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How to redeem Discover it Miles, step-by-step

Update: Some offers mentioned below are no longer available. View the current offers here .

Editor's note: This page includes information about the Discover it Miles that is not currently available on The Points Guy and may be out of date.

Not all travel expenses can be covered by traditional credit card points or airline miles. You need to bolster your loyalty portfolio with cash back rewards or a cash equivalent currency that can cover non-travel expenses. Enter the Discover it Miles credit card.

Although this card calls its currency miles, it doesn't earn miles in the traditional sense of airline miles. The miles have a fixed value and can be redeemed for everything from travel to cash back to Amazon purchases and more.

So how exactly do you go about redeeming them? Here's a step-by-step guide for using your Discover it Miles.

New to The Points Guy? Sign-up for our daily newsletter and check out our beginner's guide .

Discover it Miles overview

The Discover it Miles is a no-annual-fee credit card that earns unlimited 1.5x miles on all purchases. As a bonus, Discover will match all the miles you earn in the first year, with no cap. In other words, you'll earn a respectable 3x miles on all purchases in the first year, which is equivalent to 3% cash back. These miles never expire and are worth 1 cent each, regardless of how you redeem them.

Related: Discover it Miles card review

The process to redeem Discover it Miles is as simple as earning them. After you log in to your Discover account, you'll see your rewards total on the dashboard's right side.

After selecting "ways to redeem," you'll see your total available points and three redemption options:

• Travel credit

Pay with rewards

Redeem on travel

Discover doesn't have any airline or hotel transfer partners . Instead, you could redeem miles to offset recent travel purchases, as well as some non-travel purchases. This is useful for families who often travel during peak holiday seasons and can't always get award availability to line up with their schedules.

With a few simple clicks, you can use the miles to "erase" the cost of recognized travel purchases made within the last 180 days. After selecting the purchase you'd like to offset, you'll get a statement credit for the amount you spent. Unlike some similar cards, there is no minimum redemption.

Any purchase that codes as travel is eligible for this type of redemption, whether it's an Uber ride, flight or Airbnb booking. You do not need to book your travel through a specific portal for it to qualify.

In response to the pandemic, Discover expanded the qualifying category to allow redemptions for certain non-travel purchases. Purchases that can be reimbursed now include those made at restaurants and gas stations . You'll see the eligible non-travel purchases listed on the same page as your travel purchases.

Related: 5 reasons why your family may want a Discover it Miles card

Redeem for cash back

Because Discover miles are worth one cent each, no matter how you redeem them, the best option would be to use them for cash and use as needed. This way, you could pay for your travel and dining purchases with a credit card that earns additional rewards on those purchases.

The cash back redemption option is straightforward, again with no minimum redemption amount. The funds will be deposited directly into your bank account within three business days.

Related: Your ultimate guide to Discover cards

If you want to redeem your miles toward shopping online, you can pay with miles at checkout on Amazon and PayPal. All you need to do is link your Discover card to your accounts and then you'll be able to use miles on the checkout page at the same rate of 1 cent each.

As is the case with other issuers , from time to time, Amazon offers cardholders discounts like 20% off when you redeem at least one Discover mile.

Related: When to use the Discover it Miles card

Bottom line

You're not going to find a more straightforward path to earning cash back and making hassle-free redemptions than with the Discover it Miles Card. Earning 3x miles on all purchases in the first year (once your miles are matched), equates to 3% cash back. That's the best cash rewards earning rate from any credit card out there.

You won't get perks like dining credits or automatic elite status as you do with the top rewards credit cards . However, the Discover it Miles card offers some other valuable benefits, such as no foreign transaction fees and no fee on your first late payment. This card is worth a look, especially if you have some big expenses coming up. Discover it Miles could save you money.

To learn how to redeem Discover it Cash Back rewards, visit this guide .

Additional reporting by Richard Kerr.

Screenshots courtesy of Discover unless otherwise noted.

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Bankrate’s Best Discover Credit Cards of June 2024

• Best overall: Discover it® Cash Back
• Best for travel: Discover it® Miles
• Best for students: Discover it® Student Cash Back
• Best for gas: Discover it® Chrome
• Best for off-campus living: Discover it® Student Chrome
• Best for building credit: Discover it® Secured Credit Card

What is a Discover credit card?

Tips on choosing the best discover card, expert advice on discover cards.

• What people say about Discover cards
• How we asses the best Discover credit cards
• Frequently asked questions

Credit range

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

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Card categories

How do we choose the best overall card?

In determining which cards were worthy of “Best Overall” distinction on marketplace pages, our editorial team reviewed the cards currently available on each page and narrowed the list of candidates to only those cards that either:

• A) had received a minimum 4.0-star overall rating in their primary scoring category based on our proprietary card rating methodology , or 
• B) were currently the highest-rated card on the page. 

We then surveyed an internal panel of expert credit card writers and editors as to which card from the candidate list was most deserving of a “Best Overall” distinction. The winner was selected based on popular vote. 

Best overall

Discover it® Cash Back

Bankrate score

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

Intro offer

• Intro Offer: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

Cashback Match

Rewards rate

Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.

Regular APR

18.24% - 28.24% Variable APR

• 5% Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
• 1% Plus, earn unlimited 1% cash back on all other purchases - automatically.

Why it’s the best overall: “It almost always offers bonus categories that suit my spending, and it’s easy to plan purchases ahead of each quarter so I can maximize my cash back. I also like that I can get extra value from my cash back when I redeem for gift cards. This card helps me save year round, so I’ll always keep one." — Ryan Flanigan , Writer, Credit Cards What we love: Discover’s CashBack Match program matches all the cash back you earn at the end of your first year with the card. And its boosted cash back rate in rotating categories also offers the most generous rate in several common categories, making it a great card for cash back enthusiasts who can maximize the issuer’s rotating calendar. Learn more: Is The Discover it® Cash Back Worth It? Alternatives: People who want to earn high cash back rates may find the Citi Custom Cash® Card card to be a more convenient option. Its boosted cash back rate automatically adjusts to an eligible category you spend the most in each billing cycle.

• It charges no annual fee that could eat into your rewards earnings.
• Discover will automatically match all the cash back you've earned at the end of your first year.
• You must keep track of the quarterly activation dates to get the most out of your rewards.
• It has a $1,500 spending cap on the 5 percent cash back rate each quarter (activation required) before your rewards rate drops to 1 percent.
• Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.
• Redeem your rewards for cash at any time.
• Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
• Get a 0% intro APR for 15 months on purchases. Then 18.24% to 28.24% Standard Variable Purchase APR applies, based on credit worthiness.
• No annual fee.
• Terms and conditions apply.

Best for travel

Discover it® Miles

• Unlimited Bonus: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. You could turn 35,000 Miles to 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.

Discover Match®

Automatically earn unlimited 1.5x Miles on every dollar of every purchase.

• 1.5X Automatically earn unlimited 1.5x Miles on every dollar of every purchase.

What we love: It offers flat-rate rewards for all purchases that you can redeem to book travel accommodations like flights, hotels, vacation packages or rental cars. Flat rewards rates are a great match for spenders who want to keep their credit card rewards simple and flexible. Learn more: Guide to Discover it® Miles Alternatives: This card earns rewards at a relatively low rate, making it difficult to rack up miles. People looking for a new travel card may enjoy a card that earns boosted rewards for common everyday and travel purchases, like the Chase Sapphire Preferred® Card .

• This card doesn’t charge foreign transaction fees, an important asset to a travel card.
• Its intro APR on new purchases can help you manage new travel expenses.
• The Discover payment network is not as widely accepted abroad as other networks like Visa and Mastercard.
• It doesn’t have many extra travel perks, which makes it a lackluster choice in the travel card market.
• Automatically earn unlimited 1.5x Miles on every dollar of every purchase
• No annual fee
• Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.
• 0% intro APR for 15 months on purchases. Then 18.24% - 28.24% Standard Variable Purchase APR will apply.
• Discover is accepted nationwide by 99% of the places that take credit cards.

Best for students

Discover it® Student Cash Back

• Intro Offer: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.

Rewards Rate

18.24% - 27.24% Variable APR

What we love: It has the least stringent credit requirements among Discover credit cards and offers the same rotating categories as the Discover it® Cash Back, giving it very high cash back potential for a student card. If you can fit maximizing bonus categories into a busy student schedule, then this card could provide great value. Learn more: Is the Discover it® Student Cash Back worth it? Alternatives: If you’re a student who has at least good credit, you might be more interested in the Bank of America® Customized Cash Rewards credit card for Students . It earns boosted cash back rates in various approved categories of your choosing, so you aren’t at the mercy of your issuer’s rotating calendar.

• Discover will match all the cash back you earn at the end of your first year, providing what could be the highest welcome offer on a student card.
• Discover has previously offered student-centric categories in its rotating calendar, including restaurants, grocery stores and streaming services.
• Students may struggle to keep track of rotating categories and enrollment deadlines each quarter.
• It has a short intro APR on new purchases and its balance transfer intro APR is underwhelming.
• No credit score required to apply.
• No annual fee and build your credit with responsible use.
• 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24% - 27.24% applies.

Best for gas station purchases

Discover it® Chrome

• Intro Offer: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Earn unlimited 1% cash back on all other purchases.

• 2% Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.
• 1% Earn unlimited 1% cash back on all other purchases.

What we love: Its elevated cash back rates and no rotating categories mean you can earn without tracking Discover’s bonus calendar. It’s a good choice for low-maintenance people who often spend at gas stations and restaurants.  Learn more: Discover it® Cash Back vs. Discover it® Chrome Alternatives: If you want to earn 2 percent back on purchases in more categories, the Citi Double Cash® Card earns an unlimited 2 percent cash back on every purchase (1 percent when you buy, 1 percent when you pay your bill).

• Its intro APR period for balance transfers and new purchases can help curb interest while you manage debt or new balances.
• Discover will match your cash back at the end of your first year, giving this card the potential to have an above-average welcome offer.
• The quarterly limit on bonus categories with this card can be restrictive for heavy spenders.
• It doesn’t have many benefits outside of cash back, making it a poor choice for cardholders who want extra value in their wallet.
• Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
• Get a 0% intro APR for 18 months on balance transfers. Then 18.24% to 28.24% Standard Variable APR applies, based on credit worthiness.

Best for off-campus living

Discover it® Student Chrome

What we love: This card gets most of the benefits of the Discover it® Chrome but with more relaxed credit score requirements for approval. College students who commute to class, take plenty of road trips and dine out often can make the most of its rewards rates. Learn more: Is the Discover it® Student Chrome worth it? Alternatives: Students who don’t leave campus frequently, don’t commute and eat using a meal pass might find more value in a card that comes with boosted rewards in categories like event tickets, streaming services and entertainment. The Capital One SavorOne Student Cash Rewards Credit Card is a good alternative to consider.

• Discover’s Cashback Match gives you the chance at a very large welcome offer, depending on how much you spend.
• Like many Discover cards, this one is light on fees so it’s a good choice for people new to credit.
• Other student cards on the market have higher and more flexible rewards and categories.
• It has a $1,000 combined quarterly spending cap on the 2 percent cash back categories — the rate drops to 1 percent after reaching the limit.

Best for building credit

Discover it® Secured Credit Card

Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.

Cashback Match™

28.24% Variable APR

What we love: It offers cash back as you build credit, which is rare among secured credit cards. Credit beginners and people repairing bad credit who don’t want to miss out on earning rewards should consider applying because it’s one of the top secured cards. Learn more: Is the Discover it® Secured Credit Card worth it? Alternatives: If you want to use your secured card on grocery purchases while still earning decent rewards, a card like the Capital One Quicksilver Secured Cash Rewards Credit Card may be your best bet with its unlimited 1.5 percent back on every purchase.

• This secured card allows you to earn cash back rewards while building your credit, a rare perk for this kind of card.
• You can earn a welcome offer, which could offset the amount you deposited to open the card.
• This card’s high APR can quickly spiral you into high-interest debt if you carry a balance.
• A $2,500 maximum deposit limit might not be substantial enough to maintain a healthy credit utilization ratio, a key scoring factor.
• No Annual Fee, earn cash back, and build your credit history.
• Your secured credit card requires a refundable security deposit, and your credit line will equal your deposit amount, starting at $200. Bank information must be provided when submitting your deposit.
• Automatic reviews starting at 7 months to see if we can transition you to an unsecured line of credit and return your deposit.
• Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
• Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.

Compare Bankrate’s top Discover credit cards

On This Page

• Expert advice for Discover cards

In the news: Capital One-Discover merger

How we assess the best discover credit cards.

Discover is both a credit card issuer and a credit card network. It’s one of the four largest credit card networks in the country. As a network, Discover processes and verifies transactions among merchants, customers and banks, so unlike other major credit card networks like Visa and Mastercard, it doesn’t need to partner with other companies to offer you a line of credit.

As a credit card network, Discover has a 99 percent acceptance rate from merchants in the U.S., but you may notice that fewer stores abroad accept your Discover credit card. Regardless, Discover offers a variety of credit cards with high customer satisfaction ratings and few fees that make them appealing to consumers.

Bankrate Insight

Discover has a track record of excellent customer service satisfaction, earning top marks in J.D. Power’s 2023 U.S. Credit Card Satisfaction Study , with a score of 629 out of 1,000 points, falling just behind American Express and tying Bank of America.

Pros and cons of Discover credit cards

Welcome offer: We can’t highlight this enough — Discover will match your cash back or miles rewards at the end of your first year with the card, essentially doubling your earnings, with its Cashback Match program .

Low redemption minimum: You can redeem your rewards starting at $.01 or 1 mile, giving you more flexibility in redemption options.

High customer satisfaction : Discover scored high in the most recent J.D. Power’s U.S. Credit Card Satisfaction Study, showing it has terrific customer service.

Limited travel rewards: Discover’s dedicated travel card earns 1.5X miles on purchases — falling short of the many other travel rewards cards that earn higher rewards rates on travel.

Earning caps : Higher cash back earning categories come with spending caps that cardholders need to watch out for.

Lower merchant acceptance : Discover isn’t accepted by as many merchants worldwide as cards in the largest two networks, Visa and Mastercard.

Several Discover cards are available, and the one you choose should be based on your financial goals and needs. For example, students with little or no credit history might choose one of Discover's student credit cards . If you need to work on your credit, Discover offers secured cards for credit-builders, and if you’re a cash back enthusiast, you might consider a Discover cash back card .

To help decide which card would fit your needs best, check out our tips below.

How to choose the best Discover card

Are you willing to activate bonus categories every quarter.

Discover’s elevated 5 percent cash back categories rotate and must be activated every quarter on up to $1,500 in combined spending and then 1 percent, so you need to stay on top of your credit card account. If you don’t want to activate categories, consider Discover’s Chrome cards , which offer lower rewards rates but don’t require activation.

Do you meet the card's credit score requirements?

Make sure you meet the credit score requirements for the card you want, which can be a significant factor in your application. For the Discover it® Cash Back , we recommend that people have good credit , very good credit or excellent credit scores before applying. If your score is fair, you might consider the Discover it® Secured Credit Card, while students with minimal or no credit history can pick one of Discover’s student credit cards. You can use Bankrate’s CardMatch™ tool to check for any prequalified offers.

How much cash back do you want?

If you activate the bonus category each quarter and then meet the $1,500 cap for 5 percent cash back every quarter when you enroll (then 1 percent cash back), you could get $300 in cash back for the year, plus another $300 at the end of your first year with the Discover it® Cash Back. That’s a 10 percent return for your spending for the first year, which is a lot more than what other issuers offer. Just make sure you’re maximizing your spending in the bonus categories and not skewing your spending toward purchases you wouldn’t make.

Will you use the APR offer?

Many of the Discover cards have an introductory APR for purchases that can range between six to 15 months. If you want to finance a big-ticket item or transfer a balance, a Discover card with a lengthy intro APR offer might help you temporarily avoid interest charges. 

Will you take advantage of the perks?

Discover offers various no-annual-fee credit cards that come with the standard card features, such as Zero fraud liability, FICO credit score access, and Account alerts and freezing. Discover’s rewards program , high customer satisfaction scores and competitive welcome offers also make these credit cards worth a look. On top of that, Discover cards are low on fees. You won't pay foreign transaction fees or a penalty APR. Plus, there's no fee on your first late payment (up to $41 afterward).

Still unsure if a Discover credit card is right for you? Check out our Credit Card Spender Type Tool where you can get personalized credit card recommendations based on your credit score, spending habits and daily needs.

Here’s what credit card expert Nouri Zarrugh has to say about his experience with Discover and a lesser-known card feature that helped him: 

“One of the downsides of carrying a wallet full of cards and constantly switching back and forth between them, like I do, is that payment due dates can be tough to juggle. So I’ve paid more in late fees than I care to admit. That’s why I love Discover’s forgiving late fee policy. Mistakes happen, and when I missed my Discover card’s due date (the first and only time), I was so grateful I had a second chance to get things sorted.” — Nouri Zarrugh, Senior Editor, Credit Cards

This is a great perk to be aware of, even if you’re an experienced cardholder. You should also keep these tips in mind to avoid interest charges, inconvenience and credit card debt .

• Use alternative payment abroad. Though they charge no foreign transaction fee, Discover cards aren’t as widely accepted as cards on the Visa or Mastercard network, so you'll need a backup payment method.
• Don’t spend just to earn rewards. A Discover rewards card may tempt you to spend more than you otherwise would to take advantage of rotating bonus categories. 
• Don’t let interest eat into rewards. If you're paying interest on your balance, it won't matter how much cash back you earn. Paying interest will almost certainly negate the value of any rewards you earn.

What people say about Discover credit cards

A common question that many people have with credit cards is how high their credit limit will be. Based on cardholder experiences on Reddit, there’s a lot of room for growth with Discover. A few users who started with modest limits between $200 and $500 on the Discover it® Secured Credit Card  got a limit increase after a few years to over $5,000 on an unsecured Discover card.

Some cardholders with a solid credit history started with a credit limit in the thousands on their unsecured Discover card. One Reddit user shared how easy it was to get a credit limit increase with Discover: 

“Discover is one of the easiest lenders to grow a large limit with if you've got a sufficiently strong profile. They also don't put any restrictions on the frequency of soft pull [credit limit increases] where most other lenders require (say) 6 months between them, so if one is aggressive, they have the potential to grow their Discover limit relatively quickly [with responsible use].” — Reddit User

Regardless of issuer, you’ll need to demonstrate positive credit habits to have a good chance at a credit limit increase, like making on-time payments and keeping your credit utilization low. It’s also good to remember that these increases take time, so don’t get discouraged if you start with a low limit.

*The quotes and citations included on this page have been verified by our editorial team and are accurate as of the posting date. Outlinked content may contain views and opinions that do not reflect the views and opinions of Bankrate. Please see the issuer’s website for updated terms and conditions.

When evaluating the best Discover credit cards, we take into account several factors, including how cards score in our proprietary card rating system and whether they offer features that fit the priorities of a diverse group of cardholders, from earning rewards to scoring a large sign-up bonus to saving on interest. 

We analyzed over 250 of the most popular credit cards and selected standouts that Discover offers. We scored each card based on the factors most relevant to its primary category, including its rewards rate, estimated annual earnings, intro APR period, ongoing APR, perks and more to determine whether it belonged in this month’s roundup. 

Here are some of the key factors that we considered: 

Solid rewards value

Since many cardholders are eager to earn rewards, a key criteria for a card’s inclusion in our list is whether it offers impressive rewards value. This includes a card’s average rewards rate, estimated annual rewards earnings, sign-up bonus value and reward redemption value.

To estimate a card’s average annual rewards earnings, we calculate its average rewards rate based on how much it earns in different bonus categories, as well as how closely those categories match the average person’s spending habits. In other words: Does the card earn rewards at a high rate in the most popular spending categories?

We use consumer spending data from the Bureau of Labor Statistics (BLS) to get a reliable third-party measure of people’s spending habits. The most recent BLS data estimates average total spending in 2021 was $66,928 per consumer. We then narrow our focus to which purchases are likely to be put on a credit card and earn rewards, subtracting expenditures like housing, vehicle purchases and education. This gives us a total “chargeable” annual spend of around $22,500.  

This includes the following spending by category:

• Groceries: $5,200
• Dining out: $3,000
• Entertainment: $2,500
• Gas: $2,100
• Apparel and services: $1,700

Using this data, we assign a weighting to each of a card’s bonus categories. For example, a card’s grocery rewards rate receives a 23 percent weighting based on how much of the average person’s budget is spent on groceries. We also estimate the redemption value of points or miles from various issuer, airline and hotel rewards programs.

This weighting and rewards valuation allows us to estimate a card’s average annual rewards earnings — how many points or miles you’d earn with a given card if your spending was about average and you used the card for all of your purchases — as well as what those points are worth. We also use point valuations to determine a card’s sign-up bonus value

With these calculations complete, we assign each card a score based on how its average rewards earnings, sign-up bonus value, rewards rate and redemption value stack up against other cards in its primary category.

The better these values, the higher its score will be, making it more worthy of inclusion in our list and increasing its potential ranking.

Reasonable fees and APR

We also rate all cards based on how their ongoing average APR compares to the average APR you’ll find other cards in their primary category. However, the impact of an especially high or low APR on a card’s overall score depends on its primary category.

For rewards-earning cards, this factor has only a minor influence on the card’s score and whether the card is included in our list, since rewards card users generally try to avoid carrying a balance. That said, rewards-earning cards may get a solid boost in score and be more worthy of inclusion in our list if they also offer an intro APR on balance transfers or new purchases, since such offers aren’t always present on these cards.

Interest rates and intro APR offers play a much larger role in a card’s score and whether it’s included in our list when the card is designed specifically for users looking to save on interest charges, such as dedicated balance transfer or low-interest cards. 

Other fees considered include cash advance and late payment fees, along with penalty APRs. 

Flexibility and perks

Along with rewards value and cost, we consider other factors that could give cards great long-term value, like flexible rewards redemption and especially unique and valuable perks.

We rate rewards-earning cards based on the restrictions they impose on earning and redeeming rewards and consider this when deciding on a card’s inclusion in our list. 

These restrictions could include only allowing users to earn a high rewards rate on a small amount of spending or requiring users to meet a certain earning threshold before they can redeem rewards. We also examine whether points are worth less when you opt for some redemption options over others and whether a card gives you the flexibility to transfer rewards to airline and hotel partners. 

We also evaluate each card’s perks based on their value, usefulness and uniqueness. Cards that offer top-tier benefits like airport lounge access or travel credits are likely to stand out, but we also aim to highlight cards that offer valuable under-the-radar perks, like cellphone protection or one-off credits for everyday expenses like dining and streaming services.

Frequently asked questions about Discover credit cards

What credit score do you need to get a discover credit card, what’s the best discover credit card.

Based on Bankrate’s ratings, the best Discover credit card is the Discover it ® Cash Back. The Discover it ® Cash Back offers unlimited 1 percent on all purchases, plus 5 percent on rotating bonus categories each quarter (on up to $1,500 in purchases, then 1 percent) when you activate. It’s a pretty lucrative cash back model, as long as you enroll each quarter.

What’s the easiest Discover card to get?

• The easiest Discover credit card to get approval for is the Discover it ® Secured Credit Card. But if you want an unsecured Discover credit card with lenient approval requirements, you might be able to qualify for the Discover it ® Chrome , Discover it ® Student Chrome and Discover it ® Student Cash Back cards with good credit — at least a 670 score. To decide which is best for you, consider using Bankrate’s CardMatch™ tool to see prequalified offers.

Can Discover cards help you build credit?

Yes, all Discover cards report activity to credit bureaus, which allows you to build credit history. Even if you have a poor credit score or limited credit history, Discover has options that can help you build credit. For example, the Discover it® Secured Credit Card is one of the best secured credit cards, and you may qualify for it even if you have no credit or bad credit. If you’re a student, the Discover it® Student Cash Back or Discover it® Student Chrome cards are also accessible and can help you build credit during college.

Article sources

We use primary sources to support our work. Bankrate’s authors, reporters and editors are subject-matter experts who thoroughly fact-check editorial content to ensure the information you’re reading is accurate, timely and relevant.

“ 2023 U.S. Credit Card Satisfaction Study ” J.D. Power. Accessed on April 23, 2024.

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Editorial Disclosure: Opinions expressed here are the author’s alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.

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Find the best credit card for you

The best discover credit cards of june 2024, we analyzed each discover credit card to find the best offers based on card type, rewards and more..

The Discover it® Balance Transfer is no longer available via CNBC Select; offer details mentioned below may no longer apply.

Discover, a credit card issuer known for its excellent customer service , offers various types of credit cards, from student cards for those still in school to secured cards for building credit and balance transfer cards for paying down high-interest debt. And whichever type of card you pick, you'll earn rewards, pay no annual fee and pay no foreign transaction fees .

CNBC Select compared each of the cards Discover offers and compiled a list of the top choices based on potential cardholder needs. (See our methodology to learn how we made this list.)

Best Discover credit cards

• Best for everyday spending: Discover it® Cash Back
• Best for balance transfers: Discover it® Balance Transfer
• Best for travel: Discover it® Miles
• Best for building credit: Discover it® Secured Credit Card
• Best for students: Discover it® Student Cash Back

Best for everyday spending

Discover it® cash back.

Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases-automatically.

Welcome bonus

Discover will match all the cash back earned for all new cardmembers at the end of your first year.

0% for 15 months on purchases and balance transfers

Regular APR

18.24% - 28.24% Variable

Balance transfer fee

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Foreign transaction fee

Credit needed.

Good / Excellent

* See rates and fees , terms apply.

Read our Discover it® Cash Back review.

• Cash-back program
• Generous welcome bonus
• Cash-back categories must be activated each quarter
• Cash-back program limits earnings: Enroll every quarter to earn 5% cash back in various categories on up to $1,500 in quarterly purchases, then 1%

Who's this for? The Discover it® Cash Back is arguably the centerpiece of the issuer's card lineup. This cash-back card can offer tremendous value to the average consumer focused on maximizing their cash-back rewards .

Standout benefits: The card earns 5% cash back in rotating bonus categories after activation, on up to $1,500 in quarterly purchases (then 1%) and 1% back on all other purchases. The categories typically include everyday essentials, such as grocery store purchases, gas stations, restaurants and others.

[ Jump to more details ]

Best for balance transfers

Discover it® balance transfer.

Good/Excellent

*See rates and fees, terms apply.

Information about the Discover it® Balance Transfer has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.

Who's this for? The Discover it® Balance Transfer is an excellent choice if you're looking to consolidate credit card debt . Not only does it offer a lengthy promotional introductory APR period for balance transfers, but it also offers the same rewards program as the Discover it Cash Back. This helps ensure that even after you've paid off the transferred balance, the card can provide ongoing value through cash back.

Standout benefits: With this card, you can get introductory 0% APR for 18 months on balance transfers (17.24% to 28.24% variable APR thereafter). There's a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms). Additionally, the Discover it Balance Transfer earns 5% cash back in rotating bonus categories, on up to $1,500 in eligible purchases per quarter (then 1%) and 1% back on all other purchases. Activation required.

Best for travel

Discover it® miles.

Automatically earn unlimited 1.5x Miles on every dollar of every purchase.

Unlimited Bonus: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you've earned at the end of your first year. You could turn 35,000 Miles to 70,000 Miles. There's no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.

0% Intro APR for 15 months on purchases

*See rates and fees , terms apply.

Read our Discover it® Miles review.

• Miles program
• No blackout dates
• No limit to the amount of miles you can earn and miles never expire
• No Global Entry or TSA PreCheck statement credit offerings
• Travel spending does not receive additional rewards
• No airport lounge access

Who's this for? The Discover it® Miles is worth considering if you love to travel but the complex rewards systems and annual fees on many popular travel credit cards don't appeal to you.

Standout benefits: The card offers a simple rewards-earning structure and straightforward redemptions. Plus, like all other Discover cards, the Discover it Miles does not charge foreign transaction fees so you can spend freely when traveling internationally.

Best for building credit

Discover it® secured credit card.

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.

Discover will match all the cash back you've earned at the end of your first year

N/A on purchases

28.24% Variable

New / Rebuilding

Read our Discover it® Secured Credit Card review.

• Starting at seven months from account opening, Discover will automatically review your credit card account to see if you can transition to an unsecured line of credit and return your deposit
• Cash-back program limits earnings: 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, then 1%
• Low credit line prevents cardholders from charging high-cost items or many expenses

Who's this for? The Discover it® Secured Credit Card is one of the easiest credit cards to get . It requires no credit score to apply, making it a good choice for applicants with bad or no credit history. It also ranked as a top pick on CNBC Select's lists of the best overall secured credit cards and best cards for building credit .

Standout benefits: Unlike many other secured cards, the Discover it® Secured Credit Card earns rewards, as well as cashback match at the end of your first year for new card members. It also offers a few other useful perks like the ability to transition to an unsecured card starting seven months from account opening.

Best for students

Discover it® student cash back.

Discover will match all the cash back earned for all new cardmembers at the end of your first year

0% for 6 months on purchases

18.24% - 27.24% Variable

Fair / New to Credit

Read our Discover it® Student Cash Back review.

• You must be a U.S. citizen and college student to apply for this card

Who's this for? As its name suggests, the Discover it® Student Cash Back is geared toward students who might not have the credit history to be approved for a general rewards credit card yet. To qualify, you must be enrolled in a two- or four-year college, be over 18 and a U.S. citizen.

Standout benefits: The Discover it Student Cash Back offers 5% back for up to $1,500 in purchases in rotating quarterly bonus categories upon activation (then 1%) and 1% back on all other purchases. There are also no foreign transaction fees with this card, making it a good option for students studying abroad.

More on our top Discover credit cards

The Discover it Cash Back is a popular rewards card that offers a few benefits on top of the excellent cash-back program. Cardholders enjoy valuable rotating bonus categories and a straightforward welcome bonus.

• 5% back for up to $1,500 in purchases in rotating quarterly bonus categories you activate (then 1%)
• 1% back on all other purchases

For new cardmembers, Discover will match the cash back you earn during the first year with no minimum spending requirement or cap on the match.

Notable   perks

The Discover it Cash Back has no foreign transaction fees, which is helpful for anyone who frequently travels internationally. Plus, cardholders receive an introductory 0% APR on new purchases for the first 15 months (after, 18.24% - 28.24% variable APR).

Cardholders can redeem cash back in any amount and at any time, including for gift cards, charity donations, statement credits or at checkout with PayPal . Additionally, Discover offers access to the FICO Credit Scorecard where users can check their FICO score with TransUnion. Cardholders can also take advantage of safety features, including online privacy protection, Dark Web alerts and fraud protection.

[ Return to summary ]

One of CNBC Select's top picks for the best balance transfer credit cards, the Discover it Balance Transfer is both a debt consolidation tool and a rewards card.

Discover will match the cash back you earn during the first year with no minimum spending requirement or cap on the match.

Notable perks

The Discover it Balance Transfer stands out for offering one of the longest interest-free intro periods: 0% introductory APR for 18 months on balance transfers (after, 17.24% - 28.24% variable APR) .  There is a 3% intro balance transfer fee on balances transferred by January 10, 2024, then up to 5% on future balance transfers (see terms). The card also comes with a 0% introductory APR on new purchases for six months from account opening (after, 17.24% to 28.24% variable APR).

Outside of these features, the card is very similar to the standard Discover it Cash Back. It offers Social Security number monitoring and free access to your FICO score.

While the Discover it Miles doesn't offer premium perks like airport lounge access or TSA PreCheck statement credits, it can be a solid choice for travelers who prefer their rewards as simple as possible.

• 1.5X miles on every dollar of every purchase.

Discover will match all of the miles you earn during the first year with no minimum spending requirement or cap on the match.

You can use miles to "erase" eligible travel transactions, including restaurant and gas station  purchases, from the last 180 days, redeem them for cash back or redeem them when checking out on PayPal . The miles never expire and there are no complicated transfer partners, blackout dates or travel portals to navigate through.

The card also has an introductory 0% APR offer for 15 months on purchases and balance transfers , then a 18.24% - 28.24% variable APR (3% intro balance transfer fee, 5% balance transfer fee on future transfers, see terms ). Plus, cardholders have free access to their FICO credit score, as well as online privacy protection.

The Discover it Secured Credit Card is a great choice for those building or rebuilding their credit and offers a clear path to eventually upgrade to an unsecured card. Plus, like all Discover cards, it comes with an attractive welcome offer.

• 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.

As with its unsecured cards , Discover gives you a dollar-to-dollar match of all the cash back you earn with the Discover it Secured at the end of your first year.

The Discover it Secured Credit Card requires a $200 minimum security deposit upon account opening, but after seven months, there's an automatic review to see if you can be moved to an unsecured card, at which point your deposit will be returned.

Cardholders can monitor the result of their credit-building efforts through Discover's Credit Scorecard. This feature provides access to the user's FICO Score with TransUnion. On top of that, there's an option to activate free alerts to track hard inquiries and new accounts that appear on your Experian credit report.

The Discover it Student Cash Back is a starter credit card for college students. If you use it responsibly, it can help you establish healthy credit habits, improve your scores and earn cash-back rewards while you're at it.

The Discover it Student Cash Back doesn't require a credit score to apply. It also offers an introductory 0% APR on new purchases for the first six months, which can be useful for financing textbooks or dorm room essentials. After the introductory period, an 18.24% - 27.24% variable APR applies.

Cardholders also get access to other Discover card benefits, such as online privacy protection, Social Security number alerts and credit score updates.

Which Discover card is easier to get?

The Discover it Secured Credit Card might be easier to qualify for since it's designed for cardholders building or rebuilding their credit.

Is a Discover card worth having?

A Discover credit card can be worth it for people who want to earn rewards without annual fees or complicated rewards systems.

How many Discover cards can you have?

Discover allows cardholders to have a maximum of two different Discover credit cards at a time.

Is a Discover card a Visa?

Discover credit cards are not Visa cards. Visa is a payment network, while Discover is both a card issuer and a payment network processing cardholders' transactions.

Bottom line

Discover offers a suite of credit cards with easy-to-earn rewards and no annual fees. No matter your credit profile or the kind of card you're looking for, you're likely to find a Discover card worth considering. That said, it's always wise to compare multiple cards to determine the best match, so look into cards from other issuers as well before applying.

Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox.  Sign up here .

Why trust CNBC Select?

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every credit card review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of credit card products .  While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics. See  our methodology  for more information on how we choose the best credit cards.

Our methodology

To determine which Discover credit cards offer the best value for various categories, CNBC Select analyzed Discover credit cards available in the U.S. We compared each card on a range of features, including rewards, welcome bonus, introductory and standard APR, balance transfer fee and foreign transaction fees, as well as factors such as required credit and customer reviews when available. We also considered additional perks, the application process and how easy it is for the consumer to redeem points.

Catch up on CNBC Select's in-depth coverage of  credit cards ,  banking  and  money , and follow us on  TikTok ,  Facebook ,  Instagram  and  Twitter  to stay up to date.

For rates and fees of the Discover it® Cash Back, click here .

For rates and fees of the Discover it® Secured Credit Card, click here .

For rates and fees of the Discover it® Balance Transfer, click here.

For rates and fees of the Discover it® Miles, click here .

For rates and fees of the Discover it® Student Cash Back, click here .

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Join discovery bank and get up to 75% off local and international flights, enjoy free visits to over 1 200 airport lounges worldwide, and faster security clearance at or tambo and cape town international airports..

Discovery Bank clients can now enjoy all the benefits of Vitality Travel:

An enhanced travel experience.

• View and book your flights, accommodation and car hire
• View and access all your Vitality Travel benefits in one place

Booking flights in your banking app

• Browse all local, and international flights
• Select, filter and sort your search results by airline, cabin class, fare type, stops and times
• Pay seamlessly from your Discovery Bank cards and accounts, or with Discovery Miles

Broaden your horizons

• Choose from more travel partners, including a wide variety of hotels, B&Bs, resorts, and lodges across South Africa
• Browse exclusive travel offers and deals

Plus, get even more travel benefits with Discovery Bank

Explore all the travel rewards you can get with discovery bank, discover the lounge.

Discovery has partnered with South African Airways (SAA) to give clients with qualifying account access to The Lounge, a world-class airport lounge experience. You can enjoy unlimited complimentary visits for the rest of 2022 . Plus, enjoy access to over 1,200 airport lounges worldwide for you and a partner with LoungeKey. Find out more .

Priority queuing

Enjoy faster security clearance with a Discovery Bank Black or Purple account at OR Tambo and Cape Town International Airports with Discovery Bank Priority Fast Track. Simply show your bank card and you and up to five guests can skip the longer queues.

Card benefits

You can make purchases worldwide, wherever Visa is accepted, as well as make cash withdrawals from all Visa-linked ATMs. Discovery Bank clients qualify for additional card benefits.

Free travel insurance

Get free travel insurance when booking your international flights using a Discovery Bank credit card, debit card or your Discovery Miles. Find out more .

Secure payment

Use your Discovery Bank card, virtual card or Discovery Miles to pay securely online.

Take your money places

With the only Real-Time Forex Accounts from Discovery Bank, you can open an account in seconds and start saving in British Pounds, Euros and US Dollars. Add a free multicurrency virtual debit card for stress-free, secure spending using your smart device while you're abroad. You can also add a physical multicurrency debit card for cash withdrawals. Find out more .

Our partners

With a wider selection of amazing specialist travel partners, you can now book all your leisure trips and access all your benefits through Vitality Travel, exclusive to Discovery Bank.

...and many more

Explore a world of adventure with Vitality Travel

Vitality travel blog.

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The World-Beaters

They dreamt, they went, they conquered. Chad le Clos, Tatjana Schoenmaker, Kgothatso Montjane, Caster Semenya, Wayde van Niekerk and Makazole Mapimpi share stories from the cities that shaped them.

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Zanzibar is not as far away as you think. Visit for adventure, romance and more.

The Digital Nomad

Free-spirited road tripper Mischke Bosse has been on an inspirational year-long adventure exploring South Africa in her 2000 Jeep Cherokee XJ.

Five local destinations you can book for under R3 000

Fancy a weekend away or a staycation? Vitality members go everywhere, for less. Check out how a family of Diamond Vitality members save 35% off these premium properties.

Here's how we've travelled much more, with Vitality in a year

Without being an extremely fit, but active family, we make sure that our family gets to Diamond Vitality status, and recently, Diamond Vitality Money status with Discovery Bank every year - so we can holiday for less, writes Shanthini Naidoo.

How to travel safely these holidays

The new travelling norms mean reconsidering how we travel, which we haven't had to think about for a while.

We know that being on an aircraft is relatively safe due to strict conditions and strong air filters.

Three idyllic SA cities to visit during the school holidays

South Africans are lucky to have the mountains and the sea, quiet and quaint highveld towns, safari and bush breaks to choose from for short holiday breaks. School holidays offer the perfect timing to take the family exploring.

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Best Discover Credit Cards of June 2024

ALSO SEE: Best credit cards of 2024 || Visa || Mastercard || American Express || Discover || Bank of America® || Capital One || Chase || Citi || US Bank || Wells Fargo

Discover's credit cards don't charge annual fees and offer new cardholders a unique bonus in which the issuer matches all rewards earned in the first year. Whether any of that will change if Discover is bought by Capital One is unclear. But regardless, you'll still be able to use your Discover card in nearly as many places in the U.S. as Visa and Mastercard, although acceptance internationally is quite limited. These are our favorite Discover credit cards.

250+ credit cards reviewed and rated by our team of experts

80+ years of combined experience covering credit cards and personal finance

100+ categories of best credit card selections ( See our top picks )

Objective comprehensive ratings rubrics ( Methodology )

NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity .

Show summary

NerdWallet's Best Discover Credit Cards of June 2024

Discover it® Cash Back : Best for Cash back

Discover it® Chrome : Best for Balance transfers

Discover it® Miles : Best for Travel

Discover it® Student Chrome : Best for College students + simplicity

Discover it® Student Cash Back : Best for College students + bonus rewards

Discover it® Secured Credit Card : Best for Building or rebuilding credit

Best Discover Credit Cards From Our Partners

Find the right credit card for you..

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

Balance transfers

College students + simplicity, college students + bonus rewards, building or rebuilding credit.

In February 2024, Capital One announced that it had reached a deal to acquire Discover. Capital One has not offered details about what that might mean for Discover's lineup of credit cards , but its has said that the Discover brand will continue. The deal must be approved by banking regulators and shareholders before it can go through.

BEST DISCOVER CREDIT CARDS

Before applying, confirm details on the issuer’s website.

Discover it® Cash Back

Our pick for: Cash back

The Discover it® Cash Back earns bonus cash back in quarterly categories that you activate. In past years, those categories have included common spending areas like grocery stores, restaurants, gas stations and specific major retailers. Category activation can be a hassle, but if your spending aligns with those categories (and for most households, it probably will), you can rake in serious rewards. You also get the issuer's signature "cash-back match" bonus in your first year. Read our review.

Discover it® Chrome

Our pick for: Balance transfers

The Discover it® Chrome doesn't have rotating categories like some of Discover's better-known cards. Instead, it gives you extra rewards at gas stations and restaurants, with no activation required, plus an outstanding balance transfer offer. You get the "cash-back match" bonus in your first year, too. Read our review.

Discover it® Miles

Our pick for: Travel

The Discover it® Miles is the rare travel credit card that lets you redeem your rewards for travel or for cash back at the same rate. (Also rare among travel cards is its intro APR period for balance transfers.) You earn unlimited 1.5 miles per dollar spent on purchases, and the miles are generally worth 1 cent apiece — that's a solid rate for a card with no annual fee. As with other Discover cards, this one matches the rewards you earn in your first year. Read our review.

Discover it® Balance Transfer

What makes the Discover it® Balance Transfer stand out from other balance-transfer cards is its ongoing cash-back rewards, which give you a great reason to keep using the card regularly even after its introductory APR period ends. Read our review.

Discover it® Student Chrome

Our pick for: College students + simplicity

Simplicity makes the Discover it® Student Chrome a standout for students searching for their first credit card. You'll earn bonus cash back at restaurants and gas stations with no activation required and no rotating categories to keep track of. Read our review.

Discover it® Student Cash Back

Our pick for: College students + bonus rewards

The Discover it® Student Cash Back gives students the same excellent rewards as the regular Discover it® Cash Back — notably, bonus cash back in rotating categories that you must activate. Activating and tracking categories might be too much of a hassle for some students brand new to credit cards, but if you're up for a little work, the rewards can be handsome. Read our review.

Discover it® Secured Credit Card

Our pick for: Building or rebuilding credit

Like other secured credit cards for people building or rebuilding credit, the Discover it® Secured Credit Card requires a cash security deposit. Unlike most others, it offers rewards. But what really makes it stand out from the competition is its upgrade possibilities. The issuer has a process in place for automatically reviewing accounts for possible transition to an unsecured card. Read our review. 

Other cards issued by Discover

NHL® Discover it® — the official credit card of the National Hockey League, this card operates just like the Discover it® Cash Back but also offers special discounts for hockey fans.

OTHER RESOURCES

What credit score do you need to get a discover card .

Discover's standard rewards credit cards require good credit to qualify, which is generally defined as having a credit score of 690 or better. But your credit score is just one factor that card issuers typically consider in evaluating applications; others include your income, credit utilization , the number of credit cards you already have, and major recurring expenses like your rent or mortgage.

Discover also offers cards designed for people who are building or rebuilding credit:

Students new to credit may qualify for the Discover it® Student Cash Back or the Discover it® Student Chrome . Neither of these cards requires a FICO score history.

The Discover it® Secured Credit Card is also an option. Like other secured cards, it requires a cash security deposit. But Discover also offers a clear upgrade process and automatic account reviews. After at least seven months of on-time payments, Discover may return your deposit and move you to a regular card.

What are the interest rates on Discover credit cards? 

As is the case with many card issuers, the ongoing interest rates on Discover credit cards can vary widely — in some cases by 10 percentage points or more. In general, the better your creditworthiness, the better the chance you'll qualify for a rate at the lower end of the range for a given card.

That said, several Discover cards offer an introductory 0% APR period. They include:

Discover it® Cash Back : 0% intro APR for 15 months on purchases and balance transfers, and then the ongoing APR of 18.24%-28.24% Variable APR .

Discover it® Chrome : 0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months, and then the ongoing APR of 18.24%-28.24% Variable APR .

Discover it® Miles : 0% intro APR for 15 months on purchases and balance transfers, and then the ongoing APR of 18.24%-28.24% Variable APR .

Discover it® Student Cash Back : 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months, and then the ongoing APR of 18.24%-27.24% Variable APR .

Discover it® Student Chrome : 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months, and then the ongoing APR of 18.24%-27.24% Variable APR .

Discover it® Secured Credit Card : 10.99% intro APR on Balance Transfers for 6 months, and then the ongoing APR of 28.24% Variable APR .

What credit limit can I get with a Discover card?  

Your credit limit on a Discover card will depend on your individual circumstances; factors that may go into the calculation include your income, your credit score, your total credit utilization, your other available credit and your outstanding debt. Discover won’t set your credit limit until it reviews (and approves) your application.

The exception is the Discover it® Secured Credit Card . As is the case with most secured cards, the security deposit determines your credit limit. So if you put down a deposit of $300, you get a $300 credit limit. The minimum deposit on the Discover it® Secured Credit Card is $200.

What are the benefits of Discover credit cards?

Discover offers a range of benefits. To start with, all Discover cards have no annual fee, and none of them charge foreign transaction fees.

Although the specific earning rates vary by card, all Discover cards earn rewards — cash back, in most cases — with no limit on how much you can earn and no minimum redemption amount. This includes Discover’s secured and student cards.

If Discover has a signature benefit, though, it's the issuer's bonus offer for new cardholders. At the end of your first 12 months after getting a card, Discover will automatically match all the rewards you earned in that first year. So if you earned $350 cash back in that first year, Discover will kick in another $350. If you've earned 41,262 miles with the Discover it® Miles card, Discover will give you 41,262 more miles. Note that the matching bonus comes as a lump sum at the end of the 12 months — Discover doesn't match rewards as you earn them.

Discover also has a fully U.S.-based customer service team, available 24 hours a day. Discover consistently rates in the top tier in customer service surveys for major credit card issuers.

Which Discover card is easiest to get?

The Discover it® Secured Credit Card is the easiest Discover card to get. The security deposit serves as insurance for the issuer in case a cardholder doesn't pay their bill. That reduces the risk, so the issuer can make the card available to people with bad credit or no credit at all. Keep in mind, however, that approval is not guaranteed for any credit card, even a secured card. If you don't have income, for example, or if you have a pending bankruptcy, an issuer might still decline your application.

If you’re a student new to building credit, the Discover it® Student Chrome and Discover it® Student Cash Back are great options, both requiring no deposit, no annual fee and no FICO credit score history.

All three of these cards offer a path to upgrade to a "regular" Discover card as your credit improves.

Will a Discover card help me build credit?

When used responsibly, a Discover card can be a great tool to help you build credit for the first time, or to rebuild a less-than-stellar credit history. Discover regularly reports account information to all three major financial bureaus, helping you establish a history of on-time payments.

NerdWallet's Jaime Hanson contributed to this article.

Last updated on June 21 , 2024

Methodology

NerdWallet's credit cards team selects the best credit cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen as among the "best" in multiple categories. Learn how NerdWallet rates credit cards.

Frequently asked questions

Rewards earned with your Discover credit card don't expire as long as your account remains in good standing. If you close your account or it goes inactive for more than 18 months, Discover will apply your rewards as a credit toward any remaining account balance, or send you a check for the remaining rewards value.

Discover doesn’t charge an annual fee on any of its credit cards. One caveat applies to the Discover it® Secured Credit Card . It doesn't have an annual fee, but it does require a refundable security deposit upon opening the account.

Discover credit cards don’t charge foreign transaction fees. This applies not only to the issuer's dedicated travel card, the Discover it® Miles , but also to its cash-back cards. Be aware, though, that Discover's international acceptance is generally lower than that for Visa, Mastercard and American Express.

Once you receive your new Discover card in the mail, you can activate it using the issuer’s online activation page, or by calling Discover customer service at 800-347-2683. Activation information will also be provided in the mailing when your new card arrives.

To cancel your Discover card, call Discover customer service at 800-347-2683. Keep in mind, though, that closing a credit card can hurt your credit score , especially if it’s an older account. Since Discover cards don't charge an annual fee, you may be better off keeping the card open, even if you're not actively using it.

If you do choose to move forward with canceling your Discover card, there’s no fee for doing so, and you don’t have to pay off your full balance before canceling. However, you will have to continue making payments after closing, and interest will continue to accrue until your balance is paid in full.

Discover recommends redeeming all rewards before you cancel your Discover card. Any unredeemed rewards will be applied to your remaining balance as a statement credit.

If you’ve applied for a Discover card and are waiting for notice of approval, you can check the status of your application online or by calling 800-347-3085. In both cases, you’ll need to provide your Social Security Number and ZIP code to see the status of your application.

About the author

Kenley Young

• Best overall
• Best for exotic trips
• Best for trip interruption
• Best for medical-only coverage
• Best for family coverage
• Best for long trips
• Why You Should Trust Us

Best International Travel Insurance for June 2024

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

If you're planning your next vacation or trip out of the country, be sure to factor in travel insurance. Unexpected medical emergencies when traveling can drain your bank account, especially when you're traveling internationally. The best travel insurance companies for international travel can step in to provide you with peace of mind and financial protection while you're abroad.

Best International Travel Insurance

• Best overall: Allianz Travel Insurance
• Best for exotic travel: World Nomads Travel Insurance
• Best for trip interruption coverage: C&F Travel Insured
• Best for medical-only coverage: GeoBlue Travel Insurance
• Best for families: Travelex Travel Insurance
• Best for long-term travel: Seven Corners Travel Insurance

Compare the Best International Travel Insurance Companies

As a general rule, the most important coverage to have in a foreign country is travel medical insurance , as most U.S. health insurance policies don't cover you while you're abroad. Without travel medical coverage, a medical emergency in a foreign country can cost you. You'll want trip cancellation and interruption coverage if your trip is particularly expensive. And if you're traveling for an extended period of time, you'll want to ensure that your policy is extendable. 

Here are our picks for the best travel insurance companies for international travel.

Best International Travel Insurance Overall

Allianz travel insurance.

Allianz Travel Insurance  offers the ultimate customizable coverage for international trips, whether you're a frequent jetsetter or an occasional traveler. You can choose from an a la carte of single or multi-trip plans, as well as add-ons, including rental car damage, cancel for any reason (CFAR) , adventure sport, and business travel coverage. And with affordable pricing compared to competitors, Allianz is a budget-friendly choice for your international travel insurance needs. 

The icing on the cake is Allyz TravelSmart, Allianz's highly-rated mobile app, which has an average rating of 4.4 out of five stars on the Google Play store across over 2,600 reviews and 4.8 out of five stars from over 22,000 reviews on the Apple app store. So, you can rest easy knowing that you can access your policy and file claims anywhere in the world without a hassle.

Read our Allianz Travel Insurance review .

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good option for frequent travelers thanks to its annual multi-trip policies
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Doesn't increase premium for trips longer than 30 days, meaning it could be one of the more affordable options for a long trip
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some plans include free coverage for children 17 and under
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Concierge included with some plans
• con icon Two crossed lines that form an 'X'. Coverage for medical emergency is lower than some competitors' policies
• con icon Two crossed lines that form an 'X'. Plans don't include coverage contact sports and high-altitude activities
• Single and multi-trip plans available
• Trip cancellation and interruption coverage starting at up to $10,000 (higher limits with more expensive plans)
• Preexisting medical condition coverage available with some plans

Best International Travel Insurance for Exotic Trips

World nomads travel insurance.

World Nomads Travel Insurance  offers coverage for over 150 specific activities, so you can focus on the adventure without worrying about gaps in your coverage. 

You can select its budget-friendly standard plan, starting at $79. Or if you're an adrenaline junkie seeking more thrills, you can opt for the World Nomads' Explorer plan for $120, which includes extra sports like skydiving, scuba diving, and heli-skiing. And World Nomads offers 24/7 assistance, so you can confidently travel abroad, knowing that help is just a phone call away. 

Read our World Nomads Travel Insurance review .

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Coverage for 200+ activities like skiing, surfing, and rock climbing
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Only two plans to choose from, making it simple to find the right option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. You can purchase coverage even after your trip has started
• con icon Two crossed lines that form an 'X'. If your trip costs more than $10,000, you may want to choose other insurance because trip protection is capped at up to $10,000 (for the Explorer plan)
• con icon Two crossed lines that form an 'X'. Doesn't offer coverage for travelers older than 70
• con icon Two crossed lines that form an 'X'. No Cancel for Any Reason (CFAR) option
• Coverage for 150+ activities and sports
• 2 plans: Standard and Explorer
• Trip protection for up to $10,000
• Emergency medical insurance of up to $100,000
• Emergency evacuation coverage for up to $500,000
• Coverage to protect your items (up to $3,000)

Best International Travel Insurance for Trip Interruption

C&f travel insured.

C&F Travel Insured offers 100% coverage for trip cancellation, up to 150% for trip interruption, and reimbursement for up to 75% of your non-refundable travel costs with select plans. This means you don't have to worry about losing your hard-earned money on non-refundable travel costs if your trip ends prematurely. 

Travel Insured also stands out for its extensive "reasons for cancellation" coverage. Unlike many insurers, the company covers hurricane warnings from the National Oceanic and Atmospheric Administration (NOAA).

Read our C&F Travel Insured review .

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers 2 major plans including CFAR coverage on the more expensive option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancellation for job loss included as a covered reason for trip cancellation/interruption (does not require CFAR coverage to qualify)
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Frequent traveler reward included in both policies
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1 million in medical evacuation coverage available
• con icon Two crossed lines that form an 'X'. Medical coverage is only $100,000
• con icon Two crossed lines that form an 'X'. Reviews on claims processing indicate ongoing issues
• C&F's Travel Insured policies allow travelers customize travel insurance to fit their specific needs. Frequent travelers may benefit from purchasing an annual travel insurance plan, then adding on CFAR coverage for any portions of travel that may incur greater risk.

Best International Travel Insurance for Medical Coverage

Geoblue travel insurance.

GeoBlue Travel Insurance offers policies that covers emergency medical treatments when you're abroad. While GeoBlue lacks trip cancellation coverage, that allows it to charge lower premiums than the other companies on this list. 

GeoBlue plans can cover medical expenses up to $1 million with several multi-trip annual plans available. It offers coinsurance plans for trips within the U.S. and 100% coverage for international trips. It also has a network of clinics in 180 countries, streamlining the claims process. It's worth noting that coverage for pre-existing conditions comes with additional costs. 

Read our GeoBlue Travel Insurance review .

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. A subsidary of Blue Cross Blue Shield
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers strong medical plans as long as you have a regular health insurance plan, but it doesn't have to be through Blue Cross
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers long-term and multi-trip travel protection
• con icon Two crossed lines that form an 'X'. Multiple complaints about claims not being paid or being denied
• con icon Two crossed lines that form an 'X'. Does not provide some of the more comprehensive coverage like CFAR insurance
• con icon Two crossed lines that form an 'X'. Buyers who do get claims paid may need to file multiple claim forms

Best International Travel Insurance for Family Coverage

Travelex travel insurance.

Travelex Travel Insurance offers coverage for your whole crew, perfect for when you're planning a family trip. Its family plan insures all your children 17 and under at no additional cost. The travel insurance provider also offers add-ons like adventure sports and car rental collision coverage to protect your family under any circumstance. Got pets? With Travelex's Travel Select plan, you can also get coverage for your furry friend's emergency medical and transportation expenses. 

Read our Travelex Travel Insurance review .

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Options to cover sports equipment
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Option to increase medical coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Can cancel up to 48 hours before travel when CFAR option is purchased
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable coverage for budget-conscious travelers
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes generous baggage delay, loss and trip delay coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Optional "adventure sports" bundle available for riskier activities
• con icon Two crossed lines that form an 'X'. Only two insurance plans to choose from
• con icon Two crossed lines that form an 'X'. Medical coverage maximum is low at up to $50,000 per person
• con icon Two crossed lines that form an 'X'. Pricier than some competitors with lower coverage ceilings
• con icon Two crossed lines that form an 'X'. Some competitors offer higher medical emergency coverage

Travelex travel insurance is one of the largest travel insurance providers in the US providing domestic and international coverage options. It offers a basic, select, and America option. Read on to learn more.

• Optional CFAR insurance available with the Travel Select plan
• Trip delay insurance starting at $500 with the Travel Basic plan
• Emergency medical and dental coverage starting at $15,000

Best International Travel Insurance for Long Trips

Seven corners travel insurance.

Seven Corners Travel Insurance offers specialized coverage that the standard short-term travel insurance policy won't provide, which is helpful if you're embarking on a long-term trip. You can choose from several plans, including the Annual Multi-Trip plan, which provides medical coverage for multiple international trips for up to 364 days. This policy also offers COVID-19 medical and evacuation coverage up to $1 million. 

You also get the added benefit of incidental expense coverage. This policy will cover remote health-related services and information, treatment of injury or illness, and live consultations via telecommunication. 

Read our Seven Corners Travel Insurance review .

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Diverse coverage options such as CFAR, optional sports equipment coverage, etc.
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Available in all 50 states
• con icon Two crossed lines that form an 'X'. Prices are higher than many competitors
• con icon Two crossed lines that form an 'X'. Reviews around claims processing are mixed
• Trip cancellation insurance of up to 100% of the trip cost
• Trip interruption insurance of up to 150% of the trip cost
• Cancel for any reason (CFAR) insurance available

How to Find the Right International Travel Insurance Company 

Different travelers and trips require different types of insurance coverage. So, consider these tips if you're in the market to insure your trip. 

Determine your needs 

Your needs for travel insurance will depend on the type of trip you're taking. You'll need to consider your destination and what you'll be doing there, either business, leisure, or adventure traveling. Policies covering adventure sports and activities will cost more. Longer, more expensive trips will also cost more. 

Research the reputation of the company 

When researching a company, you'll want to closely review the description of services. You'll want to see how claims are handled, any exceptions, and limitations.

You'll also want to look at the company's customer reviews on sites like Trustpilot, BBB, and Squaremouth, as this will provide insight on the quality of customer service and the claims process. You should also take note of whether companies respond to customer reviews.

Compare prices

You can get quotes through a company's website or travel insurance aggregators like InsureMyTrip and VisitorsCoverage. You'll need to be prepared to provide the following information about your trip:

• Trip destination(s)
• Travel dates
• Number of travelers
• Traveler(s) age/birthday
• State of residence
• Total trip cost

For companies that offer travel medical insurance, you'll also want to play around with the deductible options, as they can affect your policy premium. 

Understanding International Travel Insurance Coverage Options

Travel insurance can be confusing, but we're here to simplify it for you. We'll break down the industry's jargon to help you understand what travel insurance covers to help you decide what your policy needs. Bear in mind that exclusions and limitations for your age and destination may apply. 

Finding the Best Price for International Travel Insurance

Your policy cost will depend on several factors, such as the length of your trip, destination, coverage limits, and age. Typically, a comprehensive policy includes travel cancellation coverage costs between 5% and 10% of your total trip cost.

If you're planning an international trip that costs $4,500, you can expect to pay anywhere from $225 to $450 for your policy. Comparing quotes from multiple providers can help you find a budget-friendly travel insurance policy that meets your needs.

Why You Should Trust Us: How We Reviewed International Travel Insurance Companies

We ranked and assigned superlatives to the best travel insurance companies based on our insurance rating methodology . It focuses on several key factors, including: 

• Policy types: We analyzed company offerings such as coverage levels, exclusions, and policy upgrades, taking note of providers that offer a range of travel-related issues beyond the standard coverages. 
• Affordability: We recognize that cheap premiums don't necessarily equate to sufficient coverage. So, we seek providers that offer competitive rates with comprehensive policies and quality customer service. We also call out any discounts or special offers available. 
• Flexibility: Travel insurance isn't one-size-fits-all. We highlight providers that offer a wide array of coverage options, including single-trip, multi-trip, and long-term policies.
• Claims handling: The claims process should be pain-free for policyholders. We seek providers that offer a streamlined process via online claims filing and a track record of handling claims fairly and efficiently. 
• Quality customer service: Good customer service is as important as affordability and flexibility. We highlight companies that offer 24/7 assistance and have a strong record of customer service responsiveness. 

We consult user feedback and reviews to determine how each company fares in each category. We also check the provider's financial rating and volume of complaints via third-party rating agencies. 

Read more about how Business Insider rates insurance products here.

International Travel Insurance FAQs

The best insurance policy depends on your individual situation, including your destination and budget. However, popular options include Allianz Travel Insurance, World Nomads, and Travel Guard. 

You should pay attention to any limitations regarding covered cancellations, pre-existing conditions, and adventure activities. For example, if you're worried you may have to cancel a trip for work reasons, ensure that you've worked at your company long enough to qualify for cancellation coverage, as that is a condition with some insurers. You should also see if your destination has any travel advisories, as that can affect your policy. 

Typically, your regular health insurance won't cover you out of the country, so you'll want to make sure your travel insurance has adequate medical emergency coverage. Depending on your travel plans, you may want to purchase add-ons, such as adventure sports coverage, if you're planning on doing anything adventurous like bungee jumping.

Travel insurance is worth the price for international travel because they're generally more expensive, so you have more to lose. Additionally, your regular health insurance won't cover you in other countries, so without travel insurance, you'll end up paying out of pocket for any emergency medical care you receive out of the US.

You should purchase travel insurance as soon as possible after making payment on your trip. This makes you eligible for add-ons like coverage for pre-existing conditions and CFAR. It also mitigates the chance of any losses in the days leading up to your trip. 

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31 June Travel Deals to Kick Off Summer

By Kyler Alvord and Paris Wilson

Summer is finally here. As we gear up for fun in the sun, there are some great travel deals to round off the month of June that you'll want to keep on your radar. Before the scramble for last-minute Fourth of July plans, snap up one of these deals for a quick weekend getaway or a big European vacation. From $89 hotel stays on the Las Vegas strip to 25 percent off Play flights to Europe, there's a lot of ground to cover in the next few weeks.

This month, hotels are beefing up their discounts to entice travelers to book early, especially for reward points members—Marriott is treating Bonvoy members to 20 percent off hotel and resort stays. Find discounted cruise trips with Oceania's deal offering two cruise fares for the price of one with an abundance of add-ons: free unlimited Wi-Fi, champagne, and shore excursions. Plus, Amtrak is continuing its ongoing sale, making regional travel a breeze for a quick weekend getaway. Jump on these deals before they rise like the temperatures.

Flight deals

Train deals, hotel deals, cruise deals.

• More travel deals

All listings featured in this story are independently selected by our editors. However, when you book something through our retail links, we may earn an affiliate commission. This article has been updated with new information since its original publish date. Additional reporting by Jamie Spain.

Play Airlines is offering competitive flight deals to Europe.

Jet Blue is celebrating 20 years of flights to the Dominican Republic

Jet Blue is happy to celebrate twenty years of flights to the DR with travelers, and this monumental milestone calls for major savings. Now until June 24, travelers can score fares as low as $99 on one-way flights to the Dominican Republic from September through November.

Play Airlines is offering 25 percent off flights to Europe in celebration of Pride

To celebrate Pride month this year, Play Airlines is offering two advantageous deals. First, travelers cans take 25 percent off flights to Iceland, Amsterdam, Berlin, Copenhagen, Dublin, Düsseldorf, Hamburg, London, and Paris. Travelers will find daily departures out of Boston Logan Airport (BOS), New York Stewart Airport (SWF), Dulles Airport (IAD), and Baltimore International Airport (BWI). The deal applies to flights between August 2024 and March 2025. The second deal is a giveaway for one lucky traveler who will win free Play flights for two to attend Iceland's Pride in August. Travelers can submit to enter the giveaway  here  from June 18 through June 23, 2024.

College students save big on Lufthansa flights and baggage fees

Verify your student status with Lufthansa and immediately reap the rewards, unlocking a host of discounted economy flights between the United States and Europe, India, Africa, or the Middle East. Students also earn one free piece of checked baggage and the option to get a refund without fees. The program only applies to students in college who are over the age of 16.

Cut costs big time with Frontier Airlines’ shockingly cheap one-way flight sales

Spring sales are in full swing at Frontier Airlines , where travelers can currently snag one-way flights as cheap as $14 between select locations on select dates. This option works best if you’re flexible with dates and destinations—you won’t have a lot of wiggle room with these deals. If you’re feeling restless, on a budget, or are eager to get out of town, consider Frontier for an affordable start to your getaway.

Save up to 30 percent on vacation packages with Spirit Airlines

The budget airline is making it a cinch to save big not just on airfare, but hotels and more with its vacation packages , which are currently up to 30 percent off when travelers book a combination of flights, hotels, or rental cars together. Several of the top deals offer trips to Las Vegas and Cancun from cities like Chicago , Houston , and Atlanta , starting at surprisingly low prices that include flights and a hotel.

Save up to 40 percent on hotel stays with Etihad Airways’ Stopover Package

Stopover packages are a great way to add another destination to your journey without spending too much extra cash. Travelers who want to experience Abu Dhabi can take advantage of Etihad Airways’ discounted Stopover Packages , which currently include up to two free nights in select three- or four-star hotels, or 40 percent off two- or four-night hotel stays at premium properties. The offer also comes with discounts on restaurants and other experiences, as well as amenities like 24-hour check-in and complimentary Wi-Fi. Travelers must make bookings at least three days in advance before arriving in Abu Dhabi.

Rocky Mountaineer is famous for its incredible views of the North American West

Ride out Amtrak’s range of ongoing sales

Amtrak is always offering some good longer-lasting deals. Students aged 17–24 can enjoy up to 15 percent in savings on train rides booked at least a day in advance, trimming costs on a variety of routes that range from coast to coast with no change fees. Plus, on most journeys, seniors save 10 percent on ticket costs—that means travelers 65 and over for qualifying domestic trips and ages 60 and up on cross-border expeditions. And, Amtrak has sweetened the savings on its children’s discount , so little ones between two and 12 years old may travel for 50 percent off with an accompanying adult.

Save 10 percent on Grand Canyon Railway getaway packages

The Grand Canyon Railway & Hotel, home to one of the most scenic train routes in the US , will cover all the bases with its two- and three-night getaway packages that include lodging, meals, and—of course—a train ride through the Southwest’s most-visited national park. The bundles are currently 10 percent off the usual price for an undetermined amount of time, meaning if there was ever a moment to jump on the full canyon experience, it’s now.

Plan a large group outing and earn the seventh spot free

Looking to take your next family reunion to a new level? Get the ol’ college friends back together? Go on a quadruple date? Whatever the occasion, EF Go Ahead Tours’ Group Travel Program caters to large groups, allowing you to handcraft your next experience and save some money along the way. For every six people who sign up, you’ll get a seventh tour spot for free. You can view this as buy six tickets, get one free; or buy 12, get two free; or buy 18, get three free—you get the point. There’s no cap to the number of free spots you can earn. Why not go all out?

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Nobu Restaurant in Caesars Palace.

Secure hotels for as low as $89 on the Las Vegas strip

For those flocking to Las Vegas this summer, you can book popular hotels such as Caesars Palace , Flamingos, Paris Las Vegas, and Nobu Hotel Las Vegas for rates as low as $89 a night during the Vegas Vacation sale. Now through July 1, travelers will get the lowest rates possible with the promo code BAR24. If you aren't able to make it in the next few months, reservations can be made for stays between now and March 2025.

Marriott Bonvoy members get 20 percent off resort and hotel stays

It pays to be a part of the Marriott Bonvoy rewards club. From June 10 through July 7, Marriott Bonvoy members are able to save 20 percent off hotel bookings for weekend getaways and 20 percent off of resorts stays throughout the week. While members get the most savings, non-members can still get 15 percent off.

Get up to 20 percent off at Ace Hotels when you pay early

Ace Hotel’s Greetings From the Future deal rewards guests who book—and pay—at least two weeks in advance by trimming up to 20 percent off the reservation price. The discount, cleverly branded as “paying it forward for future you,” applies at multiple Ace locations and can be secured by booking through the deal webpage.

Book a suite with Loews Hotels and get extra on-site perks

Loews Hotels is sweetening its suite experience by giving travelers up to $125 daily for food and drink—the credit amount varies by location—plus free Premium Plus Wi-Fi. Currently, the hotels offering the largest dining credits are Loews Miami Beach and Loews Regency New York , but other properties still put up a good fight. Check out the offer page to find out what you can expect at your dream Loews destination.

Get a sweet, suite deal at Mondrian Los Angeles

Level up your LA vacay with discounted suites at Mondrian Los Angeles—they’re currently 20 percent off and also come with a $25 daily in-room dining credit and guaranteed late check out of 1 p.m. (early check-in is based upon availability; the deal also is subject to availability, and blackout dates may apply). The suites offer travelers a spiffy home base right in the heart of West Hollywood, and the property’s dreamy rooftop pool is a perfect way to wind down after a day of sightseeing and celeb spotting.

Hop on a free catamaran cruise in Jamaica with Beaches Resort

If you’re looking for a dreamy island getaway, look no further. Those who book a Jamaican trip with Beaches to either Beaches Negril or Beaches Ocho Rios can expect a free catamaran cruise on bookings of five nights or more. Stay seven nights or more to also get $250 in resort credit. Use the code JJAM2024 to secure the deal.

Save 15 percent or more on spontaneous bookings with Booking.com

Booking.com loves a getaway deal , which comes in handy if you’re still not sure where you’re staying for that last-second trip you’re trying to pull together. The site promises at least—not “up to”—15 percent off qualifying hotels of all price ranges, which are sorted by destination on the site to help guide you to a decision.

Save on select Ace Hotel properties, including its Brooklyn location

Unlock up to two free nights at thousands of Wyndham properties worldwide

From now until August 31, Wyndham rewards members have the chance to earn up to 15,000 bonus points (worth two free nights). Stay two consecutive nights at a Wyndham property to earn 7,500 bonus points, three consecutive nights to earn 12,500 bonus points, and four or more consecutive nights to earn 15,000 bonus points. Rewards members can also expect savings of up to 20 percent off or more when they book a stay for three or more consecutive nights between May 22 and July 15, 2024. Stays must be redeemed by September 30. You can join Wyndham’s rewards program for free here .

Save 20 percent at Omni Hotels on three-night stays

Omni’s Spring Savings offer is crystal clear: At the chain’s participating hotels and resorts, guests can now save 20 percent on bookings of three nights or longer. Book directly through the offer page and the deal is done, no additional effort required.

Take up to 15 percent off properties at Extra Holidays

Whether you’re looking for a sunny summer destination like Daytona Beach or the US Virgin Islands , or want to experience city life in Atlanta or Las Vegas , Extra Holidays has tons of great hotels to choose from. Guests will see savings of up to 15 percent off at properties from Club Wyndham, WorldMark by Wyndham, Margaritaville Vacation Club, and more, as long as they book between now and July 8.

Hurtigruten Expeditions cruises

Score two cruise fares for the price of one on an Oceania cruise

During Oceania's “ simply MORE” sale event, travelers can secure two cruise fares for the price of one, get bundled roundtrip airfare, and receive free airport transfers, shore excursions, champagne, and unlimited Wi-Fi. The available 2024 and 2025 sailings are covering much of Europe: Lisbon, Hamburg, Amsterdam, and Barcelona ; as well as Singapore, Montreal , Aukland, Buenos Aires , and New Zealand.

Take 40 percent off Holland America Line cruise fares

Holland America Line has started its Summer Savings event and ends June 28. The highlight of the deal is snagging up to 40 percent off fares for cruises between May 2024 and April 2025, but you can also get up to $100 in onboard credit, a 50 percent reduced deposit, and—on select cruises—you can bring third and fourth guests for free.

See up to 15 percent in savings and up to $2,200 in ship credit on select Seabourn voyages

Take to the waters with Seaborn to “sea” some really great savings on select 2024 and 2025 trips. Guests can save up to 15 percent on select voyages when they book between now and June 25, 2024, like an 18-day trip through Chile and Antarctica , or a cruise through the Panama Canal . Guests can also take advantage of the “More Moments on Us” promotion which offers up to $2,200 in ship credit per suite that can be applied to a variety of activities include shore excursions, spa services, and Wi-Fi packages. (The promotions must be used separately.)

Enjoy all-inclusive amenities on a yacht-style Windstar cruise for $89 per day

Windstar Cruises’ all-inclusive fares allow guests to upgrade to a luxury ocean experience for only $89 more per day per guest, if booked by June 30 and more than five days before departure. This means you’ll get Wi-Fi access plus unlimited alcoholic beverages with gratuities included. Windstar’s yacht-style cruises tour a variety of areas , from the Mediterranean and northern Europe to Tahiti and Central America.

Sail the seas with nearly half off Hurtigruten Expeditions cruises

It’s still wave season and you can expect deals on all of your favorite cruises to destinations around the world. For those that book their next Hurtigruten Expeditions trip between now and June 30, savings of up to 45 percent are in your future. You can expect to see these huge discounts on 2024 and 2025 expeditions to Antarctica , Alaska , Greenland , the Galapagos Islands , and plenty more.

If you miss the cutoff for the 45 percent offer, there’s hope for you yet. With some extra planning, travelers can still slash 40 percent off 2025-2026 cruises , and for a limited time, solo travelers can join select cruise itineraries without paying the single supplement fee .

A Cruise Croatia ship sailing the gorgeous Dalmatian Coast

Cruise Croatia is offering bar credit on luxury yacht sailings booked early

If you’ve seen the photos of Dubrovnik and Split, you know that a visit to the Dalmatian Coast deserves to be on everyone’s bucket list. With Cruise Croatia ’s current deal, travelers save when booking early for cruises departing in May 2025—expect to receive $80 of bar credit per cabin as well as a complimentary traditional village dinner on the Island of Korcula. You can also see savings of up to 40 percent off on last minute voyages .

See Greece in a new light with big savings on trips from Celestyal Cruises

For wave season this year, Celestyal Cruises is taking you on the trip of a lifetime to Greece. A seven-night Greece and Greek Island cruise is going for as low as $679 per person right now, and you’ll find other Greek cruise fares for as low as $279 per person. Your wallet will certainly thank you for taking advantage of Celestyal’s promotions.

Solo travelers get a room to themselves for cheap with Uniworld Boutique River Cruises

Traveling alone is a freeing experience, but can come at a steep price if you wind up paying double to secure a room to yourself. Fortunately, solo travelers can now book two-person rooms on select Uniworld river cruises for the price of just one guest, aiming to break down the financial barriers that often deter independent explorers from planning their dream getaway. Current itineraries eligible for the discounted rate last anywhere from 8 to 16 days and span all over Europe— Paris , Amsterdam , Venice , Lisbon —they’re all yours to see.

Holland America Line cruise

Take your family on a Disney cruise with a 25-percent-off special

Family-friendly Disney Cruise Line is offering between 20 and 25 percent savings on select cruises from ports like Civitavecchia, Italy; Barcelona, Spain ; Galveston, Texas; and Port Canaveral, Florida. The cruises on offer include routes all across the globe, on a variety of ships.

Even more travel deals

Get 20 percent off all-inclusive resorts at priceline when you bundle hotels and flights.

Summer is in full swing for Priceline. See savings of 20 percent off or more for guests who bundle hotels and flights when booking top all-inclusive resorts. You can also save 20 percent off or more on trending city hotels, 40 percent off of Florida hotels with express deals, and up to 40 percent off theme park destinations when you bundle hotels and flights.

Get up to 25 percent off a car rental—and a free upgrade—when you pay ahead

Avis and Budget’s spring sales mean drivers can get rewarded for paying up front when they book a car rental. The deal applies at the sister brands’ participating locations between now and the end of the year; travelers will get 25 percent off the time and mileage charges on their bill, and a free upgrade. To redeem, mention the coupon codes on the deals page and watch the perks pour in.

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Rewards Credit Cards

Get cash back or travel rewards.

Every Discover Card lets you earn rewards on every purchase, with no annual fee .

Choose the best Discover rewards card for you

What types of credit card rewards can you get? All Discover rewards credit cards come with the same suite of security and service features. All Discover cards have no annual fee , and Discover is the only major credit card that gives all cardmembers an unlimited match of all the cash back earned at the end of their first year. 1 No matter which card fits you best, a Discover rewards credit card gives you Miles or cash back with every purchase.

Discover Cards give you cash back on everyday purchases, and some give extra cash back in special categories.

Discover it ® Cash Back Credit Card

Earn 5% cash back

on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate.

Plus, earn 1% cash back on all other purchases.

Unlimited Cashback Match

Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match. 1

New Intro APR x % Intro APR † for x months on purchases and balance transfers and  x % Intro Balance Transfer Fee until .

Then x % to x % Standard Variable Purchase APR and up to x % fee for future balance transfers will apply.

Discover it ® Student Cash Back Credit Card

See how  we calculate our ratings

Plus, earn 1% cash back  on all other purchases.

No annual fee

Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically.  There is no limit to how much we'll match. 1

x % Intro APR † for x months  on purchases.

Then x % - x % Standard Variable Purchase APR will apply.

Discover it ® Secured Credit Card

See how we calculate our ratings

Earn 2% Cashback Bonus ®

at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. 2

Plus, earn unlimited 1% cash back  on all other purchases.

Build your credit with responsible use. 3

x %  Standard

Variable Purchase APR † applies.

Your credit line will equal your deposit amount, starting at $ 200. 4

Discover it ® Chrome Gas & Restaurants Credit Card

NHL ® Discover it ® Credit Card

Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match. 1

If you like to travel, or if you find that you spend your money in a lot of varied places throughout the month, the Discover it ® Miles Card might have the best rewards structure for you with 1.5X Miles on every dollar of every purchase. 11

Discover it ® Miles Credit Card

Earn unlimited 1.5x Miles

on every dollar of every purchase 11 — from hotels to groceries and online shopping.

Unlimited Discover Match ®

We’ll automatically match all the Miles you’ve earned at the end of your first year. 1 There's no signing up, no minimum spending or maximum rewards. Just a Mile-for-Mile match.

x % Intro APR † for x months on purchases and balance transfers.  x % Intro Balance Transfer Fee until .

at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. 2

Or, if you find that you tend to spend most of your money on fuel at gas stations or food at restaurants throughout the year, you might prefer the Discover it ® Chrome Card that lets you earn 2% Cashback Bonus ® at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases. 2

Discover it ® Chrome Gas & Restaurant Credit Card

Discover it ® secured credit card.

Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically.  There is no limit to how much we'll match. 1

Discover it ® Student Chrome Credit Card

x % Intro APR † for x months  on purchases.

How can you make the most of a rewards credit card?

Think about your immediate and your long-term needs. Do you need a balance transfer or a low intro APR? And after account opening, does your card reward you for the purchases you are most likely to make? Does the card have good security, customer service, and an annual fee that you can afford?

There are two factors to consider with any credit card rewards program: how you can earn and how you can redeem. You want to earn rewards where you spend money most frequently. But redeeming is almost more important: make sure your rewards are worth the same or more when you redeem them, and that you can use them in ways that are meaningful to you (things like cash, a statement credit to pay yourself back for travel, to make purchases at merchants, to get gift cards to your favorite brands, etc.).

Some rewards credit cards, like the Discover it ® Cash Back credit card, have a base rewards earning rate AND extra rewards on certain purchases. Make sure you know when those bonus categories are active and how to maximize rewards on eligible purchases. Plus, once you have the rewards card you may be able to add it to your mobile wallet to make sure you always have it on hand to use and earn.

No matter what rewards credit card you have, remember that the reward percentage you earn likely isn't as much as what you are charged in interest on purchases. By paying your balance in full and on time, you avoid any interest charges that could cost you more than the rewards you racked up.

How can you redeem your credit card rewards?

Use your rewards to shop for what you need or want. Earn cash back you can spend with Discover. One dollar earned is worth one dollar you can spend. 5 And 100 Miles = $1 to redeem 6 .

You can redeem your rewards for cash or a statement credit. Discover lets you turn your rewards into cash or a statement credit. Redeem any amount, any time. 7

Discover cash back credit cards also let you redeem for gift cards to popular brands. Get gift cards with at least 5% added value on every card.

Your rewards never expire. 7

Rewards credit card FAQs

What are credit card rewards.

Credit card rewards are a way for you to earn spendable currency in exchange for eligible purchases-so it’s important to remember that the rewards points you earn are only valuable if you can use them for what you want, when you want.

What is the best credit card for rewards?

There are lots of great rewards credit cards. But deciding which is the best rewards credit card for you depends on your unique needs, including your credit score and likelihood for credit approval. (If you don’t have a credit history or are new to credit, consider a rewards credit card like the Discover it ® Secured Card  or a Discover ® Student Cash Back Card .) Once you know what rewards cards you are eligible for, consider the everyday rewards, bonus rewards, and annual fee of each credit card. And remember: a card with an annual fee may cost more than the rewards are worth.

Are credit card rewards taxable?

No, you don’t have to pay income tax on rewards that you earn or redeem. If you use rewards as cash to pay for purchases, however, the purchases may be subject to sales tax as normal. Additionally, if you deposit your rewards as cash into an interest-earning savings account, you will be taxed on any interest earned.

First ask yourself what kind of rewards best fit your spending and lifestyle. Love to travel? The ultimate rewards card for you might be the Discover it ® Miles Card , a travel rewards card that gives you 1.5x Miles on every single purchase with  no annual fee . Turn Miles into cash. Or redeem as a statement credit for your travel purchases like hotels, rideshares, gas stations, restaurants and more. 8   Discover is the only major credit card that gives you an unlimited match of all the Miles you've earned at the end of your first year. 1

Or if you spend a lot on groceries, gas, or restaurants, the Discover it ® Cash Back Card might be a better fit. Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all other purchases-automatically. Only Discover has unlimited Cashback Match for all new cardmembers: we’ll match all the cash back you’ve earned at the end of your first year. 1

Remember, Discover has no annual fee  on any of our cards. 

What kind of rewards can I get with a Discover Card?

Do discover cash back rewards or miles ever expire, how do credit card rewards work.

Every credit card rewards program is different, so don’t assume that all rewards credit card options are equal. Different cards may call their rewards different things, but generally credit card rewards are a form of currency earned as a percentage back of the amount that you charge on your credit card for purchases.

Your credit card issuer has rules about how you can redeem your rewards (which means how you can spend the rewards in the real world). Even a cash rewards credit card may have limitations about how you actually get the cash to use or apply conversion rates at redemption that reduce the value of the rewards that you’ve earned.

There’s no single rule that applies to every rewards credit card, so it’s a good idea to fully read the cardmember agreement that comes with your credit card to make sure you know how you can earn the most and get the most from your rewards.

Read helpful articles on rewards credit cards from Discover

Learn how to redeem your Discover Card rewards. Get details about the Discover Card rewards program, and how to redeem and maximize your credit card rewards.

The Discover Cashback Bonus program allows you to earn cash back rewards on everyday purchases, so you get more cash back every year.

Learn about different types of rewards credit cards such as cash back, travel, and points rewards cards, and how to choose the best rewards credit card for you.

Cash Back Credit Cards:  Discover it ®  Cash Back, Gas & Restaurant Card, NHL ®  Discover it ®

Travel Credit Card:  Discover it ®  Miles

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Secured Credit Card:  Discover it ®  Secured credit card

Intro purchase APR is x % for x   months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x % for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x % variable to x % variable, based on your creditworthiness. Cash APR: x % variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x % Intro fee on balances transferred by and up to x % fee for future balance transfers will apply. Annual Fee: None . Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Intro purchase APR is x % for x  months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x % for x  months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x %  variable to x %  variable, based on your creditworthiness. Cash APR: x %  variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x %  Intro fee on balances transferred by and up to x %  fee for future balance transfers will apply. Annual Fee: None . Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Student Credit Cards

Intro purchase APR  is  x %  for  x months  from date of account opening then the standard purchase APR applies.  Intro Balance Transfer APR  is  x %  for  x months  from date of first transfer, for transfers under this offer that post to your account by   then the standard purchase APR applies.  Standard purchase APR: x % - x %  variable, based on your creditworthiness.  Cash APR: x %  variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50.  Cash advance fee:  Either  $10  or  5%  of the amount of each cash advance, whichever is greater.  Balance transfer fee: x %  Intro fee on balances transferred by   and up to  x %  fee for future balance transfers will apply.  Annual Fee: None . Rates as of  . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Secured Credit Card

x % standard variable purchase APR  .  Intro Balance Transfer APR  is  x %  for  x  months  from date of first transfer, for transfers under this offer that post to your account by   then the standard purchase APR applies.  Cash APR: x %  variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than  $.50  .  Cash advance fee:  Either  $10  or  5%  of the amount of each cash advance, whichever is greater.  Balance transfer fee: x %  Intro fee on balances transferred by   and up to  x %  fee for future balance transfers will apply.  Annual Fee: None . Rates as of  . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

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Cashback Match:  Only from Discover as of April 2024.   We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned cash back rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.

Discover Match ® :  Only from Discover as of April 2024. We'll match all the Miles rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned Miles rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.

2% Cash Back at gas and restaurants:  You earn a full 2%  Cashback Bonus ® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. Calendar quarters begin January 1, April 1, July 1, and October 1. Purchases at Gas Stations and Restaurants over the quarterly cap, and all other purchases, earn 1% cash back. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station, and some public electric vehicle charging stations. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Purchases must be made with merchants in the U.S. To qualify for 2%, the purchase transaction date must be before or on the last day of the offer or promotion. For online purchases, the transaction date from the merchant may be the date when the item ships. Rewards are added to your account within two billing periods. Even if a purchase appears to fit in a 2% category, the merchant may not have a merchant category code (MCC) in that category. Merchants and payment processors are assigned an MCC based on their typical products and services. Discover Card does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not earn 2% if the technology does not provide sufficient transaction details or a qualifying MCC. Learn more at  Discover.com/digitalwallets . See  Cashback Bonus Program Terms and Conditions  for more information.

Build credit with responsible use : Discover reports your credit history to the three major credit bureaus so it can help build/rebuild your credit if used responsibly. Late payments, delinquencies or other derogatory activity with your credit card accounts and loans may adversely impact your ability to build/rebuild credit.

Minimum Security Deposit:  If approved, you must make a minimum security deposit of $200 (or more, in increments of $100 up to $2,500), which will equal your requested credit limit. Discover will determine your maximum credit limit by your income and ability to pay.

You earn rewards, called Cashback Bonus ® , which is stored in your rewards balance and must be redeemed in order to spend. Cashback Bonus can be redeemed via statement credit, electronic deposit to a linked account, paying at select merchants, purchasing gift cards, or donating to charity.​

Cash and Miles products:  You earn rewards which are stored in your rewards balance and must be redeemed in order to spend. Cashback Bonus ® can be redeemed via statement credit, electronic deposit to a linked account, paying at select merchants, purchasing gift cards, or donating to charity. Miles can be redeemed via travel credit, statement credit, electronic deposit to a linked account, or paying at select merchants.

Rewards Redemption:  Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.

Redeem Miles:  Starting at 1 Mile, you can redeem your Miles as a credit to your account to pay for all or part of your bill, for cash as an electronic deposit to your bank account, or for a credit for Travel Purchases made on your statement within the last 180 days. Each Mile is equal to $0.01. Miles cannot be redeemed directly with a specific airline carrier. Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites, commuter transportation, restaurants and gas stations. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Even if a travel purchase on your statement appears to fit in a Travel Purchase category, the merchant may not have a merchant category code (MCC) in a Travel Purchase category. Merchants and payment processors are assigned an MCC based on their typical products and services. Discover Card does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not be eligible for credit redemption if the technology does not provide sufficient transaction details or a qualifying MCC. See Terms and Conditions for more information.

5% Cash back Program Details:     Applies to all categories: Purchases must be made with merchants in the U.S. To qualify for 5%, the purchase transaction date must be before or on the last day of the offer or promotion. For online purchases, the transaction date from the merchant may be the date when the item ships. Rewards are added to your account within two billing periods. Even if a purchase appears to fit in a 5% category, the merchant may not have a merchant category code (MCC) in that category. Merchants and payment processors are assigned an MCC based on their typical products and services. Discover Card does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not earn 5% if the technology does not provide sufficient transaction details or a qualifying MCC. Learn more at  Discover.com/digitalwallets . See  Cashback Bonus  Program Terms and Conditions for more information.

About product reviews : We calculate the average product rating based on ratings that customers submit. We exclude some reviews from being displayed for reasons such as the customer included profanity, reviewed the wrong product, submitted inappropriate or irrelevant content, or revealed personally identifying information. Reviews are not filtered, edited, or deleted simply because they are negative or are lower rated. If a review is excluded, the associated rating is not calculated in the average product rating.

Each Mile is equal to $0.01. Starting at 1 Mile you can apply Miles as credit to your account to pay for all or part of your statement, for cash as an electronic deposit to your bank account, or for a credit for Travel Purchases made on your statement within 180 days. Miles cannot be redeemed directly with a specific airline carrier. See Terms and Conditions for more information.  

Expedia Rewards is now One Key™

Visit Khabarovsk

Check khabarovsk hotel availability, popular places to visit.

• Transfiguration Cathedral

Find out about the history of Khabarovsk when you take a trip to Transfiguration Cathedral. Experience the area's theater scene and museums.

• World War II Memorial

Find out about the history of Khabarovsk with a stop at World War II Memorial. Experience the area's theater scene and museums.

• Lenin Square

You can find out about the history of Khabarovsk with a trip to Lenin Square. Experience the area's theater scene and museums.

• Far East Museum of Fine Arts

You can make plans for a show at Far East Museum of Fine Arts during your trip to Khabarovsk. Experience the area's theater scene and museums.

• Khabarovsk Krai Drama Theater

You can get tickets for a performance at Khabarovsk Krai Drama Theater on your trip to Khabarovsk. Experience the area's theater scene and museums.

• Khabarovsk Krai Musical Theater

You can enjoy a show at Khabarovsk Krai Musical Theater during your trip to Khabarovsk. Experience the area's theater scene and museums.

Reviews of Khabarovsk

• Cities near Khabarovsk
• Places of interest
• Okladnikov Archaeology Museum
• Khabarovsk Regional Museum
• Komsomolskaya Square
• Lenin Stadium
• Muravyov Amursky Park
• Khabarovsk City Ponds
• Bolshaya Medveditsa Shopping Center
• Khabarovsk Geological Museum
• Khabarovsk Pantomime Theatre
• Vedogon Theatre
• Fedotov Art Gallery
• Svobodny Free Theater
• Far Eastern Art Museum
• Triada Theater