellations, interruptions, delays, medical care and evacuation.

These quotes were collected in April 2024 for a trip in September 2024.

The plans above range significantly in price. Insured Nomads offers the cheapest policy with good medical coverage ($250,000) but no baggage protection. It includes an optional benefit for adventure and water sports suitable for an active traveler.

The other plans all offer up to $500 for baggage protection . Allianz and Travel Safe also offer rental car protection as an optional add-on, this will increase the price of the policy though. All the plans offer high medical coverage in the range of $110,000 to $135,000, except for Allianz, which supplies only $60,000.

How Do I Get Travel Insurance for the Dominican Republic?

Before you buy travel insurance, you should compare quotes from different insurance companies to get the best price and coverage. Consider providers that offer more affordable plans if you are on a lower budget .

When comparing quotes, consider the coverage limits for medical expenses and personal effects, the deductible amount, any exclusions or limitations, and additional benefits or services offered by each plan. This will help you decide on the travel insurance plan that best suits your vacation.

As with any insurance, it is important to carefully review the policy terms, coverage limits, exclusions, and claim procedures, before purchasing an insurance policy.

Dominican Republic Safety Tips

Staying safe on your vacation is the most important thing, and the following travel tips will give you an idea of what to expect in the Dominican Republic. You can find more travel advice from the U.S. Department of State website and local news outlets .

Crime and Safety

Most travelers encounter no problems when traveling to the Dominican Republic and crime rates have decreased in recent years . Travel Advisories state that resorts and popular tourist areas, like Punta Cana, are better policed than the cities, so you may feel much safer there.

However, muggings and robberies are not unheard of, particularly in Santo Domingo. To protect yourself and your belongings, avoid going out late at night and ensure your accommodation is secure.

When you’re out in the country, be sure not to keep your valuables on display as this could make you a target for thieves. Be careful when carrying cash. Flaunting your Dominican Pesos could incentivize muggers, so be discreet with any money you take.

Day Trips, Tours and Excursions 

The Dominican Republic has so much to do for all types of travelers. If you plan any day trips or excursions, choose operators with positive reviews and a good reputation. Look for companies that prioritize safety, have licensed guides and follow proper safety protocols. If you are staying in a hotel, the front desk should be able to give you recommendations.

It would also be beneficial to learn some Spanish. You can get by with English in tourist areas, but English isn’t spoken widely nationally. Spanish is the Dominican Republic’s official language, so knowing a few key phrases will help you converse with locals should you need directions or help.

There are no COVID-19 restrictions for U.S. citizens entering the Dominican Republic. You do not need to supply proof of a COVID vaccination or a negative COVID test to enter the country. If you are concerned about COVID-19, the Dominican authorities do have vaccinations available for U.S. residents, so you can get vaccinated when you arrive.

For more information about COVID-19 regulations, visit the US embassy website .

The Bottom Line: Is Travel Insurance for a Dominican Republic Vacation Worth It?

When traveling to the Dominican Republic, you should buy travel insurance. Having good coverage for any trip is always worth it , as it protects you from losing money if you have an accident or trip interruption.

The Dominican Republic has certain safety concerns, so having an adequate insurance plan will allow you to enjoy your vacation and not worry about sunken costs or lost valuables.

For more information about travel insurance for the Dominican Republic, read the FAQs below.

Frequently Asked Questions About Travel Insurance in the Dominican Republic?

Do i need travel insurance for the dominican republic.

Travel insurance is not needed to enter the Dominican Republic. The authorities offer complimentary insurance covering medical treatment for cases such as infection, along with any costs incurred from interruptions because of an infection.

While this benefits travelers, having a good travel insurance policy will also allow you to claim compensation for any interruptions on your trip and supplies much more coverage for a wider range of medical scenarios.

You can read more about how to claim compensation here.

How do I get a tourist card for the Dominican Republic?

You can obtain your tourist card digitally via VisaHQ or you can get it from the airport upon your arrival. You will be able to pay for the card in U.S. dollars as well.

Do I need both travel insurance and health insurance?

Health insurance usually only covers regular medical care in your home country and almost nothing when you get care outside U.S. borders. Travel insurance delivers coverage for any medical treatment you receive abroad.

Some health insurance may extend to trips abroad, but it is best to have a travel insurance plan to ensure you are fully covered for your trip.

Do I need to declare pre-existing medical conditions when purchasing travel insurance?

Any pre-existing conditions should be declared to your insurance provider as they may not validate a claim if you haven’t. Most providers will cover these conditions, but it may slightly increase the cost of your policy.

Tom Adams is a writer based in the U.K. who specializes in travel advice. Previously, he has written for sports brands, travel blogs and even an archaeological study. Outside of work, Tom enjoys reading, trying new restaurants and taking his rescue dog for long walks in the park.

Tori Addison is an editor with over five years of experience in the digital marketing industry. Her includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and health care legislation.

If you have feedback or questions about this article, please email the MarketWatch Guides team at  editors@marketwatchguides. com .

Dominican Republic Travel Insurance – Cost and Comparison

Home | Travel | The Caribbean | Dominican Republic Travel Insurance – Cost and Comparison

When traveling abroad, get a policy from one of the  best travel insurance companies . You can get a  5% discount   on Heymondo , the only insurance that pays medical bills upfront for you, HERE!

It may not be mandatory to have travel insurance for the Dominican Republic to enter the country, but you certainly won’t regret purchasing DR travel insurance coverage, especially if you experience any health problems or travel mishaps.

The Dominican Republic used to offer a free health plan with COVID-19 coverage to visiting tourists, but now that this health plan scheme has ended, it is more important than ever to have travel insurance with COVID-19 coverage .

If you’re wondering, the best travel insurance for the Dominican Republic is by far Heymondo . Their plans offer the highest amount of coverage for the most affordable price, and best of all, you will never have to pay out-of-pocket medical fees because Heymondo pays your medical expenses upfront for you.

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Do I need travel insurance for the Dominican Republic?

Although having DR travel insurance isn’t one of the entry requirements for the Dominican Republic , buying travel insurance for the Dominican Republic is smart because you’ll avoid paying for any medical fees or extra travel expenses out of pocket.

Since the free health plan for tourists is not available anymore, having Dominican Republic travel insurance is the only way to ensure that you’ll have health coverage while you’re visiting DR.

How much is Dominican Republic travel insurance?

To help you choose DR travel insurance and understand how much it costs, I’ve compared travel insurance Dominican Republic quotes by using the example of a 30-year-old American citizen who is traveling to DR for one week and whose trip costs $2,500.

*Price used for example.

Best Travel Insurance for the Dominican Republic

While all four DR travel insurance plans have their merits, the best travel insurance for the Dominican Republic is definitely Heymondo . Heymondo stands out because it offers the highest amount of coverage for the most affordable price and pays travelers’ medical expenses upfront instead of having them file a claim.

1. Heymondo , the best travel insurance for the Dominican Republic

Heymondo is the best travel insurance for the Dominican Republic and the best travel medical insurance for the Dominican Republic. It offers outstanding coverage in all medical- and travel-related coverage categories. Even with the highest amount of coverage, the Heymondo Top plan is still the most affordable of all the Dominican Republic travel insurance plans I compared, giving it the best coverage-to-price ratio.

On top of that, Heymondo is the only DR travel insurance company that pays your medical expenses directly and upfront instead of making you pay out of pocket and then file a claim to get reimbursed. Heymondo’s Top plan also offers excellent coverage for COVID-19 testing and treatment abroad, and you can even add electronics or adventure sports coverage to the plan.

Heymondo’s only drawback is that it does not cover travelers who are over the age of 69, so if you are an older traveler, IMG or Trawick may be better suited for you.

Currently, we have an annual travel insurance policy since it’s the most convenient and cheapest option for frequent travelers. If you do decide to purchase your travel insurance to the Dominican Republic from Heymondo, you can save 5% on their policies with the discount link below.

2. World Nomads , a reliable DR travel insurance

Planning an adventurous, adrenaline-filled trip to the Dominican Republic? World Nomads has the perfect Dominican Republic travel insurance for you since their Standard plan includes Adventure Sports and Activities coverage for everything from archery to ziplining.

The World Nomads Standard plan offers solid coverage in all medical- and travel-related coverage categories and, like any of the best travel insurance plans, provides coverage for COVID-19 treatment abroad.

One limitation of the Standard plan, however, is its coverage-to-price ratio; you can get similar or higher coverage for half the price with Heymondo . Also, since the Standard plan doesn’t cover travelers over the age of 69, if you are an older traveler, an IMG or Trawick DR travel insurance plan may be better for you.

3. IMG , a good travel health insurance Dominican Republic

An excellent choice for travel insurance to the Dominican Republic is IMG , whose plans provide a high amount of coverage in both travel- and medical-related categories.

The iTravelInsured Travel SE plan offers the highest amount of Trip Interruption coverage of all the plans I compared and even includes Cancel for Work Reasons coverage, so you can cancel your trip if you are unexpectedly terminated or transferred. This plan is also great for older travelers since it covers travelers who are aged 70 and up.

If you are on a budget, though, IMG may not be the best plan for you, since it is the most expensive DR travel insurance plan. Just keep in mind that you can get similar or even better coverage for a more affordable price with Heymondo .

4. Trawick , a cheap travel insurance Dominican Republic

Trawick is a fantastic option if you’re looking for cheap travel insurance for the Dominican Republic , particularly if you’re a senior. Their Safe Travels Explorer plan covers travelers over the age of 70 and offers coverage for COVID-19 treatment abroad.

The Safe Travels Explorer plan also provides good coverage for Trip Interruption and Trip Cancellation and is relatively affordably priced.

However, this plan does have the lowest coverage for Emergency Medical Expenses, Evacuation and Repatriation, and Baggage Loss of all the travel insurance for the Dominican Republic plans I compared, so if you want better coverage for an even more affordable price, Heymondo is your best bet.

What should my travel insurance to the Dominican Republic cover?

There are so many options for travel insurance for the Dominican Republic that it can be overwhelming to try and choose a plan. To help make it simple, here are the coverage elements that any good travel insurance to the Dominican Republic should include:

• Emergency medical expenses – you could contract COVID-19, break a bone, or experience food poisoning while you’re traveling. Having DR travel insurance with emergency medical coverage means that quarantine fees, treatment expenses, and prescription medications will be all covered, so you won’t be stuck paying for expensive medical bills on your own.
• Evacuation and repatriation – accidents and illnesses don’t always happen in the most convenient locations. If you injure yourself seriously in a remote area and need to be airlifted to the nearest hospital or fall gravely ill and require transportation to your home country for treatment, evacuation, and repatriation coverage will reimburse you for the (very expensive) cost of transportation fees.
• Trip cancellation, interruption, and delay – life doesn’t always go according to plan; you may be forced to cancel or postpone your trip due to inclement weather, sudden death in the family, or even jury duty. However, just because you need to change your plans doesn’t mean you have to lose out on the money you paid for your trip. Trip cancellation, interruption, and delay coverage allow you to recoup all of your pre-paid travel expenses.
• Baggage loss – even if your bag gets lost, stolen, or delayed, you still need to have a toothbrush and some clothes to wear. Avoid having to buy all new toiletries and clothes with your own money by purchasing Dominican Republic travel insurance with baggage loss coverage.

Is DR travel insurance worth it?

Even if it’s not mandatory, having Dominican Republic travel insurance is worth it, because, without the free tourist health plan, visitors have no health coverage if they don’t buy DR travel insurance . Still, it’s one of the best Latin America countries you can visit .

Don’t get caught without medical coverage; make sure you buy the best travel insurance for the Dominican Republic , Heymondo . Not only will you get excellent coverage for an affordable price, but you can also save even more money with our reader discount.

Don't miss a 5% discount on your HeyMondo travel insurance  

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Travel Insurance for Dominican Republic

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Quote, review and buy Dominican Republic travel insurance plan for travel medical insurance coverage protection for emergency health and medical expenses while visiting Dominican Republic from any international destination. Purchasing travel health insurance coverage is a necessity for trip benefits and medical protection during the stay in Dominican Republic or other foreign destinations outside their home country. Visitors to Dominican Republic and international travelers to Dominican Republic can reduce the financial risk of unexpected trip loss, unforeseen accidents or medical emergency by purchasing travel health insurance .

Dominican Republic Travel - Experience Dominican Culture & Heritage

Traveling to the Dominican Republic can be an exciting experience! Here are some tips and information to help you plan your trip:

Entry Requirements: Make sure to check the entry requirements for travelers to the Dominican Republic. This may include having a valid passport, visa (depending on your nationality), and any specific health requirements such as vaccinations. Best Time to Visit: The Dominican Republic enjoys a tropical climate with warm temperatures year-round. The peak tourist season is from December to April when the weather is typically drier and cooler. However, you can visit throughout the year, keeping in mind that the rainy season runs from May to November. Popular Destinations: Some of the most popular destinations in the Dominican Republic include Punta Cana, Puerto Plata, Santo Domingo (the capital city), Samaná Peninsula, La Romana, and Santiago de los Caballeros. Each offers its own unique attractions, from beautiful beaches to historical sites. Activities: The Dominican Republic offers a wide range of activities for travelers. You can relax on stunning beaches, go snorkeling or diving in crystal-clear waters, explore lush rainforests, hike to waterfalls, visit historical landmarks such as colonial-era buildings and forts, and experience the vibrant local culture through music, dance, and cuisine. Safety: Like any travel destination, it’s essential to exercise caution and be aware of your surroundings. While the Dominican Republic is generally a safe destination for tourists, it’s wise to take common-sense precautions such as avoiding risky areas, safeguarding your belongings, and being aware of any travel advisories. Language: The official language of the Dominican Republic is Spanish. While many people in tourist areas speak English, it’s helpful to learn some basic Spanish phrases to enhance your experience and interact with locals. Currency: The currency used in the Dominican Republic is the Dominican Peso (DOP). While some businesses may accept US dollars, it’s advisable to have local currency for smaller purchases and to avoid unfavorable exchange rates. Local Cuisine: Don’t miss the opportunity to indulge in Dominican cuisine! Some popular dishes include mangu (mashed plantains), sancocho (a hearty stew), tostones (fried plantains), and fresh seafood. Also, try some of the country’s famous tropical fruits like mangoes, papayas, and pineapples. Transportation: Getting around the Dominican Republic is relatively easy. You can rent a car, use taxis or ride-sharing services, or take advantage of public transportation such as buses and guaguas (shared vans). Domestic flights are also available for traveling between major cities. Responsible Tourism: As a responsible traveler, be mindful of your impact on the environment and local communities. Respect local customs and traditions, minimize waste, and support sustainable tourism initiatives when possible.

By keeping these tips in mind, you can have a memorable and enjoyable trip to the Dominican Republic!

Dominican Republic Travel Insurance - Compare & Buy

Travel Insurance plans focus on providing coverage for your trip cancellation and trip loss and also medical expenses resulting from sudden illness or injuries during your trip abroad. Short-term travel medical insurance can be purchased anytime and you can specify the coverage start and end dates.

Short-term travel health insurance policies will support trips from five days to 3 years. These plans offer many levels of coverage (from $50,000 to $8,000,000), various deductible levels (from $0 to $5,000 or even higher) and many optional riders with coverage for hazardous sports, athletics, terrorism, personal liability, etc..

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Below are some of the questions frequently asked (FAQ) with Dominican Republic Travel Insurance plans, and more specifically with Travel Insurance for Dominican Republic plans. For more answers, please refer to FAQs page.

What to expect as tourist travelers visiting Dominican Republic?

Dominican republic offers a diverse experience for every traveler.

Visiting the Dominican Republic offers a blend of vibrant culture, stunning natural landscapes, and warm hospitality. Here’s what you can expect:

Beautiful Beaches: The Dominican Republic is renowned for its pristine beaches with crystal-clear waters, perfect for swimming, snorkeling, or simply relaxing. Rich Culture: Experience the vibrant Dominican culture through its music, dance (such as merengue and bachata), art, and delicious cuisine. Don’t miss trying local dishes like mangu, sancocho, and tostones. Historical Sites: Explore historic sites such as the Colonial Zone in Santo Domingo, where you can walk through cobblestone streets and visit landmarks like the Alcázar de Colón and the Catedral Primada de América, the oldest cathedral in the Americas. Natural Wonders: Discover breathtaking natural landscapes, including lush rainforests, majestic mountains, and cascading waterfalls like those at Damajagua. Adventure seekers can also explore national parks like Los Haitises and El Choco. Outdoor Activities: From hiking and zip-lining to horseback riding and water sports like surfing and kiteboarding, there are plenty of outdoor activities to enjoy throughout the country. All-Inclusive Resorts: Many tourists opt for all-inclusive resorts in popular destinations like Punta Cana, Puerto Plata, and La Romana, offering luxurious accommodations, dining options, and a range of activities. Warm Weather: Expect tropical weather year-round, with temperatures typically ranging from the 70s to the 90s Fahrenheit (20s to 30s Celsius), making it an ideal destination for sun-seekers. Language: Spanish is the official language, but English is widely spoken in tourist areas, especially in hotels, restaurants, and shops. Safety Precautions: While the Dominican Republic is generally safe for tourists, exercise common sense precautions such as avoiding poorly lit areas at night and safeguarding valuables. Transportation: Public transportation options include taxis, buses, and motoconchos (motorcycle taxis). Renting a car can provide flexibility for exploring, but be cautious of local driving habits and road conditions.

Remember to check travel advisories and entry requirements, especially regarding COVID-19 protocols, before your trip. Overall, expect a memorable experience filled with relaxation, adventure, and cultural immersion in the Dominican Republic!

Why should I buy Travel Insurance for visiting Dominican Republic?

Dominican republic travel insurance is a prudent coverage choice.

Travel insurance is important for any trip, but buying Travel Insurance for Dominican Republic  in important for several reasons:

Medical Emergencies : Travel insurance covers medical expenses incurred due to accidents or illnesses during your trip. In any country where healthcare costs can be high for foreigners, having insurance can save you from significant financial burden in case of unexpected medical emergencies. Trip Cancellation/Interruption : Travel plans can sometimes change unexpectedly due to various reasons such as illness, natural disasters, or political unrest. Travel insurance can reimburse you for non-refundable expenses if you have to cancel or cut short your trip. Lost or Stolen Belongings : Travel insurance provides coverage for lost, stolen, or damaged baggage and personal belongings. In a foreign country like Dominican Republic, where you might be carrying valuable items or dealing with crowded places, this coverage can be invaluable. Emergency Evacuation : In case of a serious medical emergency or a natural disaster, travel insurance can cover the cost of emergency evacuation to the nearest adequate medical facility. Travel Delays : If your flight is delayed or canceled, travel insurance can compensate you for additional expenses such as accommodation, meals, and transportation. Legal Assistance : Travel insurance may offer legal assistance and support in case you encounter legal issues during your trip. Adventure Activities : If you plan to engage in hazardous adventure sports or activities during your trip to Dominican Republic, such as trekking, whitewater rafting, or paragliding, travel insurance can provide coverage for injuries or accidents related to these activities. Peace of Mind : Lastly, having travel insurance provides peace of mind knowing that you’re financially protected against unforeseen circumstances during your trip.

Considering the diverse experiences and potential risks associated with travel, especially in a country as varied as Dominican Republic, having Dominican Republic travel insurance is a prudent decision to ensure a smooth and worry-free journey.

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Travel Insurance for The Dominican Republic

For situations out of your control, travel insurance can ensure you’re supported..

When travelling to the Dominican Republic, a destination like no other, you’ll experience miles of untouched coastline, a blend of cultures, and exotic wildlife. It is clear why the Dominican Republic is the most popular Caribbean island to visit, and more than 6 million holidaymakers enjoy paradise each year.

A Caribbean Paradise

The beautiful beaches, lively nightlife, and laidback island vibes are just some of the reasons tourists love the Dominican Republic. It’s a great place to explore, with its diverse landscapes, historic buildings, and lively cities. Plus, the people are known for being warm and welcoming. 

Many visitors head directly to the beachfront resorts, but there are many areas to admire and explore. Both Bávaro and Punta Cana have magnificent coastlines that stretch for miles. Playa Dorada is on the north coast, near the ancient city of Puerto Plata. Due to its abundance of Victorian architecture, it is well worth a visit.

Adventures in the Dominican Republic

If you are after a bit of adventure, why not scale one of the Damajaqua Cascades waterfalls or windsurf in the island’s wind-and kitesurfing capital, Cabarete. Just remember to check that your Travel Insurance has you covered. You don’t want to be left with an expensive bill should something go wrong such as an accident or illness that needs emergency medical treatment, losing your bag or missing your scheduled flight back due to a stay in hospital. You could even be left out of pocket before you’ve left the UK should you need to cancel for medical reasons or the death of a loved one. For example – Travel Insurance can help.  

Essential Travel Insurance for the Dominican Republic

Travel Insurance is a vital part of any trip, as unfortunately, things can go wrong anywhere.  We can help you find a Travel Insurance policy tailored to your needs so you can travel with confidence and enjoy your holiday with peace of mind.

Travel Tips for your next holiday to The Dominican Republic

Are you planning a visit to the Dominican Republic? Our travel advice for the Dominican Republic includes several recommendations to make the most of your stay.

Quick Links

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Remember the relevant documents

From April 23rd, 2022, tourists no longer need to present a COVID-19 vaccination card, PCR or antigen test to enter the country. 

British citizens visiting the Dominican Republic for tourist purposes do not need a visa. As of April 2018, the tourism entry tax, or tourist card, is no longer collected on entry and will most likely be included in your airfare. You’ll find further information on the Dominican Republic Embassy website . 

You will usually be granted a 30-day stay upon arrival, which can be extended to 120 days for a small fee payable when leaving the country.

Hurricane Season

Before booking your holiday to the Dominican Republic, you should know that the weather can often be extreme. Hurricanes may not occur every year, and most visitors experience nothing more than heavy rain storms and higher humidity levels. However, hurricane season runs from June to November, with August and September highlighted as high-risk months. This is something to be aware of before booking.

In most restaurants, bars, and cafes, it is customary to tip, especially in tourist areas. Depending on the service you receive, a general rule is to tip around 10% of the bill, but we recommend listing 15-20% if your service is exceptional. Always tip in the local currency to save money.

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Is travel insurance necessary for Dominican Republic travel?

How much is travel insurance to the dominican republic, how do i get travel insurance for dominican republic, what does travel insurance for dominican republic cover.

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Travel Insurance for the Dominican Republic 2023

What is the best travel insurance for the Dominican Republic? If your travel plans include this spectacular tropical paradise and you’re already organizing your trip, it’s very normal to ask yourself this question. Along with booking flights and accommodation, getting travel insurance for the Dominican Republic is the third pillar of preparation for this exciting adventure.

Soon, you’ll be surrounded by crystal clear waters and white sandy beaches, ready to relax and enjoy this much-deserved break. To help you prepare, we’ve created this guide to show you the best international medical policy for this destination, the essential coverage you’ll need, and how to get your insurance for the Dominican Republic easily.

Get your swimsuit ready, you’re almost in this amazing beach paradise!

Why get travel insurance for the Dominican Republic   

When we travel abroad, everything changes and depending on the country we are in, we may face healthcare of dubious quality and medical centres where care comes at a disproportionate cost. As you can see, having travel insurance for the Dominican Republic is essential to guarantee quality care in the best centres of the country, that will be completely free for you.

A stumble that turns into a visit to the doctor for a sprained ankle, an accident when you climb above 3,000 meters in your ascent to Pico Duarte, a Dominican cuisine dish that doesn’t sit well with you, the not-so-uncommon bite of a mosquito that can carry dengue or malaria, or any other incident that would be a visit to the doctor with no significance at home (fever, infection, allergy, discomfort…), without the best insurance to travel to the Dominican Republic, could turn into a bill of thousands of euros or a visit to a medical centre of dubious quality.

But in addition to health issues, a good international medical policy should cover all aspects that may arise during a trip . Therefore, thanks to your travel insurance to the Dominican Republic, you will also be covered for situations such as violent theft, problems with your luggage, delays, or, if you decide so, cancellation of your trip in case something prevents you from carrying it out.

In summary, getting travel insurance to the Dominican Republic is an essential step so you can focus solely on enjoying it, knowing that you will be in the best hands if something happens to you.

What is the best medical travel insurance for the Dominican Republic?   

After explaining the purpose of a travel policy, it is evident that having travel insurance for the Dominican Republic is essential.

In the next section of this guide to getting your travel insurance for the Dominican Republic, we will detail the characteristics that your policy should have.

IATI Total Comfort and IATI Star are the best policies for this trip. If your country of residence is within the European Union your best ally for this trip is IATI Total Comfort . If your country of residence is outside the European Union we recommend IATI Star. They take into consideration many more aspects and protect you in cases that may occur on a trip like this, such as problems with your luggage or theft. You will travel with serenity and if something happens, you can continue your journey.

What a good travel insurance to the Dominican Republic should have: Characteristics  

Good travel insurance covers the specific needs of the destination you are visiting. Therefore, the policy you used for your trip to Paris, is not enough for this trip.

All of these features, and many more, are included in the IATI Total Comfort and IATI Star travel insurances for the Maldives. So, if you are already aware of the importance of having the best policy for this trip, don’t wait any longer and get it now.

Free 24-hour assistance   

You are heading to the Caribbean to enjoy your trip 24 hours a day . That is why we will be by your side 24 hours a day, 7 days a week. Whether it’s night-time or early morning, whenever you need us, you can contact us to resolve any incidents that arise during your trip. In addition, if you do it by phone, we will reimburse you for the cost of the international call when you provide us with the receipt, so you do not have to bear that expense.

Extensive medical assistance coverage in the Dominican Republic   

As you have seen, the cost of quality medical care in this country is high , and many causes may lead you to need it. That’s why we’ve provided the IATI Total Comfort travel insurance for the Maldives with up to €10,000,000 to cover any medical situation you may face and IATI Star with up to €1.000.000 to cover any health situation. Additionally, you will always receive this attention in the best medical centers and hospitals in the country. 

With up to half a million euros allocated exclusively to medical expenses, you ensure the best available assistance in the country.

Adventure sports in the Dominican Republic  

If you have chosen this tropical paradise as your next destination, you probably already know that it offers a lot more plans than lying in the sun on its idyllic beaches. Rafting down the rapids in Jarabacoa, canyoning in Jimenoa, hiking routes up to the 3,087 meters high Pico Duarte, cycling routes through the interior, surfing around the entire island, or snorkelling and diving up to 40 meters to enjoy the country’s underwater landscapes are some of the activities you should not miss.

All these activities have something in common: they are not covered by most travel insurance policies for the Dominican Republic, and different companies tend to not help you if something unexpected happens while you enjoy these activities. (Yes, even snorkelling just a few meters from the shore requires an international policy.)

Thanks to the Adventure Sports Coverage, you can live these and many more experiences knowing that they will be fully covered by your travel insurance to the Dominican Republic. 

Without deductibles, you won’t have to pay anything out of your pocket 

When it comes to purchasing travel insurance for the Dominican Republic, it’s important to always read the fine print. This is where many companies hide “traps” to reduce costs, such as deductibles. In the case of a 100 euro deductible, it means that every time you need medical assistance, you’ll have to pay the first 100 euros yourself. This expense can grow during your trip depending on whether you require continuous care.

At IATI, none of our policies have deductibles , and we guarantee to cover your medical expenses from the first cent when you travel with your insurance for the Dominican Republic.

No need for advanced money for medical assistance   

Another common practice in private medical insurance policies covering overseas travel is to require you to pay for the necessary medical care and then go through a tedious process to obtain reimbursement of the costs. This means that, if you need thousands of euros in medical care, you will have to pay for it out of your pocket and thus completely undermine the experience of this great trip.

If you have your IATI Total Comfort or IATI Star as your travel insurance for the Dominican Republic, you don’t have to worry about this. The process is simple: when you need any type of medical assistance contact us and we will direct you to the nearest best-equipped centre to handle your case. When you arrive there, they’ll be waiting for you, and we’ll take care of covering the costs of your visit, including any tests, hospital stays, or medications prescribed by the specialist.

If you’re unable to contact us before receiving medical assistance due to an emergency, you simply need to provide us with the relevant medical reports and receipts, and we’ll reimburse you as soon as possible.

Lost luggage and theft included   

IATI Total Comfort and IATI Star are the best travel insurances for the Dominican Republic because, in addition to its extensive medical coverage, it takes into account other aspects that may arise during your trip.

You and your luggage are going to the Dominican Republic, and that’s why we’ll also take care of protecting your belongings . Thanks to your IATI Total Comfort insurance, you will have up to 1,500 euros of coverage for cases such as robbery with violence or problems with your luggage. With IATI Star you will also be protected in such cases and you will have up to 2,500 euros of coverage.

Cancellation option – cancelling your trip to the Dominican Republic  

Flights to Santo Domingo, accommodation for your entire trip, the activities you decide to book in advance, domestic transportation… Organizing this trip is a major investment and that’s why you may have wondered, “What would happen if I had to cancel my trip? Will I lose all the money I’ve spent?”

To answer this question, at IATI we were pioneers in creating the so-called Trip Cancellation Supplement. When you get the best travel insurance for the Dominican Republic, IATI Backpacker, you can add this supplement with which, in case you have to cancel your trip due to one of the covered causes, we will reimburse you up to 2,000 euros of your travel expenses that you cannot recover directly from your provider.

As you can see, travel insurance for the Dominican Republic is essential, and with it, we will cover you during your trip. But thanks to the Trip Cancellation Supplement, you will also be protected in case you cannot travel. 

Travel insurance coverage in the Dominican Republic 

Now that you know the coverage your travel insurance for the Dominican Republic should have, you may be interested in learning more about the features offered by the most popular policies among travellers heading to this destination. On the IATI Total Comfort  and  IATI Star  pages, you can find detailed information about our policy and its benefits.

In the following table, as a summary, we show you some of the coverages  if you are travelling from the EU:

If you are travelling from outside the EU, here is the summary of the features of the best travel insurance:

How much does travel insurance to the Dominican Republic cost?  

The cost of your travel insurance for the Dominican Republic, is what will convince you of the great quality/price ratio.

As you can see, the price of a two-week trip is lower than the price of one night in a medium hotel, which means that your international insurance will be a minimal cost in your travel budget. 

In addition, this is an expense that will turn into a huge saving in case you need any type of assistance:

How to hire the best travel insurance for the Dominican Republic   

Hiring insurance to travel to the Dominican Republic is a quick and easy process thanks to IATI’s intuitive menu. You just need to follow these steps:

In the menu, you will need to enter the details of your trip:

• Your place of residence;
• The destination of the trip: in this case, the Dominican Republic;
• The start and end dates of the trip;
• The number of travellers;
• Type of insurance: travel insurance.

After filling in the menu, click “Get a quote”, choose your IATI Total Comfort or IATI Star policy, and then click “Contract”. At this point, you can purchase the Trip Cancellation Supplement we just talked about. It is a favourite among our travellers because it allows you to recover up to 2,000 euros of your travel expenses if you are unable to travel.

Now, all you must do is complete your personal information, make the payment, and you will receive the information about your travel insurance to the Dominican Republic and the necessary contact details in case you need any type of assistance during your visit to the country.

That’s how easy it is to hire your travel insurance policy!

Useful information for travelling safely to the Dominican Republic 

Best time to travel to the dominican republic  .

The European summer, mainly due to work and school holidays, is usually the time when most tourists head to the Caribbean. Visiting the country during these months, due to high demand, often means higher prices for both accommodation and international flights. Although you will enjoy the high temperatures, it is also a time when there is a higher risk of encountering hurricanes.

Between October and March, the risk of hurricanes practically disappears and the average temperature of around 27 degrees makes this trip to the Dominican Republic a safe bet.

Safety in the Dominican Republic   

The Dominican Republic is considered a safe country for tourists. However, it is always necessary to take some precautions and use common sense. There have been cases of violent robberies in large cities, and although these do not usually affect travellers, it is recommended not to offer resistance to this type of event.

Health in the Dominican Republic  

The country’s public hospitals are quite deficient, and the price of private healthcare is high . Therefore, it is essential to have travel insurance with extensive coverage.

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Do I Need Travel Insurance To Go To The Dominican Republic? A Quick Guide

By: Author Lena Linh

Posted on Published: July 25, 2023  - Last updated: August 20, 2023

Jet-setting to the sun-soaked Dominican Republic with your loved ones?

You may be asking yourself, “Do I need travel insurance to go to the Dominican Republic?”

While not legally mandatory, securing travel insurance can be a smart safeguard against unforeseen hiccups.

Trust me, having navigated many globe-trotting adventures, preparation is key, more so when kiddos are involved.

This article will delve into the nitty-gritty of the Dominican Republic’s travel insurance, entry prerequisites, and matters of the moolah.

We’ll also spotlight exciting activities and crucial safety insights for a blissful voyage.

Sit back and relax, I’ve got a treasure trove of guidance for a serene family retreat right here.

Key Takeaways

• While it may not be mandatory, having travel insurance can provide valuable coverage and financial protection in case of unexpected events or emergencies during your trip.
• One of the main reasons to consider travel insurance for the Dominican Republic is the potential cost of medical treatment.
• Travel insurance can also protect you financially if you need to cancel or cut short your trip to the Dominican Republic due to unforeseen circumstances.
• Like in any travel destination, the risk of theft or loss of personal belongings exists in the Dominican Republic.

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Do I Need Travel Insurance To Go To The Dominican Republic

Importance of Travel Insurance

Let’s face it, nobody plans to have a mishap during their vacation.

Yet, they do happen.

To keep you and your family safe, it’s worth considering travel insurance to go to the Dominican Republic.

Although not required, it can save you from unexpected expenses and stress.

Travel insurance provides you with peace of mind, knowing that you’re covered in case of emergencies, medical issues, or trip disruptions.

It’s especially important for families with kids, as they may need extra attention and care during unforeseen situations.

Coverage Options

When choosing a travel insurance plan, it’s essential to evaluate the coverage options available.

Here are some common features you should look for:

• Medical coverage: This will cover expenses related to injuries or illnesses during your trip.
• Trip cancellation/interruption: This protects you from losing money in case you need to cancel or cut your trip short.
• Baggage loss/delay: This covers the cost of lost or delayed luggage.
• Emergency evacuation: Covers the costs of transporting you to a safe location in case of a natural disaster or political unrest.

Before purchasing a plan, familiarize yourself with the exclusions and limitations, as not all plans cover every possible scenario.

Be sure to carefully read the policy details and understand what’s covered and what’s not.

Best Travel Insurance Providers

Finding the perfect travel insurance provider can be a bit overwhelming.

Here are some of the best providers to consider when looking for coverage:

• Allianz: Allianz offers a variety of plans to match your traveling needs, including emergency transportation benefits, which the US Embassy strongly recommends for travelers to the Dominican Republic.
• InsureMyTrip: This provider offers a comparison tool that makes it easy to find the best policy for your trip to the Dominican Republic.
• Squaremouth: Squaremouth helps you compare policies from different companies and choose the one that suits your specific requirements.

Consider your family’s needs and preferences when selecting the right travel insurance plan.

With the right coverage, you can relax and enjoy your vacation, knowing that your family is protected.

Travel Insurance Specifics

Emergency Medical Care

Hey friend, just so you know, your domestic health insurance might not cover medical services outside of your country.

So, when you’re vacationing with your family in the beautiful resorts of the Dominican Republic, it’s crucial to think about travel insurance.

This way, you can relax knowing you’re covered in case of unexpected medical emergencies.

Trip Cancellation and Interruption

Let’s face it, life is unpredictable, especially when planning a Caribbean adventure.

Trip cancellation and interruption coverage can come to the rescue if your plans are affected by some unforeseen events, such as family emergencies.

This extra layer of protection ensures that you don’t lose your hard-earned money due to last-minute changes.

Medical Evacuation

In the rare instance someone in your family needs medical attention while enjoying the pristine beaches of Santo Domingo, you’ll want to be sure you have adequate medical evacuation coverage.

This guarantees that if a serious injury occurs, you’ll receive the appropriate medical transport and care without breaking the bank.

Weather and Natural Disasters

The Dominican Republic, like other Caribbean islands, is prone to weather-related challenges such as hurricanes.

So, securing travel insurance with coverage for weather and natural disasters can give you peace of mind.

And remember, it’s always wise to double-check your coverage before departure.

Now that you have a better understanding of travel insurance for the Dominican Republic, you’re one step closer to worry-free beachside fun with your family.

Entry Requirements and Preparation

Visa and Passport Requirements

Traveling to the Dominican Republic is relatively easy for U.S. citizens.

Your passport must be valid for the period of stay, but no visa is required for visits shorter than 30 days. Just pack your valid US passport , and you’re good to go.

Before heading to the airport, remember to double-check your luggage.

Be sure to pack everything you need for your Caribbean vacation, from swimwear to your favorite beach read.

If traveling with kids, make sure to have their passports and any necessary travel documents as well.

In case of emergencies, it’s a good idea to have the US Embassy’s information on hand in case you need their assistance during your trip.

Language and Communication

When it comes to communicating in the Dominican Republic, Spanish is the official language.

While many locals in tourist centers like Punta Cana will speak English, it’s always helpful to have a few basic Spanish phrases in your back pocket.

A simple “hola” (hello) and “gracias” (thank you) can go a long way.

However, rest assured that the majority of hotels and resorts will have English-speaking staff to help make your stay as comfortable and stress-free as possible.

As a bonus tip, before traveling, download a translation app on your phone for additional language support.

This way, you’ll be prepared for any situation, whether it’s asking for directions or chatting with locals about the best spots to visit.

During your stay in the Caribbean paradise, don’t forget to take some time to explore the local culture and enjoy all the Dominican Republic has to offer.

Currency and Money Matters

Managing finances.

Going to the Dominican Republic? A key thing to remember is that their official currency is the Dominican Peso (DOP).

While US Dollars are often accepted, it’s always a good idea to have some local currency on hand.

Keep an eye on the exchange rate before your trip, and try to exchange money beforehand, which can save you big bucks on exchange fees.

So, how do you budget for your trip?

A handy tip is to use a budget app or spreadsheet to track your expenses.

Consider your accommodation, transportation, food, activities, and of course, shopping.

This will give you a better understanding of how much cash you’ll need at your destination.

Credit Cards and ATMs

Most places in the Dominican Republic accept major credit cards like Visa and MasterCard.

However, smaller establishments and remote areas might not. So it’s wise to have some cash handy just in case.

In need of an ATM? No worries.

You’ll find plenty of them in cities and tourist areas.

One thing to remember, though, is that fees may apply when using an ATM outside of your bank’s network.

Keep track of these fees to avoid any surprises when you return home.

To minimize risks, let your bank know about your travel plans before you leave.

This will ensure your card isn’t flagged for suspicious activity while you’re enjoying your vacation.

Traveling with Cash

Carrying cash around can sometimes be a little nerve-wracking.

Here are a few tips to help you manage your cash while exploring the Dominican Republic:

• Split up your cash: Avoid carrying all of it in one place. Divide it between your wallet, hotel safe, and some hidden spots.
• Use a money belt: These nifty gadgets let you stash your cash discreetly under your clothes. Talk about incognito!
• Keep an emergency stash: Accidents happen. To be prepared, tuck away some extra cash in a secret spot, just in case.

And that’s your crash course on currency and money matters for your Dominican Republic adventure!

With these tips, you’ll be ready to manage your finances like a pro and fully enjoy your trip.

Activities and Safety

Popular sports.

The Dominican Republic offers a variety of popular sports activities for your vacation.

You might find yourself immersed in a friendly game of beach volleyball or trying your hand at golf.

If you’re staying at an all-inclusive resort, you’ll likely have access to various sports facilities, giving you the opportunity to explore some of the best things to do in The Dominican Republic .

Diving and Water Activities

Diving enthusiasts, you’re in for a treat.

The Dominican Republic offers astonishing scuba diving experiences, exploring vibrant coral reefs and even shipwrecks.

You can also try your hand at snorkeling and see the marvels under the sea surface while staying dry.

Don’t forget about other water activities like windsurfing, kayaking, and paddleboarding, all of which are available to make your trip more exciting.

Potential Dangers and Risks

It’s important to keep an ear to the ground when traveling and be aware of potential safety risks.

While the Dominican Republic is generally considered a safe destination, it’s wise to stay vigilant for opportunistic crimes like pickpocketing and robberies.

You can minimize your risk by keeping your personal belongings secure, avoiding displaying flashy valuables, and sticking to well-populated areas.

You might be excited about jumping out of a plane with something like skydiving.

Yet, it’s crucial to ensure you choose reputable operators with excellent safety records, particularly for adventure sports and activities.

This will help you reduce the risk of accidents and make your experience unforgettable for all the right reasons.

During my visit, I always made sure to ask the resort staff or locals for recommendations regarding sports and activities operators.

It not only helped me find some hidden gems but also ensured I worked with professionals who prioritized my safety.

The Dominican Republic offers thrilling activities and breathtaking scenery for your family vacation.

By considering safety precautions and choosing reputable operators for your adventures, you can fully enjoy all the exhilarating experiences this beautiful destination has to offer.

Exploring the Dominican Republic

Travel Tips and Recommendations

So you’re planning a trip to the stunning Dominican Republic?

Great choice!

This Caribbean escape offers beautiful beaches, lush landscapes, and an immersive lifestyle.

To ensure you have the best experience possible, here are some travel tips:

• Safety first : The US Embassy recommends that visitors exercise increased caution when traveling to the Dominican Republic. You must be aware of your surroundings and follow local authorities’ safety guidelines.
• Health precautions : Your domestic health insurance may not be accepted by private hospitals, so having extra peace of mind can be invaluable.
• Budget-wise : Like any destination, the Dominican Republic accommodates everyone, from backpackers to luxury travelers. Look for affordable hotels, resorts, and dining options to make your trip fit your budget.
• Getting around : The country has been investing in its infrastructure, making it easier to explore attractions such as national parks, beaches, and historical sites. Carefully choosing a reliable transportation method is important for a smooth stay – whether you rent a car or opt for public transportation.

Best Places to Visit

The diverse landscape of the Dominican Republic offers a myriad of options for visitors.

Here are the must-visit destinations on your upcoming trip:

• Punta Cana : Known for its pristine beaches, Punta Cana is home to some of the best all-inclusive family resorts in the Dominican Republic . This area caters to every traveler’s taste – from water sports enthusiasts to relaxation seekers.
• Santo Domingo : Don’t miss the capital, Santo Domingo. This vibrant city boasts historical sites, lively nightlife, and cultural experiences that will enrich your journey.
• Puerto Plata : With its golden sand beaches and vibrant towns, Puerto Plata offers a unique blend of adventure and relaxation. Be sure to visit the nearby Amber Museum and the historical Fort of San Felipe while you’re there.
• Samaná : Looking for a more laid-back atmosphere? Samaná’s beautiful bays and verdant rainforests are perfect for hikers, nature lovers, and those wanting to disconnect from the hustle and bustle.
• Bayahibe & La Romana : These picturesque coastal towns are ideal for scuba diving, snorkeling, or simply lounging on the beach. Be sure to check out nearby national parks and the stunning postcard-worthy Saona Island.

Whether you’re seeking adventure or relaxation, the Dominican Republic offers an unforgettable experience for the whole family.

Parting Words

In wrapping up, the question “Do I need travel insurance to go to the Dominican Republic?” isn’t simply a query but a vital part of planning your tropical adventure.

The Dominican Republic, with its sun-drenched beaches and vibrant culture, offers a remarkable experience.

Yet, just like any international travel, it’s sprinkled with unpredictable instances – from sudden illnesses to delayed flights and more.

Travel insurance provides that essential safety net, assuring that you’re covered for such unforeseen circumstances.

A gem like the Dominican Republic should be remembered for its rich history, stunning landscapes, and welcoming locals, not for a stressful episode that could’ve been easily managed with appropriate insurance.

So, it’s clear that travel insurance is not just a ‘nice-to-have’ but a ‘must-have’ for the savvy traveler, making sure your Dominican journey is as smooth and enjoyable as the island’s famous merengue.

Related: Do I Need Shots Before Traveling to the Dominican Republic?

Frequently Asked Questions

What are the requirements for visiting punta cana.

When visiting Punta Cana, there are no specific vaccine requirements if you’re arriving from the United States. Tourist visas are also not necessary for stays under 30 days. Just ensure your passport has an empty page for the entry stamp, and you’re all set to enjoy your vacation.

Which Companies Offer The Best Travel Insurance For The Dominican Republic?

There are numerous companies that provide travel insurance for the Dominican Republic; some well-known options include Allianz Global Assistance, World Nomads, and InsureMyTrip. Be sure to compare policies and coverage levels to find the one best suited for your needs.

How Much Does Travel Insurance Typically Cost For A Trip To The Dominican Republic?

Travel insurance costs can vary depending on multiple factors like age, trip duration, and chosen coverage options. Generally, expect to pay around 4-10% of your total trip cost. It might seem like an added expense, but it’s worth considering the peace of mind having proper coverage can provide.

Does the US. Health Insurance Provides Coverage In The Dominican Republic?

Your US health insurance coverage may not extend to international travel, including the Dominican Republic. It’s essential to check with your insurance provider before your trip and consider purchasing additional travel insurance to ensure access to proper medical care if needed.

What Are The Benefits Of Having Travel Insurance For A Trip To The Dominican Republic?

Having travel insurance for your trip to the Dominican Republic has several benefits. Aside from covering unexpected medical expenses, it can also protect your finances in case of trip cancellations, delays, or lost baggage. Plus, the country’s complimentary visitor insurance offers coverage for emergencies and flight changes, ensuring a smooth vacation experience for you and your family.

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Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at  800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

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Travel Insurance

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• Unlimited medical emergency expenses¹
• Up to £10K cancellation cover
• 24/7 emergency medical helpline

Covered 27 million+ travellers

Trusted for 20+ years

24/7 emergency helpline

Before you buy travel insurance for your holiday to the Dominican Republic, there are a few things to think about:

• The cost of your trip – if you have to cancel, it’s important to know that you can get your money back
• The activities you’re likely to be doing – if you’re planning anything really extreme, we can offer you extra cover with our  extreme sports cover
• How much medical coverage you have – no one wants to think about getting ill or having an accident abroad but, unfortunately, it does happen
• And don’t forget to check the  latest travel advice for the Dominican Republic from the FCDO  for any issues that may have occurred that might prevent you travelling or any vaccinations you might need

If you’re up to anything particularly adventurous such as  scuba diving , we have  extreme sports cover  as an add-on. We also  consider all medical conditions  and have  no upper age limit , so get in touch today or simply  get a quote online .

Our Coronavirus Travel Insurance is rated Superior by a leading UK Consumer Champion. All of our policies will cover you if you catch Coronavirus.

What’s covered with our travel insurance to the Dominican Republic?

As standard, our policies cover  over 50 activities as standard , so you can get up to more on your holiday.

As standard we also offer a range of benefits, some of which include:

• Medical expenses and hospital benefit
• Personal accident and liability
• Cancelling and cutting short your holiday
• Abandoning your trip
• Delayed departure
• Accommodation cover
• Personal belongings and baggage
• Personal money, passport and travel documents
• Legal expenses

To help you have the best holiday experience, we’ve put together some useful information that we think you’ll want to know before your trip to the Dominican Republic.

Do I need a visa for the Dominican Republic?

You’ll need to get a tourist card before you enter the Dominican Republic. You can get this from the Embassy of the Dominican Republic in London, or when you arrive at the airport.

Tourist cards are valid for 30 days but can be extended should you wish to stay for longer. You can find more information about tourist cards and extended stays on the  Dominican Republic Embassy website .

Healthcare in the Dominican Republic

Depending on where you go in the Dominican Republic, healthcare services can be limited. You can find good medical facilities in the private hospitals, but these can often be quite expensive and may even overcharge. It’s important to make sure you have travel insurance with medical expenses covered in case anything unfortunate happens abroad.

We would also recommend that you speak to your GP at least four to six weeks before your trip, to check whether there are any vaccinations or other preventatives needed.

You can find more information about  healthcare in the Dominican Republic here .

Medical & Emergency Assistance in Dominican Republic

If something happens while you’re in Dominican Republic and you need emergency treatment for an illness or injury, we’re here to help. All travel insurance policyholders can contact our 24-hour medical assistance team .

*Discount excludes any premium generated to cover medical conditions or optional extras & is automatically applied. This offer cannot be used in conjunction with any other offer. Discount tiers of 5% for premiums between £0-49, 10% for £50-249, & 20% for £250+ apply. Offer ends at 23:59 on 02/09/24. T&Cs apply.

• Unlimited emergency medical expenses available on Black level policies.
• InsureandGo’s Gold achieved a Which? Best Buy.

• Global travel destinations
• Dominican Republic

US Travel insurance for Dominican Republic travelers

Travel insurance quote form, do you want to insure trip cost as well as the health of the traveler, please click here to buy travel insurance for quarantine coverage, travel insurance with trip protection coverage - highlights, trip cancellation.

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Travel medical insurance with no trip protection - Highlights

Health care expenses.

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Repat of remains

Return of moral remains to home country or local burial.

Following are the Dominican Republic Quarantine hotel reservation travel insurance plans:

• Safe Travels International insurance by Trawick International works well for Non-US citizens visiting Dominican Republic with Covid19 coverage.
• Safe Travels Outbound insurance by Trawick International is available for US citizens traveling to Dominican Republic with Covid coverage.
• Travel SE Covid Quarantine Benefit: Travel SE plan is a primary travel insurance that covers Covid quarantine hotels due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
• Travel LX Covid Quarantine Benefit: Travel LX plan offers primary travel insurance coverage for Covid quarantine hotels due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
• Safe Travels Voyager Insurance offers quarantine travel insurance coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
• Safe Travels Explorer Insurance offers Coverage for covid quarantine accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours or more).
• Trip Protector Insurance Offers travel insurance with quarantine coverage for accommodations due to a covered Trip Delay up to a maximum - $2,000 ($200 /day )(6 hours).

Dominican Republic healthcare insurance for tourists, Travel medical insurance Dominican Republic

Schengen Visa Insurance

US Expatriates Insurance

Older traveler insurance

USA Visitors Insurance

Travel insurance for visiting dominican republic, travel insurance for dominican republic, history and statistics of immigrants from the dominican republic to the usa.

Over the last 60 years the number of Dominican immigrants in the US has grown rapidly. In 1961 after the assassination of the country’s long-time dictator Rafael Trujillo there was political and economic disorder. As a consequence of this the number of Dominican immigrants like dissidents, university students, professors, and many middle-class workers left for the United States. The U.S. embassy enabled this emigration by issuing visas.

Over time lower income and working-class Dominicans gradually migrated to the US, escaping the Latin American economic crisis. In 1960, there were 12,000 Dominican immigrants.Between 1970 and 1980 this increased fivefold to 61,000 within a decade and doubled during 1980s and 1990s. 99% of the immigration of the Dominican immigrants is now mainly through family channels. The United States is the most popular destination for Dominicans immigration overseas.

About 51,000 Dominican are living in the U.S. territory of Puerto Rico. 60% of the Dominican immigrants live in New York and New Jersey. Dominican Republic immigrants are the 4th largest Hispanic immigrants in the United States. The Dominican population in the US increased by 33 % from 2010 to 2019, making it 1.2 million people. Several Dominican migrants travel to the United States looking for better economic opportunities. While it’s exciting to migrate to new country but it also unlocks many risks. In the US it is very necessary to have good immigrant medical insurance on arrival, especially given the current Covid pandemic situation. A good US immigrant health insurance plan will provide coverage for medical expenses incurred in case of any injury or illness.

Visiting US hospital without insurance is scary; while it also offers excellent medical facilities to its immigrants the Healthcare in the US is very expensive. Purchasing US immigrant insurance for a Dominican Republic immigrant is easy at American Visitor Insurance .One can compare several plans for prices and benefits according to their specific needs and make an informed decision. You can also get an instant policy documents by Email with 24/7 customer support service by licensed agents who will provide answers to all questions by the customers .Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.

Dominican Republic Students in the USA

Family, relatives and tourists from dominican republic visiting the usa.

The United States of America is known for its vibrant culture and world class living system makes it the aspirational country to visit and immigrate to for many decades now. The US and Dominican Republic have strong bilateral relationship. There are over 1.2 million Dominicans residing in the USA. It’s natural that relatives and family members of these immigrants visit them in the US. There is a strong investment and trade relationship between the two countries due to which thousands of Dominican visitors travel to the US while clubbing both business and leisure. In 20119 there were around 489,000 arrivals from Dominican Republic.

Dominican Republic Working Professionals in the USA

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• Travel insurance for US Citizens and US Residents traveling outside USA
• Provides minimum coverage of $3,000 for potential or extended quarantine lodging expenses due to Covid19.
• Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
• Covid-19 is covered as any other sickness
• Safe Travels Voyager plan's trip delay benefit can be upgraded.
• The base benefit is $3,000 (which is $250 per day). Traveler’s can choose $4000 ($300 per day) or $7000 ($500 per day).
• Travel insurance for American citizens and US Residents traveling outside USA
• Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
• Covid-19 is covered as any other sickness.
• Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
• Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
• Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
• Travel insurance for US Citizens and US Residents
• Provides minimum coverage of $1,000 for potential or extended quarantine lodging expenses due to Covid19.
• Covid19 medical expenses are covered and treated the same as any other sickness
• Offers coverage of $50,000 for emergency medical expenses
• Offers comprehensive trip cancellation coverage
• Travel medical insurance coverage outside USA
• Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
• Coverage must be bought for a minimum of 30 days. Proof of quarantine mandated by physician needed.
• Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.

• Travel insurance for US Citizens and US Residents traveling outside US
• Trip cancellation up to $50,000
• Trip interruption up to 200% of trip cost
• $500,000 medical for sickness and injury/$1,000,000 medical transportation
• Include $2000 in travel delay benefits for quarantine/lodging.

Covid Quarantine insurance for US citizens

Despite the removal of the Covid-19 restrictions both in the US and around the globe, it is prudent for US citizens to purchase international travel insurance which will make the whole trip worry free and provide good protection for any medical or travel related expenses in case of unexpected situations.

US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).

 Travel medical insurance to emergency medical expenses

Best travel insurance, best international travel insurance for us citizens.

• Travel medical insurance for US Citizens and US Residents traveling outside USA
• Available up to 180 days
• Offers emergency sickness coverage up to $500,000
• Covid-19 covered as any other sickness
• Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
• Deductible options from $0 to $2,500
• Policy Maximum from $50,000 to $2,000,000
• Renewable upto 24 continuous months
• Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
• Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
• Deductible options from $0 to $25,000
• Policy Maximum from $1,000,000 to $8,000,000
• USA travel medical insurance coverage outside USA for US citizens
• Available up to 365 days
• Offers maximum coverage up to $2,000,000
• Offers insurance coverage for Covid expenses
• US travel health insurance for US citizens outside USA
• Available from 5 days to 364 days
• Offers maximum coverage up to $5,000,000
• Travel Medical Choice insurance offers coverage for expenses related to COVID-19
• Short term fixed benefit cheap travel insurance USA for US citizens outside USA
• Plan maximum options available up to $130,000 for medical expenses
• Offers coverage outside the US
• Deductible options from $0 to $1,000
• Policy Maximum from $50,000 to $150,000
• Offers emergency medical evacuation coverage up to $500,000
• Offers coverage for travelling outside your home country
• It includes coverage for Covid-19 is covered as any other illness under the medical expense maximum.
• Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.

 Expatriate heath insurance for living outside home country

Best expat insurance, best expatriate insurance, expat insurance plans.

• Ideal for US expatriates and for those global citizens living and working outside their home country.
• Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum.
• It covers pre-existing conditions with creditable coverage

 Trip cancellation insurance for trip investment expenses

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• Trip Cancellation: Up to 100% of insured trip cost
• US Residents on domestic and worldwide trips
• Travel SE Covid Quarantine Benefit : Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
• Travel LX Covid Quarantine Benefit : Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
• Inexpensive coverage for trip cancellation & interruption
• Travel Lite Covid Quarantine Benefit : Travel Lite plan offers Coverage for accommodations due to a covered Trip Delay $500/$125 per person per day is included in the basic coverage.
• Trip Cancellation: Up to 100% of Trip Cost Insured
• Up to 100% of Trip Cost Insured
• It covers Trip Cancellation coverage from $150 to $10,000.
• Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
• Maximum Trip Length 90 Days
• Offered by Trawick International and is highly rated.
• You can add a "Cancel for Any Reason" waiver onto the plan.
• It can cover trips up to 90 days long.
• Cancellation of policy must be purchased within 10 days of the initial trip deposit date.
• Trip Cancellation: Basic - $15,000 Max
• Trip Cancellation: Plus - $100,000 Max
• Trip Cancellation: Elite - $100,000 Max
• Trip Cancellation: 100% of trip cost up to $30,000
• Provides coverage for U.S. residents travelling outside their home country
• Trip Cancellation: 100% of trip cost up to $100,000

 Trip cancellation insurance for Cancel for any reason

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• Cancel For Any Reason: 75% of non-refundable trip cost
• Trip Cancellation: Tour cost to a maximum of $100,000
• Cancel for Any Reason: Up to 75% of trip cost insured
• Trip Cancellation: Up to 100% of Trip Cost
• Cancel for Any Reason: 75% of non-refundable trip cost
• Trip Cancellation: Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
• Cancellation for Any Reason: 75% of the Insured Trip Cost within 21 days of trip deposit - some restrictions apply. Not available in NY or WA.

 US seniors traveler insurance, Medicare supplement international travel insurance

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• The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days
• The GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip
• It is an affordable international travel health insurance for US citizens.
• It offers coverage for medical and evacuation expenses for short trips.
• It is available up to 12 months
• It is an renewable long term international travel health insurance for US citizens.
• It offers coverage for medical and evacuation expenses.
• It is available up to 12 months.

 Annual travel insurance, Yearly travel insurance

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• Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
• Covers non US Citizens travelling multiple times annually outside their home country
• Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
• Available for both US and Non US citizens up to 75 years
• Maximum trip length is 30 or 45 days per trip
• Available for US residents only up to age 81 years
• Maximum trip length is 30 days per trip
• Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
• It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.
• Take an unlimited number of Covered Trips during the 364 day Policy period
• Covers domestic and international trips - up to 90 days each
• Offers two plan levels namely Silver and Gold offer options for different needs and budgets
• Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
• The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation

Review and compare the best Annual insurance.

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Travel health insurance Dominican Republic - FAQ's

Does dominican republic travel insurance cover covid19 illness .

There are some USA Covid travel insurance plans available for travel to the Dominican Republic that cover covid19 as a new illness. It is important to buy the Dominican Republic covid19 travel insurance before you start your journey.

At present the following USA insurance providers - Safe Travels Outbound insurance and Safe Travels International insurance from Trawick International and Diplomat Long term Insurance from Global Underwriters provide US covid19 travel insurance coverage in the Dominican Republic. These covid travel insurance plans are available for US citizens and US residents traveling to Dominican Republic as well as non US travelers traveling outside their home country.

Travel insurance for international travelers visiting Dominican Republic

Trip cancellation insurance

Trip cancellation insurance insure trip cancellation related emergencies while in Dominican Republic.

Travel medical insurance

Travel medical insurance for Dominican Republic to cover accident and medical expenses

Annual multi-trip insurance

Annual travel insurance for frequent travelers to and from Dominican Republic.

Group Travel insurance

Group travel insurance for Dominican Republic for five or more travelers on same itinerary.

Popular tourist destinations in Dominican Republic

Santo Domingo

The historic Colonial City, a UNESCO World Heritage Site, with cobblestone streets, stunning Spanish Colonial architecture, and excellent restaurants.

Eastern National Park

Eastern National Park is a prime habitat for hundreds of species of plants and animals, including 112 species of birds.

Jimenoa Waterfall

Salto Jimenoa Waterfall falls with its 35 meters of height it is one of the highest waterfalls in the Dominican Republic.

Samana Peninsula & Bay

The waters of the humid Samana Bay (Bahia Samana) are a haven for marine animals.

Dominican Republic - General information  

Dominican republic - general information.

Punta Cana , Santo Domingo, Puerto Plata, La Romana, Bayahibe, Saona Island, Samana, Las Terrenas, Sosua, Cabarete, Juan Dolio, Boca Chica.

  Spanish

Around 11 million

Dominican Peso

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Most countries have opened their borders now for international tourism. Unfortunately, even years after the pandemic started in China, Covid is again making a comeback with new immune-evasive variants.

The Covid situation is made even more complicated with influenza and the respiratory syncytial virus (RSV) which is also spreading across the globe. Though there is a risk with the new variants, authorities have relaxed their strict controls thanks to improved vaccination coverage.

However, while Covid appears to be less virulent and no longer as dangerous thanks to a large percentage of the population having vaccinations and booster shots, Covid

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Trawick international travel insurance.

Trawick International offers visitor medical insurance for coronavirus with their Safe Travels USA Insurance . The Safe Travels USA Comprehensive plan is ideal for travelers with pre-existing medical conditions even for travelers older than 70 years. You can compare Safe Travels USA Covid19 travel insurance plans and buy it online to get coverage as early as the following day. After buying the Trawick travel insurance, travelers can download a visa letter which indicates that Safe travels USA visitors insurance covers covid19 illness.

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International Medical Group (IMG) travel insurance offers coronavirus insurance for USA. IMG's Patriot America Plus , Patriot Platinum insurance , Visitors Protect insurance and Visitors Care insurance plans cover COVID-19 like any other illness. The Patriot America Plus Insurance and Patriot America Platinum insurance include COVID coverage up to the policy maximum.

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INF travel insurance

INF travel insurance offers coverage for coronavirus as any other new sickness. It is available for Non-US citizens or residents travelling to the US. INF Premier and INF Elite plans covers pre-existing complications from COVID-19.

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Global Underwriters US visitor insurance

Diplomat America visitors insurance by Global Underwriters offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Diplomat Long term Covid19 medical insurance must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses. You can compare Diplomat insurance for visitors to USA.

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WorldTrips insurance

Atlas travel insurance coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

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• If you are traveling to the US : Visit USA coronavirus insurance offers coverage for COVID-19 as a covered medical expense.
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• Patriot America Plus Covid insurance offers coverage for coronavirus illness.
• Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
• Available for US citizens visiting USA
• Visitors Protect Covid insurance offers coverage for coronavirus illness.
• This plan covers pre existing conditions for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
• Atlas America Covid insurance offers coverage for coronavirus illness.
• Covers acute onset of pre-existing conditions till maximum limit (up to 79 years).
• Diplomat America Covid insurance offers coverage for coronavirus sickness
• Covers acute onset of pre-existing conditions up to policy maximum for age up to 69 years.
• It offers coverage for visitors up to 89 years.
• Covers Covid insurance offers coverage for coronavirus sickness
• Covers treatment of acute onset of pre-existing conditions (up to 79 years)
• INF Elite Covid19 insurance offers coverage for coronavirus.
• Treats Coronavirus/covid19 as a new sickness & covered by the plan
• Best comprehensive plan that covers all pre-existing conditions up to 99 years.
• Comprehensive plan with full pre existing condition coverage which is unique.
• Covers 90% of eligible medical expenses.
• There is a minimum purchase of 90 days required to buy this plan
• Covers Preventive & maintenance care and coverage for full body physicals.
• Coverage for TDAP, Flu, etc Vaccines
• INF Traveler USA 90 covers 90% of elgibile medical expenses
• Minimum purchase of 30 days is required for this plan.
• This is a comprehensive plan too but does not cover pre existing condition
• INF Traveler USA Covid insurance offers coverage for coronavirus illness.
• This plan is available for Non-US Citizens. Anyone visiting USA, Canada and Mexico can enroll in this plan.
• Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.
• Plan can be renewed up to 2 year.
• It offers coverage for acute onset of pre-existing conditions up to 70 years.
• Plan can be renewed up to 364 days.
• Safe Travels Elite Covid insurance covers coronavirus illness.
• Covers acute onset of pre-existing conditions up to 89 years.
• This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
• INF Premier Covid insurance covers coronavirus illness.
• Covers all pre-existing conditions, this means doctors, appointments, blood tests & labs, specialist care, urgent care visits, & hospital stays are all covered for pre-existing conditions.
• Renewable up to 364 days
• INF Standard Covid insurance covers Coronavirus illness.
• This is a fixed plan and is available for both US and Non US citizens visiting the US.

Best travel insurance for pre-existing conditions, Best Visitors insurance with pre-existing conditions coverage

• Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 70 years).
• The plan is available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
• Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 79 years).
• Covers Acute Onset of a Pre-Existing Condition: Up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute Onset of a Pre-Existing Condition and will not be eligible for additional coverage.
• Covers Up to $1,000 for sudden, unexpected recurrence of a Pre-existing Condition
• Safe travel USA Covid insurance offers coverage for coronavirus.
• Covers unexpected recurrence of a pre-existing medical conditions up to $1000
• Eligible for foreign residents visiting USA and worldwide
• Covers expenses for treatment of acute onset of pre-existing conditions
• For the acute onset of pre-existing condition coverage with cardiac condition and/or stroke for age range of 14 days to 69 years, $50k coverage is available and for age range of 70 to 79 years, $5k coverage is available .
• For the acute onset of pre-existing condition coverage other than cardiac condition and/or stroke for age range of 14 days to 69 years, $75k coverage is available and for age range of 70 to 79 years, $7,500 coverage is available .
• The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $1,000,000. For people above age 80 years, they get a policy maximum of $10,000
• Acute onset of pre-existing conditions are covered up to $25k for age under 69 years and a coverage of $2,500 for age of 70-79.
• This is a comprehensive plan with excellent coverage.
• Elite plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years.
• Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
• This plan need to be purchased for a minimum of 3 months.
• This is a comprehensive plan with full pre existing condition coverage which is unique.
• Pre-existing complications from covid-19 covered
• Elite 90 plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years $1,500 for age 0 to 69 years.
• Covers accident & sickness while traveling to USA, Canada, and Mexico and covers 90% of eligible medical expenses
• Elite Plus plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years $1,500 for age 0 to 69 years.
• Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years. Coverage for TDAP, Flu, etc Vaccines.
• Visit USA Insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants and visiting scholars in the USA.
• Visit USA offers 3 plans to satify your requirements and budget.

Senior Citizen travel insurance for above 60 years

• The best travel health insurance for 60 year old travelling to the US is Atlas America .
• With the best travel insurance plans for people under 70 years, you get covered up to policy maximum for acute onset of pre-existing conditions for people up to age 79.
• Atlas Premium is another version of this plan with higher coverage available for some of the benefits as compared to Atlas America.
• You can compare Atlas Travel insurance plans .
• Travel Medical Basic offers acute onset of pre-existing conditions up to $25k for age under 69 years and a coverage of $2,500 for age of 70-79.
• Patriot America Plus Plan offer coverage upto choosen plan maximum for travelers under 70 years. This is a comprehensive plan from IMG and is is similar to the Patriot America with the unique difference in the benefit that covers acute onset of pre existing conditions up to the age of 70
• Visitors Protect plan offer maximum limits from $50,000 to $250,000.
• Covers medical evacuation, emergency reunion, repatriation of remains, Accidental Death & Dismemberment, etc.
• Patriot Platinum Plan covers acute onset of pre existing condition up to the age of 70 for up to $1,000,000. $25,000 maximum limit for medical evacuation.
• This is a comprehensive plan and is the plan with excellent coverage.
• This plan covers all pre existing conditions including blood tess, doctor appointments, specialist care...for US and NON US citizens coming to the US, which is unheard of, when it comes to visitor insurance plans.
• This plan provides a maximum of $25,000 for pre existing conditions up to age 69 subjected to a deductible of $1,500.
• Pre-Existing complications from Covid-19 covered.
• This is a comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing condition
• Covid-19 medically necessary testing & treatment covered 100% as any other new sickness with no cost sharing.
• Covers 90% of elgibile medical expenses
• This plan covers eligible accident & sickness (excluding pre-existing conditions) while traveling to USA, Canada, and Mexico
• Minimum purchase of 30 days is required for this plan
• This is a comprehensive plan too but does not cover pre existing condition.
• This is another comprehensive plan from INF.
• This plan differs from the other INF comprehensive plans where it does not cover pre existing conditions.

Older traveler medical insurance for above 70 years

• Safe Travels USA Comprehensive is a very popular option for coverage of acute onset of pre-existing condition for people above 70.
• Seniors travel insurance plan provides a coverage of $25,000 for acute onset of pre- existing condition.
• Atlas America plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
• There is also a higher policy maximum option available for people above 70 up to the age of 79.
• Atlas Premium plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
• The highest maximum that can be purchased for a comprehensive plan is Patriot Platinum which offers pre-existing condition coverage up to $2,500 for any condition.
• In the $50,000 range there are many fixed benefit and comprehensive plan options available
• Travelers must be at least 14 days old and under 99 years to be covered by this plan.
• Offers coverage from 90 days to 12 months.
• This plan covers pre existing conditions for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
• Travel Medical Choice Travelers must be at least 14 days old and under 99 years to be covered by this plan.
• You may buy coverage for yourself, your legal spouse, domestic partner, or civil partner, your unmarried children under the age of 19, and your traveling companions.
• Visitors Care which offer limited coverage of $2,500. Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.
• INF Elite plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
• This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
• INF Elite 90 plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
• Pre-existing complications from covid-19 covered.
• Coverage for TDAP, Flu, etc Vaccines.
• INF Elite Plus plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
• INF Traveler USA 90 This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
• This plan does not cover pre existing conditions including acute onset of pre existing conditions.
• Covers 90% of elgibile medical expenses and minimum purchase of 30 days is required for this plan.
• INF Traveler USA plan This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.

Senior Citizen travel insurance for above 80 years

• The Safe Travels USA Comprehensive is also very useful for this age group as it provides a policy maximum of $50,000 and provides coverage for acute onset of pre-existing conditions for $25,000 and $15,000 for heart related pre-existing condition.
• Non-US citizens and Non-US residents traveling outside their home country but not to the United States. This includes emergency medical evacuation, repatriation and security evacuation benefits.
• It is ideal for foreign residents visiting USA and then other countries worldwide. Travelers on transit visa in US can also purchase this plan.
• This Policy provides coverage to non-US citizens who reside outside the USA and are traveling outside of their Home Country to visit solely the United States, or to visit a combination of the United States and other countries worldwide.
• This Policy is not available to green card holders in the USA. This Policy is not available to anyone age 90 or above.
• Available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
• It is available for travelers of ages 14 days to 99 years.
• This plan is available for people traveling to the USA and are not US Citizens, US Residents or Greencard Holders.
• It is available for travelers of ages 70 to 89 years
• INF Traveler USA plan plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
• This fixed plan from INF provides full pre existing condition coverage which includes doctor appointments, blood tests, specialty care, urgent care visits and hospital stays.
• For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15,000/$25,000 with deductible $1,000/$5,000.

Para clientes que hablan español - Seguro de salud para Dominicana en español

Cobertura de seguro para viajeros dominicana, visitor visa health insurance usa.

USA B1 visa health Insurance, B1 visa travel insurance for tourists.

B2 visa health insurance for tourists, B2 visa tourist insurance for USA.

F2 visa medical insurance for F1 visa dependents, F2 visa health insurance.

F1 visa student health insurance, International student insurance in USA.

J1 visa insurance for exchange scholars, J1 visa medical insurance.

Health insurance for green card holders, Green card health insurance.

Fiancée health insurance, K1 visa health insurance for fiancé on K1 visa.

H1B visa health insurance, Travel health insurance for H1B visa holders.

Travel insurance for tourists in USA, tourist insurance USA.

H4 visa health insurance, Health insurance H4 visa holders.

Travel tips for international travelers

Travel tips for international travelers – Safety, Comfort and Wellness.

New US Immigrant health insurance

The Trump administration had introduced rules making it mandatory for prospective new US immigrants to show proof of adequate US health insurance while applying for the immigrant visa. The aim of this mandatory US health insurance for immigrants is to reduce the burden on the US hospitals, the overall US health care system and finally on US tax payers by uninsured new immigrants.

At American Visitor insurance we offer immigrant health insurance plans which work well for prospective new US immigrants. After buying this immigrant medical insurance, customers will immediately receive the health insurance policy document by email. Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. Given this rule as well as the very high cost of healthcare in the US, it is strongly recommended to buy medical insurance for new US immigrants.

International travel medical insurance

Us visitor healthcare cost.

High health care costs in US could be burdensome to a short term visitor.

Steps for US Visitor Healthcare cost

Offers coverage of sudden & unexpected illness while traveling away from your home country.

Pre-existing coverage

Find insurance plans providing comprehensive coverage for pre-existing conditions/ailments.

Senior citizens

A fall/illness could become more serious for the older traveler. Be sure you have good coverage.

Dominican Republic travel health insurance links

Travel Insurance from USA to Dominican Republic FAQ

Travel Insurance USA to Dominican Republic Blog

Travel Insurance to Dominican Republic from USA Forum

Travel Insurance USA Claims

Us medical insurance for visitors to global destinations, us health insurance for travelers to usa.

• International travel insurance for USA
• US citizens residing outside US and visiting the US.
• USA Green Card holders travel insurance who travel overseas often
• New US immigrant insurance
• International USA travel health insurance for tourists visiting the USA
• Annual travel insurance for US business travelers
• Expatriate health insurance for expats working and living in the United States
• US non-immigrant work visa health insurance for H1B visa holders and H4 visa holders

• US international student health insurance for foreign students in USA (F1 visa / F2 visa holders)
• J visa insurance for US Exchange scholars and their dependents (J1 visa insurance and J2 visa insurance)
• Snowbird travel insurance for USA travelers from Canada and the UK (for warmer USA weather during winter)

US health insurance for tourists to Canada

• International travel insurance for Canada
• International travel insurance for tourists visiting Canada
• Annual travel insurance for US corporate travelers
• US international student health insurance
• Expatriate travel health insurance Expat insurance for US and other expatriates in Canada

US health insurance for travelers to Europe

• International travel insurance for Europe
• Schengen visa travel insurance as required by Schengen consulates
• Travel insurance coverage to insure trip expenses
• Long stay visa travel health insurance for Europe
• Expat insurance for US and other international expatriates in Europe

US health insurance for tourists to the Caribbean

• Travel insurance - Caribbean , Asia , Australia , Africa and South America
• International travel insurance for US tourists and vacationers
• US international student health insurance for US students abroad
• Annual travel insurance for business and corporate travelers
• US Expatriate insurance for expatriates living and working outside their home country

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

More tourist medical insurance usa categories

Compare Visitors insurance USA

USA New immigrant Insurance

US visa health insurance

Senior Citizen travel insurance

Pre-existing visitors insurance

J1 Visa health insurance

International student Insurance

Green Card medical insurance

International Medical Insurance

Cruises Travel Insurance

•  Call: (877)-340-7910

Top Travel Insurances for the Dominican Republic You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

The Dominican Republic is known among travellers for its stunning beaches, world-class golf courses, and lively and colourful Caribbean culture. Although travelling to the Dominican Republic can be an accessible holiday destination for many people, out-the-pocket healthcare costs in the country tend to be expensive, so it's a very good idea to arrive there with travel insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to the Dominican Republic and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Dominican Republic Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for the Dominican Republic:

Best Travel Insurances for the Dominican Republic

• 01. Should I get travel insurance for the Dominican Republic? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to the Dominican Republic scroll down

Heading to the Dominican Republic soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for the Dominican Republic?

No, there's currently no legal requirement to take out travel insurance for travel to or through the Dominican Republic.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to the Dominican or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for the Dominican Republic:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to the Dominican Republic. It lets you choose between various plans tailored to meet the specific needs of your trip to the Dominican Republic, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for the Dominican Republic:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent - but only available for US residents.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /traveller /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 80 to USD 420 /traveller /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing range: USD 45 to USD 160 /traveller /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to the Dominican Republic? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to the Dominican

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for the Dominican Republic. However, we strongly encourage you to do so anyway, because the cost of healthcare in the Dominican Republic can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

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