- Schengen Product
- Travel Global
- Annual Multi-trip
- TravelSmart
- Travel Senior
- Policy Document
- Travel Tips
- Insurance Glossary
- Privacy Policy
- Health Declaration and Exclusions
- GET A QUOTE
YOUR ONLINE TRAVEL INSURANCE IN SOUTH AFRICA
Discover our travel insurance products and select the coverages that best suits your needs., travel schengen .
Our Schengen Travel insurance is the perfect insurance to obtain your Schengen Visa. Buy it online starting from R 147** with AGCS SA and get the Schengen visa you need to visit Europe.
From R 147*
travel global .
Our travel insurance protects you and your family while you are travelling abroad. Compare our products now and select the level of coverages that best suits your needs.
From R 233**
annual multi trip .
Our annual multi-trip products cover you for all of your trips below 92 days within a year. This is the best cost-effective travel insurance if you are a frequent traveller. Buy once and get covered for a full year.
From R 1887***
sport covers .
AT AGCS SA, we know travelling is about experiences and we want you to be covered when you are taking this extra risk that will make the difference. Our Sport cover accompanies you a step further !
From R 582****
travelsmart app .
Our TravelSmart app is the perfect travel companion. It provides assistance service while you are abroad. You can use it to locate assistance service such as hospitals or embassies or translate medical terms.
Free for all
* Schengen Travel - Price based on a 30 year old travelling up to 3 days within a Schengen Destination.
**Travel Standard - Price based on a 30 year old travelling up to 3 days within Worldwide excluding USA & Canada geographical zone.
***Travel Schengen Annual multi-trip - Price based on a 30 year travelling to the Schengen space
****Travel Standard with Sport Cover - Price based on a 30 year old travelling up to 3 days within Worldwide excluding USA & Canada geographical zone
For more information about our optional products prices please refer to the products page.
Terms and conditions apply to all policies and pre-existing medical conditions are not covered within any products.
5 Reasons Why You Need Travel Insurance That You May Not Have Thought Of
Travel insurance covers many more things which you may not be aware of, or even considered. Here are some of those things
Visa to Europe
Are you wishing to visit Europe and do not know how to apply for the visa. Luckily, we are here to help.
US Visa Requirements for a South African Citizen
If you are looking to visit the USA as a South African citizen, then all the visa related information you need to know can be found in this article.
Travel to Italy: A Guide for South Africans on Getting a Tourist Visa
Learn how to apply for a Schengen visa and discover the beauty of Italy. From essential documents to visa application centres, we've got you covered.
Tourist Visas for South Africans Visiting Ireland:
Get your Irish getaway started today. Learn about the validity of passports, arrival process, visa stamping, and important considerations for seamless travel!
Frequently Asked Questions
How much does a policy cost.
Prices vary depending on the policy type, duration of the trip, where you are travelling to, the age and number of people travelling and whether any options are required.
To find out how much a policy costs:
- Click "Get A Quote"
- Choose the policy type (single trip or annual trip)
- Add any options you require (Winter sports, Hazardous activities, Terrorism cover)
- Enter the dates and destination of the trip you require
- Enter details of the persons requiring cover
- Click 'Submit'
How can I buy a policy?
How do i know that buying my policy online is secure, what if i change my mind about buying the policy.
If your cover does not meet your requirements, please notify us before the date of departure or maximum 30 days after the purchase date of your insurance as stated on the certificate of insurance. We will not refund any premium is you have already travelled or claimed
Schengen cover Premium refunds are only considered for single trip cover, when you are either unable to obtain the necessary visas or the policy does not meet your requirements. Please notify the issuing agent within 48 hours of receiving your policy schedule or start date of the policy whichever is the earlier and return all your documents to them for a refund of your premium.
Contact us by telephone: +971 4 270 8705 email at: [email protected]
Can I buy Allianz Travel insurance if I am not a resident of South Africa?
Does it matter who i book my travel arrangements through, does allianz travel offer an annual multi-trip policy, is there an age limit on the travel insurance policy, when does cover begin and end, what is the maximum trip length, if i return home early do i get a refund of my premium, are there any exclusions to the policy, am i covered for any existing medical conditions.
The policy does not cover claims relating directly or indirectly to any existing medical conditions, if you or anyone to be insured has at the time of taking out this insurance or booking your journey (whichever is the later):
- Been prescribed regular medication
- Received treatment or had a consultation with a doctor or hospital specialist for any medical conditions in the past 6 months
- Been referred to, treated by or are currently under the care of a doctor or a hospital specialist
- Been diagnosed as having a terminal illness
Please click here to read the Health Declaration for more information.
Am I covered for skiing or other adventure activities?
Am i covered for loss of cash, how do i get my insurance documents, can i purchase a policy if i have already started my journey, if i have any queries, who do i contact, can i still claim even if i don't have receipts for all my personal possessions, who do i contact in the event of a medical emergency, who do i contact to make a claim, how am i ever going to remember all these different contact numbers.
The Travel Insurance Experts
When you are insured with AGCS SA, you have access to a global network of travel experts. Our travel insurance underwriters have a vast amount of experience and local knowledge about the destinations, cultures and risks of many different countries. This means that we can design a comprehensive cover for your specific needs while understanding the unique challenges faced by people traveling to more remote or exotic locations around the world.
How can we help?
Millions of people rely on us! With 1 intervention every 2 seconds, Allianz is the worldwide leader in travel Insurance and assistance services. Winter Sports, Hazardous Activities, Single trip or Annual cover: We are here for you 24/7.
Terms & Conditions apply.
For your holidays in South Africa and abroad
Travel insurance for south africa.
South Africa is renowned for its stunning wildlife safaris, vibrant cities, and breathtaking scenery. From the iconic Table Mountain in Cape Town to the vast savannas of Kruger National Park, there's something to captivate every traveler's imagination. Now, as you plan your journey to this enchanting destination, it's crucial to consider your travel insurance needs. In this guide, we'll walk you through everything you need to know about travel insurance for South Africa, ensuring you have a worry-free and enjoyable trip.
- What should your Travel insurance cover for a trip to South Africa?
How Does Travel Insurance for South Africa Work?
- Do I need Travel Insurance for South Africa?
How Much Does Travel Insurance Cost for South Africa?
Our suggested axa travel protection plan, what types of medical coverage does axa travel protection plans offer, are there any covid-19 restrictions for travelers to south africa, traveling with pre-existing medical conditions , what should your travel insurance cover for a trip to south africa.
At a minimum, your travel insurance should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage. AXA Travel Protection plans are designed with these minimum recommended coverages in mind.
- Medical Coverage – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.
- Trip Cancellation & Interruptions – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.
- Emergency Evacuations and Repatriation – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.
- Coverage for Personal Belongings – AXA offers coverage for your belongings with assistance against lost or delayed baggage.
- Optional Cancel for Any Reason – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons. Exclusive to Platinum Plan holders.
In just a few seconds, you can get a free quote and purchase the best travel insurance for South Africa.
Imagine indulging in South Africa's savory braais and exotic street food. However, after enjoying a delicious meal, you fall ill with food poisoning. In need of urgent medical attention, your travel insurance may cover unexpected health emergencies, including food-related illnesses. With AXA, you can enjoy South Africa's cuisine with confidence.
Here’s how travelers can benefit from an AXA Travel Protection Plan:
Medical Benefits:
- Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees.
- Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation.
- Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms.
Baggage Benefits:
- Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries.
- Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings.
Pre-Departure Travel Benefits:
- Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury.
- COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions.
- Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations.
Post-Departure Travel Benefits
- Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
- Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.
Additional Optional Travel Benefits
- Rental Car (Collision Damage Waiver) : Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft.
- Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy.
- Loss Skier Days : Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures.
- Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures.
Do I Need Travel Insurance for South Africa?
While South Africa doesn't require travel insurance, we highly recommend securing a policy before your trip. A good travel insurance can protect your finances, especially considering the significant expenses involved in visiting the region.
Why? There are several reasons:
Medical Emergencies: Given the potential risks of accidents or illnesses while exploring South Africa's diverse landscapes, coverage for emergency medical expenses is crucial. Insurance offers travelers’ access to necessary healthcare without worrying about overwhelming costs.
Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.
Trip Cancellation : With South Africa's unpredictable weather and occasional political unrest, trip cancellations may occur. Coverage for trip cancellation may offer reimbursement for prepaid expenses due to unforeseen circumstances.
In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:
- Total Trip cost: The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc.
- Age: Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals.
With AXA Travel Protection, travelers to South Africa will be offered three tiers of insurance: Silver, Gold and Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs.
AXA presents travelers with three travel plans – the Silver, Gold and Platinum Plan , each offering different levels of coverage to suit individual needs. Given that South Africa hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers to consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses.
The Platinum Plan is your go-to choice if you're looking for extra coverage for South Africa’s experience. "Cancel for Any Reason" offers greater flexibility for those unexpected twists in your travel plans and the "Rental Car (Collision Damage Waiver)" offers assistance when you're out exploring South Africa's stunning landscapes in a rental car.
AXA covers three types of medical expenses:
Emergency medical
Emergency evacuation & repatriation
Non-medical emergency evacuation & repatriation
Emergency medical: can cover unexpected incidents such as broken bones, burns, sudden illnesses, and allergic reactions.
Emergency evacuation and repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness.
Non-medical emergency evacuation and repatriation: Can cover evacuation assistance for leaving a destination urgently due to non-medical reasons. This could include events like natural disasters or civil unrest.
No. Travelers visiting South Africa are no longer obligated to present vaccination certificates or recent negative PCR test results upon entry.
Traveling with preexisting medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip. Our Gold and Platinum Plans offer coverage for preexisting medical conditions. The Platinum plan is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons,
What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plan with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60 day look back period. We're here to make sure you travel with ease, no matter your health situation.
1.Can you buy travel insurance after booking a flight?
You can buy travel insurance even after your flight is booked.
2.When should I buy Travel Insurance to South Africa?
It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14-days of making your initial trip deposit.
3.Do Americans need travel insurance in South Africa?
Travel insurance is not a mandatory requirement for visiting South Africa. However, purchasing a policy before your trip is highly recommended to cover unforeseen events such as medical emergencies, trip cancellations, or lost luggage.
4.What is needed to visit South Africa from the USA?
When traveling to South Africa, American citizens must have a passport valid for at least 6 months. Besides the valid passport, only need a return ticket for a 90-day stay is needed.
5.What happens if a tourist gets sick in South Africa?
If you become sick in South Africa, travelers with AXA Travel Protection can contact the AXA Assistance hotline 855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.
Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions. AXA Assistance USA, Inc.© 2023 All Rights Reserved.
AXA already looks after millions of people around the world
With our travel insurance we can take great care of you too
Get AXA Travel Insurance and travel worry free!
Travel Assistance Wherever, Whenever
Speak with one of our licensed representatives or our 24/7 multilingual insurance advisors to find the coverage you need for your next trip.
Senior Travel Insurance
If you are looking for senior travel insurance then Quick Travel Insurance has a fantastic policy especially tailored for those between the ages of 71 and 80 years (inclusive).
This policy includes R5 million of emergency medical cover.
Cover includes Trip Cancellation up to R20,000.
There is no cover for vascular, cardiovascular and cerebrovascular (heart and stroke related) conditions.
Travellers between the ages of 71 and 80 (inclusive). Maximum duration 92 days.
The main benefits
- MEDICAL EMERGENCY ASSISTANCE
- PERSONAL ACCIDENT
- CANCELLATION
Important documents
Benefits schedule.
Senior Cover Schedule of Benefits
TERMS & CONDITIONS
Terms & Conditions. It is recommended to read through.
Key Facts. It is recommended to read through.
Buy your travel insurance policy online now
Buy travel insurance for Seniors online now. Travel insurance quick & simple.
IMPORTANT NOTICE
Quick Travel Insurance is a trading style of Ozsum Projects (Pty) Ltd. (2021/886140/07)
Quick Travel Insurance is a Registered Agent of Africa and Worldwide Medical Assistance Services, who are a registered Financial Service Provider, FSP number 44376.
Why Choose Us
- Buy your travel insurance policy online
- Affordable policies for South Africans
- Covered instantly
- Underwritten by Genric Insurance
- Receive policy documents via email
Our Policies
- Africa Asia & Middle East Cover
- Business Cover
- Worldwide Cover
- Inbound Cover
- Schengen Cover
- Senior Cover
- Student Cover
CONTACT QUICK TRAVEL
Quick Travel Insurance 6 Sturdee Avenue Rosebank Gauteng South Africa 2196
Advise: 010 211 4858 [email protected]
We use cookies to optimise the user experience. Tell me more
Please take note
You are about to leave the Absa website. The content of the website you are visiting is not controlled by Absa. This link is being offered for your convenience and Absa is not responsible for accuracy or security of the information provided. We recommend that you read the privacy policies and terms of the other website. The requested site will open in a new window.
- Private & Wealth
- Absa Online
- Online Share Trading
Wealth and Investment Management
- Business Online Banking
- Electronic Mailbox
- International Trade Finance
- International Cash Management
- iMX Extranet
- Business Integrator Online
- Absa Investments
- Cash Self Service
- Data Security Manager
- ISO Merchant Onboarding
- Commercial Online Banking
- Fleet Management System
Absa Travel Insurance
Relax and enjoy the journey knowing you’re covered for any eventuality.
Call me
Holidays should be stress-free
We’ll cover you for unexpected incidents that may affect your travel, from a cancelled flight to a lost suitcase or a sudden illness. Absa Travel Insurance options will ensure that you relax and enjoy every journey. Choose the travel insurance option that suits you best.
Stress-free travel
Your top-up cover will cover you for the loss of baggage, money or bank cards, the rejection or delay of your visa, missing a connecting flight or cancelling or delaying your trip.
Discounted rates for couples, families and groups travelling together.
Frequent travellers
Unlimited number of trips (maximum trip duration is 90 days) done within 12 months are covered by our annual multi-trip option.
What you need to know
Already an absa customer.
As a holder of a qualifying Absa Visa card, you automatically get up to 90 days’ Basic Travel Insurance for international journeys when purchasing your return travel ticket(s) with your card. Automatic Basic Travel Insurance is available for travellers between three months and 74 years old.
Top-up cover
If you need more cover you can easily add more benefits to your Automatic Basic Cover.
War is a general exclusion on all Bryte policies. Due to sanctions as well as the prevailing conditions please note that cover on all policies (Basic Travel Insurance as well as Top-up cover) for travel to Russia, Ukraine and Belarus and associated airspace has been suspended until further notice.
Choose the insurance solution you need
We’ll call you with a personalized quote.
Automatic Basic Travel Insurance
Get 90 days’ Automatic Basic Travel Insurance for international trips. You also get medical cover for expenses and personal accidents, plus selected travel-assisted services.
Tell me more
Optional top-up cover
Supplement your Automatic Basic Travel Insurance with a range of benefits that cater for trips up to 184 days.
Top-up Cover for seniors
If you're between 75 and 85 years old, this cover gives you travel insurance for 90, 120 or 184 days or an annual multi-trip.
Tell me more
Exclusive seniors
Get exclusive cover for 31 days if you are between 86 and 89 years old. Specific terms and conditions apply.
- Basic Travel Insurance
- Optional Top-up Cover
- Top-up Cover for Seniors
- Exclusive Seniors
- As a cardholder of a qualifying Absa card, you qualify for up to 90 days’ Automatic Basic Travel Insurance for international journeys when purchasing your return travel ticket(s) with your credit card.
- Available for travellers between the ages of three months and 74 years.
- Basic Travel Insurance does not cover pre-existing medical conditions and may not include cover for certain hazardous activities. A pre-existing medical condition includes any doctor’s consultation or medical advice or treatment (including prescription medication) that you may have received for any chronic or recurring illness or injury in the year before the insurance under this policy started.
- You have a choice of three optional top-up plans to supplement the Automatic Basic Travel Insurance available to you. Please refer to the optional top-up schedules of benefits in the policy for detailed information on the benefits and limits offered.
- Your card must be used for payment at a point of sale (POS), or you can pay for your public transport carrier ticket by using an online purchase facility (Card Not Present transaction). EFT transactions (payment from the credit card account) do not qualify.
- You only qualify for automatic basic cover benefits when your insured journey begins and ends in South Africa.
Get certificate OR Call me back
View our top-up rates Read your Travel Insurance Policy
Visit the Bryte website get your Automatic Basic Cover confirmation, an Absa quote or buy your Absa Top Up Travel Insurance.
Absa Travel Insurance is underwritten by Bryte Insurance Company Limited, a licensed insurer and an authorised FSP (17703).
automatic-basic-travel-insurance
With Optional Top-up Cover, you can add more benefits to your Automatic Basic Cover.
Rates are calculated according to the following age groups:
- Three months to 59 years (inclusive)
- 60 to 69 years (inclusive)
- 70 to 74 years (inclusive)
You can choose from the following trip duration options:
- One to 90 days
- 91 to 120 days
- 121 to 184 days
- Annual multi-trip
The comprehensive offer covers:
- Hijacking of a public transport carrier
- Legal expenses
- Lost or stolen baggage
- Wrongful detention
- Personal Accident Insurance
- Trip cancellation/Cutting your insured journey short
- Additional cover for emergency medical and associated expenses
- Personal loss of money or your passport, as outlined in the policy document.
The standard optional top-up plans may not include certain hazardous activities. Please refer to the hazardous activities listed in the policy wording to ensure that you have cover for your planned activities. If your activity does not appear on our list, please call the Bryte Customer Care Centre on 0861 227 284 or email [email protected] to ensure that you have the appropriate cover in place.
Cover for cardiac, cardiovascular, vascular or cerebrovascular conditions If you are 70 years or older, we do not pay for claims caused by or resulting from any cardiac, cardiovascular, vascular or cerebrovascular illness or consequences or complications that can reasonably be related to these conditions.
This exclusion will not apply if you bought the Optional Additional Cardiac, Cardiovascular, Vascular or Cerebrovascular Cover before the insured journey started. This optional extra cover is only available to travellers between the ages of 70 and 74, including when they buy Optional Top-up Plan 1.
Cancellation Cover
Cardholders of a qualifying Absa card have two Cancellation Cover options available to them, namely: Cancellation for a named reason and Cancellation for an unnamed reason.
- The standard Cancellation Cover for a named reason is explained on pages 69 and 70 of the policy wording document and lists specific named events for which a policyholder can claim.
- Cancelling an insured journey for an unnamed reason is an optional benefit that can be purchased by paying an additional premium. It waives specific exclusions and allows you to potentially claim for an event that is not specifically mentioned on pages 69 and 70, as described above. This Optional Additional Cover is only available on Top-up Option 1 and carries specific conditions as outlined in the policy wording. The Travel Insurance Policy must be bought within 24 hours after making the first (full or part) payment against your travel and accommodation booking. This benefit cannot be used in conjunction with Cancellation for a named reason.
- The specific exclusions applicable to cancellation, both named and unnamed cover, are listed on pages 75 to 76 of the policy wording. When you buy the optional cancellation cover for an unnamed reason, there are a number of exclusions that no longer apply. However, if you do not buy the optional cover for cancellation for an unnamed reason, the exclusions will apply as stated.
View our top-up rates Read your Travel Insurance Policy
Visit the Bryte website get your Automatic Basic Cover confirmation, an Absa quote or buy your Absa Top Up Travel Insurance.
optional-top-up-cover
This cover is specifically for travellers between the ages of 75 and 85 and is valid for 90, 120 or 184 days or an annual multi-trip.
The cover includes:
- Baggage loss/theft
- Personal accident insurance
- Wrongful detention and personal loss of money or your passport
- Comprehensive Travel Insurance Cover for emergency medical and associated expenses.
Get certificate OR Call me back
top-up-cover-for-seniors
Absa also offers Exclusive Cover for Senior Travellers between the ages of 86 and 89 years. The maximum period of insurance is 31 days.
- Before purchasing this plan, you are required to provide proof of your medical aid and a medical clearance form completed by your local treating medical practitioner. Cover is subject to pre-approval by Bryte.
- Please refer to the Exclusive Senior Schedule of Benefits in the policy document for detailed information on the applicable benefits, benefit limits and terms and conditions.
Visit the Bryte website get your Automatic Basic Cover confirmation, an Absa quote or buy your Absa Top Up Travel Insurance. Absa Travel Insurance is underwritten by Bryte Insurance Company Limited, a licensed insurer and an authorised FSP (17703).
exclusive-seniors
Cover has to be bought for each traveller, including children. Quoted premiums are for each insured traveller.
Discounted rates apply for couples, family/friends and groups travelling together.
Refer to the rates table below.
Find out more about our insurance solutions
Need to submit a claim.
We will give you all the support you need when you have to submit a travel insurance claim.
Call Bryte on 0860 222 446 or +27 (0) 10 498 7866 Monday to Friday between 08:00 and 16:30 Closed on weekends and public holidays Email [email protected]
Register and submit your claim here .
For emergencies
Call us on +1 416 977 9288 (Reverse call charges accepted)
For any medical claims over R10 000, contact the Emergency Assistance Helpline for approval. If you do not get approval, your benefit will be limited to R10 000.
Ensure that you have the following documents available in emergencies:
- Travel Insurance Policy number (if Optional Top-up Cover has been bought) or the credit card number used to purchase the airline ticket
- Current location
- Your telephone number
- Nature of the emergency
- Type of assistance required
Need more help?
Speak to one of Bryte Insurance consultants to get the best insurance for your needs
Call Bryte on 0861 227 284 or +27 (0) 10 498 7856 Monday to Thursday: between 08:00 and 18:00 Fridays: between 08:00 and 17:00 Saturdays: between 08:00 and 13:00
Closed on Sundays and public holidays
Email: [email protected]
Download the Absa Banking App today
Latest offers
Find a branch
Safety and security
Market Indices
Self servicing and help guides
App, Online and other banking
Exchange rates
Banking rates and fees
Investor Relations
Citizenship
Media Centre
Sponsorship
Personal Banking
Business Banking
Corporate and Investment Banking
Legal and compliance
Terms of use
Banking regulations
Privacy Statement
Switch to Absa
Business debit order switching
Send your feedback
011 501 5050
or 0800 11 11 55
Absa Head Office: Absa Towers West, 15 Troye Street, Johannesburg, Gauteng, South Africa, 2000
Terms Of Use | Banking Regulations | Privacy Statement | Security Centre | � Copyright. Absa Bank Limited, Registration number 1986/004794/06. All rights reserved | Authorised Financial Services Provider and a registered credit provider (NCRCP7)
- Introducing the new Chubb Travel Insurance
- What is covered?
- What is not covered?
- When am I covered?
- Where can I travel?
- Who is covered?
- Preparing to Travel
- At Your Destination
- When the Unexpected Happens
- Planning your Travel
Top Travel Tips
- Chubb Assistance
- Product Features
- Overseas Medical Assistance And Claims
- Luggage And Travel Documents
- Sports Equipment
- Our Products
Introduction
The new chubb travel insurance, travel isn’t ‘regular’. your travel insurance shouldn’t be either..
Whether you’re an individual, a member of a family, or someone who goes overseas, be it frequently or infrequently, Chubb Travel Insurance has a plan for you.
With our new and improved plans, you can now choose the benefits and level of cover that suits your itinerary. Plus, with our enhanced add-ons, you can also get cover for Winter Sports, Hazardous Activities, Sports Equipment and Rental Vehicle Collision Damage Waiver.
Chubb’s product highlights
- Unlimited emergency medical and related expenses
- Various levels of cover to choose from
- Worldwide cover 24 hours a day, 7 days a week (excluding Cuba, North Korea, Syria, Sudan and Iran)
- Single-trip or annual multi-trip cover
- Up to 90 days cover on a singletrip, or 62 days if over the age of 70
- Up to 90 days cover on an annual multi-trip
- Cover for individuals and families (aged 6 months to 69 years; seniors: 70-79 years)
Click to view the full Benefit Schedule .
What you always get with us
There’s some travel insurance cover that you’ll always need. Our standard policies always include cover for:
- Medical and related expenses, including evacuation and repatriation
- Chubb medical and personal assistance
- Specified pre-existing medical conditions
Dynamic add-on benefits
Need a bit more than what’s included in our standard policies? Chubb Travel Insurance also offers the following add-on benefits for travellers:
- Winter Sports
- Hazardous Activities
- Rental Vehicle Collision Damage Waiver
View full full terms, conditions and exclusions .
How to apply for insurance
To get a travel insurance quote, go to our Quotes page and follow these steps:
- Choose a single-trip policy.
- Select your destination.
- For a single trip policy, select your travel dates, OR
- Choose who you want to cover.
- Provide the age of the principal traveller.
- Select your relevant add-on benefits, if any.
Travel Smarter with Chubb Travel Insurance And Protect your Trip
You may also be interested in, the apps you need.
Preparing to travel
Chubb Travel Tips
10 tips to beat jet lag, 10 things to stop buying.
At your destination
London in one day
Keep in shape, top 3 travel mishaps.
When the unexpected happens
8 Unusual Airports
Why buy annual travel insurance.
Planning your travel
It Will Never Happen To Me
Top travel tips – make your travels memorable for all the right reasons
Family Travels
Top tips for a memorable family trip
You may contact us via email or telephone.
Chubb Insurance South Africa Limited
Ground Floor, The Bridle, Hunts End Office Park 38 Wierda Road West, Wierda Valley, Sandton
Chubb Travel Insurance Customer Service
For general enquiries and claims, call
0800 467 467
(Mon-Fri: 9am to 5pm only)
For 24-hour emergency, call
+27 (0) 11 722 5757
Chubb Worldwide Offices
For the mailing address, telephone number and email address of any Chubb office in our global network,
Please use our office locator
Chubb. Insured. ™
- About Chubb
- Cookie Policy
Chubb Travel Insurance is issued and underwritten by Chubb Insurance South Africa Limited, a (Re)Insurer licensed to conduct non-life insurance and reinsurance business. Chubb is an authorised Financial Services Provider (FSP: 27176). The policy wording will take precedence over all the guidance contained in the website and in all instances the terms and conditions of the policy wording apply. Chubb only provides general guidance and does not consider your objectives, financial situation or needs; therefore this guidance cannot be considered as financial advice. Chubb can be contacted on 0800 467 467 or e-mailed at [email protected] .
We use personal information which you supply to us or, where applicable, to your insurance broker for underwriting, policy administration, claims management and other insurance purposes, as further described in our Master Privacy Policy, available here: https://www.chubb.com/za-en/privacy-policy.html . You can ask us for a paper copy of the Privacy Policy at any time, by contacting us at mailto: [email protected] .
Top Travel Insurances for South Africa You Should Know in 2024
Byron Mühlberg
Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.
Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.
At the very bottom of Africa, South Africa is a famous tourist destination that's known for its diverse landscapes, Table Mountain, the Kruger National Park with its Big Five, and rich cultural heritage such as traditional music and dance. Although travelling to South Africa can be an accessible holiday destination for many people, out-the-pocket healthcare costs in the country tend to be expensive, so it's a very good idea to arrive there with travel insurance under your belt.
Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to South Africa and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.
South Africa Insurance Profile
Here are a few of the many factors influencing the scope and cost of travel insurances for South Africa:
Best Travel Insurances for South Africa
- 01. Should I get travel insurance for South Africa? scroll down
- 02. Best medical coverage: VisitorsCoverage scroll down
- 03. Best trip insurance: Insured Nomads scroll down
- 04. Best mix for youth and digitial nomads: SafetyWing scroll down
- 05. FAQ about travel insurance to South Africa scroll down
Heading to South Africa soon? Don't forget to check the following list before you travel:
- 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
- 🛂 Need a visa? Let iVisa take care of it for you.
- ✈ Looking for flights? Compare on Skyscanner !
- 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
- 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.
Do I Need Travel Insurance for South Africa?
No, there's currently no legal requirement to take out travel insurance for travel to or through South Africa.
However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to SA or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.
With that said, here are the top three travel insurances for South Africa:
VisitorsCoverage: Best Medical Coverage
Among the internet's best-known insurance platforms, VisitorsCoverage is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to South Africa. It lets you choose between various plans tailored to meet the specific needs of your trip to South Africa, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.
- Coverage 9.0
- Quality of Service 9.0
- Pricing 7.6
- Credibility 9.5
VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for South Africa:
- Policy names: Varies
- Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
- Trip coverage: Excellent - but only available for US residents.
- Customer support: FAQ, live chat and phone support
- Pricing range: USD 25 to USD 150 /traveller /month
- Insurance underwriter: Lloyd's, Petersen, and others
- Best for: Value for money and overall medical coverage
Insured Nomads: Best Trip Coverage
Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.
- Coverage 7.8
- Quality of Service 8.5
- Pricing 7.4
- Credibility 8.8
Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:
- Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
- Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
- Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
- Customer support: FAQ, live chat, phone support
- Pricing range: USD 80 to USD 420 /traveller /month
- Insurance underwriter: David Shield Insurance Company Ltd.
- Best for: Adventure seekers wanting comprehensive trip insurance
SafetyWing: Best Combination For Youth
SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!
- Coverage 7.0
- Quality of Service 8.0
- Pricing 6.3
- Credibility 7.3
SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:
- Policy names: Nomad Insurance, Remote Health
- Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
- Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
- Pricing range: USD 45 to USD 160 /traveller /month
- Insurance underwriter: Tokyo Marine HCC
- Best for: Digital nomads, youth, long-term travellers
How Do They Compare?
Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to South Africa? Take a look at the side-by-side chart below:
Data correct as of 4/1/2024
FAQ About Travel Insurance to SA
Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.
No, you'll not be required to take out travel insurance for South Africa. However, we strongly encourage you to do so anyway, because the cost of healthcare in South Africa can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.
Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.
Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.
Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).
The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.
A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.
Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.
Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.
See Our Other Travel Insurance Guides
Looking for Travel Insurance to Another Country?
See our recommendations for travel insurance to other countries worldwide:
Why Trust Monito?
You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.
Monito is trusted by 15+ million users across the globe.
Monito's experts spend hours researching and testing services so that you don't have to.
Our recommendations are always unbiased and independent.
- Luxury Comprehensive
- Business Comprehensive
- Schengen Visa
- Africa, Asia, Indian Ocean & Middle East Regional Cover
- Youth – For Casual Work and Study
- Credit Card Top Up Cover
- Senior (Over 71-80 years)
- Senior (Pensioners) over 80
- Inbound – For tourists visiting South Africa
- Cover for South African Residents traveling locally
- How to get the right travel insurance
- International Medical Emergency Help and advice
- Tailor your International travel Protection
- 6 Policies that have Annual Multi-Trip (For frequent travelers)
Pensioner over 80 Travel Insurance for South Africans
Available As:
Travel Insurance
Buy your bryte travel insurance policy now, our partners in holiday experiences.
Sign-up to our newsletter to not miss another deal.
Check out our ebrochure for all the latest and greatest deals.
Don’t miss the boat on another holiday package.
Sign-up for our newsletter for the latest on travel news, trends and early bird notifications on promotions and special deals.
JavaScript has been disabled on this browser. For a seamless experience, please enable the option to run JavaScript on this device
Personal Travel Insurance
From 1 October 2023, AIG SA Limited will no longer offer or provide Personal Travel Insurance.
For claims contact us on 0860 104 146
SERVICE OFFERING UPDATE
Please be aware, that with effect from 1 October 2023, AIG South Africa Limited will no longer offer or provide Personal Travel Insurance.
For any policy queries please email [email protected]
To download a claim form please go to aig.co.za/claims
Explore some of our other products.
CANCER CARE
Protect your financial well-being while recovering from cancer. With 100% payout on diagnosis and full coverage at any stage of your illness.
CRITICAL ILLNESS
Designed to ease financial stress on you and your loved ones when unplanned illness happens. Get 100% coverage and payouts for five critical illnesses.
LIFETIME PERSONAL ACCIDENT
When you can’t earn an income due to injury or death, we have you and your family covered. With up to R1 000 000 for immediate expenses, four unique plans and 50% extra benefit.
DAILY HEALTH BENEFIT
Take away the worry of daily expenses when hospitalised with a daily cash pay-out when it matters most.
AIG South Africa Limited is licenced to conduct non-life insurance business. FSP 15805
IMAGES
VIDEO
COMMENTS
Call our travel sure service centre 0860 25 24 66 or +27 (0)11 556 7060 (international). Super easy. Send the claim form directly to Europ Assistance by emailing [email protected] or online. Sure. We can extend a trip policy as long as you let us know before your policy expires.
TIC, supplier of travel insurance for senior travellers travelling from South Africa. Travelling? Buy travel insurance before you depart. Call us: 0860 100 484 (RSA) or +27 (0)11 521 4000 Call us: 0860 100 484 (RSA) or +27 (0)11 521 4000 ... TIC's Senior travel insurance benefits include:
Travel Insurance, Underwritten and administered by Allianz Global Corporate & Specialty South Africa Limited, an Authorised Financial Services Provider FSP NO: 16722 (AGCS SA), The Firs, 2 nd Floor, Office 202, 32A Cradock Avenue, Rosebank 2196 - P.O. Box 62228, Marshalltown, 2107R - [email protected]
Our Senior Travel insurance to cover most countries around the world for travellers aged between 71- 80 years old. This is a specialized Senior travel insurance product tailored to meet the unique needs of our older people or senior citizens in South Africa. This comprehensive insurance coverage is specifically designed to provide financial ...
Please notify the issuing agent within 48 hours of receiving your policy schedule or start date of the policy whichever is the earlier and return all your documents to them for a refund of your premium. Contact us by telephone: +971 4 270 8705. email at: [email protected].
Squaremouth, a travel insurance comparison site, recommends at least $50,000 in emergency medical and $100,000 in medical evacuation coverage for South Africa. Travelers who are participating in ...
If you become sick in South Africa, travelers with AXA Travel Protection can contact the AXA Assistance hotline 855-327-1442. Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.
If you are looking for senior travel insurance then Quick Travel Insurance has a fantastic policy especially tailored for those between the ages of 71 and 80 years (inclusive). This policy includes R5 million of emergency medical cover. Cover includes Trip Cancellation up to R20,000. There is no cover for vascular, cardiovascular and ...
The average cost of senior travel insurance is $416 per trip, based on our analysis of rates for the best travel insurance policies for seniors. Your exact cost for travel insurance will generally ...
South Africa. Telephone: +27 12 421 7500. FCDO travel advice. See UK gov website for latest information. Find the right travel insurance policy to cover you and your belongings while you explore the beautiful and diverse country of South Africa.
TIC travel insurance for travellers travelling to, from or within South Africa. Buy your travel insurance before you depart. Call us: 0860 100 484 (RSA) or +27 (0)11 521 ... If not, consider the Senior Policy (Ages 70 to 79) or Senior Plus Policy (Ages 80 to 85)
Once the claim has been submitted, you will receive an email as proof of submission with your claim number. Please save all documents in PDF format for you to upload successfully. If you have any questions contact us by email at [email protected] or call us on +27 11 351 4531. Submit a new claim here.
We will give you all the support you need when you have to submit a travel insurance claim. Call Bryte on 0860 222 446 or +27 (0) 10 498 7866 Monday to Friday between 08:00 and 16:30 Closed on weekends and public holidays Email [email protected]. Register and submit your claim here .
Additional Travel Insurance Options from Regent. Regent Travel Insurance Company extends its coverage to various specific needs: Group Travel Insurance: Ideal for groups of ten or more travellers. Senior Travel Insurance: Tailored for individuals aged between 70 and 80. Youth Travel Cover: Designed for individuals aged between 16 and 30.
When you declare any medical conditions on our website, we'll only show you quotes from insurance providers who will cover them, with no exclusions. If your condition is more serious, MoneyHelper has a directory of insurance providers who may be able to provide quotes over the phone. You can call them on 0800 138 7777.
Age is a critical factor in determining the price of a travel insurance policy and you may notice that policies get more expensive the older that you are. Generally, you can expect a travel insurance policy to cost between 7% and 9% of the total trip cost. For those over 80 years old who require the most comprehensive plans, the cost may be higher.
Chubb's product highlights. Unlimited emergency medical and related expenses. Various levels of cover to choose from. Worldwide cover 24 hours a day, 7 days a week (excluding Cuba, North Korea, Syria, Sudan and Iran) Single-trip or annual multi-trip cover. Up to 90 days cover on a singletrip, or 62 days if over the age of 70.
However, we've chosen a few highlights for their travel insurance for South Africa: Policy names: Varies. Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others. Trip coverage: Excellent - but only available for US residents.
What's covered. With World Nomads you can buy travel insurance before you land in O.R Tambo International Airport or Cape Town International Airport, or while you're already traveling around South Africa. World Nomads offers cover for many activities ranging from mountain biking to skiing, surfing, kayaking and scuba diving.
Get cheap, comprehensive international travel insurance protection for South Africans from Travelinsure, the No. 1 provider in SA. Safeguard your trip with convenient and hassle-free online travel insurance. Don't risk traveling without proper coverage. Get peace of mind and enjoy your journey worry-free. Secure your travel insurance online today!
What does pensioner over 80 travel insurance offer? Our pensioner over 80 travel insurance offers travel insurance to cover most countries around the world for travelers aged between 81- 85 years old. This policy covers you for up to R 1 million in emergency medical expenses.
At Pentravel, we recommend the best travel insurance provider, and have partnered with Bryte Travel Insurance to bring you a variety of different cover options. Visit our online Travel Insurance Portal now and receive a prompt travel insurance quote or purchase your own policy online. Whether you are travelling with an elderly family member ...
Travel insurance plans that provides comprehensive travel insurance for all your travel needs. ... Please be aware, that with effect from 1 October 2023, AIG South Africa Limited will no longer offer or provide Personal Travel Insurance. For claims contact us on 0860 104 146.