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Travel insurance for south africa.

South Africa is renowned for its stunning wildlife safaris, vibrant cities, and breathtaking scenery. From the iconic Table Mountain in Cape Town to the vast savannas of Kruger National Park, there's something to captivate every traveler's imagination. Now, as you plan your journey to this enchanting destination, it's crucial to consider your travel insurance needs. In this guide, we'll walk you through everything you need to know about travel insurance for South Africa, ensuring you have a worry-free and enjoyable trip.  

• What should your Travel insurance cover for a trip to South Africa? 

How Does Travel Insurance for South Africa Work?

• Do I need Travel Insurance for South Africa? 

How Much Does Travel Insurance Cost for South Africa?

Our suggested axa travel protection plan, what types of medical coverage does axa travel protection plans offer, are there any covid-19 restrictions for travelers to south africa, traveling with pre-existing medical conditions , what should your travel insurance cover for a trip to south africa.

At a minimum, your travel insurance should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage. AXA Travel Protection plans are designed with these minimum recommended coverages in mind.  

• Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
• Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
• Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
• Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
• Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for South Africa.

Imagine indulging in South Africa's savory braais and exotic street food. However, after enjoying a delicious meal, you fall ill with food poisoning. In need of urgent medical attention, your travel insurance may cover unexpected health emergencies, including food-related illnesses. With AXA, you can enjoy South Africa's cuisine with confidence.

Here’s how travelers can benefit from an AXA Travel Protection Plan:  

Medical Benefits: 

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
• Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Pre-Departure Travel Benefits: 

• Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
• COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
• Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Post-Departure Travel Benefits

• Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
• Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Additional Optional Travel Benefits 

• Rental Car (Collision Damage Waiver) : Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
• Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
• Loss Skier Days : Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
• Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures.

Do I Need Travel Insurance for South Africa?

While South Africa doesn't require travel insurance, we highly recommend securing a policy before your trip. A good travel insurance can protect your finances, especially considering the significant expenses involved in visiting the region.

Why? There are several reasons:  

Medical Emergencies: Given the potential risks of accidents or illnesses while exploring South Africa's diverse landscapes, coverage for emergency medical expenses is crucial. Insurance offers travelers’ access to necessary healthcare without worrying about overwhelming costs.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

Trip Cancellation : With South Africa's unpredictable weather and occasional political unrest, trip cancellations may occur. Coverage for trip cancellation may offer reimbursement for prepaid expenses due to unforeseen circumstances.

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:

• Total Trip cost:  The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
• Age:  Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals. 

With AXA Travel Protection, travelers to South Africa will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

AXA presents travelers with three travel plans – the Silver,   Gold  and  Platinum Plan   , each offering different levels of coverage to suit individual needs. Given that South Africa hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers to consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses.

The Platinum Plan is your go-to choice if you're looking for extra coverage for South Africa’s experience. "Cancel for Any Reason" offers greater flexibility for those unexpected twists in your travel plans and the "Rental Car (Collision Damage Waiver)" offers assistance when you're out exploring South Africa's stunning landscapes in a rental car.  

AXA covers three types of medical expenses:

Emergency medical

Emergency evacuation & repatriation

Non-medical emergency evacuation & repatriation  

Emergency medical: can cover unexpected incidents such as broken bones, burns, sudden illnesses, and allergic reactions.

Emergency evacuation and repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness.

Non-medical emergency evacuation and repatriation: Can cover evacuation assistance for leaving a destination urgently due to non-medical reasons. This could include events like natural disasters or civil unrest.  

No. Travelers visiting South Africa are no longer obligated to present vaccination certificates or recent negative PCR test results upon entry.  

Traveling with preexisting medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip. Our Gold and Platinum   Plans offer coverage for preexisting medical conditions. The Platinum plan is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons,

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plan with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60 day look back period. We're here to make sure you travel with ease, no matter your health situation.  

1.Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.  

2.When should I buy Travel Insurance to South Africa?

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14-days of making your initial trip deposit.  

3.Do Americans need travel insurance in South Africa?

Travel insurance is not a mandatory requirement for visiting South Africa. However, purchasing a policy before your trip is highly recommended to cover unforeseen events such as medical emergencies, trip cancellations, or lost luggage.  

4.What is needed to visit South Africa from the USA?

When traveling to South Africa, American citizens must have a passport valid for at least 6 months. Besides the valid passport, only need a return ticket for a 90-day stay is needed.  

5.What happens if a tourist gets sick in South Africa?

If you become sick in South Africa, travelers with AXA Travel Protection can contact the AXA Assistance hotline 855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

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• How to get the right travel insurance
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Buy International Travel Insurance Online – South Africa

It is easy to get an instant quote and buy travel insurance online with our step-by-step quotation and purchase facility. It is safe, secure, and fully underwritten by Genric Insurance Company (Ltd) to give you peace of mind. Enjoy traveling knowing you are well covered for any medical emergency.

International Travel Insurance from South Africa

See our selections of cover for South African residents travelling internationally.

Local Travel Insurance in South Africa

Cover for residents and non-residents visiting South Africa.

Which cover should I choose?

A guide to purchasing the best and most suitable cover fit for where you are traveling at the best price.

Information about Travelinsure and what you should do in a medical emergency. Who underwrites our policies?

Six Easy Steps to Buying Travel Insurance Online

1. click buy now button.

This will take you to our online Quotation and purchase system.

2. Trip Details

Quickly Fill in information on age, business or leisure travel, destination & dates of travel.

3. Quote & Policy Choice

Select policy choice based on suitable cover presented showing price and schedule of medical & travel protection benefits. See our range of International policies.

4. Tailor Extra Cover (Optional)

Tailor your cover by adding a choice of Extra benefits. You can read more about it here.

5. Personal Details

Complete personal (Confidential) details on our quick and easy form.

6. Completion

Pay with a card using our secure online payment gateway. Your policy will be emailed and you can relax and look forward to a covered trip.

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Travel insurance for South Africans from just R12.00 per day

Schengen Travel Insurance

Our cheapest policy is compliant with all Schengen embassies.

Travel Insurance underwritten by Genric Insurance

Ideal for budget travellers, business travellers, leisure travellers, students & senior citizens.

All our travel insurance policies underwritten by Genric Insurance Company Ltd.

OUR RANGE OF TRAVEL INSURANCE BENEFITS

Medical emergency.

R1 million – R100 million Cover for sudden, unforeseen and unexpected events that results in injury whilst travelling abroad from South Africa.

PERSONAL LIABILITY

R300,000 – R5 million Covers the costs incurred for which you are legally liable if, due to your negligence, you cause a loss or damage to property.

VISA DENIED COVER

R10,000 – R30,000 Cover in the event that your journey is cancelled and you do not travel at all due to the rejection of your visa application.

PERSONAL ACCIDENT

R50,000 –  R500,000 Cover if you suffer accidental bodily injury during the trip, which causes death we will pay up to the liability in your cover to your beneficiary.

SUPPLIER INSOLVENCY

R10,000 to R25,000 Cover if your trip is cancelled due to the financial insolvency or liquidation of the supplier with which you booked & purchased your trip.

TRIP CANCELLATION

R10,000 – R50,000 Cover for financial loss you suffer when you do not use pre-paid travel and accommodation because you are unable to travel at all.

We have a wide range of EXCLUSIVE travel insurance products available online for INSTANT COVER. Buy travel insurance ONLINE 24/7.

Our travel insurance products.

Schengen Plan

Tailored exclusively for travel within the Schengen Area, this no-frills policy meets all requirements of the European Parliament regulation (EC) No 810/2009, ensuring compliance with the Schengen visa requirement for medical coverage of at least €30,000. It focuses solely on medical expenses, with coverage limited to R1 million rand. Upon purchasing the policy online, you will automatically receive a visa letter for travel.

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LUXURY PLAN

Our premier coverage, this comprehensive plan is designed exclusively for leisure travel, offering a medical limit of R100 million.  It is valid for Schengen countries and worldwide, excluding the USA. This plan includes extensive protection with value-added benefits, ensuring a secure and worry-free travel experience.

WORLDWIDE EXCLUDING USA

Valid for Schengen countries and worldwide travel. The 1 page visa letter is included with the policy documents. Valid for leisure purposes only.

WORLDWIDE  INCLUDING USA

Africa Asia Indian Ocean & Middle East Cover

ECONOMY PLAN

Business Cover

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Corporate Travel Insurance

Designed to meet the specific needs of corporate travellers and organisations, this plan allows businesses to declare the number of travel days in advance and pay a deposit premium based on these days. The flexible payment system helps manage costs effectively while ensuring comprehensive coverage for all travel-related incidents, including medical expenses, trip cancellations, lost luggage, kidnap and wrongful detention and more. For adjustments or to declare additional days, and to ensure coverage is perfectly tailored to your specific needs, please get in touch with us to receive a personalised quote. This approach provides efficient and economical protection for all travelling employees.

Youth Cover

Embark on your international adventure with confidence! Our travel insurance is tailored specifically for young travellers aged 16-30 engaging in work experiences like bartending, restaurant service, or au pair roles, excluding the USA. Enjoy comprehensive coverage, including R5 million for medical emergencies, personal belongings protection, travel disruptions, and liability. Benefit from 24/7 support and home leave coverage that allows you to return to your home country without losing insurance protection. The maximum coverage duration is 365 days, ensuring you’re protected throughout your entire journey.

Senior Cover

Senior Options

Our ‘Senior Cover’ policy covers those aged between 81 – 85 years (inclusive). This policy offers R1 million for medical emergency assistance as well as other benefits. Pre-existing medical limit is R100 000.

SENIOR 86 – 90 YEARS

You are required to complete a medical declaration form. Cover is subject to approval by the insurer. Please get in touch with us to provide the medical declaration form.

Contact us for more information on 010 211 4858 or email [email protected]

Purchase your travel insurance policy online now. Simple 4 step process. Purchase with a debit or credit card securely.

IMPORTANT NOTICE

Easy Travel Insurance is a trading style of Ozsum Projects (Pty) Ltd. (2021/886140/07)

Easy Travel is a Registered Agent of Africa and Worldwide Medical Assistance Services, who are a registered Financial Service Provider, FSP number 44376.

This policy is administered by Linkham Services, an Authorised Financial Services Provider (FSP 45396). Underwritten by Genric Insurance Company Limited (FSP43638), an Authorised Financial Services Provider and licensed non-life Insurer.

Our other sites: www.easyvisas.co.za www.easytravel.co.za

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Travel insurance is security that protects against dangers and financial losses that could happen while travelling. The risks range from small inconveniences, like missing a flight link or having your luggage arrive late, to more serious problems, like getting hurt or getting sick.

Depending on the policy you choose, travel insurance can pay for a wide range of harms and losses, including:

Getting hurt or sick

Travel insurance can help protect you from medical costs that your regular health insurance will not cover while you are travelling. Most health insurance plans do not cover you fully in foreign countries, and some plans, like Medicare, do not cover you at all. Travel insurance works on top of your regular health insurance. If you get sick or hurt before or during your trip, it can help cover some of the costs.

✅ Read more about Discovery Health Medical Aid Plans that Include International Travel Insurance

✅ Read more about Bonitas Medical Aid Plans that Include International Travel Insurance

Travel insurance can help pay for costs that come up because your stuff was lost or stolen. This is especially helpful if your bags get lost by a flight, since it can be hard to get them to pay for lost luggage. But in order to get the highest amounts, people must show receipts that show how much their lost bags and their items were worth. And some companies say you have to make the claim within 21 days.

Last-minute cancellations

Travel insurance can help pay for costs that come up if you have to cancel your trip. Most resorts and ship lines will not give you your money back in full if you have to cancel. If you cancel your trip more than two weeks before it starts, most places will charge you a cancellation fee. Many cruise lines will only give you a 25% refund or credit towards another ship. Most companies will not give you any money back if you cancel a trip less than two weeks before it starts. Unexpected things happen, so you want to be ready for anything.

Insurance that goes beyond your credit card

Some credit cards only cover a certain number of cancellations and interruptions per year and have other limits if they cover cancellations and interruptions at all. But few credit cards cover the most expensive travel risks, like hospital bills or emergency evacuations, which can be paid for by travel insurance.

☑️ READ more about Health Insurance for Travel in South Africa

What your trip insurance may not pay for

Even though there are many reasons to buy travel insurance, it is important to know that some things may not be covered. If you already have a health problem, look for a plan that lets you get out of paying for it. If you are going to a place where there is political unrest, check to see what your insurance covers if you need to stop your trip because of the problems. Some situations where a tour company goes out of business because of money problems are covered by travel insurance. Find out how that works before you book your trip.

What kind of trip insurance should you buy?

Before you look into travel insurance, you should think about why you might have to stop your trip. Will a weather-related delay drastically change your vacation? Is it possible that your school year will get longer or that you will have to go on a job trip instead? Are there wars happening in the country you are going to?  All of these are good reasons to cancel a trip or ask for insurance. But these things are not covered by all trip insurance.

Insurance you can cancel for any reason:

When you buy this insurance, if you get a hangnail and want to quit, you can. Most of the time, the insurance company does not need a reason. They only need you to cancel within the time limit, which is usually between 48 and 72 hours before you leave.

You will give up ease for a smaller amount of reimbursement. With cancel for any reason protection, you can get around 70% of your non-refundable, pre-paid trip costs back without giving a reason. You can sometimes buy this on its own or as an add-on to a more complete insurance.

Comprehensive trip insurance:

When most people think of trip insurance, this is the protection that comes to mind. The all-inclusive insurance typically covers delays, cancellations because of illness or death, lost luggage, and some medical costs for emergencies. Just read the small print to find out what it covers.

Making changes to your trip insurance

Within a certain amount of time after buying the insurance, if you find it does not meet your needs, you can get a full refund (maybe minus a small administrative fee). This gives you time to read the material carefully and make sure it gives you what you need. Most of the time, it takes 10 to 15 days. If you need to make a claim, it is best to know what the insurance covers and how claims work ahead of time, if possible.

When you book a trip that costs a lot, look into insurance at the same time. Some plans require you to buy travel insurance within a certain amount of time after making your first trip payment, like within 10 to 30 days.

Why You Need Travel Insurance

When planning a trip to a faraway place, it can be easy to forget about the risks. But if you do not have insurance, a small problem like getting sick or missing your flight could cost you everything.

If you do not have insurance, it could cost you a lot. So, you should get travel insurance before you book that trip.

Here are some very good reasons to buy trip insurance.

• ✔️ Cancel for any reason rules let you cancel your trip for any reason, even if you have been planning it for a long time. You will get all of your money back if you have to cancel.
• ✔️ Many plans also cover trip interruption, which means that you can get some of the money you spent on your trip back if you have to cut it short for a reason that is covered.
• ✔️ A loss of baggage covering can help you get new things if yours are lost or stolen while you are travelling. This protection is often part of a full-coverage travel insurance policy.
• ✔️ If you get sick or hurt while travelling, travel medical insurance will help you pay for your medical care. You do not want to miss out on this. Most of the time, your home insurance contract may not cover you when you vacation. If you get hurt while travelling, travel medical insurance can help pay for the cost of getting you back home or getting you treated in the country you are visiting. You can get policies that are designed to cover only rare events, or you can get policies that are made for digital nomads that help with everyday care.
• ✔️ If your flight is delayed, cancelled, or you miss it, travel delay insurance can help you pay for the costs. Usually, a trip delay policy will pay for meals, lodging, transportation, and other costs that come up because of the wait. If you miss your flight or your link and do not have travel delay insurance, you may lose the money you paid to book your trips.
• ✔️ We live in a new time when having cover for pandemics is not only smart, but necessary. Health advice changes, which could cause a trip to be cut short. Many countries now require you to have COVID-19 coverage to pay for any costs that might come up if you have to stay longer than planned. It is best to learn ahead of time what you need to travel, and then have a second plan in case something goes wrong.

Travelling can be fun, but you need to be ready for things that could go wrong. A travel insurance package can help you avoid unexpected costs and make your trip more enjoyable.

The best travel insurance will cover everything, from lost luggage to medical problems. Before you buy a policy, make sure to shop around and read the fine print.

✅ Read more about Dishem Health insurance, regarding travel insurance they offer.

✅ Read more about OnePlan Health insurance, regarding travel insurance they offer .

1. Hollard Travel Medical Insurance

Hollard is large, privately owned local insurer that provides travel medical insurance with the bonus that children are insured for free. The offer group discounts and cover the following:

• Any of 31 pre-existing medical conditions.
• Over 100 sports and activities
• Cruise travel
• Medical emergencies
• Trip cancellations
• Late flights
• Missed connections
• Theft or damage to belongings
• Legal liability
• Poor weather
• Delayed luggage
• Accidental death
• Permanent disability
• Repatriation of mortal remains
• Unexpected terrorist attacks

2. ABSA Travel Insurance

ABSA also offers automatic, basic coverage for people who buy plane tickets with their ABSA credit cards. To get full protection, you can order a “top-up” cover that will also cover the following:

• Trips up to 184 days long
• Hazardous activities
• Pre-existing medical conditions
• Personal accidents
• Baggage loss or theft
• Legal expenses
• Wrongful detention
• Loss of money
• Loss of passport
• Clients between the ages of 70 and 74 years can opt for a special package that is even more comprehensive.

3. AIG Travel Insurance

Although AIG is a US-based insurance company, it has been operating in South Africa for about fifty years. They offer several different travel packages of which the most basic ones cover the following:

• Trip cancellation
• Trip interruption
• Baggage loss or delay
• Pre-existing conditions
• Medical evacuations
• Car rentals
• 24-hour assistance

The more expensive Deluxe packages include options like pet insurance, security evacuation and dental emergencies.

4. Standard Bank Travel Insurance

If you have a Standard Bank credit, VISA or cheque card, you will get automatic but limited travel insurance for up to 90 days if you pay your trip with the card. Or, you can buy extra travel medical insurance to enjoy full coverage.

Here’s what Standard Bank travel medical insurance will pay out for:

• Trips lasting up to 180 days
• Medical emergencies, including those caused by acts of terrorism
• Death or permanent total disability
• Visit by a family member during an emergency
• Return of stranded child or travel companion
• Baggage delay
• Travel delay
• Legal fees to third parties

Standard Bank is known that it provides excellent help for a medical emergency or if a client becomes stranded in a foreign country.

5. Allianz Travel Insurance

Allianz offers travel medical insurance plus risk consultancy to a clients across many countries. They have a range of unique travel medical insurance policies, including one that is tailored for travellers who want to travel in Europe’s Schengen region and one for travellers who will be enjoying winter sports at their destination.

Here’s what Allianz Travel Insurance’s popular Single Trip Travel Insurance will cover:

• Trip cancellations, delay or curtailment
• Emergency medical expenses
• Emergency medical evacuation
• Dental expenses
• Hospital cash
• Emergency family travel
• Loss of personal money
• Baggage delay and loss
• Personal accident or disability
• Permanent total disablement
• Missed departure
• Personal liability

The company is known to provide highly comprehensive coverage and specialised insurance packages that are exclusively tailored for unique situations.

READ more about 5 Best Medical Insurance for International Travel in South Africa revealed

Frequently Asked Questions

How much does travel insurance to south africa cost.

Comprehensive Travel Medical Insurance South Africa can start from about R40 per day.

What is the meaning of travel insurance?

Travel insurance is designed to cover financial losses that could happen while traveling. The risks range from minor problems such as missed airline connections and delayed luggage to more serious issues including injuries or major illnesses.

Why do you need travel insurance?

Travel insurance protects your money if something goes wrong while you are moving or on vacation. It covers a wide range of things, from losing your bags to paying for medical care if you get sick or hurt.

What is included in travel insurance?

Travel Insurance covers different types of risks while travelling like unforeseen medical expenses, lost luggage, flight cancellations, and other losses that a traveller can incur.

Do you get travel insurance when you pay with credit card?

Yes, you get complimentary travel insurance when you pay your travel tickets with a Visa Platinum, Visa Signature, Visa Infinite, Visa Platinum Business and Visa Signature Business premium card.

When should you buy your travel insurance?

In general, you should buy coverage any time before the date your trip starts but it is always best to buy coverage as soon as you make your reservations.

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Schengen Travel Insurance

AGCS Travel Schengen insurance provides the mandatory insurance certificate required for your Schengen visa applications.

With up to R 900,000 in emergency medical expenses in case of accident, sickness, illness or injury, buying our Travel Schengen Insurance will provide you with complete peace of mind. 

Unlike other Schengen Travel Insurance, we also include a trip cancellation benefit up to R 35,000 in case you cancel your trip. Buy online today with prices starting from R 147* per person. Don’t leave without it! 

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The Travel Insurance Experts

When you are insured with AGCS SA, you have access to a global network of travel experts.  Our travel insurance underwriters have a vast amount of experience and local knowledge about the destinations, cultures and risks of many different countries. This means that we can design a comprehensive cover for your specific needs while understanding the unique challenges faced by people traveling to more remote or exotic locations around the world.