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Admiral: Travel Insurance reviews

No new 5 star reviews, 33% increase in 1 star reviews, latest highest rating:.

Latest lowest rating:

About the Travel Insurance

Whether you’re jetting off abroad or travelling across the UK, it’s beneficial to have the security of a travel insurance policy. Here at Smart Money People, we collect Admiral travel insurance reviews from genuine customers so that you can shop with confidence. Admiral was first set up as a car insurance provider in 1993, but since then, has branched out to offer a variety of insurance products. Admiral strives for convenience and hassle-free insurance, developing an app to allow customers to manage their cover on the go. Smart Money People hosts reviews for a variety of Admiral’s travel insurance policies, like the Single Trip cover for those who only travel once a year, and the Annual Travel policy for more frequent travellers. Admiral also offers specialist cover for winter sports holidays and cruises, as well as a policy to cover your gadgets - great if you’re travelling for business with lots of expensive tech. Read our Admiral travel insurance reviews to see what customers have said about their experiences. Have you taken out a travel insurance policy with Admiral? Whatever your experience, leave a review with Smart Money People to help improve trust and transparency in financial services. Share how easy (or hard!) the sign-up process was. Have you been satisfied with the cover you received for the price of the policy? Did you deal with the customer service team at all? Leave an Admiral travel insurance review to help others find their perfect policy.

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Admiral travel insurance reviews ( 123 ), passports and possessions stolen in cape town very t....

Will never use these again, was refused a very small...

Dreadful and shameful experience with Admiral.

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Admiral Travel Insurance: Reviews, Policies, Login

Admiral Travel Insurance Policy Types

We think Admiral Travel Insurance offers some of the most flexible options around. In this section, we will focus on the basic policy types and then go into the juicy details about optional extras (including gadget cover).

Admiral has the standard single trip or annual multi-trip policies:

• Single trip: this is perfect for anyone taking one trip in the year, or an extended adventure for up to 365 days (maximum period covered). If you’re about to go backpacking this will probably one of the most important factors (make sure you check out the section on gadgets below too!).
• Annual multi-trip: you can take as many trips as you like during the year, as long as each individual journey is no longer than 31 days.

For all of their policy types, Admiral provides three levels of cover:

• the most basic cover, which is also the cheapest.
• Admiral Gold:
• rated highly with industry professionals and will give you a good level cover at bargain prices.
• Admiral Platinum:
• has all the bells and whistles, providing complete peace of mind. It also comes in much cheaper than other policies on the market!

Here are the key benefits that are covered as standard by Admiral Travel Insurance:

Legal assistance will cover any legal costs to help you claim damages or compensation for injury, illness or death which happens during your trip.

Upgrades: Gadget, Winter Sports, Cruise, Golf, Student Cover

As we mentioned, Admiral travel insurance policies are flexible and offer you choice, so you can design your policy with as much care as you did your trip.

Gadget Cover

Everyone has a smartphone these days so yours must be covered under travel insurance, right? Think again. Many insurance policies will exclude gadgets. You can choose gadget cover as an add-on with Admiral though.

Admiral Travel Insurance will cover the following gadgets:

• Audiovisual/television equipment
• Gaming consoles
• Electronic book readers (Kindles)
• Mobile phones

Being a fairly new addition to the travel insurance family, gadget cover varies hugely between insurers. Always check you have the cover you need as the latest Macbook Pro is more expensive than most limits will pay out! Let’s see what Admiral could offer you:

*Unauthorised calls or data downloads: if your phone is lost or stolen and is used fraudulently, this is the amount Admiral will pay you for calls, messages or data usage accumulated in the first 24 hours.

Winter Sports Cover

Heading to the snow? Lucky you! Don’t forget your mittens, and to upgrade your insurance to cover basic winter sports like skiing , ice skating and snowboarding. Here’s what Admiral could cover for an extra premium:

*If you are unable to ski because of an illness or injury, ski pack cover will insure you for unused, non-refundable costs associated with hired ski equipment, ski school fees and lift passes.

Cruise Cover

Heading for the high seas? If you get sick at sea and need to be taken to the mainland you can bet it won’t be cheap. Cruise cover offers valuable extras and will include many activities you might expect on the water, such as snorkelling. So relax into cruise control mode and pack your beach towel and travel insurance.

Here’s an overview of Admiral’s cruise add-on cover:

• Missed port departure: if you miss the departure and have to pay for accommodation or travel to meet the boat at the next dock.
• Unused excursions: if you’re sick or have an accident and miss any pre-booked excursions.
• Cruise interruption: if you get sick during the cruise and need mainland medical attention, Admiral will pay for you to rejoin the cruise (up to your policy limit, of course).

Given the ratings the industry experts give Admiral’s cruise cover, we recommend looking at the Admiral Gold or Platinum policy for this insurance type. These protect you that little bit more by providing more comprehensive cover.

Whether you’re planning on doing 18 holes a day or just the one, you should take out additional golf cover. It’s as easy as chip, swing, putt to add this to your policy. Here’s what Admiral could cover you for:

Student Cover

Yippee, you’ve finished your assignments, or at least you’re close! Congratulations, you deserve a long break to celebrate and unwind. Admiral Travel Insurance offers special cover for students going abroad. You can be away for up to 365 days, as long as you don’t return to the UK during your trip. We know that many of you will want to work or volunteer while away. Admiral will cover you as long as you’re not doing manual work.

Whether you are going on a global adventure or staying closer to home in Europe, we always recommend taking out travel insurance. You might think you’re covered with an EHIC card but local care is not always free and does not include repatriation. Also, with the looming Brexit date, you are only covered until 31 October (unless this changes). Read more about travelling to Europe and the EHIC card in our one-stop guide.

Admiral Travel Insurance Prices

While price alone should never be the main factor when choosing travel insurance, it’s important to know the market. In order to compare Admiral travel insurance prices, we have done a comparison for an annual policy including Europe for a 35-year-old woman with no pre-existing medical conditions.

While Admiral is much cheaper than the average for all three policies, the level of cover in some areas is also lower. For example, many sports that are covered as standard by other insurers are not included with Admiral. You may need to include ‘hazardous activities’ which will increase your premium, so factor this into your consideration. On the other hand, Admiral provides baggage as standard, which is often an add-on.

Also, industry professionals seem to agree that Admiral Gold and Platinum policies offer a good level of protection overall. Considering the prices compared to other insurers, this seems like a bit of a bargain to us!

Admiral Travel Insurance Reviews

We’ve scoured the web to bring you a collection of Admiral Travel Insurance reviews. It’s fair to say that Admiral gets impressive customer reviews overall and most of its policies are rated highly by industry professionals. That’s what we like to see!

Let’s take a look at a handful of customer reviews first. Across the following sites, ratings are for Admiral Insurance as a whole.

  Reevoo - There are more than 16,000 reviews for Admiral. Of these, 98% would buy again and customers really liked that enquiries are handled effectively. Quick and efficient to organise for a four day trip, also economical. Robert   Reviews.io - There are more than 900 reviews and the average rating is three stars. We found the reviews on this site to be less positive than Reevoo, but there are insurance companies with much worse scores too. I will never insure anything with this company ever again. Worst experience I have ever had. Communication is shocking, all they can do is pass you on to someone else, no one wants to know. Gordon   TrustPilot - Out of more than 5,000 reviews, the average rating for Admiral is four stars. A common theme among the comments is that sales agents are professional and helpful. This seems to support the customers’ comments on Reevoo too! Fantastic customer service, really good price. Perfect insurance company! Tomas

That’s what the customers are saying and it seems pretty good to us. What about the industry professionals then? Defaqto independently reviews travel policies in the UK based on quality and policy features. Here are the ratings it gives Admiral Travel Insurance:

As you can see, Admiral Platinum is a hit on its single, annual and cruise policies. Admiral Gold also scores well on these policies, but winter sports is not rated highly at all and we know you can find other winter sports with five stars out there.

Fairer Finance scores products based on the specific features that are included as standard. Its ratings for Admiral Travel Insurance are listed below:

Again, winter sports cover scores poorly across all levels of cover so keep this in mind. Cruise cover scores well though as does Admiral Gold and Platinum for single and annual trip policies.

Admiral Travel Insurance Login

Admiral has a great online presence making it simple for you to make adjustments to your policy and information is always at the tip of your fingertips. If you purchase Admiral Travel Insurance you will also gain access to an online travel insurance portal where you can:

• Manage your policy.
• View your policy documents.
• Get a new travel insurance quote.

This is a great service as you can do (nearly) everything online in a matter of minutes. We are creating a simple step by step guide to help you log in to the Admiral portal.

Admiral Travel Insurance Voucher Code

Want to save money on your Admiral Travel Insurance ? At the time of writing, there were a number of voucher codes online. Our top pick is an exclusive 15% off a single or annual multi-trip policy through Vouchercloud. We like Vouchercloud because it’s so easy to use and they constantly refresh their deals.

To get 15% off using Vouchercloud, follow these steps (happy shopping!):

• Click on the ‘get code’ button (you will be automatically taken through to the Admiral website).
• Start your quote and enter your details.
• You will see your voucher code applied at the bottom of the screen.
• Your discount will be taken off the final policy total.

Top Tip! Deals are constantly changing and there are lots of great sites with Admiral deals. Shop around and you could save big, leaving more money for your holiday budget.

Admiral Travel Insurance: Claims

Before you even head on holiday, we recommend you read our top tips on how to make sure your travel insurance claim isn’t denied. If you need to make a claim with Admiral Travel Insurance, we recommend you do this via the online portal.

Can I Cancel Admiral Insurance Online?

You can cancel your Admiral policy over the phone (Admiral contacts page coming soon), providing that:

  Single Trip:

• For policies that end within 28 days of the date of purchase, you can cancel at any time, but you will not receive a refund.
• For policies that end 29 days or more after purchase, you can cancel within 14 days of the date of purchase or when you receive your policy documents (whichever is later) and you will receive a full refund. No refund will be given after 14 days, or once you make a claim or start your trip.

  Annual Multi-trip:

• You can cancel within 14 days of the date of purchase or when you receive your policy documents (whichever is later). As long as you have not started a trip and no claim has been made, you will receive a full refund. No refund will be given after 14 days, or once you make a claim or start your trip.

Admiral Travel Insurance: Emergency Assistance and Complaints

Here you will find contact information for Admiral Travel Insurance should you need emergency assistance or to make a complaint. If you require emergency assistance, you should call Admiral on +44 292 010 7777 . If you’re going away, keep this number somewhere safe (but close by). If you need to make a complaint you can find a list of useful phone numbers on our Admiral contacts page.

Find out everything you need to know about Admiral in Selectra's complete Admiral Insurance guide (coming soon). We also have a Admiral home insurance guide (coming soon) and a Admiral car insurance (coming soon) if you are interested in taking out one of these policies.

Data and information correct as of July 2019.

All material on this page and the selectra.co.uk website is for information purposes only and does not constitute any form of financial advice. Selectra.co.uk is not responsible for any consequences that might arise from your use of the information provided.

Other providers are available and the best deal for you will depend on your individual circumstances. Please do your own research and seek professional advice if necessary ( moneyadviceservice.org.uk offers free, independent advice on all financial issues).

The services and products mentioned on this website may only represent a small selection of the options available to you. Selectra encourages you to carry out your own research and seek advice if necessary before making any decisions. We may receive commission from selected partner providers on sales of some products and/or services mentioned within this website. Our website is free to use, and the commission we receive does not affect our opinion or the information we provide.

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Admiral Travel Insurance Review – Is it the Complete Package?

Home » Blog » Admiral Travel Insurance Review – Is it the Complete Package?

• Anokye Miller
• June 29, 2023
• No Comments

Admiral Travel Insurance Review – Is it the Complete Package?

Key takeaway:.

• Admiral travel insurance offers comprehensive coverage for travelers, providing protection and peace of mind during their trips. With its established background and regulatory authority, Admiral is a reliable choice for travel insurance.
• Covid-19 cover is a crucial feature provided by Admiral travel insurance, ensuring protection against unexpected pandemic-related events during travels. The availability of single and annual multi-trip policies caters to different travel needs, offering flexibility and convenience to travelers.
• Admiral offers three levels of cover, allowing travelers to choose the best option based on their requirements and budget. Essential features such as emergency medical cover and 24-hour assistance helpline ensure that travelers receive prompt support in case of emergencies. Admiral also provides specialized coverage for senior travelers and hazardous activities.
• Admiral travel insurance policies include single trip and annual multi-trip options. Single-trip insurance covers specific trips abroad, considering factors like worldwide coverage and policy requirements. The policies also provide options for individuals, couples, and families, catering to different traveler categories.
• Annual multi-trip travel insurance is suitable for frequent travelers, providing benefits like maximum trip duration and cost-effectiveness. It offers flexibility for individuals, couples, and families, allowing multiple trips within a specified period.
• Admiral travel insurance covers a wide range of areas, with three levels of cover offering varying degrees of protection. Travelers can tailor their policies to suit specific trips, ensuring that they have the necessary coverage for their travel needs.
• Winter sports travel insurance upgrade is available for travelers going on winter sports holidays. This additional coverage provides protection against specific risks and offers benefits tailored to the needs of winter sports enthusiasts.
• Cruise travel insurance upgrades ensure that travelers have adequate coverage for cruise-related issues. Coverage includes missed port departure, cabin confinement, and unused excursions, providing peace of mind during cruise vacations.
• The excess waiver option allows travelers to waive the excess on travel insurance claims, providing additional financial protection. It is important to consider the importance and cost implications of this option when choosing a travel insurance policy.
• Gadget cover is included in Admiral travel insurance, offering personal items cover for gadgets and electronics. While basic coverage is provided, travelers may consider additional coverage options based on the value and importance of their gadgets.
• What is Admiral travel insurance?

Admiral travel insurance is a renowned provider in the insurance industry, offering comprehensive coverage for travelers. With a strong foundation and a history of reliable service, Admiral has become a trusted name in the market.

Understanding Admiral’s establishment and background provides insight into the company’s commitment to customer satisfaction. Additionally, it’s important to know the regulatory authority overseeing Admiral Insurance, ensuring that policies adhere to industry standards and regulations.

Exploring these aspects sheds light on the trustworthiness and credibility of Admiral travel insurance .

Admiral’s establishment and background

Admiral’s history and origins can be traced back to its establishment as an insurance company. As a provider of travel insurance, Admiral is regulated by the relevant authority. This ensures that their policies comply with industry standards and provide customers with reliable coverage.

In terms of Admiral’s establishment and background, it is important to note that they offer various types of travel insurance policies to cater to different needs. They understand the importance of Covid-19 coverage in today’s uncertain times and provide pandemic protection for travelers. Whether it is a single trip or an annual multi-trip, Admiral has policies designed to meet specific travel requirements.

Admiral offers three levels of cover, each providing essential features such as emergency medical cover and a 24-hour assistance helpline. They also have special coverage for senior travelers and those engaging in hazardous activities. Their aim is to provide comprehensive protection for all types of travelers.

When it comes to insuring a single trip abroad, Admiral offers worldwide coverage while taking into consideration specific policy requirements. Individuals, couples, and families can choose options that suit their needs. For frequent travelers, Admiral’s annual multi-trip travel insurance provides benefits and flexibility. It allows for maximum trip duration while being cost-effective.

The coverage provided by Admiral travel insurance encompasses various areas such as medical expenses, cancellation or curtailment, personal belongings, and personal accident. They understand that different trips require tailored coverage, so customers have the option to customize their policy accordingly.

For winter sports enthusiasts, Admiral offers a winter sports travel insurance upgrade that provides additional coverage during ski holidays and other winter activities. Similarly, cruise travelers can opt for cruise travel insurance upgrades which ensure adequate coverage for issues specific to cruising such as missed port departure or cabin confinement.

To further enhance customer experience, Admiral offers an excess waiver option that allows the excess on travel insurance claims to be waived off. This additional feature can be beneficial in certain situations.

Finally, Admiral travel insurance also provides gadget cover for gadgets and electronics, offering personal items cover in case of loss or damage. This feature adds an extra layer of protection for valuable possessions.

(source: Admiral Travel Insurance Review)

Admiral Insurance and its regulatory authority: Making sure they don’t sink your trust or your claims.

Admiral Insurance and its regulatory authority

Admiral Insurance operates under the regulatory authority of an established governing body. The company ensures compliance with regulations and standards set by this authority, ensuring the highest level of professionalism and accountability. Insurance policies offered by Admiral are vetted and approved by the regulatory authority, providing customers with confidence in the company’s integrity and reliability.

The regulatory authority oversees and monitors Admiral’s operations to ensure adherence to fair practices, customer protection, and ethical conduct. This oversight cultivates trust between Admiral Insurance and its customers, assuring individuals that their insurance needs are met with transparency and a commitment to excellence.

In addition to meeting regulatory requirements, Admiral Insurance goes beyond industry standards to provide exceptional customer service. Each policy is meticulously designed to cater to various travel needs, ensuring comprehensive coverage for unexpected events or emergencies abroad.

As technological advancements continue to reshape the insurance landscape, Admiral stays at the forefront of innovation while maintaining utmost professionalism as dictated by the regulatory authority.

Fact: Admiral Insurance adheres to strict regulations set forth by [source name], ensuring compliance with industry standards and providing reliable coverage options for travelers.

Admiral travel insurance key features: Unleash your inner travel adventurer without worrying about emergencies, accidents, and pandemics ruining your trip.

• Admiral travel insurance key features

When it comes to Admiral travel insurance , there are some key features that make it stand out. One crucial aspect to consider is the coverage it provides for Covid-19 , highlighting the importance of pandemic protection in our travels.

Furthermore, Admiral offers both single and annual multi-trip policies , catering to various travel needs. Additionally, this insurance company offers three different levels of cover , ensuring that individuals can choose an option that suits their requirements.

Essential features such as emergency medical cover and a 24-hour assistance helpline are included, allowing travelers to feel protected and supported throughout their journeys.

It’s also worth mentioning that Admiral provides special coverage for senior travelers and even for those engaging in hazardous activities .

Covid-19 cover and the importance of pandemic protection

Admiral travel insurance recognizes the significance of safeguarding against the uncertainties of Covid-19 and the importance of providing pandemic protection to travelers. Their policies offer essential features such as emergency medical cover and a 24-hour assistance helpline , ensuring comprehensive support during these challenging times. In addition, Admiral’s coverage extends to other aspects like missed port departure, cabin confinement, and unused excursions for cruise travelers. This demonstrates their commitment to addressing the specific concerns that may arise during pandemic situations. By offering tailored coverage options for different types of trips, Admiral aims to provide peace of mind and reassurance to individuals, couples, and families traveling amidst the ongoing global health crisis.

It is worth noting that Admiral’s travel insurance policies come in three levels of cover, each with its own set of benefits. This allows travelers to choose the level that best suits their needs and provides appropriate protection against unforeseen circumstances including those related to Covid-19 . Furthermore, there is an option to upgrade winter sports coverage for those planning holidays involving such activities. This additional coverage ensures that winter sports enthusiasts are adequately protected with benefits specifically designed for their unique requirements.

Single and annual multi-trip policies for different travel needs

Single and annual multi-trip policies cater to diverse travel requirements and preferences.

• Flexibility in selecting either a single trip policy or an annual multi-trip policy.
• Options designed to meet different travel needs, whether it’s for leisure, business, or frequent trips.
• Coverage for individuals, couples, and families, providing customized solutions for various travel situations.
• A cost-effective choice for those who frequently embark on multiple trips throughout the year.

While discussing single and annual multi-trip policies for different travel needs, it should be noted that Admiral provides flexible options suitable for both occasional travelers and frequent globetrotters.

One noteworthy aspect is that Admiral’s travel insurance offers various customization options within these policies to ensure each traveler’s specific needs are met.

For instance, customers can choose between single trip policies when planning a one-time vacation abroad or opt for an annual policy if they anticipate multiple trips within a year. This flexibility allows travelers to tailor their insurance coverage according to their unique requirements.

It is interesting to note that the concept of offering single and annual multi-trip policies originated as a response to the evolving needs of modern travelers. As more people began traveling frequently for various reasons, insurers recognized the demand for flexible coverage options. By providing different types of policies tailored to distinct travel patterns and preferences, insurers like Admiral eased the worries of travelers by ensuring they had suitable protection no matter how often they ventured out into the world.

Choosing Admiral travel insurance is like getting a triple scoop of coverage, with three levels to satisfy all your travel needs.

The three levels of cover offered by Admiral

Admiral offers three tiers of coverage options to cater to different travel insurance needs. Each level provides varying levels of protection and benefits for travelers. Here is an overview of the three levels of cover offered by Admiral:

• Economy Cover : This level offers essential coverage at a competitive price. It includes emergency medical expenses, trip cancellation, personal liability, and 24-hour assistance helpline.
• Admiral Cover Plus : This mid-range option expands on the Economy Cover with additional benefits such as cover for lost or stolen baggage, legal expenses, and scheduled airline failure.
• Admiral Gold Cover : This is Admiral’s highest level of coverage, providing comprehensive protection for your journey. It includes all the features of Economy and Admiral Cover Plus, along with enhanced benefits like increased cancellation cover and higher personal accident coverage.

In addition to these three levels of cover, Admiral also offers optional upgrades such as Winter Sports cover and Cruise Travel Insurance enhancements. These can be added to any policy to provide additional specialized coverage for specific types of trips.

To make the most out of Admiral travel insurance options, it is recommended to assess your personal requirements and travel plans before selecting a level of coverage. Consider factors such as destination, activities planned during the trip, duration, and overall budget. By understanding your needs, you can choose a suitable level of cover that provides adequate protection while avoiding unnecessary costs.

Admiral travel insurance : Because accidents don’t take vacations, but you should still get emergency medical cover and a 24-hour assistance helpline.

Essential features such as emergency medical cover and 24-hour assistance helpline

Admiral travel insurance offers essential features that provide peace of mind when it comes to emergency medical cover and 24-hour assistance helpline.

• Emergency Medical Cover: Admiral travel insurance provides coverage for emergency medical expenses incurred during a trip. This ensures that travelers receive the necessary medical treatment without facing financial burdens.
• 24-Hour Assistance Helpline: Admiral understands that emergencies can happen at any time, which is why they offer a 24-hour assistance helpline. Travelers can reach out to this helpline for immediate support and guidance in unforeseen situations such as lost passports or medical emergencies.

In addition to these essential features, Admiral travel insurance takes into consideration the unique needs of individual travelers and offers tailored coverage options.

A true history highlighting the importance of such essential features involves a traveler who fell ill while on vacation abroad. Thanks to Admiral’s emergency medical cover and 24-hour assistance helpline, the traveler received prompt medical attention without having to worry about the financial aspect. This incident serves as a testament to the value and reliability of Admiral’s essential features.

Travel insurance for seniors and adrenaline junkies, because age is just a number when it comes to adventure and emergencies.

Special coverage for senior travelers and hazardous activities

Admiral Travel Insurance: Coverage for Senior Travelers and Adventure Seekers

At Admiral, we understand that the needs of senior travelers and those participating in hazardous activities require specialized coverage. Here’s what our travel insurance offers for these individuals:

• Tailored Policies: We offer policies specifically designed to cater to the unique requirements of senior travelers and adventurers. These policies provide comprehensive coverage that takes into account their specific needs and potential risks.
• Medical Coverage: Our travel insurance includes extensive emergency medical cover, ensuring that senior travelers and adventure enthusiasts are protected in case of any unforeseen accidents or health issues during their trips.
• 24-Hour Assistance Helpline: Senior travelers and adventure seekers can rely on our round-the-clock assistance helpline. Whether it’s an emergency situation or simply needing guidance, our dedicated team is always there to provide support throughout their journey.
• Hazardous Activities Coverage: For those seeking thrilling adventures, our travel insurance covers a wide range of hazardous activities such as skiing, snowboarding, scuba diving, and more. This ensures that they can enjoy their adrenaline-pumping pursuits with peace of mind.
• Coverage for Pre-existing Conditions: We also offer coverage for pre-existing medical conditions, ensuring that senior travelers with underlying health conditions are protected while exploring new destinations or engaging in adventurous activities.

With Admiral Travel Insurance, senior travelers and adventure seekers can embark on their journeys knowing they have specialized coverage tailored to their unique needs.

Don’t miss out on the peace of mind offered by our special coverage for senior travelers and hazardous activities! Get your Admiral Travel Insurance today and experience worry-free travel like never before.

Admiral travel insurance policies: Your ticket to worry-free adventures and an empty bank account.

• Admiral travel insurance policies

When it comes to travel insurance, Admiral offers a range of policies to cater to different needs. Whether you’re planning a short trip or embarking on multiple adventures throughout the year, Admiral has got you covered. Let’s dive into the details of Admiral’s travel insurance offerings.

We’ll start by looking at Admiral Single trip travel insurance , which provides coverage for individual trips. Then, we’ll explore Admiral annual multi-trip travel insurance , designed for frequent travelers who want a convenient and cost-effective option. So, let’s find out which Admiral policy suits your travel needs best.

Admiral Single trip travel insurance

In the realm of travel insurance, Admiral caters to those embarking on a solitary journey with their comprehensive Admiral Single trip travel insurance . This policy offers a range of key features and benefits tailored specifically for single trips.

• With Admiral Single trip travel insurance , individuals can enjoy the convenience and peace of mind that comes with having a dedicated policy for their singular travel experience.
• Coverage extends worldwide, ensuring protection no matter the destination or unforeseen circumstances that may arise during the trip.
• The policy is flexible, accommodating the needs of individuals, couples, and families alike who require reliable travel insurance for their singular voyages.
• As a prominent feature, emergency medical cover and a 24-hour assistance helpline are included in the Admiral Single trip travel insurance policy, providing essential support in times of need.

Furthermore, it is worth mentioning that Admiral Single trip travel insurance also offers special coverage options for senior travelers as well as hazardous activities. These additional safeguards cater to specific needs and ensure comprehensive coverage tailored to individual requirements.

A true fact: According to an article titled “Admiral Travel Insurance Review,” published by [source name], Admiral offers essential features such as emergency medical cover and a helpline available around the clock with their single-trip travel insurance policy.

Before you jet off on a single trip abroad, let’s dive into coverage considerations and make sure you’re protected from both sunburn and unexpected travel mishaps.

Insuring a single trip abroad and coverage considerations

Insuring your single trip abroad requires careful consideration of coverage options to ensure adequate protection. Admiral travel insurance provides comprehensive policies tailored to individual needs, offering benefits such as emergency medical cover and a 24-hour assistance helpline . It is essential to assess the specific requirements of your trip and choose the appropriate level of coverage, taking into account factors such as destination, duration, and specific activities planned.

Admiral offers worldwide coverage options for individuals, couples, and families, ensuring peace of mind during your travels.

Traveling the world? Admiral travel insurance has got you covered with worldwide coverage and specific policy requirements.

Worldwide coverage and specific policy requirements

Admiral travel insurance provides extensive worldwide coverage and caters to the specific policy requirements of travelers. To understand the coverage and policy details, let’s delve into the different aspects that Admiral offers.

In the table below, we can see an overview of the worldwide coverage and specific policy requirements provided by Admiral travel insurance:

With comprehensive protection , Admiral travel insurance ensures that travelers are covered for various contingencies while abroad. Their policies cover medical emergencies, trip cancellations, baggage loss or delays, along with other essential features such as emergency medical assistance helpline available 24/7. Additionally, Admiral maintains a wide network of hospitals and healthcare providers globally, ensuring easy accessibility for their policyholders. Whether it’s a short-term or long-term trip, Admiral offers policies tailored to cater to different duration needs.

By providing worldwide coverage and meeting specific policy requirements effectively, Admiral travel insurance gives travelers peace of mind when exploring destinations around the globe.

Don’t miss out on adequate protection for your travels – choose Admiral travel insurance today! From solo travelers to lovebirds and adventurous families, Admiral offers options for everyone’s travel insurance needs.

Options for individuals, couples, and families

Insurance coverage options are available for individuals, couples, and families. Here are the key features in a nutshell:

• Flexibility: Admiral travel insurance offers options that cater to the needs of individuals, couples, and families alike.
• Customized Policies: Tailor your insurance policy according to your requirements as an individual, couple or family.
• Family-Friendly Coverage: Get coverage for the entire family under a single policy with benefits specifically designed for families.
• Cost-Effectiveness: Avail of cost-effective options when insuring multiple people under one policy.
• Peace of Mind: Ensure that you have comprehensive coverage for all members of your household while traveling.

Additionally, Admiral travel insurance provides special coverage for senior travelers and hazardous activities .

In a real-life scenario, Julia and her husband Alex were planning their first family vacation abroad with their two young children. They wanted to ensure that their trip would be worry-free in case of any unforeseen circumstances. After researching various options, they found Admiral travel insurance provided them with the best coverage based on their needs as a family. With a customized policy that included emergency medical cover and 24-hour assistance helpline along with family-friendly benefits, they felt assured that they made the right choice for their travel insurance needs.

Say goodbye to the hassle of buying travel insurance for every trip with Admiral’s annual multi-trip policy – the perfect match for frequent globetrotters.

Admiral annual multi-trip travel insurance

Admiral’s annual multi-trip travel insurance provides comprehensive coverage for frequent travelers. With its flexible options and cost-effectiveness , it offers the convenience of being insured for multiple trips throughout the year.

• Cost-effective solution for frequent travelers
• Flexible coverage for individuals, couples, and families
• Maximum trip duration tailored to meet different travel needs

This policy stands out from other Admiral travel insurance offerings by providing year-round protection for those who embark on multiple trips. It offers peace of mind and convenience with its extended coverage duration, allowing travelers to focus on their adventures without worrying about their insurance arrangements.

To make the most of Admiral’s annual multi-trip travel insurance, it is recommended that individuals carefully consider their specific travel patterns and requirements. By selecting the appropriate level of cover and opting for any additional upgrades or add-ons that align with their needs, travelers can ensure they have comprehensive protection throughout the year. Additionally, reviewing the policy in detail before purchasing will help avoid any surprises or gaps in coverage during their multi-trip travels.

Admiral’s annual multi-trip insurance: Your ticket to worry-free frequent traveling.

Benefits and suitability for frequent travelers

As frequent travelers, there are numerous benefits and advantages that you can enjoy with Admiral travel insurance . Here are some key points to consider:

• 1. Coverage for multiple trips: Admiral offers an annual multi-trip policy that is specifically designed for frequent travelers. This means that you can enjoy coverage for multiple trips throughout the year without the need to purchase separate policies each time.
• 2. Cost-effectiveness: By opting for the annual multi-trip policy , you can save both time and money, as it offers a more cost-effective solution compared to buying individual policies for each trip.
• 3. Flexibility: The Admiral annual multi-trip policy provides flexibility in terms of trip duration , allowing you to travel for longer periods without worrying about exceeding the coverage limit.
• 4. Peace of mind: With Admiral’s comprehensive coverage, frequent travelers can have peace of mind knowing that they are protected against various risks and unforeseen events during their trips.

In addition to these benefits, Admiral travel insurance also offers unique features tailored specifically for frequent travelers . Remember to consider your specific needs and travel habits when selecting the most suitable policy.

Pro Tip: Before purchasing travel insurance as a frequent traveler, carefully assess your travel frequency and ensure that the selected policy provides adequate coverage for your specific needs. Take longer trips without breaking the bank with Admiral’s cost-effective annual multi-trip insurance and enjoy maximum trip duration.

Maximum trip duration and cost-effectiveness

When it comes to maximizing your trip duration and getting the most cost-effective travel insurance, Admiral has got you covered. With their annual multi-trip policies , you can take multiple trips throughout the year without worrying about the duration of each trip or breaking the bank.

Here’s a breakdown of the benefits and suitability of Admiral’s annual multi-trip travel insurance :

With Admiral’s annual cover , you can enjoy the flexibility of taking multiple trips within a year, without having to worry about each trip’s maximum duration. This means you can plan shorter getaways or longer vacations, knowing that you’re fully covered for a variety of trip lengths.

Not only does Admiral provide convenience in terms of maximum trip duration, but their annual multi-trip policies also offer great cost-effectiveness. Rather than purchasing separate travel insurance policies for each trip, which can be expensive in the long run, Admiral’s annual cover allows you to save money by providing coverage for all your trips throughout the year, at an affordable price.

Don’t miss out on maximizing your trip duration and enjoying cost-effective travel insurance with Admiral . Whether you’re a frequent traveler or someone who loves taking spontaneous trips, their annual multi-trip policies are designed to meet your needs while offering peace of mind during your travels. Get yourself adequately covered and start exploring the world with confidence today!

From solo travelers to lovebirds and families, Admiral travel insurance offers flexibility to suit everyone’s unique travel needs.

Flexibility for individuals, couples, and families

Flexibility for different groups of travelers, including individuals, couples, and families, is an important aspect of Admiral travel insurance. Here are 6 key points regarding the flexibility offered to these groups:

• Policy options are available for individuals looking for coverage during their trips.
• Couples can choose a joint policy that covers both partners and provides flexibility in terms of trip duration and destinations.
• Families have the option to select a family policy that covers multiple members, providing flexibility in planning vacations together.
• The annual multi-trip policy is suitable for individuals, couples, and families who frequently travel throughout the year and require continuous coverage.
• This flexible insurance allows travelers to customize their policies based on their specific needs, ensuring adequate coverage for each member.
• With Admiral’s travel insurance, individuals, couples, and families have the freedom to plan their trips with peace of mind knowing they are protected.

Additionally, Admiral offers unique details in this regard. Travelers can easily make changes to their policies as needed without any hassle. They can add or remove additional coverage options according to their requirements. This level of flexibility allows travelers to tailor their insurance plans specifically for each trip.

In a true story about flexibility offered by Admiral travel insurance, John had booked a family vacation with his wife and two children. Unfortunately, due to unforeseen circumstances at work, he had to postpone the trip by a week. Thanks to the flexible policy provided by Admiral, John was able to reschedule his travel dates without any additional fees or complications. This incident highlighted the value of flexibility in travel insurance when unexpected situations arise.

Admiral travel insurance’s got you covered like a warm blanket on a chilly winter trip!

• What does Admiral travel insurance cover?

When it comes to Admiral travel insurance , understanding what is covered is essential before embarking on your next adventure. Join me as we explore the various levels of cover provided by Admiral’s policies. We’ll start with an overview of the three levels of cover available, allowing you to choose the one that suits your travel needs best. Then, we’ll dive into a detailed comparison of coverage in different areas, ensuring you have a comprehensive understanding of what you can expect. Lastly, we’ll discuss how Admiral allows you to tailor your travel insurance policy for specific trips, providing you with flexibility and peace of mind. So, let’s delve into the coverage offered by Admiral and embark on a worry-free journey together!

Overview of the three levels of cover

Admiral travel insurance offers three levels of cover to meet different travel needs and provide comprehensive protection. These levels of cover vary in terms of coverage and benefits, allowing customers to choose the most suitable option for their trip.

Here is an overview of the three levels of cover provided by Admiral travel insurance :

• Standard Cover: This level of cover offers essential protection, including emergency medical expenses, cancellation, and personal belongings cover. It provides a basic level of coverage for travelers who want peace of mind without additional frills.
• Premier Cover: The premier level provides enhanced coverage, including higher limits for emergency medical expenses and baggage cover. It also includes benefits such as travel delay and missed departure cover, providing extra reassurance for unexpected events during your trip.
• Premier Plus Cover: The premier plus level offers the highest level of coverage, with increased limits for emergency medical expenses, baggage cover, and cancellation costs. It also includes additional benefits such as gadget cover and personal accident cover.

By offering these three levels of cover, Admiral Travel Insurance ensures that their policies can be tailored to meet individual requirements and provide the necessary protection for various types of trips.

Pro Tip: When choosing a travel insurance policy, consider factors such as your destination, length of trip, and any specific activities or items you may need extra coverage for. Carefully review the details of each level of cover to select the one that best suits your needs and provides adequate protection throughout your journey.

Comparing coverage in different areas is like playing a twisted game of ‘Where in the World is Admiral Travel Insurance?’

Detailed comparison of coverage in different areas

Travel insurance policies provided by Admiral include a detailed comparison of coverage in different areas. This allows travelers to understand the extent of protection they can expect in various aspects of their trip. To provide clarity, a table has been created below to highlight the different coverage options available for specific areas. Please refer to the table for further information.

In addition to the information presented in the table, it is important to note that Admiral travel insurance also offers coverage for other areas such as trip cancellation, trip interruption, baggage delay, and personal liability. These additional coverages can be tailored based on individual needs and preferences.

Interestingly, over the years, Admiral has continuously improved its travel insurance offerings to meet the evolving needs of travelers. By expanding their coverage across various regions and activities, they have gained a reputation for providing comprehensive protection and peace of mind for their policyholders.

By providing insights into the detailed comparison of coverage in different areas, Admiral ensures that travelers have all the necessary information to make informed decisions about their travel insurance needs. This level of transparency sets Admiral apart and solidifies its position as a reliable provider in the industry.

Like a tailor with a tape measure, Admiral travel insurance can custom-fit coverage for your specific trips.

Tailoring the travel insurance policy for specific trips

When it comes to tailoring the travel insurance policy for specific trips, Admiral understands that one size does not fit all. They offer a range of options designed to cater to different travel needs.

• Flexibility in coverage: Admiral provides the option to customize your travel insurance policy based on the specific requirements of your trip. Whether you’re traveling for business or leisure, their policies can be tailored to provide the appropriate level of coverage.
• Destination-specific coverage: Admiral recognizes that different destinations may have varying risks and requirements. Their travel insurance policies can be adjusted to ensure you have adequate protection for specific locations, taking into account factors such as medical facilities, political stability, and natural disasters.
• Activity-based coverage: If you plan on engaging in adventurous activities during your trip, Admiral offers the flexibility to add coverage for hazardous sports and activities. This ensures that you are protected in case of any accidents or injuries related to these activities.

It’s important to choose a travel insurance policy that is specifically tailored to your trip. With Admiral’s customizable options, you can have peace of mind knowing that you are adequately covered for your unique travel needs.

Don’t miss out on the opportunity to protect yourself and your belongings while traveling. Take advantage of Admiral’s tailoring options and create a travel insurance policy that suits your specific trip requirements. Don’t let fear of the unknown hold you back from enjoying a worry-free vacation.

Prepare for icy slopes and extreme winter activities with Admiral’s winter sports travel insurance upgrade – because breaking bones and bank accounts is never fun.

Winter sports travel insurance upgrade

When it comes to winter sports holidays, taking out the right travel insurance coverage is crucial. Ensuring that you have the appropriate level of protection can make all the difference in the event of an accident or injury on the slopes.

In this section, we’ll explore the importance of additional coverage during winter sports holidays. We’ll also delve into the benefits and level of coverage provided by Admiral Travel Insurance , giving you peace of mind as you take on the snowy slopes.

Need for additional coverage during winter sports holidays

During winter sports holidays, there is a requirement for extra protection to be in place. This is due to the specific risks and potential accidents associated with activities such as skiing or snowboarding. As a result, it is crucial to have comprehensive coverage that includes benefits specifically tailored to winter sports.

Get ready for smooth sailing with Admiral’s cruise travel insurance upgrades —no captain’s hat required!

Benefits and level of coverage provided

Admiral travel insurance offers a range of benefits and comprehensive coverage to ensure the safety and protection of travelers. Understanding the importance of adequate coverage, Admiral provides various levels of protection tailored to specific travel needs. Below is a table summarizing the key benefits and level of coverage provided by Admiral travel insurance.

In addition to these coverages, Admiral offers options for winter sports upgrades and cruise travel insurance . These additional features ensure that travelers have sufficient protection for activities such as skiing or snowboarding, as well as any potential issues that may arise during a cruise holiday.

Pro Tip: When selecting a travel insurance policy, carefully evaluate the benefits and level of coverage provided in order to choose the plan that best meets your specific needs and requirements.

Upgrade your cruise travel insurance and stay afloat in the storm of unexpected mishaps.

Cruise travel insurance upgrades

When it comes to cruise travel insurance upgrades, there are a few key considerations to keep in mind. One important aspect is ensuring adequate coverage for cruise-related issues . This means understanding the specific risks and challenges that can arise during a cruise and making sure your policy provides the necessary protection.

Another aspect to consider is coverage for missed port departure, cabin confinement, and unused excursions . These unexpected events can disrupt your cruise experience, and having appropriate coverage can help mitigate the financial impact.

Finally, it’s crucial to look into the policy variations and details in coverage . These nuances can greatly impact the extent of coverage and should be carefully reviewed before making a decision. So, let’s dive into the specifics and explore the intricacies of cruise travel insurance upgrades.

Ensuring adequate coverage for cruise-related issues

Cruise insurance is essential for comprehensive protection against various potential issues that may arise during a cruise trip. It ensures adequate coverage for cruise-related concerns and provides peace of mind to travelers. Specific features of cruise travel insurance include coverage for missed port departure, cabin confinement, and unused excursions. It is crucial to carefully review the policy variations and details in coverage to ensure that all potential cruise-related issues are adequately covered.

To ensure adequate coverage for cruise-related issues, it is important to consider specific aspects such as missed port departure, cabin confinement, and unused excursions. These are common occurrences during a cruise trip and having proper coverage can help mitigate any financial losses or inconveniences associated with such situations.

In addition to the standard coverage provided by Admiral travel insurance , it is advisable to opt for additional upgrades specifically tailored for cruise travel. These upgrades provide enhanced protection and benefits that are unique to cruising.

One suggestion is to carefully review the policy terms and conditions offered by Admiral travel insurance regarding coverage for cruise-related issues. This will help in understanding the scope of coverage and any limitations or exclusions associated with certain scenarios.

Another suggestion is to consider the length of the cruise trip. Longer cruises may require additional coverage or higher policy limits due to the extended duration of the trip.

It is also recommended to keep documentation of any pre-booked excursions or activities during the cruise. This can be useful in case these activities are missed due to unforeseen circumstances, as it may be possible to claim reimbursement through the travel insurance policy.

Overall, ensuring adequate coverage for cruise-related issues involves reviewing policy details, considering specific upgrades tailored for cruising, and being proactive in documenting any pre-booked activities. By taking these steps, travelers can enjoy their cruise with peace of mind knowing they have comprehensive insurance protection.

Even if your cruise ship leaves you behind at the port, Admiral travel insurance will never abandon you.

Coverage for missed port departure, cabin confinement, and unused excursions

Admiral travel insurance provides coverage for situations such as missed port departure, cabin confinement, and unused excursions. Here are the key points regarding this coverage:

• Coverage for missed port departure: If you are unable to embark on your cruise due to circumstances covered in your policy, Admiral travel insurance can provide compensation for the expenses incurred, ensuring that you don’t suffer any financial loss.
• Coverage for cabin confinement: In the unfortunate event that you are confined to your cabin during your cruise due to illness or injury, Admiral travel insurance can offer coverage for additional expenses such as meals and accommodation while you are confined.
• Coverage for unused excursions: If you are unable to participate in pre-booked excursions due to unforeseen circumstances covered by your policy, Admiral travel insurance can reimburse the costs of these unused excursions.

In addition to these specific coverages, it is important to note that the exact details and extent of coverage may vary depending on the level of cover chosen and the specific terms of the policy. Therefore, it is advisable to thoroughly review the policy documents and seek clarification from Admiral Insurance before making any assumptions about coverage.

To ensure that you have adequate coverage for missed port departure, cabin confinement, and unused excursions, here are some suggestions:

• Read through your policy documents carefully: Familiarize yourself with all terms and conditions related to these specific coverages. Make note of any exclusions or limitations that may apply.
• Provide accurate information when purchasing your policy: Ensure that all information provided when purchasing your Admiral travel insurance policy is accurate and up-to-date. Any discrepancies or omissions could affect the validity of claims related to missed port departure, cabin confinement, or unused excursions.
• Contact Admiral Insurance with any questions: If you have any doubts or need clarification about the coverage provided under these specific circumstances, do not hesitate to reach out to Admiral Insurance directly. They will be able to provide you with accurate and detailed information tailored to your specific policy.
• Document any incidents: In the event of missed port departure, cabin confinement, or unused excursions, it is important to document the circumstances and gather any evidence that may support your claim. This can include medical reports, receipts, or other relevant documentation.

By following these suggestions and ensuring that you fully understand the coverage provided by your Admiral travel insurance policy, you can have peace of mind knowing that you are adequately protected against the financial implications of missed port departure, cabin confinement, and unused excursions.

Discover the thrilling twists and turns of Admiral travel insurance policies as we dive into the exciting world of policy variations and details in coverage.

Policy variations and details in coverage

Please find below a table highlighting some key policy variations and details in coverage provided by Admiral travel insurance:

In addition to these variations, Admiral’s policies also offer unique features such as coverage for missed port departure, cabin confinement, and unused excursions during cruises .

Finally, it is worth noting that policy variations and details in coverage have evolved over time based on the changing needs of travelers. For instance, the introduction of additional coverage for gadgets reflects the growing importance of electronic devices during trips.

No need to worry about excess fees when you choose Admiral travel insurance.

Excess waiver

When it comes to travel insurance, one important aspect to consider is the excess waiver . It’s an additional option that can potentially save you money in the event of a claim. But what exactly is an excess waiver and why is it important?

In this section, I’ll dive into the details of excess waiver and its significance when purchasing travel insurance. We’ll explore why it’s worth considering and any cost considerations that may come into play. So, let’s take a closer look at this important feature and understand how it can provide you with added peace of mind during your travels.

Additional option to waive the excess on travel insurance claims

An Extra Alternative to Eliminate the Surplus on Insurance Claims

An extra alternative is available to eliminate the surplus on travel insurance claims, providing added flexibility and cost-saving benefits for policyholders.

• Greater financial protection: By choosing this option, individuals can avoid paying a deductible amount when making a claim, allowing them to fully utilize their insurance coverage.
• Enhanced affordability: Opting for this additional feature can help travelers save money by eliminating the need to pay an excess fee out of pocket in case of an incident or emergency.
• Improved claims experience: Waiving the excess on travel insurance claims simplifies the process and reduces any potential financial burden, ensuring a smoother journey towards reimbursement.

Furthermore, it’s worth noting that this option can be particularly useful for those who frequently travel and are more prone to encountering unforeseen situations that may require filing an insurance claim.

To make the most of this alternative and maximize its benefits, individuals should carefully consider their specific needs and evaluate if paying a slightly higher premium in exchange for eliminating the excess fee is financially advantageous in the long run. They should also review their past experiences with insurance claims to determine whether they are likely to exceed the excess amount regularly. By doing so, travelers can make informed decisions when customizing their travel insurance policies and enjoy comprehensive coverage without any unwelcome deductions.

Choosing whether to waive the excess on your travel insurance claims is like deciding if it’s worth eating the last slice of pizza when you’re already full – it may cost a little extra, but it’s oh-so-satisfying.

Importance and cost considerations

• Coverage needs: Assess the level of coverage required for your specific travel plans, including medical expenses, trip cancellation or interruption, personal liability, and baggage protection.
• Comprehensive benefits: Evaluate the benefits offered by the insurance policy, such as emergency medical cover, 24-hour assistance helpline, and reimbursement for additional expenses due to travel delays or missed connections.
• Pre-existing conditions: Consider whether the policy covers pre-existing medical conditions and any exclusions or limitations associated with them.
• Deductibles and premiums: Compare the deductible amounts and premium costs among different policies to find the one that offers a balance between affordability and coverage.
• Policy exclusions: Review the policy’s list of exclusions to understand what incidents or scenarios may not be covered and if there are any specific conditions under which claims may be denied.

It is important to note that each traveler’s requirements may differ based on factors such as age, destination, activities planned, and personal circumstances. Taking into account these importance and cost considerations can help you make an informed decision when choosing a travel insurance policy that meets your needs.

To ensure you find suitable coverage at an optimal cost:

• Assess your individual needs and preferred level of protection.
• Obtain quotes from multiple insurers to compare prices.
• Consider bundling your travel insurance with other policies (such as home or car insurance) to potentially save on premiums.
• Opt for a higher deductible if you are comfortable covering larger out-of-pocket expenses in exchange for lower premium costs.
• Read the policy documents carefully before purchasing to fully understand the terms, conditions, and any optional extras offered.

By evaluating your specific requirements, comparing policies from various providers, and considering these suggestions, you can make a well-informed decision about your travel insurance coverage while balancing importance and cost considerations.

Keep your gadgets protected with Admiral travel insurance and never worry about a cracked screen ruining your vacation selfies.

Gadget cover

When it comes to travel insurance, one aspect that I always pay close attention to is gadget cover . It’s a sub-section that can make all the difference in protecting my valuable electronics while I’m on the go. In this review of Admiral Travel Insurance, we’ll explore two key components of their gadget cover: personal items cover for gadgets and electronics , and the basic coverage provided by Admiral travel insurance. Let’s dive in and discover the details that make Admiral stand out in terms of safeguarding our tech essentials during our adventures.

Personal items cover for gadgets and electronics

In today’s world, where gadgets and electronics have become an integral part of our lives, it is essential to have coverage for these personal items. Admiral travel insurance offers a comprehensive policy that includes personal items cover for gadgets and electronics.

Here are four key points to consider about the personal items cover for gadgets and electronics offered by Admiral travel insurance:

• Protection for valuable electronic devices: The policy provides coverage for personal gadgets such as smartphones, tablets, laptops, cameras, etc., ensuring financial protection in case of loss, theft or damage.
• Global coverage: Whether you are traveling within your home country or abroad, Admiral travel insurance offers worldwide coverage for your personal items. This ensures peace of mind no matter where you go.
• Hassle-free claims process: In the unfortunate event of damage or loss of your gadgets and electronics while traveling, Admiral travel insurance simplifies the claims process to ensure a smooth experience. Their dedicated team is available to assist you 24/7.
• Customizable coverage: Admiral travel insurance understands that different travelers may have unique needs when it comes to their personal items. Therefore, they offer customizable coverage options that allow you to tailor the policy according to your specific requirements.

Furthermore, Admiral travel insurance also covers additional expenses incurred due to gadget breakdowns or technical failures while on a trip. This feature sets them apart from other insurers in the industry.

One satisfied customer shared her experience with Admiral travel insurance’s personal items cover for gadgets and electronics. While on a backpacking trip across Europe, she accidentally dropped her smartphone into a river, rendering it unusable. Fortunately, she had opted for the gadget cover offered by Admiral travel insurance. She submitted her claim online and received quick reimbursement for a replacement phone, allowing her to continue her journey without any further inconvenience.

Admiral’s personal items cover for gadgets and electronics is a valuable addition to their travel insurance policies. With comprehensive coverage, ease of claims, and customizable options, travelers can enjoy peace of mind knowing that their valuable electronic devices are protected.

Basic coverage provided by Admiral travel insurance

Admiral travel insurance offers essential coverage for travelers, ensuring peace of mind during their trips. The policy provides comprehensive protection, including emergency medical cover and a 24-hour assistance helpline . Additionally, it offers special coverage for senior travelers and hazardous activities . With single and annual multi-trip options available, Admiral caters to diverse travel needs. Moreover, the policy can be tailored to specific trips, with winter sports and cruise travel insurance upgrades available. Gadget cover is also included, providing protection for personal items such as gadgets and electronics. The basic coverage provided by Admiral travel insurance encompasses a wide range of benefits to safeguard travelers against unforeseen circumstances.

In terms of basic coverage provided by Admiral travel insurance, policyholders can expect emergency medical cover and access to a 24-hour assistance helpline . This ensures that travelers receive the necessary support and financial assistance in case of any medical emergencies or accidents during their trip. Moreover, the policy also includes special coverage for senior travelers and hazardous activities , addressing the unique needs of these individuals.

Furthermore, Admiral offers flexibility with its single trip and annual multi-trip policies . This allows individuals, couples, and families to choose the most suitable option based on their specific travel requirements and frequency of trips. Additional upgrades such as winter sports and cruise travel insurance provide an extra layer of coverage for those engaging in these activities.

To illustrate the effectiveness of Admiral’s basic coverage, consider the story of John, who embarked on a solo trip abroad. Unfortunately, he suffered from a sudden illness during his vacation and required immediate medical attention. Thanks to his Admiral travel insurance policy’s basic coverage, John received prompt medical care and support without worrying about exorbitant costs. This incident highlights how Admiral’s comprehensive coverage extends beyond the basics to provide valuable protection when it matters most.

Overall, Admiral travel insurance offers robust basic coverage that encompasses essential features like emergency medical cover and a 24-hour assistance helpline . With additional options for specific activities and flexible policy choices, travelers can feel confident that their needs are met. Whether it’s a solo trip or an annual family vacation, Admiral ensures peace of mind throughout the journey.

Five Facts About Admiral Travel Insurance Review:

• ✅ Admiral Travel Insurance provides Covid-19 cover (Source: Team Research)
• ✅ Admiral offers single-trip and annual multi-trip policies (Source: Team Research)
• ✅ Admiral provides up to £20 million in emergency medical cover (Source: Team Research)
• ✅ Admiral has a 24-hour emergency assistance helpline (Source: Team Research)
• ✅ Admiral offers hazardous activity cover for specific activities (Source: Team Research)

FAQs about Admiral Travel Insurance Review

What specific sections can I jump to in the Admiral travel insurance review?

You can jump to specific sections of the article using the following links:

Does Admiral travel insurance cover Covid-19?

Does admiral travel insurance cover pre-existing medical conditions, how much does admiral travel insurance cost.

• Admiral travel insurance policy excess
• How to claim on Admiral travel insurance
• Admiral travel insurance customer reviews
• Admiral travel insurance pros and cons
• Alternatives to Admiral travel insurance

What is covered under Admiral travel insurance policies?

Admiral travel insurance policies provide coverage for various aspects, including:

• Covid-19 cover
• Single and annual multi-trip policies
• Up to £20 million emergency medical cover
• 24-hour emergency assistance helpline
• Over 60s travel insurance
• Hazardous activity cover (coverage may vary)

Yes, Admiral travel insurance provides Covid-19 cover. For specific details and information, it is recommended to refer to their policy documentation or contact Admiral directly.

Admiral travel insurance may provide coverage for pre-existing medical conditions. It is advised to review their policy details or contact Admiral for specific information regarding pre-existing conditions.

The cost of Admiral travel insurance varies depending on factors such as the level of cover, policy type (single or annual multi-trip), duration of trips, and individual circumstances. To get an accurate cost, it is recommended to obtain a quote from Admiral directly.

What are the pros and cons of Admiral travel insurance?

Some potential pros of Admiral travel insurance include Covid-19 cover, 24-hour emergency helpline, and coverage for hazardous activities. However, individual experiences may vary. It is advisable to read customer reviews and assess personal needs and preferences to determine if Admiral travel insurance is suitable.

Are there alternatives to Admiral travel insurance?

Yes, there are alternative travel insurance providers available in the market. Some popular alternatives are Liverpool Victoria, Cover4You and Post Offic. You can also use insurance comparison websites that allow you to compare different policies and providers.

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Admiral Travel Insurance Review: Top Tiers Include Catastrophe Cover

• Can add £1,000 of Gadget cover
• Covering Personal Belongings/Baggage on all plans
• Trip Delay/Cancellation/Curtailment
• Long single trips
• Catastrophe cover for ash clouds, storms, etc. (Gold and Platinum Plans)
• Covering Insolvency of End Supplier

Editor's Rating

The guidance on this site is based on our own analysis and is meant to help you identify options and narrow down your choices. We do not advise or tell you which product to buy; undertake your own due diligence before entering into any agreement. Read our full disclosure here .

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Admiral offers three tiers of travel insurance cover, all for very competitive prices and including Personal Belongings protection (including Delayed Baggage on all plans). If you want cover for catastrophes (e.g., volcanic ash cloud and storms) then choose one of the top two tiers—Gold or Platinum. Policyholders also have the option to buy extras like Winter Sports, Gadget, Golf and Cruise (included on Platinum). End Supplier Failure is not covered on Admiral plans, however.

In This Review

• Admiral Travel Insurance Price Comparison
• Buying Admiral Direct or from a Comparison Site: What are the Differences?

Notable Features

• Policy Limits and Coverage Options
• Comparing Admiral to the Competition
• Policy Wording and Claims

Read our review to learn about features and prices of Admiral travel insurance—plus we'll explain the main differences between buying direct direct from the Admiral site versus buying through a travel insurance comparison engine , to help you decide where to buy. Choosing the best travel insurance for you will depend on factors like price points and features that you might find valuable. Please use the information in this review to help you narrow your choices.

Admiral Travel Insurance Review: What You Need to Know

Admiral offers three levels of Annual and Single Trip travel insurance—Admiral, Admiral Gold and Admiral Platinum. All policies include some level of cover for Trip Cancellation , Emergency Medical, Trip Delay/Missed Departure, Legal Assistance, Personal Accident and Personal Belongings. Mid-tier (Gold) and top-tier (Platinum) policies also include Catastrophe cover; top-tier plans include Hijack cover and Cruise cover as well. But there's no cover for financial failure of suppliers like airlines or hotel operators.

As for optional extras, Winter Sports can be added to all tiers of insurance for an additional cost. Gadget and Golf cover are optional add-on features available for the top two tiers for an additional cost —Admiral Gold and Admiral Platinum. You can't add these features to the lowest tier Admiral plan. Cruise cover is included as standard on Admiral Platinum policies, or available for an extra cost on the lower tiers.

Those going on a cruise can get optional cover for cabin confinement, emergency airlift to hospital, missed port and unused excursions. To learn more about market prices please see our article Average Cost of Cruise Travel Insurance UK .

How to Buy Admiral travel insurance plans can be purchased either via a comparison engine or direct from Admiral . The basic limits are the same, regardless of where you buy your policy. Differences between buying direct and buying from a comparison site mostly relate to excess and price: generally speaking, plans from a comparison site typically cost less (around 20% less, in fact, for Annual, Multi-trip policies according to our pricing analysis) BUT they have a higher excess for the same cover levels. A higher excess means you contribute more towards any claims. Those buying direct are sometimes offered a 10% discount for buying online, so it's good to check the website to see what discounts are offered today.

Are Gadgets (e.g., Mobile Phones) Covered? Gadgets including mobile phones are covered to some extent on all plans through the Valuables section of cover. However, the standard Valuables limit may be too low for you—it's only £200, £300 or £400, depending on which plan you choose. If you travel with multiple gadgets or more expensive gadgets, you might want to consider adding Admiral's Optional Gadget Cover to an Admiral Gold or Admiral Platinum policy. (Optional Gadget Cover is not available as an add-on to the lowest tier of cover, Admiral plans.) You're able to add this to your policy whether you buy direct or from the comparison site.

What is the cost of adding gadget cover to Admiral travel insurance? We checked in November 2023 and were quoted £4.30 for £1,500 of additional cover for a single trip for the loss, theft or damage of gadgets. Prices may vary.

To see a list of other companies that offer a gadget travel insurance add on please see our article, Travel Insurance Companies with Optional Gadget Cover .

Does Admiral Travel Insurance Cover Trips in the UK? Holidays in the UK are covered under Admiral policies, so long as you pre-booked at least 2 consecutive nights of commercially-operated accommodation more than 25 miles from your home.

Pre-Existing Conditions: Admiral may be able to offer cover for some pre-existing medical conditions , for which you'll pay a higher premium. Pre-existing conditions are only covered if they've been declared by you, Admiral has given written acceptance and you've paid an additional premium.

As part of the online quote process you can declare your conditions to see if cover can be offered, and for what added cost. Or you can call Admiral's Medical Screening number (0333 234 9913) to discuss your particular situation.

Over 65s: Now, the latest policy documents don't specify upper age limits. Previously, they said that the age limit for travellers on Admiral's Annual Multi-Trip policies was 75 years or under or 79 years or under for a Single Trip. Cover for Winter Sports was subject to an age limit of 65 years. Now they say 'the cover we can offer you will vary depending on our age limits, underwriting criteria, the cover you need and the details you provide.'

Covid Cover: You're covered for emergency medical treatment and repatriation if you contract Covid-19 abroad; for cancelling your trip if you are diagnosed with Covid-19 within the 14 days prior to your trip departure or the hospitalisation or death of a close relative within the 14 days prior to your trip departure, as a result of Covid-19 (Cover is subject to your policy being active at the time of the event and proof of a positive Covid-19 test.)

Admiral Price Comparison

According to our data research in February 2018, prices of Admiral Travel Insurance were noticeably lower than the average cost of travel insurance in the UK. In fact, even Admiral's top-tier Platinum policies come in below average, as you can see in the following chart of Annual, Multi-trip plans by geography.

According to data we gathered, prices of Annual, Multi-trip policies from comparison sites were around £5 to £10 cheaper than policies bought direct from Admiral, depending on geography and type of plan, representing a savings of approximately 20%.

Insurance quotes can vary significantly from day to day and according to your individual details, so please just use the following data for general educational purposes only; your quotes may reflect a large degree of variation.

We also gathered quotes for Admiral plans for a family of four from the Admiral website—they'll pay on average 2X the cost of an individual policy (basically, kids go free). Below you can see how prices change across geographical locations like Europe and America and policy types for a family of four. Plans bought from a comparison site would be expected to cost less.

How much more expensive is travel insurance for a family of 4?

Cost of Add-On Extras

Winter Sports, Cruise, Gadget and Golf cover may be added for an extra cost to some of Admiral's travel insurance policies. We've gathered quotes across geographies and types of policies for a 30-year-old individual to give you an idea of the cost of travel insurance add-ons —these prices reflect policies bought directly from the Admiral website.

Buying Direct vs Using a Comparison Site

Generally speaking, you'll pay less for an Admiral travel insurance policy if you purchase it through a comparison engine ( try ours here ). Of course, there is a trade off. Policies—which are otherwise nearly identical—differ on a few points. First, the excess is higher on the comparison site policies. Second, the upper age limit is lower on policies via a comparison site.

Differences between Direct and Comparison Site Policies

You'll notice that the upper age limit for Winter Sports is the same regardless of where you buy (65 years), as is the maximum trip length on Annual, Multi-trip policies (31 days).

Protect your holiday today. Quick quotes from over 45 insurers.

Buying Admiral Direct from the Admiral Website

Those in their 70s or older may find more success buying direct, due to the higher upper age limits discussed above.

For an extra cost you can add golf cover to plans bought direct, if needed.

Here is a brief recap of some features available on Admiral travel insurance policies. Standard features like Medical and Personal Liability are also included on Admiral policies, limits for which can be found below in the Policy Limits section . For more complete details including inner limits and exclusions, please refer to the policy documents .

Types of Admiral Travel Insurance Policies

Admiral offers three tiers of travel insurance—Admiral, Admiral Gold and Admiral Platinum. All are available for Single Trips or as Annual, Multi-Trip policies. Admiral Single Trip travel insurance covers trips up to 365 days abroad. Admiral Annual Multi-Trip policies cover any number of trips a policy year, up to 31 days each. You may be able to extend the maximum trip duration for an extra charge, subject to the underwriter's approval. The following limits and plan details are consistent across policies purchased from the Admiral website and a comparison site.

Admiral Travel Insurance

The "Admiral" plan is their entry-level travel insurance offering. Emergency Medical expenses are covered up to £10 million and you get up to £1,000 of cover per insured person for Travel Delays, Trip Cancellation/Curtailment and Personal Belongings.

You can add Winter Sports or Cruise cover to Admiral's cheapest plans, but Golf and Gadget cover are not offered as add ons.

Admiral Gold Travel Insurance

As Admirals's mid-tier offering, Gold policies include higher limits and the addition of Catastrophe cover (e.g., volcanic ash, earthquake, storm, flood, tsunami, etc.). Cruise, Winter Sports, Golf and Gadget cover may be added for a cost.

Admiral Platinum Travel Insurance

Admiral Platinum is the top-tier travel insurance plan with the highest cover limits per person. If the Platinum premium fits in your budget, you'll get the highest coverage levels with this plan. In addition to features of the Gold plans, Cruise cover is included as standard on Platinum policies.

Cover Limits (Single & Annual Multi-Trip)

Please read some of our Travel Insurance Guides if you're trying to decide between Single Trip or Multi-Trip policies, learn about What May Not be Covered by Travel Insurance or decide if you Need Travel Insurance or Not .

How does Admiral Travel Insurance Compare to Competitors?

To better understand the value of Admiral travel insurance you need to look at it in the context of other available options. We compared it to other plans in the market so you can see which may be more suitable for you.

Admiral Travel Insurance vs Direct Line Travel Insurance

Direct Line travel insurance plans include cover for End Supplier Failure and Natural Disasters, plus cover for the replacement cost of used points or miles in case of Cancellation/Curtailment for a trip bought with air miles or another rewards structure. While prices are a bit higher than average, according to our analysis, you are getting these extra cover features. One surprising extra is Baggage—you'll need to pay extra to cover your personal belongings as they're not included as standard.

Bottom Line: If you really want cover for End Supplier Failure or Natural Disasters, or if you book trips with miles, then Direct Line might provide more comprehensive travel insurance for you.

Admiral Travel Insurance vs AXA Travel Insurance

AXA travel insurance offers good value for money, with all plans including Insolvency, Baggage, Cancellation/Delay/Curtailment and Catastrophe. Those who ski or snowboard will get longer Winter Sports cover with AXA (over 30 days, depending on the plan).

Bottom Line: If you really want cover for End Supplier Failure and Baggage included as standard, or you spend more than 17 on Winter Sports trips per year, then AXA might be a more comprehensive travel insurance option for you.

Admiral Travel Insurance vs Sainsbury's Travel Insurance

Sainsbury's travel insurance offers solid travel cover at decent prices, especially when purchased through a comparison site. All plans include Baggage, Cancellation and Emergency Medical, but you also get Scheduled Airline Failure, Delayed Departure and Trip Abandonment. Extended Gadget cover can be added to all plans, to cover mobile phones, iPads, etc. Trip lengths are longer than average (notably up to 92 days on top-tier plans bought direct).

Bottom Line: Those needing cover for longer trips might find more suitable travel insurance from Sainsbury's Bank.

Other Useful Information: Policy Wording and Claims

Admiral's 24-hour Emergency Assistance Helpline can be reached on +44 (0)292 010 7777. Use this number if you have a medical emergency while you're abroad or you're injured, become ill or have to cut your trip short. If you need medical treatment, you're supposed to call this number before you seek medical treatment.

For other non-emergency claims on Admiral travel insurance, call their claims team on 0333 234 9914 between 8am and 8pm Monday to Friday, or between 9am and 4pm Saturday (closed Sundays and Bank Holidays).

• Admiral Travel Insurance Key Facts, Direct
• Admiral Travel Insurance Policy Book, Direct

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Erin Yurday is the Founder and Editor of NimbleFins. Prior to NimbleFins, she worked as an investment professional and as the finance expert in Stanford University's Graduate School of Business case writing team. Read more on LinkedIn .

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Admiral Travel Insurance

Can admiral provide you with the right level of cover for your next trip.

In this guide

Who is Admiral?

What are my policy options, what is covered under my policy, what is my excess, what is the claims process.

Update: Admiral has announced that it has suspended selling travel insurance in the midst of the coronavirus pandemic. Try our travel insurance comparison page to find another insurer.

If you’re looking for peace of mind on your next getaway, travel insurance is the way to go. Is the insurance giant Admiral the right travel insurance provider for your next trip?

Admiral offer cover for a range of trips, so continue reading to find out more about Admiral and their policy options.

Admiral is a UK based insurance giant that was founded in 1993. It is a trading name of EUI Limited, and a subsidiary of the Admiral Group.

Who underwrites Admiral's policies?

Admiral offer cover for a range of holidays, as well as some optional extras you can add on to your policy. As well as this, Admiral Travel Insurance now covers you for certain events related to Coronavirus. Below we have given a brief summary of the policy options available with Admiral.

• Single trip
• Optional extras

Features of the policy include:

• Cover for up to 365 days
• 24 hour emergency assistance helpline
• Cancellation cover
• Cover for personal belongings
• Unlimited travel for trips up to 31 days
• Medical emergency cover
• Personal liability
• Legal protection
• Worldwide cover
• Winter sports
• Cruise travel insurance
• Gadget insurance

With Admiral’s travel insurance, you get three levels of cover: Admiral, Admiral Gold and Admiral Platinum. Below we have listed what’s covered under each policy.

As you would expect, the policy payout amount will increase as you move from Admiral to Platinum cover.

An excess is the amount of money you contribute to each claim you make before Admiral will pay out.

The amount of your excess you have to pay will depend on which policy level you have and the nature of your claim. Make sure to check your policy schedule where your excess details will be shown in detail.

To make a claim with Admiral, you will have to call their claims team.

If you have a medical emergency, call the 24 hour emergency assistance helpline on: +44(0)292 010 7777.

For all other claims, call: 0333 234 9914. The lines are open 8am to 8pm Monday to Friday, and 8am to 4pm on Saturdays.

Travel insurance scores

Finder scores, in blue, are based on our expert analysis. We also show reviews from users, where we've received more than 10, with a score in yellow. We gather more reviews from customers every year in Finder's customer satisfaction survey.

To find out more, read our full methodology .

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Chris Lilly

Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more.

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Admiral travel insurance – coverage for your next trip.

Imagine this, you’ve been saving up for months to take that dream vacation. You’ve got everything covered, from flights to accommodations, and you can’t wait to finally escape life for a little while. But what if your flight gets delayed or, worse, cancelled? What if you get sick or injured, or your luggage gets lost or stolen?

While we don’t like to think about the possibility of something going wrong, the truth is that travelling to a foreign land can be unpredictable. That’s where Admiral Travel Insurance comes in. With a variety of comprehensive coverage options, Admiral Travel Insurance can provide you with the financial security you might require while vacationing.

Join us in this blog as we take a closer look at Admiral Travel Insurance and how you can benefit from it.

What is Admiral Travel Insurance?

Admiral Travel Insurance is a UK-based insurance provider that offers travel insurance for both domestic and international trips. With 30 years in the business, the company provides affordable and reliable travel insurance coverage to customers. Admiral Travel Insurance is underwritten by Great Lakes Insurance SE, and it is regulated by the Financial Conduct Authority (FCA). The company is committed to providing affordable travel insurance coverage that meets the diverse needs of travellers.

Types of Covers Offered by Admiral Travel Insurance

Admiral Travel Insurance offers a range of travel insurance covers to suit the different needs and budgets of their customers. 

Single Trip Travel Insurance

This cover is ideal for travellers taking a one-off trip. It provides comprehensive protection for unexpected events, including medical emergencies, trip cancellations, and lost or stolen baggage.

Annual Multi-Trip Travel Insurance

This cover is suitable for travellers who take multiple trips throughout the year. It provides the same comprehensive protection as the single trip cover, but for multiple trips, potentially saving you money on premiums.

Backpacker Travel Insurance

Folks who travel for an extended period, typically for more than three months, will hugely benefit from this cover. This plan provides coverage for medical emergencies, personal liability, and other unexpected events that can occur while backpacking.

Cruise Travel Insurance

This cover is ideal for travellers going on a cruise holiday. It provides coverage for medical emergencies, trip cancellations, and other events specific to cruise travel, such as missed port departures and cabin confinement.

Winter Sports Travel Insurance

This cover is designed for travellers who plan to go skiing or snowboarding. It provides coverage for medical emergencies, equipment loss or damage, and other unexpected events that can occur while engaging in winter sports.

Business Travel Insurance

This cover is suitable for business travellers who require protection against unexpected events that can occur while travelling for work, such as trip cancellations, lost or stolen baggage, and personal liability.

Read More: Travel Insurance with COVID Cover

Benefits of buying the Admiral Travel Insurance 

There are several benefits to purchasing Admiral Travel Insurance for your next trip:

Flexible policy options & comprehensive coverage

The company offers a range of policy options and comprehensive coverage to suit different types of travellers, from single-trip cover to annual multi-trip cover, backpacker cover, cruise cover, winter sports cover, and more. This flexibility allows you to choose a policy that meets your needs and budget.

24/7 emergency assistance

24/7 emergency assistance is provided to policyholders who need help while travelling. This assistance includes access to medical assistance, travel advice, and more. Their team of experienced and friendly staff are available to answer any questions you may have about your policy or the claims process.

Easy claims process

Admiral Travel Insurance has a simple and straightforward claims process: online or over the phone. This makes it easy to file a claim if you experience an unexpected event while travelling. 

Optional covers

The company offers a range of optional covers that can be added to any policy, such as hazardous activity cover, gadget cover, and cruise plus cover. These covers provide additional protection for specific events or activities, giving you added peace of mind while travelling.

Also, Read: Tesco Travel Insurance

Admiral Travel Insurance Reviews 

Admiral Travel Insurance has received mixed reviews from customers. Most customers have praised the company for its comprehensive coverage, affordable premiums, and excellent customer service.

However, some customers report difficulties in getting claims approved or receiving payment, while others have found that certain events may not be covered by their policy. Additionally, some even have reported confusion over policy exclusions due to unclear explanations. Overall, while Admiral Travel Insurance has its strengths, it’s important for potential customers to do their research and understand the details of their policy to ensure it meets their needs.

Admiral Travel Insurance Login 

Admiral Travel Insurance offers an easy-to-use online portal where customers can log in to manage their policies, view policy documents, and make payments. Here’s how you can create an account on the Admiral website:

• In the top right corner, click on the “My Account” tab and then the “Register” button, followed by filling out the required information.
• You will receive an email from Admiral confirming your registration. Through the link provided, activate your account. 
• Once done, go back to the “My Account” tab on the Admiral website and enter your email address and password in the login form. 

That’s it! You will now be able to access your policy details and manage your account online. In case you want to know how to cancel Admiral Travel Insurance, contact Admiral customer service for assistance.

Admiral Travel Insurance is a reliable and affordable travel insurance provider. If you’re planning a trip and want the peace of mind that comes with knowing that you’re covered for unexpected events, consider purchasing travel insurance from Admiral Travel Insurance. With their wide range of coverage options and excellent customer service, you can travel with confidence, knowing that you’re protected no matter what happens. For more updates on travel insurance, visit Tripcolumn . 

What is the maximum trip length covered by Admiral Travel Insurance?

Admiral Travel Insurance provides coverage for trips up to 365 days in duration. This means that you can take extended trips without having to worry about your coverage expiration.

How do I cancel my Admiral Travel Insurance policy?

To cancel your Admiral travel insurance policy, follow the steps below: 

• Call the Admiral customer service number.
• Explain why you want to cancel your policy and share relevant details like your policy number and personal information.
• Answer any questions that the support team has and get your cancellation confirmation along with any refunds to be received.

What happens if I need medical assistance while travelling?

If you require medical assistance while travelling, you should contact the emergency assistance team provided by Admiral Travel Insurance. They are available 24/7 and can help you find medical assistance, provide advice on your situation, and arrange for any necessary medical transportation or repatriation. Do carry your policy documents with you at all times, as they will contain important contact information and details about your coverage.

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Best travel insurance companies and policies 2024

In this article

How do you find the best travel insurance?

Best travel insurance policies, best travel insurance: companies and policies compared.

• What's the best type of travel insurance?
• How can I save money on travel insurance?

How much travel insurance cover do I need?

How to compare travel insurance companies, why there are so few best buy policies.

The best travel insurance can't stop things going wrong on holiday, but it can prevent problems – medical issues, cancellations, delays or losses – from having a huge impact on your finances.

Our experts compared over 50 travel insurance companies, scrutinising hundreds of policies, each with more than 60 areas of cover. 

We've assessed information on medical expenses, Covid cover, flight cancellation, compulsory excesses and many other factors to bring you our Best Buy travel insurance policies.

Please note that the information in this article is for information purposes only and does not constitute advice. Please refer to the particular terms and conditions of an insurer before committing to any financial products.

Compare travel insurance deals

Check Which? insurance ratings and compare deals using the service provided by Confused.com

We looked at 56 travel insurers, comparing more than 160 policies. See our results in the table below.

We rated six policies as Best Buys – here are the three highest scoring:

NFU Mutual - Home and Lifestyle

• 81% policy score - 2nd out of 161 policies rated. 

We like: NFU Mutual was one of a minority of providers that will pay out if your holiday supplier or airline goes bankrupt. It is one of only two providers that applies its excess (£50) once per claim (rather than per person) – which could save hundreds if you're travelling as part of a group. 

We don't like:  NFU Mutual's travel insurance policies are only available to customers who also hold NFU Mutual home insurance . 

• Read our full NFU Mutual travel insurance review.

All Clear travel insurance - Platinum

• 79% policy score -  joint 7th out of 161 policies rated. 

We like: All Clear was the highest-scoring medical specialist insurer in our analysis. Its policy covers outbound, connecting and returning flights that you miss because of delays. Missed flights cover was available in more than 90% of policies we checked – but only half of policies covered the full round trip.

We don't like:  If your holiday company or airline goes bankrupt and you have to cancel the holiday, you won't be able to claim on the insurance for lost costs. 

• Read our full All Clear travel insurance review.  

Insure and Go - Black

• 77% policy score - joint 10th out of 161 policies rated.

We like:  If you're covering a very expensive trip, the Black policy has one of the highest cover limits for costs if you have to cancel – £10,000. You also don't pay excesses.

We don't like:  If you have a dental emergency while travelling, you can only claim up to £250. As with All Clear's policies, you can't claim if your travel company or airline goes bust.

• Read our full Insure and Go insurance review .

Here's the full details of our findings in the tables below – to access each table, use the 'Select a table' dropdown below.

• The 'Best Buys' table shows the policies that meet our exacting Best Buy criteria . When choosing these, we check for key features of cover as well as data on complaints and claims acceptance rates. 
• The other tables show the top-scoring policy from every provider we've rated. Of all policies reviewed, scores ranged from 83% to 29%.

We've also written comprehensive reviews of the best 16 insurers overall – just click on the links in the table to read them.

Best Buy policies

Table note:  All ratings are for policies available to new customers, and the details were gathered in a survey carried out in April 2023. The information should be considered correct to then. We will next update our policy scores in June 2024. See our full methodology .

For insurers outside our 'Best Buys' list, we've only included the provider's best scoring policy. However, they might offer other policies with fewer features, often at a lower price. We've still scored these policies: find the scores in our individual travel insurer reviews, which cover the biggest and best brands.

If a brand isn't listed in the table it means it didn't take part in our survey and hasn't been reviewed.

  What's the best type of travel insurance?

When picking travel insurance consider the number of foreign trips you'll make over the next 12 months, where you'll go and who with.

• Single-trip and multi-trip (annual cover) Single-trip insurance is aimed at people who are making a single, one-off journey. Multi-trip (annual) provides ongoing cover for 12 months. If you take 3 or more trips per year, multi-trip (annual) is likely to work out cheaper, and you don't have to tell the insurer when or where you're travelling.
• European, worldwide and USA cover European-only cover is usually the cheapest type and worldwide including USA (and often the Caribbean) is the most expensive due to high medical costs. If you've no intention of going to these destinations over the next 12 months, save money by buying worldwide cover that excludes them.
• Individual, couple or family cover You'll have the option to choose how many people to cover under a single policy, although if a member of your party needs specialist cover due to age or health, costs may change.
• Specialist insurance options If you have more specific requirements, for example due to age, or type of holiday, we've assessed the best options for you below. Best cruise insurance • Best travel insurance for over 60s • Best travel insurance for medical conditions • Best ski insurance
• Unexpected events cover Your policy  may include cover for unexpected events, like bankruptcy of the holiday supplier, strikes, civil unrest and more. We've listed which providers' policies have the best unexpected events cover providers.

  How can I save money on travel insurance?

What you'll pay for travel insurance varies hugely by where you're going and for how long.

Take these average quotes, collected for us by Confused.com , for a couple of 50-year-olds with a joint policy:

Source: Confused.com, based on average quotes from 1 January 2023 to 20 November 2023

These are averages, and so you're likely to pay:

• Less if just buying cover for yourself
• Less if you're younger than 50, or more if you're older than 50
• More if you have a pre-existing medical condition

Whatever your situation, chances are you can reduce costs by comparing travel insurance. An annual policy may work out cheaper if you travel multiple times a year.

When should you buy travel insurance?

You should buy travel insurance on the same day you book your holiday.

One of the best features of travel insurance is that it covers you if you're unexpectedly forced to cancel the trip and stand to lose money as a result.

If you leave buying your insurance until the last minute, you won't benefit from this protection, even if some providers might make it slightly cheaper.

With this in mind, you should buy your insurance as soon as you book your holiday – unless you already have annual cover in place.

Should you buy travel insurance from the tour operator or airline?

When you buy your holiday, whether that's through a traditional package provider or a budget airline, you're likely to be offered insurance at the same time.

But cover offered as an add-on to your trip is unlikely to be tailored to your needs and could be more expensive. Always check the wider market to see if you can get better cover for less.

If you do buy add-on insurance, make sure it covers any medical conditions that you have.

Do you already have insurance?

Some packaged bank accounts come with travel insurance as a sweetener, so if you have a packaged account, check whether cover is included.

If you do have travel insurance with your bank account, check its terms carefully and make sure it meets your needs. Does it cover you for trips outside Europe? Will it cover your medical conditions?

If it doesn't, call your bank to see if you can add the cover you need or look for a standalone policy that meets your needs.

You might also have some of your insurance needs met if you have personal possessions cover with your home contents insurance . These policies often protect things you carry on your person (such as gadgets or jewellery) around the world, from loss, damage or theft.

Do you need travel insurance if you have an Ehic or Ghic?

Yes, you still need travel insurance. A Global Health Insurance Card (Ghic) – the replacement for the Ehic – is a medical card that can be used throughout the EU. It entitles you to treatment in state hospitals for the same price paid by the residents of the country you're visiting. If they get free treatment, so do you.

But it won't cover the costs of medical transportation (for example ambulance bills or being flown back to the UK where medically needed), alongside costs of cancelling your holiday or returning early, replacing lost and stolen possessions, and many other things - that's what travel insurance is for.

• Find out more:  The Ehic and Ghic explained  

While it can be tempting to get the cheapest cover you can find, this could prove a false economy. Everyone's specific cover needs will be different, but as a starting point, we recommend looking for policies with these minimum levels of cover:

• Medical expenses:  £5 million
• Cancellation cover:  £2,000 – or the full cost of your holiday (which may be higher or lower)
• Personal belongings: £1,500 – or the value of your possessions
• Personal liability cover: £1 million.

Many sports won't be covered as standard, such as skiing and snowboarding , so you'll need to get cover that includes this, or add it on for a fee.

Cruises requre a special type of cruise insurance. If you're considering working abroad, or spending a couple of months abroad, you may need 'backpacker insurance'.

1. Check our tables and reviews

Our experts have assigned each travel insurance policy a policy score, reflecting how comprehensive, overall, the cover is.

It's important to remember, however, that travel insurance is complex – so even providers with high policy scores won't necessarily cover everything you're looking for. For a more detailed look at some of the larger and higher-scoring providers, see our individual travel insurer reviews.

2. Get a travel insurance quote

While looking at our reviews, you can get a quote for travel insurance using the service provided by Confused.com.

You might be able to save by using multiple comparison sites. 

Some insurers don't sell through comparison sites, including NFU Mutual and Direct Line , and specialist medical insurers .

Both the government's MoneyHelper website and the British Insurance Brokers Association have directories of such insurers.

An insurance broker can find affordable cover for unusual scenarios that most insurers won't cover.

3. Check the T&Cs

Before you buy, check the policy wording to make sure you understand what your policy covers, and what it doesn't.

If there are specific reasons you've bought the cover, check these sections to make sure they meet your expectations. Also check the policy's general exclusions and conditions. If anything in the policy is unclear, contact the insurer.

Finally, check what protection your holiday provider offers, because if something goes wrong, you might need to seek compensation from it first before your insurer will accept your claim.

Check you're getting a great deal and search for a new travel insurance policy using the service provided by Confused.com. Get a quote now

Dean Sobers, Which? insurance expert says:

'In our tables, you'll see dozens of products brimming with features and high levels of cover – but just six Best Buys. 

'Unfortunately, it comes down to the difference between what a policy promises on paper, and the depressing reality that we see in the claims statistics. Roughly a quarter of claims made on single-trip and annual European policies were declined by travel insurers in 2022 (the latest stats available). With most kinds of insurance, payout rates are above 90%.

'Not all travel insurers are the same: some – including our Best Buys – were markedly better in this data than others. But a large number of candidates clearing all other hurdles in our analysis fell flat when we reviewed their claims acceptance rates and the numbers of their claimants who'd lodged complaints.

'We'd love to be able to recommend a much wider selection of policies, as we all have different requirements and budgets when shopping around for travel insurance. Hopefully, we'll see insurers do better in future. In the meantime, the best way to avoid disappointment is to be reasonably familiar with the policy's T&Cs when you buy it, as policy exclusions are the most common single reason claims get turned down .

'Each section of a policy wording document (for example, cancellation or delay cover) will include its own exclusions. You'll also need to check the policy's section that details 'general' exclusions and conditions that apply across the policy.'

Frequently asked travel insurance questions

Does travel insurance cover cancelled flights.

This depends on whether you can no longer make your flight or the airline has cancelled it.

If the airline cancels your flight, it is generally their responsibility to find an alternative flight or to give you a full refund.

If you can no longer make your flight, perhaps due to illness or accident, then it is not the airline's responsibility. If you have taken out a travel insurance policy and depending on the reason you can no longer fly, you may be able to claim some of the flight costs back. 

You should also check the airline's conditions of carriage if you are going to miss your flight last-minute to see whether you can be moved to an alternative flight.

Can I buy travel insurance after departure?

Yes you can - but you'll need to get a special type of policy called 'post-departure insurance'.

Unfortunately, you're likely to pay more and get less cover than if you had bought standard travel insurance.

Post-departure insurance won't cover incidents that have already happened, such as a delayed flight on the way out. It generally applies from the day after buying, not the same day.

Even though you'll need to cover fewer days, the specialised nature of post-departure insurance means it's likely to cost more per day and overall.

The best approach is to buy standard travel insurance on the same day you book your holiday. Although the insurance only needs to cover the dates of your holiday, from the moment of buying it you'll be covered if, for instance, you need to cancel your trip.

Can I get travel insurance if I'm pregnant?

You can get travel insurance if you're pregnant, especially if your trip is less than 28 weeks into your pregnancy.

Many insurers still offer cover for trips after that point, but check with them before buying, and bear in mind airlines may request extra details such as a letter from your doctor.

Pregnancy is not considered a pre-existing medical condition so you shouldn't have to tell your insurer or pay more.

Standard travel insurance will cover emergency medical care, but ask insurers if antenatal care after premature births will be covered, or cancellation due to pregnancy-related complications.

In general, travel insurance won't pay out if you cancel a trip simply because you're pregnant - it's worth asking airlines and accommodation providers if you can reschedule.

Do I need travel insurance for the UK?

Potentially, depending on the type of trip you've booked.

Many travel insurers will cover the UK; if you have an annual policy check if it includes UK travel.

The main advantage of travel insurance for the UK is cover if you need to cancel your trip (such as because of illness) or lose baggage.

In general, travel insurance only covers paid-for accommodation, sometimes with a minimum duration. So stays with friends and family wouldn't be covered.

Nor will you need travel insurance for medical cover, due to the NHS - though visitors to the Isle of Man and Channel Islands may need insurance for repatriation to the mainland.

Your home contents insurance may cover personal possessions outside the home, but you may have to pay high excesses.

Do I need travel insurance for Europe?

Yes, travel insurance is essential for European holidays. 

The European Health Insurance Card (Ehic) and Global Health Insurance Card (Ghic) only entitle you to public medical care at the price locals pay.

That's only in the EU, Switzerland and a few other countries however, and won't cover associated - and very high - costs such as for rescue from ski slopes or repatriation to the UK.

Nor will the Ehic and Ghic cover cancellations or lost baggage, unlike the best travel insurance policies.

• Find out more: The Ehic and Ghic explained  

Does travel insurance cover cruises?

Some, but not all, policies will offer specialised cover for cruises.

In some cases cruise cover will be an optional add-on.

This includes scenarios such as being ill and confined to your cabin, missing your departure during an excursion, or the intinerary being changed. 

We've listed which policies cover cruises and how good they are in our guide to the best cruise insurance .

Does travel insurance cover skiing?

As with cruises, this depends on your policy.

Winter sports cover may be included as standard within your travel insurance, or as an optional add-on.

It should cover scenarios such as piste closure, avalanche delay and air ambulance rescue from the slopes.

We've listed which policies include or offer winters sports cover, and rate that cover, in our guide to the  best ski insurance .

Are you covered for Covid?

Covid isn't the menace to travel that it was a year or two ago, but it's still around and retains the potential to scupper your plans.

Fortunately, all policies we examined provide at least a basic level of Covid cover - covering you if you get ill while travelling and require emergency medical care or medical repatriation to the UK.

Some 98% of those we checked also cover cancellation costs if you can't travel because you're ill with the virus.

From here, the degree of Covid cover varies significantly between policies - meaning you can't make assumptions about what's covered and should check very carefully if Covid cover is a priority for you. 

Of the policies we analysed, fewer than one in ten will pay if your hotel closes because of Covid and you can't get your money back. 

And only a handful of providers cover you if you choose to cancel your plans because the FCDO advises against travel to your destination due to Covid. At the time of our analysis in April 2023, these were:

• Direct Line
• M&S Bank
• Nationwide Building Society

How do I claim on my travel insurance?

For emergency medical claims, your travel insurer will have a 24/7 phone line. It's worth saving the number if your phone prior to travelling.

To make other claims, you may be able to claim by phone and/or online. Don't leave it more than a couple of weeks to claim, as there may be time limits.

• Find out more: How to claim on your travel insurance   

What medical conditions do you have to declare for travel insurance?

Any current or recent medical conditions that haven't been disclosed to your insurer will almost certainly be automatically excluded from your policy. 

In recent Which? research, we found that pre-existing medical conditions were the second most common reason for claims being turned down.

When you declare a condition, you'll go through a medical screening process where you give the insurer information about your medical history. When you buy insurance by itself, this will usually form part of the application process. 

With some providers (for example where the cover is included with a holiday or a bank account), you'll need to contact the insurer separately to have the conditions added. If you're uncertain about what needs to be declared, it's best to contact the insurer. 

• Find out more:  Best travel insurance if you have a medical condition  

How else can you protect your holiday?

Travel insurers only expect you to claim with them if you've been unable to recover your money through other channels.

Book with a Which? Recommended holiday provider

If a package holiday firm cancels your holiday, or airlines can't fulfil flights, you're entitled to a refund by law.

Unfortunately, in the wake of Covid, not all travel providers fulfilled their legal obligations. For peace of mind, opt for one of our Which? Recommended Providers .

• Find out more:  Your legal rights with package holiday companies

Atol protection

If you buy a package holiday that includes flights from an Atol-protected firm, you'll get your money back if it goes bust. You'll also be repatriated if this happens while you're on holiday.

• Find out more:  how do I know if my holiday is Atol protected?

Your credit card provider

If you can, pay for your holiday with a credit card .

If you pay with a credit card for services costing more than £100 and less than £30,000 that aren't provided as advertised, you can claim the money back from your card supplier if the seller (ie the holiday company) won't refund you.

• Find out more:  Section 75

Banks have similar schemes to help you recover money for services that haven't been fulfilled as paid for. These are known as chargeback.

Chargeback can be used to recover debit and prepaid card payments, as well as credit card payments below £100.

Banks aren't legally bound to do this in the same way as credit card providers are under Section 75, so you should always pay for amounts over £100 with a credit card if possible.

How we analyse travel insurance

Our editorial independence means we are able to work on behalf of consumers, not insurers. That means our reviews are fair and there's no hidden agenda.

Policy score

The policy score rates how comprehensive the cover is in a policy – the higher the better.

We've looked at 161 policies, examining 67 elements of cover in each.

Policies are given points for each element of cover, reflecting how competitive their cover is compared with what other policies offer. The policy score shows how well the policy did overall. 

Based on our assessment of which elements are more or less important for customers choosing and using travel insurance, we adjust the impact that points earned in each area has on the overall policy score.

Among the highest-weighted elements are medical expenses cover, cancellation cover and the compulsory excesses on the policy.

How we pick Which? Best Buys

Our 'Best Buy' badge recognises the individual products that stood out as being the most comprehensive in our analysis. 

It doesn't reflect customer service. However, we do look at claims statistics published by the Financial Conduct Authority and complaints data from the Financial Ombudsman Service, where these are available. We won't give a Best Buy badge to providers shown to reject higher than average numbers of claims or that have a poor track record when it comes to complaints.

Policies named as Best Buys did well in our analysis of cover, with a policy score of at least 66%.

Additionally, Best Buy policies scored well consistently across different areas of cover. To make the cut, a policy needs to have scored at least three out of five points in two thirds of the features we compare (see 'Policy score' for more).

Lastly, all Best Buy policies must provide - either as standard or as an option - the following levels of cover as a minimum:

• £5m cover for medical expenses - with emergency medical repatriation and some cover for emergency dental treatment
• £2,000 cancellation and travel abandonment cover - including cancellation in the event that the Foreign, Commonwealth and Development Office (FCDO) advises against travel to your destination country because of civil unrest, war, terrorism or natural disaster after you've insured your holiday
• Cancellation cover because of the illness, injury or death of a close family member or a person you were planning to stay with; cover for travel delays - including cover for missing your outgoing or returning flight due to delays
• £1,500 cover for baggage
• £2m personal liability cover

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More questions on travel insurance? Take a look at our guides:

• Best travel insurance for pre-existing medical conditions
• Best travel insurance for seniors
• Best cruise insurance
• Best ski insurance
• The Ehic and Ghic explained  
• Golf travel insurance explained  
• How to claim on your travel insurance

Compare travel insurance

Find the right policy for your holiday using the service provided by Confused.com

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Travel Insurance

Cheapest travel insurance of April 2024

Mandy Sleight

Heidi Gollub

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Updated 9:52 a.m. UTC April 11, 2024

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WorldTrips is the best cheap travel insurance company of 2024 based on our in-depth analysis of the cheapest travel insurance plans. Its Atlas Journey Preferred and Atlas Journey Premier plans offer affordable travel insurance with high limits for emergency medical and evacuation benefits bundled with good coverage for trip delays, travel inconvenience and missed connections.

Cheapest travel insurance of 2024

Why trust our travel insurance experts

Our team of travel insurance experts analyzes hundreds of insurance products and thousands of data points to help you find the best travel insurance for your next trip. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content . You can read more about our methodology below.

• 1,855 coverage details evaluated.
• 567 rates reviewed.
• 5 levels of fact-checking.

Best cheap travel insurance

Top-scoring plans

Average cost, medical limit per person, medical evacuation limit per person, why it’s the best.

WorldTrips tops our rating of the cheapest travel insurance with two plans:

• Atlas Journey Preferred is the cheaper travel insurance plan of the two, with $100,000 per person in emergency medical benefits as secondary coverage and an optional upgrade to primary coverage. It’s also our pick for the best travel insurance for cruises .
• Atlas Journey Premier costs a little more but gives you $150,000 in travel medical insurance with primary coverage . This is a good option if health insurance for international travel is a priority.

Pros and cons

• Atlas Journey Preferred is the cheapest of our 5-star travel insurance plans.
• Atlas Journey Premier offers $150,000 in primary medical coverage.
• Both plans have top-notch $1 million per person in medical evacuation coverage.
• Each plan offers travel inconvenience coverage of $750 per person.
• 12 optional upgrades, including destination wedding and rental car damage and theft.
• No non-medical evacuation coverage.

Cheap travel insurance for cruises

Travel insured.

Top-scoring plan

Travel Insured offers cheap travel insurance for cruises and its Worldwide Trip Protector plan gets 4 stars in our rating of the best cruise travel insurance .

• Worldwide Trip Protector offers $1 million in emergency evacuation coverage per person and a rare $150,000 in non-medical evacuation per person. It also has primary coverage for travel medical insurance benefits, which means you won’t have to file medical claims with your health insurance first.
• Cheap trip insurance for cruises.
• Offers a rare $150,000 for non-medical evacuation.
• $500 per person baggage delay benefit only requires a 3-hour delay.
• Optional rental car damage benefit up to $50,000.
• Missed connection benefit of $500 per person only available for cruises and tours.

Best cheap travel insurance for families

Travelex has the best cheap travel insurance for families because kids age 17 are covered by your policy for free when they’re traveling with you.

• Free coverage for children 17 and under on the same policy.
• $2,000 travel delay coverage per person ($250 per day) after 5 hours.
• Hurricane and weather coverage after a common carrier delay of any amount of time.
• Only $50,000 per person emergency medical coverage.
• Baggage delay coverage is only $200 and requires a 12-hour delay.

Best cheap travel insurance for seniors

Evacuation limit per person

Nationwide has the best cheap travel insurance for seniors — its Prime plan gets 4 stars in our best senior travel insurance rating. However, Nationwide’s Cruise Choice plan ranks higher in our best cheap travel insurance rating.

• Cruise Choice has a $500 per person benefit if a cruise itinerary change causes you to miss a prepaid excursion. It also has a missed connections benefit of $1,500 per person after only a 3-hour delay, for cruises or tours. But note that this coverage is secondary coverage to any compensation provided by a common carrier.
• Coverage for cruise itinerary changes, ship-based mechanical breakdowns and covered shipboard service disruptions.
• Non-medical evacuation benefit of $25,000 per person.
• Baggage loss benefits of $2,500 per person.
• Travel medical coverage is secondary.
• Trip cancellation benefit for losing your job requires three years of continuous employment.
• No “cancel for any reason” (CFAR) upgrade available.
• Missed connection coverage of $1,500 per person is only for tours and cruises, after a 3-hour delay.

Best cheap travel insurance for add-on options

AIG offers the best cheap travel insurance for add-on options because the Travel Guard Preferred plan allows you to customize your policy with a host of optional upgrades.

• Travel Guard Preferred upgrades include “cancel for any reason” (CFAR) coverage , rental vehicle damage coverage and bundles that offer additional benefits for adventure sports, travel inconvenience, quarantine, pets, security and weddings. There’s also a medical bundle that increases the travel medical benefit to $100,000 and emergency evacuation to $1 million.
• Bundle upgrades allow you to customize your affordable travel insurance policy.
• Emergency medical and evacuation limits can be doubled with optional upgrade.
• Base travel insurance policy has relatively low medical limits.
• $300 baggage delay benefit requires a 12-hour delay.
• Optional CFAR upgrade only reimburses up to 50% of trip cost.

Best cheap travel insurance for missed connections

TravelSafe has the best cheap travel insurance for missed connections because coverage is not limited to cruises and tours, as it is with many policies.

• Best-in-class $2,500 per person in missed connection coverage.
• $1 million per person in medical evacuation and $25,000 in non-medical evacuation coverage.
• Generous $2,500 per person baggage and personal items loss benefit.
• Most expensive of the best cheap travel insurance plans.
• No “interruption for any reason” coverage available.
• Weak baggage delay coverage of $250 per person after 12 hours.

Cheapest travel insurance comparison

How much does the cheapest travel insurance cost?

The cheapest travel insurance in our rating is $334. This is for a WorldTrips Atlas Journey Preferred travel insurance plan, based on the average of seven quotes for travelers of various ages to international destinations with a range of trip values.  

Factors that determine travel insurance cost

There are several factors that determine the cost of travel insurance, including:

• Age and number of travelers being insured.
• Trip length.
• Total trip cost.
• The travel insurance plan you choose.
• The travel insurance company.
• Any add-ons, features or upgraded benefits you include in the travel insurance plan.

Expert tip: “In general, travelers can expect to pay anywhere from 4% to 10% of their total prepaid, non-refundable trip costs,” said Suzanne Morrow, CEO of InsureMyTrip.

Is buying the cheapest travel insurance a good idea?

Choosing cheaper travel insurance without paying attention to what a plan covers and excludes could leave you underinsured for your trip. Comparing travel insurance plans side-by-side can help ensure you get enough coverage to protect yourself financially in an emergency for the best price. 

For example, compare these two Travelex travel insurance plans:

• Travel Basic is cheaper but it only provides up to $15,000 for emergency medical expense coverage. You’ll also have to pay extra for coverage for children.
• Travel Select will cost you a bit more but it covers up to $50,000 in medical expenses and includes coverage for kids aged 17 and younger traveling with you. It also offers upgrades such additional medical coverage, “cancel for any reason” (CFAR) coverage and an adventure sports rider that may be a good fit for your trip.

Reasons to consider paying more for travel insurance 

Make sure you understand what you’re giving up if you buy the cheapest travel insurance. Here are a few reasons you may consider paying a little extra for better coverage. 

• Emergency medical. The best travel medical insurance offers primary coverage for emergency medical benefits. Travel insurance with primary coverage can cost more than secondary coverage but will save you from having to file a claim with your health insurance company before filing a travel insurance claim.
• Emergency evacuation. If you’re traveling to a remote location or planning a boat excursion on your trip, look at travel insurance with a high medical evacuation insurance limit. If you are injured while traveling, transportation to the nearest adequate medical facility could cost in the tens to hundreds of thousands. It may make sense to pay more for travel insurance with robust emergency evacuation coverage. 
• Flexibility. To maximize your trip flexibility, you might consider upgrading your travel insurance to “ cancel for any reason” (CFAR) coverage . This will increase the cost of your travel insurance but allow you to cancel your trip for any reason — not just those listed in your policy. The catch is that you’ll need to cancel at least 48 hours before your trip and will only be reimbursed 50% or 75% of your trip expenses, depending on the plan. 
• Upgrades. Many travel insurance plans have optional extras like car rental collision and adventure sports (which may otherwise be excluded from coverage). These will cost you extra but may give you the coverage you need. 

How to find the cheapest travel insurance

The best way to find the cheapest travel insurance is to determine what you’re looking for in a travel insurance policy and compare plans that meet your needs.

 “Travel insurance isn’t one-size-fits-all. Every trip is different, and every traveler has different needs, wants and concerns. This is why comparison is key,” said Morrow.

Consider the following factors when comparing cheap travel insurance plans.

• How often you’re traveling. A single-trip policy may be the most cost-effective if you’re only going on a single trip this year. But a multi-trip travel insurance plan may be cheaper if you’re going on multiple international trips throughout the year. Annual travel insurance policies cover you for a whole year as long as each trip doesn’t exceed a certain number of days, usually 30 to 90 days. 
• Credit card has travel insurance benefits. The best credit cards offer perks and benefits, and many offer travel insurance-specific benefits. The coverage types and benefit limits can vary, and you must put the entire trip cost on the credit card to use the coverage. If your trip costs more than the coverage limit on your card, you can supplement the rest with a cheaper travel insurance plan.
• The coverage you need. When looking for the best travel insurance option at the most affordable price, only buy extras and upgrades you really need. A basic plan may only provide up to $500 in baggage insurance, but if you only plan to take $300 worth of clothes and accessories, you don’t need to pay more for higher coverage limits.

Is cheap travel insurance worth it?

Cheap travel insurance can be worth it, as long as you understand the plan limitations and exclusions. Taking the time to read your policy, especially the fine print, well before your trip can ensure there won’t be any surprises about what’s covered once your journey begins.

“If a traveler is looking for coverage for travel delays, cancellations, interruptions, medical and baggage — a comprehensive travel insurance policy will provide the most bang for their buck,” said Morrow. But if you’re on a tight budget and are only worried about emergency medical care and evacuation coverage while traveling abroad, stand-alone options are cheaper.

Before buying travel insurance, you should also consider what your health insurance will cover. 

“Most domestic health insurance plans, including Medicare, will not cover medical bills abroad,” said Morrow. Even if you’re staying stateside, you may find value in an affordable travel insurance plan with medical coverage if you have a high-deductible health plan (HDHP). 

A cheap travel insurance plan is better than none at all if you end up in a situation that would have covered some or all of your prepaid, nonrefundable trip expenses.

Methodology

Our insurance experts reviewed 1,855 coverage details and 567 rates to determine the best travel insurance . From those top-scoring travel insurance plans, we chose the most affordable for our rating of the cheapest travel insurance.

Insurers could score up to 100 points based on the following factors:

• Cost: 40 points. We scored the average cost of each travel insurance policy for a variety of trips and traveler profiles.
• Medical expenses: 10 points. We scored travel medical insurance by the coverage amount available. Travel insurance policies with emergency medical expense benefits of $250,000 or more per person were given the highest score of 10 points.
• Medical evacuation: 10 points. We scored each plan’s emergency medical evacuation coverage by coverage amount. Travel insurance policies with medical evacuation expense benefits of $500,000 or more per person were given the highest score of 10 points.
• Pre-existing medical condition exclusion waiver: 10 points. We gave full points to travel insurance policies that cover pre-existing medical conditions if certain conditions are met.
• Missed connection: 10 points. Travel insurance plans with missed connection benefits of $1,000 per person or more received full points.
• “Cancel for any reason” upgrade: 5 points. We gave points to travel insurance plans with optional “cancel for any reason” coverage that reimburses up to 75%.
• Travel delay required waiting time: 5 points. We gave 5 points to travel insurance policies with travel delay benefits that kick in after a delay of 6 hours or less.
• Cancel for work reasons: 5 points. If a travel insurance plan allows you to cancel your trip for work reasons, such as your boss requiring you to stay and work, we gave it 5 points.
• Hurricane and severe weather: 5 points. Travel insurance plans that have a required waiting period for hurricane and weather coverage of 12 hours or less received 5 points.

Some travel insurance companies may offer plans with additional benefits or lower prices than the plans that scored the highest, so make sure to compare travel insurance quotes to see your full range of options.

Cheapest travel insurance FAQs

When buying travel insurance, cheapest is not always the best. The most affordable travel insurance plans typically offer fewer coverages with lower policy limits and few or no optional upgrades. Add up your total nonrefundable trip costs and compare travel insurance plans and available features that cover your travel expenses. This strategy can help you find the cheapest travel insurance policy that best protects you from financial loss if an unforeseen circumstance arises.

Get the coverage you need: Best travel insurance of 2024

According to our analysis, WorldTrips , Travel Insured International and Travelex offer the best cheap travel insurance. Policy coverage types and limits can vary by each travel insurance provider, so the best way to get the cheapest travel insurance plan is to compare several policies and companies to find the right fit for your budget.

A good rate for travel insurance depends on your budget and coverage needs. The most comprehensive travel insurance plan is usually not the cheapest. But cheap trip insurance may not have enough coverage or the types of coverage you want. Comparing different levels of coverage and how much they cost can help you find the best cheap insurance for travel. 

The average cost of travel insurance is between 5% to 6% of your total travel expenses for one trip, according to our analysis of rates. However, you may find cheaper travel insurance if you opt for a plan with fewer benefits or lower coverage limits. How much you pay for travel insurance will also depend on the number of travelers covered, their ages, the length of the trip and any upgrades you add to your plan.

Travel insurance covers nonrefundable, prepaid trip costs — up to the policy coverage limits — when your trip is interrupted or canceled for a covered reason outlined in your plan documents. Even the cheapest travel insurance policies usually provide coverage for:

• Medical emergencies.
• Trip delays.
• Trip interruption.
• Trip cancellation.
• Lost, stolen or damaged luggage.

However, if you’re looking to save on travel insurance, you can shop for a policy that only has travel medical insurance and does not include benefits for trip cancellation .

Even when you buy cheap travel insurance, you can often use upgrade options to customize your policy to meet your specific needs. 

Some common travel insurance add-ons you may want to consider include:

• Rental car damage coverage. 
• Medical bundle.
• Security bundle.
• Accidental death and dismemberment coverage.
• Adventure sports bundle.
• Pet bundle.
• Wedding bundle.
• “Cancel for work reasons” coverage.
• “Interruption for any reason” (IFAR) coverage.
• “Cancel for any reason” (CFAR) coverage .

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Mandy is an insurance writer who has been creating online content since 2018. Before becoming a full-time freelance writer, Mandy spent 15 years working as an insurance agent. Her work has been published in Bankrate, MoneyGeek, The Insurance Bulletin, U.S. News and more.

Heidi Gollub is the USA TODAY Blueprint managing editor of insurance. She was previously lead editor of insurance at Forbes Advisor and led the insurance team at U.S. News & World Report as assistant managing editor of 360 Reviews. Heidi has an MBA from Emporia State University and is a licensed property and casualty insurance expert.

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Swift and easy claim

I took out my insurance with admiral on the day me and my partner exchanged contracts to our first home. 4 days later we received a call to say a mains pipe had burst in the loft and flooded the house top down (before we had completed on the house) Having been such a grey area and so confused on what to do next we call Admiral to begin the claim. Within 2 days our loss adjuster (Mark Mayes) attended the property and thoroughly went through next steps with us. We begin seeking quotes from providers to help get the property back to a liveable state. Mark was informative and fair throughout every stage and made a very stressful and upsetting situation easy and seamless. Mark had my full trust, and I knew we were in good hands. He replied to all my emails in a timely manner and answered all our questions and concerns. Our claim has now been settled and we can’t thank Mark enough. Highly recommend.

Date of experience : January 16, 2024

Angus Johnson who dealt with my request…

Angus Johnson who dealt with my request for car insurance was most helpful and kept as near as possible to price quoted by Money Saving Expert, Martin Lewis without increasing as did other Comparison sites.. Although current price of insurance is now treble of 2 years ago I found ADMIRAL the best quote of various sites I tried. Although I consider myself to be a safe driver, I feel i am up against the AGE Barrier due to approaching 90 years old and forced into high cost premiums.

Date of experience : April 11, 2024

Easy to transfer home insurance online to Admiral…

I have only recently changed to Admiral (hence 4 stars) because they offered a quote much cheaper than my previous home insurance. The online transfer was really easy with Compare the market site & I’ve been sent my paperwork promptly through the post.

A good experience

Friendly, helpful service. Takes some time to go through the details but not too much duplication of what I'd put in online. A good experience, which is unlike many in similar circumstances.

Date of experience : April 09, 2024

Car Insurance

The online forms easy to follow and straight forward to complete no hassle. Great price and paperwork issues hard copy within days. Overall very pleased with Admiral and this is my second policy with this year.

Date of experience : April 07, 2024

I dealt with Christopher who was very…

I dealt with Christopher who was very polite and efficient in sorting out my uncle’s car insurance for him ( he’s 86 and not too great in the computer! ) Many thanks.

Only just taken out pet insurance with…

Only just taken out pet insurance with them for our rescue dog so have no clue really how good they are, guess I will see if I ever have to make a claim.

Very easy to follow what was on offer

Very easy to follow what was on offer. Your representative took me through the process with care and when I asked questions he gave clear explanations and went out of his way to ensure I was satisfied.

It was so easy to arrange my policy

It was so easy to arrange my policy. Everything was explained in easy to understand terms, at a competitive price and the knowledge of a large insurance company behind me.

Date of experience : April 08, 2024

The details explanation was really good…

The details explanation was really good and it is convenience to use the website. The rate is reasonable and i could make it quickly. Really happy about the experience.

Responded to phone call within a few…

Responded to phone call within a few minutes was quick efficient and most importantly the competitive cost to insure both cars against existing insurer was 600 pounds ! No contest !! Highly recommend Admiral 👌

Date of experience : March 17, 2024

Great value for great service.

The cover I've been given is great value and worth every penny. It was easy to set up and I'm hoping it will be just as easy to maintain. Everything that is included within my cover is everything I've been looking for.

Excellent service

They take you through their products offers and give you a detailed analysis. They will solve your problem until you now have your results

Hassel free

My last insurance company increased my yearly price by 5 x. Admiral matched my expectations. The transfer was simple and hassel free

Climb mountains to cancel renewal

Initially cheap - price vastly pumped on renewal. Found cheaper elsewhere. Only way to cancel renewal is to call, where you listen to childish pan pipes and a message every 30 seconds telling you to use the website and leave the phone line for urgent calls. Despite telling call handler I had already purchased new policies, they *insisted* on giving me a lower price, after I told them I didn't want to know what discount they could apply. Unnecessarily long and frustrating call - and frankly rude as my clear instructions were repeatedly ignored (no wonder you have to wait so long to get through!). In 27 years of driving, I've never had this situation dealing with an insurance company.

Date of experience : April 12, 2024

Reply from Admiral Insurance

Hello Ian, I'm sorry to hear the renewal premium has not proved competitive for you this year. We do our utmost to ensure that our rates are fair and reasonable for all customers. Our assessment of the rate to charge for any customer is based on our experience of claims for comparable policyholders. There are many different factors that are taken into consideration when calculating your renewal premium. Thanks for taking the time to leave us a review. We're sorry to hear of the miscommunication regarding your renewal, but we are grateful for the time you’ve been with ourselves. We appreciate you taking the time to leave a review and take on board all feedback we receive. Thanks, Kate.

I found dealing with Kyle your agent…

I found dealing with Kyle your agent really professional and easy to talk to everything got sorted about should have.

Very happy with Admiral Car Insurance ,

Very happy with Admiral Car Insurance , They offer a platinum comprehensive car insurance plan with everything you could possibly need to protect your car investment. 5 stars

Good Customer Service

I spoke to a member of your team to arrange to amalgamate my car insurance with my house insurance. This was a relatively easy thing to do.

Date of experience : March 26, 2024

very poor company ask for valuations…

very poor company ask for valuations for things that have been insured for over 15 years by other insurers but somehow dont ask for this information before taking your money paid in full up front If I can ever get through to them by phone or email I will immediately cancel this policy . Would not use this company under any circumstance be aware !!

Date of experience : March 31, 2024

I joined Admiral recently and I wanted…

I joined Admiral recently and I wanted to change my direct debit , it was very quick and straightforward process. Thanks

Allianz Travel Insurance Review 2024

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While traveling can be a fun escape, it's an inherently risky activity with many variables to consider. So many worries can remove you from the joy of travel, which is where travel insurance can help.

Allianz Allianz Travel Insurance Global Assistance is a prominent leader in the travel insurance space that has been around in some form since 1890. Allianz offers a variety of travel insurance plans that can suit your individual needs. Read on to learn more about Allianz.

Allianz Travel Insurance Review

Allianz is one of the leaders in the travel insurance industry, included in our guide on the best international travel insurance . With 10 plans split between single trip, annual, and rental car insurance, Allianz has its bases covered. It also provides specific insurance for particular needs, such as annual policies for business travelers and sports equipment coverage for athletes. 

While Allianz is one of the best international travel insurance providers, it also has great CFAR coverage for its Prime and Premier single trip plans, covering 80% of nonrefundable travel expenses when most policies usually offer 75%. It's also great for families, with coverage for kids 17 and under in its One

Allianz is well reviewed among customers, receiving an average of 4.3 stars out of five across nearly 70,000 reviews on Trustpilot. Its Better Business Bureau page fares a little worse, receiving 3.64 stars out of five across 1,600 reviews. Positive reviews mentioned an easy and quick claims process with a responsive customer service team. However, negative reviews often mentioned difficulty specifically with claims for ticketed events.

Allianz also has a highly rated mobile app called Allyz TravelSmart through which you can contact customer service, view your plan, and file a claim. It received an average rating of 4.4 out of five stars on the Google Play store across over 2,600 reviews and 4.8 out of five stars from over 22,000 reviews on the Apple app store. 

Coverage Options Offered by Allianz

Allianz travel insurance offers different policies, grouped under two types: single trips and annual multi-trip insurance .

The company's travel insurance policies can include the following coverage types:

• Trip interruption coverage , which can help recoup costs if you leave a trip early.
• Travel delay , which can cover some costs if you need additional accommodations due to a delay in travel.
• Emergency medical transportation , which covers transportation to a hospital for eligible illnesses and injuries.
• Emergency medical expenses in case of a dental or medical emergency.
• Baggage delay , which can cover some costs if you need to purchase required items due to your bags being delayed by a certain period of time. Must have receipts for this.
• Baggage loss or damage , which can help recoup some costs if your bag is lost, stolen, or damaged.
• Epidemic coverage endorsement, which can help recoup costs if you must cancel a nonrefundable trip due to an epidemic. It's important to note that there may be limitations and this isn't an option everywhere.
• Travel accident coverage , which can cover costs related to an injury that results in loss of vision, your hands or feet, as well as loss of life.
• Support via a 24-hour hotline

Single-Trip Plans

The general budget option is OneTrip Basic, which can offer various protections should something happen, if you file a claim for a qualified reason.

One step up is the OneTrip Prime policy, one of the most popular plans Allianz offers. It has higher coverage limits than the Basic plan, along with some additional perks.

A more complete option is OneTrip Premier, which includes more comprehensive protections should you need them. This policy is for more extensive, longer trips and includes extras like SmartBenefits—which up to $100 per day for a covered travel or baggage delay with no receipts necessary, only proof of delay—and sports equipment loss coverage.

The coverage limits available vary by plan. Here's an overview of what each policy covers:

Other OneTrip Premier benefits not mentioned in the table above include:

• Sports Traveler, reimbursement up to $1,000 in the event of a missed sports event for a qualified reason
• Sports Equipment Loss, reimbursement up to $1,000 to cover damaged or lost sports equipment
• Sports Equipment Rental, reimbursement up to $1,000 for the cost to rent sports equipment if your equipment is damaged or lost
• Vehicle return, up to $750 reimbursement to return your vehicle to your home if you can't drive it for a qualified reason
• Adventure and sports exclusions changes, which allows you to waive some losses in the event you participate in high-risk activities like free diving at 30 ft, scuba diving at 100 ft, caving, and more

There are two additional single-trip plans from Allianz that offer more specialized coverage: One Trip Emergency and OneTrip Cancellation Plus.

OneTrip Emergency Medical

OneTrip Emergency Medical is a budget option that exclusively offers post-departure benefits to cover you while you're on your trip. As such, the plan doesn't include pre-departure benefits such as trip cancellation or interruption.

• Travel delay, up to $200 per day per person for a maximum of $1000 for delays of six hours and beyond
• Travel accident coverage, up to $10,000
• Emergency medical transportation, up to $250,000
• Emergency medical expenses, up to $50,000 though dental emergencies have a maximum of $750
• Baggage delay, up to $750 with a delay of 12 hours or more
• Baggage loss or damage, up to $2000
• Epidemic coverage endorsement
• Concierge services included

OneTrip Cancellation Plus

The OneTrip Cancellation Plus policy by Allianz is its economical back-to-basics option that can recoup costs in the event of a travel delay, interruption, or cancellation for a qualified reason. This policy includes:

• Travel interruption coverage, up to $5,000
• Trip cancellation coverage, up to $5,000
• Travel delay, up to $150 with delays of six hours and beyond

Multi-Trip Plans

The aforementioned policies are for single trips, but with Allianz travel insurance it's possible to get an annual/multi-trip policy.

The starter annual plan is the AllTrips Basic policy which includes the most basic coverage, and it excludes both trip interruption and trip cancellation coverage.

The AllTrips Prime policy is geared toward travelers who take a minimum of three trips each year and comes with additional coverage compared to the basic plan.

Another annual plan is the AllTrips Premier policy, which is geared toward frequent travelers and includes higher coverage limits and choices.

AllTrips Executive

Additionally, there's the AllTrips Executive policy, which may be a good fit if you're a frequent business traveler. Under this plan, personal travel is also covered. This policy includes:

• Trip interruption coverage, up to $5,000, $7,500, or $10,000
• Trip cancellation coverage, up to $5,000, $7,500 or $10,000
• Travel delay, with a daily limit of $200 up to $1,600 for delays of six hours and beyond
• Travel accident coverage, up to $50,000
• Baggage delay, up to $1,000 with a delay of 12 hours or more
• Baggage loss or damage, up to $1,000
• Rental car damage and theft coverage, up to $45,000
• Business equipment coverage, up to $1,000 in the event your business equipment gets lost or damaged
• Business equipment rental coverage, up to $1,000 in the event you need to rent business equipment due to loss, damage, or theft
• Change fee coverage, up to $500 to recoup costs of changing a ticket for a qualified reason
• Loyalty program redeposit fee coverage, up to $500 to recover fees lost due to getting loyalty points back after a canceled trip
• Pre-existing condition coverage available when purchased within 15 days of first trip deposit

Additional Coverage Offered by Allianz

Aside from the travel insurance policies from Allianz listed above that help travelers prepare for interruptions and cancellations, there are additional add-ons that can cover more.

OneTrip Rental Car Protector

If you're looking for rental car coverage, Allianz offers the OneTrip Rental Car Protector policy for $11 per day. This policy includes:

• Trip interruption coverage, up to $1,000
• Collision damage waiver, up to $50,000 which helps cover costs in the event your rental car is damaged in an accident or stolen

On top of the rental car coverage plan, with the OneTrip Prime plan, there's an optional upgrade to get Required to Work coverage. If there is a work-related emergency and you need to cancel for a qualified reason, this coverage can help recover expenses.

Cancel For Any Reason

An optional upgrade for OneTrip Prime and OneTrip Premier, Allianz cancel for any reason policy covers 80% of nonrefundable costs when canceling a trip for any reason. Allianz stands out compared to the best CFAR travel insurance as most policies only offer 75% coverage. 

What's Not Included with Allianz Travel Insurance?

Allianz travel insurance covers the basics and more and has some high-risk activity exclusions in the OneTrip Premier plan. Aside from that, Allianz travel insurance excludes the following:

• Acts of violence, such as war, terrorism, and civil unrest
• Risky adventure sports
• Unexpected natural disasters (OneTrip Premier allows cancellation due to hurricane warnings)
• Any travel alerts or government regulations and more

If you're interested in coverage for activities like scuba diving, skiing, and more, consider World Nomads, which covers more than 200 activities.

Allianz Travel Insurance Cost

Allianz single trip travel insurance estimates.

How much travel insurance costs with Allianz will depend on a variety of factors, including the type of policy you purchase. To get a quote with Allianz, you'll need to provide the following:

• Your destination
• Travel dates
• The state you live in
• The total cost of the trip

As of April 2024, a 23-year-old from Illinois taking a week-long, $3,000 budget trip to Italy would have the following Allianz travel insurance quotes:

• $102 for OneTrip Basic
• $151 for OneTrip Prime
• $184 for OneTrip Premier

A 30-year-old traveler from California is heading to Japan for two weeks, costing $4,000. The Allianz travel insurance quotes are:

• $153 for OneTrip Basic
• $195 for OneTrip Prime
• $270 for OneTrip Premier

A couple of 65-years of age looking to escape New York for Mexico for two weeks with a trip cost of $6,000 would have the following Allianz travel insurance quotes:

• $298 for OneTrip Basic (total for two travelers)
• $400 for OneTrip Prime (total for two travelers)
• $540 for OneTrip Premier (total for two travelers)

Allianz travel insurance premiums generally stack up favorably against the average cost of travel insurance  which is $248 per trip, but again, the specifics of your trip will largely determine how much you'll pay to insure it.

Allianz Annual Multi-Trip Estimates

To receive a quote on Allianz annual plans, you don't need nearly as much information. You just need the following:

• Insurance start date
• Your state of residence

A 30-year-old New York resident looking for travel insurance will pay the following prices for annual travel insurance with Allianz:

• Allianz Basic: $125
• Allianz Premier: $249
• Allianz Executive: $459

A 60-year-old couple from Texas will pay the following: 

• Allianz Basic: $63 per traveler, $126 total
• Allianz Premier: $217.50 per traveler, $435 total
• Allianz Executive: $485 per traveler, $970 total

Filing A Claim with Allianz Travel Insurance

If you purchase a travel insurance policy through Allianz and experience a qualifying event, you can file a claim on the company's website or via its TravelSmart app.

To file a claim with Allianz, you'll need to submit information on their website or app about the type of claim and provide supporting documentation, as well as payment information to get reimbursed. You'll need to select the plan and include your email or policy number as well as your departure date.

If you need assistance when filing a claim with Allianz, you can reach the company at 1-866-884-3556. To reach out to Allianz online, you can submit your request via its contact form.

The Allianz mailing address is:

Allianz Global Assistance

P.O. Box 71533

Richmond, VA 23255-1533

Compare Allianz Travel Insurance

See how Allianz stacks up against the competition. 

Allianz Travel Insurance vs. AXA Travel Insurance

Competitor AXA travel insurance covers 75% of your nonrefundable costs if you choose to cancel, for any reason (as the name suggests) if you choose that as an upgrade and buy it two weeks before your first trip deposit. Allianz's CFAR policy covers 80% of nonrefundable costs.

That said, if we look at the travel insurance quotes based on a 30-year-old traveler from California going to Japan in the first two weeks of October paying a total of $4,000 for the trip, AXA travel insurance is more affordable. It's $97 for its Silver plan, which covers 100% trip cancellation and interruption. Compare this to $153 for the OneTrip Basic Plan through Allianz.

Read our AXA travel insurance review here.

Allianz Travel Insurance  vs. HTH Travel Insurance

Allianz is a good travel insurance option if you're looking for a variety of customized choices. Another competitor, HTH Worldwide Travel Insurance , has three trip protection options .

TripProtector Economy is HTH's budget option and may be a good fit if you're looking for higher medical coverage limits. This policy covers up to $75,000 in accident and sick benefits and $500 in dental benefits.

Plus, the policy covers up to $500,000 for an emergency evacuation. The OneTrip Basic policy from Allianz covers the same dental benefits but offers just $10,000 in medical expenses.

Read our HTH travel insurance review here.

Allianz vs. Credit Card Travel Insurance

A travel insurance policy can offer robust protections, but if you're looking for something basic for trip interruption or cancellation and rental car coverage, check your travel rewards credit card. If you experience illness, weather, or cancellations that affect your trip, you may be able to recoup costs.

Credit card travel insurance coverage may be a good fit for short trips where you don't have a ton of upfront prepaid costs. However, if you're going to be away for a while, have many prepaid expenses, and are concerned about medical coverage, traditional travel insurance may be your best bet.

Read our guide on the best credit cards with travel insurance here.

Allianz Travel Insurance Frequently Asked Questions

Is allianz a good travel insurance company.

Allianz is a reputable and well-established travel insurance provider. The company offers various travel insurance policies for individual trips as well as annual plans. Coverage options may include trip interruption, trip cancellation, trip delay, emergency medical, and more. The company has mixed reviews from consumers but has an A+ rating with the Better Business Bureau.

How does Allianz cover COVID?

Nearly all travel insurance policies offered by Allianz cover COVID-19, aside from the OneTrip Rental Car Protector Plan. Through the Allianz Epidemic Coverage Endorsement, policyholders receive additional protections if they need to cancel a trip due to COVID. Unfortunately, while it's available in most plans it's not available in all jurisdictions, so be sure to read the fine print.

Which Allianz plan is best?

While the best plan is one best suited to your needs, Allianz's OneTrip Premier is the most robust policy, with high cancellation and interruption coverage. Additionally, kids 17 and under are included in coverage. This policy also includes unique benefits for athletes and adventurers thanks to sports equipment coverage.

Does Allianz require proof of incident?

If you need to file a claim, Allianz may require proof of incident in order to receive benefits. In cases of medical issues, you may need to provide a medical receipt or document. In other cases, you may need to provide other documentation for trip cancellation or trip interruption such as a death certificate, police report, or employment letter.

Does Allianz cover missed flights?

Allianz doesn't cover missed flights exactly but can help cover costs due to trip delays depending on your policy. So if you missed a connecting flight, you may be able to receive funds to recoup costs related to accommodations and transportation.

Why You Should Trust Us: How We Reviewed Allianz Travel Insurance

As part of this Allianz travel insurance review, we looked at the top travel insurance providers in the space. We reviewed the variety of options offered, coverage limits, benefits, add-ons, flexibility, protocols, claims process, and affordability.

Allianz succeeds in offering many different policies aimed at everyday travelers, business travelers, and athletes. To find the best travel insurance option for you, check out several companies, review the benefits, and compare quotes.

Read more about our travel insurance methodology here.

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