concession travel card

How to apply for or renew your National Entitlement Card

You can use getyournec.scot to apply for, renew and request a replacement National Entitlement Card (NEC). If you cannot submit your request online, please select from the menu if you are enquiring about a 60+ or disabled NEC, or the Young Persons' Free Bus Travel NEC for those under 22.

Local authority contacts for 60+ or disabled scheme

Using the details below, please contact your local authority or Strathclyde Partnership for Transport (SPT) who can advise of the current application and renewal process in your area.

Aberdeen City

• Associated card number (First six digits):  633560
• Phone number:  03000 200 293
• Email address:  [email protected]
• Aberdeen City website

Aberdeenshire

• Associated card number (First six digits):  633727
• Phone number:  03456 081 208
• Email address:  [email protected]
• Aberdeenshire website
• Associated card number (First six digits):  633719
• Phone number:  03452 777 778
• Email address:  [email protected]
• Angus website

Argyll & Bute (SPT)

• Associated card number (First six digits):  633297
• Phone number:  0141 333 3211
• Email address:  [email protected]
• Argyll & Bute (SPT) website

Clackmannanshire

• Associated card number (First six digits):  633741
• Phone number:  01259 450 000
• Email address:  [email protected]
• Clackmannanshire website

Comhairle nan Eilean Siar (Western Isles)

• Associated card number (First six digits):  633624
• Phone number:  01851 822 661
• Email address:  [email protected]
• Comhairle nan Eilean Siar (Western Isles) website

Dumfries & Galloway

• Associated card number (First six digits):  633670
• Phone number:  030 33 33 3000
• Email address:  [email protected]
• Dumfries & Galloway website

Dundee City

• Associated card number (First six digits):  633725
• Phone number:  01382 433 267
• Email address:  [email protected]
• Dundee City website

East Ayrshire (SPT)

• Associated card number (First six digits):  633687
• East Ayrshire (SPT) website

East Dunbartonshire (SPT)

• Associated card number (First six digits):  633564
• East Dunbartonshire (SPT) website

East Lothian

• Associated card number (First six digits):  633546
• Phone number:  01620 827 827
• Email address:  [email protected]
• East Lothian website

East Renfrewshire (SPT)

• Associated card number (First six digits):  633570
• East Renfrewshire (SPT) website

Edinburgh (City of Edinburgh)

• Associated card number (First six digits):  633668
• Phone number:  0131 200 2351
• Email address:  [email protected]
• Edinburgh (City of Edinburgh) website
• Associated card number (First six digits):  633733
• Phone number: 01324 506 607
• Email address:  [email protected]
• Falkirk website (Disabled)
• Falkirk website (Over 60)
• Associated card number (First six digits):  633250
• Phone number:  0345 155 0066
• Email address:  [email protected]
• Fife website

Glasgow City (SPT)

• Associated card number (First six digits):  633740
• Glasgow City (SPT) website
• Associated card number (First six digits):  633603
• Phone number:  01349 886 604
• Email address:  [email protected]
• Highland website

Inverclyde (SPT)

• Associated card number (First six digits):  633744
• Inverclyde (SPT) website
• Associated card number (First six digits):  633678
• Phone number:  0131 561 5455
• Email address:  [email protected]
• Midlothian website
• Associated card number (First six digits):  633737
• Phone number:  0300 123 4565
• Email address:  [email protected]
• Moray website

North Ayrshire (SPT)

• Associated card number (First six digits):  633279
• North Ayrshire (SPT) website

North Lanarkshire (SPT)

• Associated card number (First six digits):  633284
• North Lanarkshire (SPT) website

Orkney Islands

• Associated card number (First six digits):  633734
• Phone number:  01856 873 535
• Email address:  [email protected]
• Orkney Islands website

Perth & Kinross

• Associated card number (First six digits):  633708
• Phone number:  01738 475 000
• Email address:  [email protected]
• Perth & Kinross website

Renfrewshire (SPT)

• Associated card number (First six digits):  633289
• Renfrewshire (SPT) website

Scottish Borders

• Associated card number (First six digits):  633743
• Phone number:  0300 100 1800
• Email address:  [email protected]
• Scottish Borders website

Shetland Islands

• Associated card number (First six digits):  633679
• Phone number:  01595 744 868
• Email address:  [email protected]
• Shetland Islands website

South Ayrshire (SPT)

• Associated card number (First six digits):  633559
• South Ayrshire (SPT) website

South Lanarkshire (SPT)

• Associated card number (First six digits):  633231
• South Lanarkshire (SPT) website
• Associated card number (First six digits):  633739
• Phone number:  01786 237 500
• Email address:  [email protected]
• Stirling website

West Dunbartonshire (SPT)

• Associated card number (First six digits):  633511
• West Dunbartonshire (SPT) website

West Lothian

• Associated card number (First six digits):  633285
• Phone number:  01506 280 000
• Email address:  [email protected]
• West Lothian website

Local authority contacts for Young Persons’ Free Bus Travel Scheme

• Associated card number (First six digits):  633560
• Phone:  03000 200 292
• Associated card number (First six digits):  633727
• Phone:  03456 081 208
• Email:   [email protected]
• Associated card number (First six digits):  633719
• Phone:  03452 777 778 

Argyll & Bute

• Associated card number (First six digits):  633297
• Phone: 01546 605 517
• Email address:  [email protected]
• Argyll & Bute website
• Associated card number (First six digits):  633741
• Phone:  01259 450 000
• Email:   [email protected]
• Associated card number (First six digits):  633624
• Phone:  01851 822 661
• Email for 5-10 year olds:  [email protected]
• Email for 11-21 year olds:   [email protected]
• Associated card number (First six digits):  633670
• Phone:  0303 333 3000
• Email:   [email protected]
• Associated card number (First six digits):  633725
• Phone:  01382 433 267
• Email: [email protected]

East Ayrshire

• Associated card number (First six digits):  633687
• Email:   Online contact form
• East Ayrshire website

East Dunbartonshire

• Associated card number (First six digits):  633564
• Phone:  0300 123 4510
• Email: [email protected]
• East Dunbartonshire website
• Associated card number (First six digits):  633546
• Phone:  01620 827 827
• Email:   [email protected]

East Renfrewshire

• Associated card number (First six digits):  633570
• Phone:  0141 577 3001
• Email: [email protected]
• East Renfrewshire website
• Associated card number (First six digits):  633668
• Phone:  0131 200 2351
• Email:   [email protected]
• Phone: 01324 506 607
• Email:   [email protected]
• Falkirk website
• Associated card number (First six digits):  633250
• Phone:  0345 155 0066
• Email:   [email protected]

Glasgow City

• Associated card number (First six digits):  633740
• Phone: 0141 276 0727
• Email:  [email protected]
• Glasgow Life website
• Associated card number (First six digits):  633603
• Phone:  01349 886 604
• Email:   [email protected]
• Associated card number (First six digits):  633744
• Phone:  01475 715 450
• Email:  [email protected]
• Inverclyde website
• Associated card number (First six digits):  633678
• Email:   [email protected]
• Associated card number (First six digits):  633737
• Phone:  0300 123 4565
• Email:   [email protected]

North Ayrshire

• Associated card number (First six digits):  633279
• Phone:  01294 310 000
• Email: [email protected]
• North Ayrshire website

North Lanarkshire

• Associated card number (First six digits):  633284
• Email for Young Scot cardholders (Age 11+):   [email protected]
• Email for age 5-10:  [email protected]
• North Lanarkshire website for age 5-15
• North Lanarkshire website for age 16-21
• Phone:  01856 873 535
• Email:   [email protected]
• Associated card number (First six digits):  633708
• Phone:  01738 475 000
• Email:   [email protected]

Renfrewshire

• Associated card number (First six digits):  633289
• Phone:  0300 300 0209
• Email:   [email protected]
• Renfrewshire website
• Associated card number (First six digits):  633743
• Phone:  0300 100 1800
• Email:   [email protected]
• Associated card number (First six digits):  633679
• Phone:  01595 744 490
• Email:   [email protected]

South Ayrshire

• Phone:  0300 123 0900
• Email:   [email protected]
• South Ayrshire website

South Lanarkshire

• Associated card number (First six digits):  633231
• Phone:  0303 123 1015
• Email:   [email protected]
• South Lanarkshire website
• Associated card number (First six digits):  633739
• Phone: 01786 233 562
• Email: [email protected]

West Dunbartonshire

• Associated card number (First six digits):  633511
• Phone: 01389 738 282 
• Email: [email protected]
• West Dunbartonshire website
• Associated card number (First six digits):  633285
• Phone: 01506 280 150
• Email: [email protected]

Apply for a transport concession card

A Transport Concession Card entitles the holder to concession travel on Adelaide Metro bus, train and tram services.

People who receive certain payments from Centrelink can apply. Check eligibility if you haven't already done so.

You'll need:

• your Centrelink Customer Reference Number (CRN) file number
• Self-Employment Allowance recipients: A statement of income from the Department of Employment and Workplace Relations, showing the start and end dates of your payment.

Other ways to apply

Transport concessions for asylum seekers

Who can apply.

You can apply if you:

• are waiting to lodge an application for protection
• have lodged an application for protection and are waiting for it to be processed
• have had your application for protection refused and are seeking merits or judicial review.

How to apply

Contact your Status Resolution Support Service (SRSS) provider to apply.

• Accessibility
• Acknowledgement of Country

SA.GOV.AU is licensed under a Creative Commons Attribution 4.0 Licence . © Copyright 2024

Transport concession

Opal concession eligibility.

As a Macquarie domestic student, you may be eligible for concession travel with Transport for NSW. Find out about the eligibility criteria and steps to follow to get a concession Opal card.

New students

If you are enrolled as a full-time, internal student at Macquarie University, you may be eligible for concession travel on public transport in NSW. To order a concession Opal card , follow the steps under 'Applying' below.

Continuing students

Continuing students need to submit a new declaration each year for your concession Opal card to remain active. Don't forget to go to AskMQ and submit your declaration form to allow us to share your eligibility/enrolment status details with Transport for NSW (TfNSW) for this year.

Eligibility

To check your eligibility, access the Transport for NSW (TfNSW) website or read their transport concession guidelines [PDF 236.8KB].

International tertiary students are generally not entitled to concession fares in NSW. To understand the eligibility requirements, international students can check the TfNSW tertiary students information.

Follow these simple steps to apply for your student concession Opal card. You should ensure you have your enrolment information handy when applying.

• Log in to AskMQ and fill out a declaration form to allow MQ to share your eligibility/enrolment status with TfNSW. Continuing students need to submit a declaration each calendar year.
• Wait 24 to 48 hours for the TfNSW Opal system to receive your declaration.
• Go to TfNSW Concession Opal Card and apply by either visiting opal.com.au or calling 13 67 25 (13 OPAL).

Your concession Opal card will arrive in the post within five to seven working days. You should then activate the new card before using it to travel.

If you have filled in the declaration and are having trouble applying, make sure you check your eligibility .

Verified your eligibility and still having problems? Check out our FAQs below to troubleshoot your situation.

Tertiary student proof of entitlement

• an Approved Form of Student ID Card (Macquarie's student campus card has been approved by TfNSW)
• a Transport Concession Entitlement Card

You must carry these cards when you travel. If you do not have your concession Opal card and proof of entitlement (your student campus card), you will need to pay for and travel with an adult fare or you may be fined.

Important information

To facilitate reforms to the NSW Tertiary Student Transport concession schemes, including the introduction of an electronic ticketing system (concession) under a new scheme agreed with Transport for NSW (TfNSW), the University is now responsible for verifying the eligibility of students to TfNSW.

Once your eligibility is confirmed by the University, the University is required to send your name, date of birth and University OneID directly to TfNSW. This enables TfNSW to process student applications for concession travel.

If you wish to apply for the concession, you must complete the application form at the TfNSW website.

Further information about the concession and the eligibility criteria for the concession can be accessed from the TfNSW website .

For undergraduate students at Macquarie University, full-time is considered to be 30 credit points or more per session.

For postgraduate students at Macquarie University, this varies according to your degree. Contact Service Connect to check if you are considered full-time.

Consent to disclosure of your personal information

So that the University can send your name, date of birth and University OneID to TfNSW for the purpose of providing of tertiary student concession travel to you, we require you to read and consent to the Privacy Notice and Declaration and agree to the sharing this information with TfNSW using this online form .

Information regarding how your information will be used and disclosed by TfNSW is set out in the Privacy Notice and Declaration.

For more information about TfNSW's privacy and information handling practices, please go TfNSW Privacy Statement .

For more information about the privacy and information handling practices related to the ordering and use of the Opal Card in particular, please see the Opal Privacy Policy .

Opposing your enrolment information being sent to TfNSW

If you do not want your eligibility/enrolment status information to be shared with TfNSW, then you are not required to provide your consent to the Privacy Notice and Declaration.

If you do not provide your consent, your eligibility status will not be disclosed to TfNSW. However, if the University does not disclose your eligibility information to TfNSW, you will be unable to apply for a concession Opal card through the online application process at the TfNSW website (see link above).

Troubleshooting

The below checklist of questions may help you understand any issues with your Opal Concession.

Am I a domestic student?

You must be an Australian Citizen or Permanent Resident to be eligible for Concession. You also need to reside in NSW.

Am I enrolled in a full-time, internal study load?

You must be enrolled into a minimum of 30 credit points for the first (Session 1/Winter Vacation) or second half of the year (Session 2/Session 3) in internal mode.

Have I submitted the Transport Declaration Form?

A Transport Declaration form must be submitted on AskMQ for each year you wish to receive Concession. Ensure you have submitted a Declaration form for the current year.

I received an email from Opal saying my card will be blocked

First, ensure you have submitted the Declaration form for the year. If you have recently withdrawn from any units, check to see that you are enrolled in the minimum number of internal units for Concession.

I have changed degrees this year

If so, you will need to resubmit the Transport Declaration form on AskMQ.

I am an eligible HDRO or Macquarie University College student

If so, you may require an eligibility override from Service Connect. If you meet the eligibility requirements and are experiencing issues when ordering a Concession Opal Card, please contact Service Connect for assistance.

I may be eligible due to a Scholarship, Special Consideration, or other circumstances

Do my details match my macquarie details.

When applying for the card on the Opal website, ensure all your details match your Macquarie details, including your student email address.

Has my card been blocked by Opal?

If so, you will need to request a new Concession card from Transport for NSW. Ensure you have submitted the Transport Declaration form and still meet the eligibility requirements.

I am a new student – when can I order a concession opal card?

Transport for NSW usually accepts applications for Concession Opal Cards no earlier than two weeks prior to the start of session.

I received an email from Transport NSW advising my concession Opal card will be blocked in two weeks and suggests I need to speak with the university to confirm full time enrolment status.

If you have not already done so for the current calendar year, please submit a  Transport Concession Declaration form via AskMQ . Without submitting this form we are unable to share your eligibility details with Transport for NSW due to privacy legislation. Submitting this form gives us consent to share your enrolment status information.

You need to submit the Transport Concession Declaration form at the start of every year.

You also need to ensure you continue to meet the eligibility requirements set by Transport for NSW.

I have recently been granted Permanent Residency, can I apply for a Concession Opal Card part way through a study period, or do I need to wait until the start of the next study period?

You do not need to wait until the start of the next study period to apply for a Concession Opal Card, however you need to ensure you meet the eligibility requirements.

You will have to update your Residency Status before you order a Concession Opal Card – follow the “Change of residency” information on this  fees information page .

More information about ordering a Concession Opal Card can be found on our transport concession webpage.

Service Connect

• Ground Floor
• 18 Wally's Walk
• Macquarie University
• T: +61 (2) 9850 6410

Got questions?

Find answers via AskMQ.

Apply for a concession card

Visit Transport for NSW to order your concession card.

Related links

• Change of residency

Your Concessionary Travel Card

Apply for or Manage your Card

If your primary address is in Wales and you’re either aged 60 and over or meet the Government’s disability eligibility criteria , you can travel for free on most bus services in Wales and the borders and get discounted or free travel on many rail services

If you've already applied and you’d like to track your application or have a card and you’d like to update your details, please select “Manage my card or application” below. You’ll be asked to enter your National Insurance number or card number, along with your Date of Birth and Postcode.

Apply for a 60 and Over Welsh Concessionary Travel Card

You're entitled to a Concessionary Travel Card if you're at least 60 years old and your primary residence is in Wales.

Apply for a Disabled Person's Welsh Concessionary Travel Card

You're entitled to a Concessionary Travel Card if you're an eligible disabled person and your primary residence is in Wales.

If you're a disabled person and your condition limits your ability to travel alone you may be able to get a companion card that will allow someone else to travel with you for free.

My existing card or application

If you've just applied, view your application details and upload additional documents if we've asked you to.

If you already have a card, let us know if you want to change your card details or report a card lost/stolen.

Renew my card

If you have received a letter advising your card is due to expire or has expired, please log into your account to request a renewal. Your card expiry date is printed on the front of your card. You can only apply for a renewal a maximum of 6 weeks before your card is due to expire.

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Benefits and Entitlements

If you're 60 or over or you have a disability, you might be eligible for public transport concessions – from discounts on your rail journeys to a free bus pass.

What transport concessions are available?

Can i get a free bus pass, can i get a discount on train travel, can i get a london freedom pass, what if i have difficulty using public transport, what if i'm unable to use public transport, more travel concessions questions.

There are several national public transport concessions available to older and disabled people. Some entitle you to discounts on your fares, while others allow you to travel for free.

Eligibility for these concessions depends on whether you have a disability or your age. 

Depending on your age and your circumstances, you might be able to get one of the following free bus passes, which allow you to travel free on local buses:

• an older person's bus pass
• a disabled person's bus pass

What age do I have to be to get an older person's bus pass?

You can get an older person's bus pass when you reach State Pension age, which is currently 66 for both women and men.

Apply for your older person's bus pass on GOV.UK

If you're 60 or over and live in London, then you can get free travel on buses, trains and other modes of transport in and around London with a 60+ London Oyster photocard.

Apply for your 60+ London Oyster photocard on the TFL website

How can I get a disabled person's bus pass?

There's no central provider of the disabled person's bus pass – to find out if you're eligible and how to apply, you need to get in touch with your local council.

Find your local council and apply for a disabled person's bus pass on GOV.UK

Are there any other discounts if I'm an older person or I'm disabled?

It's a good idea to contact individual transport operators to see if they offer discounts.

For instance, National Express offers Coachcards. These are discount cards for older or disabled customers. You buy them for a set fee of £15.00 and they get you a third off the cost of your travel across the year.

Find out more and order a Coachcard on the National Express website

Depending on your age and circumstances, you might be entitled to one of the below railcards:

• a Senior Railcard
• a Disabled Person's Railcard

Both railcards are discount cards. You buy them for a set fee to last either 1 or 3 years and they get you a third off the cost of your train travel.

Can I get a Senior Railcard?

The Senior Railcard is available for anyone aged 60 or over to buy.

You can apply on the Senior Railcard website using a valid passport or UK driving licence as ID. Or, you can apply in person at most staffed railway stations.

Find out more about the Senior Railcard and apply online

Can I get a Disabled Person's Railcard?

The Disabled Person's Railcard is available to you if you meet one of the following criteria:

• you're registered as deaf or use a hearing aid
• you're registered as having a visual impairment
• you have epilepsy
• you receive a disability-related benefit, such as  Personal Independence Payment
• you receive War or Service Disablement pension
• you receive Attendance Allowance
• you receive Severe Disablement Allowance
• you receive War Pensioner's mobility supplement

Find out more about the Disabled Person's Railcard and apply online

Freedom Passes give London residents free travel in the city – including National Rail services, the Underground, buses, river services and trams – and free local bus journeys nationally.

If you live in London, you can apply for a Freedom Pass if one of the following applies to you:

• you've reached State Pension age
• you have a disability.

Find out more about Freedom Passes and apply on the London Councils website

National Rail has an interactive tool called Stations Made Easy, designed to help people find their way around stations and find more accessible routes, avoiding potential difficulties like stairs. This may be helpful if you have difficulty using public transport because of your health. 

Find out more and use the tool on the National Rail website

If you're disabled, you can't use public transport, or you don't have access to a car, you might also be able to use a community transport scheme – such as a social car, dial-a-ride, or taxicard scheme.

Shopmobility schemes help people shop in town centres by lending out wheelchairs and scooters. Some local councils also offer concessions on local public transport.

To find out what's available in your area, you can contact your local council or your local Age UK.

Find your local council on GOV.UK

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• Please enter a valid postcode

No, you can't use a free bus pass on National Express buses. To get senior concessions on National Express you need to buy a senior coachcard, which costs £15 a year.

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Yes, your bus pass will give you free travel on buses across England, including London. However, there may be specific rules about when you can travel for free, so check your local council's free bus pass guidance before travelling.

Find your local council's older person's bus pass guidance on GOV.UK

Want more information?

Apply for an older person's bus pass on GOV.UK

Apply for a disabled person's bus pass on GOV.UK

We're here to help

We offer support through our free advice line on 0800 678 1602. Lines are open 8am-7pm, 365 days a year. We also have specialist advisers at over 120 local Age UKs.

About the Age UK Advice Line Find your local Age UK

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Last updated: Apr 09 2024

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Queenslanders will pay 50 cents to catch public transport from August 5. Here is what you need to know

Gold Coast commuters who catch the train to Brisbane will save up to $28 a day from August, with public transport fares to be slashed to $1 return.

Queenslanders will pay 50 cents for each trip on a train, bus, ferry and light rail from August 5 — for any distance and in any direction — with the state government introducing a six-month trial.

Donna Douthwaite from Kirra on the Gold Coast says she spends $90 a week travelling to Brisbane to work, and as a single mother the price dop will "help out so much". 

"The cost of living is insane at the moment," she says.

What are the savings?  

Among the biggest winners will be those who travel between the Gold Coast and Brisbane. 

During peak times — which is before 8:30am and after 3:30pm on weekdays — it costs $14.55 one way to travel across three zones in the Translink network.

That adds up to $29.10 a day return, which will be reduced to $1 from August 5. 

For those travelling return five days a week for the entirety of the six-month trial, it will cost $120.

For a concession fare, it costs $7.28 to travel between Brisbane and the Gold Coast at peak times, meaning those who hold an eligible Go Card will save $6.78 each way.

For those who travel between Rosewood in Ipswich and Brisbane, it currently costs $8.72 one-way at peak times.

To travel between Caboolture or Beenleigh to Brisbane it costs $6.63 in peak times in one direction for an adult.

Travelling between Shorncliffe and Brisbane City costs $4.34 one way, which is $8.68 return and will be slashed by $7.38 during the trial.

How long will the cheap fares last?

The trial will start on August 5, and run for six months. 

Premier Steven Miles says the trial is designed to ease congestion on roads and help with the cost of living.

He says a campaign will rollout with the price change, which will include the message "use it or lose it".

"If it doesn't work … it won't continue," Mr Miles said when making the announcement on Sunday. 

Ross Elliott, who is the director of Suburban Futures, says paying 50 cents will allow for the government to determine how popular each route is. 

"The question is going to be, other than an initial flush on enthusiasm, what is that patronage going to settle back into?"

He says people on the road tend to be those heading to schools, the shops and the gym rather than to work. 

"We have this fixation it is all about the commuter driving themselves to work — [they're] not the main person on the road."

Who will pay 50 cents?

Half price concession fares will not apply from August 5, with fares on Translink services to cost 50 cents for six months.

Translink says children aged five to 14 will still be able to travel free on weekends using their orange child Go Card.

Children aged four years older and under will still be able to travel for free at all times.

The 20 per cent discount on off-peak travel will not apply during the six-month period, according to Translink. 

Senior concession card holders will be able to continue to travel for free on Brisbane City Council buses and in the Gold Coast City Council areas during off-peak travel times.

Airtrain services will not be included

The 50 cent fare will apply to buses, trains, ferries, trams and all regional buses in Queensland that are operated by Translink. 

It will not include Airtrain services that run to and from Brisbane's international and domestic airport terminals. 

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Prices slashed to 50 cents in 'radical change' to how much queenslanders pay for public transport.

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Find the best credit card for you

Best family travel credit cards of 2024, unlock award flights, hotel stays and airport lounge access with the top family travel credit cards..

Family travel is a rewarding but complicated endeavor, and every family member you add to the trip increases the cost. However, planning ahead and using the right travel credit card can save you money and make your trips more comfortable.

The best family travel credit cards earn valuable points, miles or cash-back and offer benefits like airport lounge access that the whole family can enjoy. Here are CNBC Select's top picks for families looking to upgrade their next vacation. (See our methodology for more information on how we choose the best travel credit cards for families.)

Best family travel credit cards

• Best for no annual fee: Wells Fargo Autograph℠ Card
• Best for domestic flights: Southwest Rapid Rewards® Priority Credit Card
• Best for lodging:   Chase Sapphire Preferred® Card
• Best for airport lounge access: Capital One Venture X Rewards Credit Card (see rates and fees )
• Best for fair credit: Citi Double Cash® Card

Best for no annual fee

Wells fargo autograph℠ card.

Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases

Welcome bonus

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.

$0 annual fee

0% intro APR for 12 months from account opening on purchases

Regular APR

20.24%, 25.24%, or 29.99% variable APR

Balance transfer fee

Up to 5%, min: $5 

Foreign transaction fee

Credit needed.

Excellent/Good

See rates and fees , terms apply.

• No annual fee
• Solid rewards on broad spending categories
• 0% intro APR offer
• Get up to $600 cell phone protection (subject to a $25 deductible)
• Valuable welcome offer
• Access to My Wells Fargo Deals to earn cash back in the form of an account credit when shopping, dining
• No balance transfer offer

Who's this for?  The Wells Fargo Autograph℠ Card stands out for those seeking a no-annual-fee travel credit card as it has a long list of 3X bonus categories and earns transferrable points.

Standout benefits: The points earned with this card can be transferred to a growing list of airline and hotel partner programs, including British Airways Executive Club, Avianca LifeMiles and Air France/KLM Flying Blue. Having these various redemption options increases the value of your points as it allows you to take advantage of sweet spots with different programs.

[ Jump to more details ]

Best for domestic flights

Southwest rapid rewards® priority credit card.

Earn 3X points on Southwest® purchases, 2X points on local transit and commuting, including rideshare; 2X points on internet, cable, and phone services; select streaming. 1X points on all other purchases

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

21.49% - 28.49% variable

5%, minimum $5

Foreign transaction fees

Terms apply.

• Southwest upgraded boarding on up to 4 tickets per year
• 7,500 bonus points on each account anniversary
• $75 Southwest annual travel credit
• 4 upgraded boardings per year when available
• $149 annual fee
• No special financing offers

Who's this for?  With free checked bags for all passengers and a family-friendly seating policy, Southwest is great for families, and the Southwest Rapid Rewards® Priority Credit Card can help you save on your trips.

Standout benefits: This card can help families earn the Southwest Companion Pass more easily as the points from its welcome bonus count toward the 135,000-point threshold. Cardholders also receive a 10,000-qualifying-point boost every calendar year. The Southwest Companion Pass is valuable for families as it allows you to bring along a guest on any Southwest flight for the cost of taxes and fees.

Best for lodging

Chase sapphire preferred® card.

Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Chase Travel Hotel Credit, plus more.

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

21.49% - 28.49% variable on purchases and balance transfers

Either $5 or 5% of the amount of each transfer, whichever is greater

Read our Chase Sapphire Preferred® Card review .

• Points are worth 25% more when redeemed for travel via Chase Travel℠
• Transfer points to leading frequent travel programs at a 1:1 rate, including: IHG® Rewards Club, Marriott Bonvoy™ and World of Hyatt®
• Travel protections include: auto rental collision damage waiver, baggage delay insurance and trip delay reimbursement
• No fee charged on purchases made outside the U.S.
• $95 annual fee
• No introductory 0% APR

Who's this for?  The Chase Sapphire Preferred® Card is an amazing all-around travel card, but can be especially valuable for booking your hotel stays and other lodgings.

Standout benefits: The points earned with this card can help you book everything from an Airbnb to a suite in a luxury hotel. At a minimum, Chase Ultimate® Rewards points are worth one cent for statement credits and gift cards. However, your points are automatically worth 25% more when redeemed through the Chase Travel SM portal and potentially more when transferred to one of Chase's airline or hotel partners.

Best for airport lounge access

Capital one venture x rewards credit card.

Unlimited 2X miles on all eligible purchases, and 5 Miles per dollar on flights and 10 Miles per dollar on hotels and rental cars when booked via Capital One Travel portal

Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening

19.99% - 29.99% variable APR

$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you

Read our Capital One Venture X Rewards Credit Card review.

• Large welcome bonus
• No foreign transaction fees
• Up to $100 statement credits for either Global Entry or TSA PreCheck®
• Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
• High annual fee
• No introductory 0% APR period

Who's this for? The Capital One Venture X Rewards Credit Card is great if you're looking for a premium credit card with easy-to-use benefits.

Standout benefits:  This card offers generous airport lounge access, including unlimited access to Capital One Lounges , Priority Pass Lounges and Plaza Premium lounges. You can bring up to two guests to Capital One and Plaza Premium lounges and unlimited guests to Priority Pass Lounges. Better yet, airport lounge access benefits extend to authorized u sers on your card, and you can add up to four for no additional fee.

Best for fair credit

Citi double cash® card.

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

0% for the first 18 months on balance transfers; N/A for purchases

19.24% - 29.24% variable

For balance transfers completed within 4 months of account opening, an intro balance transfer fee of 3% of each transfer ($5 minimum) applies; after that, a balance transfer fee of 5% of each transfer ($5 minimum) applies

Fair/Good/Excellent

Read our Citi Double Cash® Card review.

• 2% cash back on all eligible purchases
• Simple cash-back program that doesn't require activation or spending caps
• One of the longest intro periods for balance transfers at 18 months
• 3% fee charged on purchases made outside the U.S.
• Estimated rewards earned after 1 year:  $443
• Estimated rewards earned after 5 years: $2,213

Who's this for? The Citi Double Cash® Card is perfect for families with less-than-perfect credit who don't want to bother with a complicated rewards program.

Standout benefits: Most cash-back credit cards and rewards credit cards earn 1% back or 1X points on purchases that fall outside of special bonus categories. With the Citi Double Cash , you get double the return: 1% cash back when you buy and 1% cash back when you pay. Over time this adds up and there is no limit to how much cash back you can earn.

More on our top credit cards for family travel

The Wells Fargo Autograph℠ Card is a rare no-annual-fee card that earns transferrable travel rewards.

• 3X points at restaurants
• 3X points on travel
• 3X points on gas
• 3X points on transit
• 3X points on popular streaming services
• 3X points on phone plans
• 1X points on all other purchases

Earn 20,000 bonus points after spending $1,000 on purchases with the card in the first three months of account opening.

Notable perks

One of the best features of this card is its ability to transfer points to travel partners. You can transfer Wells Fargo rewards to these airline and hotel programs:

• Aer Lingus AerClub
• Air France/KLM Flying Blue
• Avianca LifeMiles
• British Airways Executive Club
• Iberia Plus
• Choice Hotels

If you prefer simplicity, you can still redeem your points for one cent each for statement credits, gift cards and travel booked through the Wells Fargo rewards site.

When you pay your monthly phone bill with the card, you'll not only earn 3X points but also qualify for cell phone protection . This coverage will reimburse you for up to $600 per claim with a $25 deductible (up to two claims per 12 months). It also has no foreign transaction fee, roadside dispatch, travel and emergency assistance and rental car collision coverage (secondary in the U.S.).

New cardholders also receive an intro 0% APR on purchases for the first 12 months, then a variable 20.24%, 25.24% or 29.99% applies.

[ Return to card summary ]

The Southwest Rapid Rewards® Priority Credit Card is a family-friendly airline card with more than enough benefits to justify its annual fee.

• 3X points on Southwest purchases
• 2X points on hotel and rental cars booked through Southwest
• 2X points on local transit
• 2X points on internet, cable and phone services

Earn 50,000 bonus points after spending $1,000 on purchases in the first three months of account opening.

The points you earn from this card's welcome offer and spending on the card can help you earn a Southwest Companion Pass. On top of that, you also receive a 10,000-qualifying-point boost every calendar year. Anyone pursuing Southwest elite status will appreciate the opportunity to earn 1,500 tier qualifying points (TQPs) for every $5,000 you spend annually with no cap on the number of TQPs you can earn.

Every year, you'll receive two benefits that can offset the annual fee alone: A $75 Southwest travel credit and 7,500 bonus points. Experts value Southwest points at around 1.3 cents per point , which makes the annual bonus points worth roughly $97.50 in Southwest flights.

Every Southwest ticket comes with two free checked bags , no cancellation fees and no change fees, and with this card, you'll get reimbursed for up to four upgraded boardings per year. Southwest doesn't have assigned seats, so upgraded boarding becomes more valuable, especially for families that need to sit together. If you don't want to pack snacks for the trip, you'll receive 25% back on inflight purchases when you use this card.

The Chase Sapphire Preferred® Card is a popular travel rewards card with useful benefits and a lucrative welcome bonus, all for an annual fee under $100 .

• 5X points per dollar on travel purchased through Chase Travel℠
• 5X points per dollar on Lyft rides through Mar. 31, 2025
• 5X points on Peloton equipment and accessory purchases over $150 (through March 31, 2025; max of 25,000 total points)
• 3X points per dollar on dining
• 3X points per dollar on online grocery purchases (excluding Target, Walmart and wholesale clubs).
• 3X points per dollar on select streaming services
• 2X points per dollar on all other travel purchases
• 1X points per dollar on all other purchases

Earn 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening.

The Chase Sapphire Preferred comes with many valuable protections, including  primary rental car insurance , trip cancellation and interruption insurance, purchase protection , extended warranty protection and baggage and trip delay insurance. On top of that, you pay no foreign transaction fee and for every card anniversary you'll receive a 10% points bonus based on how many points you earned the previous year.

You'll also have access to several statement credits, including up to $50 hotel credit for bookings you make through Chase's travel site. Cardholders can also register to receive six months of free Instacart+ membership (activate by July 31, 2024) and up to $15 back each quarter for Instacart purchases (through July 2024). You can also enroll to receive a complimentary DashPass membership for a minimum of one year when you activate by December 31, 2024.

Perhaps the best feature of this card is that it unlocks the ability to transfer Chase Ultimate Rewards points to 14 airline and hotel partners. Chase has a long list of valuable partners including United MileagePlus, Southwest Rapid Rewards, Air Canada Aeroplan, World of Hyatt Hyatt and more. You'll also receive a 25% bonus when you pay for travel you book through the Ultimate Rewards site, which means you'll get a value of 1.25 cents per point. Occasionally, Chase offers discounts on gift card redemptions and you may be able to pick up Airbnb gift cards for 1.1 cents per point.

The Capital One Venture X Rewards Credit Card is a top-rated travel credit card offering premium perks for a significantly lower annual fee than luxury cards with similar benefits. 

• 10X miles per dollar on hotels and rental cars booked via Capital One Travel portal
• 5X miles per dollar on flights booked via the Capital One Travel portal
• 2X miles on all other eligible purchases

Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening.

$395 (see rates and fees )

The Venture X's annual fee is one of the easiest premium credit card fees to justify thanks to its straightforward benefits. Every year cardholders receive up to $300 in Capital One Travel credit and 10,000 anniversary bonus miles, which are worth at least $100 in travel.

On top of that, when you apply for Global Entry or TSA PreCheck® you'll receive an application fee credit of up to $100. Once through security, enjoy unlimited access to Priority Pass airport lounges, Plaza Premium Lounges and Capital One Lounges. You can add up to four authorized users for no additional fee and each authorized user receives the same airport lounge access for themselves and guests.

Eligible purchases are covered by the following travel and purchase protections:

• Rental car damage and theft insurance (primary)
• Cell phone protection
• Purchase security
• Return protection
• Extended warranty protection
• Trip delay reimbursement
• Trip cancellation and interruption insurance
• Lost luggage reimbursement
• Travel accident insurance
• Travel and emergency assistance services

You can transfer the Capital One miles you earn with this card to partners like Air Canada Aeroplan, Avianca LifeMiles, Wyndham Rewards, Emirates Skywards and many more.

Terms, conditions and exclusions apply. Refer to your Guide to Benefits for more details.

The Citi Double Cash® Card is a no annual fee cash-back credit card with a straightforward rewards structure and useful intro APR offer for balance transfers.

• 5% total cash back on hotels, rental cars and attractions you book through Citi Travel (through Dec. 31, 2024)
• 2% cash back on all other purchases (1% cash back when you buy and 1% cash back when you pay)

Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening. 

The Citi Double Cash is an excellent option for balance transfers because new card members receive an intro 0% APR on eligible balance transfers for the first 18 months, then a variable 19.24% - 29.24% APR applies. There is an intro balance transfer fee of 3% of the amount of each transfer ($5 minimum) for the first four months, after that the balance transfer fee is 5% of each transfer ($5 minimum).

While this is technically a cash-back card, it earns cash back in the form of Citi ThankYou points . You can redeem these points at a value of one cent each for statement credits, gift cards, travel and more. You also have access to a limited number of Citi's travel partners and can transfer the points you earn with this card to Wyndham Rewards, Choice Hotels or JetBlue TrueBlue.

How do I choose the best travel credit card for my family?

The best travel credit card for your family depends heavily on where you want to go and what you want to use credit card rewards and benefits for. Some cards are great for airline redemptions, while others are better for hotel stays or cash-back rewards. Knowing your travel goals can help you hone in on the right choice for your situation.

Can you add family members to a credit card?

You can add family members to your credit cards as authorized users. However, it's important to understand the fine print because there can be an additional fee for adding authorized users and authorized user card benefits may be limited.

Is it better to use Visa or Mastercard in Europe?

Visa and Mastercard are both widely accepted in Europe and beyond. Both of these payment networks tend to be more universally accepted in Europe than Discover or American Express.

Why trust CNBC Select?

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every credit card review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of credit card products. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics. See our methodology for more information on how we choose the best travel credit cards for families.

Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox.  Sign up here .

Our methodology

To determine which cards offer the best value for family travel, CNBC Select analyzed over 250 major credit cards issued through FDIC-insured banks and NCUA-insured credit unions that are widely available in the U.S.  

We compared each card on a range of features, including rewards (e.g., cash back, points and miles), annual fees, welcome bonuses, introductory and standard APR and balance transfer fees and foreign transaction fees. We also considered additional perks (e.g., ongoing travel or merchant statement credits), cardholder protections (e.g., purchase protection, $0 liability protection and travel insurance), the application process when available (e.g., is there a credit pull or required credit score) and how easy it is to redeem points (e.g., are rewards are tied to a specific brand; if transferable, to how many/which partners, can you redeem for straight cash back).    We also considered CNBC Select audience data when available, such as general demographics and engagement with our content and tools.  

For the cards that offered a rewards program, we considered consumer spending data f orecasts from location intelligence firm Esri to determine where U.S. consumers are spending the most money, like on dining and travel. We used this to help determine what bonus categories are most useful for consumers. Since the value of a point or mile varies based on what they can be redeemed for, we also considered things like transferability and the ability to redeem for cash-back. 

When choosing the best family travel credit cards, we focused on cards that offer perks or rewards that make sense for families. 

Catch up on CNBC Select's in-depth coverage of  credit cards ,  banking  and  money , and follow us on  TikTok ,  Facebook ,  Instagram  and  Twitter  to stay up to date.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

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14 Best Travel Credit Cards of May 2024

Best travel cards main takeaways.

• Money has evaluated hundreds of credit cards, comparing their fees, benefits, welcome offers, travel insurance policies and more.
• The top credit cards for travel offer high rewards on travel purchases, which can be redeemed for airfare, hotel nights, cash back, statement credits or more.
• Our picks feature the best travel cards for every budget and include no-annual-fee, low-annual-fee, premium and business cards.

Why Trust Us?

Our editorial team has spent well over a thousand hours analyzing, evaluating and comparing the top credit card offers in the market. We carefully vet each card’s fine print in order to understand their features, limitations and potential benefits for consumers. We review cards independently, ensuring our content is accurate and guided by editorial integrity. Read our full methodology to learn more.

• 46 travel credit cards evaluated
• 10+ data points used, including ongoing fees, reward programs and welcome offers
• 100+ sources reviewed

Money.com has partnered with CardRatings.com for our coverage of credit card products. Money and CardRatings may receive a commission from card issuers. This site does not include all card companies or all available card offers. O ur top picks are listed strictly in alphabetical order.

Our Top Picks for Best Travel Credit Cards

Best no-annual-fee travel credit cards.

• Bank of America® Travel Rewards Credit Card – Best no-annual-fee travel card for flat rate rewards
• Bilt Mastercard® – Best no-annual-fee travel card for paying rent
• Capital One VentureOne Rewards Credit Card – Best no-annual-fee card for travel partners
• Chase Freedom Unlimited® – Best no-annual-fee travel card for domestic travel
• Discover it® Miles – Best no-annual-fee travel card for simple rewards
• Wells Fargo Autograph℠ Card – Best no-annual-fee travel card for everyday spending

Best low-fee-annual-fee travel credit cards

• Capital One Venture Rewards Credit Card – Best travel card for flat-rate rewards
• Chase Sapphire Preferred® Card – Best travel card for flexible rewards

Best premium travel credit cards

• American Express® Gold Card – Best travel card for dining
• Capital One Venture X Rewards Credit Card – Best low-cost premium travel card
• Chase Sapphire Reserve® – Best premium travel credit card
• The Platinum Card® from American Express – Best travel card for lounge access

Best business travel credit cards

• The Business Platinum Card® from American Express – Best business travel card

Best airline travel credit cards

• United℠ Explorer Card: Best airline credit card

Best Travel Credit Cards Reviews

Our top picks are listed in alphabetical order.

Best No-Annual-Fee Travel Credit Cards

• No annual fee
• No foreign transaction fees
• Earns 1.5x points on all purchases
• No bonus category for travel
• Few benefits compared to other cards
• Limited redemption options

Why we chose it: The Bank of America® Travel Rewards Credit Card is an easy-to-use card best suited for travel reward beginners or those who are already Bank of America customers.

Some cardholders can earn up to 75% more points if they are Bank of America Preferred Rewards members — that’s up to 2.62 points for every dollar spent.

However, the card doesn’t offer hotel and airline point transfer partners, travel insurance or extended warranty and purchase protection. Additionally, you can only redeem your points as statement credit to cover travel and dining purchases.

All information about Bank of America® Travel Rewards Credit Card has been collected independently by Money.com

• No annual or foreign currency conversion fee (Click herehttps://www.wellsfargo.com/credit-cards/bilt/terms/">here; for rates and fees)
• Use it to pay your rent and earn rewards without incurring any processing fees
• You can earn double points on all purchase categories (except rent payments) on the first of every month (up to 10,000 points)
• Earn 2x points on travel (when booked directly through an airline, hotels, car rental agencies and cruise lines)
• No welcome bonus or introductory APR period
• Points redeemed for statement credits are worth 0.55 cents each
• You must make at least five transactions in a statement period to earn points
• Rent payments can only be made to one rental property per month

Why we chose it: The Bilt Mastercard® lets you earn travel rewards on rent payments without incurring any processing fees — unlike most credit cards that typically charge around 2.5% to 2.9% per rent payment.

You can use the card to pay rent without worrying about surcharges. Once you get approved for the card, all you have to do is set up an account through the Bilt app or website and use your assigned routing and account number to pay rent through your usual payment portal. You can also use your card even if your landlord only accepts checks, and Bilt will send a check on your behalf.

Additionally, Bilt doubles the card’s rewards rates on the first of every month, which means you can earn 6x points on dining, 4x points on travel and 2x points on other purchases (up to 10,000 points per month). However, this bonus doesn’t apply to rent rewards.

On the downside, the Bilt Mastercard® doesn’t offer a welcome bonus, and points redeemed for statement credits are only worth 0.55 cents each.

• Can transfer your miles to 16 travel partners
• Earns 5x miles per dollar on hotels and rental cars booked through Capital One Travel
• Doesn't earn bonus points on airfare
• No domestic travel partners

Why we chose it: The Capital One VentureOne Rewards Credit Card is a great option if you’re looking for a no-annual fee travel credit card with a simple rewards structure.

You can use your miles to book travel through the Capital One Travel portal or as a statement credit to cover travel purchases made from airlines, hotels, rail lines, car rental agencies and more.

You can also transfer your points to one of Capital One’s 16 travel partners, which include international airlines such as Avianca and British Airways. This option is notable since travel credit cards with no annual fee don’t typically offer the option to transfer your reward to airline and hotel partners.

However, the card’s list of bonus categories is limited compared to some other no-annual-fee credit cards, and Capital One doesn’t offer bonus points on airfare booked through Capital One Travel.

• Includes trip cancellation/interruption and car rental insurance
• Features a high flat cash back rate combined and popular bonus categories
• 3% foreign transaction fee

Why we chose it: The Chase Freedom Unlimited® is the best credit card for traveling domestically. It offers a 1.5% flat cash back rate on most purchases plus it has several appealing bonus categories, including travel and dining.

This card charges a 3% foreign transaction fee, that is, on any transactions made in currency other than US dollars. However, if you mostly travel within the U.S., this card is an excellent option.

For one, you’ll earn an additional 1.5% on each of the card’s bonus categories during the first year of card membership (or up to the first $20,000 spent).

Also, although using this card abroad is not recommended, you can still use it to book international trips while you’re home, and you’ll earn 5% cash back if you book it through Chase Travel℠.

You can redeem your rewards for cash back, travel, gift cards and even transfer them to other cards that earn Chase Ultimate Rewards® points. It’s also worth noting that this card is one of the few no-annual-fee credit cards with rental car coverage and trip cancellation and interruption insurance.

• No annual or foreign transaction fees
• Discover matches the total miles you earned at the end of the first year
• Earns 1.5x miles on all purchases
• See your FICO score on the Discover mobile app, online and on statements
• Few benefits compared to other travel cards
• Doesn't include extended warranty or purchase protection

Why we chose it: The Discover it® Miles Credit Card is a no-frills card ideal for travelers who don’t want to keep track of bonus categories, earning caps or redemption values.

The card earns a flat 1.5x miles on all eligible purchases without any annual caps. You can redeem your miles for statement credits and account deposits at a rate of 1 cent per mile. You can also use your rewards through Amazon and PayPal checkout with the same value.

Also, the card’s welcome bonus is easily one of the best in the market: Discover matches every mile you’ve earned at the end of your first membership year — without any spending requirements.

However, while the Discover it® Miles Credit Card is a great starter travel card, its lack of bonus categories could hinder your reward-earning potential in the long run. Additionally, Discover cards aren’t as widely accepted internationally as Visa Signature and World Mastercard, for example.

All information about the Discover it® Miles Credit Card has been collected independently by Money.com.

• Earn 3x points on restaurants, travel, gas stations, select streaming services and cell phone plans
• Includes cell phone protection plan
• No airline or hotel transfer partners
• Doesn't include travel insurance
• Netflix and HBO are not eligible for streaming bonus

Why we chose it: The Wells Fargo Autograph℠ Card is the best travel reward card for everyday spending, offering high rewards on several popular spending categories, including travel, dining, gas, streaming services and cell phone plans.

Its travel bonus category is particularly noteworthy because you can earn points regardless of where you make your reservations, whether it’s directly with an airline or through a third-party travel site like Booking.com. (Most travel credit cards limit travel rewards to bookings made exclusively through the card issuer’s travel portal.)

The card also includes rental car insurance and a cell phone protection plan when you use it to pay your monthly bill.

All information about the Wells Fargo Autograph℠ Card has been collected independently by Money.com.

Best Low-Annual-Fee Travel Credit Cards

• Earn 2x miles per dollar on most purchases
• Up to $100 credit for Global Entry or TSA PreCheck(R)
• Includes travel accident and car rental insurance
• Fewer bonus categories than other cards with a similar annual fee ($95)
• Doesn't offer travel rewards for flights
• Car rental insurance is secondary

Why we chose it: The Capital One Venture Rewards Credit Card is the best credit card for travel miles if you want to earn a high reward rate and not worry about bonus categories.

The Capital One Venture Rewards is ideal for those who want to get the most out of their spending without worrying about tracking bonus categories and spending caps.

You can redeem your miles on the Capital One travel portal and as statement credits to cover travel purchases at a value of one cent per mile. Additionally, you may transfer your miles to more than 15 airline and hotel partners.

However, keep in mind that Capital One doesn’t have domestic travel partners, which can be a drawback if you mainly travel within the U.S.

• Points are worth 25% more when redeemed for travel purchases through Chase TravelSM
• Receive a point bonus each account anniversary
• Includes primary rental car insurance
• Earn 3x per $1 on dining, including eligible delivery and takeout meals, select streaming services and grocery purchases
• $95 annual fee
• Doesn't offer a Global Entry/TSA PreCheck(R) application fee credit

Why we chose this card: The Chase Sapphire Preferred® Card is the best travel credit card for frequent travelers who want to earn valuable rewards while paying a low annual fee.

The card features six reward categories that offer outstanding rewards on flights, hotels, restaurants and more. You can redeem your points for statement credits, account deposits, gift cards and more. But you can get the most bang for your buck by redeeming them for travel purchases through the Chase Travel℠ portal, which increases your point’s usual one-cent value by 25%.

You can redeem your points for statement credits, account deposits, gift cards and more. But you can get the most bang for your buck by redeeming them for travel purchases through Chase Travel℠, which increases your point’s usual one-cent value by 25%.

You can also transfer your points to one of Chase’s 14 travel partners at a 1:1 ratio (one Chase point equals one hotel point or airline mile). These include popular airlines and hotels like JetBlue, Southwest, United, Marriott and Hyatt.

Best Premium Travel Credit Cards

• Earns 4x points on restaurants worldwide, takeout and food delivery within the U.S.
• Up to $120 in annual dining credits, issued as a $10 statement credit per month for select restaurants (enrollment required)
• Up to $120 as Uber Cash annually ($10 per month) for food delivery orders and rides in the U.S. after you add the American Express(R) Gold Card to your Uber account
• Earn 4x points at U.S. supermarkets (on up to $25,000 per calendar year, then 1x)
• High annual fee ($250)
• Includes few travel perks and insurance policies compared to similarly priced cards

Terms apply. Please click here for applicable rates and fees.

Why we chose it: The American Express® Gold Card is ideal for foodies, offering a high reward rate at restaurants worldwide and U.S. supermarkets, takeout and food delivery. (Terms apply.)

The American Express® Gold Card also offers statement credits worth up to $240 combined — almost enough to offset the card’s $250 annual fee. These include:

• Up to $120 every year in dining credits ($10 per month) for select restaurants and food delivery services. The list includes Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and Shake Shack (Enrollment required)
• Automatically get $10 monthly in Uber Cash to use on Uber Eats or Uber rides in the U.S. (after you add the American Express® Gold Card to your account)
• $100 credit for dining, spa services and other activities when you book a two-night minimum stay at a hotel from The Hotel Collection through American Express Travel
• Terms apply

However, note that the American Express® Gold Card offers fewer travel perks than some other premium cards — for instance, it doesn’t offer trip cancellation and interruption insurance or TSA PreCheck® or CLEAR® Plus fee credits.

• 10,000 bonus miles every year
• Statement credit of up to $300 for bookings made through Capital One Travel
• Up to a $100 credit on Global Entry or TSA PreCheck(R)
• Skip the line and get car upgrades when renting a car with Hertz
• High annual fee ($395)
• Fewer bonus categories than other premium cards
• No domestic airline transfer partners

Why we chose it: The Capital One Venture X Rewards Credit Card is the best credit card for travel miles if you want to earn a high reward rate and not worry about bonus categories.

The Capital One Venture X also includes noteworthy perks such as:

• 10,000 bonus miles every year (starting on your first anniversary)
• $300 annual credit for bookings through Capital One Travel
• Up to a $100 credit for Global Entry or TSA PreCheck®
• Access for you and two guests to 1,300+ lounges worldwide with Priority Pass™ Select and Plaza Premium Group
• Authorized users at no extra cost (many cards have an annual fee of $75 or more for each additional user)

All in all, the Venture X is a solid option that can easily compete with other premium travel cards, especially considering its more affordable annual fee.

• Up to $300 in statement credits each anniversary year to cover travel purchases
• Transfer your points to 14 travel partners (including United, Southwest, JetBlue and Marriott)
• Points worth 50% more when redeemed for travel expenses through Chase TravelSM
• Comprehensive travel insurance coverage, including emergency dental insurance
• High annual fee ($550)
• Doesn't include a cell phone protection plan

Why we chose it: The Chase Sapphire Reserve® is the best credit card for travelers looking for a high reward rate on travel and additional benefits like comprehensive travel insurance and airport lounge access worldwide.

Your points are worth 50% more when you redeem them for travel through the Chase Travel℠ portal. This means each point is worth 1.5 cents per point instead of one cent, like most travel cards. Also, the Chase Sapphire Reserve® provides several high-end benefits such as:

• $300 annual travel credit to cover travel-related purchases like airfare, hotels, car rentals, rideshares, buses, trains, tolls and/or parking
• Access for you and two guests to 1,300+ airport lounges worldwide (after a one-time enrollment in Priority Pass™ Select)
• Statement credit of up to $100 every four years for Global Entry, TSA PreCheck® or Nexus

The Sapphire Reserve does have a $550 annual fee. But if you take advantage of the $300 annual credit and other perks, the benefits can definitely outweigh its cost.

• Access to the widest network of airport lounges of any card
• Complimentary elite status in the Marriott and Hilton hotel loyalty programs
• Hundreds of dollars in annual statement credits for travel, dining and more
• High annual fee ($695)
• Doesn't include baggage delay, travel accident and primary rental car insurance
• Limited bonus categories

Terms apply. Click here for rates and fees.

Why we chose this card: The Platinum Card® from American Express offers a list of premium benefits that no other travel card offers, including the widest network of airport lounges and room upgrades at Hilton and Marriott hotels. (Terms apply.)

The Platinum Card® from American Express features an impressive list of high-end travel benefits, including:

• Complimentary access to over 1,400 airport lounges, including Priority Pass, Delta SkyClub and Amex’s own Centurion lounges (enrollment required)
• Gold status in the Marriott and Hilton loyalty programs, which makes you eligible for room upgrades, free breakfast and late checkouts (enrollment required)
• $200 back each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings made through American Express Travel and paid with your Platinum Card® (Hotel Collection bookings require a minimum two-night stay)
• Up to $200 per year when incidental fees, such as checked bags, are charged by the airline to your Platinum Card® (with one selected qualifying airline)
• Complimentary premium status in Avis Preferred®, Hertz Gold Plus Rewards®, and/or National Car Rental® Emerald Club (must enroll through your Amex online account using your card)

The Platinum Card® from American Express does have a hefty $695 annual fee. However, for people who travel often and will take advantage of its annual credits and travel perks, it might almost pay for itself.

Best Business Travel Credit Cards

• 5X points on flights and prepaid hotels booked through AmexTravel.com
• Around $1,000 in yearly statement credits for select business purchases
• Access to a wide network of airport lounges (terms apply)
• Around $600 in perks in Fine Hotels + Resorts(R) locations booked through American Express Travel (for stays of two nights)
• Secondary rental car coverage**

Why we chose it: The Business Platinum Card® from American Express features an extensive list of benefits that make it an ideal travel and business credit card.

With this card, you can access over 1,400 airport lounges worldwide, comprehensive travel insurance and extra amenities at hundreds of hotels, like daily breakfast and free internet access. Additionally, you get a $200 credit to cover baggage fees, in-flight refreshments and more and up to $100 for Global Entry or $85 for TSA PreCheck® every four or 4.5 years respectively. (Terms apply.) (Enrollment required.)

The card also offers several yearly statement credits for business-related purchases that include up to $400 per year ($200 between January and June and $200 between July and December) for U.S. purchases with Dell.

The Business Platinum Card® from American Express does have one of the steepest annual fees ($695) among travel credit cards, but its extensive list of benefits makes it a no-brainer for business owners who travel frequently.

Best Airline Travel Credit Cards

• Free first checked bag for you and a companion
• Up to $100 as a statement credit for Global Entry, TSA PreCheck(R) or NEXUS every 4 year
• 25% back as a statement credit on food, beverages and Wi-Fi on board United-operated flights
• Complimentary priority boarding for you and companions traveling on the same reservation
• $95 annual fee (after the first year)
• No intro APR period
• Rewards are only valuable when used with United

Why we chose it: The card_name has a low annual fee and gives you valuable benefits that make up for it, such as priority boarding for everyone on the reservation and a free checked bag for you and one companion.

Other perks the card includes are:

• Two one-time passes for United Club℠ airport lounges each account anniversary year
• 25% back as a statement credit on in-flight purchases like food, beverages and Wi-Fi
• Up to $100 every four years to cover the cost of TSA PreCheck®, Global Entry or NEXUS
• Comprehensive travel insurance (auto rental collision damage waiver, baggage delay insurance, lost luggage reimbursement, trip cancellation/interruption insurance and trip delay reimbursement)

The United℠ Explorer Card earns miles on United purchases, including tickets, inflight food, beverages, Wi-Fi and more. You also earn rewards at restaurants and select hotel stays.

You can use your miles to book flights on United Airlines or its partners, including Avianca, Lufthansa and Air Canada. You can also redeem them for seat upgrades, inflight Wi-Fi passes and more — although United miles are usually more valuable when used for airfare.

Travel Credit Cards Guide

The best credit cards for travel do more than offer high reward rates on flights and hotel stays. They also provide rewards for everyday spending and perks such as travel insurance , airport lounge access and annual statement credits.

Here’s a rundown of how these cards work:

What is a travel credit card?

Travel credit cards offer benefits and rewards geared towards individuals who travel frequently or want to earn travel benefits.

They provide high rewards for travel-related expenses such as flights, hotels, rental cars and dining. You can then use these rewards (in the form of points or miles) to book travel reservations. Some cards also let you transfer your rewards to hotel and airline partners or redeem them for statement credits, cash back, gift cards and more.

On top of the rewards, these cards often feature several travel-related perks, such as no foreign transaction fees, hotel discounts, travel insurance, free checked bags and airport lounge access.

How do travel credit cards work?

Travel credit cards give you a certain number of points or miles per dollar on eligible purchases. They often offer around 5x points or more for airfare, hotel rooms, rental cars and more. Some cards may also count parking, bus fares, taxis, tolls and ferries as travel purchases.

Besides travel, you’ll typically get bonus points in additional spending categories. For example, some cards may offer 3x points per dollar on dining, groceries, drugstores or streaming services. All other eligible purchases usually get at least one point (1x) per dollar.

You can then redeem your points for flights, hotels, car rentals, cruises and more. Card issuers also usually let you redeem your points for non-travel options like statement credits, cash back or gift cards.

How to use credit card points for travel

Travel credit cards have rewards programs through which you can earn points (or miles). Well-known point programs include Chase Ultimate Rewards®, American Express Membership Rewards® and Citi ThankYou® Rewards.

To redeem your points, go to your travel card’s rewards program portal. The process may differ across credit card issuers, but you’ll usually be able to access it through your online account on the issuer’s website or app.

Points are usually worth one cent each. However, some issuers increase their value if you redeem them for travel. For example, Chase Sapphire Preferred® Card points are worth 1.25 cents when used to book flights through the Chase Travel℠ portal.

Points may also be worth less than a cent, depending on how you redeem them. For example, some cards allow you to use your points at Amazon checkout. While this might sound convenient, this option may bring down the value of points to around 0.8 cents.

Some cards also allow you to transfer your rewards to select airline and hotel partners. Typically, you can transfer rewards to these loyalty programs on a 1:1 ratio, meaning that 1,000 credit card points are worth 1,000 loyalty program points.

Difference between points and miles

You’ll earn points or miles depending on which travel credit card you have. For example, Chase travel credit cards earn points, while Capital One travel cards earn miles. Miles and points typically have similar value (around one cent each) and redemption options.

However, keep in mind that several cards that earn miles are tied to a specific airline — like the United℠ Explorer Card. In this case, you can only use your rewards for purchases with the issuing airline such as flights, seat upgrades, inflight dining and more.

Pros and cons of travel credit cards

• Some cards offer up to 10x points per dollar on travel purchases.
• Many have additional bonus categories for dining, grocery shopping and more.
• They may include travel benefits like priority boarding, airport lounge access and late hotel checkouts.
• Points or miles can also be redeemed for cash back, statement credits, gift cards and more.
• Highest reward rates are usually limited to purchases made through the card issuer's travel portal.
• They might not offer high rewards on spending outside of the travel category.
• Some of the best ones can have steep annual fees and require good to excellent credit
• Redeeming points or miles for anything other than travel can reduce their value to less than one cent per dollar.

Types of travel credit cards

Here’s a rundown of the differences between the three main types of travel credit cards:

Airline credit cards

Airline credit cards are ideal for people who regularly fly with the same airline. These cards earn miles you can redeem for flights, seat upgrades, inflight dining, airport lounge access and other travel-related purchases but typically only with the issuing airline.

Some of the best airline travel credit cards include benefits like free checked bags, priority boarding and discounts on in-flight purchases.

Hotel credit cards

With hotel credit cards, you can only redeem your points for stays, discounts and other benefits with one particular hotel chain.

For example, the Hilton Honors American Express Surpass® Card earns points for Hilton’s loyalty program, which you can redeem for free nights in the company’s properties, including Hilton Garden Inn and Waldorf Astoria hotels.

Hotel credit cards may also offer complimentary breakfast, room upgrades, late checkouts and bonus points for purchases made during your stay.

General travel credit card

General travel credit cards are more flexible than airline or hotel cards. They aren’t affiliated with a single airline or hotel chain, so their points can be used to book flights, hotel stays, rental cars and more from different companies.

These cards may also offer useful perks for frequent travelers, like airport lounge access. They can also cover the cost of a Global Entry or TSA PreCheck® membership, which allows you to skip the long lines at airport security or customs.

How to choose a travel credit card

Picking the best travel rewards credit card boils down to how often you travel, which cardmember perks you’d benefit the most from and the categories you spend the most on.

Here are some factors to keep in mind when choosing the best card for you:

• Do you travel often? A travel rewards credit card offers high reward rates on travel spending, and you’ll get the most bang for your buck when you use their points on flights, hotels and car rentals. If you don’t take trips often but want to pile up rewards, a cash-back credit card might be a better fit.
• Assess your everyday spending. Many travel cards have additional bonus categories other than travel, like dining, supermarkets, streaming services and drugstores. Consider your day-to-day spending habits and pick a card with bonus categories that fit your lifestyle.
• Consider the card’s annual fees. No-annual-fee travel cards usually have few travel benefits. The best travel credit cards charge annual fees of at least $90 and can go as high as $700. However, these are often best for those that travel enough to take advantage of their benefits.
• General travel card vs co-branded cards. General travel cards have more flexible redemption options. On the other hand, co-branded cards are often tied to a specific airline or hotel, which can limit your options. Still, they do provide valuable perks like free checked bags, in-flight discounts and hotel upgrades.
• Compare extra travel perks. Some cards offer extras like annual statement credits for flights and hotels or upgrades when renting cars. Take the time to compare each card’s roster of add-ons and pick one that will best suit your travel plans.
• Compare insurance policies. The best credit card travel benefits include insurance policies that cover travel accidents, rental cars, trip cancellations and more. These policies can vary widely based on the issuer and the card’s annual-fee tier.
• Beware foreign transaction fees. Most travel credit cards don’t charge foreign transaction fees. Some cash-back cards may offer outstanding rewards for travel purchases but charge around 3% fees on purchases outside the U.S.
• Look beyond welcome offers. A 60,000-point welcome bonus can be enticing. However, it shouldn’t be your deciding factor, especially if you’ll end up paying a high annual fee without getting your money’s worth.

How get the most out of your travel credit card

To get the most out of your travel credit card, you need to use it as often and strategically as possible. This way, you can earn points or miles with each purchase, which you can then redeem for free or discounted flights, hotels and more.

Use your travel card to pay most of your purchases and bills and then pay your card off in full each month. This will help you earn points while avoiding interest charges and high credit card debt , which can impact your credit score.

Here are some other tips to maximize your rewards and benefits:

• Consider adding an authorized user to your account. They’ll earn points with every purchase they make, and those will get added to your overall total. However, make sure to pick someone who will use the card responsibly since you’ll be legally liable if they ever fail to pay their monthly bills.
• Redeem your rewards for travel through the card issuer’s website. This redemption option usually offers the highest value compared to gift cards or merchandise, for example.
• If your card offers travel protections (like travel accident or luggage insurance), use it to pay for your passenger fares. This way, you could be reimbursed in the event of an accident or lost luggage, for example.
• Use your airline or hotel card to sign up for the company’s frequent flyer or frequent guest loyalty program. You’ll often earn extra points or miles when you’re a member and use your co-branded card to pay for flights, hotel stays and more.
• If you can transfer points from other credit cards to your travel card, take advantage of this feature. This way, you can accumulate extra points for travel booking and sometimes even increase their value.

Best Travel Credit Cards FAQs

What is the best travel credit card, what is the best credit card for international travel, how to travel for free with credit cards, what is the best credit card for travel miles, what is a welcome bonus on a credit card, how we chose the best travel credit cards.

We ranked the best credit cards for travel based on their annual fees, benefits, reward rates and redemption flexibility.

Fees: We compared interest rates and foreign, cash advance and balance transfer fees for more than 50 credit cards. We also considered their annual fee, looking for those that offered the most for the money.

Ongoing benefits: Intro APR and bonus offers are attractive, but they can only get you so far. We focused on cards with year-round benefits such as travel insurance or cell phone protection plans.

Reward rates: We preferred cards that allow you to earn extra points from travel expenses, as well as those that provide significant bonus rewards in popular spending categories, like dining, supermarkets or streaming services.

Redemption flexibility: Our picks don’t limit your redemption options to just travel. Some let you use your points for Amazon purchases, for example. We also preferred issuers that allowed cardholders to transfer their points to airline and hotel partners.

Summary of Money’s Best Travel Credit Cards of May 2024

• Discover it® Miles Credit Card – Best no-annual-fee travel card for simple rewards

Money.com has partnered with CardRatings for our coverage of credit card products. Money.com and CardRatings may receive a commission from card issuers.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

To see rates and fees for the American Express® Gold Card, visit this link . Terms apply.

To see rates and fees for The Platinum Card® from American Express, visit this link . Terms apply.

To see rates and fees for The Business Platinum Card® from American Express, visit this link . Terms apply.

* Insurance disclosures for American Express Cards on this page:

Trip Delay Insurance: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

Trip Cancellation and Interruption Insurance: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

Baggage Insurance Plan: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

Global Assist Hotline: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Card Members are responsible for the costs charged by third-party service providers.

Extended Warranty, Purchase Protection, Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

Car Rental Loss & Damage Insurance: Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

** Car Rental Loss and Damage Insurance can provide coverage up to $75,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

*** Car Rental Loss and Damage Insurance can provide coverage up to $50,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

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Guide to school student concession cards

If you're a student aged 16 years or older and eligible for concessions, the Transport Concession Entitlement Card serves as proof of entitlement when using a Child/Youth Opal card within the Opal network or when traveling on child or concession fares in NSW. 

The Transport Concession Entitlement Card replaces the following cards:

• Senior Secondary Student Concession Card (16 years and over) – also issued to Mature Secondary Students (18 years and over), Distance Education Students and Home School Students.
• Proof of Age card (when a student under 16 years of age looks older)
• Boarders Rail Pass

To travel on a Child/Youth Opal card or a child/concession ticket, students must carry a concession entitlement card.

Children aged between 4 to 15 years do not require a proof of entitlement for concession travel. However, if they look more mature, they can get a Transport Concession Entitlement Card to verify to authorised officers that they are under 16 years old.

More From Forbes

6 new credit cards and exciting travel perks in time for summer.

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The latest perks for summer are worth exploring.

Responsible credit card use can deliver a world of value in miles, points and benefits. But, different cards offer different perks as many travelers are looking for more than just bonus points.

According to the State of Loyalty Credit Card Rewards from iSeatz, there is a growing trend from credit card issuers to move away from traditional awards (flights, hotels and other points redemption) in favor of lifestyle rewards, including things like tours, activities, dining and wellness activities. There are also updated perks and bonus-earning categories when cardholders use their card for those lifestyle experiences.

These are some of the latest credit cards on the market and the extra perks they are offering in time for summer.

Barclays debuts Xbox Credit Card

A father and son are concentrating while sitting down at home playing video games together.

Video game players rejoice. This new card from Barclays Bank awards points that can be redeemed for xbox.com, Microsoft.com, or console and in-game purchases. The card does not have an annual fee, and after making your first purchase with the card, it unlocks three months of Game Pass Ultimate. Bonus points are a big part of this card: 5x points per dollar on eligible products at the digital Microsoft Store, 3x points on streaming services and dining delivery services.

New cards from Qatar Airways Privilege Club and Cardless

Qatar Airways launches new U.S. credit card.

In early May, Qatar Airways launched a waitlist for its first credit card in the U.S. Now, it is available for applications and awards cardholders Avios points that can be redeemed for free travel on Qatar and Oneworld airline partners . The Qatar Airways Privilege Club Visa Infinite Credit Card ($499 annual fee and instant Gold status) and Qatar Airways Privilege Club Visa Signature Credit Card ($99 annual fee and instant Silver status) both offer instant elite status for one year after being approved for the card. This is the first international loyalty program to offer a Visa Infinite credit card in the U.S. market. Cardholders earn 5x Avios points on Qatar Airways spend, 3x points on dining and one point on everything else. For the Visa Signature Card, the earning is 4x points for Qatar Airways flights, 2x points on dining and one point on everything else.

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Citi Strata Premier Mastercard replaces the original Citi Premier card.

Replacing the Citi Premier card, Citi Strata Premier is a new card product with some upgraded perks. Existing cardholders will receive new Strata Premier cards, which will continue at a $95 annual fee. Among the changes are the ability to earn 10x ThankYou Points on hotels, attractions and car rentals booked directly through the Citi travel site. Cardmembers also receive 3x ThankYou Points when using electric vehicle charging stations. That is in addition to the previous bonus, which will continue, offering 3x points on air travel, dining, supermarkets and gas stations. Cardmembers also receive a $100 credit when making a hotel reservation through the Citi travel site for at least $500.

Special invitations for Chase Sapphire Reserve cardholders at Paris Olympics

Chase Sapphire Reserve cardholders have special access to events at the Paris Olympics.

Visa is offering some extra perks for Chase Sapphire Reserve cardholders attending the Paris Summer Olympics. Flash your card to enter the floating VIP lounge on the Seine where food, beverages and special athlete meet and greets will entertain. Cardholders also have special access to priority reservations at an iconic Parisian restaurant with up-close views of the Eiffel Tower. The a la carte menu is a collaboration between New York Chef Ignacio Mattos and Chef Charles Ducrocq. There is also an Olympics kick-off party for cardholders with tasty food and drinks on July 27.

AmEx launched another limited-edition Boeing 747 Delta SkyMiles Reserve Card

This is the second time American Express uses recycled aircraft to develop a credit card.

For the second time, American Express is releasing a limited-edition credit card made from a retired Jumbo Jet. It was so popular last time that AmEx is creating twice as many cards made from two separate 747 planes that were retired in 2017. The cards, which have a new white glossy finish, became available in late April although they will stop being offered June 5.

Cards increase Global Entry credits

Cards are updating their perks due to the fare increase.

On the heels of Global Entry rates going up from $100 to $120, many credit cards are boosting their credits to fully cover it. Among these are the Citi Prestige and Citi/AAdvantage Executive World Elite Mastercards; the AAdvantage® Aviator® Silver Mastercard; and a slew of Chase-branded credit cards. They include the Chase Sapphire Reserve, United Explorer Card, United Club Infinite Card, United Quest Card, IHG One Rewards Premier Credit Card, J.P. Morgan Reserve Card, Southwest Rapid Rewards Performance Business Credit Card, IHG One Rewards Premier Business Credit Card and Aeroplan Credit Card.

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