raa travel insurance login

Member discounts and offers

Save on your next Australian or New Zealand holiday

Adelaide Football Club

Save 10% off merchandise

Adelaide United | Merchandise

Adelaide united.

Save on Game Day Tickets

Adelaide Zoo

Save on tickets and experiences

Adventure Kayaking SA

Save on kayaking experiences

Kick goals with two great offers

Ambra Spirits

Complimentary Antipasto Platter for group bookings

Andrew's Airport Parking

Save on parking at Adelaide Airport

Anvers Wines

Receive complimentary upgrades

Apollo Motorhomes

Save 10% off the daily rate OR on top of Apollo special offers

Essen by Artisans of Barossa

Enjoy a complimentary wine pairing

Complimentary beverage matching

Bar Lune & Eatery

Save on the 'Feed Me' menu

Barossa Balloon Adventures

Save on balloon adventures

Beau's Pet Hotel

Save on pet accommodation

Big Shed Brewing

Complimentary Big Shed schooner of beer or soft drink

BIG W Store eGift Cards

Save up to 5% at BIG W

Bob Jane T-Marts

$5 discount on each new tyre purchased

Bobbi's Restaurant

Enjoy upgrades on your dining experience

BWS eGift Cards

Save up to 5% at BWS

Save on wine and subscriptions

Capri Theatre

Movie eVouchers from $12.50

Captain Proud Cruises Pty Ltd

Save on boat cruises

10% discount at Chargefox charging stations

CIBO Espresso

Free daily upgrades

Clare Valley Gourmet

Save on bus tickets

Cleland Wildlife Park

Save on tickets

ClubConnect Tickets & Attractions

Save up to 10% on over 3,000 experiences in Australia and NZ

Complete Pest Control

Save on treatments and inspections

Coral Expeditions

Members save on voyages

d'Arry's Verandah Restaurant

Complimentary glass of wine with meal

Dan Murphy's eGift Cards

Save up to 5% at Dan Murphy's

Dandelion Vineyards

Complimentary glass of shiraz

Save $10 on the Feed Me menu

Dozen Deals

Save on wine and wine subscriptions

Eatwell by Kitchenhand

Save on healthy, fresh & nutritious meals

Save 4 cents per litre everyday on fuel

EG eGift Cards

Save 3% on your fuel

Event Cinemas

Movie eVouchers from $12

Fino Seppeltsfield

Complimentary 4th course for shared menu

Enjoy a free meal upgrade

First Drop Wines

Complimentary premium wine tasting

Funtopia Prospect

20% off World Passes at Funtopia Prospect

Golding Wines

Save when booking for 2 people

Goodlife Health Clubs

Save on selected memberships

Gorge Wildlife Park

Members save on tickets

Grand Pacific Tours

Save on New Zealand coach holidays

Grünthal Brew

Complimentary lunch upgrades

5% off health insurance premiums

HCF Corporate Health Insurance

Get up to 8 weeks free*

Howard Vineyard

Free wine tasting or glass of wine with a meal

HOYTS Cinemas

Tickets from $14.20

I Clean Carpets and Windows

Save on cleaning services

Illuminate Adelaide

20% off tickets to Fire Gardens

Imperial Measures

Complimentary G&T with food purchase

Save on small-group tours across the globe

Journey Beyond Rail Expeditions

Save on iconic Australian rail experiences

Kangaroo Island Ocean Safari

Save on ocean safaris

Kiin Restaurant

Free upgrades with lunch or dinner

Krondorf Barossa

Complimentary glass of wine or wine tasting

Laubman & Pank

Five great offers

Longview Vineyard

Complimentary bottle of wine

Save on gin masterclasses

Maison Clement

Receive a complimentary glass of wine

Marriott Bonvoy

Save on Marriott Bonvoy Group hotels

Monarto Safari Park

Movie tickets

Members save at participating cinemas

Naracoorte Caves

Save on cave experiences

National Wine Centre of Australia

RAA members receive complimentary upgrades

Receive onboard credit

Save 15% on a selected range

Members receive lunch and dinner offers

Pike & Joyce Wines

Bespoke 3 course lunch

Port Adelaide Football Club

Save on merchandise, dining and club events

Member Recognition Round

Port Adelaide v Fremantle | 13 April

Prancing Pony Brewery

Complimentary Schooner with a full paid meal

Prohibition Liquor Co

Save $19 on a cheese platter and 2 gin flights

RAA Approved Repairers

Save up to $30 at selected repairers

Save $20 on RAA Batteries

with Premium and Plus Road Service

Free car advice

From our experts

RAA Car Loans

Save on our standard fixed interest rate

RAA Personal Loan for Home Renovations

Raa personal loan for travel.

10% off solar panels and batteries

RAA Trade Assist

Exclusive for members

Worldwide hotels - online only

Save on worldwide hotels

RAA Travel Insurance

Save on domestic or international travel insurance

SA Experiences

Save on a range of SA Experiences

RAA Vehicle Inspections

Members save 15%

Save 5% every day plus exclusive offers

Reschke - Coonawarra

Schild Estate - Barossa Valley

Save on Kangaroo Island ferry fares

Shingleback Wines

Save 15% off car hire with SIXT

Star Discount Chemist

Save on a wide range of products

State Opera South Australia

Save on tickets for a range of opera productions

State Theatre Company SA

Save on tickets to a range of productions

Stonehaven Wines - Limestone Coast

Strathmore Hotel

Save 10% on Dining

Sunglass Hut

Save 15% on full-priced sunglasses

Tasmanian Vacations

Get bonus credit for additional tours and attractions

The Banksia Tree

Exclusive member offer

The Bend Shell V-Power Motorsport Park

Save on experiences

The Big Duck Boat Tours

Save on ocean adventures

The Crafers Hotel

Receive complimentary lunch or dinner upgrades

The Currant Shed

Complimentary 3rd course and Shottesbrooke wine tasting

The FruChocs Shop

Save 10% on your favourite chocolate treats

The Lane Vineyard

Exclusive member offers

The Popeye and Paddleboats

The Suburban Brew Taproom

Complimentary beer with any pizza

Save on all bookings

Ulithorne - McLaren Vale

Save an extra 10% off parking with UPark Plus

Wallis Cinemas

$15 movie tickets for RAA members

Wattyl Paint Centre

Save on paint products and accessories

Weber Grill Academy

West Beach Adventure

Members save 10%

Windy Point Restaurant

Complimentary dinner upgrades

winedirect.com.au

Spend and save

WISH Gift Cards

Save 3% on WISH eGift Cards

Woodville Hotel

Woolworths Supermarket eGift Cards

Save up to 4% on groceries

Zap Fitness 24/7

Save on memberships and start-up fees

Terms and Conditions for participation in RAA ‘More For Members’ program

1.  Participation in the Program

1.1. The Program is made available by Royal Automobile Association of South Australia Incorporated (RAA) ABN 90 020 001 807 (referred to in these terms and conditions as "RAA", "we", "our" or "us").

1.2. Participation in the Program is without additional charge and is only available to Members (referred to in these terms and conditions as "you" or "your") subject to these terms and conditions.

1.3. We may terminate or suspend your participation in the Program at any time if you:

• 1.3.1. fail to comply with these terms and conditions;
• 1.3.2. supply any misleading information or make any misrepresentations to us or to any Program Partner in connection with the Program;
• 1.3.3. abuse any privilege accorded to you under the Program; or
• 1.3.4. cease to be a Member

for the purpose of clarity, if your participation is terminated or suspended in accordance with this clause 1.3 Program Partners are under no obligation to provide you with a relevant Offer.

1.4. RAA, at any time without prior notice, reserves the right to:

• 1.4.1. amend these terms and conditions;
• 1.4.2. change or cease any of the Offers;
• 1.4.3. terminate any Program Partners; or
• 1.4.4. suspend or terminate the Program;

2.  RAA Card

2.1. RAA issues Members with a membership card which can be used for the redemption of Offers within the Program (RAA Card).

2.2. The RAA Card is not transferable and remains the property of RAA.

2.3. We are not liable for any malfunction in the RAA Card or delay in replacing the RAA Card.

3.  Claiming a Benefit

3.1. RAA will advertise Offers via the website during the promotional period.

3.2. In order to claim an Offer you may be required to:

• 3.2.1. present your RAA Card;
• 3.2.2. enter your member number during an online purchase;
• 3.2.3. enter a designated promocode during an online purchase;
• 3.2.4. make a purchase via an RAA exclusive link; or
• 3.2.5. any other manner prescribed by RAA.

If, upon request by a Program Partner, you do not present your RAA Card you may not be eligible to claim the Offer.

3.3. Offers are available to Members only and cannot be sold, transferred, or assigned.

3.4. All Offers are subject to availability and such other terms and conditions imposed by Program Partners. All terms and conditions are available via our.raa.com.au/membership/member-discounts-and-offers.

3.5. RAA takes reasonable care to ensure that information it publishes in relation to the Program is accurate but does not accept any liability for information provided by Program Partners or other third parties.

3.6.  RAA and its Related Bodies Corporate are not liable to you for:

• 3.6.1. any Offer not being made available to you for any reason;
• 3.6.2. any failure by Program Partners to provide an Offer to you in accordance with the Program;
• 3.6.3. any loss or damage whatsoever (including indirect or consequential loss) caused by or arising out of any goods or services purchased from a Program Partner;
• 3.6.4. any failure to notify you of any change in these terms and conditions, the RAA website, participating Program Partners or Offers;
• 3.6.5. the suspension or termination of the Program.

3.7. Program Partners are independent third parties who provide goods or services direct to customers. They do not have any authority, express or implied, to make any representations, warranties, or statements on behalf or as agents of RAA.

4.  Privacy

4.1. Information on how we handle your personal information is explained in RAA's Privacy Policy which you can obtain via www.raa.com.au/privacy-policy.

4.2. You should refer to Program Partners for a copy of their respective privacy policies and for information on how they handle your personal information.

4.3. When you use your RAA Card to claim an Offer, your personal information including your, membership number and information about your transactions may be collected by Program Partners on behalf of RAA and may be used by RAA for the following purposes:

• 4.3.1. the administration of the Program, including tracking any savings accessed;
• 4.3.2. the provision of goods and services under the Program;
• 4.3.3. planning, research and marketing of the Program and goods and services of RAA and its Related Bodies Corporate.

4.4. You may be require to provide personal information, including name and address to a Program Partner to claim an Offer if goods or services are to be delivered to you, however such information will not be shared with RAA.

4.5. Program Partners will not have access to your personal information, unless you agree to provide it to them. We take no responsibility for any information you may give to any Program Partner.

4.6. If you have opted-out of receiving marketing material from RAA, you will not receive any marketing material related to the Program. If you do not want to receive marketing material from RAA, please let us know by calling (08) 8202 4600 or updating your preferences in  My Account  via www.raa.com.au/membership/my-account.

5. Complaints

5.1. If you have a query or complaint in relation to a product or service provided by one of the Program Partners you should raise it direct with the relevant Program Partner.

5.2. For all other concerns or complaints relating to the Program contact us on [email protected]

6. Definitions

6.1. Offer means any offers, services and benefits provided to Members by a Program Partner and as set out on the RAA website , the RAA app and as advertised from time to time.

6.2. RAA Card means a designated RAA Member Card, being either physical or digital which contains a member number and unique barcode.

6.3. Member means a member of RAA as defined in the RAA Constitution  via www.raa.com.au/membership/membership-terms-and-conditions.

6.4. Program means the program known as Member Benefit Program aimed at providing Members with specially selected Offers, services and benefits and as set out on the RAA website.

6.5. Program Partner means an independent organisation or entity that has agreed to provide an Offer to Members.

• RTIP (for retired members) Health, dental and travel insurance for retired members in the RTIP plan
• Health and Dental Group benefits for plan members
• Home and Auto Online policy access and more
• Individual Life Insurance Access your OTIP/Teachers Life policy
• Plan Administrator Administration Portal access

Get a car or home insurance quote from OTIP and receive a $20 gift card of your choice.*

Our dedicated team provides OTIP members with courteous, fair and professional property and casualty claims services.

Retired or planning to in the next 5 years? Join us for a free retirement workshop or webinar!

Need to download a form? Choose the one most relevant to you!

• Why OTIP News and Updates Group of Companies Trustees and Partners Diversity, Equity and Inclusion Land Acknowledgement Giving Back Careers About Your Broker
• Français
• Leisure Products
• Home and Property
• Retiree Health & Dental
• Occasional Employees
• Auto and Home
• Health and Dental
• Long Term Disability
• Health Coverage
• Retirement Planning Resources
• Dental Coverage
• Make a Claim
• Value-added Programs
• Retirement News
• Active Retired Members (ARM)
• Plan Your Trip
• Occasional Teachers (OT)
• Administration
• Occasional & Casual Members (OCM)
• News and Updates
• Group of Companies
• Trustees and Partners
• Diversity, Equity and Inclusion
• Land Acknowledgement
• Giving Back
• Life at OTIP
• About Your Broker
• OTIP Websites
• Help Centre
• Ways to SAVE

Welcome to the K13 version of OTIP.com

No matter where you are on your wellness journey, you can count on our wellness programs to support you each step of the way.

Understanding your benefits coverage.

• Find benefit details
• Check available balances
• Attach claim documents

Flexible plans to fit your needs.

• Learn about our plans & apply online
• Register for free retirement webinar
• Make a claim

• Broken down? Get help Road Service, 24/7
• General enquiries: 8202 4600 Mon to Fri, 8am to 6pm | Sat, 9am to 12pm
• Help Centre FAQs, T&Cs and online enquiries
• Log in to My Account
• View your products
• Update your details

Car Insurance

• Make a claim
• Retrieve a quote

Car insurance for South Australians

With RAA Car Insurance, you can trust you're in good hands.  Compare our four levels of cover, from comprehensive to third party. Whether you're driving a brand new or second-hand car, you'll be prepared for the unexpected.

Get a quote , buy, or make a claim  online 24/7.

Compare our four levels of cover

Premium comprehensive, standard comprehensive, third party, fire & theft, third party.

Accident: Your car

$0 excess windscreen repair or replacement

Repair or replacement of your windscreen, window or roof glass. With Premium Comprehensive, you won't pay an excess for windscreen or window glass breakage claims.

With Standard Comprehensive, if you choose the optional cover, you won't have to pay an excess for the first repair or replacement in your policy term. You may have to pay the basic excess for any more claims.

New vehicle replacement

$200 mobility benefit

Hail, storm and flood

Theft or attempted theft

Hire car following theft

Accidents: Other cars, property and people (legal liability)

Choice of repairer

Repairs guaranteed for life

Tools of trade

Personal effects up to $1,500

Emergency repairs

Emergency travel and accommodation

Transport up to $150 following an incident

Malicious damage (like vandalism)

Theft of keys

Towing and storage

14 day change of vehicle

Baby capsules, booster and child seats

Trailer cover up to $1,500

All features and benefits in the table are subject to limitations and exclusions. For full terms, conditions, limitations and exclusions, please refer to the relevant Product Disclosure Statements (PDS) and Target Market Determinations (TMD) .   RAA Insurance products are issued by RAA Insurance Limited, ABN 14 007 872 602, AFS Licence No. 232525.

Use the drop-down menus to compare options

Optional covers

Optional extras for your peace of mind.

Hire Car Cover

If you get any level of Comprehensive insurance with us, you can add Hire Car Cover to your policy. This will help with your hire car costs if you're in an incident.

If you take out Standard Comprehensive cover, you can add this benefit to your policy. 

You'll get one repair or replacement of your window, windscreen or roof glass where you won't have to pay an excess.

You may have to pay the basic excess if you make more than one claim in the same term of your policy.

Not sure which cover to choose?

Choosing the right car insurance is important, so we've made a quick guide to help explain some of the key differences. 

No matter what type of RAA insurance you choose, your claims will be handled right here in SA and you'll have the confidence of award winning insurance.

Get a quote online

Narrator: Choosing the right car insurance is important. This quick guide helps you choose the type of cover that's right for you.

Our simplest type of cover is third party insurance. Third party cover might sound similar to what's included with your car registration, but it's not the same. The CTP (Compulsory Third Party) insurance that comes with your car registration only covers the medical costs of other people injured in an accident. It doesn't cover other damages. Our third party insurance does cover damage caused by your car to someone else's vehicle or property. It also covers legal costs approved by us related to the accident.

Our third party, fire and theft insurance covers all the things that come with third party  insurance - plus it has more benefits. If your car's stolen or damaged in a fire, our third party,  fire and theft insurance will cover that too.

Our comprehensive car insurance offers the most cover. This covers all the things that come with third party, fire and theft insurance - plus it has even more benefits. If your car's damaged or lost from theft, fire, flood, storm or hail, our comprehensive insurance will cover that. And if your windscreen or windows are accidentally  damaged, our comprehensive insurance covers that too.

No matter what type of RAA Car Insurance you choose, your claims are handled right here in SA. Repairs to your car can be guaranteed when arranged with an RAA Approved Repairer and you'll have the confidence of award winning insurance. Get a quote online today.

We can help with more specialised car insurance options

Veteran and vintage insurance.

If you’ve poured your heart and soul into preserving a classic car, it deserves special attention.

More about Veteran and Vintage insurance

Modified and imported car insurance

If you’re having trouble finding cover for a unique vehicle, contact us about our Hard to Place car insurance.

More about Hard to Place car insurance

Why choose RAA insurance?

10% multi-policy discount , 10% seniors card holder discount, loyalty discount, our claims are handled in sa, shopping and entertainment discounts, raa membership included.

*Discounts do not apply to optional benefits or statutory charges. A minimum premium applies. Discounts to your existing insurance policies will be applied at the next renewal of each policy.

For the fifth year running, we've won Canstar's Most Satisfied Customers - SA Car Insurer Award

Having won for the past four years, in 2023 our members once again reported higher levels of product and service satisfaction than those of other eligible insurers.

Frequently asked questions

What's the difference between covers, what's the difference between ctp and third party insurance.

Compulsory Third Party (CTP) covers your costs for the injuries of any other person hurt in an accident that involves your car. RAA doesn't offer CTP. It's compulsory to choose a CTP insurer when you pay your car registration and is entirely separate to Third Party insurance. Third Party insurance covers damage caused by your car to someone else's car or property. RAA does offer Third Party insurance. You may want to have RAA Car Insurance in addition to CTP.

What's the difference between our Premium and Standard Comprehensive cover?

Both levels of Comprehensive insurance cover damage to your car, as well as damage caused by your car to someone else's vehicle or property, and cover if your car is stolen or damaged by fire.

Premium Comprehensive is our car insurance with the highest level of cover. It has four benefits you can't get with Standard: 

• Unlimited $0 excess windscreen repair or replacement Repair or replacement of your windscreen, window or roof glass. You won't pay an excess for windscreen or window glass breakage claims.
• $200 mobility benefit  When your claim is settled, we'll make a $200 payment to you to help with transport costs you might have had after select incidents. 
• Tools of trade We'll cover up to $3,000 for your tools of trade if they're accidentally damaged or stolen from your car.
• 5 year new vehicle replacement If you buy a brand new car and it's written off within 5 years of the initial registration date, we'll replace it with a brand new one.

Standard Comprehensive doesn't have the above four benefits, but it does have: 

• 2 year new vehicle replacement If you buy a brand new car and it's written off within 2 years of the initial registration date, we'll replace it with a brand new one.
• Optional cover: One $0 excess windscreen repair or replacement You can choose to add one $0 excess repair or replacement of your windscreen, window or roof glass to your Standard Comprehensive cover. You may have to pay the basic excess if you make more than one windscreen claim in the same term of your policy.

Am I covered if I accidentally scratch my car?

Do i have to pay an excess if an accident wasn't my fault.

Read more FAQs

You might also be interested in

We're here to help, enquire online, find a shop, help centre, things you should know.

The information included in this website and in our brochures is a summary and is intended as a guide only. Each section should be read subject to the full terms, conditions and exclusions as set out in the relevant Product Disclosure Statements (PDS) and Target Market Determinations (TMD).  RAA Insurance products are issued by RAA Insurance Limited, ABN 14 007 872 602, AFS Licence No. 232525.

Read our General Insurance Code of Practice and complaint resolution information .

For details on your rights and benefits as an RAA member, please refer to the  Membership Terms and Conditions .

• Mon - Fri : 9am to 5pm
• Sat : 9am to 5pm
• Sun : Closed

• My bookings
• Unlock member savings

Your member details

Before we can show you lower prices, we need to check you’re an RAA member. We’ll use your last name and date of birth to find you in our system. Read our Privacy Policy .

Annual Multi-Trip Travel Insurance

If you’re a regular traveller, save time and money and with our Annual Multi-Trip Travel Insurance. Designed for those taking multiple trips a year, an Annual Multi-Trip policy could save you getting a new policy each time. Plus, members save 10%.¹

Get a quote online  and take out cover before you travel. 

Why an annual multi-trip?

• Unlimited^ cover for overseas medical and dental expenses
• Unlimited^ cancellation fees 
• $15,000 per adult for lost, stolen or damaged luggage, per trip*
• We’ll cover you anywhere in the world, including in Australia, if you’re at least 250km from home
• Your choice of maximum trip length of 30, 45 or 60 days
• Choose the Ski and Winter Sports Option to cover equipment hire, bad weather and more if you’re heading to the snow

Contact us anytime

Emergency assistance

Our emergency overseas assistance team can help you anywhere in the world, 24 hours a day, every day of the year. Call +61 2 8055 1698 .

Make a travel insurance claim

You can make a travel insurance claim online or by calling 1300 207 365 . We'll take your details and guide you through the claim process.

Travel alerts

• Frequently asked questions

Things you should know

^Unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit.

*Lost or stolen luggage must be reported within 24 hours.

¹Member discount applies to premium payable for the product.

Conditions, exclusions, limits, and sub-limits apply. This insurance is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL AFSL 246548) (Tokio Marine).

Royal Automobile Association of South Australia Incorporated acts as agent for Tokio Marine and may receive a commission which is a percentage of the premium paid and may also receive a portion of the underwriting profit. Consider the  relevant PDS and Target Market Determination ,  Terms and Conditions  and  Privacy Policy , available on the RAA website when deciding whether to purchase this product.

Any advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Before acting on any of this information, you should consider its appropriateness having regards to your personal circumstances.

Whilst the PDS outlines the Terms and Conditions of these products, the TMDs outline the intended class of customers that comprise the target market for these travel products. This will allow you to consider which products best suit your objectives, financial situation and needs and consider the products appropriateness to your personal circumstances. TMDs also outline matters involving the distribution and the review of these products.

Sign up to our travel e-news and get $20 off your next travel booking

We'll send our latest travel offers and exclusive packages straight to your inbox. By signing up to this newsletter, you agree with our Privacy Policy and our Terms and Conditions

• Flights and stays
• Holidays and destinations
• Inspiration
• Holiday search
• Holiday types
• International
• Deals and discounts
• Travel essentials
• Travel insurance
• International driving permits
• Travel extras
• Luggage and accessories
• Manage a booking
• Meet our travel experts
• Visit an RAA Shop

• Privacy Policy
• Cookies Policy
• Terms and Conditions