icici sapphiro travel card

ICICI Bank Launches Sapphiro & Coral Forex Travel Cards

ICICI bank silently launches new gemstone collection of travel cards that are intended for international travellers spending in foreign currencies. The travel cards comes in two variants – Sapphiro & Coral just like their credit/debit card collection.

The benefits are surprisingly better with less fine prints in availing the offers linked to it. Let’s look into the cards in detail,

Table of Contents

Joining Fee

1. sapphiro travel card.

• Joining fee – Rs 2,999 + GST
• Annual fee – Rs 999 + GST from the second year.
• 0% mark-up charges on any cross-currency transactions (AMAZING!)
• 5% cashback on all Airlines and hotel spends done through online channels, capped to Rs 3,000 per month
• International lounge access: 2 complimentary lounge visits via DragonPass (digital access)
• Uber vouchers: Rs 1,000
• Avail of SRL Executive heath check-up worth Rs 2,750
• Protect your cards and wallet with OneAssist Complete Cards protection
• Lost Card/Counter card liability coverage of Rs 5,00,000

Its good to see Uber vouchers, maybe the right people read Cardexpert Super Premium Card Concept ?!

The only question here is the conversion rates on loading forex. As this info is not available for now, its pretty tough to conclude if we actually get 0% markup fee.

Rest of the features are amazingly crafted and as you can clearly see, the benefits are definitely greater than the fees charged. And hey, how can I miss about that stunning card design – its beautifully done!

2. Coral Travel Card

• Joining fee – Rs 499 + GST
• Annual fee – Rs 299 + GST from the second year.
• Uber vouchers: Rs 1,000 (min. loading: USD 1000)
• Bookmyshow Vouchers: Rs.500

This is a very basic card and there is no discount on markup fee mentioned. Meaning, you’ll be charged 3.5%+GST or so. Hence, its safe to ignore this card and rather stick to premium credits cards like Regalia or other credits cards for international travel .

It looks like ICICI Bank is leaving no stones unturned when it comes to cards business. I’m super excited to see the kind of changes happening to the ICICI cards recently.

In a very short span of ~6 months, ICICI has made huge improvements on most things related to plastic cards. Good for them, good for us. 🙂

But…. you may still ask “Why Forex Cards?”

Well, as not everyone is credit card savvy, there still exists a huge demand for Forex cards in the country. So for them I believe ICICI Bank’s new Sapphiro travel card meets that premium traveller’s expectations. Hope there are no hidden terms!

But remember, as long as 5X/10X forex loading offers exists with HDFC, the HDFC Regalia Forex Card is always the best one.

What’s your take in ICICI bank’s move with gemstone collection of travel cards? Feel free to share your thoughts in the comments below.

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19 thoughts on “ ICICI Bank Launches Sapphiro & Coral Forex Travel Cards ”

Now I am thinking to card change my Jet Sapphiro to Sapphiro Travel just for 0% mark-up charge.

I mean for international spends.

Jet Sapphiro is still great for forex spends, as long as you’ve trust in JPMiles at this time!

But yes, it makes sense anyway: low fee, more perks.

how to apply for this card?what is required as a minimum salary for this???????

To buy your ICICI Bank Coral Travel Card, you may visit the nearest ICICI Bank Forex Branch or contact your Relationship Manager. Usually there are no income expectations for forex cards.

so what will be the limit then ,,its how much u recharge?????and i dont have a coount with icici

I hold three cards from ICICI. The Rubyx, Sapphiro & Amazon Pay cards. I would like to close the Rubyx Card and request for an alternate option from the ICICI Card portofolio. Any recommendations? While lounge access would be an advantage, I would prefer a card with a good reward return rate. Does it still make sense to get a Jet co-branded Card given the present state of the airline ?

Is Credit card better or Forex cards? Thinking of availing a Regalia Forex card, and loading it with my moneyback credit card, as there is 10x offer on it. Your thoughts on this please?

Remember these are travel cards, which are prepaid. Also you don’t earn any reward points on these cards. Even HDFC Regalia forex card has 0% cross currency charges

Could this be used for PayPal?

I like the Sapphiro Travel Card, however had it been a credit card, it would probably have been the best. Something like 28 Degrees in Australia which is a credit card and charges 0% towards FCY

Hoping they launch a credit card also with zero mark up fee soon. That sure would be lapped up :)…Await for more inputs of people who have used the Sapphiro Travel card.

The question though, is, “What’s the currency loading fee ?”

How long is the Dragon Pass Membership valid? Is it just for the first year or is it also valid for subsequent years?

Hi Sir, I am travelling to Europe for a student exchange program for three months. Can u suggest me a forex card?

Got pre-approved offer for intermiles icici sapphiro credit card. No joining fees. Lifetime free. Went for it. Since now I am just a collector of free credit cards. 9th credit card.

Is Sapphiro providing a mix of amex and mastercard privileges to a single card (in Visa variant) ? I got a call from RM. But details are not available in internet. its is said to be LTF.

I spend a lot in AED and USD, so signed up for a Sapphiro card and paid the joining fee of nearly 4000. Only to find that there is no significant gain in charges at reload, the rate was the same as the figure I got for Transfer overseas from my ICICI account. Unless you load up only USD and spend in other currencies, this card does not make sense is what I feel. I’m considering the Debit card offering from RBL now.

Hey Sid Thanks for sharing information on travel forex cards. However, it has been 3 years since you’ve written an article on travel cards. It would be good to write an article on comparison of best travel cards, along with a summary of travel vs. credit cards for a short vacation.

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ICICI Bank Sapphiro Coral Forex Travel Cards Review

By Shiba Behera Latest Updated November 14, 2023

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This ICICI Bank Sapphiro Forex Travel Card will make your travel easy and slowly upsurge the non-refundable income that gives you the result for the travel industry for escalating from the last few years. Due to this, holidays and business travelling as gradually increase, that too for the international journey.

Due to which the ICICI Bank introduced a forex travel card, which will work as a prepaid credit card. It can be burdened with a lot of different foreign curries. This way, this ICICI Bank Sapphiro Forex Travel Card will become a great use for international transactions to process with secure, safe, and conveniently makes payments at the establishments.

This kind of card is provided by the ICICI Bank with the collaboration with MasterCard and VISA, due to which the cardholders get an additional benefit, features, and network coverage at various platforms.

This is how this ICICI Bank Sapphiro Forex Travel Card is unique in its way.

The ‘Gemstone Collection’ of the ICICI Bank is an ICICI Bank Coral Forex Travel Card. This Coral Travel Card is available in MasterCard as well as Visa alternatives. With that, you can have the privileges on the card’s movie, shopping, and travel expenditure. With these privileges, the cardholder also gets access to a complimentary lounge.

Lets review the article in detail.

Key Highlights

In this article

ICICI Bank Sapphiro Forex Travel Card

• With this ICICI Bank Sapphiro Forex Travel Card, you need to pay Rs.6,500.
• The annual fee of Rs. 3,500 can be waived if your expenditure goes above Rs.6 lakhs in the preceding year.
• This ICICI Bank Sapphiro Forex Travel Card is best appropriate for Travel and Shopping.
• You are needed to require a minimum income of Rs.80,000 for one month for salaried people and for self-employed for Rs. 83,333 for one month.
• With this ICICI Bank Sapphiro Forex Travel Card, you get welcome vouchers for travel and shopping for Rs. 9,000 or more on the joining fee during payment.

ICICI Bank Coral Forex Travel Card

• With this ICICI Bank, Coral Forex Travel Card has Rs. 500 as an annual fee.
• You also get a BookMyShow 2 movie tickets complimentary basis for each month with ICICI Bank Coral Forex Travel Card.
• On achieving the milestone expenditure, you can access the bonus PAYBACK points.
• With this ICICI Bank Coral Forex Travel Card, you can have the ‘Buy One Get One benefit at the INOX cinemas.
• You can save 15% on your dining bills at some of the selected restaurants.
• In a quarter, you can get 1 railway lounge and an airport lounge on a complimentary basis.
• You can get to earn 2 PAYBACK points on each Rs. 100 of expenditure on the ICICI Bank Coral Forex Travel Card.
• You get to enjoy a waiver of 1% on fuel surcharge at HPCL Petrol Pumps.

Who Should Opt for Travel Cards?

Icici bank sapphiro forex travel card features and benefits, i. joining benefits.

• With the help of One Assist, you can protect your wallet and cards with the Complete Cards protection.
• You get access to the international lounge as you have a Dragon Pass membership of USD 99, and along with that, you can enjoy 2 complimentary lounge visits.
• You also get a voucher for Rs.500 on central shopping.
• For Rs.1,000, you get to enjoy the facilities of the Uber discount voucher.

ii. Exclusive Privileges

• For Rs.5,00,000, you get a lost card liability coverage.
• You also get a cashback of 5% of hotels and airlines expenditure through online channels, for Rs.3,000 each month.
• On cross-currency transactions, you get no mark-up fee.

iii. Vouchers For Shopping And Travel

For some users, the fees of this ICICI Bank Sapphiro Coral Forex Travel Card may feel high, which is Rs.3,500 of card charges and annual fee.

Moreover, this ICICI Bank Sapphiro Coral Forex Travel Card provides you with a voucher of Rs.9,000 or above as a welcome gift which will level up the yearly fees of your card which you paid. This will show you a reasonable fee for the ICICI Bank Sapphiro Coral Forex Travel Card.

You will get the vouchers from the below-mentioned brands: –

You will able to access these vouchers within 45 days of your payment is complete for joining fees. But if you want to know more about this offer, then  click here.

iv. For Up To 6 PAYBACK Reward Points On Each Rs.100 Of Expenditure

This ICICI Bank Sapphiro Coral Forex Travel Card provides you with a perfect number of international and domestic expenditure rewards. This way, you get to redeem your PAYBACK reward points through many different options, including travel and movie vouchers to mobile, lifestyle products, appliances, and many more.

Below are the points mentioned in a series: –

v. Complimentary Airport Lounge Access

The ICICI Bank Sapphiro Coral Forex Travel Card offers you 4 complimentary access to the airport lounge on each quarter by a minimum of expenditure of Rs.5,000 or more in one calendar quarter on the card if you have to access the facility in the next coming quarter calendar. Moreover, there is a valid number of complimentary visits; each subsequent visit will be charged according to the appropriate rates of every lounge servicer.

If you want to see the list of the accessible lounges, then you can give a call on 1800 102 6263 or 022-42006396, and even you can click here  to have a full list of lounges.

vi. DreamFolks Membership Programme

This privilege is said to be the best benefit that any card provides. Because, as a member of DreamFolks, you can chill at 450 and above comfortable and luxurious airport lounge access from around the world for 115 countries. Also, there is no need of knowing the class or the airline you flew, and even there is no need to know that you are a member of an airline or regular flyer club.

You can just access the benefits: –

• You get to have some good offers on shopping, restaurants, to limos through the DreamFolks application.
• On the DreamFolks Programme for USD 99 for the yearly membership fee is entirely complimentary. You just need to pay for the lounge visit, that too those visits are above the complimentary access.
• Outside India, you get to visit 2 airport lounges on a complimentary basis. At some selected airports, you get to have 2 spa sessions but only in India for each year, that also on a complimentary basis if you have DreamWorks membership.
• To know which airport lounges you get access to, then click here .
• To know that which spa places you get to visit, then click here .

vii. Complimentary Rounds Of Golf

If you are the ICICI Bank Sapphiro Coral Forex Travel Cardholder, then you get to have a complimentary round of golf for each Rs.50,000 on retail expenditure on the preceding month in the calendar, for up to a maximum of 4 months in one month.

• You get to explore some accessible tee time slots at free time, and that will make your chosen bookings and that will able to track your bookings online.
• To manuscript, your game, check teetimes.golftripz.com , which will help you make a Golftripz account using the email ID registered with ICICI Bank Credit Cards.
• After the 10 days or in the next month, you will see a complimentary golf round visible in the Golftripz account.
• These offers are valid for 2 months only.
• If you want to know the updated list of the courses related to golf, then click here .

viii. Entertainment Through BookMyShow

Buy a ticket through BookMyShow 2 times each month; then, if you buy one ticket, along with that, you can get up to Rs.500 off on your second ticket.

ix. Other Benefits

• You can get a minimum of 15% off on all the partnered restaurants on your dining bills.
• You get 1% off for fuel surcharge waived at any fuel outlets for fuel transactions.
• You get an insurance cover for an air accident of Rs.3 crore.
• For Rs.50,000 on lost card liability which included a loss for 2 days former to reporting for the same and 7 days post-reporting. And you want to know more then, click here .
• You get to have 24*7 concierge services at a premium to take care of your all wants and needs related to travel bookings that deliver movie tickets at your home. If you need service, then call on this number 1800 26 70731.

ICICI Bank Coral Forex Travel Card Features And Benefits

• BookMyShow Vouchers for worth Rs.500.
• With this ICICI Bank Coral Forex Travel Card, you get a Lost Card or Counter Card Liability coverage worth Rs.5,00,000.
• Uber Vouchers for Rs.1,000, but only a minimum load of USD 1,000.
• You can also protect your card, but you won’t get any discount on mentioned mark-up fee.

This ICICI Bank Coral Forex Travel Card is very normal, and with that, you do not get any discount on the markup fee. That makes it that you will be stimulated with 3.5% pus additional GST. Therefore, you can neglect this card and opt for any premium card, just like the Regalia card.

ii. Movie Benefit

With this ICICI Bank Coral Forex Travel Card, you can benefit from the ‘Buy One Get One Free’ privilege on all the tickets of movies booked on INOX cinemas and BookMyShow.

You can get a maximum of 2 tickets for free worth Rs.250 for each to access this privilege. But this offer is served on first come first and due to which it is not guaranteed that you will get this offer with surety.

iii. Reward Points

The rewards with ICICI Bank Coral Forex Travel Card are associated with the PAYBACK for all the expenditures you have with this card. You can earn these rewards as per the below details: –

• You can earn 1 PAYBACK point on each Rs.100 of expenditure on your payments of insurance and the utility bill.
• You can earn 2 PAYBACK points on each Rs.100 of expenditure across all the expenditures but not fuel.

iv. Dining Benefit

You get to access 15% of the minimum discount at the dining restaurants to 2,500 and above partnered restaurants in the main 12 cities under the ICICI Bank Culinary Treats Program.

v. Milestone Benefit

For expending Rs.2 Lakhs in one year, you get to have a bonus of 2,000 PAYBACK points and extra PAYBACK points of 1,000 on achieving other Rs.1 lakh of expenditure. With that, you also get to earn a maximum 10,000 of PAYBACK points in one year.

vi. Lifestyle Benefits

With all these above offers, you also get to access some discounts on spas, luxurious hotels, salons, lifestyle stores, wine junctions, and many more for using this ICICI Bank Coral Forex Travel Card. Also, note that you can benefit from the network partner, which is MasterCard and Visa.

vii. Annual Fee Waiver

For this ICICI Bank Coral Forex Travel Card, you can waive the annual fee on your expenditure for Rs.1.5 lakhs or even more in the preceding year.

viii. Fuel Surcharge Waiver

With your ICICI Bank Coral Forex Travel Card, you can save a lot of money on fuel, as you can get a 1% of waive on fuel surcharge at all the HPCL petrol pumps from all around the nation for Rs.4,000 on the transactions.

Eligibility and Documents Required

Along with a full application form, you will also be obligated to give in to legal individuality proof, address, and income.

ICICI Bank Sapphiro Forex Travel Card and ICICI Bank Coral Forex Travel Card has very modest and candid credentials.

• Last 3 months salary statement.
• Proof of employment/proof of business details and proof of salary.
• Form 16, the income Tax Returns Statement, a PAN Card.
• Electricity bill, Proof of address – Ration card, etc. can be submitted
• 1 passport size photograph and signature bearing national identity cards.

How To Apply For The Card?

If you want to apply for ICICI Bank Sapphiro Forex Travel Card and ICICI Bank Coral Forex Travel Card, you can follow these below mentioned stages: –

• You need to check through the official website, and you will be asked to fill out some basic details.
• After that, you will be directed to a new page to know your eligibility for this ICICI Bank Sapphiro Forex Travel Card and ICICI Bank Coral Forex Travel Card.
• Then, you will have to sieve the list and choose the ICICI Bank Sapphiro Forex Travel Card or ICICI Bank Coral Forex Travel Card from the list of the cards of ICICI Bank.
• Then select ‘Check Eligibility’ for the ICICI Bank Sapphiro Forex Travel Card and ICICI Bank Coral Forex Travel Card and fill out all the extra questions.
• And then, your final eligibility will be checked by filling out all the information in the form and submit.
• After that, a manager from the ICICI Bank will call you to know the date and time for the meeting for the documentation and collecting them.
• Lastly, the ICICI Bank will study your application and all the documents. After verifying everything, the ICICI Bank will send you your ICICI Bank Sapphiro Forex Travel Card or ICICI Bank Coral Forex Travel Card to your mentioned address in the next 20 working days.

For this, ICICI Bank Sapphiro Forex Travel Card or ICICI Bank Coral Forex Travel Card can also apply for it by visiting the ICICI Bank branch, any branch nearby you, or you can also SMS “SAPPHIRO” to 5676766. Then the ICICI Bank executive will call you back.

1. Can I momentarily slab my ICICI Bank Sapphiro, Coral Travel Card?

2. what is the least sum that i can preload my icici bank sapphiro coral forex travel card with, 3. can i use the card to manage money other than the one burdened on the card, 4. can i preserve the balance on my icici bank sapphiro coral forex travel card after arriving in india, 5. i have lost my icici bank sapphiro coral forex travel card overseas. what would i do, 6. what is the one assist package for icici bank sapphiro forex travel card, 7. how much can i suppose through except through icici bank sapphiro coral forex travel credit card, 8. which option of icici bank sapphiro coral forex travel card must i smear for, 9. how many periods will it take for the transfer of converted items, 10. how can i exchange payback points, 11. can i brand consumption online utilizing my icici bank sapphiro coral forex travel card, 12. can we take out money from icici bank coral forex travel card, 13. is icici bank coral forex travel card for free, 14. what are icici bank coral forex travel card offers, 15. can i allocate money from icici bank coral forex travel card to the bank account, 16. how can i stimulate my icici bank coral forex travelcard, 17. will i grow a fuel surcharge waiver at indian oil petrol pump, similar cards, icici bank sapphiro coral travel card.

It seems like ICICI Bank does not leave any stones when the cards are business cards. After looking at the changes happening around, I feel very thrilled enough by seeing the ICICI cards, freshly.

In just a period of ~6 months, ICICI Bank has created some enormous developments on most things connected to plastic cards. Moral for them, virtuous for us.

But, then too, you would have a question, “Still, why Forex Cards?”

Not everyone is friendly with using credit cards. Due to this, many people like to use Forex Card in the country. For those people, ICICI Bank has introduced this ICICI Bank Sapphiro Forex Travel Card and ICICI Bank Coral Forex Travel Card, which encounters the premium traveller’s expectations, till the 5X or 10X forex freight, which provides along with the HDFC Regalia Forex Card, which is said as the best one.

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Emirates Skywards ICICI Bank Sapphiro Credit Card

The Emirates Skywards ICICI Bank Sapphiro Credit Card is one of the three newly introduced co-branded travel credit cards created through a partnership between ICICI Bank and Emirates Airlines. The other two cards in this series are the Emirates ICICI Emeralde Credit Card and the Emirates ICICI Rubyx Credit Card. To obtain the Sapphiro variant, you’ll need to pay a joining fee of Rs. 5,000. Upon acquiring this card, you’ll receive a generous bonus of 5,000 Skywards Miles, which can be utilized for various travel-related bookings via the Emirates Skywards website. With this card, you can earn up to 2 Skyward Miles for every Rs. 100 spent, and these Miles can be redeemed for a wide array of options after logging into your Emirates account.

Key Highlights of Emirates Skywards ICICI Bank Sapphiro Credit Card

• Joining Bonus: Receive a joining bonus of 5,000 Skywards Miles annually.
• Reward Earnings: Earn up to 2 Skywards Miles for every Rs.100 spent, which can be redeemed for various purposes such as hotel bookings, travel reservations, and event bookings.
• Emirates Skywards Silver Tier Membership: Enjoy a one-year Emirates Skywards Silver Tier Membership at no extra cost. Spend over Rs.5 lakhs a year to renew this membership.
• Airport Lounge Access: Get two complimentary domestic airport lounge visits per quarter.
• International Travel Benefits: Enjoy two complimentary airport lounge visits outside India and two spa sessions at specific Indian airports every year.
• Entertainment Discounts: Receive up to Rs.500 off on a second ticket twice per month through BookMyShow.
• Dining Offers: Access exclusive dining offers through the ICICI Bank Culinary Treats Programme.
• Fuel Surcharge Waiver: Benefit from a 1% fuel surcharge waiver on fuel transactions at all fuel stations.

Features and Benefits of Emirates Skywards ICICI Bank Sapphiro Credit Card

• Membership Perks: When you join, you’ll receive an annual bonus of 5,000 Skywards Miles.
• Reward System: Earn up to 2 Skywards Miles for every Rs.100 you spend. These accrued miles can be utilized for making hotel reservations, travel bookings, event arrangements, and more.
• Emirates Skywards Silver Tier Membership: Enjoy a one-year Emirates Skywards Silver Tier Membership at no extra cost. To renew this membership, simply spend over Rs.5 lakhs in a year.
• Airport Lounge Access: Receive two complimentary visits to domestic airport lounges each quarter with the Emirates Skywards ICICI Bank Sapphiro Credit Card.
• Travel Perks: Benefit from two free airport lounge visits outside India and two spa sessions at specific Indian airports every year.
• Entertainment Discounts: Enjoy up to Rs.500 off on a second ticket twice a month through BookMyShow.
• Dining Privileges: Access exclusive dining offers through the ICICI Bank Culinary Treats Programme.
• Fuel Surcharge Waiver: Receive a 1% fuel surcharge waiver on fuel transactions at all fuel stations.

Emirates Skywards ICICI Bank Sapphiro Credit Card Fees and Charges

• Spend-Based Waiver: Not applicable (NA)
• Rewards Redemption Fee: None
• Foreign Currency Markup: A 3.5% charge applies to all international transactions.
• Interest Rates: The monthly interest rate is 3.40%.
• Fuel Surcharge: Enjoy a 1% fuel surcharge waiver on all fuel transactions.
• Cash Advance Charges: 2.5% of the amount or Rs. 500 (whichever is higher)
• Add-on Card Fee: Rs. 250

Emirates Skywards ICICI Bank Sapphiro Credit Card Eligibility

Joining Bonus: To be eligible for approval of the Emirates Skywards ICICI Sapphiro Credit Card, you must meet the following basic criteria:

• The primary cardholder must be at least 21 years old.
• The supplementary cardholder should be 18 years of age or older.
• The applicant should be either self-employed or salaried.
• The applicant’s credit score should be in good standing.

Documents Required for Emirates Skywards ICICI Bank Sapphiro Credit Card

The following documents are typically required when applying for the Emirates Skywards ICICI Bank Sapphiro Credit Card:

1. Proof of Identity:

• Aadhaar Card
• Driver’s License

2. Proof of Address:

• Utility Bill (electricity, water, gas, or landline telephone)
• Rental Agreement
• Bank Statement

3. Proof of Income:

• Salary Slips (for salaried individuals)
• Income Tax Returns (ITR) or Form 16
• Business/Professional Income Proof (for self-employed individuals)

4. Passport-sized photographs

How to apply for Emirates Skywards ICICI Bank Sapphiro Credit Card?

To apply for the Emirates Skywards ICICI Bank Sapphiro Credit Card, you can follow these general steps:

• Visit ICICI Bank’s Website: Go to ICICI Bank’s official website. You can do this by typing “ICICI Bank” in your preferred web browser’s search bar or by directly entering “www.icicibank.com.”
• Navigate to the Credit Cards Section: Look for the “Credit Cards” or “Apply for Credit Card” section on the bank’s website. You can usually find this in the main menu or on the homepage.
• Explore Card Options: Browse through the available credit card options to find the Emirates Skywards ICICI Bank Sapphiro Credit Card. Review the card’s features, benefits, and eligibility criteria to ensure it suits your needs.
• Start the Application Process: Once you’ve selected the Emirates Skywards ICICI Bank Sapphiro Credit Card, you should find an option to “Apply Now” or “Apply Online.” Click on this link to initiate the application process.
• Fill in the Application Form: You will be asked to fill out an online application form with your personal information, contact details, employment details, and financial information. Make sure to provide accurate and complete information.
• Upload Documents: You’ll be required to upload the necessary documents (as mentioned in a previous response) to support your application.
• Review and Submit: Before submitting your application, carefully review all the details you’ve entered. Ensure that the information is accurate and complete. Submit your application once you’re satisfied.
• Verification: After submitting your application, the bank will review your application and the provided documents. They may contact you for any additional information or clarification if needed.
• Approval: If your application is approved, you will receive a confirmation from ICICI Bank regarding the approval of your Emirates Skywards ICICI Bank Sapphiro Credit Card. The bank will provide you with details on the card’s issuance and delivery.
• Card Activation: Once you receive your credit card, you will need to activate it as per the instructions provided by ICICI Bank.

Frequently Asked Questions (FAQs)

1. What is the Emirates Skywards ICICI Bank Sapphiro Credit Card?

The Emirates Skywards ICICI Bank Sapphiro Credit Card is a co-branded credit card offered by ICICI Bank in partnership with Emirates Skywards. It provides a range of benefits and privileges tailored for frequent flyers and Emirates Skywards members.

2. How can I apply for the Emirates Skywards ICICI Bank Sapphiro Credit Card?

You can apply for the card online through the official ICICI Bank website or by visiting a nearby ICICI Bank branch. The application process typically involves submitting necessary documents and meeting the eligibility criteria.

3. What are the key features of the Emirates Skywards ICICI Bank Sapphiro Credit Card?

The card offers features such as Emirates Skywards miles on every spend, complimentary airport lounge access, travel and lifestyle benefits, accelerated rewards on specific categories, and more. Refer to the card’s terms and conditions for a detailed list of features.

4. How do I earn Emirates Skywards miles with this credit card?

You can earn Emirates Skywards miles by making eligible transactions using your Emirates Skywards ICICI Bank Sapphiro Credit Card. The number of miles earned may vary based on the type and amount of transactions. Refer to the card’s rewards program for specific details.

5. Can I redeem Emirates Skywards miles for flights and other rewards?

Yes, accumulated Emirates Skywards miles can be redeemed for flights, upgrades, hotel stays, and other travel-related expenses. The redemption process is typically managed through the Emirates Skywards program.

6. Is there an annual fee for the Emirates Skywards ICICI Bank Sapphiro Credit Card?

Yes, there is an annual fee associated with the card. The specific amount may vary, and it is advisable to check the latest fee structure before applying.

7. What is the eligibility criteria for this credit card?

The eligibility criteria typically include factors such as age, income, and credit history. Specific requirements may vary, and it is recommended to review the eligibility criteria on the official ICICI Bank website or contact the bank directly.

8. How do I check the status of my Emirates Skywards ICICI Bank Sapphiro Credit Card application?

You can check the status of your credit card application online through the ICICI Bank website or by contacting the bank’s customer support. You may need to provide certain details like application reference number or personal information for verification.

9. Are there any foreign transaction fees associated with the card?

The terms and conditions of the credit card will outline any applicable foreign transaction fees. It’s advisable to review these details to understand the charges associated with using the card for international transactions.

10. How do I contact customer support for the Emirates Skywards ICICI Bank Sapphiro Credit Card? You can contact the ICICI Bank customer support helpline, visit a local ICICI Bank branch, or use the online customer support channels provided by the bank for assistance related to your Emirates Skywards ICICI Bank Sapphiro Credit Card.

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ICICI Bank Sapphiro Credit Card (4)

Want to experience the finest luxuries in life? With the ICICI Sapphiro Credit Card, you can enjoy a range of lifestyle privileges, including travel, dining, entertainment, and golf. You get access to free airport lounges, free golf rounds every month, discounts on movies, 24x7 concierge services, free insurance coverage, fuel surcharge waiver, and so much more! Plus, the card comes with vouchers worth over ₹9,000 from top brands, all for just a joining fee of ₹6,500. Keep reading to learn more! 👇

Features and Benefits

Aspects that make spending using this card lit as the sun!

Welcome Bonus

Vouchers worth ₹10,000 credited within 45 days of payment of joining fees. 

The vouchers include:

• Yatra Vouchers worth  ₹4,000 (Four vouchers worth ₹1,000 each ) 
• Shoppers Stop Voucher worth ₹3,000 
• Ola Vouchers worth ₹1,000 (Four vouchers worth ₹250 each ) 
• Croma Voucher worth ₹1,000
• Vouchers from Specialty Chain of Restaurants worth ₹1,000

Entertainment Benefit

Up to ₹500 off on the second ticket, twice a month with BookMyShow.

Reward Points

• On every ₹100 spent , get 4 Reward Points per ₹100 spent on international purchases & 2 Reward Points on domestic purchases.
• Reward Rate: 0.75%

Lounge Access

1 free access to select airport lounges in India every quarter.

Note: Requires spending of a minimum of ₹5,000 or above during the same period.

Fuel Surcharge

1% Fuel Surcharge Waiver on all fuel transactions.

Insurance Benefit

Air accident insurance of up to ₹3 crore. 

Note: Benefits applicable if used at least once in the last 60 days prior to the event.

Concierge Services

24x7 concierge services related to travel, hotel reservations, and delivery of movie tickets at the doorstep.

4 free rounds of golf every month at the golf course based on eligible spends on the card.

Fee and Charges

Joining Fee

Annual Percentage Rate

Add-on Card Fee

Minimum Repayment Amount

Cash Withdrawal Fee

Cash Advance Limit

Card Replacement Fee

Foreign Transaction Fee

Over Limit Penalty

Fuel Transaction Surcharge

Reward Point Value

Late Payment Charges

Balance below ₹100

Balance from ₹100 to ₹500

Balance from ₹501 to ₹5000

Balance from ₹5001 to ₹10000

Balance from ₹10001 to ₹25000

Balance from ₹25001 to ₹50000

Balance more than ₹50000

Aspects that make this credit card amazing.

• Provides 1% Fuel surcharge waiver at all fuel stations.
• Microchip for added security against counterfeiting and duplication.
• Air accident insurance of ₹ 3 crore & Card Liability Cover of ₹ 50,000.
• Access to 450 comfortable and luxurious airport lounges across 115 countries with Dreamfolks.

Aspects this credit card lacks.

• High joining fee of ₹ 6,500.
• High spend fee waiver of ₹ 6 lakhs for annual fee.
• One-time complimentary access to the airport lounge each quarter is less for a premium card.
• Supplementary Cards are not eligible for insurance and lounge benefits.

ICICI Bank Sapphiro Rating & Reviews

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

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ICICI Bank Sapphiro Credit Card Review

ICICI Bank’s Sapphiro Credit Card is a premium card that suits air travelers more. From welcome benefits to insurance coverage, it caters to those who fly frequently and shop from premium stores. The card also offers lounge services, welcome vouchers, and more benefits. However, the user requires to pay a joining fee of ₹6,500 and a membership fee of around ₹3,500 per annum to avail of the offers. Also, all benefits come with a fixed cap. 

Who should get ICICI Bank Sapphiro Credit Card?

ICICI Sapphiro Credit Card targets senior officials and businessmen who prefer credit cards over cash wherever they go. With lounge access privileges at airports, including spa sessions and limo rides to restaurants, the card has a lot to offer to its premium customers. 

One should go for ICICI Sapphiro Credit Card if they are: 

A frequent domestic or international traveler.

Would like to avail airport lounge access.

Are ready to pay an annual fee of ₹3,500.

A frequent user of brands like - TataCliQ, EaseMyTrip Voucher, Uber, and Croma.

ICICI Sapphiro Credit Card offers reward points on transactions. Also, one can earn additional points from partner brands for the purchase. Cardholders have the option to redeem reward points from purchases including movies, travel, mobiles, appliance, and lifestyle products 

Earn bonus rewards of up to 4 Reward Points on every ₹ 100 spent

How to apply for ICICI Bank Sapphiro Credit Card?

One can apply for ICICI Sapphiro Credit Card Get from the bank’s website in the following steps: 

Step 1: Visit the ICICI bank’s official website.

Step 2: Under the “Cards” section, click on the option “Credit Cards”.

Step 3:  Hover to the 'Special Credit Cards' section and click on Sapphiro Credit Card, then click on “Apply Now”.

Step 4: The applicant needs to enter the mobile number, followed by his or her email address and PAN no.

Step 5: Key in the OTP no. received on the registered mobile no. and email ID.

Step 6: Fill in all the required details and upload the required documents in order to complete the process.

The bank claims to disburse the card to the eligible candidates in 15-20 min.

ICICI Bank Sapphiro Credit Card Eligibility

Applicants must be at least 18 years of age and have a steady source of income to be eligible for a credit card.

Documents Required

• Proof of identity:  PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
• Proof of Address:  Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
• Proof of Income:  Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.

ICICI Bank Cards Issued & Spends

ICICI Bank Credit Card Customer Care Number:

ICICI Bank Card Offers:

Total Cards:

ICICI Bank Credit Card News

ICICI Bank intends to change the benefits of airport lounge access linked to a few of its credit cards starting on 1 April 2024. "Starting 1 April 2024, you can enjoy one complimentary airport lounge access by spending Rs. 35,000 in the preceding calendar quarter," according to the website of ICICI Bank. Access for the next calendar quarter will be provided in accordance with the amount paid during the preceding quarter. Spending at least Rs. 35,000 in the January, February, and March 2024 quarters, as well as the following quarters, will get you complimentary lounge access for the months of April, May, and June 2024.

Cybernews research team recently uncovered a data breach of over 3.6 million credit card users of ICICI Bank. The data was found misconfigured and publicly accessible on a cloud storage platform named Digital Ocean.

ICICI has been constantly denying any claims made in regards to said data breach, but based on reports, customers’ bank account details, credit card numbers, full names, dates of birth, home addresses, phone numbers, and emails have been compromised.

ICICI Bank Sapphiro Customer Reviews

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Frequently asked questions, 1. how much can i expect to save via icici bank sapphiro credit card.

The ICICI Sapphiro Visa Credit Card includes access to the lounge, discounts on movie tickets, dining bills, golf rounds, a fuel surcharge, DreamFolks membership fees, and more. By utilising all of the features and benefits provided by the ICICI Sapphiro Credit Card, you can save up to Rs. 1-2 lakhs.

2. How can I apply for ICICI Bank Sapphiro Credit Card?

The ICICI Sapphiro Visa Credit Card can be applied for both online and in person. You must go to the bank's official website to apply for this card online. For offline applications, one must go to the nearest ICICI Bank branch and apply for a credit card by filling out and submitting an application form.

3. Can I make purchases online using my ICICI Bank Sapphiro Credit Card?

Yes. The ICICI Bank Sapphiro Credit Card includes an online purchase option that allows cardholders to purchase from all domestic online retailers and a few international retailers.

4. What is the interest rate on ICICI Sapphiro Credit Card?

The ICICI Sapphiro Credit Card has a monthly interest rate of 3.4% (or 40.8% per year), and the cash advance fee is 2.5% of the total transaction amount (a minimum of Rs. 300).

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ICICI Sapphiro Credit Card – Elevating Travel Experiences – Comprehensive Guide 2024

Icici sapphiro credit card.

Traveling has become an integral part of our lives, whether it’s for business or leisure. The allure of exploring new places, indulging in diverse cultures, and savoring delectable cuisines is irresistible. However, the expenses associated with travel, including airport lounges, gourmet dining, and spa indulgences, can add up significantly. To transform your travel experience and make it not just enjoyable but also seamless, credit cards offering exclusive travel-related benefits have emerged as a trend.

ICICI Sapphiro Credit Card – Gem Collection:

One notable player in this domain is the ICICI Sapphiro Credit Card, part of the prestigious Gem Collection by ICICI. This credit card goes beyond mere transactions, offering a spectrum of rewards and privileges tailored for the discerning traveler.

Also Read…. Indusind EazyDiner Credit Card

Features and Perks:

Airport lounges and spa access:.

Cardholders enjoy the luxury of two complimentary international airport lounge visits and two airport spa visits per calendar year. This elevates the pre-flight experience, providing a tranquil haven for relaxation.

Golf Privileges:

Adding a touch of sophistication, the ICICI Sapphiro Credit Card provides four complimentary rounds of golf every month, based on the cardholder’s spending patterns. This perk caters to those who appreciate a leisurely round of golf during their travels.

Dining Delights:

The cardholder is entitled to a 15% discount at select restaurants, enhancing the culinary journey of every travel adventure.

Reward Points on Everyday Expenses:

Beyond travel-centric benefits, the card incentivizes everyday spending. Users earn 1 point for every Rs.100 spent on fuel, utility bills, and insurance payments, offering a versatile approach to accumulating rewards.

Conclusion:

Owning a credit card that aligns with your travel aspirations not only provides financial convenience but also opens the door to a realm of exclusive privileges. The ICICI Sapphiro Credit Card, with its Gem Collection allure, stands as a testament to how credit cards are evolving to make travel not just cool but also more enriching. It’s not just a card; it’s a key to a world where every journey becomes a seamless blend of luxury and convenience. So, why not make traveling cool with these credit cards and turn every trip into an unforgettable experience?

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ICICI Bank Sapphiro credit card vs ICICI Coral credit card

Check below for a comparison between ICICI Bank Sapphiro credit card vs ICICI Coral credit card or ICICI Coral credit card vs ICICI Bank Sapphiro credit card and find which is better –

Table of Contents

Overview of icici bank sapphiro credit card.

Recognized as one of the top-tier offerings from ICICI Bank, the ICICI Bank Sapphiro Credit Card holds prominence, ranking just below the ICICI Emeralde Credit Card.

Available in three versions—ICICI Bank Sapphiro AmEx Credit Card, ICICI Bank Sapphiro Visa Credit Card, and the Mastercard variant—the current focus lies on the issuance of the ICICI Bank Sapphiro Visa Credit Card.

Tailored for both frequent travellers and individuals desiring a card with substantial savings opportunities, entertainment perks, and a range of advantages, this card is designed to provide a favourable beginning to your card journey.

ICICI Bank ensures a positive start by offering exclusive welcome benefits that surpass the joining fee. Whether it’s domestic or international purchases, settling utility bills, fueling up, or other expenditures, every usage of your ICICI credit card results in savings.

Overview of ICICI Coral credit card

The ICICI Coral Credit Card offers a plethora of benefits, including reward points, cashback, and gift vouchers. Earning payback points is a bonus with every transaction.

Tailor your choice with the Coral credit card’s three variants: Visa, Mastercard, and AmEx, allowing you to pick the one that aligns with your preferences.

For each Rs. 100 transactions using this card, you can accumulate up to 2 reward points, redeemable across various categories and products.

The Coral credit card features an annual opportunity to earn up to 10,000 bonus Reward Points through its milestone program.

In addition to these advantages, the card provides appealing discounts on Inox and BookMyShow movie tickets. Addressing your travel needs, it also includes complimentary access to domestic airport and railway lounges every quarter.

ICICI Bank Sapphiro credit card vs ICICI Coral credit card

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InterMiles HDFC Bank Diners Club Credit Card Vs InterMiles ICICI Bank Sapphiro Credit Card

The InterMiles HDFC Bank Diners Club Credit Card is a co-branded card by HDFC Bank in collaboration with InterMiles, offering great travel benefits. The Card is a premium travel card that comes with an Annual fee of Rs. 5,000. The card comes with an InterMiles Gold Membership for the first year and many other benefits like Intermiles reward points and flight/hotel vouchers. It also offers an attractive reward rate, where you can earn up to 16 Intermiles on every spend of Rs. 150 on flight and hotel bookings and 8 Intermiles on every spend of Rs. 150 on retail purchases.

You also get Intermiles for Etihad Airways tickets and accelerated reward points on shopping. In a nutshell, the premium travel card offers tons of reward points for every transaction you make. You can get Intermiles not only from regular spending but also from achieving a target spend within 90 days of card activation. The card also offers other benefits like unlimited lounge access and a 40% discount on dining bills.

On the other side, InterMiles ICICI Bank Sapphiro Credit Card is also a co-branded card by ICICI Bank in collaboration with the InterMiles frequent flyer program. The InterMiles ICICI Sapphiro Card also comes with an annual fee of Rs. 5,000 and is a premium travel credit card. The card welcomes you with a Complimentary InterMiles Silver Tier membership and 10,000 bonus InterMiles. Moreover, you get a Flight discount voucher and a hotel discount voucher both with the Amex and Visa variants. As the card comes with two variants, the reward rate also slightly differs between the two. The cardholder receives InterMiles on categories like Domestic spends, International spending, Etihad Airways tickets on the InterMiles website, and for all other spendings on the InterMiles website. We also get to see other benefits with the card like complimentary international and domestic airport lounge visits and Movie and Dining benefits.

Both the cards are quite similar to each other and both of them come with the same annual fee. However, there are many differences in both the cards that you will get to know with this article. Therefore, keep reading to know more about both the cards and their differences and then make the best choice for your travels.

InterMiles HDFC Bank Diners Club Credit Card

The InterMiles HDFC Diners Club Credit Card is a premium co-branded travel credit card offered by the HDFC Bank in collaboration with InterMiles. The card comes with InterMiles Gold Membership for the first year and offers Bonus Intermiles on achieving the target spend within 90 days of card activation. Also, you get unlimited lounge access to over 1,000 domestic lounges in India and access to leading Airport lounges all across the world. Moreover, the card offers complimentary Dineout Passport membership, which would get you up to a 40% discount on dining bills. Apart from this, the card offers many premium benefits like unlimited complimentary golf games and milestone benefits where you get, 10,000 bonus InterMiles every year on spending Rs. 20,000 or more. Following are the detailed benefits of the InterMiles HDFC Bank Diners Club Credit Card-

• As mentioned above, the card welcomes you with InterMiles Gold Membership for the first year and offers 10,000 bonus Intermiles on spending Rs. 20,000 or more within the first 30 days of card activation. If you are able to spend Rs. 1,50,000 or more within the first 90 days of card set-up, you get a bonus of 15,000 Intermiles.
• Get flight discount vouchers worth Rs. 2000 and hotel discount vouchers worth Rs. 3000 for the first year.
• Enjoy unlimited lounge access to over 1,000 domestic lounges in India through Domestic Lounge Program and access to leading Airport lounges all across the world through the Exclusive Lounge Program.
• Get a 10% discount whenever you book Etihad Airways business class tickets and a 5% discount on Etihad Airways economy class tickets when booked from InterMiles.com .
• As a Dining benefit, the card offers complimentary Dineout Passport membership which provides you with a 40% discount on dining bills and a discount of 25% at over 2000 premium restaurants. Moreover, you can enjoy 1+1 on the buffer at more than 200 restaurants and early access to various events and festivals.
• For every Rs. 150 spent on flight and hotel bookings through flights.intermiles.com, you get 16 Intermiles and 8 Intermiles on retail purchases. Also, get 2.5X bonus Intermiles for Etihad Airways tickets booked on Intermiles.com and accelerated reward points on shopping through the intermiles website.
• Intermiles earned with InterMiles HDFC Bank Diners Club Credit Card can be redeemed on intermiles.com for booking air tickets and for hotel reservations.
• The card also offers unlimited complimentary golf games at leading golf courses in India and selected golf courses all across the world. Moreover, you get unlimited complimentary golf coaching at selected golf courses all over India.
• On spending Rs. 20,000 or more within the first 30 days of card renewal, you get 10,000 bonus InterMiles.
• The renewal fee of Rs. 5000 can be waived off on spending Rs. 8 lacs or more in the previous year.
• You can also avail of the benefit of a 1% fuel surcharge waiver, with which you can get up to Rs. 1,000 of waiver every month.

InterMiles ICICI Bank Sapphiro Credit Card

The InterMiles ICICI Bank Sapphiro Credit Card is one of the premium travel credit cards by ICICI Bank. The card is a co-branded card by the Bank in partnership with InterMiles. With an annual fee of Rs. 5,000, the card offers premium benefits complimentary rounds of golf every month, and 24×7 concierge services. The card comes with Complimentary InterMiles Silver Tier membership for the first year and 10,000 bonus InterMiles. The card comes in two variants-Visa and Amex and the benefits with both the variants slightly differ from each other. The card also offers benefits like bonus InterMiles and Flight/hotel discount voucher on achieving the spend target. As a travel credit card, it offers complimentary access to international as well as Domestic airport lounges. Following are the features of the card:

• As a welcome benefit, the card offers Complimentary InterMiles Silver Tier membership for the first year and 10,000 bonus InterMiles. Moreover, you get with the AmEx variant, you get a Flight discount voucher and a hotel discount voucher worth Rs. 750 and Rs. 1,500 respectively.
• Every year, on card renewal, get a 5,000 bonus InterMiles and Flight discount voucher worth Rs. 500 and a hotel discount voucher worth Rs. 1,000. Get the same vouchers on spending Rs. 60,000 within 3 months of the card anniversary date.
• Enjoy 2 complimentary international airport lounge access every year with the Dreamfolks membership and 2 complimentary domestic lounge access every quarter (on spending Rs. 5,000 in the previous quarter).
• With the Amex Card variant, on every Rs. 100 spent you get, 5 InterMiles for domestic spends, 7 InterMiles for International spends, 12.5 InterMiles for Etihad Airways tickets on the InterMiles website and 10 InterMiles  for all other spends on the InterMiles website.
• With the Visa Card variant, on every Rs. 100 spent you get, 4 InterMiles for domestic spending, 5 InterMiles for International spending, 10 for Etihad Airways tickets on the InterMiles website, and 8 InterMiles for all other spends on the InterMiles website.
• InterMiles earned with the InterMiles ICICI Bank Sapphiro Credit Card can be redeemed for booking air tickets and for hotel reservations on the InterMiles website.
• Get up to Rs. 500 off on booking a second ticket on BookMyShow and Exclusive dining offers through ICICI Bank Culinary Treats program.
• Enjoy up to 4 complimentary rounds of golf every month. Note that each game would be provided on spending Rs. 50,000 or more in the previous month.
• Enjoy the 24×7 concierge service for Restaurant reservations, Hotel reservations, Flight ticket booking, Car rental and limousine service, Flower & gift assistance, and much more.

Check here: Intermiles ICICI Bank Sapphiro Credit Card Review

Quick Comparison

Bottom line.

Both the cards offer great benefits in travel and in other categories as well. The InterMiles HDFC Bank Diners Club Credit Card offers great benefits such as Unlimited access to International and Domestic lounges and a lucrative reward rate. Moreover, we get Unlimited golf games every year and Insurance Benefits to aid the travel benefits being offered. Also, the reward rate provided is as exciting as other benefits offered with the card. However, even with the same Annual fee, InterMiles ICICI Bank Sapphiro Credit Card, cardholders get limited access to airport lounges as well as to golf games. Therefore, it would be wise to say that the InterMiles HDFC Bank Diners Club Credit Card is a better choice than the InterMiles ICICI Bank Sapphiro Credit Card as it offers better benefits even with the same card charges.

If you have any queries related to these cards, please let us know in the comment section below.

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