world 2 world travel insurance

• United States
• United Kingdom

World2Cover travel insurance

Our verdict: there's unlimited protection for overseas medical, evacuation, cancellation fees and emergency expenses on its top plan but covid-19 cover might not be enough for some travellers..

In this guide

Compare policies from World2Cover

Summary of world2cover's top cover, how does world2cover travel insurance cover covid-19, what policies does world2cover offer, here's a breakdown of world2cover travel insurance features, standard features, optional add-on, how to make a world2cover travel insurance claim, here's the bottom line about world2cover travel insurance, frequently asked questions.

Destinations

• World2Cover's new-for-old feature means that if your personal items need to be replaced, you'll get a brand new one of the same value.
• The Basics Cover is not just medical-only like many other providers but includes up to $2,000 of personal items cover.
• World2Cover's $10,000,000 legal liability cover is the highest we've seen out of any other provider.
• World2Cover does offer cover for COVID-related medical expenses, but only if you pay for the Top Cover policy, its most comprehensive plan.

We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.

Learn how we maintain accuracy on our site.

Table updated March 2024

World2Cover offers unlimited cover for COVID-19 related to overseas medical, hospital and emergency expenses. This applies only to the Top Cover policy. If you have to cancel or amend your travel plans or experience a travel delay, there is also a limited amount of cover under the Top Cover and Domestic policies.

Other than this, World2Cover policies have general exclusions for some specific circumstances under its COVID-19 cover that include:

• Travel on a multi-night cruise
• Travel to a country subject to Do Not Travel advice on the Smartraveller website
• Government- or state-regulated quarantine

If you're concerned about COVID-19 ruining your travel plans, we've compared all the providers that offer some cover for pandemic-related expenses .

World2Cover has 5 different plans available. Its Top Cover, Essentials Cover and Basics Cover will cover you for overseas trips. It also offers an annual multi-trip and domestic plan.

Here are some of the main insured events a policy can cover you for:

Essentials Cover

Basics Cover

Annual Multi-trip

The insurance is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd and comes with a cooling-off period and $200 standard excess.

The cooling-off period is 21 days, which means if you change your mind and decide to cancel your policy within this period, World2Cover will refund your premium in full.

The excess is the amount you're required to pay when you make a claim. It can be reduced to $100 or $0 when you apply by paying an additional premium.

Got your eye on a World2Cover travel insurance policy? Here are some of the key policy benefits included in the Top Cover to help you decide if World2Cover is the best option for you:

• Accidental death and funeral expenses overseas
• Cancellation fees and lost deposits
• Cash in hospital
• Legal liability
• Luggage loss, theft, damage or delay
• Overseas dental
• Overseas medical and hospital expenses
• Rental vehicle excess
• Travel agent fees
• Travel documents and personal money

Even the most comprehensive of insurance policies won't include everything but if there's something that isn't covered as standard, you may be able to pay an additional premium to add an extra cover to your policy. Make sure you read the fine print so you know what you are and are not covered for.

• Cruise cover. This option will cover you in the event of illness, injury, delay or cancellation related to your cruise .
• Increase luggage item limits. If you've traveling with some expensive or valuable items that go above the luggage limits, you can increase your cover on a per item basis.
• Ski and winter sports cover is necessary if you're planning to hit the slopes during your trip as overseas medical expenses will not be covered otherwise. You'll also be covered for ski equipment hire and the cost of prepaid ski passes, ski hire, tuition fees or lift passes.

Before purchasing any insurance policy, you should take careful note of the general exclusions that apply. In general, World2Cover will never honour a claim if:

• You are deemed to be acting irresponsibly at the time of the incident, or if you or a travelling companion are under the influence of alcohol or drugs
• You are doing something illegal or breaking any regulation or law when the issue arises
• Your claim relates to a pre-existing medical condition you either did not inform World2Traveller about or which wasn't approved
• You're driving a vehicle without the proper licence for the country you're in, or are a passenger on a motorcycle or similar with someone unlicensed driving
• You went ahead with travel plans despite official warnings from the government or mass media
• You were participating in risky sports or activities (e.g. mountaineering, rodeos)
• Travel is booked or undertaken against the advice of a medical adviser
• You are travelling to seek medical treatment or review

Review the World2Cover travel insurance product disclosure statement (PDS) for a complete list of general exclusions.

The quickest and most convenient way to make a claim with World2Cover is online with its online claim lodgement. You can follow these steps:

• Head to www.world2cover.com.au/how-to-claim
• Choose Register, or Login if you've already registered
• Complete your claim details by answering all sections
• Upload any relevant documents to support your claim

Your claim should be assessed within 10 working days.

World2Cover has a solid insurance offering with competitive benefit limits and a variety of plans to suit most budgets. You'll find unlimited cover for cancellation and overseas medical expenses as well as unlimited emergency expenses on the Top Cover policy. Its legal liability cover of $10 million is the highest we've seen.

Where we find World2Cover's policies a bit lacking is its COVID-19 cover. Multi-night cruises aren't covered and unless you opt for its most comprehensive plan, you won't get COVID-19 cover at all.

Considering other options? You can compare other travel insurance companies here .

Does World2Cover have an age limit on its policies?

Yes, travellers up to 75 years of age are eligible for World2Cover travel insurance. If you don't quite make the cutoff, check out our full list of providers who insure senior travellers .

Can my children be covered under my policy?

Yes, your children and your grandchildren are covered for free provided they are 25 years old or younger, are financially dependent on you and are not working full time. They also must be travelling with you the whole time and listed on the certificate of insurance.

Am I covered while riding a motorcycle or scooter?

Yes, you're covered for riding a motorcycle or scooter at no additional cost provided you have a valid licence and are wearing a helmet.

Cristal Dyer

Cristal Dyer is a travel writer at Finder. She has been writing about travel for over five years and has visited over 40 countries around the world. Cristal currently travels full-time, writing about her favourite cities and food finds, and she is always on the lookout for amazing flight deals to share.

More guides on Finder

Millions of Australians have had their credit or debit card skimmed in the last year, according to new research by Finder.

Volatility is back on the menu with the Bitcoin halving now less than a week away.

Everything we know about the Tasmea Limited IPO, plus information on how to buy in.

Cash usage continues to decline, but what happens next?

SPONSORED: Not sure if your current business account is right for your needs? Use our checklist to find out.

These General Terms and Conditions ("General Terms") apply to the game of chance identified as the "Competition" in the schedule of particulars for the Competition that explicitly references the General Terms ("Competition Schedule").

Our experts compared 24 policies, 160+ features and got over 140 quotes to help you find the best pet insurance products of 2024.

Get points from Virgin while you binge on your favourite shows.

SPONSORED: Using a loan matchmaking service can be a great way to get a personal loan that suits your needs – and a better deal on it too!

Finder acknowledges that today ASIC has filed an appeal with the Full Federal Court in relation to proceedings against Finder Wallet regarding its Finder Earn product.

Ask a Question

Click here to cancel reply.

You are about to post a question on finder.com.au:

• Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
• finder.com.au is a financial comparison and information service, not a bank or product provider
• We cannot provide you with personal advice or recommendations
• Your answer might already be waiting – check previous questions below to see if yours has already been asked

2 Responses

Can you provide a list of Travel Insurers for someone over the age of 72 years who travels regularly and for long periods between Adelaide and Denpasar, Bali?

Hi Jonathan,

Thank you for getting in touch with Finder.

It is recommended to get an annual travel insurance for someone who travels a lot in a year to save more on your trips.

You can enter your travel details from our travel insurance for seniors form to compare quotes from different providers. When you are ready, you may then click on the “Go to site” button and you will be redirected to the insurer’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.

I hope this helps. Please feel free to reach out to us if you have any other enquiries.

Thank you and have a wonderful day!

Cheers, Jeni

How likely would you be to recommend finder to a friend or colleague?

Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.

Important information about this website

Advertiser disclosure.

finder.com.au is one of Australia's leading comparison websites. We are committed to our readers and stands by our editorial principles

We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.

Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.

How we make money

We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.

Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.

Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. You can learn more about how we make money .

Sorting and Ranking Products

When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.

Terms of Service and Privacy Policy

Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.

U.S. News takes an unbiased approach to our recommendations. When you use our links to buy products, we may earn a commission but that in no way affects our editorial independence.

The 5 Best International Travel Insurance Companies for 2024

Allianz Travel Insurance »

AIG Travel Guard »

Generali Global Assistance »

World Nomads Travel Insurance »

GeoBlue »

Why Trust Us

U.S. News evaluates ratings, data and scores of more than 50 travel insurance companies from comparison websites like TravelInsurance.com, Squaremouth and InsureMyTrip, plus renowned credit rating agency AM Best, in addition to reviews and recommendations from top travel industry sources and consumers to determine the Best International Travel Insurance Companies.

Table of Contents

• Allianz Travel Insurance
• AIG Travel Guard

With demand for international travel still on the rise, buying travel insurance makes more sense now than ever before. Having an international travel policy in place will ensure you won't lose the money you spent if your trip is canceled or interrupted for reasons beyond your control – or if your bags are delayed or lost entirely by your airline or cruise line .

Other protective benefits come from the best international travel insurance policies as well, including travel medical coverage for unexpected medical expenses and emergency medical evacuation. You may even find that the destination you plan to visit requires travel insurance, although most countries have dropped travel insurance requirements they initially put in place due to the pandemic.

U.S. News editors compared more than 20 of the top providers to find the best travel insurance companies for trips around the world. If you're hoping to secure the best international travel policy for your needs this year, the policies outlined below provide a solid foundation for you to start your research.

Frequently Asked Questions

While many countries began mandating travel insurance for visitors during the COVID-19 pandemic, most have loosened entry requirements and dropped this condition by now. Countries that still require international visitors to have travel insurance include the following:

• Antarctica: Travel medical insurance is generally required by cruise lines and tour operators for trips to Antarctica , with a standard minimum of $100,000 in emergency medical and evacuation coverage.
• Ecuador: You do not need travel insurance to visit the country of Ecuador, but you do need insurance with medical coverage to visit the Galápagos Islands .
• Qatar: Travelers visiting Qatar for more than 30 days are required to have a travel insurance policy that is approved by the country's Ministry of Public Health.
• Saudi Arabia: Visitors to Saudi Arabia from eligible countries must pay for an eVisa, and the cost includes compulsory travel insurance coverage.

International travel insurance works the same as travel insurance for domestic trips. These plans include various coverage options and coverage limits, and a deductible may or may not apply. Travelers can choose to purchase international travel insurance for a single trip or multiple trips; long-term plans for expats and missionaries are available from some providers.

While travel insurance policies can include a broad range of coverages, the main protections you'll want for international trips include the following:

• Trip cancellation and interruption coverage: This type of protection can reimburse you for prepaid travel expenses when a trip is canceled or interrupted for a covered reason beyond your control.
• Baggage delay insurance: This coverage can pay for incidental expenses that occur when your bags are delayed for a specific period of time (usually six hours or longer).
• Lost luggage coverage: This protection can replace your luggage and your belongings or reimburse you for costs if your bags are lost by a common carrier.
• Rental car insurance: This type of insurance may provide primary coverage when you rent an eligible rental car.
• Emergency medical and dental coverage: This type of insurance will pay for emergency medical treatment or dental expenses that may arise during your trip.
• Emergency evacuation coverage: This protection can pay for emergency transportation costs when you're sick or injured during your trip.

Also note that many travelers booking an international trip choose to purchase travel insurance that offers cancel for any reason protection, so they can cancel a trip for any reason at all, even if they just decide they don't want to go. That said, adding CFAR coverage to your policy will make your travel insurance plan more expensive. Most plans also have limits on how much of your prepaid travel expenses can be refunded, which are usually capped between 60% to 80% of your trip costs.

While coverages offered through international travel insurance plans tend to be broad, keep in mind that this type of insurance won't cover every situation that could arise. Some common issues that are not covered by international travel insurance plans include:

• Acts of war
• Claims due to air or water pollution
• Claims due to natural disasters
• Epidemics not specifically included in coverage
• Extreme, high-risk sports
• Government regulations or proclamations
• Nuclear radiation and contamination
• Terrorist events
• Travel bulletins or alerts

Many travel credit cards offer international travel insurance benefits, but you should know that these coverages have some limitations. For example, travel insurance plans from credit cards never provide meaningful amounts of coverage for medical emergencies or dental emergencies. You also have to pay for each trip with your travel credit card for coverage to apply.

The best international health insurance plan depends on factors like the length of your trip, where you're traveling and how much coverage you need. While you can take the time to get quotes from several different companies, websites like TravelInsurance.com and Squaremouth make it easy to compare coverage details, limits and pricing among several providers all in one place.

The cost of international travel insurance varies and can depend on your age, the length of your trip, your total trip cost and other factors. Consider getting multiple travel insurance quotes through TravelInsurance.com to get an idea of the cost of coverage for your upcoming travel plans.

• Allianz Travel Insurance: Best Overall
• AIG Travel Guard: Best for the Cost
• Generali Global Assistance: Best for Medical
• World Nomads Travel Insurance: Best for Active Travelers
• GeoBlue: Best for Expats

Buy coverage for single trips or multiple trips at once

Annual plans available

Lower coverage amounts for emergency medical expenses than some other plans

• Trip cancellation coverage up to $100,000
• Trip interruption coverage up to $150,000
• Emergency medical coverage up to $50,000
• Emergency medical transportation coverage up to $500,000
• Trip change protector coverage worth up to $500
• Baggage loss and damage coverage up to $1,000
• Baggage delay coverage up to $300 (12-hour delay required)
• Travel delay coverage up to $800 ($200 per day)

Add-on coverage available for lodging expenses, preexisting medical conditions and rental cars

Optional CFAR coverage available with some plans

Coverage limits for its lowest-tier Essential plan may be insufficient for some trips

Add-on coverage for preexisting conditions must be purchased within 15 days of the initial trip payment

• Trip cancellation coverage worth up to 100% of the trip cost
• Trip interruption coverage worth up to 100% of the trip cost
• Baggage coverage worth up to $750
• Up to $200 in coverage for baggage delays
• Travel medical expense coverage worth up to $15,000
• Up to $150,000 in coverage for emergency medical evacuation

Choose medical coverage limits based on your needs

Generous limits for emergency medical expenses and medical evacuation across all plans

CFAR coverage must be purchased within 24 hours of initial trip deposit and is only available with Premium plan

Rental car coverage only included in top-tier Premium plan

• Trip cancellation coverage up to 100% of the trip cost
• Trip interruption coverage up to 175% of the trip cost
• Travel delay coverage up to $1,000 per traveler ($300 daily limit)
• Up to $2,000 per person in baggage protection
• Up to $2,000 in coverage for sporting equipment
• Up to $500 per person for baggage delays
• Up to $500 per person for sporting equipment delays
• Up to $1,000 per person in protection for missed connections
• Up to $250,000 per person in coverage for emergency medical and dental procedures
• Up to $1 million in coverage for emergency assistance and transportation
• Up to $25,000 per person in rental car coverage
• Up to $100,000 per plan in accidental death and dismemberment coverage

24-hour travel assistance services included

More than 200 sports and activities covered in every plan

Coverage limits within standard plans may be insufficient

No coverage for most preexisting conditions

• Up to $10,000 in coverage for trip cancellation
• Up to $100,000 in coverage for emergency medical expenses
• Up to $500,000 in protection for emergency medical evacuation
• Up to $3,000 in protection for damage or theft to your bags or gear

Purchase international travel medical insurance for individual trips, multiple trips or long-term travel

Coverage is mostly for emergency medical expenses abroad

Some plans require a primary U.S. health insurance plan

Why Trust U.S. News Travel

Holly Johnson is an award-winning content creator who has covered travel and travel insurance for more than a decade. Johnson has researched travel insurance options for her own vacations and family trips to more than 50 countries around the world, and she has experience navigating the claims and reimbursement process. On a personal level, her family uses an annual travel insurance policy from Allianz. Johnson also works alongside her husband, Greg – who has been licensed to sell travel insurance in 50 states – in their family media business.

You might also be interested in:

9 Best Travel Insurance Companies of April 2024

Holly Johnson

Find the best travel insurance for you with these U.S. News ratings.

Travel Insurance for Europe: 4 Best Options for 2024

Learn about a range of coverage options for traveling abroad.

The Best Travel Insurance for Mexico in 2024

Find coverage options for medical emergencies, travel delays, lost baggage and more.

Does My Health Insurance Cover International Travel?

Private health insurance typically doesn't cover international travel expenses.

• Credit cards
• View all credit cards
• Banking guide
• Loans guide
• Insurance guide
• Personal finance
• View all personal finance
• Small business
• Small business guide
• View all taxes

11 Best Travel Insurance Companies in April 2024

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

If the past few years have shown us anything, it’s that travelers need to be prepared for the unexpected — from a pandemic to flight troubles to the crowded airport terminals so many of us have encountered.

Whether you’re looking for an international travel insurance plan, emergency medical care or a policy that includes extreme sports, these are the best travel insurance providers to get you covered.

How we found the best travel insurance

We looked at quotes from various companies for a 10-day trip to Mexico in September 2024. The traveler was a 55-year-old woman from Florida who spent $3,000 total on the trip, including airfare.

On average, the price of each company’s most basic coverage plan was $126.53. The costs displayed below do not include optional add-ons, such as Cancel For Any Reason coverage or pre-existing medical condition coverage.

Read our full analysis about the average cost of travel insurance so you can budget better for your next trip.

However, depending on the plan, you may be able to customize at an added cost.

As we continue to evaluate more travel insurance companies and receive fresh market data, this collection of best travel insurance companies is likely to change. See our full methodology for more details.

Best insurance companies

Types of travel insurance

What does travel insurance cover, what’s not covered, how much does it cost, do i need travel insurance, how to choose the best travel insurance policy, what are the top travel destinations in 2024, more resources for travel insurance shoppers, top credit cards with travel insurance, methodology, best travel insurance overall: berkshire hathaway travel protection.

Berkshire Hathaway Travel Protection

• ExactCare Value (basic) plan is among the least expensive we surveyed.
• Speciality plans available for road trips, luxury travel, adventure activities, flights and cruises.
• Company may reimburse claimants faster than average, including possible same-day compensation.
• Multiple "Trip Delay" coverage types might make claims confusing.
• Cheapest plan only includes fixed amounts for its coverage.

Under the direction of chair and CEO Warren Buffett, Berkshire Hathaway Travel Protection has been around since 2014. Its plans provide numerous opportunities for travelers to customize coverage to their needs.

At $135 for our sample trip, the ExactCare Value (basic) plan from Berkshire Hathaway Travel Protection offers protection roughly $10 above the average price.

Want something cheaper? Air travelers looking for inexpensive, less comprehensive protections might opt for a basic AirCare plan that includes fixed amounts for its coverage .

Read our full review of Berkshire Hathaway .

What else makes Berkshire Hathaway Travel Protection great:

Pre-existing medical condition exclusion waivers available at no extra cost.

Plans available for travelers going on a cruise, participating in extreme sports or taking a luxury trip.

ExactCare Value (basic) plan was among the least expensive we surveyed.

Best for emergency medical coverage: Allianz Global Assistance

Annual or single-trip policies are available.

• Multiple types of insurance available.
• All plans include access to a 24/7 assistance hotline.
• More expensive than average.
• CFAR upgrades are not available.
• Rental car protection is only available by adding the One Trip Rental Car protector to your plan or by purchasing a standalone rental car plan.

Allianz Global Assistance is a reputable travel insurance company offering plans for over 25 years. Customers can choose from a variety of single and annual policies to fit their needs. On top of comprehensive coverage, some travelers might opt for the more affordable OneTrip Cancellation Plus, which is geared toward domestic travelers looking for trip protections but don’t need post-departure benefits like emergency medical or baggage lost.

For our test trip, Allianz Global Assistance’s basic coverage cost $149, about $22 above average.

What else makes Allianz Global Assistance great:

Annual and single-trip plans.

Plans are available for international and domestic trips.

Stand-alone and add-on rental car damage product available.

Read our full review of Allianz Global Assistance .

Best for travelers with pre-existing medical conditions: Travel Guard by AIG

Travel Guard by AIG

• Offers last-minute coverage.
• Pre-Existing Medical Conditions Exclusion Waiver available at all plan levels.
• Plan available for business travelers.
• Cancel For Any reason coverage only available for higher-level plans, and only reimburses up to 50% of the trip cost.
• Trip interruption coverage doesn't apply to trips paid for with points and miles.

Travel Guard by AIG offers a variety of plans and coverages to fit travelers’ needs. On top of more standard trip protections like trip cancellation, interruption, baggage and medical coverage, the Cancel For Any Reason upgrade is available on certain Travel Guard plans, which allows you to cancel a trip for any reason and get 50% of your nonrefundable deposit back as long as the trip is canceled at least two days before the scheduled departure date.

At $107 for our sample trip, the Essential plan was below average, saving roughly $20.

What else makes Travel Guard by AIG great:

Three comprehensive plans and a Pack N' Go plan for last-minute travelers who don't need cancellation benefits.

Flight protection, car rental, and medical evacuation coverage, as well as annual plans available.

Pre-existing medical conditions exclusion waiver available on all plan levels, as long as it's purchased within 15 days.

Read our full review of Travel Guard by AIG .

Best for those who pack expensive equipment: Travel Insured International

Travel Insured International

• Higher-level plan include optional add-ons for event tickets and for electronic equipment
• Rental car protection add-on for just $8 per day, even on lower-level plan.
• Many of the customizations are only available on the higher-tier plan.
• Coverage cost comes in above average in our latest analysis.

Travel Insured International offers several customization options. For instance, those going to see a show may want to add on event ticket registration fee protection. Traveling with expensive gear?Consider adding on coverage for electronic equipment for up to $2,000 in coverage.

Be sure to check which policies are available in your state. You will need to input your destination, residence, trip dates and the number of travelers to get a quote and see coverages.

What else makes Travel Insured International great:

Comprehensive plans include medical expense reimbursement accidents, sickness, evacuation and pre-existing conditions, depending on the plan.

Flight plans include coverage for missed and canceled flights and lost or stolen baggage.

Read our full review of Travel Insured International .

Best for adventurous travelers: World Nomads

World Nomads

• Travelers can extend coverage mid-trip.
• The standard plan covers up to $300,000 in emergency evacuation costs.
• Plans automatically cover 200+ adventurous activities.
• No Cancel For Any Reason upgrades are available.
• No pre-existing medical condition waivers are available.

Many travel insurance plans contain exclusions for adventure sports activities. If you plan to ski, bungee jump, windsurf or parasail, this might be a plan to consider.

Note that the Standard plan ($72 for our sample trip), while the most affordable, provides less coverage than other plans. But it can be a good choice for travelers who are satisfied with trip cancellation and interruption coverage of $2,500 or less, do not need rental car damage protection, find the limits to be sufficient and do not need coverage for certain more adventurous activities.

What else makes World Nomads great:

Comprehensive international travel insurance plans.

Coverage available for adventure activities, such as trekking, mountain biking and scuba diving.

Read our full review of World Nomads .

Best for medical coverage: Travelex Insurance Services

Travelex Insurance Services

• Top-tier plan doesn’t break the bank and provides more customization opportunities.
• Offers a plan specifically for domestic travel.
• Sells a post-departure medical coverage plan.
• Fewer customization opportunities on the Basic plan.
• Though perhaps a plus for domestic travelers, keep in mind the Travel America plan only covers domestic trips.

For starters, basic coverage from Travelex Insurance Services came in at $125, almost exactly average for our sample trip.

Travelex’s plans focus heavily on providing protections that are personalized to your travel style and trip type.

While the company does offer comprehensive plans that include medical benefits, you can also choose between cheaper plans that don’t provide cancellation coverage but do offer protections during your travels.

Read our full review of Travelex Insurance Services .

What else makes Travelex Insurance Services great:

Three comprehensive plans available, two of which cover international trips.

Offers a post-departure plan geared exclusively toward disruptions after you leave home.

Two flight insurance plans available.

Best if you have travel credit card coverage: Seven Corners

Seven Corners

• Annual, medical-only and backpacker plans are available.
• Cancel For Any Reason upgrade is available for the cheapest plan.
• Cheapest plan also features a much less costly Interruption for Any Reason add-on.
• Offers only one annual policy option.

Each Seven Corners plan offers several optional add-ons. Among the more unique is a Trip Interruption for Any Reason, which allows you to interrupt a trip 48 hours after the scheduled departure date (for any reason) and receive a refund of up to 75% of your unused nonrefundable deposits.

The basic coverage plan for our trip to Mexico costs $124 — right around the average.

What else makes Seven Corners great:

Comprehensive plans for U.S. residents and foreigners, including travelers visiting the U.S.

Cheap add-ons for rental car damage, sporting equipment rental or trip interruption for any reason.

Read our full review of Seven Corners .

Best for long-term travelers: IMG

• Coverage available for adventure travelers.
• Special medical insurance for ship captains and crew members, international students and missionaries.
• Claim approval can be lengthy.

While some travel insurance companies offer just a handful of plans, with IMG, you’ll really have your pick. Though this requires a bit more research, it allows you to search for coverage that fits your travel needs.

However, travelers will want to be aware that IMG’s iTravelInsured Travel Lite is expensive. Coming in at $149.85, it’s the costliest plan on our list.

Read our full review of IMG .

What else makes IMG great:

More affordable than average.

Many plans to choose from to fit your needs.

Best for travelers with unpredictable work demands: Tin Leg

• In addition Cancel For Any Reason, some plans offer cancel for work reason coverage.
• Adventure sports-specific coverage is available.
• Plans have overlap that can be hard to distinguish.
• Only one plan includes Rental Car Damage coverage available as an add-on.

Tin Leg’s Basic plan came in at $134 for our sample trip, adding about $8 onto the average basic policy cost. Note that you’ll pay a lot more if you shop for the most comprehensive coverage, and there are eight plans to choose from for trips abroad.

The multitude of plans can help you find coverage that fits your needs, but with so many to choose from, deciding can be daunting.

The only real way to figure out your ideal plan is to compare them all, look at the plan details and decide which features and coverage suit you and your travel style best.

Read our full Tin Leg review .

Best for booking travel with points and miles: TravelSafe

• Covers up to $300 redepositing points and miles on eligible canceled award flights.
• Optional add-on protection for business equipment or sports rentals.
• Multi-trip or year-long plans aren’t available.

Selecting your travel insurance plan with TravelSafe is a fairly straightforward process. The company’s website also makes it easy to visualize how optional add-on elements influence the total cost, displaying the final price as soon as you click the coverage.

However, at $136, the Basic plan was among the more expensive for our trip to Mexico.

What else makes TravelSafe great:

Rental car damage coverage add-on is available on both plans.

Cancel For Any Reason coverage available on the TravelSafe Classic plan.

Read our full TravelSafe review .

Best for group travel insurance: HTH Insurance

HTH Travel Insurance

• Covers travelers up to 95 years old.
• Includes direct pay option so members can avoid having to pay up front for services.
• A 24-hour delay is required for baggage delay coverage on the TripProtector Economy plan.
• No waivers for pre-existing conditions on the lower-level plan.

HTH offers single-trip and multitrip medical insurance coverage as well as trip protection plans.

At around $125, the Trip Protector Economy policy is at the average mark for plans we reviewed.

You can choose to insure group trips for educators, crew, religious missionaries and corporate travelers.

What else makes HTH Insurance great:

Medical-only coverage and trip protection coverage.

Lots of options for group travelers.

Read our full review of HTH Insurance .

As you shop for travel insurance, you’ll find many of the same coverage categories across numerous plans.

Trip cancellation

This covers the prepaid costs you make for your trip in cases when you need to cancel for a covered reason. This coverage helps you recoup upfront costs paid for flights and nonrefundable hotel reservations.

Trip interruption

Trip interruption benefits generally involve disruptions after you depart. It helps reimburse costs incurred for flight delays, cancellations and plenty of other covered disruptions you might encounter during your travels.

This coverage can cover the costs for you to return home or reimburse unexpected expenses like an extra hotel stay, meals and ground transportation.

Trip delay coverage helps cover unexpected costs when your trip is delayed. This is another coverage that helps offset the costs of flight trouble or other travel disruptions.

Note that many policies have a total amount a traveler can claim, with caps on per diem benefits, too.

Cancel For Any Reason

Cancel For Any Reason coverage allows you to recoup some of the upfront costs you paid for a trip even if you’re canceling for a reason not otherwise covered by your standard travel insurance policy.

Typically, adding this protection to your plan costs extra.

Baggage delay

This coverage helps cover the costs of essential items you might need when your luggage is delayed. Think toiletries, clothing and other immediate items you might need if your luggage didn’t make it on your flight.

Many travel insurance plans with baggage delay protection will specify how long (six, 12, 24 hours, etc.) your luggage must be delayed before you can make a claim.

Lost baggage

Used for travelers whose luggage is lost or stolen, this helps recoup the lost value of the items in your bag.

You’ll want to make sure you closely follow the correct procedures for your plan. Many plans include a maximum total amount you can claim under this coverage and a per-item cap.

Travel medical insurance

This covers out-of-pocket medical costs when travelers run into an emergency.

Because many travelers’ health insurance plans don’t cover medical care overseas, travel medical insurance can help offset out-of-pocket health care costs.

In addition to emergency medical coverage, many plans have medical evacuation or repatriation coverage for costs incurred when you must be taken to a hospital or return to your home country because of a medical situation.

Most travel insurance plans cover many trip protections that can help you be prepared for unexpected travel disruptions and expenses.

These coverages are generally aimed at protecting the money you put into your trip, expenses you incur because of travel trouble and costs incurred if you have a medical emergency overseas.

On top of core coverages like trip cancellation and interruption and travel medical coverage, some plans offer add-on options like waivers for pre-existing conditions, rental car collision damage waivers or adventure sports riders. These usually cost extra or must be added within a specified timeframe.

Typical travel insurance policies offer coverage for many unforeseen events, but as you research to select a plan, consider your needs. Though every plan differs, there are some commonly excluded coverages.

For instance, you typically can’t get coverage for a named storm if you bought the coverage after the storm was named. In other words, if you have a trip to the Caribbean booked for Sept. 25 and on Sept. 20 a hurricane develops and is named, you generally won’t be able to buy a travel insurance plan Sept. 21 in hopes of getting your money back.

Many plans also don’t cover activities performed under the influence of drugs or alcohol or any extreme sports. If the latter applies to you, you might want to consider a plan with specific coverages for adventure-seekers.

For numerous plans, a few other situations don’t qualify as an acceptable reason to cancel and make a claim, such as fear of travel, medical tourism or pregnancies (unless you booked a trip and bought insurance before you became pregnant or there are complications with the pregnancy). This is where a Cancel For Any Reason add-on to your coverage can be helpful.

You can also run into trouble if you give up on a trip too soon: a minor (or even multihour) flight delay likely isn’t sufficient to cancel your entire trip and get reimbursed through your plan. Be sure to review what requirements your specific plan has when it comes to canceling a trip, claiming trip interruption, etc.

Travel insurance costs vary widely. The final price of your plan will fluctuate based on your age, length of trip and destination.

It will also depend on how much coverage you need, whether you add on specialized policies (like Cancel For Any Reason or pre-existing conditions coverage), whether you plan to participate in extreme sports and other factors.

In our examples above, for instance, the 35-year-old traveler taking a $2,000 trip to Italy would have spent an average $76 for a basic plan to get coverage for things like trip cancellation and interruption, baggage protection, etc. That’s a little less than 4% of the total trip cost — lower than average.

If there were multiple members in a traveling party or if they were going on, say, a rock-climbing or bungee-jumping excursion, the costs would go up.

On average, travel insurance comes to about 5% to 10% of the trip cost. However, considering many of the plans reimburse up to 100% of the trip cost (or more) for disruptions like trip cancellation or interruption, it can be a worthwhile expense if something goes wrong.

It depends. Consider the following factors that might affect your decision: You’re young and healthy, all your bookings are refundable or cancelable without a penalty, your flights are nonstop, you’re not checking bags and a credit card you carry offers some travel protections . In that case, travel insurance might not be necessary.

On the other hand, if you prepaid a large chunk of money for a nonrefundable African safari, you’re going on a Caribbean cruise in the middle of a hurricane season or you’re going somewhere where the cost of health care is high, it’s not a bad idea to buy a travel insurance plan. Here’s how to find the best travel insurance coverage for you.

If you’re thinking of booking a trip and not planning to buy travel insurance, you may want to consider at least booking refundable airfare and not prepaying for hotel, rental car and activity reservations. That way, if something goes wrong, you can cancel without losing any money.

Selecting the best travel insurance policy comes down to your needs, concerns, preferences and budget.

As you book, take a few minutes to consider what most concerns you. Is it getting stranded because of flight trouble? Having the ability to cancel for any reason you see fit without losing money? Getting sick or injured right before departure and needing to postpone the trip? Injuring yourself or falling ill while overseas?

Ultimately, you want a plan that protects you, your money and the large investment in your trip — but doesn’t cost too much, either.

Medical coverage. If your priority is having adequate medical coverage abroad, you might want to look for plans with high limits for medical emergencies and medical evacuation.

Complex travel itinerary. If your itinerary has lots of flight connections, prepaid hotels and deposits for activities you can’t get back, prioritizing a plan with the best coverage for trip cancellations or interruptions may land at the top of your list.

Travel uncertainty. If you’re on the fence about a trip and have nonrefundable reservations, you may want to select a plan with a Cancel For Any Reason coverage option, which can help you recoup about 50% to 75% of the costs. This helps provide peace of mind, placing the decision on whether to travel entirely in your hands.

Car rentals. If you’re renting a car, a collision damage waiver is often worth looking into.

The following destinations are the top insured destinations in 2024, according to Squaremouth (a NerdWallet partner).

The Bahamas.

Costa Rica.

Antarctica.

In 2022, travelers spent about 25.53% more on trips than they did before the pandemic.

As of December, NerdWallet analysis determined travel prices are 10% higher than pre-pandemic. Each statistic makes a strong case for protecting your travel investment as you plan your next trip.

Bookmark these resources to help you make smart money moves as you shop for travel insurance.

What is travel insurance?

CFAR explained.

Is travel insurance worth getting?

10 credit cards that provide travel insurance.

Here is the list of travel cards offered by Chase that include various forms of travel insurance.

Having one of these in your wallet is a good start to protecting your travel investments and preventing expensive accidents; however, savvy travelers check card terms closely and sometimes supplement with a third-party policy, like from one of the companies above, to better protect themselves.

on Chase's website

• Trip delay: Up to $500 per ticket for delays more than 12 hours.

• Trip cancellation: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Trip interruption: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Baggage delay: Up to $100 per day for five days.

• Lost luggage: Up to $3,000 per passenger.

• Trip delay: Up to $500 per ticket for delays more than 6 hours.

• Trip delay: Up to $500 per trip for delays more than 12 hours.

• Car rentals: Theft and collision damage for most cars in the U.S. and abroad.

• Trip cancellation: Up to $1,500 per person and $6,000 per trip.

• Trip interruption: Up to $1,500 per person and $6,000 per trip.

• Baggage delay: Up to $100 per day for three days.

We used the following factors to choose insurance providers to highlight:

Breadth of coverage: We looked at how many plans each company offered plus the range of their standard plans. 

Depth of coverage: We considered two data points to get a sense of how much each company pays out for common travel issues — the maximum caps for trip cancellation and trip interruption claims.

Cost: By looking at the costs for basic coverage across multiple companies, we determined an average cost for shoppers to benchmark plan prices against.

Customizability: While standard plans can cover a lot of ground, sometimes you need something a little more personal.

Customer satisfaction. Using data from Squaremouth when available, and Google Reviews as a backup, we can give kudos to companies with better track records from their clients.

No, it doesn’t necessarily get more expensive the longer you wait to purchase. However, as you put off buying insurance, you may lose access to potential plans and coverage options.

In general, buying travel insurance within a few days to two weeks of prepaying or making an initial deposit for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

But, generally, many plans do allow you to buy coverage quite close to your departure date.

To get the most out of your travel insurance plan, buy it soon after making your initial prepayment or deposit to ensure you have access to the biggest menu of plans possible.

Select a plan that’s comprehensive enough to cover the travel scenarios you’re most concerned about or likely to encounter but not too expensive or laden with protections you’d never likely need.

Whatever your coverage, thoroughly review the plan so you understand what’s covered and what’s not, plus how to adhere to the plan’s rules for making a claim.

Travelers frequently use phrases like “trip insurance” and “travel insurance,” as well as “trip protection,” interchangeably, but they do mean different things, according to Stan Sandberg, founder of insurance comparison site TravelInsurance.com.

Trip insurance, or trip protection, generally refers to predeparture (or preevent) coverage if you need to cancel. You may see these plans sold by airlines, online travel agencies or even ticketed event sellers.

“You could refer to it as the portion that protects the investment in the trip,” Sandberg says.

A travel insurance plan typically includes that — plus more comprehensive benefits to protect you during your trip, from medical coverage to trip delay and lost baggage protections, and many more elements, depending on the plan.

Though travel insurance is typically not required for international trips, your personal circumstances will play a key role in whether it’s a good investment.

For instance, young, healthy travelers with few prepaid trip expenses embarking on a relatively risk-free trip may not see a need to buy a plan.

Older travelers with complicated itineraries who are visiting destinations where they could potentially fall ill or get injured — or who could encounter bad weather or some other disrupting factor along the way — may want to buy coverage.

Consider a few key questions:

How well would your health insurance plan cover you if you needed to visit a hospital overseas?

How much did you prepay for a hotel or rental car?

How much money would you be out if weather or some other flight issue derailed your itinerary?

Could you afford an unexpected night in a city where you have a connecting flight?

Do you already have a credit card that provides some travel protections?

Your answers to these questions can help you decide whether you need travel insurance for your international trip.

In general, buying travel insurance

within a few days to two weeks of prepaying or making an initial deposit

for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

On a similar note...

• Join CHOICE

Travel insurance

World2Cover Top review

One trip policy..

This is the provider of the insurance product and correlates with the Financial Services Provider (FSP) as registered with the Australian Financial Complaints Authority. You can look up your insurer's provider in the AFCA comparative tables to see how common it is for consumers to bring a travel insurance dispute to AFCA about them.

In years (up to and including the number stated). For policies listed as '100+', there is no age limit.

Maximum age for dependants listed on the policy. In years (up to and including the number stated).

Does the policy list pre-existing medical conditions that are automatically covered.

Does the policy cover pre-existing medical conditions that are not listed as automatic cover on the policy (on application and subject to approval)

The lower the number, the better. It's the time period before booking your trip that a medical condition would be covered if you've had no symptoms,  medication or treatment (as long as that condition isn't specifically excluded). If for example, your condition last showed symptoms 18 months ago, but the time period here is 12 months, then you'll be covered subject to the other conditions of the policy.

Are claims covered that arise from pregnancy or pregnancy complications?

Until which stage pregnancy is covered for single births (up to and including).

Are medical costs covered for the mother if childbirth occurs up to the maximum pregancy stage

Limit for medical and emergency evacuation and repatriation expenses for illness or injury.

Expenses for an accompanying person such as a member of the travelling party, a friend or a close relative (not necessarily listed as insured on the certificate of insurance) to travel to the sick policyholder overseas, remain with them in hospital and accompany them home during an emergency repatriation.

Daily hospital cash allowance per person.

Minimum number of hours the insured must be continuously hospitalised before receiving the hospital cash allowance.

Limit for dental as a result of an accident.

Limit for dental as a result of sudden and acute pain.

Limit for overseas funeral costs and the return of mortal remains per deceased person, in the event of the death of the policy holder. There may be a separate limit for 'return of mortal remains' and 'overseas funeral costs', so check the policy terms for more details.

Limit for additional accommodation and travel expenses if the policy holder cannot travel due to injury or sickness.

The limit for additional travel expenses per person if travel is interrupted by an insured event (not including injury or sickness as that is covered separately under 'Additional travel expenses for injury or sickness'). Cover is assessed on individual circumstances.

Whether the policy covers you for additional travel expenses per person if travel is interrupted due to a lost or stolen passport or travel documents. Cover is assessed on individual circumstances.

Whether or not the policy covers you for additional accommodation and travel expenses if you need to curtail travel due to the serious illness or injury of a relative at home. May be subject to assessment of pre-existing conditions for the relative.

Limit for resumption of a journey interrupted due to the serious illness, injury or death of a relative. May be subject to assessment of pre-existing conditions for the relative. Check the policy terms for more details. 'Cancellation cover chosen' means variable cover options are available.

Whether the policy covers you for cancellation or amendment expenses.

Limit for cancellation or amendment expenses. 'Cover chosen' means variable cover options are available.

Limit for cancellation expenses for transportation bought using frequent flyer points.

Limit for travel agent cancellation fees.

Whether the policy covers you for losses arising out of insolvency of a travel services provider (e.g. airline, accomodation provider, bus line, shipping line, railway company, motor vehicle rental agency). Cover is assessed on individual circumstances.

Whether the policy covers you for cancellation expenses due to insolvency of a travel agent. Cover is assessed on individual circumstances.

Whether the policy covers you for cancellation expenses due to unexpected/involuntary retrenchment. Cover is assessed on individual circumstances.

Whether the policy covers you for cancellation expenses due to cancellation of pre-arranged leave from work for members of the Defence Force and Federal, State or Territory Emergency Services. Cover is assessed on individual circumstances.

Whether the policy covers you for cancellation expenses due to cancellation of pre-arranged leave from work for non-emergency services occupations. Cover is assessed on individual circumstances.

Are stolen or damaged personal belongings covered

The overall limit for stolen or damaged personal belongings.

Limit for a single unspecified item.

Limit per item for a video or photo camera. Cover is assessed on individual circumstances.

Limit for a laptop or tablet. Cover is assessed on individual circumstances.

Limit for a smartphone. Cover is assessed on individual circumstances.

Limit for any prescribed medications. Cover is assessed on individual circumstances.

Overall limit for specified items, available for an extra premium. Cover is assessed on individual circumstances.

Cover for belongings locked in a luggage compartment of a car out of sight during the day. Cover is assessed on individual circumstances.

Cover for belongings locked in a luggage compartment of a car out of sight overnight. Cover is assessed on individual circumstances.

Cover for valuables such as laptops, tablets, mobile phones, jewellery or cameras locked in the luggage compartment of a car. Cover is assessed on individual circumstances.

Cover limit per person for lost or stolen cash. Cover is assessed on individual circumstances.

Overall limit for a single person for baggage lost temporarily. Cover is assessed on individual circumstances.

The minimum period of time in hours before which cover applies for temporarily lost baggage. Cover is assessed on individual circumstances.

Limit for additional travel expenses to reach a special event such as a wedding, conference or sporting event on time if the scheduled transport is cancelled or delayed.

Limit for additional travel expenses to reach pre-paid travel arrangements on time if the scheduled transport is cancelled or delayed. Cover is assessed on individual circumstances.

Whether the policy is automatically extended if your journey is extended due to unforeseen circumstances.

Limit for additional meal and accommodation expenses if scheduled transport is delayed.

The minimum number of hours before transport delay is covered. Cover is assessed on individual circumstances.

Limit per person per 24-hour period for this transport delay. Cover is assessed on individual circumstances.

Is the collision damage excess for a hire car covered?

Limit for collision damage excess for a hire car. Cover is assessed on individual circumstances.

Does the policy cover cancellation and additional expenses for claims due to transport incidents like mechanical breakdown and accidents?

Does the policy cover cancellation and additional expenses for claims due to strikes?

Does the policy cover claims due to mental health illness experienced for the first time on the trip, and not classified as an ongoing or existing medical condition?

Does the policy cover claims due to COVID-19?

Does the policy cover claims due to pandemics other than COVID-19?

Does the policy cover claims due to natural disaster?

Does the policy cover claims due to civil unrest?

Does the policy cover claims due to terrorism?

Does the policy cover claims due to war?

Average rating

Compare international travel insurance 2024 | choice.

World2Cover Travel Insurance

Important information on terms, conditions and sub-limits.

World2Cover has a number of high quality travel insurance policies that can cover you in a myriad of global destinations or while you're travelling in the great land of Oz. There are flexible tiered policies so you can tailor cover to your needs and itinerary, as well as the option to include cover for some circumstances that arise out of COVID-19. Check out the policy options and frequently asked questions below for more details.

About World2Cover

World2Cover offers assistance to customers 7 days a week and has a dedicated call team to help 24 hours a day with any insurance queries if you find yourself in a medical emergency overseas. Insurance provided by World2Cover is underwritten by Tokio Marine Nichido Fire Insurance Co. Ltd. The group set up a shop in Australia in 1963, and both sales and call centres are located locally.

World2Cover plans

World2Cover offers a range of travel insurance options, including plans specifically for families, multi-trip travel insurance that can cover you for multiple trips of 30, 45 or 60 days within the year. World2Cover also covers  domestic travel insurance for holidays in Australia. Here, we are going to detail the options for single trip international cover across the three levels offered by World2Cover: Basics Cover, Essentials Cover and Top Cover. 

Make sure to read the product disclosure statement to get a better understanding of the terms and conditions of your coverage. 

Limits shown apply

Covid medical cover

Covid cancellation cover

Overseas emergency hospital expense

Overseas emergency medical assistance

Maximum excess

Cancellation fees

Pay extra for no excess

Luggage and personal effects

Additional accomodation & travel

Emergency companion

Resumption of journey

Hospital cash allowance

Accidental death

Permanent disability

Loss of income

Credit Card fraud and replacement

Travellers cheques

Travel documents

Rental vehicle excess

Alternative travel expenses

Personal liability

Pre existing conditions

Cardiovascular disease

Mental health illness

High cholesterol

High blood pressure

Blood thinning medication

Activities covered

Bungee jumping

Conservation work

Mountain biking

Mountaineering

Rock climbing

Scuba diving

Snow sports

Ocean Cruise

$10,000,000 per policy

Assessment required, may cost extra

Annual Multi-Trip (30 days)

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Unlimited means that generally there is no cap on the maximum dollar amount which may be paid out of this benefit, subject to the specific terms and conditions, sub-limits and exclusion apply to this benefit

Does World2Cover Travel Insurance have COVID-19 coverage?

World2Cover offers insurance for events related to COVID-19, such as overseas medical coverage and cancellation cover, but this will vary depending on your policy, level of coverage, and the circumstances of your claim.

World2Cover’s COVID-19 insurance has detailed terms, conditions and sub-limits that may impact the validity of your claim, so be sure to review the terms and conditions to know exactly what's covered in the PDS.

What optional extras can I add to my World2Cover policy?

Some of the optional extras or add-ons offered by World2Cover can be attached depending on your policy benefits level. The main one is Ski and Winter Sports coverage, which can be extremely useful if you're going on a snowy holiday. 

If you're cruising around Australia or internationally, you can also select a cruise cover option. World2Cover's policy for international cruises covers both international ocean and river cruising. 

Just remember, adding extras to any policy will increase your premium.

Are pre-existing medical conditions covered under World2Cover Travel Insurance?

World2Cover has a list of pre-existing medical conditions which it covers automatically. For non-automatically included conditions, you can get a medical assessment and may still be able to take out cover.

Make sure you read your PDS carefully if you're planning to travel with a pre-existing condition.

What do I do if there is an emergency during my trip?

If there's a medical overseas emergency on your trip it's best to immediately contact World2Cover's 24/7 phone line where they will provide you with assistance. Getting in touch as soon as possible will help you to collect all the documents needed for your future claim as you can get assurance from World2Cover that the steps that you take in seeking medical treatment or other assistance follow the correct process.

In most countries, you call +61 2 8055 1683 (reverse charges will be accepted). In Japan, call the toll-free 0800-800-9117 or if mobile access is restricted the local number is 03 6228 5881.

How do I make a claim with World2Cover Travel Insurance?

To kick start any claim you'll want to call or email World2Cover's claims department as soon as possible and submit the full details of your claim within 30 days of returning from your trip. When you start the process, you'll want to make sure you have the requisite information, which will depend on the type of claim you're making.

Let’s go through what these details might include for different claim types:

Medical and dental emergencies

• Your itinerary
• All medical and dental records, certificates and reports relevant to the claimed condition/illness
• Proof of the expenses incurred while getting treatment or assistance
• World2Cover may also request a copy of your medical history

Luggage or personal money claims :

• Proof of ownership, like a purchase receipt, bank statement or valuation certificate (issued prior to the date of loss)
• If damaged, World2Cover requires evidence of that damage (like photos or repair invoice)
• If lost or damaged by an airline or tour operator, an official report detailing whether or not they've compensated you
• If lost or stolen, a police report of the incident at the time and location where it happened
• For lost or stolen mobile phones, World2Cover require proof that your phone IMEI has been blocked

Emergency expenses or travel delays

• Documents to substantiate the incident occurred and the reason for the delay or early return (e.g. medical report, police report or confirmation from transport provider)
• Your itinerary or invoice showing original pre-paid arrangements.

Receipt for all additional expenses being claimed, like alternative accommodation.

World2Cover assessment will be based on your policy terms and conditions and individual facts and circumstances.

Is it possible to cancel my World2Cover Travel Insurance policy?

If you decide World2Cover travel insurance is not for you after all, there are two avenues for cancelling. The first is the easiest: you can cancel your policy and receive a full refund if you do so within 21 days of purchasing the policy (so as long as you haven't started your trip or made a claim).

You can still cancel outside the 21 days of cooling off but it's up to World2Cover to assess the circumstance of the request and determine whether any amount will be refunded to you.

Note on the term 'unlimited': Unlimited means that generally there is no cap on the maximum dollar amount which may be paid out of the benefit, subject to the specific terms and conditions, and sub-limits and exclusions apply to this benefit.

World2Cover customer reviews

Now that you’ve learnt about World2Cover travel insurance, check out what actual customers from the Mozo Community thought of the product below.

World2Cover travel insurance

Overall 1.0

Value for money

Policy coverage

Customer service

Claims handling

Recent World2Cover travel insurance customer reviews Recent World2Cover travel insurance customer reviews

World2Cover Travel Insurance review

Overall rating   1 / 10

DO NOT USE WORLD2COVER

I took out a World2Cover policy to cover a ski trip to New Zealand. On my way home from said holiday, the airline failed to load my luggage onto the plane, meaning I was delayed in receiving it. This meant I had no luggage for my next trip which I...

Full review

I took out a World2Cover policy to cover a ski trip to New Zealand. On my way home from said holiday, the airline failed to load my luggage onto the plane, meaning I was delayed in receiving it. This meant I had no luggage for my next trip which I was taking the following day and as a result had to replace the entire contents of my luggage. Although the policy was advertised as up to '$10,000 cover for lost, stolen or delayed' luggage, World2Cover refused to cover even a proportion of the amount I was owed, even citing in their reasoning section '3C Luggage - If You have to buy essential clothing and personal items during Your Trip because Luggage carried by Your Transport Provider is delayed by more than 10 hours, We will pay up to the limits shown in the table below.' They specified in their reasoning that in fact they only cover lost or damaged luggage, and not delayed. DO NOT USE UNDER ANY CIRCUMSTANCES.

Value for money   1 / 10

Policy coverage   1 / 10

Customer service   1 / 10

Claims handling   1 / 10

Trust   1 / 10

Callum, New South Wales, reviewed over 1 year ago

World2Cover travel insurance - no thank you

Very disappointed with the World2Cover travel insurance product. My experience was totally frustrating when making a claim. It appeared to me the company line is to continually say NO and rely on the customer to lose patience with the process...

Very disappointed with the World2Cover travel insurance product. My experience was totally frustrating when making a claim. It appeared to me the company line is to continually say NO and rely on the customer to lose patience with the process and give up. No, l would not recommend using the World2Cover travel insurance product.

John, Victoria, reviewed over 1 year ago

Apply for World2Cover travel insurance

Compare travel insurance from major brands including:.

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Who we are and how we get paid

Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising.

We do not compare all brands in the market, or all products offered by all brands. At times certain brands or products may not be available or offered to you. If you proceed with a travel insurance policy through Mozo, Mozo may receive a referral fee.

June 1, 2020

Due to travel restrictions, plans are only available with travel dates on or after

Due to travel restrictions, plans are only available with effective start dates on or after

Ukraine; Belarus; Moldova, Republic of; North Korea, Democratic People's Rep; Russia; Israel

This is a test environment. Please proceed to AllianzTravelInsurance.com and remove all bookmarks or references to this site.

Use this tool to calculate all purchases like ski-lift passes, show tickets, or even rental equipment.

Safer travel starts with travel protection

If you are a travel agent or were referred by one, enter the ACCAM number below.

{{travelBanText}} {{travelBanDateFormatted}}.

{{annualTravelBanText}} {{travelBanDateFormatted}}.

If your trip involves multiple destinations, please enter the destination where you’ll be spending the most time. It is not required to list all destinations on your policy.

Age of Traveler

Ages: {{quote.travelers_ages}}

Travel Dates

{{quote.travel_dates ? quote.travel_dates : "Departure - Return" | formatDates}}

Plan Start Date

{{quote.start_date ? quote.start_date : "Date"}}

At Allianz, we continue to show our commitment to sports through our sponsorship with the International Olympic Committee and the International Paralympic Committee. Read More >>

Entry Requirements & COVID-19 Travel Resources 

Confused about entry requirements for your destination? Our  interactive map shows current travel rules and restrictions for each destination, including info on COVID-19 testing, necessary travel documents and quarantine periods.

Find out how our  Epidemic Coverage Endorsement can protect your next trip from certain losses related to COVID-19.

Why do I need travel insurance?

Because sometimes..., you have to cancel a trip last-minute..

Travel insurance can reimburse you for your prepaid, non-refundable trip costs — including vacation rentals, car rentals, hotels and flights — if you have to cancel for a covered reason.

Travel delays leave you stranded.

Travel insurance can reimburse you for eligible meals, accommodation and transportation expenses during a covered delay.

You get sick or hurt when you're far from home.

Travel insurance can reimburse you for care following a covered medical emergency while traveling. We can even arrange and pay for a medical evacuation if needed.

Fender-benders are unavoidable.

Renting a car means taking on a big financial risk; even a tiny scrape can cost you hundreds. Low-priced rental car insurance lets you drive worry-free.

You need help in a hurry.

Whether you're planning a week-long road trip or a weekend getaway, you never know what might happen. Travel insurance gives you access to our 24-Hour Assistance hotline for expert, personalized support in a crisis.

Why go with Allianz Travel Insurance?

As a world leader in travel protection, we help more than 70 million people answer the call of adventure with confidence every year.

We're Protecting You

From protection for trip cancellation to medical bills abroad, our benefits are designed to help you explore reassured.

We're There For You

We've got your back with award-winning 24/7 assistance and a worldwide network of prescreened hospitals to help you get the right care.

We're Built For You

From our Allyz ® TravelSmart app to proactive SmartBenefits, we innovate for the way you travel today - and tomorrow.

TRAVEL RESOURCES

How Travel Insurance Works

How the Cancel Anytime Upgrade Works

What Does Rental Car Insurance Cover?

Is It Too Late to Buy Travel Insurance?

The Comprehensive Guide to Annual Travel Insurance

5 Ways the Allyz ®  TravelSmart App Can Help During Winter Travels

Travel Insurance with Emergency Medical Benefits

Destination Guide: Croatia

Travel Insurance & COVID-19: The Epidemic Coverage Endorsement Explained

More Travel Resources »

LATEST COVERAGE ALERTS

The events listed below are considered "known and foreseeable" for travel insurance purposes on the date listed next to the event. Please consult your policy for more information.

More Coverage Alerts »

Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at  800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

Return To Log In

Your session has expired. We are redirecting you to our sign-in page.

world2cover.com.au   Reviews

Visit this website

Company activity See all

Write a review

Reviews 2.8.

Most relevant

Cancellation pro rata rip off

Read the fine printThese guys will slug you a huge prorata even if you cancel months before your trip. So even if your policy hasnt started because you havent commenced your trip, they will charge fees to cancel. Remember the 21 day cooling off period or i recommend to think twice before you consider purchasing from world to cover insurance. I will not use them again.

Date of experience : 02 January 2024

Worst Travel Insurance Company

This company basically excludes everything possible to claim so don't even bother. They also hide it in their policy but display it otherwise on the cover options main page. If you want your personal items insured for theft/loss (even in a private place) then do not go with this company. They also take very long to process any claims, around 3 weeks. If it seems too good to be true, it usually is, go with the more expensive insurance companies. Do not go with these scammers.

Date of experience : 27 July 2022

DO NOT USE!! SCAMMERS!!

I had my flights from Amsterdam to Australia cancelled. On top of this I was notified that my house had flooded and my roof was about to cave in and I needed to return immediately. I lodged a claim for my flight when I returned and sent the corresponding documents. World2cover replied in about a month stating they couldn't open my attachments. I resent them. A month later they said I needed to fill out a different form and resend the attachments. I have received 13 emails from them, all a month apart stating that they need proof that I needed to return to Australia (apparently a RACV Claim and repairs, and a stat dec from the person who discovered my house flooded is not enough evidence) and to send all the documents again!! Not to mention my original flights had been cancelled by the airline so purchasing new flights should be covered by insurance. This has taken over 12 months and has caused more stress and anxiety than my flooded house (which was repaired months ago). I have had to go on multiple overseas trips since my claim and would have spent the same amount I am claiming for on insurance if this company wasn't a scam!! The people I was travelling with did not have flooded houses to return to, just had their flights cancelled. They had different travel insurance which reimbursed them within a month of returning to Australia. DO NOT USE THIS COMPANY!!! If I could give a -10 score I would!! Disgraceful customer service and insurer.

Date of experience : 30 June 2023

Is this your company?

Claim your profile to access Trustpilot’s free business tools and connect with customers.

• Australia Tourism
• Australia Accommodation
• Australia Bed and Breakfast
• Australia Holiday Rentals
• Australia Flights
• Australia Restaurants
• Australia Attractions
• Australia Travel Forum
• Australia Photos
• All Australia Hotels
• Australia Hotel Deals
• Last Minute Hotels in Australia
• Things to Do
• Restaurants
• Holiday Rentals
• Travel Stories
• Rental Cars
• Add a Place
• Travel Forum
• Travellers' Choice
• Help Centre

World2Cover Travel Insurance - Australia Forum

• South Pacific    
• Australia    

World2Cover Travel Insurance

• Australia Forums
• United States Forums
• Europe Forums
• Canada Forums
• Asia Forums
• Central America Forums
• Africa Forums
• Caribbean Forums
• Mexico Forums
• South Pacific Forums
• South America Forums
• Middle East Forums
• Honeymoons and Romance
• Business Travel
• Train Travel
• Traveling With Disabilities
• Tripadvisor Support
• Solo Travel
• Bargain Travel
• Timeshares / Holiday Rentals
• South Pacific forums
• Australia forum

Has anyone had any experience with the travel insurance company 'World2Cover' ?Particularly related to claims?

I too am looking at their policies as they seem to have great inclusions for activities, but would be keen to hear from others on any claims experiences?

Appears to be the best deal in town regarding Travel Insurance. Recommended by Choice Magazine, sold by the RACV and RACQ. However, I've never had to make a claim. If I ever have to then I'll know how good it really is!!

"However, I've never had to make a claim. If I ever have to then I'll know how good it really is!!"

I think this is true with all insurance companies. I have never claimed (touch wood I never will) on travel insurance. So even though I use either TID or 1 Cover, I can't honestly say if I would recommend them in a crisis.

I have used World2cover 4 times now on overseas trips. I've had to make 2 claims - one medical, one for travel delay (separate trips). Both claims were straightforward and paid out approx 10 days after submitting the claim online. Promo code WC20 gives a 20% discount - don't know when it expires but I just used it to buy an annual multi-trip policy - makes the price great.

I can heartily recommend them. Before them I used ouch (QBE) many times - only had to make 1 claim and they paid out as well, though they took about 28 days and a bit of unnecessary delay requesting documents that were already provided.

Having read your review and already thinking about this insurance from the Choice recommendation, I thought I would try the Promo Code also, and it was accepted!! Thank you very much for your review and code. I have just paid for my policy - can't wait till the trip later this year!!

Just applied the 20% discount and it worked. The policy is now cheaper than the "free" credit card travel insurance.Thanks for the tip.

Thank you so much for your travel insurance advice using World2Cover. I also read Choice reviews regarding travel insurance and was also so grateful for your feedback. I also used the Promo Code and I also received 20% off the cost of the insurance. Thanks again for your advice and discount information. Cheers Julie

Congratulations to all those who are able to take out this insurance. It sounds wonderful but potential policy holders need to be aware that if you are over 74 years of age they cannot insure you.

• Advise on 7D/6N itinerary in Perth 23:32
• Queenscliff to Philip Island 23:07
• Captain Cook Cruises - Harbour cruises comparison 22:41
• Where to see the great barrier reef before it dies? 22:38
• Where to stay between Hobart and Cradley Mountain 22:02
• Form 1229 with a evisitor subclass 651 21:56
• Blue Mountains 2 day itinerary 21:54
• First time to Sunshine Coast, where to stay? 20:54
• Where to stay in Rye? 20:45
• Hobart 20:37
• Melbourne cup 20:25
• Short walks that are not currently closed 20:06
• Sydney birthday trip 19:50
• Itinerary for 4 days in Tasmania 19:00
• Accor advantage plus bad experience 76 replies
• 28 Degrees Mastercard 364 replies
• Virgin Australia Mystery Breaks? 132 replies
• Best places to stop on road trip between Adelaide and Perth? 16 replies
• Travel Insurance 33 replies
• 28 Degrees credit card - cash advance ATM fees for Europe 101 replies
• Travelex CashPassport - BEWARE Exchange Rates When Loading 81 replies
• Duty free cigarettes Melbourne airport 6 replies
• OzForex Travel Card Review - BEWARE Rip Off Rates 124 replies
• Best Place to Visit the Great Barrier Reef 11 replies

Australia Hotels and Places to Stay

• Big Things of Australia - by 1TraveltheWorld
• Iconic Pubs and Roadhouses of Australia - by 1TraveltheWorld
• Across the Nullarbor - Ceduna to Norseman By 1TraveltheWorld
• How Big is Australia?
• FAQ - Top Ten Must Sees
• FAQ - BUDGET Travel Tips
• FAQ - DRIVING in Australia
• FAQ - Vehicle RENTAL Tips
• FAQ - Booking hotel ACCOMMODATION
• FAQ - TIPPING in Australia
• Trip Reports - NT
• Trip Reports - QLD

More From Forbes

Planning a vacation here’s your 2024 summer travel insurance guide.

• Share to Facebook
• Share to Twitter
• Share to Linkedin

The joy of a summer vacation. But do you have protection for your trip?

Planning a vacation this summer? Yeah, you and just about everyone else.

More than 9 out of 10 Americans say they'll travel more this year, according to a recent Nationwide Travel Insurance survey . Most of those trips will happen in June, July and August.

Not just that, but 40 percent of the respondents say they'll spend more this year than last year. So how do you protect your vacation investment?

Travel insurance is the standard answer, but what kind of insurance — and how do you find it? That's the question many Americans are wrestling with as they make their travel plans.

Protecting your vacation is a serious concern this summer, experts say.

“Travelers are beefing up their trip protection with security advisory and extraction protection," notes Dan Richards, CEO of The Global Rescue Companies .

It's not just that they're spending more. It's that there's more to lose. The ongoing war in Ukraine, the Hamas attacks on Israel, and other violent conflicts have made travel insurance a key part of trip planning.

This summer may break travel records, experts say.

Samsung Issues Critical Update For Millions Of Galaxy Users

Ufc 300 results bonus winners after historic event, ufc 300 results winners and losers from pereira vs hill fight card, it's going to be a busy summer for travel.

Overall policy sales for the 2024 summer travel season are up this year, but there's a spike in sales for policies in August, which is typically the busiest time of the summer. "Sales are up more than 25% over last year," says Stan Sandberg, co-founder of travel insurance site TravelInsurance.com .

Western Europe continues to be the most popular summer destination for Americans, with some notable hotspots. Travel insurance sales for Greece are up over 60% this year compared with 2023, followed by Norway and Portugal, which are up 57% and 52%, respectively, according to Sandberg.

Everyone's travel insurance needs are different, according to the pros.

What should you insure when you travel this summer?

Laura Heidt, the insurance desk manager for Brownell Travel in Birmingham, Ala., says there are some things every travel insurance policy should cover this summer.

"I always recommend people insure for the unexpected, such as flight delays, missed connections and medical coverage while out of the country," she says. "If you are willing to forgo the cancellation and delay coverages, which are typically the most expensive parts of a policy, you should still, absolutely, cover yourself with at least the medical component."

Heidt says she's seen a 10% boost in travel insurance sales for this summer compared with the same time last year, and many people are opting for the pricier "cancel for any reason" policies, which allow you to cancel your trip and receive a partial refund of your prepaid, nonrefundable travel expenses.

Travel insurance companies are seeing a similar trend.

"A majority of travelers choose a comprehensive travel insurance plan which includes coverage for trip cancellation, emergency medical, lost or delayed baggage and delay," explains Tim Dodge, vice president of marketing at Arch RoamRight .

He says this year, travelers are purchasing travel insurance on average within 11 days of their trip deposit to receive the additional benefit of the waiver exclusion for pre-existing conditions.

If you're traveling with kids, you'll need extra travel insurance protection.

Get a policy that's tailored to your needs

Travel insurance comes in all shapes and sizes. So you'll want to try a few on for size before you buy. You can actually do that, since most policies have a "free look" period that makes them fully refundable for the first week or two (depending on the policy).

"It's important to consider your specific travel plans and any potential disruptions in order to protect your investment," says Robert Gallagher, president of the US Travel Insurance Association (USTIA).

He says traditional plans offer coverage for unexpected cancellations, interruptions, delays, emergency medical expenses and lost or delayed baggage. For international travel, USTIA advises opting for a plan with emergency medical and medical evacuation coverage.

It also depends on who you're traveling with. For example, if you're traveling with your children, you'll want to consider a family-friendly priced travel insurance plan. But your destination also matters, says Carol Mueller, vice president at Berkshire Hathaway Travel Protection (BHTP).

"For young families, I typically recommend the ExactCare plan due to its pricing of two children at no additional cost for every one adult on the policy," she says. "However, for families venturing abroad, I’d suggest considering a plan like BHTP's LuxuryCare, which is designed to meet the distinctive needs of a high-investment vacation.”

You have choices when it comes to family coverage. For example, Allianz’s OneTrip Prime plan also includes coverage for kids 17 and younger when traveling with a parent or grandparent.

Medical evacuations can be expensive.

Look beyond travel insurance for extra protection

Mike Hallman, CEO of the air medical transport and travel security program Medjet , says MedjetHorizon memberships are selling briskly. They offer 24/7 security and crisis response, as well as transportation to a hospital at home if you're injured. Travelers are skittish even if they aren't going bungee-jumping.

"With geopolitical tensions still growing — all the riots in France, Italy, Ecuador and other tourist destinations over the last year — and crime causing the threat level to be raised for the Bahamas and Jamaica, it’s no wonder," he adds.

He makes a good point. Travel insurance can cover many of the events you're likely to encounter, such as a missed connection, lost luggage or a medical emergency. But it's also important to know what isn't covered — and to make plans accordingly.

Beware of travel insurance "overconfidence"

The summer travel season is still a few months away, but insurance experts are worried. Yes, they've seen a general uptick in insurance sales, but some travelers remain unprotected.

"We've started to see early signs that travelers are exercising less caution and are slightly less likely to sign up for travel insurance," says Joe Cronin, CEO of International Citizens Insurance .

By comparison, travelers purchased plenty of medical insurance in 2020 and 2021 because of the pandemic. Cronin believes travelers were terrified of getting stuck with COVID-19 in a foreign country without insurance.

"To those who are thinking about traveling internationally without travel insurance, my recommendation is to spend a few minutes looking deeper before deciding," he adds.

Some types of insurance, such as a standalone medical policy, cost just a few dollars a day. A medical evacuation membership is also affordable. And even full-featured travel insurance policies can be cost-effective when you consider the benefits.

"Don’t put your summer travel memories, or your investment, at risk by forgoing the right vacation coverage," says Daniel Durazo, director of communications at Allianz Partners USA . "With international travel peaking during the summer season, an unprotected trip can leave travelers on the hook for costs resulting from an unexpected trip delay or medical emergency abroad."

Bottom line: Seriously consider travel insurance to protect your trip — and don't be overconfident. You never know what might happen this summer.

• Editorial Standards
• Reprints & Permissions

1.5 billion more passengers flew last year than in 2022. These are the 10 busiest airports in the world.

• New data on the world's busiest airports in 2023 reveals the latest trends in global travel. 
• 8.5 billion passengers traveled by plane last year, almost marking a return to pre-pandemic levels.   
• Airports in Asia and the Middle East became busier, but the US has once again clinched the top spot. 

International travel is almost back to pre-pandemic levels, according to the just-released list of the world's busiest airports in 2023.

8.5 billion passengers traveled globally by plane last year — up from 7 billion passengers in 2022 .

The rise in air travel marks a recovery to 93.8% of levels in 2019 before the world shut down, according to preliminary data published by the Airports Council International (ACI), a trade association that includes 2,600 airports worldwide.

Increasing travel to airports in Asia and the Middle East was one of the key trends to emerge from the data, with Dubai International Airport jumping from the fifth to the second busiest airport in the world.

Airports in India, Japan, and Turkey also made it into the top 10 and were some of the biggest movers in terms of annual gains in passenger numbers.

As the world's largest domestic market for flights , US airports still make up five of the busiest airports in the world, with Hartsfield-Jackson Atlanta International Airport retaining its No. 1 position.

Despite tough global economic conditions, there was "a growing inclination towards travel," Luis Felipe de Oliveira, the ACI's world director general, said in a press release.

"Airports continue to demonstrate their resilience and adaptability amidst the challenges posed by the ever-evolving landscape of global travel," said Oliveira.

Here's a closer look at the top 10 busiest airports in the world.

10. Indira Gandhi International Airport, Delhi, India

Passengers: 72.2 million

2022 ranking: 9th

Delhi's main airport, Indira Gandhi International Airport, saw a 21.4% increase in year-on-year traffic. While it has dropped a place this year, Delhi has grown significantly as a transport hub since 2019, when it sat at number 19 in the rankings.

9. Chicago O’Hare International Airport, USA

Passengers: 73.9 million

2022 ranking: 4th

Travel through Chicago O'Hare jumped by 8.1% throughout 2023. O'Hare is a hub airport for domestic travel, particularly for United and American Airlines flights. It is also a focus city for low-cost rivals Spirit Airlines and Frontier Airlines.

8. Los Angeles International Airport, USA

Passengers: 75.1 million

2022 ranking: 6th

Travel through LAX was up 13.8% in 2023, however, compared to pre-pandemic levels in 2019, passengers at the West Coast airport decreased by 14.8% — the largest decrease of any airport in the top ten rankings. LAX is a hub for a number of carriers, including Alaska Airlines, United, American, and Delta. But domestic travel at the airport shrunk dramatically as airlines cut the number of flights following a series of meltdowns in 2022.

7. Istanbul Airport, Turkey

Passengers: 76 million

2022 ranking: 7th

Passenger numbers at Turkey's Istanbul airport have increased by 18.3%, making it the only transit hub to keep level with its previous ranking in the top 10. Notably, traffic through the airport has jumped by 45.7% since 2019.

6. Denver International Airport, USA

Passengers: 77.8 million

2022 ranking: 3rd

Denver Airport has dropped down several places on the list but still shows strong signs of growth in terms of passengers. In the last year traffic through the Colorado airport was up 12.3%, and it has also grown 12.8% from pre-pandemic levels.

5. Tokyo Haneda International Airport, Japan

Passengers: 78.7 million

2022 ranking: 16th

Japan's Tokyo Haneda Airport saw the largest increase in traffic by far, with passenger numbers surging by 55.1%. Some of that jump can be explained by a lag in tourism as Japan only reopened its borders in late 2022. Despite the jump, Tokyo Haneda is still 7.9% under its 2019 level of traffic. This January the airport made headlines after a fatal collision involving a Japan Airlines plane and a coastguard vehicle killed five people.

4. London Heathrow, UK

Passengers: 79.2 million

2022 ranking: 8th

Travel through the UK's largest airport shot up by 218% in 2022 and has once again made strong gains throughout 2023, jumping by a slightly more modest 28.5%. The airport has credited travel from the Asia-Pacific region as a major factor in its increased passenger numbers. It hopes to supersede its pre-pandemic level of traffic in 2024 and hit a record 81.4 million passengers, the airport said in a report published in December.

3. Dallas/Fort Worth International Airport, USA

Passengers: 81.8 million

2022 ranking: 2nd

Dallas/Fort Worth airport , known as DFW, is American Airlines' busiest hub and the departure city for many of the airline's international flights. Last year traffic through the airport jumped by 11.4%.

2. Dubai International Airport, UAE

Passengers: 87 million

2022 ranking: 5th

Dubai took the number 2 ranking in the list for the first time, thanks to a significant 31.7% increase in passenger numbers. Dubai's new position reflects the heavy investment that has gone into the aviation industry and boosting tourism in the region.

1. Hartsfield-Jackson Atlanta International Airport, USA

Passengers: 104.7 million

2022 ranking: 1st

Hartsfield-Jackson Atlanta International Airport comes in at No. 1 as the busiest airport in the world, a position it has held for more than two decades. In 2023, the Atlanta airport saw an 11.7% increase in passenger numbers.

Here's a look at what it takes to be an air traffic controller at the world's busiest airport.

• Main content

Advertisement

Israel Faced a Sophisticated Attack From Iran

The weapons Iran employed this weekend travel farther and are more precise than those Hamas and other allies have used against Israel in the past six months.

• Share full article

By Jin Yu Young

• April 14, 2024

Late Saturday, Iran began firing hundreds of drones and missiles at Israel, including weapons that experts say are more sophisticated than anything Israel had encountered until now in six months of fighting with Hamas and its allies in the region.

Previously, Israel had faced aerial attacks from Hamas and Islamic Jihad, whose rocket arsenal includes short-range (12 to 25 miles) and somewhat inaccurate 122-milimeter rockets of the Grad family, as well as Syrian-made M-302 rockets with a range of about 100 miles. Hamas also has Fajr-5 rockets from Iran and a similar, locally made version of the Fajr-5, both with a range of about 50 miles.

The weapons Iran used on Saturday can travel much farther, and some of them can travel much faster. Still, Israel said that nearly all of the missiles and drones that Iran fired were intercepted, many with help from U.S. forces.

In the attack, 185 drones, 36 cruise missiles and 110 surface-to-surface missiles were fired toward Israel, according to Israeli military officials. Most of the launches were from Iran, though a small portion came from Iraq and Yemen, the officials said.

Fabian Hinz, an expert on Iran’s military at the International Institute for Strategic Studies in Berlin, said in a post on X that Iran was probably using a cruise missile developed by the Islamic Revolutionary Guards Corps, the Paveh 351. It has a range of more than 1,200 miles — plenty to reach Israel from Iran.

According to his post, different versions of that missile have also been provided to the Houthis in Yemen and to the Iraqi Popular Mobilization Forces.

And Jeffrey Lewis, a member of the International Security Advisory Board at the U.S. State Department, said in a post on X that Iran was using land-attack cruise missiles that could carry around a ton of explosives.

He also noted that much of Iran’s ballistic missile arsenal has a long enough range to reach Israel. And though Iran’s drones carry much smaller explosive payloads than missiles, they have the advantage of being able to hover and shift targets.

In recent decades, Iran has largely been focused on deterrence, long-range missiles, drones and air defenses. It has one of the largest ballistic missile and drone arsenals across the Middle East, according to weapons experts, and is also becoming a major arms exporter globally.

Last year, after the attack by Hamas in October, Israel asked the United States for more precision-guided munitions for its combat aircraft and more interceptors for its Iron Dome missile defense system. Israel’s weapons arsenal includes Vietnam-era missiles, some of which have a failure rate as high as 15 percent.

Jin Yu Young reports on South Korea, the Asia Pacific region and global breaking news from Seoul. More about Jin Yu Young

• Auto Insurance Best Car Insurance Cheapest Car Insurance Compare Car Insurance Quotes Best Car Insurance For Young Drivers Best Auto & Home Bundles Cheapest Cars To Insure
• Home Insurance Best Home Insurance Best Renters Insurance Cheapest Homeowners Insurance Types Of Homeowners Insurance
• Life Insurance Best Life Insurance Best Term Life Insurance Best Senior Life Insurance Best Whole Life Insurance Best No Exam Life Insurance
• Pet Insurance Best Pet Insurance Cheap Pet Insurance Pet Insurance Costs Compare Pet Insurance Quotes
• Travel Insurance Best Travel Insurance Cancel For Any Reason Travel Insurance Best Cruise Travel Insurance Best Senior Travel Insurance
• Health Insurance Best Health Insurance Plans Best Affordable Health Insurance Best Dental Insurance Best Vision Insurance Best Disability Insurance
• Credit Cards Best Credit Cards 2024 Best Balance Transfer Credit Cards Best Rewards Credit Cards Best Cash Back Credit Cards Best Travel Rewards Credit Cards Best 0% APR Credit Cards Best Business Credit Cards Best Credit Cards for Startups Best Credit Cards For Bad Credit Best Cards for Students without Credit
• Credit Card Reviews Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus
• Credit Card by Issuer Best Chase Credit Cards Best American Express Credit Cards Best Bank of America Credit Cards Best Visa Credit Cards
• Credit Score Best Credit Monitoring Services Best Identity Theft Protection
• CDs Best CD Rates Best No Penalty CDs Best Jumbo CD Rates Best 3 Month CD Rates Best 6 Month CD Rates Best 9 Month CD Rates Best 1 Year CD Rates Best 2 Year CD Rates Best 5 Year CD Rates
• Checking Best High-Yield Checking Accounts Best Checking Accounts Best No Fee Checking Accounts Best Teen Checking Accounts Best Student Checking Accounts Best Joint Checking Accounts Best Business Checking Accounts Best Free Checking Accounts
• Savings Best High-Yield Savings Accounts Best Free No-Fee Savings Accounts Simple Savings Calculator Monthly Budget Calculator: 50/30/20
• Mortgages Best Mortgage Lenders Best Online Mortgage Lenders Current Mortgage Rates Best HELOC Rates Best Mortgage Refinance Lenders Best Home Equity Loan Lenders Best VA Mortgage Lenders Mortgage Refinance Rates Mortgage Interest Rate Forecast
• Personal Loans Best Personal Loans Best Debt Consolidation Loans Best Emergency Loans Best Home Improvement Loans Best Bad Credit Loans Best Installment Loans For Bad Credit Best Personal Loans For Fair Credit Best Low Interest Personal Loans
• Student Loans Best Student Loans Best Student Loan Refinance Best Student Loans for Bad or No Credit Best Low-Interest Student Loans
• Business Loans Best Business Loans Best Business Lines of Credit Apply For A Business Loan Business Loan vs. Business Line Of Credit What Is An SBA Loan?
• Investing Best Online Brokers Top 10 Cryptocurrencies Best Low-Risk Investments Best Cheap Stocks To Buy Now Best S&P 500 Index Funds Best Stocks For Beginners How To Make Money From Investing In Stocks
• Retirement Best Gold IRAs Best Investments for a Roth IRA Best Bitcoin IRAs Protecting Your 401(k) In a Recession Types of IRAs Roth vs Traditional IRA How To Open A Roth IRA
• Business Formation Best LLC Services Best Registered Agent Services How To Start An LLC How To Start A Business
• Web Design & Hosting Best Website Builders Best E-commerce Platforms Best Domain Registrar
• HR & Payroll Best Payroll Software Best HR Software Best HRIS Systems Best Recruiting Software Best Applicant Tracking Systems
• Payment Processing Best Credit Card Processing Companies Best POS Systems Best Merchant Services Best Credit Card Readers How To Accept Credit Cards
• More Business Solutions Best VPNs Best VoIP Services Best Project Management Software Best CRM Software Best Accounting Software
• Manage Topics
• Investigations
• Visual Explainers
• Newsletters
• Abortion news
• Coronavirus
• Climate Change
• Vertical Storytelling
• Corrections Policy
• College Football
• High School Sports
• H.S. Sports Awards
• Sports Betting
• College Basketball (M)
• College Basketball (W)
• For The Win
• Sports Pulse
• Weekly Pulse
• Buy Tickets
• Sports Seriously
• Sports+ States
• Celebrities
• Entertainment This!
• Celebrity Deaths
• American Influencer Awards
• Women of the Century
• Problem Solved
• Personal Finance
• Small Business
• Consumer Recalls
• Video Games
• Product Reviews
• Destinations
• Airline News
• Experience America
• Today's Debate
• Suzette Hackney
• Policing the USA
• Meet the Editorial Board
• How to Submit Content
• Hidden Common Ground
• Race in America

Personal Loans

Best Personal Loans

Auto Insurance

Best Auto Insurance

Best High-Yields Savings Accounts

CREDIT CARDS

Best Credit Cards

Advertiser Disclosure

Blueprint is an independent, advertising-supported comparison service focused on helping readers make smarter decisions. We receive compensation from the companies that advertise on Blueprint which may impact how and where products appear on this site. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Blueprint. Blueprint does not include all companies, products or offers that may be available to you within the market. A list of selected affiliate partners is available here .

Credit Cards

Why I chose the Chase Sapphire Preferred as my first ever rewards card

Sarah Li Cain

Robin Saks Frankel

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Grace Pilling

Published 6:03 a.m. UTC April 15, 2024

• path]:fill-[#49619B]" alt="Facebook" width="18" height="18" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg">
• path]:fill-[#202020]" alt="Email" width="19" height="14" viewBox="0 0 19 14" fill="none" xmlns="http://www.w3.org/2000/svg">

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full advertiser disclosure policy .

DaLiu, Getty Images

I first started learning about the world of rewards credit cards from friends and bloggers and knew I wanted in. The challenge was that it took me a long time to build my credit , and I wanted to be sure I picked the right card. After some research, I landed on the Chase Sapphire Preferred® Card as my first rewards credit card. Yes, there are other cards with lower (or no) annual fees, but I have squeezed a ton of value from this credit card.

Here are the reasons why I landed on the Chase Sapphire Preferred.

our partner

Blueprint receives compensation from our partners for featured offers, which impacts how and where the placement is displayed.

Chase Sapphire Preferred® Card

Welcome bonus.

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.

Regular APR

Credit score.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Editor’s Take

• Flexible points that can be transferred to 14 travel partners or redeemed through Chase Travel℠ at 1.25 cents each.
• $50 annual statement credit toward Chase Travel hotel bookings.
• Valuable travel protections.
• $95 annual fee.
• Category bonuses are limited and not competitive against other travel cards.
• Transfer partner list is limited compared to programs like Amex Membership ® Rewards and Citi ThankYou ® .

Card Details

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Member FDIC

1. I wanted flexible redemption options

Learning about travel rewards and how to redeem points as a beginner all those years ago felt extremely intimidating. I wanted to earn rewards that offered plenty of redemption options and where I could learn at a pace that felt accessible to me. Initially, I ignored the airline and hotel transfer partners and decided I would focus on how I would use my Ultimate Rewards® points through the Chase Travel℠ portal. 

Taking this route eased my fears about how to book flights and hotels using rewards. I was also happy that I didn’t have to feel loyal to one airline or hotel chain like I would have with a cobranded rewards card. After booking a few trips through the Chase travel site, I took the time to learn about the issuer’s travel loyalty transfer partners (there are 14 in total). But I still liked choosing which method — booking through Chase Travel or transferring points — was better for me to squeeze the most out of my points. 

Some travel rewards redemptions offer more value than others. Here’s some of the best ways to use Chase points .

2. The annual fee is accessible, even for occasional travelers

When I opened the Sapphire Preferred card, my family wasn’t traveling much. We were still settling into our new home, my husband had started a new job and I was juggling taking care of my young child with my freelance career. I aimed to earn enough rewards from the card to nab heavily discounted hotels and the occasional flight when we visited family once or twice a year.

At $95, the annual fee felt affordable to us. A pricier card with lounge access wasn’t important, because we didn’t fly enough to feel that feature would be worth it. However, the Sapphire Preferred’s $50 annual Chase Travel hotel credit was, since we stop and stay overnight on our cross-country drives during the summer. 

3. I was able to earn the welcome bonus easily

My family and I mostly used credit cards to pay for bills like utilities and groceries. Looking over our expenses, we could easily spend thousands of dollars over a span of several months. The minimum spend requirement to earn the welcome bonus — 60,000 points after spending $4,000 on purchases in the first three months of account opening — was well within our reach. Plus, I paid off my credit cards each month, meaning we didn’t pay any interest and our rewards earnings didn’t cost us extra. 

The minimum spend is higher than some rewards cards, though lower than luxury ones — my family and I were able to hit the minimum spend in a little over two months. Considering I earned $750 worth of travel if I booked through Chase Travel (which I was mostly doing in the beginning anyway), it was well worth it.

4. There are no foreign transaction fees

My mom and sister live in Canada where I grew up, so I make the annual trek with my family to visit them along with several other close friends. I knew that whatever credit card I signed up for, I wanted no foreign transaction fees when using it in another country. My last credit card did charge fees for transactions overseas, and though they may not seem like much on their own, they do add up.

This benefit alone didn’t convince me to sign up for the Sapphire Preferred but it was certainly a welcome benefit in addition to all the others. 

5. Why I keep the Sapphire Preferred even years later

The Chase Sapphire Preferred has stayed in my wallet for the last six years and I don’t plan on canceling it anytime soon. The initial signup bonus earned my family several hotel nights when we visited family and friends. In subsequent years we took advantage of the $50 annual hotel credit and other benefits, such as primary rental car insurance , to make the annual fee worth it. 

Over the years I’ve added two other Chase cards to the mix — the Chase Freedom Unlimited® and the Ink Business Preferred® Credit Card * The information for the Ink Business Preferred® Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. . I pool the points I earn from these two credit cards with my Sapphire Preferred because the Preferred offers a 25% points boost when booking travel through Chase. Since I have a family of three to book travel for, I want to use all the advantages I can get. 

Considering a rewards card? Here’s how to choose the right credit card for you.

*The information for the Ink Business Preferred® Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Sarah Li Cain is a finance and small business writer currently based in Jacksonville, Florida whose articles have been published with outlets such as Fortune, CNBC Select, the Financial Planning Association and Zillow.

Robin Saks Frankel is a credit cards lead editor at USA TODAY Blueprint. Previously, she was a credit cards and personal finance deputy editor for Forbes Advisor. She has also covered credit cards and related content for other national web publications including NerdWallet, Bankrate and HerMoney. She's been featured as a personal finance expert in outlets including CNBC, Business Insider, CBS Marketplace, NASDAQ's Trade Talks and has appeared on or contributed to The New York Times, Fox News, CBS Radio, ABC Radio, NPR, International Business Times and NBC, ABC and CBS TV affiliates nationwide. She holds an M.S. in Business and Economics Journalism from Boston University. Follow her on Twitter at @robinsaks.

Grace Pilling is a deputy editor for credit cards at USA TODAY Blueprint. She believes credit cards are the ultimate choose-your-own-adventure tools of the financial world and gets excited about helping people discover the best credit card strategy for their unique goals. Prior to joining Blueprint, Grace worked on and led personal finance teams at Bankrate, CreditCards.com, MoneyUnder30 and MoneyGeek. She has a bachelor’s degree in English and writing and a diploma in editing and publishing.

Amex Gold vs. Platinum

Credit Cards Harrison Pierce

How to use Alaska Airlines Companion Fare

Credit Cards Ariana Arghandewal

How I maximize my Chase Ink Business Unlimited Card

Credit Cards Lee Huffman

How to do a balance transfer with Discover

Credit Cards Louis DeNicola

9 ways to maximize the Citi Custom Cash card’s 5% cash-back categories

American Express Business Platinum benefits guide 2024

Credit Cards Chris Dong

Why I applied for the new Wells Fargo Autograph Journey℠ Visa® Card

Credit Cards Jason Steele

Which Citi balance transfer card should I get?

Credit Cards Julie Sherrier

5 reasons why the Citi Diamond Preferred is great for paying down debt

Credit Cards Michelle Lambright Black

Welcome offer on Chase’s IHG One Rewards Premier Business card soars to 175K points

Credit Cards Carissa Rawson

You might be a small business owner and not even know it

Chase Freedom Flex benefits guide 2024

6 ways to maximize the Citi Double Cash Card

Credit Cards Ben Luthi

How to use the Citi trifecta to maximize your rewards

Credit Cards Ryan Smith

Hilton Honors American Express business card unveils new profile, plumps up annual fee

• Nation & World
• Next total solar eclipse will hit these 2 popular travel destinations

Feeling FOMO from not traveling for the Great Texas-Indiana Eclipse of 2024? Yeah, we know. Then it’s not too soon to daydream about the next total solar eclipse, coming to Iceland and Spain on Aug. 12, 2026. It makes for a tantalizing choice for travelers.

Around 5 p.m. GMT, the zone of totality will fall across western Iceland, including the acclaimed, remote Snaefellsnes Peninsula and the Reykjavik region, with more than two minutes of blackout. Then the moon’s shadow crosses to northern Spain, on a swath between Barcelona and Madrid, for almost two minutes of totality. It ends near sunset over the Balearic Islands (Ibiza, Mallorca, Menorca, etc.). Eastern Greenland, far northern Russia and a sliver of Portugal will also get in on the total darkness.

The next total solar eclipses to be visible in the continental U.S.? Set reminders for Aug. 23, 2044, and Aug. 12, 2045.

Most Read Nation & World Stories

• Justice Thomas misses Supreme Court session Monday with no explanation
• These two Oregon and Washington cities named among best places to live in U.S.
• A weary Trump appears to doze off in courtroom before criminal trial WATCH
• Pro-Palestinian demonstrators shut down airport highways and key bridges in major US cities WATCH