travel nurse agencies that show pay

9 Best Travel Nurse Companies of 2023

Are you ready to try travel nursing? Working with a travel nurse staffing agency can make it easier to find travel nursing jobs and to negotiate pay rates and benefits. An agency gives you a point of contact who can help you navigate job listings and compensation packages.

The sooner you find the right company, the faster you can start traveling.

Click here for today’s top travel nursing opportunities.

How To Find The Right Travel Nursing Company

When looking for the best travel nursing company to suit your needs, you first have to know what your needs are.

Here are a few questions to ask yourself when considering travel nursing companies:

• Are you going to need health insurance?
• How important is it that you contribute to your retirement?
• Do you prefer to find your own housing or do you want your company to find it for you?
• Where do you want to travel?
• How do you plan on getting there?
• Do you plan on working per diem as well?
• What kind of healthcare facilities are you hoping to work in?

What to Look for in Travel Nursing Agencies

When looking into travel nurse agencies you should first make sure that they provide the basics: free housing or a housing stipend, health and dental insurance, a retirement plan, travel reimbursement, 24-hour customer support, and a variety and abundance of travel nursing jobs all over the country.

Here are a few tips from my experience about the basics:

Travel Nurse Housing:

Do you want your agency to find housing for you, or do you want to take the housing stipend and search for housing yourself?

I personally found it much easier to have my agency set up my housing for me. This way I knew it was safe, furnished, close to where I was working, and paid for. If there were any problems, all I had to do was call my company and it would be handled.

Many people choose to find their own housing and take the housing stipend instead. There are pros and cons to this choice:

Pros To Choosing Housing Stipends

• Your housing stipend depends on the city you live in, but oftentimes, it is more than the rent you end up paying. This is a good way to make some extra tax-free cash.
• You can find exactly the type of housing you’re looking for at the price you’re willing to pay. You can rent just a room for yourself and pocket a lot of cash. Or rent an entire house if you’re bringing your family or pets along. If you’re traveling with fellow coworkers, you can find a bigger house to share that fits everyone.
• You can choose where you live. Maybe you’re going to Seattle and you’d rather live downtown and commute to work than vs. living next to the hospital in the suburbs.
• There are several websites and groups now to help you find housing
• Once you’ve done it once, you understand how to find housing and can repeat the process in the next location.

Cons To Choosing Housing Stipends

• It can be difficult to find short-term furnished housing.
• Many landlords require a deposit, so you have to front that money before you get your first paycheck.
• If you end up extending your contract, it’s not guaranteed that your landlord hasn’t rented out the place to someone else.
• If you have never been to that city before, it can also be tough to determine whether a neighborhood is safe or not.

Another thing to keep in mind, if you are traveling with a pet, it may make it difficult to find your own housing. Oftentimes, travel nurse agencies have housing already contracted that accepts pets.

There are pros and cons to using your a travel nurse agency’s contracted housing vs. finding your own housing. It just depends on how much time and effort you can put into the search and if you’re hoping to pocket any extra housing stipend cash.

Benefits for Travel Nurses:

• The majority of travel nurse companies offer health and dental insurance.
• Now that the Affordable Care Act is in place, it might be wise to research whether or not it would be more cost-effective for you to go with your agency’s healthcare plan or purchase one of your own through healthcare.org. The benefit of going through healthcare.org is that if you do plan on switching travel nurse agencies, you won’t have to change your insurance.
• Some smaller travel nurse companies will give you a healthcare stipend if you don’t take their health insurance so you can purchase your own.
• As far as retirement plans go, I decided to open up my own Roth IRA and not contribute to the 401K because I didn’t know how long I was going to be traveling.  With some companies you can contribute to your 401K from day 1 and with others you have to wait as long as 1 year.

Travel Nurse Reimbursements

When talking with your potential travel nurse agency, make sure you ask them what the reimbursement is for travel. “Travel” cost is considered the amount of money it takes you to get from your “tax home” to your travel assignment or from one assignment to the next. Often times this can be negotiated if there is a high need in one state that happens to be across the country.

I have found that the average reimbursement is $500.

They will pay you half on your first paycheck and the other half when you complete your assignment. You have the option of either driving or flying to your next destination. I personally drove to each of my assignments; I couldn’t imagine trying to fit all my belongings into suitcases and I love road trips.

Important Pay and Benefits Questions to Ask

Not all benefits or pay packages are created equal. It is important to find an agency that offers benefits, housing, and pay packages that are specific to your needs.

1. What destinations does your agency serve?

The whole point of travel nursing is to travel…right? So it is important to find a company that serves the city or cities you want to travel to. Some agencies claim they have contracts nationwide, however, that may not be the case.

If you know of a specific hospital that you would like to travel to because it looks good on your resume or a specific city you want to explore, then make sure your potential agency has a contract at that location. This is especially important if you want to travel to places such as Hawaii and Alaska.

Match with a travel company here.

2. How are your pay packages broken down?

Does the company tend to pay a higher base rate with lower non-taxable reimbursements or a lower base rate with higher non-taxable reimbursements?

Having a higher base rate may serve you better if you plan on taking company housing, plan on buying a house, or getting a loan in the near future. If you are someone who likes to find their own housing, then a higher housing stipend may be the way to go with a lower base rate.

3. What types of housing do you provide?

Most agencies offer a one-bedroom furnished apartment for your typical 13-week contract. This typically does not include dishes, linen, a washer and dryer, a T.V., or even a vacuum. If you don’t like lugging your belongings around with you all over the country or paying out of pocket to rent this stuff, then it may be wise to either ask if the agency provides any of these necessities at no cost or find your own housing.

If your contract is only eight weeks, then you could get stuck in an extended-stay hotel. I personally like to have nice housing, so I wanted a company that focused on providing comfortable and safe housing options. If you like to find your own housing then this may not apply to you.

4. What type of benefits do you offer?

Most agencies offer medical/dental benefits and a retirement package. If these benefits are important to you, then finding a company with good benefits is essential.

If you like to live on the edge with no health benefits and you brush and floss your teeth like a champ, then maybe you don’t care about benefits. If this is the case then you can ask the company if they are willing to pay you a higher base rate for not taking their benefits.

As far as retirement packages go, I found it easier to do my own Roth IRA on the side. This way, if I switched companies I didn’t have to worry about moving my money all over the place.

Click here to discover new high paying opportunities.

5. What types of extra work-related costs do you reimburse for?

Travel nurse companies can reimburse you for the following:

• Licensing fees
• CEU (Continuing Education) requirements
• Certifications
• Required immunizations

Some travel nurse agencies have a CEU database that is free for their employees. This helps cut costs in those states that require a certain number to maintain or acquire a new license.

These extra costs add up over time so it’s nice to know your agency is looking out for your pocketbook.

6. What are your missed and canceled shift policies?

A missed shift means you called in sick, and a canceled shift means they canceled you for low census. For the most part, the hospital determines how the travel nurse agency handles this, and it will be written in your contract.

This is important because in the travel nurse world if you don’t work, you don’t get paid. And in some cases, you may have to reimburse your agency for housing costs.

There may be a clause written in your contract that allows you to “miss” a certain amount of shifts without being penalized. There will also be a clause that states how many shifts the hospital can cancel you. Usually, it’s once a pay period, and your agency shouldn’t require you to reimburse them for housing costs.

There are even some agencies that offer 100% guaranteed shifts meaning no matter what you will not get canceled.

Find travel assignments in your specialty here.

Other Questions To Ask a Travel Nurse Agency:

• What is the travel reimbursement?
• How much will health insurance cost me?
• If I don’t take health insurance, do I get a healthcare stipend?
• When can I start contributing to my 401K?
• Are there bonuses for extending assignments?
• How often do I get paid?
• Does the company also contract per diem work?
• Do they offer paid time off?
• Are there any referral bonuses available?

9 Best Travel Nursing Agencies

Here is a list and highlights of a few travel nursing companies to consider.

All of these companies offer the basics such as housing, benefits, travel reimbursement, staffing in all 50 states, and 24-hour customer support.

Click here to find the right company for you!

Find the Best Travel Nurse Agency for You

There are a number of travel nursing companies to choose from.

Finding the best travel nursing company that fits your needs and a recruiter that has your best interests in mind are absolutely essential for an enjoyable travel nursing experience.

The right staffing agency for you is out there, now is the time to find them!

  Click here for today’s top travel nursing opportunities.

You may also like

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Join the many nurses already traveling.

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21 Best Travel Nursing Agencies Ranked [Updated For 2024]

• Kimberly Hennerfeind
• Last Updated: April 17, 2024

Looking to start your journey as a travel nurse and want to explore all of the best travel nursing agencies? Then we’ve got you covered!

While there are an overwhelming number to choose from, we aggregated data from Indeed and Glassdoor in order to determine the top-rated travel nursing agencies for 2023/2024. Best of all, the ratings on these sites come from real travel nurses who have actually worked with these companies.

So, in this post, you’ll see the top-rated travel nursing agencies and learn a little more about each one. If you want to explore an agency further, just follow the links to read our full, in-depth reviews.

We’ll also start with some recommendations based on our research to help you find companies with the best benefits, support, and more.

By the end, you’ll have a good idea of what each company offers, so you can choose the right travel nursing agency for your career goals.

Table of contents

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Axis Medical Staffing is the best travel nursing agency based on ratings from travel nurses on Indeed and Glassdoor.

However, always remember that while one agency may be a perfect fit for one travel nurse, it may be a different story for someone else.

For example, while one travel nurse may value a close relationship with their recruiter, another might be more concerned with salary or benefits.

Host Healthcare is the best travel nursing agency for those looking for robust support from recruiters. As soon as you start working with this company, you’ll have access to 24/7 support.

So, anytime you have a question or concern, you can call, text, or DM to get a quick answer. This makes it a great option for those who are new to travel nursing and might need a little extra guidance.

Of course, whether you’re a new travel nurse or a seasoned pro, there will always be times when you need to get in touch with your agency quickly.

Additionally, Host gives you access to jobs in all 50 states. All you need to do is select your desired contract location, and the company will help you find placements.

If you’re looking for a travel nurse agency with great benefits, you should check out RNNetwork . The company offers Day One benefits, meaning you’ll have access to them on the first day of your contract.

They offer a host of benefits including:

• Zero-Premium Health Insurance: Fully paid by RNnetwork, with dependant and life partner coverage.
• Prescription Pay: No-deductible for medications.
• Dental Plan: 100% coverage for preventive services and children’s orthodontic coverage.
• Vision Benefits: Coverage for lenses, glasses, frames, and exams nationwide.
• Continuing Education: Access to free, unlimited courses and licensure assistance.
• Credentialing Assistance: Full support and substantial cost coverage for licensing and certifications.
• Employee Assistance Program: Access to expert advice for financial, mental, behavioral, and legal issues.
• Life and AD&D Insurance: $50,000 coverage without requiring enrollment in a medical plan.
• Teladoc: 24/7 physician consultation services over the phone.
• Sanvello: Free access to a mindfulness app for stress, anxiety, and depression relief.
• Talkspace: 24/7 access to licensed therapists online.

We discuss some of the other reasons to choose RNNetwork later on in the complete rankings.

The largest travel nursing agency is AMN Healthcare . In fact, they owned nearly 20% of the entire market share of the industry according to a report from a few years ago.

Working with the largest agency comes with a number of advantages, like the number and diversity of available job opportunities. Additionally, you’ll receive robust support and comprehensive benefits, like free housing, 401(k), and life insurance.

Given that AMN is such a big company that’s been around since 1985, you also know they have an established reputation. The company even has exclusive deals with healthcare facilities, giving you access to even more jobs.

Overall, AMN healthcare is a option for those looking for a large travel nursing agency with access to lots of resources.

21 Best Travel Nursing Agencies Ranked

Below we ranked the best travel nursing agencies based on reviews left on Indeed and Glassdoor. In instances where there was insufficient data on these sites, we substituted Facebook reviews.

Axis Medical Staffing earned the title of best travel nursing agency for 2023 based on our aggregated data from ratings by travel nurses.

This agency was founded in 2004 and boasts lots of benefits, including:

• Assignment opportunities in every state
• A “personal touch” unrivaled by other agencies
• A nice payment structure

Though it’s a highly-rated company and travelers are eligible for healthcare benefits the first of the month following their date of hire but it is something to be aware of as there is a month wait. If this is key in your decision, there are other options that offer day-one benefits.

However, if you’re in it for the adventure, this is a great agency to work with.

2. Host Healthcare

We mentioned earlier that Host Healthcare is one of the best travel nursing agencies when it comes to support. You can contact them with questions 24/7, and their recruiters will try to find your ideal placement.

However, Host offers a number of other great benefits too. For example, the company provides access to thousands of exclusive contract positions all across the country. Some other amazing benefits they provide include:

• Day one medical coverage that lasts up to 30 days between assignments
• 401(k) matching
• Travel reimbursements
• A dedicated housing support team

Overall, because Host Healthcare offers such comprehensive support, it’s a great option for those who are new to travel nursing. However, experienced travel nurses can also benefit from working with them.

Triage Staffing operates by the motto of “real and ready.” There are tons of great reviews from their employees, and they emphasize clear and open communication.

If you’re looking to build long-term relationships and communicate with your recruiter regularly, this may be a perfect option.

Just keep in mind that they do promote a more fun and casual culture, which may not be suitable for everyone.

Also, you’ll need two years of experience if you want to work with them. However, if you don’t have the experience yet, they still encourage you to get in touch and build a relationship while you gain that experience.

Fusion Medical Staffing is the next company on our list of best travel nursing agencies.

It began as a small business in 2009, but since then has grown rapidly. They’ve even won awards for being one of the fastest-growing companies and having an excellent workplace culture.

Some of the reasons to choose Fusion include:

• They accept new graduates and provide a mentorship program
• An emphasis on social responsibility and volunteering
• An inclusive culture; for example, participating in LGBTQ+ pride events, disability fundraisers, and more

While the company does hire new graduates, the information on their website isn’t all that thorough. This can be a little scary for new travel nurses, so make sure you ask the right questions so you can decide if Fusion meets all of your needs.

Travel Nurses Inc. has been in business for over 30 years and features 24/7 clinical support. They also won the ClearlyRated Best of Staffing in both 2021 and 2022.

The agency has a robust job board, and even features a “Furnished Finder” tool that allows you to book housing options right on their website.

They provide day-one healthcare coverage and make contract transparency a priority. Your recruiter will schedule a review of your contract before you begin an assignment, ensuring all your needs are met.

While the ratings for this company on Indeed and Glassdoor are a bit sparse, this agency has lots of glowing reviews on Facebook and Google that are worth checking out.

The only thing to keep in mind is that you will need one year of experience to work TNI.

6. Atlas MedStaff

Atlas MedStaff is next in our rankings of the best travel nursing agencies, and has been around for over three decades. They place a focus on working closely with travel nurses and tailoring their contracts to fit their needs.

For example, each contract includes an “ Atlas Adventure ,” which is a unique experience that could include anything from skiing to going to see your favorite professional sports team.

Other reasons to work with this agency include:

• Great insurance and benefits options
• Paid private housing options
• Transparent and long-term relationships

Just make sure you get set up with and develop a good relationship with your recruiter. As with many other of the best travel nursing agencies, this could make or break your experience.

Prime Time Healthcare has been recruiting healthcare professionals for over 15 years.

If salary is a top priority, this may be a good agency to work with. Their travel nurse salary tends to go above average and offer great secondary perks, like:

• An excellent range of benefits
• Referral bonuses
• Paid travel

Keep in mind that Prime Time tends to work with elite-level healthcare professionals.

Also, this agency doesn’t only find placements for travel nurses. They also fill positions for per diem nursing and permanent positions.

If you want an agency solely focused on travel nursing, you may want to look somewhere else. However, if you want to build a long-term relationship with a company and eventually move out of travel nursing, this could be a perfect fit.

Medical Solutions is an agency that focuses on custom-tailored contracts for their travel nurses.

In fact, before a nurse agrees to a contract, a consultant from the agency will speak with them about what is most important to them.

While each contract will be different depending on the needs of each nurse, you can expect:

• An excellent 401(k) plan
• Loyalty bonuses
• Health benefits
• Employee assistance program

While the contract flexibility and customization can be great for travel nurses who know exactly what they want, all the options could be overwhelming if you’re not sure.

If you’re new to travel nursing, it may be better idea to go with an agency offering standard contracts that have been tried and tested by lots of nurses before you.

9. RNnetwork

RNnetwork ranks number four on our list of best travel nursing agencies.

This agency gives you the best of both worlds. While they have a personal and friendly approach to working with travel nurses, they also have the resources of a huge staffing company. This is because they are owned by a parent company called CHG Healthcare Services.

Other benefits of working with RNnetwork are that they:

• Only focus on travel nursing
• Provide great compensation and benefits
• Have an easy-to-use job search platform

Just be wary of the fact that your experience may vary depending on the recruiter you are matched with. The wrong recruiter could leave you with a subpar experience.

OneStaff Medical boasts experienced recruiters and dedication to the nurses they work with.

If you choose this agency, you’ll be able to contact a representative 24/7, 365 days a year. This way, if any problems come up, you can start finding solutions immediately.

They also provide communication on assistance with career goals and help in meeting your travel expectations.

Like most of the agencies on this list, you’ll have access to standard benefits and plenty of housing options.

However, OneStaff tends to work with travel nurses with at least two years of experience.

There have also been complaints of lack of cooperation between the agencies’ departments. Though they may be isolated instances, it’s a good idea to be wary.

Aya Healthcare is one of the biggest and best-known travel nursing agencies in the United States.

Due to their size and reputation, they feature a huge selection of assignments to choose from.

Other advantages of working with this agency include:

• Day-one benefits
• Credentialing and paperwork support
• Scholarships and education assistance

If you want to work with an agency with lots of resources, you should definitely consider Aya.

However, just remember that their size may mean you can’t build the same type of relationship you could with a smaller agency.

If having a “personal touch” is important to you, this may not be the best option.

Fastaff Travel Nursing specializes in “Rapid Response” healthcare staffing. This means they staff facilities in desperate need of nurses during times of crisis, like environmental disasters or extreme staffing shortages.

This agency offers some of the highest pay rates to travel nurses. However, this is largely because the assignments tend to be more difficult given their “Rapid Response” specialization.

If salary is top priority, this may be just the agency for you.

However, keep in mind that you’ll likely need to be ready to start working within 48 hours of accepting a position.

These more difficult assignments also tend be a better fit for more experienced nurses. Their culture is more professional and less friendly because of the urgent nature of most of their placements.

We mentioned earlier in this article that AMN is the largest travel nursing agency, giving you access to a bigger pool of exclusive jobs and resources.

However, there are lots of other great things about this travel nursing agency too. For example, they offer a host of benefits, like:

• Free and high-quality private housing
• Medical, dental, and vision insurance
• 401(k) and flex spending accounts
• Life insurance
• Free continuing education courses
• Discounts on things like computers, cell phones, hotels, car rentals, gym memberships, and more

Perhaps most noteworthy is their mobile app. With the AMN Passport app, you can receive personalized job alerts, view time and pay details, and organize your credentials.

Overall, AMN is likely best for travel nurses with a bit of experience under their belt. However, if you’re looking for an agency with robust resources and great benefits, this could be the right fit.

14. Aureus Medical

Aureus Medical has been around for over 35 years, and they promote a highly-personalized approach to travel nursing.

Every nurse has a dedicated recruiter. However, if the recruiter is unavailable, there is always someone to offer support 24/7.

The agency also boasts:

• Long-standing relationships with healthcare facilities
• A dedicated housing and travel department
• Robust benefits

One thing to keep in mind, however, is that the agency is rather large. So, despite having a dedicated recruiter, you may have to deal with a number of different staff members.

Unfortunately, this means information can sometimes slip through the cracks, meaning you may have to repeat yourself if your information isn’t passed along by their staff members.

Travel Nurse Across America has been around since 1999. They’ve often been featured in top ten lists for travel nursing agencies, and they’re considered one of the most reputable in the nation.

The agency boasts great relationships with its client facilities and a clear and transparent company culture.

One of the best things about TNAA is their benefits. They send an Assignment Benefit Summary before each assignment begins.

If you’re looking to put in some extra hours, you may also be able to take advantage of “TNAA Boost Pay.” This is a special rate you receive if you work an extra shift.

The agency also features other typical benefits, and even pay protection if one of your shifts gets cancelled.

While the company does boast a robust job board, it doesn’t publish pay rates on third-party sites when promoting job opportunities. This could be frustrating when looking for a position that fits your compensation needs.

16. Krucial Staffing

Krucial Staffing specializes in staffing healthcare facilities in urgent need of nurses.

This means the assignments tend to be in more high-risk, emergency areas. It also means you’ll typically need to be ready to start working within 48 hours.

While these assignments are certainly more challenging, you’ll also be compensated for that extra difficulty.

Additionally, you’ll receive:

• Extra benefits through Krucial’s partnerships
• Excellent housing options

If you’re up for a challenge and want access to a wide variety of assignments that tend to be shorter in length, this may be the right option for you.

NuWest has been around for about 25 years and prides itself on the quick deployment of travel nurses. In fact, they typically send nurses to an assignment within 72 hours.

This agency has a smaller feel and a more personal touch. It also offers competitive pay rates and all the benefits you’d expect from a travel nursing company.

The downside is that they have a smaller number of available assignments compared to some other agencies. They mainly staff facilities in:

However, if you’re a travel nurse looking to work in one of these states and you’re prepared for quick deployment, NuWest may be a good fit.

18. TotalMed

TotalMed Staffing provides healthcare facilities travel nurses and helps nurses find local jobs.

If you’re a travel nurse looking to cover all your basics, this agency may be a good option. They have a large network and robust online job board, meaning you’ll have lots of assignments to choose from.

The company also provides:

• Day one benefits
• Credentialing and paperwork assistance
• Educational and professional support

One thing to be wary of is that some nurses have complained about a long onboarding process. However, for most nurses, the process has not been a problem.

Maxim Healthcare Staffing has been around for over three decades. In addition to travel nurses, they also staff for home healthcare and wellness services. The company employs more than 65,000 healthcare professionals in the United States.

The agency offers competitive pay rates and placements at some of the best facilities in the country.

Like some of the other travel nursing agencies on this list, a lot of the travel nursing assignments tend to be in high-stress, high-volume areas.

While this will earn you a higher paycheck, it may not be the best fit for newer nurses.

Another thing to keep in mind is that the agency has been a bit slow to resolve paycheck issues in the past. While the problems were always resolved, it could add more stress to an already stressful placement.

Trustaff has been matching travel nurses with hospitals for over two decades.

One thing that makes this agency stand out is their superb communication and helpful staff. They have an active support line with people ready to help you out.

They offer everything you’d expect from a travel nursing company, including:

• Health insurance
• Start and completion bonuses

However, assignment length can be inconsistent when working with Trustaff. Most assignments last 13 weeks, but they could end up being shorter or longer.

If you need a more consistent schedule, this may not be the best fit.

Nomad boasts one of the best and most streamlined digital marketplaces for finding travel nursing assignments. Also, their pay packages tend to be on the higher end of the spectrum.

A few other upsides to working with this agency include:

• Licensure reimbursement
• Medical, dental, and vision benefits

However, some travel nurses that worked with the company reported that there was poor communication. This could be a huge problem, especially if you’re new to travel nursing.

Nomad Travel Nursing is part of the broader Nomad Health platform, so it may be easy to get lost in the shuffle of such a big company.

It’s worth noting that there are plenty of both 5 and 1 star ratings, so it may just depend on the recruiter you end up working with.

There is no single travel nursing agency that pays the most. In fact, all the agencies on this list provide competitive rates.

If you’re looking to make as much money as possible from your contract, you should focus on factors like location and the type of contract.

For example, travel nurses have a much higher earning potential in states like California or New York compared to states like Arkansas or Kentucky. Just keep in mind that the cost of living is also greater in the former states than the latter.

Additionally, a more specialized nursing role will typically pay more than a general RN role. So, if you want to make more money, consider earning certifications or getting an advanced degree.

Whichever agency you choose, travel nursing salaries are much higher than resident registered nursing salaries. The average annual salary for a travel nurse is $106,030 per year, compared to resident RN salaries at $82,750 per year.

While Axis Medical Staffing is the top-rated travel nursing agency in 2023, the company that’s right for you will depend on your priorities.

Don’t be afraid to explore multiple options before making your final decision. This will ensure you secure the best contract possible.

If you’re reading to start working as a travel nurse, then start traveling now !

Kimberly Hennerfeind is a freelance writer and registered nurse with expertise in health, medical and legal content at Nursing Notes, LLC. Her almost 30 years of nursing include neonatal/pediatric critical care, and legal nurse consulting. She spent several years as a travel nurse in Tennessee and Texas in large children’s hospitals. She lives near Nashville, TN with her family and beloved dogs.

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The Best Traveling Nurse Services to Work for in 2024

The travel nursing agencies we recommend for your next short-term post

Traveling nurses often find working in different parts of the country, or even the world, exhilarating and fulfilling. Many agencies focus on matching registered nurses (RNs) with short-term working opportunities in a variety of healthcare specialties and settings across the United States and internationally. Healthcare facilities in the U.S. rely on travel nurses to meet the demand for nurses, which is expected to soar by 275,000 between 2020 and 2030.

"Being able to explore other healthcare systems and connect with other providers can help give a travel nurse new experiences and perspectives," says Rachel Norton , BSN, RN, a clinician support manager at Vivian Health , a national travel nurse hiring marketplace.  We reviewed more than 20 agencies and studied hundreds of reviews to create this list of the best travel nursing agencies. We considered factors such as company quality, customer service scores, company reputation, wage ranges, housing options, and benefits.

• Best Overall: Triage Staffing
• Best for Sick Pay: Aya Healthcare
• Best for Education: Travel Nurse Across America
• Best Customer Service: Axis Medical Staffing
• Best Track Record: FlexCare Medical Staffing
• Best Newcomer: Advantis Medical
• Best for Benefits: RN Network
• Best Recruiters: Host Healthcare
• Best for Recent Graduates: Fusion Medical Staff
• Best Job Board: TotalMed
• Our Top Picks

Triage Staffing

Aya Healthcare

Travel Nurse Across America

Axis Medical Staffing

FlexCare Medical Staffing

Advantis Medical

Host Healthcare

• Fusion Medical Staff
• See More (7)

Final Verdict

• Compare Providers
• Guide to Choosing

Best Overall : Triage Staffing

• Pay: Hourly wage paid weekly, overtime, bonuses, per diem
• Housing: Tax-free stipend or company-secured housing for 13 weeks
• Benefits: Health coverage, dental and vision coverage, life insurance, 401(k) with company match, vacation, education reimbursement
• Contracts nationwide: Yes

Triage Staffing tops our list because it provides a higher hourly wage and more frequent bonuses than its competitors. Additionally, the agency offers extensive perks, like tuition reimbursement and 401(k) on the first day.

Contracts available in all 50 states

Insurance available on first day

Paid by direct deposit each week

Dedicated support team available 24/7

Reports of poor weekend support for billing issues

Must have 2 years experience for most positions

Triage Staffing , founded in 2006, is considered by industry professionals as one of the most well-rounded travel nurse agencies among the companies listed here and in general. The company was recognized in 2023 by Inc. Magazine and Staffing Industry Analysts (SIA).

The company, which currently has about 1,500 employees, is based in Omaha, Nebraska, and has an impressive rating on Glassdoor .

Triage Staffing specializes in helping nurses and healthcare professionals find 13-week assignments across the U.S. The company strives for transparency and "to build relationships deeper than simple business transactions." Those who are hired are paid weekly (based on an hourly wage) via direct deposit.

The benefits package includes a wage, overtime, bonuses, per diems, and a housing stipend. Triage will also help its travel nurses find housing, if that's their preference. Health insurance is provided by Blue Cross Blue Shield, and those hired get dental insurance, vacation time, and a 401(k) plan.

Best for Sick Pay : Aya Healthcare

• Pay: Hourly wage, overtime, bonuses, per diem, stipends when called off
• Housing: Tax-free stipend or company-secured housing
• Benefits: Health, dental, and vision coverage; life insurance; 401(k) with company match; sick pay; wellness and fitness programs; employee assistance programs; tuition reimbursement; loan forgiveness options

Of the many benefits Aya Healthcare offers, one makes it stand out from other agencies: providing sick pay should you become ill during an assignment. You can rest assured knowing if you get sick, Aya will support you through recovery.

Benefits include sick pay (after 90 days)

Offers local and nationwide travel assignments

Requires only 1 year of experience

Insurance coverage for you and your dependents from day 1

Complaints about communication during recruitment

Large agency size might be challenging

401k eligibility begins after 4 consecutive months of work or 1 year after hiring

Aya Healthcare is one of the most talked-about travel nursing agencies around, literally. A 2017 independent study analyzed the frequency of top travel nursing companies mentioned by users on social media sites. The study concluded Aya Healthcare is the most frequently referenced in user comments.

Aya Healthcare is also one of the only travel nursing agencies that have sick pay, which begins accruing on the first day of an assignment. Nurses can earn one hour for every 30 hours worked, but it can't be used until after at least 90 days after their start date.

In addition to its rare sick pay policy, the company boasts comprehensive benefits. Travel nurses working for Aya Healthcare can start contributing to a company-matched 401k plan after four consecutive months of work for the agency, or one year after their hiring date. It also promises to cover or reimburse nurses for the cost of licensure and help them navigate and expedite the process in the states where they are assigned. Aya Healthcare offers discounts, wellness, and nutrition plans in addition to its medical, vision, and dental benefits, which are available to nurses (and their spouses and children) from their first day with the company.

Aya Healthcare has a strong online presence, including a blog and active social media accounts on nearly every contemporary platform. Its website proudly displays several company awards and accolades, including the Joint Commission's Golden Seal of Approval. The agency has placed thousands of travel nurses and allied workers nationwide and offers a program for  travel nursing from Canada .

Best for Education : Travel Nurse Across America

• Pay: Hourly wage paid weekly, overtime, bonuses, per diem (guaranteed)
• Benefits: Health, dental, and vision coverage; liability insurance; 401(k) with company match; sick pay; travel reimbursement; free continuing education; mental health resources; employee assistance program; chaplain assistance program

Travel Nurse Across America (TNAA) offers comprehensive benefits; however, its continuing education programs are what really sets the agency apart. Thanks to a partnership with Aspen University, the agency helps you earn your BSN with tuition reimbursement upon completion.

RN to BSN tuition reimbursement

RN specialty exam/recertification reimbursements

Insurance coverage available on first day

Offers free mental health resources

Per diem guarantee

Unable to see pay rates on the site

Large agency size might feel less supportive

Travel Nurse Across America (TNAA) had the highest average score when analyzing the top 10 travel nurse agency lists across several well-known sites.

Founded in 1999 in North Little Rock, Arkansas, this company was present on three "Top 10" lists in 2019, a notable feat that speaks to its history of satisfaction. According to BluePipes, TNAA was among the top 10 travel nursing agencies, one of the biggest (in terms of company size) on its 2022 list.  

TNAA uses a full-team approach to assist travelers, with specialty staff equipped to handle a variety of needs, including housing experts and clinical leadership, This agency also offers a wide array of benefits, such as low census pay, tuition reimbursement, and paid licensure fees prior to travel. Overtime is included in the payment for any extra hours worked and in every state, paid sick leave starts to accrue from day one.

TNAA also partnered with Aspen University, so individuals can get their Bachelor of Science in Nursing in 12 months. Upon completion, TNAA will even reimburse tuition expenses. It also offers reimbursements for recertification fees to certain eligible nurses.

Best Customer Service : Axis Medical Staffing

• Benefits: Health, dental, and vision coverage; 401(k) with company match; state license reimbursement; transportation stipends; continuing education

With around-the-clock support 365 days a year, Axis Medical Staffing has one of the best customer service reputations in the industry. It offers a wide array of benefits, including healthcare coverage and company-matched 401(k) plans.

Dedicated support team available 24/7/365

Wide variety of specialty contracts

Offers company matching 401(k) with immediate vesting

Can submit questions to real travel nurses

Provides quick email responses

Pays for housing and assists in securing it

Not transparent about pay rates

Doesn't include paid sick leave in benefits

User reviews for Axis remain the highest on this list. Formed in Seattle, Washington, in 2004, Axis provides several coveted benefits, including payment of paid personalized housing options (with pet deposit costs covered by the agency), as well as immediate vesting in its company-matched 401(k) plan.

This agency regularly features a new  Traveler of the Month nurse on its blog. Additionally, the Axis website has a page dedicated to Ask an Axis Travel Nurse , which features an easy submission form where a nurse can answer all your questions.

This encouraging way of connecting can provide novice or even seasoned travelers with a trusted source in the form of a nursing peer who has traveled with this specific agency several times, instead of hosting an impersonal message board. Axis also offers a live chat feature that's easily accessible on the homepage. These features earned Axis the top spot on BluePipes Best Travel Nursing Companies list in 2022.

Axis promises reimbursements and benefits similar to other companies, but it is not immediately clear from the company's website whether it offers paid sick leave.

Best Track Record : FlexCare Medical Staffing

• Benefits: Health coverage, dental and vision coverage, 401(k) with company match, state license reimbursement, transportation stipends, meals and incidentals stipend, rental car, travel reimbursement, continuing education, license reimbursement

Boasting more than 50 industry awards, including BluePipes’s 2022 Best Travel Nursing Companies list, FlexCare Medical Staffing has a track record of exceeding expectations and fulfilling its promises to traveling nurses.

Award-winning, highly reputable agency

Single point of contact for all your needs

Outstanding benefits

Features a referral program

Have to make an account to view wages

BluePipes refers to FlexCare Medical Staffing as the "most decorated travel nursing agency of all time," with more than 1,727 reviews reported. This agency obtained a gold finish on Travel Nursing Central’s 2019 list of top travel nursing companies and has consistently placed since 2014. FlexCare has also been on the Highway Hypodermics list since 2011.

FlexCare’s website touts its  Premier Traveler Access program, offering prospective travel nurses the opportunity to unlock and view pay ranges for a wide variety of open jobs, in addition to personalized alerts via text and email. This agency explains its mission to support travelers by providing a single recruiter who is able to meet every need (termed “S1NGLEPOINT” on the website) and help simplify the entire process.

This one point of contact can advocate for the traveler, assist in searching for jobs and housing, provide a transparent and competitive salary rate, as well as ensure timely payment.

Best Newcomer : Advantis Medical

• Benefits: Health coverage, dental and vision coverage, 401(k) without company match, transportation stipends, partial license reimbursement

Advantis Medical has a nurse care team available to help you every step of the way—from setting up your profile and walking you through the onboarding process to helping you find your next assignment—making it an excellent choice for those just starting out.

Excellent reviews from its travel clinicians

Quick response times from trained care team

Has a great reputation in the industry

Site offers several communication methods

Site lacks information on benefits package

No company match for 401(k)

Founded in 2018 as a subsidiary of Advantis Global, Advantis Medical's user reviews are limited in number but are glowing regarding people's experiences with the company.

Advantis Medical recruits travel nurses and places them in top institutions across the United States. The agency offers client connections with hospitals, outpatient clinics, same-day ambulatory surgical centers, as well as skilled nursing facilities.

Advantis Medical’s specialization opportunities include placements in divisions like medical-surgical (M/S), emergency department (ED), intensive care unit (ICU), labor & delivery (L&D), and more. Its benefits include highly competitive compensation packages, direct deposit available from day one, assistance with housing options, health insurance (medical, dental, vision), and a 401(k) option.

The agency also has payment incentives for referrals. To make the process as seamless as possible, Advantis Medical has a one-minute application form which could not be any easier, especially for a traveling nurse who is always on the go.

Best for Benefits : RN Network

• Benefits: Health, dental, and vision coverage; life insurance; employee assistance program; Sanvello membership; Talkspace membership; Teladoc access; credentialing assistance; continuing education; traditional and Roth 401(k); travel reimbursement; loyalty program

RN Network provides a comprehensive benefits package that includes day-one health insurance and 401(k) options, plus additional perks like access to virtual therapy and medical care.

24/7 clinical support

Transparent about pay rate

Provides access to virtual therapy and medical care

Weekly pay via direct deposit

Completion, extension, and referral bonuses

No paid time off

Complaints of lower-paying contracts

Founded in 1998, RN Network has over two decades of experience in the travel nursing industry. Its experience shows in the company's user reviews, many of which highlight its great communication, support, and benefits.

The agency provides an impressive benefits package that includes day-one health insurance with a zero-premium option, as well as a 401(k) with company match, both traditional and Roth options. RN Network also offers access to Talkspace, Teladoc, and Sanvello's mental health app—ensuring its healthcare professionals have the mental health resources they need while on assignment.

Available contracts and pay rates are transparent on their user-friendly website, which can be a rarity in the industry. The company hires RNs, LPNs/LVNs, PCTs, and surgical techs for a variety of specialties throughout the country. Only one year of clinical experience is required, and the company offers a comprehensive onboarding program to help simplify the transition.

Best Recruiters : Host Healthcare

• Pay: Hourly wage paid weekly, plus overtime, bonuses, per diem, COVID quarantine pay
• Benefits: Health, dental, and vision coverage, life insurance; 401(k) with company match; travel reimbursement

Host Healthcare recruiters are some of the best in the business, according to clinician reviews. With exceptional customer service , the company strives to make the job hunt and placement process as smooth as possible for its candidates.

Excellent customer service

Straightforward job hunt and placement process

Offers a variety of housing options, including pet-friendly

24/7 support via multiple channels

COVID-19 quarantine pay available

Can’t view facility or pay without an account

Site lacks information on reimbursement offers

Founded in 2012, Host Healthcare is a travel healthcare staffing agency that works with some of the nation's top facilities. The company has earned multiple awards over the years, including being named one of the Top Travel Nursing Companies by BluePipes.

What sets Host Healthcare apart from other agencies are its recruiters, who are consistently praised by clinicians for their exceptional customer service. In reviews, nurses rave about their recruiters being responsive, receptive, and thorough in their onboarding and placement processes. The company also offers a variety of housing options, including pet-friendly ones, to ensure you have a comfortable place to call home while on assignment.

In addition to its comprehensive benefits package, which includes health insurance, dental, and vision coverage, Host Healthcare also offers a 401(k) with company match and COVID-19 quarantine pay. If your facility quarantines you due to possible COVID-19 exposure, the company will compensate you for the duration of your time off work.

One drawback is that the company requires users to sign up for an account before viewing facilities and estimated weekly pay . However, it hires across multiple specialties and licensure types, including nursing professionals, therapy professionals, and other allied health professionals.

Best for Recent Graduates : Fusion Medical Staff

• Pay: Hourly wage paid weekly, plus overtime, per diem, and bonuses
• Benefits: Health coverage, dental and vision coverage, life insurance, 401(k) with company match, short-term disability, travel and transportation per diem

Fusion Medical offers competitive pay, comprehensive benefits, and transparent information about opportunities, and welcomes new graduates to sign up.

Transparent information for each job posting

Nationwide network

Attentive recruiters

Competitive pay and benefits

Open to new graduates

Per diem reimbursements may be less convenient for expenses like travel

Past complaints from LGBTQIA employees

Fusion Medical Staffing urges applicants to "choose your own adventure." With thousands of travel nursing positions across the U.S. available on its website, Fusion will definitely give you a lot to choose from.

Founded in 2009 in Omaha, Nebraska, Fusion doubled its size by 2016. The company racked up awards from Inc., People, and Staffing Industry Analysts for being among the best places to work and is rated 4.7 out of 5 on Indeed.com .

Assignments through Fusion Medical typically run 13 to 26 weeks and are available across a broad spectrum of nursing specialties. We particularly like how transparent the pay, terms, and benefits for each opportunity are on Fusion's website.

But what really makes the company stand out is its recruitment. Fusion offers 24/7 support and many of its travel nurses rave about their attentive recruiters. Fusion has a new graduate traveling medical job program recruiting nurses who have just finished training. Most travel nursing agencies require at least two years of experience, so Fusion may be a great choice if you're about to finish school and eager to see the country or aren't sure of where you want to call home yet.

Of note: Some LGBTQIA+ travelers and employees have complained of inclusivity issues and unsupportive leadership. In 2021, the company published a blog post about forming an oversight group dedicated to LGBTQIA+ inclusivity and support and alluded to its efforts to "grow" and "learn."

Best Job Board : TotalMed

• Pay: Hourly wage paid weekly, plus overtime, bonuses, and guaranteed hours
• Housing: Company-provided housing or stipend
• Benefits: Health insurance, dental and vision coverage, life insurance, 401(k) with company match, short-term disability up to 12 weeks plus up to 60% of monthly earnings

TotalMed is one of the biggest agencies in the business and has the job board to match. The company is known for making it easy for travel nurses to quickly find a new post in any state.

Large, well-connected agency with huge job board

Solid day-one benefits

Flexible housing options

Pay guaranteed

Generous short-term disability policy

Some nurses complain of long onboarding process

Pay is competitive, but perhaps not the highest of any agency

Focus on placing nurses in areas of urgent need

Few travel nursing agencies have a job board as full as TotalMed 's. The company leverages its wide network of partner hospital systems to offer nurses a plethora of assignments to choose from.

TotalMed prides itself on placing nurses and other medical workers in new postings quickly and prioritizes assigning workers to places urgently in need of additional staff. It offers a standard array of benefits, plus a pay guarantee and a generous short-term disability policy that covers up to 12 weeks of injury or illness with up to 60% of your pay.

Some travel nurses have complained of a protracted onboarding process, but once the initial paperwork is out of the way, most seem very happy with the company's efficiency and the quality of its recruiters. Its pay may not always be the highest of any agency, but travel nurses working with TotalMed still enjoy the benefit of payment guarantees and the confidence that a new job will almost always be available, and fast. TotalMed also goes a long way to smooth out the transition process by organizing and covering the cost of any licensing and certifications its travel nurses may need, as well as offering reimbursement for pesky costs like new scrubs.

Even though some agencies on our list require account registration to access pay rates, each one offers competitive benefits and wages. Triage Staffing is our choice for best overall travel nursing agency because of its positive reviews, superior customer service, and competitive wages. Day one 401(k) and tuition reimbursement are just a few ways it provides long-term support for travelers. 

Compare the Best Travel Nursing Agencies

Guide to choosing the best travel nursing agencies.

Travel nursing agencies are  staffing agencies  that place registered nurses and healthcare professionals in hospitals and clinics with short-term staffing needs. They often send individuals to national or international locations where there are nursing shortages.

Here are a few tips for choosing the best travel nursing agency to meet your needs.

Is a Travel Nursing Agency Right for You?

There are many advantages to working with a travel nursing agency in addition to the obvious benefit of being able to travel and explore new places. Some of the other advantages of working with a travel nursing agency include:

• Competitive pay: Travel nursing agencies offer competitive pay rates that are often higher than what you would make as a staff nurse and recruiters can help you find lucrative positions.
• Benefits : Health insurance, retirement plans, and other benefits are typically included in a travel nursing agency's compensation package.
• Housing: Travel nursing agencies often provide housing or help nurses find housing in their assignment location.
• Specialty assignments based on nursing field: Agencies can help place you in an assignment that matches your specialty, interests, and skills . Some facilities accept travelers into new specialties or a float pool that covers multiple units, as long as they have prior travel nursing experience. This is an added bonus for those who wish to explore new areas of nursing.
• Flexibility: Agencies offer a variety of assignment lengths and locations, so you can choose an assignment that fits your lifestyle.
• Perks and discounts : Free or reduced-cost continuing education courses, travel expenses, gym memberships, completion bonuses, and other perks are often available through travel nursing agencies.

How to Choose a Travel Nurse Agency

Consider the following when choosing a travel nursing agency:

• Average pay rates: Pay rate varies by agency, location, and assignment. Travel nurses often work with multiple agencies at the same time to find the best assignments and pay rates.
• Benefits package: Make sure the agency's benefits are comprehensive and meet your needs. Benefits may include health coverage , dental, vision, life insurance, short-term disability, 401K, vacation time, and education reimbursement.
• Housing options: Determine if the agency provides housing or assists with finding housing. Some nurses prefer to find their own housing, while others prefer the convenience of having the agency secure housing for them.
• Reputation: Check out online reviews and ratings to get an idea of the agency's reputation. Talking to other travel nurses who have worked with the agency is also a good way to get first-hand information.

Frequently Asked Questions

Which travel nurses are most in demand.

Staffing agencies report that demand is high for critical care and medical-surgical nurses. Emergency room staff and labor and delivery staff are also in great demand.

Do Travel Nursing Agencies Pay for Housing?

Your agency will either have housing available for you or will reimburse you for your housing expenses. If you choose to secure your own housing, most agencies will give you a stipend to help offset the cost of rent and utilities. Talk with your agency recruiter about your housing options and what will work best for you.

How Long Are Travel Nursing Assignments?

Some travel nursing opportunities can be as short as eight weeks, while others can last for up to six months at a time. There are often options and offers to extend assignments, too.

What Experience Do You Need to Be Recruited by a Travel Nursing Agency?

Most agencies require new travelers to have recent experience as a nurse—meaning you can't become a travel nurse right out of nursing school. A year or two of experience is commonly required. A qualified nurse may also need more experience to work in the intensive care unit (ICU) or another specialty area.

Can Travel Nurses Choose Where They Work?

Yes, and that's generally a benefit of the job. Some agencies work to assign candidates throughout the United States, while others place travel nurses internationally. Before deciding to work with an agency, it makes sense to find out where they place travel nurses if you have a specific placement location in mind.

Methodology

We reviewed more than 20 agencies and studied hundreds of reviews from travel nurses around the country to identify the best travel nursing agencies. We then analyzed company quality and customer service scores across multiple sources to determine which companies are most reputable. Wages, housing options, and benefits were also a top priority. We reviewed the range of assignments, as well as the quantity and quality of each agency's listings in all 50 states.

VERYWELL Health / Design by Amelia Manley

U.S. Department of Labor. U.S. Department of Labor announces $80M funding opportunity to help train, expand, diversify nursing workforce, address shortage of nurses .

Healthcare Research & Analytics. Social listening: Evaluation of travel nurse companies: Analysis of travel nurse sentiment towards travel nurse companies .

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We specialize in supporting travel nurses of all disciplines and specialties. Our travel nursing agency works quickly to place travel nurses in their preferred travel assignment destination at one of our partner healthcare facilities across the U.S. Our travel nurses get access to a highly-responsive support team to help with everything from day-1 benefits and housing to retirement planning. At Host Healthcare, we provided registered nurses and healthcare professionals the opportunity to see new places and work in new hospitals while supporting their career goals.

Premium Benefits that’ll put your mind at ease

A travel nursing assignment is more than a career change, it’s a lifestyle change. We give you a built-in travel nursing support system to make sure your needs are met from the moment you start. If you want to take some time between your travel nurse assignments, we’ve got your back!

Exclusive Access to High-Paying Nursing Jobs

Access to tens of thousands of nursing positions across the U.S.. We only work with fully-vetted, top healthcare facilities and we personalize your job matches based on what you want.

Dedicated Housing Assistance

We’ll help you find and secure housing that makes you, your family, and your furry friends feel at home. Pet-friendly accommodations available.

Responsive 24-hour support

You’re never alone, even on your first night in a brand new city. Reach us via text, live chat, phone call, or even DM us on Facebook or Instagram and we’ll be more than happy to listen and help.

Day-1 Medical, Dental, and Vision Benefits

Your health and well-being are our top priority, which is why you get full health benefits on day one.

Insurance Coverage Between Assignments

Keep your medical, dental, and vision benefits for up to 30 days between assignments for stress-free time off.

401K Matching

We’re helping you plan for your future beyond your time with us by offering a competitive 401K investment plan with company matching.

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Humble brag alert: Our recruiters have the best reviews in the business. Don’t believe us? See for yourself.

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Check out these reviews from real host healthcare travelers..

The best thing about working with Host Healthcare was my recruiter, Chris Murillo. He exemplifies the model for responsive, timely, and enthusiastic service. Chris also makes the effort to develop personal relationships with his clients. This is a man who truly cares about me as a person. Kudos to Host Healthcare for hiring and retaining this quality individual.

I’ve had a great experience with Host Healthcare. Lauren Pollacci is an excellent recruiter and easily the best one I’ve ever had the pleasure of working with, she made the entire process painless. She is always extremely helpful with any need or concern I may have. I couldn’t imagine working with another recruiter at this point!

I've been working with Host Healthcare as a travel nurse for three years now and wouldn't change a thing. My recruiter Kat Cook has made the transition from staff nursing to travel nursing so easy. She is always available, listens to the needs of both myself and my wife (travel pair), and finds us the best jobs in the best locations! 10 out of 10 would recommend her and the agency every time.

Just started my 7th PT contract with Host and every contract has been a smooth transition. I’ve had great communication with my recruiter Kathryn Cook who has helped me land some great jobs and help with the credentialing process. I plan on staying with Host for many more years.

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Searching for the Highest-Paying Travel Nursing Agencies? Find What You’re Looking for With Trusted Nurse Staffing

by Trusted Nurse Staffing | Feb 7, 2022 | News

Travel nurses get a certain freedom that other nursing positions just do not offer. 

You can control when and where you work. You have the flexibility to take time off between assignments to focus on yourself or spend time with your friends and family. And you have the opportunity to make excellent money.  

The freedoms of travel nursing are hard to beat, but the contract you get is only as good as your ability to research and negotiate.  

And let’s be honest — you don’t always have time for that and this could impact your contracts.

Travel nursing agencies were established to help nurses unlock the full potential of travel nursing. You tell them what you want, and they find the best offers for you. Then you make the decision and get paid to be a nurse while you travel.

We are Trusted Nurse Staffing and we ally with nurses to tap into the exponential potential that travel nursing provides our healthcare system. Read more to learn why Trusted Nurse Staffing is not only the highest-paying travel nursing agency but also one of the best agencies in the job market.

Table of Contents

11 components of the benefits package for trusted nurse staffing, one of the best paying travel nurse companies available, what else does trusted nurse staffing have to offer in addition to being one of the highest paying travel nurse companies, how to land the best-paying travel nurse jobs.

• Use the Pronto App and Work With One of the Top Paying Travel Nurse Agencies in the Country

Looking for a reason to sign on with Trusted Nurse Staffing ? 

How about eleven reasons?

• Maximum stipend pay
• Competitive rates
• A large selection of high-paying contracts
• A high number of direct contracts
• Bonuses: Sign-on, completion, referral, and loyalty rewards
• A reimbursement program
• Health, dental, and vision benefit options
• Short-term disability life insurance
• Whole life insurance
•  Accident insurance
•  Retirement benefits

Let’s explore what these reasons mean for you and our travel nurses. 

#1: Maximum Stipend Pay

At Trusted Nurse Staffing, we know stipends make up a large part of a travel nurse’s overall compensation. This stipend helps you survive while traveling and working. 

That’s why TNS offers the maximum stipends for:

• Meals & incidental expenditures; and

The average stipend depends on geographical location and can be as high as $5,000 a month. Stipends are considered to be a part of your compensation package, not your salary. Therefore, they are not taxable as long as you maintain a tax home.

What is a tax home and how does it affect my stipend?

According to the IRS , tax homes are the general area where an individual earns most of their income. Since travel nurses earn their income from all over the country, their tax home is where they maintain residence. The IRS allows nurses to earn tax-free stipends when they maintain this tax home. 

#2: Competitive Rates

You know you’re earning a competitive rate when you secure your travel nursing gig through Trusted Nurse Staffing. 

In fact, we offer some of the highest pay rates in the travel nursing industry. 

Our team works hard to ensure we’re offering a better rate than other agencies. If you find a more lucrative contract out there, it is our guarantee at Trusted Nurse Staffing to always try to match or even beat it. 

We’ve also partnered with Pronto to make it even easier for you to find and compare the highest-paying travel nurse jobs. You can use Pronto on any mobile device to search for jobs anywhere at any time, even during your current assignments.

#3: A Large Selection of High-Paying Contracts

Trusted Nurse Staffing has flexible, high-paying travel nurse contracts in all 50 states. 

So whether you’re interested in checking out the challenging hikes Utah or Colorado have to offer during your off time, or you’ve spent your entire life in cold-weather states and are looking for sun and warmer temperatures in Arizona, Florida, or even Hawaii — our team can make it happen. 

So take your pick — sunshine or snow, short-term or a longer gig — there are so many high-paying contracts to choose from and Pronto makes it a breeze to find your next destination.

#4: A High Number of Direct Contracts

Trusted Nurse Staffing has been around for nearly 15 years. Our solid networking and established relationships provide a high number of direct high-paying travel nursing contracts. 

What does this mean for travel nurses?

Because Trusted Nurse Staffing has so many direct contracts, we’re able to communicate directly with the healthcare provider, hospital, etc., instead of through a vendor management service or subcontractor. 

Our connections help us significantly stand out amongst our competitors and provide our travel nurses with the best travel nursing positions.

#5: Bonuses: Sign-On, Completion, Referral, and Loyalty Rewards

Bonuses are certainly a nice perk, and Trusted Nurse Staffing offers some of the best bonuses in the business, including:

• Referral; and
• Loyalty rewards

First up, a sign-on bonus. You’ll receive a sign-on bonus as a welcome to the Trusted Nurse Staffing family. It’s our way of thanking you for entrusting us with your career opportunities.

Trusted Nurse Staffing also offers completion bonuses at the end of a contract as a reward for a job well done. 

Our biggest asset is our network of talented and qualified healthcare professionals, so we encourage nurses to help us expand our pool of talent.

We depend on our employees to help us find excellent nurses and we reward them for their recommendations with an employee referral program. As part of our “refer-a-friend” program, you are eligible for a $500 bonus as soon as your referral completes their first assignment. (Hard-to-fill positions may offer additional bonus potential!)

In addition to traditional bonuses, Trusted Nurse Staffing offers a loyalty program. For each contract you complete, you’ll earn points. Save up those points by completing contract after contract with TNS.

When you decide to, you can cash them in for over 300,000 items via the Awardco Platform , including:

• Appliances 

The more Trusted Nurse Staffing assignments you work, the more points you earn, and the more potential you have to spend while you get paid to travel. 

#6 Reimbursement Program

We want to get you the highest-paying travel nursing contracts, so we’re willing to help you expand your career.

We don’t think you should have to pay out-of-pocket for the things you do to become a better travel nurse. That’s why Trusted Nurse Staffing offers reimbursements for any licensing, certifications, or CEUs you complete while you’re under contract with us. 

#7: Health, Dental, and Vision Benefit Options

Trusted Nurse Staffing offers employee-sponsored Highmark Blue Cross & Blue Shield health insurance to all of our travel nurses. 

As one of our nurses, you will receive full, prepaid health insurance. Plus, you’ll get a loaded HRA card so that the cost of insurance comes out of our pocket, not yours.

At Trusted Nurse Staffing, your insurance starts on the first day of the month after you start your assignment, and coverage continues until the last day of the month in which your assignment ends. 

If you decide to pick up another assignment within 30 days, your insurance continues, and you’ll have no gap in coverage.

TNS offers dental and vision insurance to our nurses through Guardian .

Not only does Trusted Nurse Staffing offer conventional health insurance benefits, but we also understand the value of overall “wellness.” That’s why we provide wellness benefits!

You can spend your wellness benefits on things like massages (at participating locations), gym memberships, nutrition stores, fitbit.com , and other wellness products and services.

#8: Short-Term Disability Life Insurance

A s a healthcare worker, you’re at a greater risk of catching something that could prevent you from doing your job. You’re likely aware that nonfatal workplace injuries are common in the healthcare industry, especially if you are a nurse . That’s why Trusted Nurse Staffing is pleased to offer short-term disability life insurance.

This policy will pay a portion of your income if you become sick or injured. Some of the features of short-term disability life insurance are:

• It’s portable. This means you own the construct, not Trusted Nurse Staffing. It follows you wherever you go, even if you choose to leave the agency (although we can’t imagine why you would want to do that) .
• Your rate is locked in. The amount you pay will stay the same for the life of the policy, no matter how long you have it.
• The policy is a guaranteed issue. This means there are no medical, weight, height, blood, or urine questions asked when you apply.

Some common qualifications of this policy include cancer, pregnancy, injuries, diagnosed mental health issues, severe illness, and more.

#9: Whole Life Insurance

Unlike term life insurance, whole life insurance covers you for a lifetime. Just like our short-term disability insurance, this policy is portable. 

Other features include:

• A guaranteed rate – The younger you are, the less your premium will be.
• Guaranteed cash value accumulation – You are assured no less than 3.5% if you want to take cash out of your policy for any reason.
• Dividend eligibility – You can earn money on your policy.
• A terminal illness provision – You can get early access to the policy if you’re diagnosed with a terminal illness that will result in death within a year.

#10: Accident Insurance

It’s impossible to completely prevent accidents, but we can help you plan to offset their potential financial impact with accident insurance ,

Key features of Trusted Nurse Staffing’s accident insurance are:

• Low, medium, and high coverage models for you and your family
• A lump-sum benefit that can be used in any way you see fit
• On- and off-job guaranteed issue, meaning the policy pays if you miss work or not

If you are in an accident and are hospitalized, our health insurance will cover your stay. But if you have accident insurance, the lump-sum benefit means you will be issued an additional check to spend any way you wish.

Common qualifications for accident insurance payouts include:

• Dislocations
• Eye injuries
• Lacerations
• Accidental death or dismemberment
• Emergency benefits such as hospital admission, physical therapy, or emergency dental treatment

#11: Retirement Benefits

You may LOVE nursing and the fast-paced lifestyle, but at some point down the line, you’ll probably want to slow down a bit and enjoy retirement. It will be well deserved after all of your hard work.

That time may seem a long way off, but it’s important to plan for it sooner rather than later. Trusted Nurse Staffing cares about your financial future.

That’s why we offer a 401(k) retirement plan.

Not only that, TNS sweetens the deal by matching your retirement contributions at up to 4% after 1000 hours and one year of employment.

We know you’re looking for the best-paying travel nurse agencies. Trusted Nurse Staffing is looking for the best and brightest nurses.

We understand high pay is important to our talented nurses, which is why we offer some of the best rates in the industry and so much more. 

Check out some of the perks that come with a travel nursing agency of our caliber.

The Perks We Provide Nurses to Make Travel Nursing Life Just a Little Bit Easier

We provide our travel nurses:

• Options for full-time work, part-time work, or per diem work
• Overtime and double-time hours
• Weekly paychecks
• Direct deposit
• Rental car options; and
• Housing placement assistance

We’re Loyal to Our Nurses

At Trusted Nurse Staffing, we get to know our nurses. You’re not just a name or number on our roster. You can count on the team at TNS to get to know you and respond quickly to any concerns you may have.

How quickly?

You’ll have 24/7 access to your recruiter.

That’s how committed our team at Trusted Nurse Staffing is to your success and your overall happiness.

We Strive to Find Your Ideal Position

When your recruiter knows you well, they’re able to find the ideal positions specifically for you.

The dream job for someone else may not be what you’re interested in or need for your life.

Are you looking for a short contract? Something more consistent and long-term? Maybe you’re hoping for a contract near your family. Or perhaps you are looking to use your career as a travel nurse to explore the country.

Trusted Nurse Staffing can provide contracts for whatever it is that you’re looking for. 

We listen to your expectations, your wants, and your goals and work to find positions that are best suited for you. We also help nurses explore their options with the power of Pronto.

We Provide Support Through Every Step of the Process

At Trusted Nurse Staffing, you are truly part of a team. 

We’ll be with you through every step of the process, from your very first travel nursing position to continued training, education, and certification as a seasoned pro.

Not only do we assist with your certifications, training, and compliance requirements, but Trusted Nurse Staffing also works to:

• Get you a contract that compensates you appropriately.
• Help you navigate travel to the location of your contract.
• Help you with lodging and getting you settled in your new home (whether it’s home for just a few weeks or several months).

Plus, we’re always happy to support you by offering assistance, answering questions, and addressing any possible concerns that come up during your job.

You’ve decided travel nursing is the right fit for you.

So, how do you ensure you’re landing the best-paying gigs?

It’s actually easier than you may think.

Use Pronto Job Search and Work With One of the Top-Paying Travel Nurse Agencies in the Country

Pronto is the new job search powered by Trusted Nurse Staffing that can help you find the high-paying travel nursing job of your dreams. 

Pronto and Trusted Nurse Staffing can help you:

• Search for available jobs by discipline, specialty, or location.
• Assignment length
• Apply to jobs quickly with our easy-to-use mobile experience.
• Make credentialing easier by uploading photos or documents one time or requesting a service for any credentials you don’t have on hand.

So not only is Trusted Nurse Staffing one of the highest-paying travel nurse agencies with the best perks, benefits, and compensation packages, but we also provide this tool that makes it easier than ever to look for jobs.

If you’re a veteran travel nurse, you can feel free to navigate Pronto on your own. If you’re newer and would like a little guidance, our recruitment team is here to help . 

Don’t wait a minute more to get started with Trusted Nurse Staffing. You can scroll through jobs on Pronto while you pack your bags !

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How to Find the Highest Paying Travel Nursing Agencies

Table of Contents

The ultimate guide to travel nursing: highest paying agencies.

If you're a nurse looking for adventure and variety, travel nursing might be the perfect career for you. With opportunities to work in different healthcare facilities across the country, travel nurses enjoy a level of flexibility and independence that is hard to match. But how do you find the highest-paying agencies and the best assignments? In this article, we will take an in-depth look at the world of travel nursing. We'll cover everything from what to look for in a travel nursing agency, to the top-paying agencies on the market, to tips for a successful travel nursing assignment. Whether you're a seasoned travel nurse or just considering this exciting career path, this guide has you covered.

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Choosing the Best Travel Nurse Agency

When it comes to finding the best travel nurse agency, it's essential to consider various factors that will impact your overall experience. A great agency will not only help you find the perfect job, but will also provide you with support, resources, and benefits to ensure a smooth and successful assignment.

What to Look for in Travel Nursing Agencies

As a prospective travel nurse, your priorities will often include job opportunities, compensation, benefits, and support. Some key factors to consider when evaluating travel nursing agencies include:

• High-paying job opportunities: Look for reputable agencies with a large variety of geographically diverse job placements, giving you the most job opportunities and the flexibility to choose based on your preferences.
• Reliable communication: A responsive agency will provide regular updates, answer your questions in a timely manner, and ensure you don't miss out on opportunities.
• Travel benefits: Some agencies offer housing stipends, travel reimbursement, and other perks that make relocation easier and more cost-effective.
• Housing support: Some travel nursing agencies, such as Health Carousel Travel Nursing, provide assistance in finding affordable and comfortable housing during your assignment.
• Health coverage: Top travel nursing agencies prioritize the health and well-being of their nurses by offering comprehensive health insurance plans.
• Job security: A respected agency will offer contract extensions, guaranteed hours, and long-term assignments to provide job security during your tenure.
• Online travel nurse community: An active and supportive online travel nurse community can help you connect with other professionals, share experiences, and provide valuable recommendations for your career.
• Job board: Look for agencies with an easy-to-navigate job board that regularly updates available positions, helping you quickly find the perfect opportunity.

What are the Benefits for Travel Nurses?

Working with a travel nurse agency offers several benefits not only to your career but also to your overall quality of life. Here are just a few reasons why travel nursing can be an ideal choice:

• Competitive pay: Travel nursing agencies often offer higher compensation packages than traditional nursing positions, allowing you to maximize your earning potential.
• Flexibility: Travel nursing assignments typically last between 8 to 26 weeks, providing the opportunity to explore new regions, work at different healthcare facilities, and gain diverse experiences.
• Housing options: Many travel nurse agencies offer housing stipends, options for furnished housing, or help in finding suitable accommodations, making it easier to settle in new locations.
• Professional development: Working with a variety of healthcare professionals and facilities can expand your skills and knowledge, making you a more competitive nurse in the job market.
• Adventurous lifestyle: The travel nurse lifestyle allows you to explore new places, immerse yourself in different cultures, and experience exciting adventures during your time off.

Top Paying Travel Nursing Agencies

Although pay is just one factor to consider when choosing a travel nursing agency, it's often a significant consideration for many nurses. Here are some top-paying travel nursing agencies that provide competitive compensation packages, along with other valuable benefits and support:

Health Carousel Travel Nursing (HCTN)

Health Carousel Travel Nursing offers competitive pay packages and comprehensive benefits, including health insurance, dental and vision coverage, life insurance, and a 401(k) retirement plan. Nurses also receive assignment-based perks like housing stipends, travel reimbursements, and bonuses. Additionally, HCTN maintains a leading job board and a robust online travel nurse community, ensuring you're well-supported throughout your assignments. View the top travel nursing jobs in On Demand , our powerful web app.

Travel Nursing Pay Packages and Benefits

Health Carousel Travel Nursing offers lucrative pay packages and benefits to attract the best healthcare professionals to join their online travel nurse community. These pay packages typically include a combination of taxable wages, non-taxable stipends, and reimbursement for expenses such as travel and housing.

The Breakdown of a Typical Travel Nursing Pay Package

HCTN provides competitive pay packages consisting of several components. Here's a general breakdown of what you could expect:

• Hourly Pay: This is your regular taxable wage based on the number of hours you work during your assignment. Travel nursing companies offer competitive hourly wages compared to staff nurse positions
• Housing Stipend: Travel nurses can receive a non-taxable housing stipend to cover the costs of lodging while on assignment. Many travel nursing agencies, like Health Carousel, have relationships with housing providers to help nurses find suitable accommodation.
• Meals and Incidentals Stipend: Another non-taxable component, meal, and incidental stipends help cover daily living expenses while away from home. The amount can vary depending on the assignment location.
• Travel Reimbursement: Some travel nursing agencies offer travel reimbursements to cover the costs of transportation to and from assignments. This can include mileage, flights, or fuel expenses.
• License and Certification Reimbursements: Travel nurse companies often reimburse the costs associated with obtaining necessary licenses and certifications for specific assignments, encouraging healthcare professionals to expand their skills and qualifications.
• Referral and Completion Bonuses: Travel nursing agencies may also offer bonuses for referring other nurses to their job boards or successfully completing assignments.

Keep in mind that travel nursing pay packages can vary from one agency to another, and from one assignment to another. It's essential to understand the full range of benefits and reimbursable expenses before accepting a position.

Health and Dental Benefits for Travel Nurses

Health and dental coverage is crucial for travel nurses, and many travel nursing agencies prioritize providing comprehensive and affordable coverage. Health Carousel Travel Nursing typically offers plans that include medical, dental, and vision insurance. These insurance plans may also cover your immediate family members.

Paying travel nurse agencies may also offer short-term and long-term disability insurance options, as well as life insurance coverage. When evaluating health and dental benefits, be sure to compare each plan to determine the appropriate one for your needs and the most affordable one for your budget.

The Best Retirement Plans for Travel Nurses

Planning for retirement is crucial, regardless of your profession. Travel nursing agencies recognize this and often provide retirement plan options, such as 401(k) plans, to their employees. Some companies even offer matching contributions to incentivize long-term savings.

It's essential to review the retirement plan offerings and match percentages from different travel nurse agencies before committing to an assignment. Health Carousel understands the importance of financial security and strives to support healthcare professionals in achieving their retirement goals.

Tips for a Successful Travel Nursing Assignment

Being a part of a travel nurse community can be an incredibly rewarding and fulfilling career choice. However, it's essential to prepare for the unique challenges and opportunities that the profession presents. Below are some tips to ensure a successful travel nursing assignment.

How to Be a Successful Travel Nurse

To excel as a travel nurse, it's imperative to remain adaptable, flexible, and eager to learn. Because you'll often work in new environments with different teams, you must be willing to adapt to various workflows and adjust to new situations quickly.

Another essential aspect of being a successful travel nurse is maintaining professional development hours by pursuing relevant certifications and training. Staying current with the latest practices in your field will make you a more attractive candidate to travel nursing agencies and hospitals.

Communication Tips for Travel Nurses

Effective communication is a vital skill for travel nurses. You'll need to interact with patients, families, and colleagues from varying backgrounds and with diverse communication styles. To ensure you're communicating effectively:

• Listen actively and ask questions for clarification.
• Be respectful and empathetic when interacting with others.
• Communicate openly with your travel nursing agency and your point person at the assignment location.
• Use clear and concise language when relaying information or instructions.

Developing and maintaining strong communication skills will help you build rapport with your patients and colleagues, contributing to a more successful assignment.

Strategies for Making Friends on the Road

Forming connections with others while on assignment can have a significant impact on your overall experience and emotional well-being. Building a support system of friends and colleagues can make the transition to a new location much smoother. Here are some ways to make friends on the road:

• Attend local events, classes, or meetups related to your interests.
• Seek out other travel nurses and healthcare professionals in your area to form connections within your profession.
• Utilize social media to connect with others in the online travel nurse community and discover local events or gatherings.
• Participate in team-building and social activities at your assignment location.

By putting yourself out there and actively engaging with others, you'll find that making friends and building connections on the road is not only possible but incredibly rewarding.

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Aya delivers:

• Unlimited complimentary CEUs through MedBridge. Access unlimited CEUs that count towards licensing and additional education hours.
• The most jobs in the industry. We have the largest and most reliable job database, which means the jobs you see are open, updated in real time and ready for you!
• Competitive advantage over other agencies. Front-of-the-line access through our direct facility relationships — many with quick (even same-day) offers, giving you the best chance of securing your ideal opportunity.
• Expedited licensing and streamlined compliance. An industry-leading on-time start rate and strong relationships with boards of nursing across the country to accelerate the process in all 50 states.
• Expert career guidance. A dedicated recruiter to help you achieve your dream career. Travel, per diem, permanent — we have the reach and access to get you the jobs you want, and the expertise to help you realize your long-term goals.
• A best-in-class support system and an exceptional experience. Enjoy accurate, weekly pay, and an entire team dedicated to your happiness on assignment, 24/7.

Plus, you get everything you expect from the largest healthcare staffing company in the industry:

• Exceptional benefits, including premium medical, dental, vision and life insurance beginning day one of your assignment. Want to take time off? Keep insurance coverage for up to 24 days between assignments.
• A generous 401(k) match.
• Paid company housing (we'll help you bring your pets along, too!) or a generous housing stipend.
• Paid sick time in accordance with all applicable state, federal, and local laws. Aya's general sick leave policy is that employees accrue one hour of paid sick leave for every 30 hours worked. However, to the extent any provisions of the statement above conflict with any applicable paid sick leave laws, the applicable paid sick leave laws are controlling.
• The industry's only clinical ladder program for RNs on assignment.
• Access to unlimited continuing education units online.
• Licensure, relocation and other reimbursements, when applicable.
• Pay listed above includes taxable wages and tax-free expense reimbursements.

For all employees and employee applicants, Aya is an Equal Employment Opportunity ("EEO") Employer, including Disability/Vets, and welcomes all to apply. Please click here for our EEO policy.

FOR THIS TYPE OF EMPLOYMENT STATE LAW REQUIRES A CRIMINAL RECORD CHECK AS A CONDITION OF EMPLOYMENT.

• A rental car and bi-weekly weekend travel home.

With Aya Locums you get:

• Access to top hospitals and healthcare systems in diverse care settings.
• Highly competitive, transparent locum tenens pay.
• Dedicated application and assignment support.
• In-house credentialing and licensing teams.
• Full coverage of licensing costs.
• Travel and lodging coverage.
• Easy timekeeping and streamlined management of documents.
• Malpractice coverage and risk management support.
• Premium medical, dental, vision and life insurance beginning day one of your assignment.
• Paid sick time. Aya provides paid sick leave in accordance with all applicable state, federal, and local laws. Aya's general sick leave policy is that employees accrue one hour of paid sick leave for every 30 hours worked. However, to the extent any provisions of the statement above conflict with any applicable paid sick leave laws, the applicable paid sick leave laws are controlling.
• Generous 401k match.
• Aya may provide other benefits where required by applicable law, including but not limited to reimbursements.
• Aya coordinates all travel and lodging accommodations.
• Travel information is received the evening prior to your scheduled departure.
• Airfare is covered and, if driving to the assignment, reimbursement is available.
• Once notice is received, communication from our team is sent via email and text to ensure you are kept in the loop as soon as information becomes available.
• Your safety is Aya's top priority. We work closely with the facility to ensure additional security measures are taken onsite so you can focus on what really matters: patient care.
• Licensure, relocation and other reimbursements.

Experience the Aya difference today

• A dedicated recruiter who advocates for you every step of the way.
• We'll ensure the hiring manager prioritizes your interest and schedules an interview quickly.
• A streamlined hiring process means offers are often presented within 24-48 hours after an interview with a hiring leader.
• Flexible start dates that work around your availability.
• We make it simple with one point of contact the entire time.
• University of Washington (UW) offers a wide range of benefits as part of your total compensation package. Choose from top medical and dental insurance programs; plan for your future with tax-deferred investing through the UW retirement options; enjoy generous vacation and sick leave policies; and protect yourself and your family with life and long-term disability insurance. For more information, follow the links shown below or explore the Benefits website at http://hr.uw.edu/benefits/

With Aya, you get:

• Higher compensation - we negotiate on your behalf.
• Work-life balance - contracts are up to 40 hours per week, with workdays ending mid-late afternoon and weekends off!
• An employee advocate - our team ensures you have the support needed to be successful in your role.
• Options post contract - extend, convert to a permanent employee or find a new job.
• Paid company housing (pets are welcome to tag along) or a generous housing stipend.
• If qualified, continued insurance coverage over the summer.
• A generous 401k match.
• A robust team to support you every step of the way.
• A credentialing specialist to streamline the entire compliance process.
• Freedom and flexibility around your current schedule.
• The easy-to-use Shifts app. Select shifts anytime, anywhere.
• Premium medical, dental, vision and life insurance.
• Front-of-the-line access to exclusive jobs at thousands of healthcare facilities nationwide.
• A robust team to support you every step of the way to ensure you start on time, have accurate payroll and an exceptional experience.
• Certification and other reimbursements, when applicable.

Privacy Overview

The 20 Best Travel Nursing Agencies for 2023

Travel Everywhere as a Nurse

The best travel nursing agencies for many travel nurses are the ones with the highest pay and generous per diem that also offer moving resources. If you are interested in the field of travel nursing , you can look forward to attractive compensation rates and the peace of mind that comes with knowing that your travel nurse skills are in very high demand. Many healthcare facilities employ these nurses to fill their nurse staffing needs. No matter where you choose to go to school and where you intend or hope to work, you can rest assured that your nursing skills will be in high demand.

Choosing the Best Travel Nurse Agency

Does working with a travel nursing agency sound good? Well, we have made it easy for you to find the best healthcare staffing company on list of the Best Travel Nursing Agencies to work for. These top travel nursing organizations are the best-paying travel nurse agencies, and they treat their staff nurses the best. We have looked at the top travel nurse agencies to work for and rated them for things like best sick pay, best for education, best customer service, best track record, best for newcomers, and best overall for healthcare professionals.

Naturally, none of them will be a perfect fit for everyone. You will have to choose the best travel nursing agency for yourself. After reviewing our list of the top 20 best-paying travel nursing agencies and best all-around agencies and still can’t decide which is the best agency for travel nursing for you – get in touch with our team. We’ll help you find the best travel nurse agency for your career needs.

1. Aya Healthcare

Aya Healthcare has a robust online presence with a blog and active social media accounts on almost every social media platform. This travel nursing agency has pay rates that depend on the cost of living in the locations where their travel nurses work. This is not uncommon, but you should check the pay rates before you sign up for an assignment and catch your flight.

Aya Healthcare offers some of the best sick time payments of any of the travel nursing companies on our list. And in the healthcare industry, sick time pay is no laughing matter. This gives Aya a high rank in our list of the best travel nurse agencies to work for.

More: Aya Healthcare 

2. Ventura Medstaff

Ventura Medstaff has an average score well above 90%, and that’s impressive. They have glowing reviews from many of the travel nurses who work for them, and they are known for being very supportive. Ventura possibly has the most cumulative experience in their management staff compared to other traveling nursing agencies. The travel nursing company has over a century of collective experience!

This travel nursing agency has four departments for different healthcare professionals. They include LPN, Cath Lab, Therapy, and International. That makes it much easier to know what you’re applying for and more likely to fit in once you get there. It also helps ensure that the right nurses get sent to the right travel nursing jobs, which can be more of a problem than you might expect!

More: Ventura Medstaff

3. FlexCare Medical Staffing

If a track record of success matters to you, and it should, then FlexCare Medical Staffing agency is well in the running for our top pick. Founded in 2006, this travel nursing agency is the most decorated traveling nursing company of them all.

That means if you choose to work with FlexCare Medical Staffing agency, you can look forward to the distinction of working with one of the most celebrated and award-winning traveling nurse agencies out there. They provide a list of active alerts to help keep employees informed. They are also known for their transparent per diem and salary policies, and competitive pay rates for travel nurses.

More: FlexCare Medical Staffing

4. Health Carousel Travel Nursing

Yet another regular suspect on best-of lists, Health Carousel Travel Nursing, is another excellent travel nursing agency. It has been on all of the most prominent lists since 2016. Since that’s based mostly on nurses’ reviews, that means something. Having been founded in 2004, they have developed a track record for taking good care of the nurses who work for them.

This travel nursing agency also has a reputation for relatively strict hiring practices. But for high-quality travel nurses, that’s not a bad thing. Health Carousel Travel Nursing also enjoys some of the highest and most consistent patient reviews. After all, that’s really what it’s all about.

More: Health Carousel Travel Nursing

5. Fusion Medical Staffing

Fusion Medical Staffing received more than 243 reviews in 2020 alone, increasing its aggregate score to just over 93%. This travel nursing agency specializes in Long Term Care, Cath Lab, Therapy Lab, and Radiology. That’s more specialties than most healthcare staffing companies, which can be intimidating.

But in the end, it means better cross-training opportunities and higher employability rates for you and your peers. They launched their Cardipiulminary division in 2019 and their home health division in 2020. The fact that they are expanding can put pressure on nurses. But it can also mean more opportunities and better job security for those who are willing to expand into different roles. Fusion is also known for its inclusive culture. It participates in disability fundraisers, LGBTQ+ pride events, and more.

More: Fusion Medical Staffing

6. Triage Staffing

Triage Staffing is something of a jack of all trades in the traveling nursing agency category. That is, they offer almost every feature you could ask for or expect from a nursing agency. Needless to say, while they do everything, they don’t do everything perfectly.

They are widely considered to be among the most well-rounded agencies around. In addition, the agency specializes in helping travel nurses find 13-week assignments anywhere in the United States. Based in the centrally located state of Nebraska, Triage manages between 51 and 100 employees. So, when their nurse roll call is short, their management performance will be at its peak.

The Triage Staffing pay packages and benefits include a day one 401(k), housing stipend, and health insurance with Blue Cross Blue Shield. Vision and dental insurance are covered with MetLife.

More: Triage Staffing

7. AB Staffing

AB Staffing has been getting glowing reviews over the last couple of years. They too have expanded rapidly, so they are doing a good job sending the right nurses to the right jobs. That, in turn, means they are sending highly qualified travel nurses who perform well and get high customer satisfaction rates.

Their aggregate customer and employee rating comes from FaceBook, Glassdoor, and Google reviews. Their ratings have improved simultaneously as they have expanded into the private market, which is impressive. Plus, their ratings have improved on all three social media platforms.

Nurses who work with this travel nursing company also have many perks.

• 24 7 clinical staffing specialists
• Professional housing assistance to simplify your journey
• health coverage with Medical, Dental and Vision health insurance
• 401(k) and Flex Spending available
• Paid vacation time upon eligibility
• Credentialing assistance before, during and after you work with us
• travel reimbursement and Untaxed per diem
• Referral bonuses
• WEEKLY Direct Deposit

More: AB Staffing

8. Axis Medical Staffing

Founded in 2003 in Seattle, Washington, Axis Medical Staffing has to adhere to some of the industry’s most stringent regulatory compliance requirements. For traveling nurses, that can be good at times and sometimes not.

Axis really shines in its attractive benefits packages for travel nurses. Key specs pay the company offers are 401 K retirement plans, health insurance, housing benefits, and generously covered pet deposits. They have a pretty exciting program of incentivizing good employee conduct with ample rewards for their employee of the month program and others. Axis is also known for being very communicative, ensuring traveling nurses will not be left out of the loop.

More: click here for more on Axis Medical Staffing

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9. Host Healthcare

This traveling nursing agency has the highest score on several review websites, particularly the ones with the largest number of agency reviews. There’s no doubt about it,  Host Healthcare  has been growing in size, scope, and popularity over the last year. But even before this growth spurt, Host Healthcare has enjoyed a glowing reputation for treating its traveling nurses very well, ensuring they have everything they need to do a great job. They even offer their traveling nurses the expert aid of travel experience specialists whose job is to make nurses comfortable. Our only question is, why are you still here and not signing up at Host?

More: Host Healthcare

10. Fastaff Travel Nursing

Fastaff Travel Nursing gets high marks for paying well, paying on time, and ethically handling payroll. That’s important in a field rife with problems related to staff tracking, administrative complexities, and inconsistencies in corporate culture.

Employees praise it for growth opportunities, good work-life balance, and a sense of camaraderie. They have complained about assignments that are hard to fill, and it looks like mismatches are more common here than at other high-ranking travel nurse agencies. But overall, they get high marks for treating nurses well and for patient service.

More: Fastaff  Travel Nursing

11. Gifted Healthcare

100% owned and operated by nurses, Gifted Healthcare is unique in this agency category. As you would expect, the treatment of its employees has been reported as overwhelmingly positive by the traveling nurses it employs.

Created in 2006, this fairly new company is dedicated to the proposition of promoting quality healthcare by treating its employees well. They don’t pay in the top 80% of companies, but they tend to send nurses to locations where the cost of living is lower, which is both reasonable and common at the end of the day.

More: Gifted Healthcare

12. Advantis Medical

This relative newcomer to the traveling nursing agency business, Advantis Medical, has taken the opportunity to learn from the mistakes of other agencies. Still, having been founded in 2018, they have a few refinements to make. But based on their track record, it would not be unreasonable to hope they will improve where they need to. Advantis Global is their parent company and one of the nation’s leading staffing agencies for IT.

Advantis is known for placing nurses into top-tier healthcare institutions. Their expectations are high, but so are their rewards. Traveling nurses can expect to be under more scrutiny than regular nurses, but this means you will have more chances to impress- and that’s a good thing.

More: Advantis Medical

13. Health Carousel Travel Nursing

Former brands Tailored Healthcare Staffing, NEXT Travel Nursing, and Medical Staffing Options united to become Health Carousel Travel Nursing in April 2022. This combination of resources makes it easier for travel nurses to live and work the way they want.

Health Carousel Travel Nursing offers an excellent benefits package. This company supports your health, wealth, career, and life! Traveling nurses at HCTN receive excellent pay, bonuses, and per diem. Medical insurance is through United Healthcare and nurses receive Nationwide coverage from MetLife for dental and vision coverage. Additionally, HCTN provides basic group life insurance and short-term and long-term disability through MetLife. So, if you are looking for great benefits, check out Health Carousel, where they treat their traveling employees fair and equitably. Over the past few months, their scores have improved on Glassdoor, HH, and TNC. They took an honorable mention from HH.

14. Travel Nurse Across America

Of all the regular visitors to travel nursing agency top ten lists, Travel Nurse Across America has the highest average score. If you think about it briefly, that’s a pretty impressive distinction. This company in North Little Rock, Arkansas, started in 1999.

While they may not be the best, they are among the best and are more consistent than agencies that regularly outrank them. In other words, with Travel Nurse, you know what you can expect, and you’ll know where you stand. Travel Nurse Across America expects its nurses to know at least a little about every aspect of nursing – which makes sense since you will be traveling to different assignments. But don’t worry. They are good at helping nurses fill in skill gaps. TNAA offers its travel nurses a 12-month program through Aspen University to earn a Bachelor of Science in Nursing.

More: Travel Nurse Across America

15. MedPro Healthcare

Sadly, this traveling nursing agency is not as well reviewed as the ones above it. They get their highest scores in pay and benefits, but they have shown poorly in job security, advancement, management, and culture.

Overall, more reviewers gave MedPro Healthcare good reviews than bad ones, but they still don’t seem to stack up against most others on our list. They are not the worst company out there, especially since they seem to do well in employee compensation. But we do hope to see them improve in the future.

More: MedPro Healthcare

16. Aequor Healthcare

Yet another high-scoring traveling nursing agency Aequor, formerly United Staffing Solutions, remains in the low 90s in their rating marks, which is not bad.

Most of their employees report being pleased with their experience, and their highest ratings are in work-life balance. Their lowest ratings are in job security and advancement, which is frightening. But all in all, well-qualified nurses tend to do well with Aequor.

More: Aequor Healthcare

17. Cariant Health Partners

Yet another very high-ranking agency, Cariant Health Partners, gets an average of four and a half out of five stars on Indeed and Glassdoor. The positive reviews far out-pace the negative ones, and their best ratings are in the category of pay and benefits. So, you could do a lot worse. Their lowest ratings are in job security and advancement at 3.9, which is not abysmal.

All in all, for the lowest rating category, that’s pretty high, which could mean their pay and advancement numbers are relatively stable. Their second-highest rating category is in management, which is unusual. If their employees are happy with the management, they are almost certainly doing something right.

Nurses who work 30 hours per week or more qualify for insurance benefits. In addition, they stay active for 30 days in between contracts. Below are additional benefits Carint offers.

• Medical Dental Vision insurance
• 401k with company match
• Basic Life Insurance and AD&D
• Employee Assistance Program
• Professional Liability Insurance Coverage

More: Cariant Health Partners

18. TotalMed Staffing

In our browser search for this company, we saw “ TotalMed Staffing scam ” in the suggested results, which is never a good sign. However, their scores on Indeed and Glassdoor are acceptable but not great.

They get a solid 3.5 out of five on Indeed and about a 3.6 on Glassdoor. Most of their reviews are positive, and their best scoring category is in culture. Their lowest-scoring category is in job security and advancement. So it would seem that TotalMed Staffing might be an okay place to start but not the best place to end up.

More: TotalMed Staffing

19. Titan Medical Group

While most reviews for Titan Medical are positive, COVID-19 has hit Titan hard. Some of the highest-ranking reviews on sites like Indeed have highlighted problems with placement and management as the pandemic has strained resources.

However, Titan has been in the game for a long time, so it’s fair to say they are still worth a try. They get their highest work-life balance scores, which makes the poor reviews seem petty.

More: Titan Medical

20. RN Network

RN Network has more than two decades of experience in the travel nursing industry. The company hires RNs and LPNs for various specialties nationwide. Its user reviews highlight excellent communication, support, and benefits. In addition, the company offers a comprehensive onboarding program for its travel nurses.

This agency provides a comprehensive benefits package. It includes day one health insurance with a zero-premium option and 24/7 access to mental health resources. RN Network also offers a 401(k) with company match.

More: RN Network

Why Be a Travel Nurse?

For some aspiring nurses, just getting a nursing job may not be enough. Some nurses want to travel and see strange, new, and exotic locations. Others want to  go to the most needy places, as a crisis travel nurse . A nurse staffing company finds placements for nurses and allied health professionals at various healthcare facilities.

We have good news for you if you fit any of those descriptions. Traveling nurses must master additional skills, make additional sacrifices, and also can cope with different pressures compared to ordinary nurses. There are a great many nursing schools that offer specialized training and certification for nurses who won’t be satisfied staying in one location working at one facility.

Honorable Mentions

Many companies didn’t make our list. So, if you did not find a company listed above, check out one of our honorable mentions.

• AMN Healthcare
• Atlas Medstaff
• Aureus Medical Group
• CHG Healthcare Services
• Medical Solutions
• Jackson Nursing
• Krucial Staffing
• MAS Medical Staffing
• Maxium Healthcare
• Medical Edge Recruitment, LLC
• Mellenia Medical Staffing
• Nightingale Nursing
• Nomad Health
• Tailored Healthcare Staffing
• Travel Nursing Central
• Trinity Healthcare Staffing 
• Trusted Health

What to Look for in Travel Nursing Agencies

For the most enjoyable travel nursing experience, finding the best travel nursing company is important. When choosing a travel nurse agency, there are some key points to consider. Some pay better than others, or just differently. Furthermore, some travel nursing companies support their employees more than others. For example, a company that provides day one benefits is usually a great place to work!

A Tax-free stipend or company-secured housing Health insurance, dental, vision, life insurance, 401(k) with company match, licensure reimbursement, and recertification fees may be grouped into one big ball of benefits and compensation. So you may have to research on your own to compare apples to apples . A great way to start is to make a Pros Cons list of what you would like to have and work from there.

What Travel Assignment Destinations Does the Agency Offer?

If you want to travel, finding an agency serving the area you want to go to is essential! Research the travel nurse assignments for each agency to ensure they offer the travel assignment you want. You can find travel assignments in your specialty and narrow your search for jobs by location.

How are Pay Packages Broken Down?

Compensation packages usually consist of a base rate or salary and non-taxable reimbursements. Additionally, you should ask about overtime pay, per diem, holiday pay, and if there are bonuses for extending assignments. Also, ask how often you get paid and if any referral bonuses are available. A strong compensation package indicates the company cares about its employees!

What Housing Options do they Offer?

Travel nursing companies typically provide either travel nurse housing or a housing stipend. However, housing benefits need additional research because each location’s rental market differs. Some larger companies have housing experts on their specialty staff who assist health professionals with housing during the onboarding process.

What are the Benefits for Travel Nurses?

Typical benefits include health insurance (healthcare coverage can include medical and dental insurance), life insurance, paid sick leave, and a 401 K with a company match. In addition, you may want to know if your health benefits have mental health resources and also find out when the health coverage begins. Some companies also offer an employee assistance program and a chaplain assistance program. Also, look for a company that assigns you a point of contact with 24-hour customer support.

What Reimbursements do they Offer for Travel Nurses?

Some companies also offer reimbursements for work-related expenses. Also, look for companies that have a referral program. Below are some of the ones to ask about.

• travel reimbursement and transportation stipends
• education reimbursement or tuition reimbursement
• state license reimbursement for licensure fees
• liability insurance reimbursement if you need to carry it

Do They Have a Job Board?

A travel nurse job board is important because it allows nurses to explore short-term and long-term travel nursing job opportunities. It also allows employers to find nurses with the right skills and experience quickly and easily. Additionally, a travel nurse job board allows nurses to expand their skills and experience and explore different locations and cultures. It also allows them to find a travel nurse assignment for their needs.

The Top Agencies

Travel nursing agencies are an increasingly popular option for healthcare professionals exploring new places and finding great job opportunities. These agencies provide staff members with housing, health coverage, license reimbursement, and per diem services to help make their travel experience more enjoyable. They also provide support services such as customer service, mental health services, and 24/7 clinical support.

Staffing industry analysts have identified travel nursing agencies as one of the fastest-growing segments of the healthcare industry. Furthermore, a New York publishing family estimated that the high volume of travel nurses in the industry is expected to continue to rise. When considering working with a travel nursing agency, it’s important to understand the pros and cons. On the one hand, these agencies provide a great opportunity to explore new places and receive benefits such as housing and healthcare coverage.

On the other hand, these agencies require specialized exams for staff members and can be difficult to navigate if you’re unfamiliar with the industry. When choosing the best travel nursing company for your needs, it’s important to consider factors such as customer support, specialty exam requirements, and license reimbursement. Additionally, day one rights and 24/7 clinical support are also important to consider when finding the best company for you. Ultimately, the decision is up to you!

What is an Online Travel Nurse Community?

An online travel nurse community is a website or online forum where travel nurses can connect with one another, exchange information and advice, and share their experiences. They provide a platform for travel nurses to network, ask questions, and find support from those in the same profession. These communities also offer resources, such as job postings and travel tips, to help travel nurses make the most of their job. Do you need someone to explain a housing stipend or give you tips on maintaining your mental health? This is where you go to ask the experts.

Joining a travel nurse community like the Gypsy Nurse provides travel nurses with numerous benefits, including access to a network of experienced travel nurses who share advice and best practices, a forum to connect with other travel nurses, access to exclusive job opportunities, the ability to access travel nurse housing, and insider tips for finding the best travel nursing locations. Additionally, the Gypsy Nurse offers its members access to various free resources, such as continuing education courses, a travel nurse blog, and a library of travel nursing resources.

Professional Resources:

• National Association of Travel Healthcare Organizations ( NATHO )
• NCBSN Nurse Licensure Guidance Tool ( NCBSN )

What Is The Best Travel Nursing Agency for You?

There is no best travel nursing agency for everyone. So, it is important to research different agencies to find the one that best meets your needs. For example, if you want to earn a degree, find a company that offers tuition reimbursement. Do you prefer a housing stipend or housing options from the company? After you weigh the pros cons you can browse job listings in travel jobs in the nursing field!

Related: 

• Top 10 Cities for Travel Nursing
• 15 Highest-Paying Travel Nursing Positions
• Top 25 Highest-Paying Cities for Nurses
• Highest Paying States For Registered Nurses
• Top 10 States in Most Need of Nurses
• 30 Most Nurse-Friendly Hospitals in the United States

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Average Pay for Travel Nurses

Travel nursing pay explained, highest and lowest paying states for travel nurses.

• Highest Paying Travel Nurse Specialties
• Ways to Increase Pay

Are you ready to earn your online nursing degree?

Travel nursing offers a unique work experience with the opportunity to earn above-average hourly wages. These wages may even exceed those of other registered nurses (RNs) with the same education and credentials.

Travel nurses are typically employed by travel nursing agencies and work assignments across the country wherever nurses are needed. Because each assignment is different, the total annual income for travel nurses can vary significantly. Factors include the details of the pay package, where the assignment is located, and nursing specialty.

On this page you will find the most recent information about travel RN salaries, benefits, specialties, and the states with a high demand for travel nurses.

Fast Facts About Travel Nurses

• Travel nurses generally earn as much or more than staff nurses with the same experience and qualifications.
• Lodging reimbursement and tax advantages impact travel nursing salaries.
• The most in-demand travel nursing specialties include labor and delivery, emergency room, and medical-surgical/telemetry.

The average travel nurse salary varies greatly depending on the work assignment. Depending on travel location, these practitioners can earn between $3,000 and $7,000 per week, averaging a 36-hour work week. According to Vivian , a healthcare jobs marketplace, and the U.S. Bureau of Labor and Statistics (BLS), travel nurses earn jan average of $2,183 per week, while RNs earn a mean hourly wage of $42.80. However, aspiring travel nurses should note that living on the road leads to additional personal expenses, so the increase in pay accounts for living accommodations.

Max Weekly Pay

Average Total Weekly Pay

Source: Vivian , September 2023

Travel nurse pay differs from full-time nursing positions because agencies offer hourly rates for each assignment, meaning RNs can shop around and find opportunities with ideal pay. In contrast, RNs working full time at hospitals, physicians’ offices, and other facilities usually rely on raises or additional education to increase their earning potential.

Practitioners considering this role also need to explore what take-home pay looks like for travel nurses . Nursing agencies set their own conditions, so pay packages vary. For instance, organizations may offer an hourly base pay with additional stipends to cover housing or meals, while other companies may offer a higher hourly rate to account for additional expenses.

Travel nurse salaries vary by state and region. Locations in need of RNs typically offer more competitive wages. In fact, the popularity of a particular region can influence travel nurses’ earning potential. Less popular locations may pay more, while desirable locations may pay less. Likewise, states with a higher cost of living offer higher wages relative to living costs.

According to 2023 data from Vivian, the top-paying states for travel RNs included New Jersey , California, and Alaska. Practitioners also want to consider the highest-paying specialties to determine earning potential which may vary by state. The following section includes the top specialties in demand.

Highest Paying Travel Nurse Specialities

Typically, nursing specialties that lack licensed practitioners offer more pay than other specialties, which further increases earning potential for travel nurses. Higher acuity facilities also offer higher pay, as they need skilled practitioners who can meet their patients’ needs. Here are five in-demand specialties for travel nurses.

Labor and Delivery

Emergency room, medical-surgical/telemetry, critical care – intensive care unit, operating room registered nurse, 4 ways to increase pay as a travel nurse.

While travel nurse pay may exceed traditional full-time RN salaries, travel nurses can additionally increase their earning potential by considering factors like demand for specialties, understaffed or unpopular shifts, and locations in need of skilled RNs.

Travel nurses should examine the full benefits package to determine if jobs can provide sufficient take-home pay. For instance, regions with a high cost of living may impact how much practitioners actually earn if stipends do not cover all costs.

Frequently Asked Questions: Travel Nursing Salaries

How much does a traveling nurse make per year.

Travel nurse salaries vary significantly, especially since the outbreak of COVID-19. Factors that can influence earning potential include geographic location and specialty. However, travel RNs should anticipate working 46 weeks a year and earning about $2,183 on a weekly basis .

Do travel nurses get paid more?

Travel nurses typically earn more than full-time salaried RNs because they often take job assignments where there is a nursing shortage. Travel nurse agencies also pay practitioners by the hour and offer additional benefits, including housing and meal stipends.

Is travel nursing worth the money?

Travel nurses generally earn more than salaried RNs. However, practitioners should consider their lifestyle as well. For instance, an RN with a family may not feel the additional pay outweighs time at home, while another practitioner may find the pay suitable and enjoy the travel opportunities.

Do travel nurses get time off?

Travel nurses often do not receive time off since they work hourly and take temporary job assignments. While assignments vary, travel nurses should plan to work for 8-26 weeks at a time. Most travel nurses schedule time off between job assignments.

Learn More About Travel Nurses

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Contract Nurse Agencies Are Making Big Money in the Age of COVID-19. Are They ‘Exploiting’ the Pandemic?

I n the 40 years that Jennie Kahn has worked as a registered nurse, the last two have been by far the most grueling.

A lot of that is due to COVID-19, which transformed health care facilities, including Thomas Health’s hospital system in Charleston, West Virginia, where Kahn works, into triage centers and forced nurses to take on an extraordinary amount of personal risk and heartache. It’s no mystery why some 18% of health care workers quit their jobs between Feb 2020 and Sept 2021, according to a Morning Consult poll.

But another reason these past two years have been so punishing, Kahn says, is that hospital nursing staffs have been subject to extraordinary churn as thousands of nurses have quit their staff positions to become contract travel nurses, where the pay is often two to four times higher. This rapid turnover has triggered a costly feedback loop: hospital administrators, facing shortages in staff nurses, spend a mint hiring contract nurses, which makes them less able or willing to increase their staff nurses’ pay. So more staff nurses quit to become contract nurses, thus further lowering nurse supply and driving demand for contract nurses. “It is a vicious cycle,” says Kahn, the hospital system’s chief nursing officer.

Meanwhile, contract nursing agencies have increased their prices. The advertised pay rate for travel nurses has surged 67% from January 2020 to January 2022, according to Prolucent Health, a workforce management tool for healthcare companies, while some staffing agencies such as AMN Healthcare, told TIME that pay rates for travel nurses at facilities they work with rose by 164% from the fourth quarter of 2019 to the fourth quarter of 2021. Some of these agencies’ profit margins top 20%.

Some hospital administrators, many of which saw their facilities’ profits shrivel during COVID, say they’ve reached a crisis point and are calling on Congress and the Biden Administration to step in. They argue that contract nursing agencies are exploiting circumstances resulting from COVID-19 to pad their own pockets. The agencies say their prices are merely a reflection of growing demand. Nurses, meanwhile, argue that hospital administrators, who are somehow finding a way to pay premium rates for contract nurses, could have avoided the mass nurse exodus by paying their staff nurses better and improving working conditions from the start, and that a fragmented nursing force with quick turnover is bad for patients’ health.

The solution is not straight-forward. Health care facilities, desperate to keep nurses on staff, may have to improve salaries and working conditions, but at many facilities, that’s easier said than done. At long-term care centers, bottom lines are dictated by Medicare and Medicaid reimbursement, and at many small and medium-sized hospitals, the cost of personal protective equipment and patient loads have fluctuated dramatically since March 2020.

“This is not anything that any health system can sustain for a long period of time,” says Kahn. “If the rates do not decrease or if travel nursing is not reduced somewhat, hospital systems are going to have to find alternative ways to provide patient care.”

An explosion of temporary staffing

Travel nurses have been around for decades and became more widespread in the 1980s, as nursing shortages grew, but it’s really the pandemic that changed the landscape of the profession. In some healthcare settings, contract nurses are now almost as prevalent as staff nurses.

Jeffrey Tieman, president and CEO of Vermont Association of Hospitals and Health Systems (VAHHS), says that prior to COVID-19, his system used travel nurses “as a stop gap”; now he says they’re “in every department of the hospital every day of the week.” The same is true of Thomas Health, Kahn says. When she first became the hospital system’s chief nursing officer in 2019, the acute care team didn’t rely on traveling nurses at all; these days, about 40% of her acute care nurses are on temporary contracts.

The financial fallout of this trend for hospitals’ and nursing homes is staggering. Due largely to the increase in contract nurses, Thomas Health is now roughly 100% over its previous staffing budget, the hospital system tells TIME. Between Fiscal Years 2020 and 2021, VAHHS’s outlay for contract nurses increased $29 million, or 35%, the group says. “As the pandemic picked up and dragged on, the need for nurses intensified when the supply of nurses diminished,” Tieman says.

Depending on contract nurses also creates logistical problems, says Deb Snell, a registered nurse and the president of the Vermont Federation of Nurses & Health Professionals. “It is difficult when you have new people coming in every 12-13 weeks, and orienting them to your floor, making sure they know where equipment is, where meds are, who to call for a problem,” she says. “It’s constant turnover.”

Struggling to fill empty roles and way over budget on staffing, VAHHS reached out to Vermont Congressman Peter Welch for help coming up with a solution, and on Jan. 24, Welch and Morgan Griffith of Virginia wrote a letter to the White House, cosigned by nearly 200 other members of Congress. The letter urges the Biden Administration to investigate the extent to which contract nursing agencies are exploiting the pandemic to drive their profits by engaging in anticompetitive activity. “We are writing because of our concerns that certain nurse-staffing agencies are taking advantage of these difficult circumstances to increase their profits at the expense of patients and the hospitals that treat them,” the letter says.

Days later, the American Hospital Association and the American Health Care Association/National Center for Assisted Living, the major nursing home trade group, threw their support behind Welch and Griffith, calling on the Administration to help prevent the travel agencies “from exploiting our organizations’ desperate need for health care personnel.”

Travel nurses, meanwhile, were incensed. On social media and message boards, they begged supporters to call their members of Congress to defend them and their pay schedules. “Wait, what? They want to cap travel nurse pay but they won’t cap CEO and executive pay? Well… I guess they know who their true masters are, and it sure as hell ain’t the voters,” wrote one Reddit user.

“It’s just because they can get away with it”

Welch says capping contract nurses’ take-home pay was never the intention of his letter. “I never have and never would propose a cap on nursing pay,” he says. “Nurses are the frontline, and they’re overworked, they’re underpaid, and they legitimately point out how the executives get fat salaries while they have to do all this work.”

Instead, he says, one big reason for the financial burden on hospitals is the fees that nurse staffing agencies charge to assign travel nurses to health care settings that need them. Proculent Health, the workforce management tool used by healthcare companies, estimates that hospitals and other healthcare facilities are billed an additional 28% to 32% above the wages the agencies pay contract nurses.

Welch argues these agencies may be exploiting the pandemic’s circumstances at the expense of hospitals, health centers, and the patients who seek care at them. “The fee that the agency charges is not related to any additional work they do, or any value added,” Welch tells TIME. “It’s just because they can get away with it.”

AMN Healthcare Services reported its gross profits were $434 million in the fourth quarter of 2021, up 109% from a year prior, according to an annual earnings report . Its net income, which takes into account all business related expenses and taxes it had to pay, was $116 million, an 1100% increase. Another healthcare staffing agency, Cross Country Healthcare, saw its revenue increase 93% between the third quarters of 2020 and 2021. It also reached $1 billion in annual revenue for the first time in the company’s history in 2021.

In recent months, private equity firms have begun acquiring contract healthcare staff agencies at a rapid clip, signaling to Welch that investors believe there is even more money to be made off the travel nurse industry in years to come—which would put hospitals under even greater strain. One of the largest healthcare staffing agencies, Medical Solutions, was purchased by two private investment firms in August. Favorite Healthcare, another large staffing group, was bought by a private equity-owned staffing firm in January.

“Three of the 10 largest staffing agencies—and probably more—were purchased by private equity right around the time that the pandemic began,” Welch says.

Staffing agencies argue that the higher prices health care facilities are paying are driven primarily by the higher wages the agencies pay nurses to meet the demand. In 2020, 75% of revenue nurse staffing agencies made went to wages and the costs of employing nurses, including payroll taxes, worker’s compensation and unemployment insurance payments, and other benefits, says Toby Malara, vice president of government relations for the American Staffing Association (ASA), a trade group for the staffing industry. He adds that most of the association’s nurse staffing agencies have seen their profits remain “relatively stable” during the pandemic.

Nurses worry about pay cuts — for good reason

Many nurses are worried that heightened government scrutiny will result in lower take-home pay for them — and that anxiety is not necessarily unfounded. Some states already cap nurse pay under certain situations, or are considering legislative action to do so. Minnesota, for example, caps contract nurses who work in nursing homes. The most that an RN can earn per hour during non-holidays is $62.36, according to documentation provided by the state’s Department of Health. Massachusetts caps pay for RNs at hospitals around $120 per hour. At nursing home facilities, the state caps an RN’s pay around $79 per hour, the state’s Executive Office of Health and Human Services says .

Other states including Kansas, Ohio, Oregon, Illinois and Pennsylvania are now considering legislation to cap nurse pay in some cases. Pennsylvania state Rep. Timothy Bonner has introduced a bill to establish maximum rates for employees of travel nursing agencies in his state that would be no higher than 150% of the average statewide pay rate for similar jobs. “[Staffing] agencies have seized on the pandemic and the critical need for workers,” he wrote in a letter to his statehouse colleagues, according to the Lewistown Sentinel , “and have raised their hourly rates to 100 percent, 200 percent or even 400 percent above the current median wage rate.”

The White House referred TIME’s questions about how regulatory action against the contract nursing industry would work to the Federal Trade Commission, which did not return a request for comment.

Many nurses say arbitrary pay caps are unfair. The problem is not high pay, they say; it is that there aren’t enough nurses to do an increasingly challenging job for relatively low wages. And while the pandemic exacerbated nurse shortages nationwide, the problem long preceded COVID-19’s added pressures. “Things were already getting tight even prior to the pandemic,” says Snell in Vermont. “Nurses have known and seen this coming for a while. We just couldn’t get people to listen.”

Part of the issue is demographics. The median age of RNs in 2020 was 52, according to a recent survey from the National Council of State Boards of Nursing, and with baby boomers retiring, more nurses will need replacing. But there’s no lack of interest. Enrollment in baccalaureate and higher-degree nursing programs increased in 2020, according to the American Association of Colleges of Nursing, and nurse practitioner graduates have swelled in recent years too. Nursing schools could be training even more graduates, experts say, but the cost of nursing school can be a barrier for students, and schools are also experiencing a shortage of nursing instructors.

But the largest factor, according to nurses unions and professional groups, is how low the pay is compared to how difficult the work environment is. “There is no nursing shortage in the United States. There is a shortage of nurses who are willing to work in these conditions,” says Michelle Mahon, a registered nurse who is assistant director of nursing practice at National Nurses United (NNU), the largest nurses union in the country. “This is something that’s been created by health care employers over a very long period of time.”

NNU has frequently criticized hospitals for adopting what it says are policies of chronic understaffing in order to help their bottom line. High patient-to-nurse ratios deteriorated patient care and put nurses at increased risk of workplace injuries and infections before COVID-19, Mahon says. Then when the pandemic swept in, hospitals that had prioritized cutting costs were unprepared.

Health care doesn’t operate like a free market

While some nurse unions have been able to demand raises from large hospital systems during the pandemic, health facilities that see primarily patients who have government health insurance are often more limited in what they can pay. Nursing homes are overwhelmingly paid by Medicaid and Medicare, so they say the rates they can pay nursing staff are largely determined by how much the government programs reimburse per patient, and hospitals in low-income areas can face similar situations.

About 70% of the costs of operating a nursing home are related to labor, according to Clif Porter, senior vice president of government relations at AHCA/NCAL. But even as facilities have had to pay two to three times normal wages to hire temporary nurses during the pandemic, their reimbursement rates have not kept pace. “I can’t pass on inflation to my customer,” he says. “This creates a situation where our expenses exceed our revenue. It’s just that simple. And that’s just not sustainable.”

Porter says that he doesn’t want maximums for what nurses can make, but floats the idea of a cap on agency profits or regulations that stipulate how much of what a staffing agency charges it must pass on to its workers.

“If the legislation were to directly impact the [agency] overhead, we don’t believe that nurses salaries would be impacted,” says Ernest Grant, president of the American Nurses Association. But the ANA does not support any effort to lower nurse wages, and Grant added that the concern over price gouging has “become quite a distraction.”

Mahon agrees, saying the idea of investigating these staffing agencies will not solve the staffing crisis. Even if the health care facilities are not happy about the rates these staffing agencies are charging, she notes, they have found the money to pay them. “If there was serious reflection and introspection and desire to solve [the nursing shortage], it would be focused inward by this industry,” Mahon says.

More nurses, better treatment

Nurses groups’ say there are other solutions that could retain and attract a larger workforce. NNU would like to see minimum staffing ratios, enhanced workplace safety measures, and increased funding for nursing education, for example. The ANA has also promoted ideas including improving nurse hours and mental health support, adjusting the Centers for Medicare and Medicaid Services payment methods, and removing barriers that make it difficult for nurses to practice. “We really need to address it once and for all, and not just cap it off at this particular time,” Grant says.

Desperate to retain staff, Thomas Health, where Jennie Kahn works, has increased bonus pay, instituted recruitment bonuses, expanded its tuition repayment programs and started offering its staff free meals at hospital cafeterias.

The University of Vermont Medical Center, meanwhile, just agreed to raise its nurse’s wages by 20% over two years, with 10% being implemented now and an additional 5% coming in October 2022 and an additional 5% coming in October 2023.

Though Snell says the raises are a positive step toward retaining staff, she’s not certain it is sufficient to stop the bleeding. A study released in October by the American Nurses Foundation reports 21% of nurses nationwide said they planned to resign from their jobs within the next six months. Another 29% said they were considering leaving. University of Vermont Medical Center is not immune.

“We have a lot of nurses leaving our hospital to go travel,” she says. “I’m hoping the 10% right now will be enough to maybe keep some of them in place.”

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Why travel companies are guaranteeing the weather

Weather guarantees incentivize travelers to book trips without worrying about rain, heat or a northern lights no-show.

Travelers can control nearly every detail for their trip: where to stay, when to eat, what to see and how to get around. Weather, on the other hand, just does its own thing.

To convince vacationers who may be too afraid of a washout to book a trip, travel companies are sweetening the deal. Rain ruined your golf game? Get a refund. Northern lights a no-show on your cruise? Sign up for another — free. Subpar snow on the slope? Trade in your lift ticket for another day.

Such promises aren’t ubiquitous, and they often come with fine print or at additional expense. But as climate change leads to an increase in extreme weather events, more travel industry players are trying to ease the blow of a rainy spell, scorching afternoon or even disappointing lack of natural phenomena.

“The experience matters so much more than the money to people,” said Nick Cavanaugh, founder and CEO of Sensible Weather , which pays travelers if the forecast meets certain conditions. “For many trips, the weather is the make-or-break for the experience.”

Weather guarantees are different from traditional travel insurance policies, which typically covers costs if a vacation has to be canceled or cut short because of a covered emergency such as illness, injury or natural disaster, said Jenna Hummer, spokeswoman for the travel insurance comparison site Squaremouth. Insurance policies can cost roughly 5 to 10 percent of the cost of a trip.

“That would be super frustrating if you spend X amount of money and go on a beach vacation and it rains the entire time,” she said. “Unfortunately, travel insurance does not cover loss of enjoyment.”

Guarantees for northern lights, powdery snow

Individual hotels, ski resorts, destinations, cruise lines and others have all offered their own twists on weather guarantees.

In 2019, the Italian island of Elba promised a free overnight stay (which is no longer in place) on days when it rained for more than two hours during peak activity times.

The InterContinental Singapore advertises a Rain Resist Bliss package for certain suites, good through the end of the year, that gives a one-night rebate if plans are disrupted by rain. Many ski resorts allow visitors to get a rain check on lift tickets if the snow doesn’t meet expectations.

SeaWorld offers a “Weather-or-Not Assurance” for its marine-themed parks and other brands that guests can return free within a year if extreme weather, including heat, puts a serious dent in their plans.

Holland America Line dangles a “glacier guarantee” for Alaska cruises, promising a credit for a future cruise equal to 15 percent of their fare if a voyage unexpectedly skips a glacier visit. At least two other cruise lines, Norway-based Hurtigruten and Havila Voyages , make a “Northern Lights Promise” for a free cruise if no aurora occurs during a sailing at certain times of year.

“The northern lights is a bucket-list [event] for so many travelers,” said Anders Lindström, spokesman for Hurtigruten, which has offered its promise for nearly a decade. “We know people book with us for the northern lights.”

He said chances are high for viewing the phenomena in Arctic Norway between October and March; travelers “almost never” have to take the cruise line up on its free-cruise offer — and if they did, they would still have to pay for flights to get to the ship. Still, Lindstrom says the guarantee helps guests have confidence to book in the first place.

“We’re not in charge of the weather,” he said. “I wish we were.”

Bad forecast = money back

Sensible Weather, which started offering weather promises in 2021, has sold more than 100,000 guarantees covering rain since then. The company partners with 3,500 businesses including campsites, tour operators, hotels, golf courses, attractions and others; those businesses allow customers to buy a “Weather Guarantee” as part of the checkout process. Sensible Weather mostly covers rain and, at ski resort partners, too much snow, but it started offering heat protection earlier this year. Cavanaugh said he is also interested in potentially adding air quality, following last year’s inundation of wildfire smoke.

The cost to insure against bad conditions is generally 5 to 10 percent of what a traveler is spending, Cavanaugh said. The parameters — for example, how many hours the rain forecast needs to be to get reimbursement — are set when the purchase is made. If the forecast meets that requirement, customers automatically get reimbursed, even if they move forward with their plans in the rain. The thresholds and prices vary according to the risk, and of course the weather could be good, which means no money would get returned.

“You can still go jet-skiing in the rain,” Cavanaugh said. “You cannot go jet-skiing in the rain and take the money we give you and go get a massage.”

The company provided some examples of how the coverage works: a couple who paid $12.78 to protect their $115 cost to camp for a June night in Tennessee was guaranteed a 100 percent payout if it rained for at least three hours. They got that $115 back after the rain lasted four hours.

In Utah, the cost was $3 to protect a one-night, $122 hotel stay in August with the promise that one hour of rain would result in reimbursement. The customer got $122 back after rain fell for an hour.

Because payments are made based on forecasts, people get their money back even if predicted weather doesn’t show.

“It’s a win-win,” Cavanaugh said. “We’re trying to get people money as soon as possible, ideally before the bad thing happens, to sort of maximize the probability that you have a good day.”

A newer company, WeatherPromise , also promises guarantees against rain for a price.

Campspot , a site that lets travelers book camping and RV sites, partnered with Sensible Weather last year after customer research revealed unpredictable weather “was the most stressful part” about booking a trip and camping, said Jeff Bettin, vice president of commercial strategy and performance.

He said the company found that customers were more likely to book after the guarantee was introduced.

“We think it’s potentially providing more confidence to get over that mental hurdle: ‘Oh, what if it rains?’" he said. “Now you have some peace of mind.”

Policies cover comfort

Collective Hill Country , a glamping site in Texas, is the first partner to offer guests the heat option as the outdoor hospitality company seeks to extend the dates it operates in the summer. Chief hospitality officer Vanessa Vitale Hughes said that the property already offers air conditioning, running water, showers, steel pools and foods appropriate for warm weather.

“I think that we’ve done a very good job of ensuring comfort in all types of conditions,” she said. “And I think it also depends a little bit on the guest — which is why any type of weather guarantee is an extra layer of protection for those who need it.”

The company has offered the rain protection at its property in New York City as “kind of an extra raincoat, if you will,” Hughes said, and got good feedback.

She said that in Texas, if the weather reaches temperatures set by the policy, guests will still be able to take part in whatever activities they’re comfortable doing — they'll just get money back for the day.

Carolin Lusby, an associate professor at the Chaplin School of Hospitality & Tourism Management at Florida International University and co-director of the Global Sustainable Tourism program there, said there are some travelers who would be most likely to opt to purchase weather promises. Potential customers include families and those who are risk-averse, big spenders who have more to lose from a disruption.

Lusby, who is organizing a conference about sustainability and climate change, said she expects the warming earth to continue to affect travelers in meaningful ways.

“It’s changing weather patterns," she said. “It’s something that’s going to impact us for sure.”

More travel news

How we travel now: More people are taking booze-free trips — and airlines and hotels are taking note. Some couples are ditching the traditional honeymoon for a “buddymoon” with their pals. Interested? Here are the best tools for making a group trip work.

Bad behavior: Entitled tourists are running amok, defacing the Colosseum , getting rowdy in Bali and messing with wild animals in national parks. Some destinations are fighting back with public awareness campaigns — or just by telling out-of-control visitors to stay away .

Safety concerns: A door blew off an Alaska Airlines Boeing 737 Max 9 jet, leaving passengers traumatized — but without serious injuries. The ordeal led to widespread flight cancellations after the jet was grounded, and some travelers have taken steps to avoid the plane in the future. The incident has also sparked a fresh discussion about whether it’s safe to fly with a baby on your lap .

• Best for customer satisfaction
• Best for older adults
• Best for long-term care
• Best for high returns
• Best for agent support
• Best for term life
• Why you should trust us

Best Life Insurance of June 2024

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

Life insurance is as complicated as the policyholders and beneficiaries who use it. That means there's no single "best" life insurance company. Instead, you can find the best option based on what you want or what you prioritize.

Summary of the Best Life Insurance Companies

• Best for customer satisfaction:   State Farm Life Insurance
• Best for older adults:   Prudential Life Insurance
• Best for agent support:   New York Life Insurance
• Best for long-term care:   Columbus Life
• Best for high returns:   Allianz Life
• Best for term life:   North American Company

Best Life Insurance Companies of 2024

While there is no such thing as the objective best life insurance policy, you will be able to find the best insurance policy for your specific needs. Here are our picks for the best life insurance companies, whether you want to use your life insurance policy to build wealth through cash value or you're just looking for a term life insurance policy .

Best Life Insurance for Customer Satisfaction: State Farm Life Insurance

Bundling is standard, and agents often quote with multiple discounts.

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Best in JD Power customer service ratings
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Company offers a range of different insurance products to meet buyer needs
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Agents are knowledgeable about its products
• con icon Two crossed lines that form an 'X'. Life insurance products are conservative and limited
• con icon Two crossed lines that form an 'X'. Buyers may be subject to multi-year waiting periods before they qualify for full payouts on life insurance policies
• con icon Two crossed lines that form an 'X'. State Farm agents cannot offer alternative options if State Farm is unable to bind a life insurance policy

State Farm is one of the insurance industry's most prominent insurers offering auto, home, and other insurance. Bundling is standard, and agents often quote with multiple discounts. Its term, universal, and whole life insurance products are no exception.

• Life insurance products include term and permanent life
• Ranks highly for customer satisfaction

State Farm Life Insurance gets the best life insurance ranking in J.D Power's Individual Life Insurance Study, with a score of 843/1,000. The company is also ranked A++ with AM Best for its financial stability with term, universal, and whole life insurance options. 

All State Farm policies have to be purchased through a State Farm agent. Your agent can help you bundle and save or buy one policy. State Farm is also among the companies offering "survivorship universal life insurance ," which means the policy covers two people, and it kicks in after the second person dies. Couples looking to maximize their death benefit for beneficiaries with one premium payment each month may enjoy lower overall costs.

State Farm agents can run quotes and compare options to find the right plans for each applicant. The range of options, discounts, and familiar name all contribute to the popularity of State Farm's life insurance.

Read our State Farm Life Insurance review here.

Best Life Insurance for Older Adults: Prudential VUL Protector Life Insurance

Offers aggressive financial plans.

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Available in all 50 states (New York residents may have different plans)
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Buyers can withdraw money to pay for nursing home bills due to severe illness or disability
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Knowledgeable agents who can walk you through your options
• con icon Two crossed lines that form an 'X'. Financial returns are limited
• con icon Two crossed lines that form an 'X'. Limited policy options for seniors and other groups who might struggle to find life insurance

The aggressive financial plans offered by Prudential may appeal to many younger buyers and those with a stable income. However, those with lower income or buyers who aren't sure about the financial system may be more hesitant to engage with Prudential. Like many other industry giants, Prudential is working to change this perception.

Prudential Life Insurance is available in all states except New York. New York residents can buy the Pruco Life of New Jersey VUL Protector plan. This plan allows buyers to pull money out of their plan to pay for nursing home expenses. Cash value policy premiums are fixed, so you won't have to worry about extra costs later on. Internal costs are low, which minimizes risk. Due to age, many older adults want a safe investment option for their money. Prudential VUL Protector invests to avoid loss. That also means you're not as likely to see big increases in your available funds outside of what you deposit.

Read our Prudential Life Insurance review here.

Best Life Insurance for Long-Term Care: Columbus Life Insurance

Offers lien method to makes it easier to calculate the financial impact of pulling money out early.

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Buyers can pull money out for medical and other bills in the event of disease or disability
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Columbus uses lien method to simplify accelerated death payments
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Company offers a wide range of riders to customize policies
• con icon Two crossed lines that form an 'X'. Premiums may be higher than competitors
• con icon Two crossed lines that form an 'X'. Term policies are not guaranteed to be converted to whole

Best for long-term care and accelerated death benefits.

Columbus Life offers a wide range of riders to customize your policy with affordable premiums. The company also allows you to convert term policies to whole life insurance policies until the end of your term (generally around age 70). For this and many other reasons, customer satisfaction is high.

When using living health benefits (otherwise known as accelerated death benefits), buyers are allowed to pull money from policies early to pay for medical bills, living costs, etc. under certain circumstances. Most companies use a discounted death benefit, which reduces your final payout using two models. Columbus uses the lien method, which makes it easier to calculate the financial impact of pulling money out early.

Best Life Insurance for High Returns on Income: Allianz Life Insurance

Offers life insurance policies for foreign nationals with H-1B visas.

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Plans offer high returns on investment
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Great for investment and long-term retirement planning
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. May increase your income by as much as 20%
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Allianz offers plans for foreign nationals including H-1B visas
• con icon Two crossed lines that form an 'X'. Plans are meant specifically for high-income adults, alternatives may not be offered

Best for investing and high returns on income.

Allianz Life plans are geared towards high-income adults looking for more tax-free income. Allianz offers a 40% multiplier bonus with a 1% annual assets charge. In short, the professionals managing your investments take 10%. Overall, your investments would pull in an extra 14%-1% asset charge. This means you end up with 3% more than what you deposit every year your life policy is active. This plan offers strong returns when using a life policy to supplement your retirement savings. Allianz also offers specialized plans to grow your income by as much as 20% according to some estimates.

Of note: Allianz also offers plans for foreign nationals, including those with H-1B visas.

Best Life Insurance for Agent Support: New York Life Insurance

Offers aggressive financial products and extensively trained agents.

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong life insurance options for financial planning and wealth building
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Policies available nationwide
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Knowledgeable life insurance agents
• con icon Two crossed lines that form an 'X'. May require a medical exam
• con icon Two crossed lines that form an 'X'. Buyers looking for more modest policies may not find the most competitive pricing

If you're preparing for a comfortable retirement or looking to build generational wealth, New York Life is one of the strongest options. If you have questions or genuinely want to understand your life insurance options, New York Life agents are among the most qualified professionals in the business.

• Life insurance provider with policies available across the US

New York Life Insurance agents go through extensive training before they ever hit the sales floor. What does this get you? Policies vary widely, and New York Life offers both large and small payouts. Some policies have significant penalties for early withdrawal, but taking a loan offers more options. Whatever your questions, New York Life agents are trained to offer comprehensive support giving you accurate information about its policies every time. The company comes in at position eight in J.D. Power's latest life insurance customer satisfaction study.

Read our New York Life Insurance review here.

Best Life Insurance for Term Life: North American Life Insurance

Offers term policies alongside accelerated death benefits for critical, chronic, and terminal illnesses and more.

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers accelerated death benefits for critical, chronic, and terminal illnesses
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers conversion for life policies up to 70 years old
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Term policies can be renewed up to age 95 for qualifying applicants
• con icon Two crossed lines that form an 'X'. Not all term policies qualify for renewal or conversion

Best Term Policy.

North American Company offers term policies alongside accelerated death benefits for critical, chronic, and terminal illnesses and more. The company allows one conversion on a 20-year policy at 15 years or 70 years old (whichever is earlier). The conversion cannot happen later than the five-year marker regardless of which policy you choose or the length. North American Company also offers a term policy with a lower premium renewable up to the age of 95 for qualifying insureds.

Types of Life Insurance

While there's many different types of life insurance policies , broadly speaking, there are two types of life insurance: temporary and permanent. Let's go over each in detail.

Temporary life insurance

Temporary life insurance is often called term life insurance. This type of policy covers you for a set amount of time before expiring, usually between 10-30 years. If you pass away after your policy expires, your family won't receive any benefits. Additionally, your policy won't accrue cash value like a permanent policy. That said, some term life insurance policies offer a conversion from term to whole life insurance, so you can extend your coverage. 

Because its benefits aren't guaranteed, term life policies are generally cheaper than permanent life insurance. That said, the vast majority of term life insurance policies never pay out. on

Permanent life insurance

Permanent life insurance is an umbrella term for a variety of life insurance policies that will insure you indefinitely and guarantee a payout as long as you maintain your policy. Policy types that fall under permanent life insurance includes:

• Whole life insurance
• Universal life insurance
• Variable life insurance
• Variable universal life insurance
• Simplified life insurance
• Guaranteed issue life insurance

These policies vary widely in purpose and intended buyers, but all guarantee death benefits to your loved ones. Some permanent life insurance policies, like whole, universal, and variable have a cash value component , which you can use as a savings tool or to leave your heirs a larger death benefit.

How to Pick the Best Life Insurance Policy for You

Finding the right fit in life insurance starts with finding a trusted insurance agent. Because there are so many state regulations, shopping for homeowners or auto insurance can be easily done online. Life insurance is not required. So it's a voluntary purchase. Many buyers don't know what they need or when they need it. Before making your selection, consider a few things:

Some companies will sell you a policy for your child as soon as they're born. While this may seem morbid, early sign-up means lower rates for a policy your child could enjoy in the future. Regardless, early sign-up equates to more policy for lower premiums and a higher likelihood of acceptance. At 20, you may be healthier and be able to pay into the policy for a longer period compared to when you're 50 with more age-related conditions.

As a general rule, never agree to more than you can afford. For the average life insurance agent, their job is to sell you a large policy with a large commission. Consider not only how much you make now, but how likely your current income is to continue. If you work on a project basis and your project is scheduled to end in 12 months, you may want to reconsider a policy premium outside your monthly savings.

How much are you prepared to buy? Some people only want a small policy to cover funerals and other end-of-life expenses. Others build a life policy into their retirement plan. Whatever direction you're going, involving a financial planner could help you make the right decisions. Depending on the carrier, customers can also compare set limits with index universal life policies, which set no limit. These policies never expire, and the value builds over the entirety of your life.

Living Benefits

Life happens unexpectedly. You could be healthy one day and in the hospital the next. Many life policies offer living benefits. These allow you to draw a limited amount out of your policy to cover medical and other bills you cannot pay while sick.

Much like a 401(k), many life insurance policies have penalties for early withdrawal. No matter what policy you want, this question is critical to an informed decision. It's a question of how early you can withdraw and how much you'll lose from the total to have the money in 10 years instead of 30 or after death.

Some policies require insured parties to pay premiums for at least one year before any significant payout would be available. Suicide exclusions are common. Even with no medical exam policies, the company may still do a check for known conditions. An insurance company has to mitigate its risk.

Flexibility

Once you've been denied a life insurance policy, a mark goes on your record. No matter the reasons, other insurance companies may deny you coverage based on the first denial. So consider your whole situation and choose your policy carefully before you submit any applications. Some policies have greater flexibility if you lose your job or otherwise can't make payments. Others will lapse if you miss even one payment.

Payment Type

Even within whole life or term life insurance policies, customers have the option to choose guaranteed fixed or variable rates. Some have guaranteed payouts, but you'll need to ask your agent for details.

What is your intended use? Why are you shopping for a life insurance policy in the first place, and what are your goals? Many successful financial planners also have a background in life insurance. So while they may not be able to find you a specific life insurance policy, financial planners can help you set out a blueprint for your purchase.

Why You Should Trust Us: How We Reviewed the Best Life Insurance Companies

In life insurance, it's easy to get "sold a bill of goods." Many life insurance agents pass a state test to be thrown into the deep end. Agents sell the company product, but not all know the products. In this vein, we look at the products each company offers. We also look at agent training.

A good life insurance agent may not volunteer all facts upfront. But a company's agents should answer questions about its products accurately and in a way the average consumer can digest. Agents should be able to inform you about the long-term benefits and limitations. This will help customers find the right policy for their long-term plan.

We consider affordability, policy sizes available, and performance for a comprehensive assessment in our insurance rating methodology . If you can, we recommend also working with a financial advisor to make a plan for your future with life insurance.

Our Expert Panel for The Best Life Insurance Companies

To inform our choices for the best life insurance companies, we spoke with the following experts:

• Paul LaPiana , head of product at MassMutual
• Barbara Pietrangelo , CFP, CLU, and chair of the nonprofit Life Happens
• Wykeeta Peel , Corporate Vice President and Market Manager, African American Market Unit at New York Life

The Experts' Advice on Choosing The Best Life Insurance for You

How much life insurance coverage do you believe the average buyer should have.

Paul LaPiana, Head of Product at MassMutual

"There are different approaches to determining how much life insurance you need. One is the 'human life' approach, which estimates the current value of your future earning potential. Another is securing specific coverage to pay off debts such as a mortgage or provide for the education of children. A comprehensive protection plan should provide the right amount of coverage over the course of your working life and into retirement."

Barbara A. Pietrangelo, Chair of Life Happens

"There is no one-size-fits-all life insurance policy because everyone is different. One way to get a rough estimate is to multiply your income by 10 to 15; another is adding $100,00 to that amount, should you have a child and anticipate college education expenses.

Your best bet is to talk to a financial professional or use the Life Insurance Needs Calculator on LifeHappens.org to analyze what's right for you."

Wykeeta Peel, Corporate Vice President & Market Manager African American Market Unit at New York Life

"As you consider what policy best meets your needs, it can help to answer four key questions: First, how much death benefit do you need? Second, how long will you need that coverage? Third, what is your budget (or how much monthly premium can you afford to pay?), and finally, what is your investment risk tolerance?

To determine how much death benefit makes sense, it's helpful to think beyond using life insurance to cover funeral expenses and consider whether anyone is relying on the policy owner's income to maintain a lifestyle, pay rent or a mortgage, or fund a child's education and for how long.

There are various rules of thumb regarding the right amount of Life insurance coverage. Some tips can be found online, but they only provide an estimate and don't necessarily factor in an individual's specific needs. In my opinion, human guidance, powered by technology, is required. Basically, it comes down to how much money your loved ones would need to remain on firm financial ground if your earnings were no longer in the picture and that is different for everyone."

What is the biggest opportunity you see for improvement in the life insurance industry?

"Increased accessibility through digital and other channels as well as through underwriting enhancements. Increased tailoring of products and features. And an increased emphasis on health and wellness programs."

"Having enough qualified insurance professionals to walk potential buyers through the multiple benefits of life insurance will be pivotal to the growth of the industry. Education is a key factor here, as professional agents also need to be able to explain life insurance and its benefits in an easy, digestible way, especially when there are so many misconceptions about life insurance."

"The need for life insurance is greater than ever. In fact, a recent New York Life Wealth Watch survey found that 37% of adults have been thinking about life insurance more often these days – and half of adults report that financial products that provide protection (50%) and reliability (50%) are more important now compared to last year. This may be especially true for middle-market and Cultural Market families.

Our organizational structure of having Cultural Market agents embedded in the communities where we live and work allows us to understand the needs of diverse communities and develop solutions that resonate with them."

What advice would you give to buyers who are debating whether or not to buy life insurance?

"It is difficult to say with any certainty how healthy you will be years from now. That's why securing life insurance, and insuring your insurability, today, when you are the youngest you'll ever be again, and perhaps your healthiest is a wise decision."

"Do you love someone? If the answer is yes, then life insurance is certainly something you should consider. Many buy gifts and experiences to express their love, but haven't considered that life insurance is just another way to say I love you. Nothing says support like ensuring your family's financial security and peace of mind."

"If you have someone depending on your income, you should consider purchasing life insurance. A death benefit from a life insurance policy can replace income from the loss of a breadwinner, ensure a family can stay in their home, fund educational or retirement expenses, address debt and so much more.

A life insurance policy can also help you grow your family's wealth over time. Once the risk of an unexpected loss has been managed, you can begin to think more broadly about your family's financial future. Life insurance can enable your mindset to shift from death to growth."

What's the most important thing buyers should look for when choosing a life insurance agent/company to buy from?

"With life insurance, you are securing a future commitment that may be decades away. Research the company behind the policy to ensure it has high financial strength ratings, longevity, and an excellent track record of paying claims."

"When looking for an insurance agent or company, be sure to do your research. When comparing companies, be sure to remember that the policy features that fit you and your loved ones best is the most important factor. Don't automatically assume you should buy from the higher-rated company.

If the policy from the other company has more of what you're looking for, it might be the better choice. If you're unsure where to start, try the Life Happens Agent Locator to find an insurance professional in your area."

• "The insurers' track record: At its core, life insurance is protection - a hedge against the unexpected - and you are paying premiums in exchange for the promise that the insurer will be there when you need them, so the financial strength and track record of the company backing your policy is critical.
• Customer service: Are service professionals available by phone and digital channels? Is there is an online dashboard where you can manage your policy? Beyond ensuring assistance is available after you purchase a policy, it's also critical to ensure you have access to trusted advice and guidance before you buy.
• Flexibility in conversion: How easy is it to change? Life can be unpredictable and while term insurance can cover your loved ones through a critical period of time, you may decide that access to cash value is an important piece of your strategy.
• Accelerated online applications : Online applications are convenient but don't replace human guidance. Keep in mind that accelerated online applications may have a maximum coverage amount, meaning that you may not be able to get all the coverage you may need exclusively through an online process.
• A range of payment options: It's important to understand how often you're required to make premium payments and whether and how often you can change the frequency of payments."

Best Life Insurance FAQs

According to JD Power's 2023 life insurance study, State Farm is the highest-rated life insurance company when it comes to overall customer satisfaction. However, you still may want to shop around for quotes from various insurers if you're looking to purchase a new policy.

There isn't one best life insurance company, because the best option for you will depend on the type of policy you're looking for. It's best to work with a qualified insurance agent to help you find the best coverage. If you're deciding between multiple similar options, it's also worth consulting J.D. Power's life insurance customer satisfaction study . The latest study ranks State Farm as the top pick for individual life insurance, outpacing Nationwide by three points.

The best type of life insurance policy for you will differ from someone else's, as your policy should be tailored to your needs. The best policy for you will be affordable and will offer the benefits best suited to your situation. For example, some policies are only meant to cover end-of-life expenses such as burial and funeral arrangements, whereas others include living benefits like a cash value insurance plan , which you can borrow against during your lifetime.

Some life insurance policies are advertised as "no medical exam." This doesn't mean the insurer won't ask you about known conditions or look at medical records. Policies with no medical exam also tend to offer lower benefits with higher premiums. Most companies have a network of medical examiners, some of whom can come to your home. You can find our guide on the best no exam life insurance here.

Each situation is different and requires a knowledgeable life insurance agent to assess your best options. Bring all your questions and the coverage you're looking for to an insurance agent near you to explore your options.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

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Apply for your First Adult Passport

Apply for a Child Under 16

Apply as a 16 or 17 Year Old

Get My Application Status

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Respond to a Letter or Email

• Both parents or guardians must approve that we can issue a passport to a child, and go with the child to apply in person.
• If one or both parents or guardians cannot apply with their child, you will need to show us more documents.
• You cannot renew your child's passport using Form DS-82.
• Passports for children under age 16 are only valid for 5 years. 

Steps to Apply

1. fill out form ds-11 and print it.

Use our Form Filler tool  to fill out your child's form on a desktop or laptop computer and then print it. If you are experiencing technical issues with the Form Filler, download a PDF . 

Tips to complete your child's form :

• Do not sign your child's form until asked to do so by a passport acceptance agent or employee. 
• You can apply for a passport book , a passport card , or both documents.
• You may ask for a larger passport book with more visa pages, at no extra cost, by checking the 'large book' box at the top of the DS-11.

2. Get Evidence of U.S. Citizenship (and a photocopy)

Your evidence must be an original or replacement copy. The document must have the official seal or stamp of the office which issued it. You must submit one of the following documents for your child:

• Issued by the city, county, or state of birth
• Lists applicant's full name, date of birth, and place of birth
• Lists the parent(s)' full names
• Has the date filed with registrar's office (must be within one year of birth)
• Has the registrar's signature
• Has the seal or stamp of the city, county, or state which issued it
• Consular Report of Birth Abroad or Certification of Birth
• Certificate of Citizenship
• Please note you must also provide a document, such as a birth certificate, that lists the parent(s) or legal guardian(s) of the child. Full validity means the document is or was valid for 10 years for adults and 5 years for children under 16. 

If you cannot submit one of these documents, go to our  Citizenship Evidence page  for more information.

Paper only : You cannot submit digital evidence of U.S. citizenship such as a mobile or electronic birth certificate. You must submit physical evidence of U.S. citizenship and a photocopy of the document. 

Returning your child's document : We will return your child's document in a separate mailing up to 8 weeks after you receive the new passport.

Tips for making a photocopy :

• Black and white (no color)
• Use 8.5 inch by 11 inch paper
• Use a single side of the paper

If you do not submit a photocopy, you must submit a second copy of your citizenship evidence. We will keep this copy for our records.

3. Show Your Relationship to Your Child

You must submit a document that lists the parent(s) or legal guardian(s) of the child. Examples include:

• U.S. birth certificate (also evidence of U.S. citizenship)
• Foreign birth certificate
• Adoption decree
• Divorce or custody decree
• A court order

Some documents, like a U.S. birth certificate, show  both  U.S. citizenship and parental relationship. These documents must be originals or certified copies (not photocopies).

You and your child may have different last names, as long as the document showing your relationship to your child lists your full name.

If your name is different than the one on the document showing your relationship to your child, submit proof of your legal name change.

4. Get a Photo ID (and a photocopy)

Both parents or guardians must bring a physical, photo ID and a photocopy of it. If your photo ID is from a different state than the state in which you are applying, bring a second photo ID. 

You must show at least  one  of these photo IDs:

• Valid or expired, undamaged U.S. passport book or passport card 
• In-state, fully valid driver's license or enhanced driver's license with photo
• Certificate of Naturalization 
• Certificate of Citizenship 
• Government employee ID (city, county, state, or federal)
• U.S. military or military dependent ID
• Current (valid) foreign passport
• Matricula Consular (Mexican Consular ID) used by a parent of a U.S. citizen child applicant
• U.S. Permanent Resident Card (Green Card) used by a parent of a U.S. citizen child applicant
• Trusted Traveler IDs (including valid Global Entry, FAST, SENTRI, and NEXUS cards)
• Enhanced Tribal Cards and Native American tribal photo IDs
• In-state, fully-valid learner's permit with photo
• In-state, fully-valid non-driver ID with photo
• Temporary driver's license with photo

If you do not have one of these photo IDs, go to our  Identification page  for more information.

5. Show More Documents (if both parents or guardians cannot apply)

• Both parents or guardians must approve that we can issue a passport to a child, and go with the child to apply in person.
• If one or both parents or guardians cannot apply in person with their child, you will need to show more documents.

Important : Submit  Form DS-3053  and other notarized statements within three months of signing them.

6. Provide a Photo

You must provide one photo with your child's application. Go to our  Passport Photo page  for photo requirements and to see examples of photos. 

• Do not attach or staple your child's photo to the form. The acceptance agent or passport employee will review the photo and staple it to your form.
• Some  passport acceptance facilities
• A company which offers photo services
• Home. Ask your friend or family member to take your child's photo. Print it on glossy or matte photo quality paper. 

7. Calculate Fees

When applying using Form DS-11, you will pay two separate fees - an application fee and an execution (acceptance) fee. You will pay the application fee to the U.S. Department of State, and the execution (acceptance) fee to the facility which takes your application. 

• Add $60 to your application fee if you want  expedited service .
• Add $19.53 to your application fee if you want us to ship your completed passport in 1-2 days after we issue it.  

Child Applicants :

For more information on how to pay and a full list of fees, go to our  Passport Fees  page.

*How to fill out your check and pay the application fee to the U.S. Department of State. Please note you must pay a separate execution (acceptance) fee. 

Families may write one check or money order to the U.S. Department of State if they are applying at the same time. The check or money order must include the name and date of birth of each applicant.

8. Find Location to Apply

In the United States:

• Traveling in more than 3 weeks?  Go to a  passport acceptance facility  such as a post office, library, or local government office. Check with the facility to see if you need to make an appointment. 
• Traveling in less than 3 weeks?   Make an appointment  to apply at a passport agency or center.

In another country:

• Contact your  U.S. embassy or consulate .

9. Track Your Application Status

You can  subscribe to email updates  about your application status, and  learn more about each status update .

It may take 2 weeks from the day you apply until your child's application status is “In Process.” 

Frequently Asked Questions

How will you send my child's passport and supporting documents.

You will get multiple mailings. The number of mailings depends on what document(s) you asked for.

Passport Book : You may get your new passport and citizenship documents in two mailings. You may wait 8 weeks after getting your passport before you get a second mailing with your citizenship documents. We will return the passport book using a trackable delivery service.

Passport Card : You may get your new passport card and your citizenship documents in two mailings. You may wait 8 weeks after getting your passport before you get a second mailing with your citizenship documents. We only send the passport card via First Class Mail. We do not send cards using 1-2 day delivery services.

Both a Passport Book and Card : You may get three separate mailings:

• New passport book
• New passport card
• Citizenship documents

Contacting Us : If you have been waiting more than 8 weeks for your documents, call us at  1-877-487-2778  to report that you have not received your documents. 

If you want us to reimburse you for a lost supporting document, you must contact us within 90 days of the date which we mailed your passport. You will also need to provide a receipt to show the cost of replacing the document. 

Can I pay for faster delivery and return shipping?

Yes. You may choose one or both of the following shipment options:

• Delivering application to us : Pay for Priority Mail Express for faster shipping. The price for this service varies depending on the area of the country.
• Returning the passport to you : Pay $19.53 for 1-2 day delivery. This means you will receive your passport   1-2 days after we send it. Include this fee with your check or money order payable to the U.S. Department of State. Do not submit a return envelope to us with postage pre-paid. 

You may receive your passport and supporting documents in separate mailings. If you are renewing a passport card, we will send it to you via First Class Mail. We do not use 1-2 day delivery services if you only applied for a passport card.

What countries require Form DS-3053 "Statement of Consent" to be notarized at an embassy or consulate?

In certain countries, a DS-3053 must be notarized at a  U.S. embassy or consulate  and cannot be notarized by a local notary public. Currently, these countries include:

Special Passport Fairs

Find a Special Passport Fair  near you!

We're holding special passport fairs all across the United States to help you get your passport more easily. New events are added to our site every week.

Most events are for first-time applicants and children, (who use Form DS-11). If you can use Form DS-82, you can renew by mail at your convenience!

Processing Times

Routine:  6-8 weeks*

Expedited: 2-3 weeks and an extra $60*

*Consider the total time it will take to get a passport when you are booking travel.  Processing times only include the time your application is at a passport agency or center.

• It may take up to 2 weeks for applications to arrive at a passport agency or center. It may take up to 2 weeks for you to receive a completed passport after we print it. 
• Processing times + mailing times = total time to get a passport

Urgent Travel:  See our Get my Passport Fast page. 

How to Apply for your Child's Passport

Watch this video to learn how to apply in person for your child's U.S. passport!

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