allianz travel insurance visa 600

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• Travel Insurance

What is travel insurance?

Travel insurance is designed to cover you for a range of unexpected events that could happen when you’re travelling overseas or in Australia. Allianz Travel Insurance can cover costs like travel delays or emergency medical treatment, or the cost of replacing items that were lost or stolen during your trip. 1

We have Basic, Comprehensive, Domestic, and Multi-Trip Plans to choose from, with varying levels of cover to help you when you need it most. Our plans are available for singles, duos or families. Read through our Product Disclosure Statement (PDS) for detailed information about our plans to see which level of cover is right for you.

Find the right cover for your trip

Basic Travel Insurance

• Overseas emergency assistance 1
• Overseas medical and hospital expenses 1
• Personal Liability 1

Comprehensive Travel Insurance

• Overseas medical assistance and expenses 1
• Unexpected trip cancellation 3
• Loss of or damage to luggage and personal effects 1
• COVID-19 benefits 2

Domestic Travel Insurance

• Travel delay expenses 1
• Rental vehicle excess 1

Multi-Trip Travel Insurance

Additional cover options.

For an additional premium, you can choose to add an Adventure Pack, Cruise Pack, or Snow Pack to eligible plans. Increased Item Limits Cover can also be added to insure your luggage, personal effects or valuables should something happen to them while travelling.

You have the option to vary the base excess when you buy your policy (premium adjustment will apply depending on the excess selected). The choice is yours.

Website review and travel remediation

Choose what suits your needs, single cover, family plan, ready to get started, frequently asked questions.

Without travel insurance, you run the risk of incurring some significant expenses that may take years to pay off.

If you’re travelling overseas, travel insurance is an important consideration for unexpected medical bills and hospitalisation. Other unforeseen expenses could include the replacement of lost or stolen luggage, delays or cancellations to your trip, and many other unfortunate scenarios.

We don’t cover medical expenses under our Domestic Travel Insurance policy. However, you may wish to take out insurance for domestic flight changes or cancellations, lost or stolen baggage, or rental vehicle excess. Refer to the Product Disclosure Statement (PDS) for more information.

Travel insurance may cover you for a range of unexpected events that may affect your trip, such as emergency medical assistance if you become ill or injured while travelling overseas, including arranging your evacuation if needed.

Other incidents that travel insurance may cover include costs due to unexpected delays and cancellations, rental vehicle excess, and personal liability. You also have the option to purchase additional cover for activities such as adventure sports or skiing, although this isn’t available on all plans.

Cover limits vary from insurance provider to insurance provider, as do policy terms, conditions, limits and exclusions, so it’s important to read the Product Disclosure Statement to make sure you fully understand what’s covered, the limits applying to the policy, and to make sure the policy is appropriate for your needs.

The length of your Travel Insurance policy is largely dependent on the travel dates you supply. When obtaining a quote, or buying a policy, you’ll be prompted to enter in your departure and return dates – this will be the period of cover for all benefits except the cancellation benefit, which begins from the date your policy is issued.

The period of cover is also shown on your Certificate of Insurance, which is sent to you at the time of purchase. You may want to extend the length of your holiday abroad (and therefore need an extension of your period of cover) and you may be able to do this within specified timeframes.

If you think you may travel more than once a year, you may wish to consider a Multi-Trip policy . Different start and end dates apply, refer to the Product Disclosure Statement for full details.

It’s up to you when you buy Allianz Travel Insurance, however, keep in mind these three things:

• You can buy our Travel Insurance up to 12 months in advance.
• You must buy Allianz Travel Insurance before you start your journey. Your journey starts when any traveller named on the Certificate of Insurance leaves home or work in Australia to begin travel.
• Depending on the plan you choose you may have trip cancellation cover, which covers unexpected trip cancellation, rescheduling or shortening from the date your Certificate of Insurance is issued. So, consider buying our Travel Insurance as soon as you’ve booked and paid for some or all your trip as you may be covered for such events before you depart.

Yes, if you change your mind after you buy your Travel Insurance policy, you may cancel it within 14 days of your Certificate of Insurance being issued.

You’ll be given a full refund of the premium you’ve paid, provided you’ve not started your journey and don’t intend to make a claim or exercise any other right under your policy.

When considering which policy is right for you, make sure you consider your needs, as well as your financial situation. Reading the Product Disclosure Statement and Target Market Determination (TMD) is a good place to start as they will give you more detail, so you can decide if the plan is right for you.

Allianz Travel Insurance offers a number of travel insurance plans – Basic , Comprehensive , Domestic , Non-Medical or Multi-Trip Travel Insurance . You can see more detailed information on our Compare Cover Options page .

This product has a general exclusion, with limited exceptions, against epidemics and pandemics. That means we don’t cover claims that arise from, or are related to, an epidemic or pandemic.

However, you’re covered under selected benefits in this product if, during your period of cover, you’re positively diagnosed as suffering a sickness recognised as an epidemic or pandemic, such as COVID-19.

Refer to the Product Disclosure Statement to see which benefits offer cover in the event that you contract a sickness recognised as an epidemic or pandemic, and the terms, conditions, limits and exclusions that apply.

Note: There is no cover under any benefit of this policy if your claim arises because you did not follow advice or a warning that has been issued by the Australian Government or a reliable mass media source. This applies even if an Australian government has given you permission to travel, or you fall under a specific exemption where there is otherwise a travel ban in place.

If you have any questions call us on 13 1000 .

If you need to shorten your journey while travelling, or are prevented from travelling due to a COVID-19 border closure or mandatory quarantine period, you may be entitled to receive a partial or full refund on your premium. Refer to the Product Disclosure Statement for more information.

Eligibility criteria applies. Contact us on 1800 440 806 or email us .

There is no cover under any benefit of this policy if your claim arises because you didn’t follow an advice or warning that a reasonable person would have been aware of, that has been issued by the Australian government (when a ‘reconsider your need to travel’ or ‘do not travel’ alert is in place), which can be found on Smartraveller ; or which was published in a reliable mass media source.

Before buying travel insurance, and while you’re travelling, check Smartraveller and Allianz Partners for travel alerts or advisories for your intended destination(s).

Note: This applies even if an Australian government has given you permission to travel, or you fall under a specific exemption where there is otherwise a travel ban in place.

Tip: Subscribe to Smartraveller to get travel alerts and advisory updates by email.

Refer to General Exclusions in the Product Disclosure Statement for a full list of exclusions.

If you have any questions, call us on 13 1000 .

A general exclusion, sometimes referred to as a policy exclusion or exclusion, is an exclusion that applies to all policy benefits.

Should a general exclusion apply, your travel insurance policy won’t provide cover for the specified event, activities or circumstances.

Refer to General Exclusions in the Product Disclosure Statement provided at the time of purchase for a full list of exclusions.

We're here to help

Give us a call, or send us a message, follow us on, *conditions apply.

• Terms, conditions, exclusions, limits and applicable sub-limits apply. Refer to the Product Disclosure Statement for full details.
• Policy terms, conditions, limits, exclusions, and sub-limits apply to particular types of losses, premium refunds (full or partial) or claims. This product has a general exclusion, with limited exceptions, against epidemics and pandemics. That means we don’t cover claims that arise from, or are related to, an epidemic or pandemic. However, you’re covered under selected benefits in this product if, during your period of cover, you’re positively diagnosed as suffering a sickness recognised as an epidemic or pandemic, such as COVID-19. Refer to the Product Disclosure Statement to see which benefits offer cover in the event you contract a sickness recognised as an epidemic or pandemic, and the terms, conditions, limits and exclusions that apply.
• Terms, conditions, limits, exclusions and sub-limits apply. Cancellation cover is only available on Comprehensive, Domestic and Multi-Trip Plans. Refer to Cancellation and General Exclusions sections of the Product Disclosure Statement for full details.
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Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, exclusions, limits and applicable sub-limits apply. Before making a decision about this insurance, please consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website.

Travel Insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFS Licence No. 245631, trading as Allianz Global Assistance (AGA) as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). Travel Insurance is underwritten by the insurer Allianz. Terms, conditions, exclusions, limits and applicable sub-limits apply.

We don’t provide advice based on any consideration of your objectives, financial situation or needs. Before making a decision, please consider the Product Disclosure Statement available on this website. If you purchase this insurance, AGA will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on this product.

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Allianz Travel Insurance Review: Is it Worth The Cost?

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Table of Contents

What does Allianz Travel Insurance cover?

Allianz single trip plans, allianz annual/multi-trip plans, which allianz travel insurance plan is best for me, can you buy allianz travel insurance online, what isn't covered by allianz travel insurance, is allianz travel insurance worth it.

• Annual or single-trip policies are available.
• Multiple types of insurance available.
• All plans include access to a 24/7 assistance hotline.
• More expensive than average.
• CFAR upgrades are not available.
• Rental car protection is only available by adding the One Trip Rental Car protector to your plan or by purchasing a standalone rental car plan.

Allianz Travel Insurance is provided by Allianz Global Assistance, an insurer that operates in 35 countries and serves 40 million customers in the U.S. The company offers several types of travel insurance plans depending on your needs.

Travel insurance will help protect you if unexpected events affect your vacation. Whether you’re looking for a comprehensive plan or emergency medical coverage only to supplement the travel insurance you have from your credit cards , Allianz Global Assistance offers plenty of options.

Allianz trip insurance plans fall into two categories: single trip and annual/multi-trip plans. We evaluated several single trip and annual/multi-trip plans to help you figure out which policy makes sense for you.

Depending on what type of coverage you’re looking for, Allianz offers several different travel insurance options. Allianz’s plan choices fall under single trip or annual/multi-trip plans.

Single trip plans are designed for individuals who are leaving their home, visiting another destination (or destinations) and returning home. These travel insurance plans are the most comprehensive and provide benefits like trip cancellation, trip interruption and medical coverage. 

Annual/multi-trip plans are designed for those who like to take a lot of little trips throughout the year as well as for business travelers. Because the coverage period is longer, these plans are more expensive.

Some of these plans include medical coverage only while others also provide more comprehensive travel insurance perks. There’s coverage for business equipment as these plans are geared toward work travelers.

Allianz offers five travel insurance plans for single trips, including a plan that's mainly focused on emergency medical coverage.

The OneTrip Cancellation Plus plan is geared toward domestic travelers who are looking for trip cancellation, interruption and delay coverage but don't need post-departure benefits like emergency medical or baggage loss. This plan is Allianz’s most affordable option.

OneTrip Basic, Prime and Premier are three comprehensive travel insurance plans.

OneTrip Basic is the most economical plan and offers trip cancellation, interruption and delay benefits along with emergency medical and baggage loss.

OneTrip Prime provides all the benefits of the Basic plan but with higher limits, a few extra coverage areas and complimentary coverage for children 17 and under when traveling with a parent or grandparent.

OneTrip Premier offers the most coverage, doubling almost every post-departure limit of the Prime plan with more covered cancellation reasons.

If you don't need pre-departure trip cancellation and interruption protections or you already have coverage through a premium travel credit card , the standalone OneTrip Emergency Medical plan may be a good choice. The plan mainly provides emergency medical protections along with some baggage loss/delay benefits.

» Learn more: Travel medical insurance: Emergency coverage while you travel internationally

Allianz single-trip plan cost

Here's a look at the cost of an Allianz travel insurance policy for a one-week, $1,500 vacation to Croatia in August 2020 taken by a 30-year-old from Texas.

The OneTrip Premier is the most expensive plan and provides the highest level of protection, especially for emergency medical events.

However, if you’re OK with lower limits on emergency medical, a OneTrip Prime or Basic plan could be a more appropriate choice. These costs represent a range of 3.4%-7.5% of the total cost of the trip, which is in line with typical costs of 4%-8%, according to the U.S. Travel Insurance Association.

» Learn more: How to find the best travel insurance

Allianz offers four different annual/multi-trip plans.

AllTrips Basic is suitable for those who would like emergency medical coverage while abroad but don't need trip cancellation and interruption benefits. The AllTrips Prime, Executive and Premier plans provide an entire year of comprehensive travel insurance benefits.

The Executive and Premier plans offer various levels of trip cancellation and interruption benefits. The Executive plan is specifically designed for business travelers since it offers protection for business equipment.

Allianz annual/multi-trip plans cost

Let's look at an example of an annual Allianz travel insurance plan that starts in July 2020 for a 50-year-old from Illinois.

Coverage under these plans is offered for trips up to 45 days in length.

The AllTrips Executive plan costs significantly more than the other plans; this is mainly due to higher trip cancellation coverage, emergency medical and business equipment protections. The Executive coverage amount for trip cancellation can be increased beyond what is quoted here, driving that plan's price up to as much as $785.

If you’re not concerned with pre-trip cancellation benefits and don’t need the increased level of medical coverage, the Basic plan is the most affordable option.

For trips longer than 45 days, the AllTrips Premier plan might be a better choice as it offers coverage for up to 90 days. Using the same search parameters but with 90 days of coverage per trip, the cost of the annual plan is $475.

Choosing the right plan for your trip involves understanding what type of coverage you will want while you’re abroad.

If you have a premium travel card (e.g., the Chase Sapphire Reserve® ): These cards often offer some trip cancellation and trip interruption coverage, so you may not need a plan that offers all the same coverage. In this case, getting the OneTrip Medical plan might be enough.

If you’re going on a trip and returning home: OneTrip Prime, Basic or Premier are good options to choose from while offering different levels of coverage.

If you’ll be going on multiple and longer trips: the AllTrips Premier plan might be best as it provides insurance benefits for trips up to 90 days in length. The remaining three annual AllTrips plans cover multiple trips, up to 45 days.

If the coverage provided by your card isn’t adequate, you don’t have credit card coverage or you didn’t pay for your trip with that credit card: In these instances, it's best to choose a comprehensive plan depending on how much coverage you need and for how long. Consider one of the single trip or multi-trip plans.

» Learn more: Your guide to Chase Sapphire Reserve travel insurance

Yes, head over to AllianzTravelInsurance.com and choose "Find a Plan" from the menu on the top.

You will be able to view all plans or see plans categorized by single trip, annual/multi-trip and a rental car add-on option. Once you’ve decided on the plan you want, choose the "Get a Quote" option.

You will be required to input the relevant trip details before you can see which plans are available to you in your state.

» Learn more: Is travel insurance worth it?

Travel insurance plans have a lot of exclusions that you need to pay attention to so you know exactly what type of coverage you’re getting. Here are some general exclusions you can expect:

High-risk activities: Skydiving, bungee jumping, heli-skiing, and other types of high-risk sporting activities that the insurer deems unsafe.

Intentional acts: Losses sustained from intoxication, drug use, self-harm and criminal activity.

Specifically designated events: Epidemics, natural disasters and war are specifically mentioned in the policy as exclusions.

It's important to note that exclusions may vary based on the policy and where you live, so it's always best to review the fine print to ensure you’re clear about what is and isn’t covered.

Allianz has been offering insurance for more than 25 years. The company is well established and offers numerous single and annual travel insurance policies to fit many different needs.

Allianz travel insurance plans offer a wide array of benefits including (but not limited to): coronavirus-related coverage, trip cancellation, interruption, emergency medical coverage and transportation, baggage loss/damage, baggage delay, travel delay, change fee coverage, loyalty program redeposit fees, 24-hour assistance and many more benefits. Each plan is different, so you’ll want to look at the specific plans you’re considering to know exactly which benefits you’ll receive.

No, Allianz doesn't offer the Cancel For Any Reason optional upgrade. Review the policy details of the Allianz plan you’re considering to ensure you’re comfortable with the list of covered reasons. For example, the loss of a job can be considered a covered reason, but wanting to cancel a trip because you’re afraid to travel isn't.

Most often, you will need to file a claim with the insurer after you’ve incurred costs. If the claim is approved, you will receive a reimbursement. In other instances (e.g., covered baggage delay), the insurer will pay you a fixed amount per day and you won’t need to submit receipts.

Allianz Global Assistance offers several good travel insurance plans to choose from. If you’re looking for a travel insurance plan for a vacation, a single-trip plan is your best bet. 

If you’re a frequent traveler or take lots of business trips, a multi-trip plan could be the way to go. If you have a travel credit card, look at what travel insurance benefits you may already have so you don’t duplicate your coverage .  

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

June 1, 2020

Due to travel restrictions, plans are only available with travel dates on or after

Due to travel restrictions, plans are only available with effective start dates on or after

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Travel Insurance with Emergency Medical Benefits: The Simple Guide

Do I need emergency medical travel insurance for a U.S. trip?

That depends. If you have a good health insurance plan, you may not need emergency medical insurance while traveling within the U.S.

However, it’s still a good idea! Allianz Travel Insurance’s emergency medical benefits have a few advantages your regular health insurance may not provide:

• There’s no deductible or copay for covered emergency medical expenses. (There is, however, a maximum limit for your emergency medical/dental and emergency transportation benefits, which you’ll find in your plan documents.)
• Depending on the plan you choose, your travel medical insurance may be primary That means it pays your covered medical expenses before any other insurance coverage applies.
• Emergency medical transportation benefits can cover medically necessary medical evacuations. This is a must if you’re traveling to any remote locations—such as fishing in Alaska, or backcountry camping in a national park.
• Your travel insurance also can cover special medical transportation home after an emergency. Your regular insurance may not.

Do I need emergency medical travel insurance if I’m healthy?

Yes! We get more than 4,000 calls each year from travelers who need help with a medical emergency. The most common emergencies we see are things that can happen to anyone, even people who are generally healthy and fit: fractures from falls ; trauma (often from motor vehicle accidents); cardiovascular problems , such as a heart attack or stroke; and pulmonary/respiratory problems , such as a collapsed lung.

Active travelers especially need travel medical insurance, if you plan to participate in activities such as hiking, cycling, skiing, horseback riding, etc. on your trip. Just make sure you read the exclusions in your plan. Certain high-risk activities are excluded from coverage.

Do I need to buy emergency medical travel insurance for my kids?

Yes! Children aren’t immune from medical emergencies while traveling, whether a tummy bug or a fractured wrist. Luckily, two of our plans offer free coverage* for children 17 and under when traveling with a parent or grandparent: OneTrip Prime and OneTrip Premier , which doubles most OneTrip Prime post-departure benefit limits (*not available on policies issued to Pennsylvania residents).

Can emergency medical travel insurance cover my pre-existing medical condition?

Yes, but you have to make sure your plan includes the existing medical condition waiver and meets all the requirements. If you insure your full nonrefundable trip costs within 14 days of paying your first trip deposit, and you’re medically able to travel when you do so, you can be covered for most existing medical conditions.

An existing medical condition is defined as an injury, illness, or medical condition that, within the 120 days prior to and including the policy purchase date:

• Caused a person to seek medical examination, diagnosis, care, or treatment by a doctor;
• Presented symptoms; or
• Required a person to take medication prescribed by a doctor (unless the condition or symptoms are controlled by that prescription, and the prescription has not changed).

The illness, injury, or medical condition does not need to be formally diagnosed in order to be considered a pre-existing medical condition.

Read more: When Does Travel Insurance Cover Existing Medical Conditions?

What happens if I have an emergency while traveling somewhere without high-quality medical facilities?

In situations like these, your emergency transportation benefits can be life-saving. If you suffer a serious illness or injury on your trip and the local medical facilities can’t provide the medical treatment you need, our medical team will arrange and pay to transport you to the closest appropriate facility. Please note, however, that we must make the medical evacuation arrangements — if you do it yourself, your insurance may not pay for it.

What should I do if I have a medical emergency while traveling?

If you need help urgently, call your destination’s equivalent of 911. The free Allianz TravelSmart TM app makes it easy to reach local emergency services with a single tap, wherever you are.

Then, contact 24-hour assistance . Our team of experts can arrange emergency medical transportation, if needed; refer you to pre-screened local medical providers, provide an interpreter, guarantee advance payment for medical care (where accepted), monitor your condition, update relatives back home, and arrange your transportation home. In short, we’ll do everything we can to make sure you’re getting the care you need.

Read more: What To Do In A Medical Emergency

Can I buy affordable emergency medical travel insurance?

Yes! Allianz Travel Insurance offers plans for every budget. Low-cost emergency medical travel insurance plans include:

• OneTrip Basic , an economical plan with limited post-departure benefits
• OneTrip Emergency Medical , a flexible plan that includes only post-departure benefits
• AllTrips Basic , an annual travel insurance plan that provides emergency medical benefits for frequent travelers

If you’re planning more than two trips in the next 365 days, you can save money with an annual travel insurance plan:

• AllTrips Prime , which offers affordable peace of mind for a full 365 days of travel
• AllTrips Executive , an annual plan built for business travelers
• AllTrips Premier , which protects world travelers with multiple tiers of benefits

Wondering which plan is right for you? Get a quote for your next trip .

Related Articles

• Do I Need Travel Insurance If I Have Health Insurance?
• Travel Insurance 101: How Travel Insurance Works
• Travel Insurance 101: Covered Illnesses

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Popular Travel Insurance Plans

• Annual Travel Insurance
• Cruise Insurance
• Domestic Travel Insurance
• International Travel Insurance
• Rental Car Insurance

View all of our travel insurance products

Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at  800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

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870 Visa Overseas Visitor Health Cover

Health insurance for your 870 sponsored parent visa.

Visiting your children or grandchildren in Australia? Make sure you get  Overseas Visitor Health Cover (OVHC)   during your stay.

OVHC is health insurance for international visitors wishing to travel to Australia. If you get sick or have an accident while you are here in Australia, we will help pay your medical costs. 

Our visitor cover options

Budget visitors cover.

From  $135.15 AUD /mth with $500 hospital excess.

Our most affordable in-hospital cover to meet visa requirements.

Standard Visitors Cover

From $402.20 AUD /mth with $500 hospital excess

In-hospital and out of hospital cover including local doctors, specialists and prescription medicines.

Why choose Allianz Care Australia

Access to health care

24/7 Emergency Phone

Receive certificate of insurance online

About the 870 sponsored parent visa.

The visa allows parents to remain in Australia for up to five years at a time without departing. It provides an alternative option to visitor visas which only allow shorter periods of stay.

For more information, visit the  Department of Home Affairs website .

Who can be covered?

Single policy, dual family policy, multi-family policy, other visas we cover, working visas.

• 188 Business Innovation & Investment (Provisional)
• 400 Temporary Work (Short Stay Activity)
• 401 Temporary Work (Long Stay Activity)
• 402 Training and Research
• 403 Temporary Work (International Relations)
• 407 Training
• 408 Temporary Activity
• 416 Seasonal Worker Program
• 457 Skilled Temporary Work
• 461 New Zealand Citizen Family Relationship Visa
• 476 Skilled Recognised Graduate
• 482 Temporary Skill Shortage (TSS)
• 485 Temporary Graduate
• 489 Skilled Regional (Provisional)
• 491 Skilled Work Regional (Provisional)

Visitor visas

• 300 Prospective Marriage Visa
• 580 Guardian Visa
• 590 Student Guardian Visa
• 600 Visitor
• 601 Electronic Travel Authority
• 651 eVisitor
• 870 Sponsored Parent (Temporary) Visa

Student visas

• 500 Student Visa

Working holiday visas

• 417 Working Holiday
• 462 Work and Holiday
• Second Working Holiday Visa

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Allianz Travel Insurance Review 2024

Fact Checked

Updated: Feb 1, 2024, 2:48pm

Allianz has a robust selection of travel insurance policies for all types of trips, travelers and budgets. Vacationers with a sports-focused itinerary should take a look at the perks in Allianz’s OneTrip Premier policy, which includes coverage for canceled sporting events and lost sports equipment. But travelers looking for high levels of travel medical insurance should check other options.

• $1 million in coverage for emergency medical evacuation is available with the OneTrip Premier plan.
• Offers a “cancel anytime” benefit that allows you to cancel up to departure time for almost any unexpected reason and receive 80% reimbursement of insured trip costs.
• Offers SmartBenefits that provide a payment of $100 per person per day if your trip is delayed for a problem covered by your policy—without filing receipts.
• Children age 17 and under are insured for free with a parent or grandparent with a OneTrip Premier policy.
• Allianz’s top plan, the OneTrip Premier, offers $75,000 for travel medical expenses. Some top competitors provide $500,000.
• Quotes for travel insurance with “cancel for any reason” coverage are not available online, you have to go through a travel agent.

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What Does Allianz Travel Insurance Cover?

Allianz single-trip travel insurance plans, allianz multi-trip travel insurance plans, allianz multi-trip travel insurance plans, allianz travel insurance cost, which allianz travel insurance plan is best for me, optional add-ons for allianz travel insurance, does allianz travel insurance have 24/7 travel assistance, what’s not covered by allianz travel insurance, how to file an allianz travel insurance claim, how does allianz travel insurance compare to other travel insurance companies, methodology, allianz travel insurance frequently asked questions, compare & buy travel insurance.

You can find comprehensive travel insurance plans from Allianz that offer many benefits, including trip cancellation, trip interruption, trip delay, baggage delay and loss and coverage for medical expenses, among others. Travel insurance is a way to protect your trip investment because it provides important pre- and post-departure benefits that can compensate you when the unexpected happens. That means you can recoup some of your money if you have to cancel a trip or return home early due to a problem covered by your policy. Travel medical insurance pays for medical expenses if you get sick or injured during your trip, which is especially important for international travelers who likely can’t rely on their U.S. health plans abroad. Allianz travel insurance plans are broken down into two main categories:

• Single-trip travel insurance plans
• Multi-trip and annual travel insurance plans

We highlighted key benefits of Allianz travel insurance plans to help you identify which is the best fit for you.

More on Allianz Single-Trip Travel Insurance Plans

Allianz OneTrip Basic Plan. This is Allianz’s most budget-friendly comprehensive travel insurance plan. It provides core benefits including trip cancellation, trip delay and trip interruption insurance at low limits for those who may not have a lot of pricey nonrefundable trip costs.

Allianz OneTrip Prime Plan. This policy is similar to the OneTrip Basic plan, except it has higher coverage limits and a few more bells and whistles. For example, you’ll get access to Allianz concierge services to assist with travel needs such as booking restaurant reservations. Plus, you get free coverage for one child under age 17 traveling with you. Additionally, you can choose to get a flat payment of $100 per day under travel delay insurance benefits, and you won’t be required to provide receipts.

Allianz OneTrip Premier Plan.  This plan includes many of the coverage types as the OneTrip Prime plan, but you’ll get higher limits for most coverage types. Also, the Trip Change Protector compensates up to $1,000 if you must cancel or change your airline, rail, cruise or tour itinerary for a reason listed in the policy. In addition, you’ll get optional coverage types, including ones that can appeal to the more adventurous traveler:

• SmartBenefits. You can opt to get a fixed inconvenience payment of $100 per person per day if your trip is delayed for a problem covered by your policy. You won’t need any receipts, just proof of delay.
• Sports Traveler. If you miss a sporting event due to a problem covered by your policy, this covers prepaid sporting fees up to the maximum amount specified in the plan.
• Sporting equipment loss. This pays to replace or repair your sporting equipment for problems covered by the policy.
• Sporting equipment rental. This reimburses you up to $1,000 if you have to rent replacement sporting equipment in case your equipment is lost, stolen, delayed or damaged.
• Vehicle return. This pays to have your personal, leased or borrowed vehicle returned to your primary address if you are unable to drive due to a problem covered by the policy.
• Adventure & Sports Exclusion Change. This waives the coverage exclusion for certain activities such as caving, repelling, spelunking, bungee jumping and diving at depths greater than 30 feet for free diving and 100 feet for scuba diving. This coverage is automatically included in your policy.
• OneTrip Rental Car Protector. This add-on provides primary collision coverage for a rental car.

Allianz OneTrip Emergency Medical Plan. This plan pairs travel medical expense insurance along with post-departure benefits such as travel delay, baggage delay and lost baggage. It is designed for those who haven’t paid much in non-refundable deposits.

Allianz OneTrip Cancellation Plus Plan. This travel plan is designed for domestic travelers on a budget who need trip cancellation travel insurance , and interruption and delay coverage but who don’t need medical insurance and don’t want baggage coverage.

Allianz OneTrip Rental Car Protector Plan. This plan is designed for folks who want coverage for rental cars during their trip. It provides the following benefits:

• $50,000 collision damage waiver, which covers costs or your rental if it’s stolen or damaged in an accident covered by the policy or while it’s parked
• Up to $1,000 trip interruption coverage
• Up to $1,000 baggage loss or damage coverage
• 24-hour hotline assistance

Multi-trip and annual travel insurance plans are good for travelers who take multiple trips per year. These types of policies are often cheaper and easier than buying individual travel insurance policies for each trip.

Here’s a look at Allianz’s multi-trip plans.

More on Allianz Multi-Trip Travel Insurance Plans

Allianz AllTrips Basic Plan This plan gives you year-long protection for trips that are less than 45 days in length. Allianz AllTrips Prime Plan This plan includes the coverage types you’ll find in the AllTrips Basic plan, plus pre- and post-departure benefits such as trip cancellation and baggage insurance . Allianz AllTrips Premier Plan This plan is similar to the AllTrips Prime plan but with higher coverage limits and more options to choose from. It covers trips that are less than 90 days, rather than 45. Allianz AllTrips Executive Plan This plan is designed for folks who travel for business. Your trip must be 45 days or less. It includes the same coverage as the AllTrips Prime plan but also provides some extras for business travelers on the go. These include:

• $500 change fee (to change the dates on your airline tickets).
• $500 loyalty program redeposit fee coverage (reimburses you for fees charged for redepositing loyalty programs awards, such as frequent flier miles)
• $1,000 business equipment coverage (pays to repair or replace damaged business equipment if it is damaged due to a problem covered by your policy)
• $1,000 business equipment rental coverage (pays rental fees if your business equipment is damaged due to a problem covered by your policy)

The price of an Allianz travel insurance plan depends on factors such as the cost of your trip, your age and the amount of coverage you choose. Generally, the average cost of travel insurance is 5% to 6% of your trip cost, based on Forbes Advisor’s analysis of travel insurance rates. Here are price examples for the Allianz OneTrip Premier plan.

Which Allianz travel insurance plan that suits you best will depend on if you’re taking one trip or many and how much coverage you want.

If You’re Going on One Trip and Coming Home

The OneTrip Basic, Prime and Premier plans are all solid choices for individual trips. If you’re on a budget, the Basic and Prime policies might be a good fit. Consider the Premier plan if higher medical expense limits are important to you, or you are going to be doing lots of adventure and sports activities. If you’re worried you may have to cancel your trip for reasons not listed in the policy, think about getting the Prime or Premier plan and add the “cancel anytime” upgrade. For those who aren’t concerned about cancellation or interruption coverage and have few prepaid expenses, the Emergency Medical plan is worth checking out.

If You’re Going on Multiple Trips or For Business

The AllTrips Premier plan may be a good fit for travelers who are taking multiple trips and want the maximum trip time coverage from Allianz. It provides coverage for trips of less than 90 days instead of 45 as the other multiple trip policies do. If you don’t want trip cancellation and trip interruption insurance but want medical expense coverage while outside the U.S., the AllTrips Basic policy is a good bet. The AllTrips Prime, Premier and Executive plans are solid choices for those wanting coverage for a year for multiple trips. Business travelers should consider the Executive plan since it provides business equipment coverage.

• OneTrip Rental Car Protector. This add-on can protect your rental car if it’s damaged. It also provides coverage for trip interruption and damaged baggage.
• Required to Work. This add-on protects your trip if you must cancel due to a work-related emergency.

Allianz travel insurance plans come with 24/7 travel assistance , which can help you with a variety of issues, including:

• Finding local medical and legal professionals
• Arranging emergency medical transportation
• Rebooking a flight or accommodations
• Providing pre-trip information
• Assistance with missed connections
• Help if your documents are stolen or lost while traveling, such as your passport

Allianz customer service also includes concierge assistance in many of its travel insurance plan benefits.

While travel insurance plans cover a wide variety of problems, every policy has exclusions. Here are examples of exclusions in the Allianz OneTrip Prime Plan.

• High-risk activities such as skydiving, hang gliding and bungee jumping
• Traveling for the purpose of getting medical treatment (medical tourism)
• Non-emergency medical care or treatment
• Alcohol or substance abuse
• Injuries that are intentionally inflicted, suicide or attempted suicide
• Mental or emotional disorders
• Acts of war or civil unrest

If you need to file a claim, you can do so via email, fax, mail or the Allianz app. You can also file a claim with Allianz online . You will need your email address, policy number and supporting documentation. To file your claim online:

• Go to www.allianztravelinsurance.com and click on “File a Claim.”
• Enter policy details.
• Figure out which forms and documentation are required.
• File your claim and track your claim status.

To file your claim by email: [email protected]. To file your claim by phone: call (800) 334-7525. You can check Allianz’s website for what you’ll need for supporting documentation , depending on what type of claim you’re filing. For example, to file a baggage delay claim you’ll need proof of delay and receipts for any necessary items you purchased while your baggage was delayed.

Compare & Buy Travel Insurance For 2024

Compare Quotes With Over 22 Travel Insurers

Before purchasing travel insurance, it’s a good idea to compare a few different companies. Every insurer offers different overage limits and pricing. When compared to several competitors, Allianz’s OneTrip Premier plan matches or exceeds benefits for travel delays, with a short waiting period of three hours before coverage kicks in. The OneTrip Premier plan also matches or exceeds medical evacuation limits compared to some competitors’ policies. But the OneTrip Premier plan is about $100 more than competitor policies we analyzed.

Allianz vs. Travel Insured International

Allianz’s OneTrip Premier plan provides higher coverage limits than Travel Insured’s Worldwide Trip Protector for travel and baggage delay and lost or stolen baggage. Travel Insured’s policy has higher travel medical expense limits and a shorter waiting period for coverage for baggage delays.

Allianz vs. TravelSafe

The OneTrip Premier plan provides slightly lower limits than the Classic plan from TravelSafe for trip delay, travel medical expenses and baggage and belongings, but the Allianz policy provides more generous coverage for baggage delays.

Allianz vs Travelex

Allianz’s OneTrip Premier plan offers better coverage than Travelex’s Travel Select plan. The Travel Select plan has lower travel medical expense, medical evacuation and baggage limits than the OneTrip Premier plan. It provides a bit more travel delay compensation, but with a longer waiting period than the Allianz plan.

We analyzed the average cost for each travel insurance policy for trips to popular destinations for various traveler profiles:

• Couple, age 30, for a Mexico trip costing $3,000.
• Couple, age 40, for an Italy trip costing $6,000.
• Family of four for an Italy trip costing $15,000.
• Couple, age 65, for an Italy trip costing $6,000.
• Couple, age 70, for a Mexico trip costing $3,000.

Do I need Allianz travel insurance if I have travel credit card rewards?

You might if you want the most protection for your trip. Many travel credit cards provide travel insurance benefits, but they’re not always as comprehensive as what you get when you buy a separate travel insurance policy. Read your travel credit card benefits to assess your trip protection coverage and determine if it’s sufficient.

Does Allianz offer “cancel for any reason” coverage?

Yes, Allianz offers “cancel for any reason” travel insurance (CFAR), which gives you the flexibility to cancel your trip no matter the reason and get partial reimbursement, even if you just want to stay home to watch HBO. Allianz sells CFAR but not online. You must contact your travel insurance agent to discuss options. Allianz’s “Cancel Anytime” includes similar coverage. The “Cancel Anytime” upgrade will reimburse you 100% of your non-refundable trip deposits if you cancel for a reason covered by your policy and up to 80% of your non-refundable trip deposits if you cancel for almost any other reason. You’ll have to purchase Cancel Anytime within the first 14 days of your first trip deposit. To file a Cancel Anytime claim, you can cancel your trip at any time but you are required to notify your travel suppliers of your cancellation within 72 hours of canceling your trip.

Does Allianz cover pre-existing medical conditions?

You need a pre-existing medical condition exclusion waiver to have pre-existing conditions covered. Allianz travel insurance plans generally exclude coverage for pre-existing medical conditions unless you get its pre-existing medical exclusion condition waiver. You can get this waiver for most policies by purchasing your Allianz plan within 14 days of your first trip payment or deposit. That means you don’t want to wait to buy travel insurance and lose this coverage. For this waiver you also must insure the full cost of your trip and must have been medically able to travel when you bought the policy. Allianz defines a pre-existing medical condition as “an injury, illness, or medical condition that, within the 120 days prior to and including the purchase date” of the policy that caused you to seek medical diagnosis or care, or that caused you to take new prescribed medicine. (Read your policy for more details.)

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Visitor health insurance for 601 visa holders

Visiting australia on a 601 visa overseas visitor health cover (ovhc) can insure you for unexpected medical costs. compare ovhc policies below, from just $55.50/month..

In this guide

Do I need health insurance on a 601 visa?

What does ovhc pay benefits towards, how to provide evidence of your health insurance arrangements, faqs about the 601 visa, who can get a 601 visa.

Overseas Health

Overseas funds

Pricing is based on a single live in the State of New South Wales on a visa , and is not from a country that Australia has a Reciprocal Health Care Agreement (RHCA) with and is not eligible for cover under Medicare. Prices are accurate for 2020 but are subject to change.

It's recommended that you hold health insurance when you come to Australia. Overseas Visitors Health Cover (OVHC) policies are designed specifically for visitors.

The Reciprocal Health Care Agreement (RHCA)

Australia has a Reciprocal Health Care Agreement (RHCA) with the United Kingdom, the Republic of Ireland, New Zealand, Sweden, The Netherlands, Finland, Belgium, Norway, Slovenia, Malta and Italy. If you're from one of these countries, you can access the public health system Medicare.

However, Medicare doesn't include everything. For instance, it doesn't cover ambulance fees or out of hospital services like dental, optical and physio – but health insurance can.

"If applicants are required to provide evidence of their health insurance arrangements, any the following may be considered acceptable, unless a particular visa subclass instruction requires other specific information:

• a copy of the insurance policy;
• a written letter or cover note from an acceptable insurance provider, certifying that the primary visa applicant and any accompanying family members immediately upon visa grant or their arrival in Australia, are, or will be, covered by insurance that is at least as comprehensive as the prescribed adequate level of cover;
• evidence that the visa applicant has lawfully enrolled with Medicare via Reciprocal Health Care Agreements (RCHA);
• evidence that the primary visa applicant and any accompanying family members immediately upon visa grant or their arrival in Australia, are, or will be, covered by health insurance that is at least as comprehensive as the adequate level of cover required under policy, with the understanding that the applicants will either enrol with Medicare under a RHCA or enrol in a private insurance arrangement after arrival; or
• for citizens from the Republic of Ireland that may access RCHA, evidence that they hold an Irish passport.

Family members applying separately from the primary visa applicant or visa holder must produce evidence as per above, which clearly indicates that they, as dependant applicants, will be covered upon arrival in Australia by a policy with an adequate level of cover."

Can OVHC pay benefits towards dental?

Yes but you'll usually need to add extras cover to your policy. This can also cover you for out-of-hospital services like optical, physio and chiro.

What health funds offer cover for 601 visa holders?

Several Australian private health funds offer policies specifically designed to meet the cover needs of overseas visitors. These policies are known as Overseas Visitors Health Cover (OVHC) and they include cover for things like hospital accommodation and treatment, inpatient pharmaceuticals and emergency ambulance.

The table below includes a brief rundown of the OVHC options available from Australian health funds.

To qualify for a 601 visa, you must need to visit Australia for genuine tourism or business purposes. You must not work while in Australia (although you can conduct business visitor activities, such as attending conferences and negotiating contracts) and you must not study for more than three months. Acceptable tourist activities include holidays and seeing family and friends.

To be eligible for a 601 visa you must also hold a passport from one of the following countries or regions:

• Hong Kong (SAR of China)
• Liechtenstein
• Republic of San Marino
• South Korea
• Switzerland
• The Netherlands
• United Kingdom – British Citizen
• United Kingdom – British National (Overseas)
• Vatican City

What is the 601 visa?

The subclass 601 visa is more commonly known as the Electronic Travel Authority (ETA). This electronic document allows foreign citizens to travel to Australia on short-term visits for tourism or business. Depending on your circumstances, you may need to consider a 600 visa instead.

The ETA replaces the need for visitors to receive a visa label or stamp in their passport and also removes the requirement for application forms. In most cases the ETA can be issued electronically by the Department of Immigration and Border Protection via travel agents and airlines around the world.

Once you have been granted an ETA, you are authorised to travel to and enter Australia. The ETA is automatically linked to your passport and it allows you to enter Australia as many times as you want in a 12-month period. The maximum duration of any one stay is three months.

How do I apply for a 601 visa?

The visa application requirements for the 601 visa vary depending on your country of origin . Contact your nearest immigration office for information on the details and documentation you need to provide during the application process. All documents you provide must be certified copies of original documents.

You must be outside Australia when you apply for an ETA and you must apply at least two weeks before you travel. Passport holders from a select few countries – Brunei, Canada, Hong Kong, Japan, Malaysia, Singapore, South Korea and the United States – are eligible to apply for an ETA online, while all other passport holders will need to apply at either an immigration office outside of Australia, a travel agent or an airline.

Gary Ross Hunter

Gary Ross Hunter is an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146).

More guides on Finder

Find out who is eligible for the 188 Business Visa, how much it costs, the health and financial requirements, and age restrictions.

Have you just got your permanent residency? See how you're covered for healthcare in Australia and compare your options today.

Looking for visa-compliant OVHC that covers you during your stay in Australia? Find out more about whether Bupa is right for you.

Everything you need to know about the health insurance requirements of the 417 visa and how to find the right cover.

If you incur medical or hospital expenses overseas, will your Australian private health insurance cover the cost? Find out here.

View a range of NIB overseas visitors health insurance policies.

If you’re in Australia on a bridging visa, it’s important that you choose a suitable level of private health insurance cover.

HIF Overseas Visitors Health Cover provide varying levels of hospital and extras cover that complies with visa requirements for those coming to Australia for work or leisure.

Find an adequate level of private health insurance to cover any medical costs incurred during your trip to Australia on a subclass 600 visa.

HCF Overseas Visitor Health Cover offers hospital and optional extras cover for overseas visitors who are eligible to work in Australia but who are not covered by Medicare.

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Allianz Travel Insurance review: Is it a good option for your next trip?

With plenty of options to choose from, allianz likely has the right coverage for your trip..

Travel insurance can offer peace of mind — and financial protection — when you travel. Whether you want minimal coverage for emergencies or are looking for a more comprehensive plan, Allianz Travel Insurance probably has an option that will work for your situation.

CNBC Select breaks down the types of coverage Allianz includes in its policies, the features it offers and other providers you should consider.

Allianz Travel Insurance review

Other insurance offered, how it compares, bottom line, allianz travel insurance.

The best way to estimate your costs is to request a quote

Policy highlights

10 travel insurance plans make it possible to customize your coverage. For families, Allianz's OneTrip Prime package covers children age 17 and younger when traveling with a parent or grandparent.

24/7 assistance available

• Trip cancellation benefits can reimburse your prepaid, nonrefundable trip payments if you have to cancel your trip for one of the covered reasons stated in your plan documents. 
• Limited coverage for risky sports

Allianz Travel Insurance is a global insurance provider. It partners with airlines, travel agencies, resorts, credit card issuers and other companies to offer worldwide travel coverage. The insurer currently offers 10 trip coverage plans, giving travelers plenty of options that range from single-trip plans to plans that cover all your travel for a year.

For example, OneTrip Prime provides trip cancellation/interruption, emergency transportation, baggage loss or delay and other key benefits for a single trip up to 180 days. AllTrips Executive, on the other hand, is a multi-trip plan designed for business travel with higher trip cancellation and interruption limits and coverage for business equipment. You can also opt for OneTrip Rental Car Protector if you need primary car rental coverage against collision, loss and damage.

These plans let you easily tailor your insurance to your situation. Here are the types of coverage that Allianz Travel can include in your plan:

• Trip cancellation
• Trip interruption
• Emergency medical (this covers medical and dental emergencies that happen during your trip)
• Emergency medical transportation
• Baggage loss/damage
• Baggage delay
• Travel delay
• Travel accident
• SmartBenefits℠ (this includes automatic and no-receipts payments for trip delays and no-receipts claims for baggage delays)
• Change fees (this coverage can reimburse you for the fees the airline charges when you have to change the dates of your flight)
• Loyalty program redeposit fee coverage (with this coverage, you can get reimbursement for frequent flyer mile redeposit fees if your trip is canceled or interrupted)
• 24/7 hotline assistance
• Concierge services
• Rental car collision damage waiver
• Existing medical condition (this benefit waives the pre-existing medical condition coverage exclusion)

The types and limits of coverage benefits you can get vary by plan.

Many travel cards provide travel insurance benefits . To avoid duplicate coverage, go through your card's terms and conditions and see what your issuer already offers.

One of the features that helped Allianz Travel land a spot on our list of the best travel insurance is the Cancel Anytime benefit. Included with OneTrip Prime and OneTrip Premier plans, Cancel Anytime can reimburse 80% of your unused, pre-paid, non-refundable trip costs if you have to cancel your trip for just about any unexpected reason.

Additionally, the insurer offers 24/7 global assistance to refer you to a prescreened hospital during your trip.

Policyholders can also use the TravelSmart TM  app and check for flight status updates, the latest travel advisories and restrictions for their destination, local emergency services and hospitals and more. The app allows travelers to pull up their protection plan whenever they need and file a claim online.

As of writing, Allianz Travel doesn't advertise any discounts. That said, discounts aren't as common with this type of coverage, especially compared to home and auto insurance .

Allianz is a large global company offering a wide range of financial products and services. In the U.S., that includes travel insurance, life insurance and business insurance.

Allianz Travel can be a solid choice if you're looking to purchase travel insurance. However, it's always a wise idea to compare multiple options to ensure you're getting a good deal.

For instance, AXA Assistance USA travel insurance is also a good provider. You can pick from three plans with the most affordable one starting at just $16, according to the company's website. The most comprehensive option is the Platinum plan which comes with the option to cancel for any reason.

AXA Assistance USA Travel Insurance

AXA Assistance USA offers several travel insurance policies that include travel interruption, trip cancellation, and the option of cancel for any reason (CFAR) coverage.

Travel Guard® Travel Insurance also offers a selection of plans, ranging from last-minute options to an annual travel plan. Or you can request a specialty plan, but you'll need to speak to a representative to do so.

Travel Guard® Travel Insurance

Travel Guard offers a variety of plans to suit travel ranging from road trips to long cruises. For air travelers, Travel Guard can help assist with tracking baggage or covering lost or delayed baggage.

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With 10 available plans to choose from, Allianz Travel makes it easy to get the right travel insurance coverage for your upcoming trip. Multi-trip plans are also available for those who frequently travel, including for business. Still, we recommend gathering several quotes and comparing plans before you purchase travel insurance. Just like with any financial product, it pays to shop around for this type of coverage.

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At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every travel insurance review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of travel insurance products . While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.

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