nomad tours

Small group tours designed for people who want to travel… not just vacation.

Upcoming Tours

• Mar 9 – Mar 20, 2025
• Delhi, India

From $3,495

• Mar 4 – Apr 4, 2025
• Ho Chi Minh City, Vietnam

from $3,995

• Oct 2 – Oct 5, 2025
• St. George, UT, USA

• Nov 1 – Nov 9, 2024
• Miami Beach, FL, USA

From $3,499

• Sep 17 – Sep 28, 2025
• Cusco, Peru

from $3,999

• May 2 – May 10, 2025
• Athens, Greece

From $9,999

• Apr 18 – Apr 26, 2025
• Marrakesh, Morocco

• TBD – TBD

“I love The Nomadic Network small group tours because they are off the beaten path, tend to attract all ages of free spirited, fun, and adventurous people. I met a lot of solo travelers which was inspiring.”

– Dave, Oaxaca Tour

“The Nomadic Network’s group tours provide the perfect balance of personalization and flexibility. The itineraries capture the highlights you crave, yet allows you to stray if your heart desires.”

– Brandon, Romania Tour

“Morocco with TNN was a trip of a lifetime for me! While we saw the big sights, we also visited some hidden gems and got to connect with locals in a way I never imagined. The itinerary was carefully thought out to make our experience exceptional.”

– Heather, Morocco Tour

“I liked the tour because we experienced new things every day. I embraced the new and the unexpected, and enjoyed getting to know 11 new people! Awe inspiring places, warm and welcoming people, appreciation and flexibility.”

– Janet, Jordan Tour

“This TNN tour exceeded my expectations in a lot of ways. The group felt united in our desire to discover new places and things. Add in the convenience that I had to make no plans of my own, it’s an awesome way to travel.”

– Brady, Morocco Tour

“The perfect blend of structured activities and free time. We hit several highlights of the country as well as many under the radar places, all with memorable interactions with locals.”

– Kelly, Romania Tour

Photos From Our Tours

Group Tours the Right Way

Small Groups

16 people or fewer, so we can go where big groups can’t. Forget about big bus tours, we like to travel as the locals do.

Comfortable

High-quality transportation. Carefully chosen accommodation with character. Expert tour leaders on every trip.

100% internal contacts and direct cultural connections. Immerse yourself in the regional culture everywhere you visit.

Educational

Itineraries packed with genuine and immersive experiences, educating and fascinating every step of the way.

Our highly-traveled team has gotten together to recommend all of our favorite places for our small group tours to visit.

Like-Minded Travelers

Certain tours will cater to different types of travelers, so you can meet others who like to roam the same way as you.

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• Tanzania & Zanzibar
• Journey Beyond
• Inspiration
• Testimonials
• Corporates & NGOs
• Retreat Lab

DISCOVERING HIDDEN GEMS, TOGETHER

Nomad Africa specialises in creating unique journeys and inspiring travel through storytelling We are your local team of experts that will curate your bespoke travel experience

WELCOME TO THE CLUB

At Nomad Travel Club, we are focused on building and empowering an Africa-based community of explorers. Karibu!

START BY SEARCHING

Explore our membership tiers.

Nomad Africa Travel Club is the exclusive loyalty programme of Nomad Africa Travel, offering its members a range of exciting perks and benefits.

Nomad Africa is led by a passionate group of intrepid female explorers on a mission to find unique hidden gems and create lasting impact through travel. 

East Africa's ecosystem is one of the most unique in the world and at Nomad Africa, we work with our partners to promote efforts that support local communities in the protection of wildlife and the environment.

EXPECT THE UNEXPECTED

Nomad Africa began as East Africa's leading travel magazine, where we gained a reputation for discovering and exploring all the hidden gems and off-the-beaten-track experiences that the region has to offer.

Our expertise on the ground, coupled with insights from our network of Nomads, enables us to curate unmatched travel experiences based on authentic stories. 

Have a look at some of our issues and start growing your bucket list. 

WHERE TO TRAVEL

Discover unforgettable journeys. Explore our top properties and experiences in Kenya, Tanzania, and Uganda. 

Bush | Safari

Sasaab camp.

starting from USD $1,099

Sala's Camp

starting from USD $1,264

Solio Lodge

starting from USD $1,392

starting from KES 11,925

Alfajiri Villas

starting from USD $600

Safari | Beach | City

Safari and sand: a family kenyan adventure.

starting from USD $4,550

Kenya's Adrenaline Kayaking: Thrills on The River

starting from $550

Lolldaiga House

starting from USD $4620

LEWA MARATHON

29th june - 30th june, when to travel.

Plan your travel around these exciting events, and we'll create a one-of-a-kind African adventure just for you.

Plan your travel around these exciting events, and we'll create a one-of-a-kind adventure just for you.

Lewa Marathon (June 29th) Read More

Blankets and Wine (July 07th) Read More

Kenya Great Migration (July 20th) Read More

Folk Fusion (August 03rd) Read More

ADVENTURE IN THE BUSH

Buckle up for some wild adventures in the East African Bush – from heart-pounding safaris to unforgettable road trips, thrilling hikes, and serene lakeside relaxation, there's something for everyone. Get inspired and learn something new from our contributing trailblazers and their journeys into the wild. 

Whether you're a sun worshipper, a water sports enthusiast, or someone who simply enjoys a lazy day by the shore, our coastal stories have something for everyone's interests. Discover the best snorkelling spots, uncover the ultimate kitesurfing destinations, sail on traditional dhow boats and learn more about the lesser-known gems of the Indian Ocean.

SUSTAINABILITY FIRST

Whenever there's a story that showcases the power of conservation, the determination of individual rangers, or the latest news on some of East Africa's endangered species, Nomad Africa is there centre-stage and writing up the scoop. Read all about them and get inspired to travel more consciously. Every little helps. 

SEEN SOMETHING YOU LIKE?

Enquire now and our team will create a custom itinerary tailored to your preferences.

Explore East Africa's wildest secrets, stunning wildlife, and offbeat adventures.

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[email protected] Tel: +254 708 238 738

Purple Nomad Ltd PO Box 69671 - 00400 Mwanzi Avenue, Nairobi, Kenya

Subscribe to our newsletter to explore Africa's wildest secrets, quirky wildlife, and offbeat adventures. Join our tribe of nomads.

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Nomad Tours & Safaris

Operates in:

South Africa, Namibia, Botswana, Zimbabwe, Zambia, Malawi, Tanzania, Kenya, Uganda, Mozambique, Lesotho, Eswatini

Nomad Tours & Safaris is one of the leading Tour Operators in Africa in the fields of camping, accommodated, small group, group, FIT, self-drive, and private group tours. Our cover expands Southern and Eastern Africa. Over the last 24 years, we have perfected many ways to see Africa.

Our belief is that it’s not about the arrival at a destination, but the total experience of the journey that is important. We offer more choices, more dates, any duration, multiple directions, and several languages offering you the best journeys with destinations. From our purpose-built safari trucks to our local crew, Nomad is large enough to count on and small enough to care. Along with the highlights, we offer the opportunity to see the real Africa, meet people, journey in safety to the best spots while enjoying a hassle-free travelling experience.

At Nomad we are always striving to offer exceptional value-for-money African holidays. Our size allows us to negotiate better rates for equipment, trucks, and accommodation at a better price than many of our competitors. We pass these savings onto you. As an experienced African-owned company, we are proud of the fact that our vehicles, equipment, and staff are of the highest quality. We are fully licensed and insured and are confident that we are offering some of the best tours and services available in Africa. You will travel responsibly through the areas we visit, having as little impact as possible on the regions and people. We are 100% committed to supporting the ideals of environmental organisations and concerns, regularly donating to various causes.

Travel smarter, cheaper, longer

Where do you want to go.

Popular Searches: Southeast Asia , Europe , travel hacking , insurance , Paris

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Start planning your trip.

Getting Inspired

How to Save For a Trip

How to Plan Your Trip

Getting the Right Gear

Finding Cheap Airfare

Finding Accommodation

Life On The Road

Solo Female Travel

Family & Senior Travel

Hello i’m nomadic matt.

Welcome! Every day I wake up with one goal in mind: “How can I help other people travel better for less?” My mission is to help travelers like you realize their travel dreams!

Since 2008, I’ve helped millions of people save money, travel more, and have a more authentic experience in the destinations they visit.

This website has been featured in major media time and time again because it’s got the best budget advice out there. My goal is to make you a smarter traveler so you can go where you want as often as you want.

Learn more about my story >>>

Top Articles

• How to Find Cheap Flights
• How to Find Cheap Accommodation
• How to Choose a Backpack
• 17 Steps for Planning a Trip
• My Ultimate Packing Guide
• How to Buy Travel Insurance
• 11 Tips for New Travelers
• My Favorite Hostels
• Solo Female Travel Tips
• How to Pick the Right Travel Credit Card
• 14 Travel Scams to Avoid
• 15 Ways to Work Overseas

My Advice Has Been Featured In:

Top Resources

Over the last 17 years, I’ve used hundreds of companies during my travels. Some have been great, some have been awful. To help you plan your  trip, here’s my list of the best travel companies. They are where all my travel planning and booking starts. Use them to book your trips too!

Books & Guides

Ten years a nomad: a traveler’s journey home.

The book is a memoir of my ten years backpacking the world and the lessons I learned along the way. It follows the arc of a trip around globe: getting the bug, the planning, setting off, the highs, the lows, the friendships made, the relationships forged (and lost), and the emotions you feel when it’s all over.

Unlike my previous books, this is not a “how to” guide but a collection of insights, advice, and stories from the road meant to convey the experience of what it’s like to quit your job, follow the road not taken, and travel the world trying to discover who you are and what the world has to offer. It is my opus on travel meant to inspire you to pursue your own travel dreams.

Find out more and pick up a copy today!

Destination Guidebooks

I’ve written a few destination guidebooks that will help you travel cheaper, better, and smarter. Unlike other guidebooks, these are specifically written for budget travelers! They contain detailed tips, advice, and insider information so you can get off the beaten path, away from the crowds, and save money when you travel. Straight to the point, no fluff.

GET YOUR  FREE TRAVEL STARTER KIT

Enter your email and get planning cheatsheets including a step by step checklist, packing list, tips cheat sheet, and more so you can plan like a pro!

• 15 June 2024

Tips for Visiting New Zealand: Your Ultimate Guide

• 13 January 2024

Ultimate Rome Travel Guide: Expert Tips for an Unforgettable Visit

• 03 January 2024

Charming Charleston: A Journey Through History, Culture, and Cuisine

• 02 September 2023

Essential Tips for Traveling with Your Dog

• 31 August 2023

Cheap Ways to Travel to France

• 12 April 2023

The Ultimate Europe Trip Planner: Tips and Tricks for Planning Your Dream Vacation

• 24 March 2023

The Ultimate Guide to Packing for Carryon Travel

• 07 March 2023

Exploring the City of Lights: What to Expect When Traveling to Paris

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TURKS AND CAICOS

Belgium France Germany Greece

Italy Switzerland

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North America

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The Middle East

Top 5 European Christmas Markets

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Countries Visited

Australia, New Zealand, &Tasmania - March to May

Next Adventure

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Nomad Africa Adventure Tours

Headquarters in Helderberg Industrial Estate, South Africa

Nomad Africa Adventure Tours Reviews (10)

The garden route - south - camping & accommodated 2024, cape town to victoria falls - camping & accommodated 2024.

Best of Namibia - South - Camping & Accommodated 2024

Cape Town to Victoria Falls - Camping

Masai mara & gorillas 2014, cape town to victoria falls (16 destinations).

The Kruger Big 5 2014

Nomad Africa Adventure Tours Tours

Kruger & Mozambique - Camping & Accommodated 2024

Desert & Delta - North Camping & Accommodated 2024

Cape Town to Victoria Falls - Camping & Accommodated 2024

The Kruger Big-5 - Camping & Accommodated

Best of Namibia - South - Camping & Accommodated 2024

Highlights of Kenya & Tanzania - Accommodated 2024

Nairobi to Victoria Falls - Camping & Accommodated 2024

South African Explorer - South - Camping & Accommodated

Nomad africa adventure tours videos.

About Nomad Africa Adventure Tours

Nomad’s story began in 1997 when Alex Rutherford, founder and owner of Nomad, was fortunate enough to have conducted a trans-Africa expedition lasting almost a year. On that journey he encountered numerous companies offering trips to Africa. A void was noticed between strictly budget tours and the more upmarket operations. It was on that trip that the founding principle of Nomad was formed: Do it better and do it for less. In those days we had one truck, 2 employees and one departure a month. Over the years we’ve grown to a fleet of around 40 vehicles, 150 staff and 40 scheduled departures a month all over Africa. Our success rests on consistently maintaining high standards in all aspects of our operation, while still retaining the magic and passion that saw us grow so successfully. We have not forgotten the lessons learned in the early days. Still wholly independent, we remain owner-managed, ensuring passionate attention to quality tours every single day.

Contact our Travel Experts

+1 844 311 8331

24/7 Support

Our team of experienced tour specialists have travelled to hundreds of countries around the globe and have decades of first-hand travel experience to share. Contact us now to have all of your tour-related questions answered!

Sign up for our newsletter

Save up to 50% on tours! Get exclusive access to members only deals by email.

By submitting this form, I agree to the TourRadar T&Cs and Privacy policy .

CLICK HERE FOR INFO: IMMERSIVE WELLNESS JOURNEY | FALL 2024

• WHAT OUR GUESTS SEE & SAY

CURIOUS NOMAD TRAVEL

Curated journeys for the curious traveler.

ΚαλημΕρα! Good day!

Γεια σας! Hello! I'm Ashley Guyton, Founder and Operator of Curious Nomad Travel. Curious Nomad Travel is rooted in my lifelong belief that travel is the best form of education. Whether you travel to a place near or far, a curious mind and open heart can be greatly enriched by the unfamiliar...whether it be the setting, the people, the history, or all the above. Travel makes you realize that no matter how much you think you know, there’s always more to learn!

My family will tell you that I was born with an intense curiosity, love of learning, aptitude for organization and planning, and passion for exploration near and far. I founded Curious Nomad Travel in late 2018 to marry my skills and passions with purpose: to thoughtfully curate, culturally immersive, travel experiences that are informative, rejuvenating, and have the potential to open a traveler’s heart and mind to fresh perspectives on how you view the world and interact with others.

While our travel planning service often extends to the popular Cycladic Islands and cosmopolitan cities of Athens and Thessaloniki, our primary focus is curated travel to Crete . Crete offers a magical energy and rich diversity like no other place I have traveled in the world!

Curated Private Travel

Small group hosted trips.

We skillfully plan and execute curated culturally immersive trips to Crete for individuals and small groups. We are often asked “Why Crete?” Crete is unique as a Greek island in almost every aspect. As the largest Greek island, you need never board a ferry or plane to experience the diverse beauty, history, and culture of Greece…Crete offers layer upon rich layer!  

Crete is at the same time both Greek and uniquely Cretan. Rugged and wild while equally elegant and peaceful. Rich with history, mythology, and cultural tradition, while heralded for achievements and pursuits in the modern world. Even the topography and climate express the contrasts that define Crete: the east is arid, the west more humid and verdant, the south sparsely populated, and the north denser with humans and development. Imposing snow covered, jagged mountain tops loom high above placid beaches and the welcoming warm, clear blue sea. Despite its physical size and vast contrasts, one thing remains constant. The people of Crete are proud, loving, and hospitable beyond measure!

With few exceptions, every single person I know that has traveled to Crete describes the island as magical. We spend several weeks each year in Crete, exploring her nooks and crannies, soaking up her extraordinary energy, cultivating treasured relationships with native Cretans, and  always  returning home with a deeper love for this enchanting place and her people.  This passion for and intimate knowledge of Crete is infused in each of the special travel experiences we create.

۞ We love Crete for her uniqueness…her vast history, exotic beauty, rich culture, and generous and hospitable people.

۞ We believe in our talented and committed partners and the skillfully designed travel experiences we consistently deliver. 

۞ We believe that travel has the potential to broaden perspectives and even change lives.

 “All my life one of my greatest desires has been to travel - to see and touch unknown countries, to swim in unknown seas, to circle the globe, observing new lands, seas, people, and ideas with insatiable appetite…” - Nikos Kazantzakis 

What our guests see

What our guests say, send an email, curious nomad travel included experiences that you just can’t find on tripadvisor..

Sean and JayZ D.

We visited "off the beaten path" places that we would never have known to visit...

[With] a group trip, you end up putting a lot of trust in the organizer’s selections and recommendations.  Knowing Ashley’s attention to detail, we decided not to research it and go in with “fresh eyes.”  All I can say is WOW! We were not disappointed.  

We  had opportunities to get to know locals and experience the authenticity of Greece. But most importantly the itinerary was designed to help us slow down, appreciate our surroundings, and reconnect with that sense of adventure and curiosity that can often get lost in the chaos of modern life.  

Ashley is thoughtful and passionate about what she does and it comes through in every aspect of her planning. Our Greece trip is THE BEST international trip we have taken to date and I know that is in large part to the experiences curated by Ashley and beautifully delivered by her Greek partners. Thanks Ashley!

- Sean and JayZ D. 

(Greek Wellness Journey, October 2023)

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Life enhanced

Award winning camps. Safaris that change lives.

At Nomad our aim is simple, but ambitious. To harness the power of our award winning safaris in Tanzania to create life-enhancing opportunities wherever possible. For our clients, this is the promise of a safari with Nomad. That promise extends to our people and the communities in the remote places we operate, where talent is everywhere, but opportunity is thin on the ground.

Whether inspiring dynamic careers or supporting local suppliers, using our camps for medical outreach or funding free school meals, we know our business has the power to improve lives.

And it’s this that drives everything we do at Nomad.

Northern Tanzania

Our northern safaris will take you deep into the epic wilderness of Tarangire, Ngorongoro and the Serengeti, off the tourist trail, into extraordinary wildlife areas not to be missed.

Western Tanzania

A safari in Tanzania of extraordinary contrasts. Two of the most iconic parks in Africa the remote Katavi and our chimpanzee cousins in Mahale.

Southern Tanzania

This is all about experience. A Tanzania safari spent in the game rich plains of Ruaha and the endless wilderness of Nyerere, the south is hard to beat.

Our safaris in Tanzania

We’ve always had an enduring obsession with Tanzania’s wild places and our promise remains, giving you a truly original and exhilarating safari experience.

Nomad people

Nomad is our people. Many of us have been together from the beginning. Our family of staff is core to our success, and we are incredibly fortunate to have such a special bunch at Nomad.

A string of camps in some of the wildest places on the planet. A front row seat to the best wildlife in Africa. Backstage is the engine room for opportunity.

Standing proud above the plains, Lamai brings a Serengeti safari a different perspective.

Lamai Private

Lamai’s little sister, exclusively for private groups. Our private camp comes with all the appeal and flair of our main camp, plus the benefit of privacy for you and yours.

Mkombe's House

The only self-contained private house in the Serengeti wilderness.

Serengeti Safari Camp

Migration chasing mobile camp and a canvas home from home.

Our wild and elemental spot in the north-west edge of the Crater rim.

Entamanu Private

Entamanu Private is much more than a great vantage point from which to go to the Crater, this is a place to slowdown, breathe and feel Ngorongoro’s rhythms under your feet.

A light-footed bush camp hidden away in the heart of Tarangire.

A classic expeditionary camp in a million acres of animals.

Our famous jungle-chic lodge where we live and breathe chimpanzees.

Your very own private hideaway in the heart of Nyerere.

Sand Rivers

A handsome light-filled lodge with wide-screen views across the Rufiji River.

Our light-touch bush camp in Ruaha’s landscape of giants.

Expeditionary Walking Camp

Our wild and mobile camp that gets your off-grid in the remote parts of Tanzania.

Life changing experiences

A safari in Tanzania with Nomad is all about life-changing experiences and this remains our promise to you. Totally immersive safaris that will stay with you for a lifetime.

The chimpanzees that call Mahale Mountains home

Fly-camping at Chada

Dig deeper into the world of Nomad

Introducing the Nomad Film Unit

Nomad and the green season

Review for entamanu

Rustic Elegance of Camps

The Nomad camps have given us two of the best weeks of our lives. We can’t speak highly enough about the high level of service we’ve received from every staff member. We deeply appreciate the rustic elegance of the camps.

Camps visited:

K. Schneider

Magical African Adventure

The most magical way to experience an African adventure. A vacation of a lifetime.

Incredible Entamanu Experience

Our experience at Entamanu was incredible! The rooms and food were amazing and we loved being woken up each morning with coffee delivery to our room. The game drive in the crater and village visits have been highlights of our trip so far!

Review for serengeti-safari-camp

Delightful Cozy Safari Camp

A delightful and cozy safari camp with incredible guiding and up-close sightings, delicious homemade food, and authentically caring service. It’s an immersive taste of the wild enhanced by perfect creature comforts.

With high season upon us, Jonathan is busy refining every detail - no matter how small, is attended to with care and pre...

"Kigelia is a rather unique, old fashioned exclusive and genuine safari away from the crowds. Very special even for the ...

Tall Tails from Tanzania - These gentle giants remind us to always reach for new heights. Celebrate #WorldGiraffeDay wit...

It's been a wild start to the week in Kigelia with some big characters joining us in camp. Beginning with this show of s...

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• World Nomads Travel Insurance Review

World Nomads Plans Available

World nomads travel insurance cost.

• How to File A Claim with World Nomads Travel Insurance

Compare World Nomads Travel Insurance

World nomads travel insurance faqs.

• Why You Should Trust Us

World Nomads Travel Insurance Review 2024: Coverage for Adventurous Travelers

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

If you're looking for travel insurance that allows you to confidently participate in a wide range of sports and adventure activities around the world, then World Nomads Travel Insurance might be right for you. The company's policies cover travel to almost anywhere on the globe and are available to residents of nearly every country. 

World Nomads Travel Insurance Summary

Among the best international travel insurance companies , World Nomads is particularly good at insuring athletes, covering well over 300 sports, including skydiving, bungee jumping, and golf. World Nomads is also a great last-minute purchase, allowing you to purchase coverage even after your trip has started. However, if you purchase a plan after departure, you will have to wait 72 hours before your plan kicks in.

That said, World Nomads lacks crucial coverage options, such as cancel for any reason coverage and coverage for pre-existing conditions. It also doesn't insure travelers older than 70.

Additionally, the service has received middling reviews from customers, averaging 3.4 stars out of five across 2,510 reviews. Customers often complained about their lengthy claims processes and poor customer service.

Some also took issue with the "Nomads" branding, as some travelers with multiple destinations and long-term trips found their trip wasn't covered by Nomads' specific policies. It's worth noting that World Nomads was very responsive to positive and negative reviews on Trustpilot.

World Nomads has two basic policies: Standard and Explorer. Each covers essentially the same things, but Explorer has higher amounts than World Nomads is willing to pay out for claims. The company's policies cover more than 150 specific activities. These range from bungee jumping and rock climbing to hang gliding and hot-air ballooning. You can see the full list on the company's website.

Additional Coverage Options (Riders)

One of the most common upgraded features of a travel insurance policy is cancel for any reason (CFAR) , where you really can cancel for reason beyond what's in a standard policy. This is not available on every policy, but it is often a feature that travelers are looking for while shopping for travel insurance before their trip. At this time, World Nomads doesn't offer CFAR coverage.

At the time of this review, World Nomads also offers sports equipment coverage. In February of 2022, it expanded coverage to include more than 150 sports and activities including Pickleball and FootGolf. It currently covers over 300 sports. So, as you can imagine, plans with sports coverage will cover virtually any sport you might play.

You can obtain a quote from World Nomads on its website by providing details about you and your trip. Be prepared to provide the following information:

• Your destination(s)
• Duration of trip
• Your country of residence
• State of residence (if you're from the US)
• Number of travelers
• Traveler(s) age

Notably, World Nomads does not ask you for the price of the trip, which many travel insurance companies factor into the trip of your policy. As such, World Nomads may be a good option if you're going on a particularly expensive trip. 

We ran a few simulations to offer examples of how much a World Nomads policy might cost. You'll see that costs usually fall between 5% and 7% of the total trip cost, depending on the policy tier you choose.

As of April 2024, a 23-year-old from Illinois taking a week-long, $3,000 budget trip to Italy would have the following  World Nomads travel insurance quotes:

• World Nomads Standard: $76.58
• World Nomads Explorer: $123.34

Premiums for World Nomads's plans are well below the average cost of travel insurance .

World Nomads provides the following quotes for a 30-year-old traveler from California heading to Japan for two weeks on a $4,000 trip:

• World Nomads Standard: $85.83
• World Nomads Explorer: $155.06

Once again, premiums for World Nomads plans are between 2.2% and 3.8%, below the average cost for travel insurance.

A couple of 65-years of age looking to escape New York for Mexico for two weeks with a trip cost of $6,000 would have the following World Nomads quotes:

• World Nomads Standard: $152.96
• World Nomads Explorer: $276.34

Premiums for World Nomads plans are between 2.6% and 4.6%, once again below the average cost for travel insurance. This is especially impressive as travel insurance is often more expensive for older travelers.

How to File A Claim with World Nomad Travel Insurance

You can start an insurance claim by filing it on the company's website. 

You can call toll-free in the US and Canada if you need to reach the company in an emergency at: (877) 289-0968.

Callers from outside the US and Canada can reach the company at: (954)-334-8143.

The email address is: [email protected]

You'll need to have the following ready to file a claim:

• Your policy number
• A contact number
• The nature of your problem
• Your location
• Prescribed medication (if any)

Keep any documents related to the claim you're filing, including receipts, notices, and invoices.

World Nomads is particularly good at insuring traveling athletes, but let's see how it stacks up against the best travel insurance companies .

World Nomads Travel Insurance vs. Allianz Travel Insurance

Allianz Travel Insurance is a strong competitor against World Nomads, especially for travelers looking for a more business-oriented option. The company has been in business for more than 120 years and offers a wide range of insurance, not just travel-related, around the world. A key difference between World Nomads and Allianz Travel Insurance is that Allianz Travel Insurance offers travel insurance that can cover multiple trips in the same year. You can take an unlimited number of trips within the same calendar year, but you do have to double-check that all of your destinations are covered by the policy you select. 

Another difference is that Allianz Travel Insurance offers pre-existing condition waivers for qualifying customers. World Nomads doesn't have the same coverage, requiring that the pre-existing condition is fully stable in order for limited coverage with respect to trip cancellations or having to end a trip early. 

Read our Allianz travel insurance review here.

World Nomads Travel Insurance vs. AIG Travel Guard

Travel Guard , a product backed by AIG Travel, is another potential alternative to World Nomads. AIG is a prominent player in the insurance industry, and the Travel Guard product represents true global coverage. 

Unlike World Nomads, Travel Guard has coverage for pre-existing medical conditions, but there are conditions. Travelers must purchase their policy within 15 days of the initial trip payment to qualify for a pre-existing condition waiver. 

Both travel insurance companies use a tiered approach, but Travel Guard has higher dollar amounts across the board. For example, trip cancellation for Travel Guard covers 100% of the trip cost, while with World Nomads the amount will depends on the tier of the coverage you purchase. Trip Interruption is also a fully covered event with Travel Guard's. Depending on the plan selected, it will either cover 100% or 150% of the trip cost. 

If you're concerned about COVID-19 coverage with trip insurance, there's more coverage with World Nomads than Travel Guard. With Travel Guard, coverage for having to stay in a country past your original booking dates is an add-on, not a standard part of the policy. 

Read our AIG Travel Insurance review here.

Compare World Nomad vs. Credit Card Travel Insurance

If you already have a major credit card in your wallet, you most likely have some travel insurance benefits that come with it. These benefits do vary from card to card. Be sure to check your card's specific policies.

Not all credit cards will feature travel insurance protection. The ones that do may have specific limitations. For example, many credit cards with travel protection require that your airfare is paid for with the card in question for protections to take effect. 

Reimbursement isn't guaranteed. The credit cards do require that you file your claim and wait for a decision. World Nomads makes it easy to file a claim online and submit receipts and documentation. The response is fairly quick based on reviews from travelers who have actually had to file claims. 

The more premium the credit card, the more likely expanded travel protections are part of its features. If you don't already have a premium credit card, it's better to get travel insurance. This is also the case if you have multiple trips planned. Some credit cards limit not just the total dollar amount, but the number of claims within a 12-month period.

Read our guide on the best credit cards with travel insurance here.

Yes, you can extend your World Nomads plan while traveling, but you cannot upgrade a standard plan to the Explorer plan. 

World Nomads covers COVID-19 like any other illness under its emergency medical coverage.

You can file a claim on World Nomads's website, over the phone, or by mail. Make sure to provide as much documentation as possible to ease the claims process. 

World Nomads currently covers 326 sports and adventure activities, from ziplining to zorbing.

Yes, you can purchase World Nomads insurance for a trip that has already started. However, a policy purchased during your trip will have a 72-hour waiting period before insurance starts.

How We Reviewed World Nomads Travel Insurance

To prepare this review on World Nomads, we started by detailing the company's travel insurance offerings. Then we looked at the best travel insurance plans and compared them to World Nomads. We looked at things like typical policy costs, coverage options, available add-ons, what's covered, and claim limits.

You can read more about how Business Insider rates insurance products here.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

• Main content

Top 10 Digital Nomad Travel Insurance Plans (2024)

A re you a digital nomad looking for the best travel insurance at the best price? You’re in the right place. I’ve been a digital nomad for over a year. I know how important travel insurance is.

I also know that, while this isn’t something to skimp on, you also don’t want to overpay. It’s a tricky balance.

I’m a huge over-planner and I’ve thoroughly researched travel insurance. Every year when my policy expires, I re-check the options to make sure I’ve got the best plan.

Don’t have time to read all this and just want the bottom line? My number one favorite travel insurance is SafetyWing . They have comprehensive coverage and consistently high ratings.

I’ve had to use my travel insurance more than once. The last time was when my dad was very sick in the hospital and I had to fly to California, losing out on a lot of pre-paid, nonrefundable flights and accommodations.

I’d like to say that story had a happy ending. While it did have a good ending for my dad (he’s recovered and doing great!), I had the wrong type of plan and lost $3,000. My insurance was essentially worthless for what I needed.

I don’t want anyone to have that same experience. I’ve rounded up the 10 best plans so you can choose the one that’s right for you. Learn from my mistakes so you don’t throw your money away.

Pro tip: Bookmark this site for next year. I update it yearly so it always contains the most up-to-date info.

My Top 3 Picks: Digital Nomad Travel Insurance

#1 TOP PICK

No permanent residency required

Comprehensive coverage

Visitors Coverage 98% satisfaction rating

Wide range of coverage options

AIG Travel Guard Variety of plans

Annual plan options

What is Digital Nomad Travel Insurance?

Digital nomad travel insurance is tailored to meet the unique challenges and risks that come with the nomadic lifestyle.

Unlike regular travel insurance, these specialized plans often offer comprehensive medical coverage. This includes not just emergency care but also routine check-ups, dental services, and even mental health support.

But it’s not just about health. These plans also consider the flexibility digital nomads need. Many offer the option to extend your coverage if you decide to stay longer in a destination or even to buy coverage while you’re already abroad.

Some even cover adventurous activities, from scuba diving to mountain climbing, because let’s face it, a digital nomad’s life is never just 9 to 5.

So, while it might not be as thrilling as booking your next one-way ticket, securing the right travel insurance is a must for any digital nomad. It’s not just another item on your to-do list; it’s peace of mind, and that’s priceless.

What Should I Look For in Digital Nomad Insurance?

Okay, you know digital nomad insurance is a must-have. But with so many options out there, how do you pick the right one?

Here’s a breakdown of what you should be looking for in a digital nomad insurance plan:

Worldwide Coverage

You’re a global citizen, and your insurance should be too. Make sure the plan you choose offers worldwide coverage, so you’re protected no matter where your travels take you.

Pre-Existing Conditions

Got a chronic condition or a recurring medical issue? You’ll want a plan that covers pre-existing conditions, so you’re not left in a lurch when you need medical care.

Emergency Assistance

Look for a plan that offers 24/7 emergency assistance. Whether it’s a medical emergency or legal trouble, you want to know there’s a lifeline you can call anytime, anywhere.

Emergency Medical Insurance

Accidents happen, and when they do, you’ll want robust emergency medical coverage. This should include hospital stays, surgeries, and even medical evacuation if needed.

Emergency Evacuation

Speaking of evacuation, make sure your plan covers the cost of getting you to the nearest medical facility in case of an emergency. Trust me, you don’t want to foot that bill yourself.

Trip Cancellations and Delays

Flights get canceled. Plans change. Look for a policy that will reimburse you for any pre-paid, non-refundable travel expenses if you have to cancel or delay your trip for a covered reason.

Baggage Loss

Losing your luggage is a bummer. Choose a plan that offers coverage for lost, stolen, or damaged baggage to save yourself a headache later.

Equipment Protection

As a digital nomad, your laptop and other gadgets are your lifeline. Some plans offer specialized coverage for electronic equipment, so check if that’s an option.

Reasonable Prices

Budget is a big deal when you’re living the nomad life. Compare prices and make sure you’re getting the most bang for your buck. But remember, the cheapest option isn’t always the best.

Quick Insurance Claim Process

Last but not least, check out reviews to see how quickly and easily you can file a claim. The last thing you want during a crisis is a complicated, drawn-out claims process.

Top 10 Digital Nomad Travel Insurance Plans

Let’s jump into the best travel plans for digital nomads. One of these will surely meet all your needs. Many of them also include health insurance for nomads .

1. SafetyWing Nomad Insurance

Overview of safetywing.

SafetyWing is a remote working company that specializes in providing primary health insurance plans for digital nomads and long-term travelers.

If you’ve ditched your health insurance back home to live the nomad life, this is a company you’ll want to know about.

They’re not just a startup; they’re a subsidiary of Tokio Marine, a global insurance giant. So, you’re in safe hands. Their offerings go beyond just medical coverage, extending to non-medical evacuation, trip interruption, and even baggage claims.

SafetyWing aims to build a country-independent social safety net for freelancers and digital nomads. They’ve even expanded their product line to include a complete worldwide primary health insurance called Remote Health.

Safety Wing Pros & Cons

• No Permanent Residency Required : You can get SafetyWing insurance without being a permanent resident of any country.
• Affordable for Younger Travelers : If you’re under 39, the plans are particularly cost-effective.
• Comprehensive Coverage : Apart from medical benefits, you get coverage for trip interruption, lost luggage, and even the return of minor children and pets.
• Flexible Payment : You have the option to pay monthly, making it easier on your wallet.
• Home Country Coverage : Visiting your home country for up to 30 days? You’re still covered, except if you’re a U.S. citizen.
• Private Healthcare : You can choose private doctors and hospitals, giving you quality options.
• Family-Friendly : One child per adult and two children under 10 per family can also be included free of charge.
• Global Reach : Coverage in over 175 countries, so your wanderlust has almost no limits.
• High-Risk Destinations : Some plans even cover high-risk destinations and activities.
• Activity Limitations : Certain activities like mountain climbing, scuba diving, and ice hockey aren’t covered.
• Coverage Cap : The total coverage maxes out at $250,000.
• License Requirements : You need an international scooter license for coverage in case of scooter or motorbike accidents.
• Exclusions : Pre-existing conditions and mental health disorders are not covered.
• Claims Processing : The time it takes to process claims can be long, sometimes stretching into weeks or months.
• U.S. Limitations : While there is some U.S. coverage, it doesn’t meet the Affordable Care Act requirements.

2. Visitors Coverage

Overview of visitors coverage.

Visitors Coverage is a global travel insurance company with its fingers in many pies. Operating in 176 countries, this company is all about giving you options.

Whether you’re a short-term visitor to the U.S., an international traveler, or even a new immigrant, they’ve got a plan for you. They even offer specialized plans like Europe/Schengen Insurance and Immigrant/Green Card Insurance.

Their website is a breeze to navigate, and getting a quote is as simple as clicking a button and answering a few questions. Plus, they’re big on sustainability, partnering with One Tree Planted to contribute to global reforestation.

Visitors Coverage Pros & Cons

• User-Friendly Website : Navigating through their website is a walk in the park. They’ve got separate tabs for insurance plans, travel resources, and contact details.
• Wide Range of Products : From group insurance to trip cancellation and expat health coverage, they’ve got a smorgasbord of options.
• High Customer Satisfaction : With a 98% satisfaction rating and over a million satisfied customers, they’re doing something right.
• COVID-19 Coverage : Having COVID-19 coverage is always a big plus.
• Excellent Customer Service : If you’ve got questions, their customer service staff has the answers. They’re both helpful and knowledgeable.
• Unclear Claim Processing Time : The website doesn’t provide information on how long it takes to process claims, which could be a concern for some travelers.

If you’re looking for an insurance company that offers a wide range of products and has a solid reputation, Visitors Coverage could be a great fit.

I have personally used Visitors Coverage and found their plans to be great and affordable. I haven’t had to file a claim with them so I can’t speak to their processing, but I’d use them again.

3. AIG Travel Guard

Overview of aig travel guard.

AIG Travel Guard is a global insurance company catering to a diverse clientele, including digital nomads and remote workers.

They offer a range of plans, such as the Pack N’ Go plan for last-minute travelers and an annual travel plan for frequent flyers. They also have three comprehensive packages: Deluxe, Preferred, and Essential.

These plans cover everything from trip interruption and baggage protection to emergency evacuation and repatriation of remains.

AIG Travel Guard Pros & Cons

• Variety of Plans : Whether you’re a digital nomad, a business traveler, or someone who loves spontaneous trips, Travel Guard has a plan tailored for you.
• User-Friendly Website : Navigating through their offerings is a breeze, thanks to their well-designed website.
• Easy Subscription : Getting yourself insured is straightforward and hassle-free.
• COVID-19 Coverage : They’ve adapted to the times by including COVID-19 coverage in their plans.
• Annual Plan Option : For those who travel multiple times a year, the annual plan offers essential coverage for each trip, capped at 90 days per trip.
• Limited Global Availability : Despite being a global insurance company, not all their plans are available worldwide.
• 90-Day Cap on Annual Plan : The annual plan is not ideal for long-term travelers as each trip is limited to 90 days.
• Exclusions : The plans come with a list of exclusions, including acts of war and being under the influence of drugs or alcohol.

Travel Guard clearly focuses on providing a variety of plans to suit different travel needs. They also emphasize customer service and have received high ratings from their user base.

So, if you’re a digital nomad or someone who travels frequently for work or leisure, Travel Guard is worth considering. Just make sure to read the fine print and understand the limitations of each plan.

4. Travelex Insurance Services

Overview of travelex.

Travelex Insurance is a travel insurance provider that caters to a wide range of travelers, including digital nomads and remote workers . They offer various plans to suit different travel needs.

The Basic plan covers essential travel protections, while the Travel Select plan is more comprehensive and customizable. They even have a Flight Insurance plan for those who are primarily concerned with flight-related issues.

Travelex Pros & Cons

• COVID-19 Coverage : Travelex offers coverage for COVID-19-related trip cancellations, interruptions, and emergency medical situations.
• Comprehensive Coverage : From trip cancellations and interruptions to emergency medical and evacuation, Travelex has got you covered.
• 24/7 Assistance : Their travel concierge service is available around the clock to assist you with anything from finding hidden gems to dealing with legal issues.
• High Claim Approval : With a 98% claim approval rate, filing an insurance claim with Travelex is not only easy but also quicker than the industry average.
• Long-Term Coverage : The Travel Select plan covers trips up to 364 days and even offers coverage for pre-existing conditions in certain cases.
• Limited COVID-19 Coverage : While they do offer COVID-19 coverage, it may not be as extensive as some travelers would like.
• Additional Costs : Basic services come with an extra charge unless included in your chosen plan.
• High Cost for Comprehensive Plans : The Travel Select plan, while comprehensive, can be pricey due to its extensive coverage and add-ons.

It’s clear Travelex focuses on providing comprehensive insurance options for all types of travelers. They offer a variety of plans and add-ons, making it a flexible choice for those looking for specific types of coverage.

However, the cost can add up quickly if you opt for their more comprehensive plans with additional features. So, if you’re a digital nomad or frequent traveler, Travelex is worth considering, but make sure to weigh the costs and benefits carefully.

5. IMG Global

Overview of img global.

IMG Global is a one-stop shop for all your travel insurance needs, especially if you’re a digital nomad.

IMG Global offers a range of travel insurance packages designed to meet the diverse needs of digital nomads, expats, and adventurous travelers.

Their packages include Global Medical Insurance, which is a medical-only plan, and iTravelInsured Travel Insurance, tailored for those who are active and adventurous.

They also offer specialized plans like the Global Employer Option and International Marine Medical Insurance.

IMG Global Pros & Cons

• Affordable Renewals : Extending your policy with IMG is generally cheaper compared to other insurers.
• Adventure-Friendly : If you’re into extreme sports or adventurous activities, IMG has you covered, even providing a $10,000 search and rescue team if you get lost.
• High Medical Coverage : With up to $500,000 in emergency medical coverage and $1 million for medical evacuation, you’re in good hands.
• No Extra Fee for Cancellation : Their plans include “cancel for any reason” or “interruption for any reason” coverage without additional costs.
• Excellent Customer Service : Customer service is a strong suit for IMG, making your experience smoother.
• Waiting Period : There’s a waiting time before you can submit a claim for lost baggage or trip cancellation, which can be inconvenient.
• Not Primary Coverage : Their health coverage is secondary, requiring you to have primary coverage in your home country .
• Limited Home Country Return : U.S. citizens can’t return home while the policy is active, and other nationals are restricted to a 14-day visit.
• Out-of-Pocket Medical Expenses : They generally don’t directly bill medical providers, so you’ll have to pay upfront and wait for reimbursement.
• Coverage Based on Trip Cost : The extent of your coverage is determined by your planned trip expenditure.

IMG Global offers a variety of plans that can be tailored to your specific needs, but it’s essential to read the fine print and understand the limitations.

Whether you’re a thrill-seeker or a cautious traveler, IMG has something for everyone, but make sure to weigh the pros and cons carefully.

6. Allianz Global Assistance

Overview of allianz.

Allianz Travel Insurance is a well-established player in the travel insurance game. With a variety of plans tailored to different types of travelers, they’ve got something for everyone.

Whether you’re a digital nomad or a frequent business traveler, Allianz offers packages that can be a good fit for your needs.

However, it’s essential to note that their plans are more suited for those who take multiple short trips rather than extended overseas stays.

Allianz Pros & Cons

• Emergency Evacuation Coverage : The Allianz Travel Easy – Oversea Annual plan offers up to $1 million in emergency evacuation, giving you peace of mind when you’re far from home.
• Baggage and Travel Delay : With up to $5,000 for baggage loss or damage and $2,000 for travel delays, you’re well covered for those unexpected hiccups.
• Pre-Existing Medical Condition Coverage : Unlike some other providers, Allianz offers coverage for pre-existing medical conditions, which can be a lifesaver for many travelers.
• Multi-Trip Policy : If you’re someone who takes multiple trips a year, Allianz’s annual or multi-trip plans can be more cost-effective than buying separate policies for each journey.
• Limited Flexibility : Allianz’s packages are fixed, meaning you can’t customize them to fit your unique needs.
• Pricey Plans : While they offer a range of services, their plans are on the higher end of the price spectrum. This is especially true for older travelers .
• Pre-Trip Purchase Required : You have to buy the insurance before you embark on your trip, which might not be convenient for everyone.
• No COVID-19 Coverage : In the current global situation, the lack of medical emergency coverage related to COVID-19 can be a significant drawback.

Allianz offers robust coverage options but comes with its own set of limitations. Make sure to weigh these pros and cons carefully to decide if Allianz is the right travel insurance provider for you.

7. World Nomads Travel Insurance

Overview of world nomads insurance.

World Nomads is a travel insurance provider that’s been in the game since 2002, specializing in coverage for the adventurous and the daring.

With over two decades of experience, they offer policies tailored to individuals who aren’t just tourists but explorers at heart.

Whether you’re a U.S. citizen or hail from another corner of the globe, World Nomads has got you covered.

World Nomads Pros & Cons

• 24/7 Emergency Support : If you find yourself in a pinch, their multi-lingual team is available around the clock to connect you with the medical services and transportation you need.
• Adventure Activity Coverage : World Nomads doesn’t shy away from the extreme. They offer coverage for over 200 adventure activities, making them a go-to choice for thrill-seekers.
• Flexibility On-The-Go : Plans change, and World Nomads gets that. You can purchase additional coverage or even make a claim online during your trip.
• Community Contributions : When you buy a policy, you also have the option to donate to community development projects. It’s a small way to make a big impact in needy destinations.
• Travel Safety Guidance : They don’t just insure you; they inform you. World Nomads offers up-to-date travel safety tips and destination guides to help you navigate your adventures.
• Country-Specific Policies : The coverage can vary depending on your country of residence, so you’ll need to be extra careful when reviewing your policy.
• No Mention of COVID-19 Coverage : In today’s travel landscape, not having specific COVID-19 coverage could be a deal-breaker for some.
• Adventure Activity Limitations : While they do cover a wide range of activities, make sure your particular brand of adventure is on their list.

World Nomads offers a robust set of features for the modern, adventurous traveler. However, it’s crucial to read the fine print and ensure that their coverage aligns with your specific needs and travel plans.

8. Insured Nomads  

Overview of insured nomads.

Insured Nomads is a travel insurance company that’s by nomads, for nomads. With founders who have lived on five continents, this company gets the unique needs of digital nomads, remote workers, and expats.

They offer a range of plans, including both travel insurance and comprehensive health insurance for those living abroad for extended periods. Whether you’re on a short-term trip or planning to live overseas, Insured Nomads has got you covered.

Insured Nomads Pros & Cons

• Global Network : With access to over a million healthcare providers and 8,000 clinics and hospitals worldwide, you’re never far from quality care.
• Telemedicine Services : Need a quick consult? Their telemedicine services have you covered, offering a modern approach to healthcare.
• Instant Reimbursement : Cash flow is king, especially when you’re abroad. Insured Nomads offers instant reimbursement, so you’re not left hanging.
• 24/7 Crisis Response : Real-time alerts and emergency assistance are available around the clock, making sure you’re always in the know and in good hands.
• Adventure Sport Option : For the adrenaline junkies, there’s an add-on for adventure sports coverage.
• Comprehensive Coverage : Their “Preferred Plus” option offers coverage up to a whopping USD 5,672,125.00.
• COVID-19 Coverage : Having COVID-19 coverage is a big plus.
• Pre-Existing Conditions : If you have any, you might face some coverage restrictions, so read the fine print carefully.
• Minimum Length : The minimum insurance length is one year, which might not suit everyone’s travel plans.
• Price Tag : While they offer comprehensive coverage, their plans are on the pricier side compared to some competitors.
• Extreme Sports Limitation : If you’re into extreme sports, you might find the coverage lacking unless you opt for the adventure sports add-on.

Insured Nomads offers a robust set of features tailored for the modern traveler but comes with a few caveats. Make sure to weigh these pros and cons to see if they’re the right fit for your globetrotting lifestyle

9. AARDY Travel Insurance

Overview of aardy travel insurance.

AARDY Travel Insurance is not your typical insurance provider; it’s a comparison platform that brings multiple insurance options to your fingertips.

It’s designed to save you time, money, and the headache of sifting through countless options. With a 5-star rating on Trustpilot and a host of reputable insurance partners, AARDY aims to make your travel insurance shopping easier.

Pros and Cons of AARDY

• User-Friendly Interface : The platform is designed to be intuitive, making it easy for even first-time users to navigate.
• Wide Range of Options : Whether you need travel medical insurance, trip cancellation coverage, or health insurance, AARDY has got you covered.
• Quality Partners : AARDY collaborates with well-known insurance companies, ensuring that you get reliable and comprehensive plans.
• Tailored Plans : The platform curates plans based on your specific needs, so you’re not paying for coverage you don’t need.
• Time-Saver : No need to scour the internet for options. AARDY brings them all to one place, saving you valuable time.
• Educational Resources : The platform offers informative articles and resources to help you make an informed decision.
• Multiple Contact Options : Unlike some platforms that offer only email support, AARDY provides a direct contact number and live chat, making customer service more accessible.
• Limited Company Choices : While AARDY does offer over 30 plans, these come from a select group of 5 or 6 leading insurance companies, which may limit your options.
• Customer Service Delays : The platform does offer a contact number, but some users have reported delays in getting through to a representative.
• Browser Compatibility Issues : Some users have noted that the website doesn’t function optimally on all internet browsers, particularly Google Chrome.

In summary, AARDY Travel Insurance offers a convenient and efficient way to compare and purchase travel insurance plans. However, be mindful of the limited range of insurance companies and potential customer service delays.

10. Integra Global

Overview of integra global.

Integra Global is a go-to for digital nomads seeking long-term, comprehensive international health insurance.

Unlike typical travel insurance that covers lost luggage or trip cancellations, Integra Global focuses solely on medical coverage. And we’re not just talking about emergency care; they also cover routine health exams, dental services, mental health, and even chronic conditions.

If you’re a digital nomad looking for something more than just emergency medical coverage, Integra Global might be your match.

Integra Global Pros & Cons

• COVID-19 Coverage : They offer coverage for COVID-19, although conditions do apply. So, make sure to read the fine print.
• Flexible Deductibles : Once you’ve paid your yearly deductible, you’re covered 100%. You can choose your deductible, ranging from around $1,000 to as high as $5,000, to fit your budget.
• Freedom to Choose Providers : Integra Global doesn’t tie you down to specific hospitals or doctors. You can get treated by any licensed medical provider.
• Pre-existing Conditions : For an additional cost, you can get coverage for pre-existing conditions. That’s a rarity in the insurance world.
• Comprehensive Medical Coverage : They offer a much higher amount of medical expenses per year compared to standard travel insurance plans.
• No Travel Benefits : If you’re looking for lost luggage or trip cancellation coverage, you’ll need to purchase separate travel insurance.
• Long-Term Commitment : Policies are available only for a year or more, so it’s not ideal for short-term travelers.
• No Direct Billing : You’ll have to pay medical providers upfront and wait for a reimbursement, which can take up to 10 days.
• Cost Considerations : While the coverage is comprehensive, remember that the pricing is for medical insurance only. It’s more like a health plan you’d have at home, including wellness visits and routine check-ups.

So, if you’re a digital nomad planning to be on the road for an extended period and want comprehensive healthcare coverage, Integra Global is worth considering.

Frequently Asked Questions: Digital Nomad Travel Insurance

Do digital nomads need travel insurance.

Yes, it’s highly recommended for digital nomads to have travel insurance. The lifestyle of a digital nomad involves various risks, from health emergencies to trip cancellations and equipment loss. Having specialized insurance ensures you’re covered for these unexpected events.

Do digital nomads need health insurance?

Yes, digital nomads should have health insurance for comprehensive medical coverage while abroad. Regular travel insurance often lacks extensive health benefits, so specialized digital nomad health insurance is advisable for long-term stays .

What Does Digital Nomad Travel Insurance Cover?

Digital Nomad Travel Insurance typically covers emergency medical expenses, trip cancellations, and baggage loss. Some plans also offer coverage for pre-existing conditions, emergency evacuation, and equipment protection.

Will airlines compensate me for lost or delayed luggage?

Airlines may offer compensation for lost or delayed luggage, but the amount and conditions vary by carrier and are often limited.

Is travel insurance worth it for international travel ?

Travel insurance is crucial for international travel. It covers unexpected medical emergencies, trip cancellations, and baggage loss, saving you from hefty out-of-pocket expenses.

What does worldwide coverage mean?

Worldwide coverage means that your insurance policy will cover you no matter where you are in the world .

Does travel insurance cover pre-existing conditions?

This varies by policy. Some digital nomad travel insurance plans do cover pre-existing conditions, but there may be limitations or waiting periods. Always read the fine print and ask questions before purchasing.

What is emergency assistance?

Emergency assistance is a service provided by the insurance company that offers 24/7 support for emergencies. This could be anything from medical emergencies to legal troubles.

How does emergency medical insurance differ from regular health insurance?

Emergency medical insurance specifically covers unforeseen medical emergencies during your travels, such as accidents or sudden illnesses. Regular health insurance may not cover you outside your home country or for travel-related incidents.

What is emergency medical evacuation coverage?

This covers the cost of transporting you to the nearest medical facility in case of a medical emergency.

Final Thoughts: Digital Nomad Travel Insurance

Now that we’ve taken a deep dive into the world of digital nomad travel insurance it’s clear there are a lot of options out there.

After trying a few different travel insurance providers, my top pick is SafetyWing Insurance. They’ve consistently received high ratings and offer a variety of plans that cater to the unique needs of digital nomads like us.

From personal experience, I can tell you that having the right travel insurance is a game-changer. But here’s the kicker—you’ve got to read the fine print. I learned this the hard way.

When I first dipped my toes into the digital nomad lifestyle, I bought an annual policy thinking I was all set. What I didn’t realize was that it only covered trips up to 30 days. So, when I had to file a claim because my dad got sick, it was denied.

Why? Because I was away from home for four months. My one “trip” exceeded the 30-day limit, making my policy pretty much useless for my digital nomad lifestyle.

Yep, this was all in the policy information. It was entirely my own fault.

So, take it from someone who’s been there—make sure you know exactly what you’re getting into before you hit that “purchase” button. Trust me, it’ll save you a lot of headaches down the road.

Related Posts

• How to Find Affordable Digital Nomad Health Insurance
• Countries With Good and Affordable Healthcare
• Pros and Cons of Being a Digital Nomad
• The  Best Cities for Digital Nomads
• Best Digital Nomad Books
• Older Digital Nomads
• Working for a US Company While Living Abroad
• Digital Nomad Equipment & Gear
• Navigating the World of Digital Nomad Housing

The post Top 10 Digital Nomad Travel Insurance Plans (2024) appeared first on Digital Nomad and a Dog .

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Don't forget these 5 gadgets when you travel this week

As a tech journalist, I often travel across the US -- and sometimes out of it -- to attend product launch events, trade shows, and other briefings for news that readers care about. It certainly helps to be based in New York City, where most of the gadgetry madness tends to occur, but when I am out and about (for work or play), there's a bag full of tech that I always have with me.

My treasure trove of electronics has evolved over recent years, transitioning to newer GaN chargers and more capable yet still portable camera systems . The five picks below are among my current arsenal of travel tech, and if you're traveling this week for the Fourth of July holiday, I highly encourage packing a few of these items into your carry-on. 

I'll make this a little more exciting for you by stating the obvious: My phone and a reliable Bluetooth tracker are always with me, so I've opted not to put them on this list. Instead, you'll find products I've personally tested that are useful enough for you to consider for your next adventure.

Also: The best travel gadgets of 2024  

DJI Osmo Pocket 3

While smartphone cameras have become very capable at capturing life's moments, I still prefer the enhanced stabilization and portability of a dedicated pocket camera, especially when I'm recording smooth-panning videos of product demos and scenery. The camera I've most recently settled on is the DJI Osmo Pocket 3, famous for its ability to record up to 4K resolution through a one-inch CMOS sensor. The output I've gotten has been reliable and impressive, both for vertical and horizontal footage, which can be set by physically swiveling the touchscreen viewfinder.

Does carrying an additional camera feel unnecessary? Not when the quality is noticeably better and it greatly reduces the battery consumption you'd otherwise put on your phone when recording videos. Reddit users who have used the Osmo Pocket 3 seem to agree, with the added benefits being better audio recording, improved video stabilization, and a larger sensor for more dramatic shots.

Also:  The best vlogging cameras of 2024

Lenovo Go Wireless Power Bank 10,000mAh

Lenovo's power bank may look unassuming, but trust me when I say there's more to it than what meets the eye. Besides having a 10,000mAh capacity, meaning there's enough juice to power a phone (and other accessories like earbuds) two to three times, a fairly long USB-C cable is built into the battery pack, saving you the hassle of carrying a separate one. 

Here's the second trick: the Lenovo Go can wirelessly charge Qi-supported devices when you place them on top of the accessory, allowing you to charge two devices at once (via wired and wireless) if you're feeling adventurous.

While the charge output is capped at 30W, many customers on Lenovo's website have found the power bank adequate for powering phones, tablets, and earbuds, and have been particularly satisfied with the built-in charging cable.

Also: The best power banks of 2024: Expert tested

Ayaneo Flip

I don't consider myself a hardcore gamer, but I've found traveling, especially when on long flights, to be the perfect opportunity to get my NBA 2K and Rocket League fix. Lately, my vehicle of choice for gaming has been the Ayaneo Flip, a Windows-powered handheld with Nintendo DS written all over it, from the dual touchscreen displays to the ergonomic shoulder triggers. Thanks to the OS and a capable AMD Ryzen 7 processor, I've been able to play Steam and Epic Games titles right on the device at medium to high graphic settings.

The big question mark with the Ayaneo Flip is its price point and availability, according to several interested Reddit users. With a starting price of $699, the Flip can best be justified by those who want a competent, on-the-go gaming handheld that can also be used for standard PC tasks like web browsing, streaming videos, and emailing. One of the Flip's most underrated features is the ability to output to a monitor or TV screen for a gaming experience more similar to standard consoles.

Also: Everything you need to create the ultimate gaming setup

Meta Ray-Ban Smart Glasses

While the Meta Ray-Ban smart glasses are fantastic for recording hands-free videos, I've found them more practical as a wearable tour guide. Thanks to recent Meta AI updates , the glasses can pull context from what's in front of you, whether it's a monument, statue, or restaurant storefront, and answer your most burning questions. I've used the smart glasses to identify unfamiliar landmarks, tell me the most popular food items at a local restaurant, play music from artists from the city that I've traveled to, and more.

The general sentiment toward the Meta Ray-Bans has been mostly positive, with Reddit users favoring the ease of use, comfort, and various capabilities. The price point of the glasses, starting at $299, is fairly competitive as well. 

Review: Meta Ray-Ban Smart Glasses: The best AI-powered AR glasses to buy right now

Nomad 65W Slim Power Adapter

Besides carrying a portable battery pack, I also travel with Nomad's 65 Slim Power Adapter, which fields two USB-C ports to charge tablets, phones, earbuds, and even laptops, like my MacBook Air. To help with portability, the prongs are collapsible, the charger is very slim, and it lies flush when plugged into the outlet. Carrying the accessory around is like carrying a pack of mints.

Customers, including ZDNET's Adrian Kingsley-Hughes, have expressed satisfaction with Nomad's 65W Slim Power Adapter, appreciating the speedy power delivery and support for two USB-C inputs. I especially recommend this charging adapter for users with ultraportable devices like lightweight and smaller laptops and iPads.

Also: Nomad's 130W charger has one unique feature that's game-changing for me

Why should you trust me?

When I'm not writing about technology, I'm probably working overtime as my family's IT support guy. And when I'm not working at all, I'm likely watching, reading, or consuming some form of content about technology. So when I make product recommendations, I suggest gadgets I've personally tested and have proven to deliver the value (if not more value) that manufacturers promise.

My main expertise is mobile, from phones to wearables to accessories, which plays hand-in-hand with the topic of this story. I also travel about 10 times throughout the year, including from New York to California, so I've developed an understanding of which gadgets are essential and which are optional.

How do you pack electronics for traveling?

When traveling, storing any devices with lithium-ion batteries, such as laptops, tablets, and power banks, in your carry-on baggage is best. If my gadgets aren't already stored in a tech pouch or cushioned bag, I'll surround them with clothing to prevent any damage during travel.

Other travel-friendly tech we think you'd love 

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Mozambique is a true paradise with endless idyllic beaches and a vibrant relaxed atmosphere; not only the perfect getaway for a family and honeymooning couple, but a country rich in economic and commercial properties. Surrounded by Tanzania, Malawi, Zambia, Zimbabwe, Swaziland and South Africa, and with the Indian Ocean meeting its entire eastern border, Mozambique is the 34th largest country in the world.

Mozambique was liberated from its colonizers, Portugal, in 1975 and became the People’s Republic of Mozambique. Two years laters however, it was submersed in a civil war which lasted then until 1992, when it reached a democratic turning point. Today, Mozambique has a stable political climate and a growing economy, aided by its constantly budding tourism industry.

With its tropical climate, vibrant atmosphere, serene beaches and unique culture, Mozambique is a true paradise; the perfect getaway for anyone. Spend a day lounging on a pristine beach, go diving in its transparent waters, go fishing and explore the local food and craft markets. Mozambique has nine national parks, making it easy and convenient for tourists to observe its wildlife and diverse landscapes.

Mozambique is famous for putting on a good show for its guests at night time; with its unique blend of music and being the creator of the Marimba instrument, there will be no shortages of festive atmospheres throughout the year. Team the atmosphere with fresh cocktails and a beautiful location and you’ll be on the way to having the time of your life.

Nomad tours will show you the beautiful attractions of Mozambique, as well as taking you to it’s beautiful islands such as Bazaruto. This tropical nation with a truly unique Portuguese and African blend of cultures will treat you a holiday that you’ll never forget.

• Praia do Tofo
•   Vilanculos
•   Overnight Dhow Excursion
•   Bazaruto Archipelago National   Park
•   Visit to Tofo
• Area: 801 590 km²
• Avg. Life Expectancy: 58,31 years
• Population est: 29,67 million
• Literacy: 58.8%
• Capital city: Maputo

Portuguese is the official language of Mozambique but 90% of Mozambicans use another language. According to world language catalogue Ethnologue, Mozambique has 43 languages.

• Do I need vaccinations to visit Mozambique?  
• Are there any age restrictions on Mozambican Tours?  
• What currency do I use in Mozambique?  
• What do I pack?   A sense of fun and a flexible attitude! A full checklist of essential items is included in the pre-departure info document.
• What do I leave behind?  Your watch, cellphone, laptop, work, stress, concept of time, pre-conceptions about anything and any attitude that is not pure adventure.

FIND YOUR PERFECT MOZAMBIQUE TOUR

How some young Canadians are saving money by embracing the digital nomad lifestyle

Lower cost of living, chance to travel the world can be appealing to remote workers.

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Sitting in a bright, plant-filled coffee shop in the town of Písac, Peru — natural light filtering in from a skylight above — Grayson Allen explains that he's always wanted to work abroad.

The 30-year-old content creator from Vancouver is a self-described digital nomad, a term for people who perform their jobs remotely from anywhere in the world.

For the last two and a half years, he has worked remotely in the U.K., Colombia, Ecuador, Mexico and, most recently, Peru — first for a Canadian company and now for himself.

"It seems like the dream, you know? You get to kind of save money, it's [a] cheaper cost of living, you get to travel on the weekends still," Allen told CBC News via Zoom.

"The country's happy because you're spending money there. Canada's still happy because you're paying taxes even though you're not using any of the services there."

Faced with the high cost of living at home, some travellers are turning to digital nomadism to save money — and countries from Portugal to Japan to Barbados have made this arrangement easier by introducing digital nomad visas intended for hybrid work and travel (Canada has also announced its own digital nomad strategy ).

Since he started "nomading" on temporary visas, Allen said he's repaid most of the student loans he incurred from a master's degree in the U.K. and at one point was saving two-thirds of his paycheque while working remotely.

"A lot of people I know in Vancouver, they're just surviving," he said. "My angle is kind of more like, well, if I do want to live in Vancouver in the future, I better make some good money."

Canadians likely in the U.S., Mexico, says researcher

Digital nomadism exploded in popularity when the COVID-19 pandemic led to a dramatic increase in people working remotely. One study found that 40 million people worldwide identify as digital nomads , most of them from the United States, where a report found that 17.3 per cent of American workers see themselves as digital nomads.

"There's quite a lot of talk about digital nomad visas at the moment, and they're all quite confusing, they're all quite different. But none of those existed before the pandemic," said David Cook, an anthropologist at University College London who researches digital nomads.

Long before the pandemic normalized the arrangement and countries and workplaces started implementing these programs formally, the cost of living was a major consideration for digital nomads, he said.

• Canada wants to woo 'digital nomads.' Can we compete?
• Canada to launch 'digital nomad strategy,' other measures to woo international talent

"Digital nomads are quite a broad group. Not all are very high net-worth individuals who are earning lots of money. Some are, but not everyone is," Cook said.

The combination of remote work and travel has led to growing concerns in some hot spots in Latin America, Europe and Southeast Asia that digital nomads and other tourists are pushing locals out of affordable housing  and driving up prices.

Cook said Canadian digital nomads are more likely to be hunkering down in the U.S. or Mexico than in Southeast Asian or East Asian countries, for example, because the similar time zones make remote work more seamless.

COVID restrictions boosted phenomenon

But it remains unclear how many Canadians have adopted this lifestyle. More than 11 per cent of the Canadian population is currently living abroad, according to  an April 2024 report from the McGill Institute for the Study of Canada, based at McGill University in Montreal.

It's hard to know how many of those are digital nomads who are working remotely for a Canadian company, said Sen. Yuen Pau Woo, who commissioned the McGill report to shed light on Canada's large diaspora.

• Digital nomads want to work from anywhere. Some worry that's creating problems for local communities

"My hunch is that they would constitute a very small proportion of the 4.3 million or more Canadians living overseas," Woo told CBC News. "They will also be a relatively newer phenomenon, given that the ability to work remotely, broadly speaking, is fairly recent [and] obviously amplified by COVID restrictions."

The federal government doesn't directly track Canadians leaving the country, a spokesperson for Immigration, Refugees and Citizenship Canada confirmed in an email to CBC News. Most of the data available is from what Woo refers to as "indirect sources."

Mexico City struggles with wave of remote workers

CBC News reached out to embassies and programs in the Bahamas, Brazil, Costa Rica, Ecuador, Mexico, Croatia, Greece, Hungary, Italy, Spain, Portugal, South Korea, Turkey, the United Arab Emirates and Seychelles.

There were few responses, but Costa Rica's tourism board said seven Canadians were approved for the country's digital nomad visa between Jan. 1 and April 30 this year.

A spokesperson for the Canadian Embassy in Portugal said it is "aware of a growing number of Canadian visa holders in Portugal, particularly among digital nomads in Lisbon over the past two years, although we lack specific quantitative data to contribute."

• Emigration from Canada to the U.S. hits a 10-year high as tens of thousands head south

Iolanda Andrade, an immigration lawyer based in Lisbon, counts about 10 to 15 Canadians among her clients — all of whom are digital nomads entering Portugal either using the designated nomad visa or a passive income visa called the D7.

While it depends on the country issuing them, digital nomad visas have certain restrictions that limit their accessibility, including a minimum income requirement. In Portugal, applicants to the digital nomad visa need to be earning at least four times the country's minimum wage.

"Normally it's very easy for a Canadian resident or citizen to have the requirements that this type of visa asks for," Andrade said.

Housing costs in Canada a factor in going abroad

As for whether it's a concern that Canadians might be leaving on digital nomad visas because of cost-of-living issues, Woo said he doesn't think the phenomenon should be overstated — least of all because it remains unknown how many Canadians are using these visas abroad.

"The fact that they continue to maintain ties with Canada through work says something about their attachment to the country," he said.

Some Canadians feel differently. Azra Kassam, a 34-year-old digital content manager, arrived in Calgary from Kenya when she was young and spent most of her adult life in Toronto.

Kassam used a digital nomad visa in Croatia last year, went back to visit recently and plans to use the visa again when she returns in September.

Originally, cost wasn't a factor in her decision to apply for the visa. But when housing prices started to skyrocket, it became a more important consideration.

"I think there's a lot of that sentiment going around right now ... you know, the country was supposed to take care of me and they haven't. And it's making me want to go find a new life somewhere else, which is pretty sad," Kassam told CBC News.

• First Person What this digital nomad learned during the COVID-19 lockdown
• Where can you afford to rent in Canada?

She estimates that she's saving about $1,000 a month working remotely in Croatia for her Toronto-based company. She's   established a WhatsApp community for digital nomads and expats in Croatia that now has 500 members, including some Canadians.

"I don't plan on really living in Canada any time soon," Kassam said.

"If I could spend $2,200 on a one bedroom in Toronto or if I could spend $2,200 and that gives me flights, a place to live, groceries, fun things to do — why would I not choose the second one?"

ABOUT THE AUTHOR

Jenna Benchetrit is a senior writer with the business content unit at CBC News. She has also covered entertainment and education stories. A Montrealer based in Toronto, Jenna holds a master's degree in journalism from Toronto Metropolitan University. You can reach her at [email protected].

With files from Shawn Benjamin

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