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Full List of American Express Card Customer Service Numbers [2024]

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American Express Personal Card Customer Service Numbers

American express business card customer service numbers, american express corporate cards customer service numbers, american express travel and membership rewards customer service numbers, american express customer service alternate methods of contact, final thoughts.

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If you want to contact American Express Customer Service regarding your personal, business, or corporate card, you’ve come to the right place. Whether you want to make a payment, apply for a new card, dispute a fraudulent charge, or simply have questions about your account, you can use the following customer service phone numbers.

The best number to call may vary depending on the purpose of your call, so we’ve broken out some common areas of concern. We’ve also included some alternate contact methods so you can choose the best way to get in touch with American Express. That said, the general customer service line is always a good place to get started.

If you need to talk to someone regarding one of the Amex credit cards , you’ll want to use the phone numbers in this section.

Customer Service for Personal Cards: 800-528-4800 or contact the number on the back of your card for the following American Express personal cards:

• American Express Cash Magnet ® Card *
• American Express ® Gold Card
• American Express ® Green Card *
• The Amex EveryDay ® Credit Card *
• The Amex EveryDay ® Preferred Credit Card *
• Blue Cash Everyday ® Card from American Express
• Blue Cash Preferred ® Card from American Express
• Delta SkyMiles ® Blue American Express Card
• Delta SkyMiles ® Gold American Express Card
• Delta SkyMiles ® Platinum American Express Card
• Delta SkyMiles ® Reserve American Express Card
• Hilton Honors American Express Aspire Card *
• Hilton Honors American Express Card
• Hilton Honors American Express Surpass ® Card
• Marriott Bonvoy Brilliant ® American Express ® Card
• The Platinum Card ® from American Express

* All information about these cards has been collected independently by Upgraded Points.

Hot Tip:  This list includes all cards that American Express currently issues. If you hold a card that is not listed, you are still able to call the phone numbers listed or call the number listed on the back of your card for assistance.

To Report Lost or Stolen Card, Fraud, or Dispute a Charge: 800-528-4800

Make Payments by Phone: 800-472-9297

Apply for a Card: 888-297-1244

Check Application Status: 877-239-3491

Verify Card: Call the number listed on the activation sticker or verify receipt online

If you have an American Express business card , this is the section you’ll want to use.

Customer Service for Business Cards: 800-492-3344

• Amazon Business American Express Card*
• Amazon Business Prime American Express Card *
• The American Express Blue Business Cash™ Card
• American Express ® Business Gold Card
• The Blue Business ® Plus Credit Card from American Express
• Business Green Rewards Card from American Express *
• The Business Platinum Card ® from American Express
• Delta SkyMiles ® Gold Business American Express Card
• Delta SkyMiles ® Platinum Business American Express Card
• Delta SkyMiles ® Reserve Business American Express Card
• The Hilton Honors American Express Business Card
• Lowe’s Business Rewards Card from American Express *
• Marriott Bonvoy Business ® American Express ® Card
• The Plum Card ® from American Express

Hot Tip:  If you have a card that is not listed, you can still call the phone numbers listed or refer to the number listed on the back of your card for assistance — this just means that your card may no longer be open to new applicants. 

To Report a Lost or Stolen Card, Fraud, or Dispute a Charge: 800-528-4800

Apply for a Card: 800-519-6736

Verify Card:  Call the number listed on the activation sticker or verify receipt online

If you hold a corporate card that your employer manages, these are the customer service numbers you’ll want to reference.

General Customer Service for American Express Corporate Cards: 800-528-2122

• American Express ® / Business Extra ® Corporate Card*
• American Express ® Corporate Gold Card*
• American Express ® Corporate Green Card*
• Corporate Platinum Card ® by American Express*

Platinum Customer Service: 800-492-3932

Bottom Line: We’ve included the numbers for cardholders only. If you’re a Program Administrator, you’ll need to call 888-800-8564  for customer service support.

If you’re looking to book or change travel through American Express or have questions about your Membership Rewards account , here are some good numbers to use.

Reservations for Air, Hotel, and Car Rentals:

• Inside the U.S.: 800-297-2977
• Outside the U.S.: 312-980-7807

Reservations for Cruises: 800-297-5627

Membership Rewards Customer Service Number: 800-297-3276

Company Website: americanexpress.com

General Inquiries Mailing Address: American Express P.O. Box 981535 El Paso, TX 79998-1535

Payment Mailing Address: American Express P.O. Box 650448 Dallas, TX 75265-0448

Customer Login: global.americanexpress.com/login

Secure Chat: Log into your American Express account and click the blue Chat box in the bottom right corner. This secure chat function will allow you to speak with an American Express representative.

Twitter: Tweet questions to @AskAmex

Facebook: Send messages via  Facebook

In the event you need to contact American Express, you can use this post as a resource. It includes the various ways you can contact American Express, including by phone, chat, and social media. And could come in handy if you need to do things like make a payment, dispute a charge, or even apply for a new card.   

The information regarding the Amazon Business American Express Card, American Express ® / Business Extra ® Corporate Card, American Express ® Corporate Gold Card, and American Express ® Corporate Green Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

The information regarding the American Express Cash Magnet ® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the American Express ® Green Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information for The Amex EveryDay ® Credit Card has been independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the The Amex EveryDay ® Preferred Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Business Green Rewards Card from American Express was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of the American Express ® Gold Card, click  here . For rates and fees of the Blue Cash Everyday ® from American Express, click  here . For rates and fees of the Blue Cash Preferred ® Card from American Express, click here . For rates and fees of the Delta SkyMiles ® Blue American Express Card, click here . For rates and fees of the Delta SkyMiles ® Gold American Express Card, click here . For rates and fees of the Delta SkyMiles ® Platinum American Express Card, click here . For rates and fees of Delta SkyMiles ® Reserve American Express Card, click here . For rates and fees of the Hilton Honors American Express Card, click here . For rates and fees for The Hilton Honors American Express Surpass ® Card, click here . For rates and fees of the Marriott Bonvoy Brilliant ® American Express ® card, click here . For rates and fees of The Platinum Card ® from American Express, click here . For rates and fees of the Amazon Business Prime American Express Card, click here . For rates and fees of The American Express Blue Business Cash™ Card, click here . For rates and fees of the American Express ® Business Gold Card, click here . For rates and fees of The Blue Business ® Plus Credit Card from American Express, click here . For rates and fees of The Business Platinum Card ® from American Express, click here . For rates and fees of the Delta SkyMiles ® Gold Business American Express Card, click here . For rates and fees of the Delta SkyMiles ® Platinum Business American Express Card, click here . For rates and fees for the Delta SkyMiles ® Reserve Business American Express Card, click here . For rates and fees of The Hilton Honors American Express Business Card, click  here . For the rates and fees of the Lowe’s Business Rewards Card from American Express, click here . For rates and fees of the Marriott Bonvoy Business ® American Express ® Card, click here . For rates and fees of The Plum Card ® from American Express, click here .

Frequently Asked Questions

Does amex have live chat.

American Express has a live chat feature that allows you to speak directly with an American Express representative 24/7.

To access this chat, log on to your American Express account and click the blue Chat  box in the bottom right corner. American Express suggests doing this from a desktop for the best results.

What is the number for American Express customer service?

American Express has a few customer service lines depending on your card type:

• Personal cards — 800-528-4800
• Business cards — 800-492-3344
• Corporate cards — 800-528-2122

You can also contact the number on the back of your card as well.

How do I dispute a charge on my American Express card?

Once you see a charge on your card that you don’t recognize or see charges for services you believe are incorrect, you’ll want to contact American Express customer service immediately. Whether you have a personal, business, or corporate card, the best number to call is 800-528-4800 .

You can also log on to your account and do the following:

• Visit Account Services
• Select Inquiry and Dispute Center from the side menu
• Click on Open a Billing or Payment Dispute

How do I verify my American Express card?

Once you receive your new American Express card in the mail, you’ll have to confirm that you’ve received it for it to be activated. You can confirm receipt online or by calling the phone number listed on the sticker on the front of your new card.

With either method, you’ll need to provide the card number and 4-digit security code.

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About Christy Rodriguez

After having “non-rev” privileges with Southwest Airlines, Christy dove into the world of points and miles so she could continue traveling for free. Her other passion is personal finance, and is a certified CPA.

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How can I contact American Express Customer Service?

It’s easy to connect with an American Express Representative by phone. Personal credit card users can access 24/7 support by calling 1-800-528-4800. You can also correspond online with American Express Customer Service representatives 24/7 by logging into your existing account dashboard or through your mobile app and clicking on the “Chat” icon in the bottom corner of your home screen.

American Express’s customer service is noted for its general excellence. Account holders typically report high levels of satisfaction with their customer service experiences. One reason is because American Express offers its customers a variety of ways to get in touch. Customers may connect with representatives by:

• Online Chat
• Social Media

In order to access many of these channels, you must be an American Express account holder. Not yet an American Express account holder? Find out how likely you are to qualify .

Otherwise, read on to learn more about connecting with American Express Customer Service.

How can I get the fastest customer service?

The fastest way to get customer service is to call the phone number connected to your specific account type. American Express customer service makes it easy to connect with live human help by channeling accounting holders to specific customer services departments. So for the most efficient help, your best bet is to check out the American Express directory of numbers.

You’ll find contact numbers for every type of credit card that American Express offers along with hours of availability, options for hearing impaired customers, and alternative automated calling systems if you just wish to make payments over the phone.

American Express offers unique phone numbers for Personal Cards, Corporate Business Accounts (1-800-528-2122), Traveler Rewards Cards (1-800-297-2977) and Membership Rewards Cards (1-800-297-3276). But really, that’s just the tip of the iceberg. 

The phone numbers listed in the American Express customer services directory include specific departments for small businesses, merchants, and those who use AmEx for their accounts payable solutions. You can also find specific phone numbers for booking cruises, managing personal loans, and much more.

Still shopping around for the right American Express Card? Check out this list of 30 questions you should ask before settling on the right credit card offer for you.

How can I contact American Express customer service online?

You may contact American Express Customer Service online using the “Chat” feature on your American Express website account dashboard. In order to use the Chat feature, you must be an account holder with access to your online account portal. If you already have an American Express card, but you have not yet created an online account, you can register here .

Once you have created an account, you will not only be able to manage payments, request higher credit limits, redeem rewards and and replace lost or stolen cards through your online dashboard, but you will also be able to use the online “Chat” feature to contact 24/7 customer service. Simply locate the “Chat” icon on the bottom of your homepage to initiate a conversation.

How can I connect with American Express Customer Service using my mobile app?

Once you have an American Express account, you’ll want to grab the AmEx mobile app for your smartphone or tablet. The mobile app gives you the power to manage your account, make payments, request credit limit increases, and replace lost or stolen cards all while on the go. And the mobile app also offers direct access to a 24/7 Chat feature. Find the “Chat” icon on the top right corner of your mobile app, click it, and connect with American Express customer service.

How can I connect with American Express on Social Media?

American Express also invites its customers to reach out directly through a number of leading social media channels in order to engage on a variety of topics. Customers may use these channels to engage directly with public facing company representatives.

For instance, American Express has a publicly accessible Facebook page on which customers are free to share their views–both positive and negative–on the company, their experiences as customers, and their views on the company’s policies writ large. A quick scan of comments on the page shows that American Express representatives are highly responsive to customer feedback of all shapes and sizes.

At one time, American Express also operated a Twitter page called Ask AmEx. This page is no longer active, instead directing visitors, “For Amex service, please contact us directly by phone, app or at http://amex.co/contactus .”

And in general, American Express strongly advises its customers to reach on through more private channels to address personal customer service matters. According to its own community service guidelines, “For customer care inquiries specific to your account, please call the number on the back of your Card, chat with us on americanexpress.com or within our mobile app . If you have a Card issue from an American Express Network Partner, please contact your issuer by calling the number on the back of your Card.”

How can I contact American Express Customer Service by mail?

You may contact American Express Customer Service by mail. If this is your preferred form of correspondence, you may send communications, forms, and documents to the following address:

American Express P.O. Box 981535 El Paso, TX 79998-1535

Protect Your Privacy

Before corresponding and transmitting personal information through any of these channels, be sure that you’ve taken all the appropriate steps to protect your privacy, your identity, and your account information. American Express stresses the importance of protecting your privacy, especially when corresponding through its social media channels.

In its Community Guidelines statement , American Express advises account holders to “protect your privacy and don’t share personal information about you, your family, or others on the American Express Facebook page. For example, you should never post your Card number, Social Security Number, phone number, or other non-public personal information about yourself or anyone else.”

While it may seem obvious that you shouldn’t share your Social Security Number on Facebook, there are plenty of far less obvious ways that identity thieves, hackers, and credit card scammers can steal your information. To learn more, and keep yourself safe, check out our list of ten ways you can protect yourself against credit card fraud.

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• Key takeaways

Is the Amex Business Platinum card worth it?

Amex business platinum card rewards, amex business platinum card benefits, amex business platinum card fees, rates & limit, how the amex business platinum card compares, is the amex business platinum card right for me, how do i apply for the amex business platinum card, faq: amex business platinum card.

Amex Business Platinum Card Review 2024: Is It Worth It?

• The Business Platinum Card® from American Express offers a chance to earn 5x points on travel and rack up points on everyday business spending too.
• Card members can benefit from more than $1,000 in statement credits every year.
• This card does come with an annual fee of $695 ( see rates and fees ).
• You can carry a balance for some charges with the Pay Over Time feature, but not for all.

At first glance, The Business Platinum Card® from American Express comes with a high admission price — its annual fee is almost $700. However, when you dig into the benefits, you find out that it also comes with more than $1,000 in statement credits annually and ample opportunity for earning valuable points. That’s especially true if you book travel for yourself or your employees regularly.

Find out more about this card to decide if it’s right for you in our Amex Business Platinum card review.

We’ll take a look at:

• How you can maximize rewards with this card
• What types of statement credits you can get
• Whether this is a charge card or credit card
• How to apply for the Amex Business Platinum card
• Excellent welcome offer
• Easy to earn points
• Great travel benefits
• No intro APR offer
• Hefty $695 annual fee
• High spending requirement for welcome offer

The Business Platinum Card® from American Express may be worth it for business owners who travel frequently and can take advantage of its premium travel benefits, such as Amex lounge access worldwide. It also comes with high point earnings on select purchases, which makes it a great option for businesses that spend on more than just travel.

However, this American Express card does come with a substantial annual fee of $695. This makes it less appealing for small businesses that don’t usually spend much on travel. In these cases, you may prefer another business credit card better suited to your organization.

Amex Business Platinum pros and cons

• A generous welcome offer
• 5x points on prepaid flights and hotels booked through American Express Travel
• Comprehensive travel benefits including access to Amex lounges worldwide
• Up to $1,400 in credits, including for airline fees, Dell purchases and more
• A high annual fee of $695
• A more complex rewards system that requires careful management and an understanding of your options
• Requires good to excellent credit

Learn more about the Amex Business Platinum card

Terms apply / Rates & fees

As the flagship business rewards card , the Amex Business Platinum offers an excellent rewards structure, especially if you book regular travel for yourself or your staff. 

Welcome offer

You can earn 120,000 Membership Rewards Points when you spend $15,000 in the first three months of holding this card. 

The value of rewards points depends on how and when you redeem them, but the average is around 1 cent per point. That means this welcome offer has a potential value of around $1,200.

Earn Amex Business Platinum rewards

You can earn valuable rewards points outside of the welcome offer too, including:

• 5x points when you book prepaid flights and hotel stays through American Express Travel
• 1.5x points on certain business expenses, such as electronic goods, construction and hardware expenses, software subscriptions and expenses and shipping
• 1.5x points on any purchase of $5,000 or more
• 1x points on all other purchases

Redeem Amex Business Platinum reward points

You can redeem Amex Platinum Business card rewards in a variety of ways, providing flexibility on how you use these perks. 

Some options include:

• Booking travel.  When you use your rewards to book through American Express Travel, you typically get the most value per point.
• Transferring points. Amex lets you transfer points to hotel and airline rewards programs, including Delta, Marriott Bonvoy and Virgin Atlantic. You need at least 500 points to transfer and must transfer in increments of 250 points.
• Shopping.  You can use your points to purchase gift cards and merchandise.
• Receiving a statement credit. Request a conversion to cash back and get a statement credit using your points.
• Donating to charity. In some cases, you can redeem points for charity donations—a benefit that could help with goodwill for your business. 

In addition to a pretty strong rewards structure, the American Express Business Platinum card offers some great benefits for business card members . 

Travel benefits

Amex is known for its travel cards , and the Amex Business Platinum is no exception.

Some travel benefits you can get with this card include:

• American Express Global Lounge Collection.  Platinum cardholders get access to Amex lounges across the globe, making business travel more enjoyable. 
• Marriott Bonvoy Gold Elite status. You can leverage our card membership status to upgrade to Elite status with this hotel rewards program without meeting stay requirements. That can help you earn free nights and other perks faster. 
• Hilton Honors Gold status.  Not a Marriott Bonvoy member? That’s okay because you get a similar benefit with Hilton’s hotel rewards program. 
• Fine Hotels & Resorts program.  When booking luxury and other hotel stays through American Express Travel, you can get hundreds of dollars in perks and upgrades, making any stay more enjoyable. 
• Travel insurance. By paying for travel expenses with your Amex Platinum Business card, you get automatic Amex travel coverage that helps mitigate losses due to delayed or canceled trips, interruptions during travel, damage to rental cards or lost or delayed baggage.

Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/​benefitsguide for more details. Underwritten by Amex Assurance Company.

Statement credits

The Amex Business Platinum card comes with a bevy of statement perks every year to help your business save money. 

Options include:

• Indeed statement credit. You can get up to $90 back each quarter on purchases you make with Indeed as you work to round out your staff. This credit opportunity is through December 2024.
• Dell statement credit.  Through December 2024, you can earn up to $400 on purchases with Dell in the United States. You can earn up to $200 semi-annually.
• Adobe statement credit.  If you use your Amex Platinum Business card to pay for an auto-renewing Adobe subscription, you can get up to $150 back in statement credits per year.
• Wireless services statement credit. You can get up to $120 back per year when you use your Business Platinum card to pay for services with a U.S.-based wireless phone carrier. 
• Airline fee credit.  You can get up to $200 in credits on airline fees, including baggage fees. You’ll need to choose one airline and spend with that airline to get these perks.
• CLEAR plus credit.  Earn up to $189 back on CLEAR Plus membership annually when you pay with this card.
• Global Entry or TSA PreCheck credit.  Get up to $100 in statement credit every 4.5 years to help cover the cost of either Global Entry or TSA Precheck .

Shopping protections

Using your Amex Business Platinum to make purchases for your company ensures you’re backed by numerous shopping protections.

These protections include:

• Extended warranty. When you use this card to purchase items that have a manufacturer’s warranty of five years or less, you get extended coverage for up to one year. That means if your business laptop, printer, copy machine, or other covered item breaks right after the manufacturer’s warranty is up — as often happens — you’re still covered. 
• Purchase protection. Use your Amex card to purchase items and get peace of mind knowing you can get reimbursed for losses if the item is damaged in an accident or stolen. This coverage is good for up to $10,000 per incident and a total benefit of $50,000 per year.
• Return protection.  If you can’t return your item to a vendor, you may be able to return it directly to Amex and get a refund. 
• Cell phone protection.  Amex coverage will reimburse you for replacement or repair of a damaged cell phone up to $800 total minus a $50 deductible. You can use this benefit up to two times annually as long as you are paying your cell phone bill with your Amex card.

So far, the Amex Business Platinum is stacking up to sound like a great option. But you need to understand the fee structure to know if all those rewards and statement credit opportunities actually end up profiting your business. 

Business Platinum Card from American Express fees

With Amex, huge perks and rewards usually come at a price, and that’s true with this card. The annual fee is $695. However, you can add up to 99 employee cards at no additional fee, and spending on those cards also earns rewards ( see rates and fees ).

Other fees you may pay with this credit card include:

• $39 or 2.99% of any past due balance when you make a late payment, whichever is greater
• $39 if your payment is ever returned

You won’t pay foreign transaction fees if you make purchases outside of the United States.

Business Platinum Card from American Express interest rates

With this card, Amex offers a Pay Over Time feature that lets you carry a balance over time at an APR of 19.49% to 27.49% variable, depending on your creditworthiness. This feature is only available on certain purchases and is limited by a Pay Over Time Limit, which works similarly to a credit limit. 

If you make late payments, you may be assessed a penalty APR of 29.99% variable for 12 billing cycles. The penalty APR applies if you make two or more late payments within 12 months, you have a returned payment or you fail to make a minimum payment at all within an entire statement cycle. 

Business Platinum Card from American Express credit limit

This card doesn’t come with a preset spending limit. The amount you can spend at any one time depends on your credit history and your management of American Express credit card accounts, including this one. As you demonstrate responsible account management, you can typically increase your credit limit . 

Note that the Pay Over Time benefit does come with a limit. This limit might also change as you demonstrate a responsible payment history. You can call Amex to discuss your limits and how much you would like to be able to spend.

While it’s one of the most costly when it comes to an annual fee, the Amex Business Platinum is among the top business rewards cards on the market. It offers plenty of statement credits, rewards opportunities and card member perks, and you may find that you get more benefits from this card than others.

The Business Platinum Card from American Express vs. American Express® Business Gold Card

For businesses that can’t maximize Platinum card perks, an American Express Business Gold Card might be a better option. The annual fee for this card is only $375 ( see rates and fees ), and you earn 4x points on two spending categories you select, 3x points on flights and hotels booked through American Express Travel and 1x points on other purchases. You can also get a welcome offer of 70,000 bonus points when you spend $10,000 in the first three months.

It’s worth noting that you can only earn 4x points in your selected categories on a total of $150,000 in spending annually. After that, spending in those categories earns 1x points. 

While the Business Gold card doesn’t offer quite the same level of perks and statement credits that the Platinum card does, you can still earn $155 in Walmart+ credit and $20 monthly credits for eligible business expenses. 

The Business Gold card also utilizes Pay Over Time features, and the rates and fee structures on this card are the same as they are for the Platinum card. 

Read our full Amex Business Gold card review

The Amex Business Platinum card holds a lot of enticing benefits, but it’s best for businesses that have higher spending budgets. If you’re only spending a few thousand each month, you probably won’t maximize the rewards and perks on this card, making that $695 annual fee a financial albatross.

Explore these alternatives if you’re not convinced the Amex Business Platinum card if the right fit for you.

• Capital One Spark business cards
• Chase business cards

You can learn more about the Amex Business Platinum card and apply online. The application typically only takes a few minutes and requires information such as your full name, Social Security or tax ID number, business name, address and contact information, and some basic information about your business revenue or finances. In some cases, Amex might ask for more information, and you may need to provide documents like tax paperwork or checking account statements.

This card requires good or excellent credit . People with credit scores of 700 or higher have the best chance of being approved for this card, but other factors, such as income and overall credit history, are factors in approval.

What credit score do you need for an American Express Business Platinum Card?

You need good or excellent credit to get approved for this card, and a higher score improves your chances. Look to apply for this card if you have a score of 700 or higher. If your score is lower, you may want to consider other options.

How much does the American Express Business Platinum Card cost each year?

The annual fee on this card is $695. However, if you maximize statement credit and rewards opportunities, you can balance out that cost and end up earning with this card.

Can you carry a balance on Amex Business Platinum?

Yes, you can carry some balances forward using the Pay Over Time feature. You must pay other balances off every statement cycle.

How do you redeem American Express Platinum points?

You can redeem American Express points earned with the Platinum card on travel, as statement credits or for various other purchases, including gift cards. Redeem points for travel via American Express Travel or by transferring the points to a hotel or airline loyalty rewards program that participates with Amex.

What type of business do I need to get an American Express Business Platinum Card?

Amex accepts applications from all types of business owners. You can apply as a sole proprietor even if you are the only employee of your business, for example. Whether you are approved has less to do with your business type and more to do with your credit history, business income and ability to make your statement payments.

What airport lounges do I have access to with my American Express Business Platinum Card?

Card members can access more than 1,400 airport lounges across the globe. That includes Aspire, Escape, Plaza Premium, Delta Sky Club and Priority Pass lounges. Some lounges require you to enroll in a program or be flying a certain airline that day.

Sarah Stasik is well versed in personal finance thanks to her previous role as a Revenue Cycle Manager for a Fortune 500 healthcare company. Using her inside knowledge and expertise, Sarah often covers topics ranging from insurance and the economics of private healthcare to personal finance and small business management.

Over the past 12 years, Sarah has contributed to numerous publications in the personal and small business finance sector, including content on budgeting, bankruptcy, small business accounting, and financial tech. Her writing focuses on making complex or seemingly daunting financial topics more accessible and providing helpful, relevant resources for readers.

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New Delhi [India], April 5: American Express announces today the launch of the all-new metal Corporate Platinum Card, designed to cater to the evolving needs of business owners and entrepreneurs in India. This refresh comes with an array of exclusive benefits, aiming to provide unparalleled service and rewards as they navigate challenges and pursue success. The refreshed card now comes in a metal form with best-in-class benefits such as Gold Elite Status at Marriott Bonvoy and Taj Epicure Plus Membership, among others. Card Members can earn up to 5X rewards on spends across select categories including airlines, e-commerce, and IT/ITES spends among others.

As per recent research conducted by American Express, businesses in India are increasingly focusing on expanding their reach, with 63% prioritizing domestic business travel and 60% emphasizing international business travel to establish global connections and seize new opportunities. The enhanced Corporate Platinum Card aims to meet these evolving needs by offering elite memberships, fine indulgences, and complimentary concierge facilities.

Manish Kapoor, Vice President and Head, International Card Services (ICS) – Commercial, American Express Banking Corp., India, stated, “The Corporate Platinum Card Refresh underscores our commitment to delivering unmatched value and support to our corporate customers. With this refresh, we aim to elevate the travel experience, enhance expense management capabilities, and provide more value than ever before.”

Additional benefits that the American Express Corporate Platinum Card Members can enjoy include:

1) Unlimited complimentary access to American Express Global Lounge Collection®:

a. Complimentary access to The Centurion® Lounges across 40+ locations worldwide including Centurion® Lounges and Escape Lounges – The Centurion® Studio Partner.

b. Complimentary membership to the highest tier of Priority PassTM that enables unlimited access to 1400+ premium airport lounges across the globe during overseas travel.

c. Complimentary access to 30+ premium domestic airport lounges.

2) Membership Rewards Benefits:

a. Earn Membership Reward points for every eligible business expense, with no limit on points earned, no expiration date and no redemption charges.

b. Redeem points for a variety of options including travel bookings, points transfer, e-vouchers, and more.

c. Card Members can earn up to 5X points by shopping with select merchants through the Reward Multiplier Program.

3) Platinum Travel:

a. Complimentary suite of benefits such as room upgrade, daily breakfast for two, guaranteed 4pm late check-out and more, that offer an average total value of INR 44,300* at over 1,300 curated properties worldwide under Fine Hotels + Resorts®.

b. Get up to 20% off on Air India (until 31 December 2024) and travel without borders with similar preferential fares on other partner airlines under International Airline Program.

c. Complimentary membership to Taj Epicure Plus and Card Members can avail benefits such as 25% off on Food & Beverage on dine-in and takeaways, and on food deliveries via Qmin App along with 20%* off on stays at Taj Palaces, Taj Safaris and more.

d. Complimentary Hertz Gold Plus Rewards membership which includes 15% off on car rental worldwide, 25% off on Hertz Prestige Collection, and more.

4) Comprehensive Travel and Protection Services:

a. Access 24/7 Platinum Travel Services for airline, hotel, and car rental bookings, along with concierge services for various arrangements.

b. Protection services including Air accident insurance cover of INR 5 Crore and overseas medical insurance of $50,000.

*For more information, visit the website:

https://www.americanexpress.com/en-in/benefits/corporate-card-platinum/

ABOUT AMERICAN EXPRESS:

American Express is a globally integrated payments company, providing customers with access to products, insights and experiences that enrich lives and build business success. Learn more at americanexpress.com and connect with us on facebook.com/americanexpress , instagram.com/americanexpress , linkedin.com/company/american-express , twitter.com/americanexpress , and youtube.com/americanexpress . Key links to products, services and corporate responsibility information: personal cards , business cards and services , travel services , gift cards , prepaid cards , merchant services , Accertify , Kabbage , Resy , corporate card , business travel , diversity and inclusion , corporate responsibility and Environmental, Social, and Governance reports.

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News Releases Category | March 28, 2024

Hilton and American Express Introduce Enhanced Hilton Honors American Express Business Card with Rewards and Benefits to Help Business Owners Elevate Their Travel

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MCLEAN, Va. & NEW YORK – Today, Hilton (NYSE: HLT) and American Express (NYSE: AXP) introduced the enhanced Hilton Honors American Express Business Card , featuring new benefits and up to $240 each year in annual statement credits on eligible Hilton purchases, along with a simplified rewards structure to earn Hilton Honors Bonus Points wherever Card Members spend. The updated Card enables Card Members to use their business purchases to fuel future Hilton stays, all with the powerful backing of American Express.

“At Hilton, we understand the importance of small and medium-sized businesses and are committed to providing unique offerings for business owners and travelers,” said Mark Weinstein, chief marketing officer, Hilton. “Together with American Express, we’re proud to unveil the newly-refreshed Hilton Honors American Express Business Card, that makes Card Members’ Hilton stays especially rewarding. Our Card benefits can elevate business owners’ travel experiences – the accelerated points earned can be redeemed for work trips or unforgettable dream getaways.”

“American Express and Hilton have partnered for over 70 years to provide elevated service and benefits for our business customers,” said Eva Reda, executive vice president, Global Commercial Services Products at American Express. “Business owners have challenging, around-the-clock jobs, and they need rewards that can be used for business trips to meet with clients, suppliers, or team members – or that can be used for personal trips to recharge and find new inspiration. The enhanced Hilton Honors American Express Business Card is designed to help Card Members balance work and life, rewarding business owners across both.”

Rewarding, Flexible Benefits for Everyday Business Spend and Elevated Travel

Now with a sleek metal design, the newly enhanced Hilton Honors American Express Business Card provides accelerated ways for Card Members to earn rewards, an important need particularly for small businesses. 

• Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Hilton Honors Business Card directly with a hotel or resort within the Hilton portfolio
• (NEW) Earn 5X Hilton Honors Bonus Points on other purchases made using the Card on the first $100,000 in purchases each calendar year, 3X Points thereafter
• (NEW) Earn up to $240 back each year on eligible Hilton purchases made on your Card, with up to $60 in statement credits per quarter
• (NEW) Complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club ® program is required. Terms apply. 
• Enjoy Complimentary Hilton Honors Gold status, with perks like an 80% Bonus on Base Points you earn on every stay, space-available room upgrades at select properties, and more
• Upgrade to Hilton Honors Diamond status through the end of the next calendar year by spending $40,000 on eligible purchases on your Card in a calendar year to enjoy benefits like a 100% Bonus on Base Points you earn on every stay, premium Wi-Fi at select properties, and more

In addition to these benefits, the Hilton Honors American Express Business Card offers a number of built-in features that help small businesses seamlessly manage their accounts. Employee Cards can also be added with no annual membership fee.

With these new benefits, the Hilton Honors American Express Business Card will have an annual fee of $195 starting March 28, 2024. New Card Members can take advantage of a limited time welcome offer valid from March 28 – June 5, 2024, to earn 175,000 Hilton Honors Bonus Points after spending $8,000 in eligible purchases on their new Card in their first six months of Card Membership. Terms apply .

The enhanced Hilton Honors American Express Business Card follows the recently enhanced Hilton Honors American Express Surpass ® and Aspire Cards , announced in October 2023 to consumer Card Members. 

For more information, including terms and conditions, about the Hilton Honors American Express Business Card, visit here .

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About hilton.

Hilton is a leading global hospitality company with a portfolio of 22 world-class brands comprising more than 7,500 properties and nearly 1.2 million rooms, in 126 countries and territories. Dedicated to fulfilling its founding vision to fill the earth with the light and warmth of hospitality, Hilton has welcomed over 3 billion guests in its more than 100-year history, was named the No. 1 World’s Best Workplace by Great Place to Work and Fortune and has been recognized as a global leader on the Dow Jones Sustainability Indices for seven consecutive years. Hilton has introduced industry-leading technology enhancements to improve the guest experience, including Digital Key Share, automated complimentary room upgrades and the ability to book confirmed connecting rooms. Through the award-winning guest loyalty program Hilton Honors, the more than 180 million members who book directly with Hilton can earn Points for hotel stays and experiences money can't buy. With the free  Hilton Honors app , guests can book their stay, select their room, check in, unlock their door with a Digital Key and check out, all from their smartphone. Visit  stories.hilton.com  for more information, and connect with Hilton on  Facebook , Twitter ,  LinkedIn ,  Instagram  and  YouTube . 

About Hilton Honors

Hilton Honors is the award-winning guest loyalty program for Hilton’s world-class brands comprising nearly 7,500 properties in 126 countries and territories. Hilton Honors members who book directly through preferred Hilton channels have access to instant benefits, including a flexible payment slider that allows members to choose nearly any combination of Points and money to book a stay, an exclusive member discount and free standard Wi-Fi. Members also have access to contactless technology exclusively through the industry-leading  Hilton Honors app , where members can check in, choose and access their room using Digital Key. Hilton Honors offers its more than 180 million members hundreds of ways to earn and redeem Points, including with select co-branded credit cards . Members can redeem Points for free nights, purchases on Amazon, exclusive experiences, charitable contributions and more. The program is free to join and travelers can enroll online at hiltonhonors.com . Learn more about Hilton Honors at  stories.hilton.com/hiltonhonors , and follow Hilton Honors on Facebook , Twitter and Instagram . 

About American Express

American Express is a globally integrated payments company, providing customers with access to products, insights and experiences that enrich lives and build business success. Learn more at  americanexpress.com  and connect with us on  facebook.com/americanexpress ,  instagram.com/americanexpress ,  threads.net/@americanexpress ,  tiktok.com/@americanexpress ,   linkedin.com/company/american-express ,  twitter.com/americanexpress , and  youtube.com/americanexpress .  Key links to products, services and corporate responsibility information:  personal cards ,  business cards and services ,  travel services ,  gift cards ,  prepaid cards ,  merchant services ,  Accertify ,  Business Blueprint ,  Resy ,  corporate card ,  business travel ,  diversity and inclusion ,  c o rporate responsibility  and  Environmental, Social, and Governance reports .  

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Should You Consider a No Annual Fee Business Credit Card?

By Bill Camarda | American Express ® Freelance Contributor 5 Min Read | April 26, 2021

Whether you run a one-person startup or a sizable established company, business credit cards can provide many advantages: You can quickly make purchases without waiting for more complex financing, smooth out cash flow, strengthen your business credit , improve expense tracking, and earn rewards that can be reinvested into your business. What’s more, some business credit cards have no annual fee – so you can get those benefits without raising your overhead. Although business credit cards with the most lucrative rewards do tend to charge annual fees, plenty of available options mean you may be able to find a no annual fee business credit card with the benefits you care about most. Here are some things to consider when deciding if a no annual fee credit card is right for your small business.

Who May Benefit from a No Annual Fee Business Credit Card

Your company might benefit from a no-annual fee business credit card if you:

Need an easy, inexpensive solution to help organize and manage company spending.

Some no annual fee business credit cards offer sophisticated expense tracking tools, as well as year-end summaries, account alerts, and other features designed to help you control spending more effectively.

Have several employees spending on the company’s behalf.

Paying a separate annual fee for each authorized employee card can lead to significant upfront expenses. What’s more, some or all of these employees might not need the additional benefits associated with fee-based cards. No annual fee business credit cards can reduce yearly expenses.

Will spend relatively low amounts on your card.

Many fee-based credit cards become more cost-effective as your expenditures grow. Imagine, for example, a card with a $100 annual fee that offers 1% more cash back than its no-annual-fee version. All else equal, you’ll need to spend $10,000 over the course of a year to “cover” that $100 annual fee. If you spend more, the card’s benefits will outweigh its annual fee. If you spend less, you may be better off with a no annual fee business credit card. Of course, this example assumes all else is equal. For example, if a no annual fee business credit card has a higher interest rate than a comparable card with an annual fee, consider whether you’ll be able to fully pay your statement balance before each month’s interest-free grace period ends. If not, the lower-interest card may be a better fit despite its annual fee.

Want to earn rewards and/or use travel benefits.

As the preceding example suggests, some no annual fee business credit cards do offer significant benefits, even if at somewhat lower levels than comparable cards with annual fees. So, for example, if you’re satisfied with earning travel rewards at lower levels, in exchange for saving money upfront, these cards may offer the best balance of features and costs.

No Annual Fee Small Business Credit Card Examples

To get a sense of what’s now available, consider this comparison of two similar no annual fee business credit cards:

Each card empowers businesses to spend flexibly beyond their credit limit when necessary, based on a continuing reassessment of factors such as payment history, credit record, and financial resources. Both also offer a full suite of spend management features, including reporting and budgeting tools, account alerts, receipt capture, online statements, year-end summaries, additional employee cards, mobile apps, and the ability to delegate responsibility to an assistant or business partner. Each allow access to vendor payment services as well.

As business travel ramps up again, both offer a travel assistance hotline that helps cardmembers prepare for trips and handle issues ranging from translation to emergency legal or medical referrals while away from home. Both also provide secondary damage and theft coverage for car rentals throughout most of the world. And, for back home, they both offer extended warranty and purchase protection services on covered purchases.

What’s the difference between the two business credit cards with no annual fee?

One refunds 2% cash back on all eligible purchases up to $50,000 per calendar year and 1% on purchases beyond that. The other rewards you with double points up to $50,000 and standard points for purchases beyond that. That can be especially attractive if you’re interested in earning free travel or other attractive deals offered by the card provider.

Things to know before getting a business credit card without annual fee

Some companies choose to maintain both no annual fee and annual fee business credit cards, splitting their expenditures to maximize benefits. For example, a business might pay for core expenses with a no annual fee card, while using an annual fee card for specific spending categories that earn a higher cash back rate, such as office supplies or travel, depending on the card and card issuer. It’s also possible in some cases to upgrade or downgrade a card based on your changing requirements, though credit card providers may limit your ability to move back and forth.

Note that some cards may come with introductory offers, in which an annual fee or interest payments are waived for the first year. In evaluating these, consider both first-year costs and what you’ll pay subsequently.

You know what your business needs

Give it the spending power it's been looking for.

The Takeaway

Companies can choose from many small business credit cards, some of which have no annual fee. To choose the best card for your business needs, be sure to consider rewards goals and company spending habits.

Bill Camarda

Has more than 30 years experience writing about business, technology, and finance. He is an author or co-author of 19 books on information technology.

This content was written by a freelance author and commissioned and paid for by American Express. 

The material made available for you on this website is for informational purposes only and is not intended to provide legal, tax or financial advice. If you have questions, please consult your own professional legal, tax and financial advisors.

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